I was the broke friend that got cut off ,I also was in nursing school when it happened , a bachelors and a masters later I now I got the bigger bag.

@VerleanHurd

Жыл бұрын

She cut you off prematurely. You were the broke friend that was persuing her goals. Big difference. She actually did you a favor.

@nickytomblin7042

Жыл бұрын

You were in nursing school pursing higher education to increase your bag. So they should have seen that. And for sure if you are a black nurse, like myself you will need the master's degree to get the higher positions. Congratulations!

@lisaphillips9991

Жыл бұрын

Thats okay, that was not a friend because you was not just hanging out. You were in pursuit of a better position in life..Her job as a friend was to cheer, support, encouage you along the way...So no she did you a favor...congratulation I'm proud of you sis..❤..

@lovyng

Жыл бұрын

​@VerleanHurd Nawl, she wasn't a friend, just an associate 🤨

@VerleanHurd

Жыл бұрын

@@lovyng Doesn't matter, cutting her off was the best thing for her.

i think that most people will misinterpret the message. The “broke friends” are the ones who lack saving money and have little desire to grow or save for the future. For the people who are pursuing education and do not have the money yet, that is completely different as you desire to make more money. You are not broke friend but a growth one.

@JohnBrown-ig5nc

Жыл бұрын

Thank you for saying that. What you said confirmed that I'm on the right path

@austingray6885

Жыл бұрын

This is what I feel like, I remember reading rich dad, poor dad, and there was a quote that went like “broke is temporary, poor is forever”.

Dave Ramsey became my "white daddy", 22 years ago! What I mean is that he Financially taught me soo much, that I was Debt Free, twice! I was a Clubber n Nice Car driver most of my life, therefore blowing money I earned often. Dave put me in a better mind set! Anthony Oneal is a product of him! Minorities, we need to change our Cultures Narrative! Spend less, save more, earn more, ignore your Broke Friends n Coworkers. Listen to Dave & Anthony!

@ramonaneyrinck2292

Жыл бұрын

❤❤❤ exactly!!! I became debt-free by following Dave Ramsey is about advice. And I also learned about Anthony O’Neill when he was affiliated with Dave

I cut all my broke friends off and now I’m making more money and experiencing life better!!!!

There's a DIFFERENCE between Friends that are going through the STRUGGLE but you can see their GROWTH,And a MOOCH 🧐💲🥂

@patrickboyd3364

Жыл бұрын

My wife is always seeing some of her friends on Facebook asking other people for money, a couple days ago someone was stressing, that they needed $150 dollars to get there car out of the repair shop I just dropped a little over $300 for two Amazon fire tablets HD tablet that was on sale for us.

@2rich2miss

Жыл бұрын

Big Facts!!!

@brittneymarshall8951

Жыл бұрын

It’s a beautiful thing

I’m sitting here coming up on my 38th birthday in 4 months and I’m broke . I have a job but I’m living paycheck to paycheck borrowing money from family members pay day loans etc but your giving me the game to start building financial literacy thank you so much I’m gonna turn it around!!!

@Ginger_Spicy_Candor

11 ай бұрын

you can turn it around! you can! trust! we went from being homeless living in a car during the pandemic to an over 400K household this year! God is the realest! you can do it! through and in Him!

Fam you just gave me hope. Here I am 38 thinking I was outcast because I don’t have kids, when it could be God telling me not to bring life without building first

I have definitely learned that having an emergency fund is so important because things happen and having a backup plan is so important!

@dafnenoel9825

11 ай бұрын

Facts

People don’t make enough to feed their household! People are putting groceries on credit cards. I hope your message is empathetic to those facts! Some people don’t make a living wage! It’s not as easy as your making it seem! I wish it were!

@Ginger_Spicy_Candor

11 ай бұрын

He is still single. When he is a husband and a father and his income is shared with his responsibilities he will have a different tune. we cannot expect him to speak from a place he has not yet experienced.

I would only cut off a friend if they were negative and became obstacles to me achieving my goals.

I really love your show young man but I hope people don't forget to look at the fact that they were once broke and needed a friend not based on bag (money) only. I hope we as humans remember to be humble and not forget our humble beginnings. sometimes it seems when people of color make money they become so prideful they start cutting off people that don't have what they have achieved, forgetting they needed someone to show them the ropes of making, saving and investing money when they were BROKE. I am not talking about you, Anthony. Just sharing something I have been seeing on KZread a lot lately. Everyone wants to sit at the rich table but no one talks about cutting off rich, rude, unethical and prideful people like they talk about cutting the broke and maybe unmotivated people. Again, love your messages just food for thought. There should be limitations to how far we should let people get involved in our lives whether rich or broke based on things like integrity, love and respect. Just saying!

@sheilauwakwe9321

Жыл бұрын

Your message real!

@ritamcclendon9961

Жыл бұрын

Thank You for Wisdom

@opinionatedreality9688

Жыл бұрын

You didn’t watch the whole video your diatribe is unnecessary

@thegoodnews6682

Жыл бұрын

Nope bc people start to look at you only as a dollar sign. Call you on your birthday and ask for money lol. I'm not wealthy yet and already experience this shift. Ppl, Yes all of them, you won't know or see the difference until you have it fr

@janicelewis1681

Жыл бұрын

I was thinking just what you said about people needing to realize where they’ve come from and that they didn’t always have what they may now have. And I am speaking about Anthony as well as anyone else who the shoe fits.

The same way an addict can't hang around other addicts when trying to get off drugs, you can't hang with people with the financial habits you're trying to kick. It's not mean, it survival. 🤷🏾‍♀️

good morning Men and Women of God. I am here to get my practical financial literacy information

I live my life under the radar...my family and friends don't really know that I have out paced them...I am debt free..home paid off...estate set up 2 yrs ago..56 yrs...maxing out savings/investing...looking to change careers to do something I want to do till 62 1/2 or longer and retire...I truly understand what you are teaching here...I have spoken this to family and friends...some are doing okay...but they don't want to discuss their finances and have family/friends who are trying to keep up the Joneses and live the championship/caviar lifestyle on a soda pop budget so you cannot tell them nothing...At the end of the day I am doing what is right for me because I don't want to be a financial burden to others when I retire!

Finding your channel has really changed my life in a short amount of time. I’m on a path now to change my behaviors to become debt free and have a better financial future for me and my daughter. I don’t want her to have the same money story I have

This is such a necessary conversation. We need to be talking about having savings, what savings accounts are for, which ones yield the best interest rates. Having early conversations about investing just so everyone is more familiar. It's not about making anyone feel uncomfortable or excluded. It's so we have familiarity and curiosity. That way more friends and family might be open to learning more and starting their own savings and investment accounts. Too many people are intimidated and put off by these conversations. It should be like talking about the new cute neighborhood restaurant. - An option that you might like.

Anthony I am very proud of you and the work you are doing for our community, thank you so very much

Lord!,, that comment “ we send money up”. Hit home for me. It’s been my life since I was 14 years old( Yes! 14)

Messages right on time… financial security and freedom have been on my mind… time to get to work! Thanks brotha!

Thank you for using the gifts that God has blessed you with. You are truly a blessing and definitely a part of US waking up🎉

I needed this today !!!! GLORY!!!!!!

Great advice. Watching this show every week has really impacted my life, it has enabled me make huge financial decisions and taken giant steps too, thank you so much.

@anthonyoneal

Жыл бұрын

So glad!

I hear you! I respect that!

I absolutely love this message!!

This is a very good message 👏🏼. Im getting 1000 dollars per year in dividends. I love saving money 💰. I definitely got more than 1k for emergency funds

@elea7771

Жыл бұрын

How to do this?

@larrylovejr82

Жыл бұрын

@@elea7771 Invest in stocks

@marietaylor5174

Жыл бұрын

Just wait until you start getting that in a month and then a week. The stock market is a wealth-building machine if you are discipline and consistent.

@larrylovejr82

Жыл бұрын

@@marietaylor5174 😁

@obi.shinobi

Жыл бұрын

​@@marietaylor5174what is your investment portfolio sis?

Thank you for this podcast KZread episode. It’s time for me to get on the same path as some of my friends who are currently outpacing me a different areas. Thank you so much for the estate planning piece. That really open my eyes to a piece of my life I need to deal with. And I couldn’t help but think to myself oh my gosh I need to share this episode was at least 10 people.

Wonderful that is so so much positive thank you for the positivity

Just finished the video, thank you for the encouragement to look into estate planning. I did the insurance and will, but didn't know about estate planning.

I respect that. And hear you 100%.

We need to hear this, thanks.

There were definitely some gems in this one ! 💎

Positive message!!

Although I'm definitely outpacing my friends, I've received a mountain of insight and perspective on important next steps to secure myself & my family . 💎💎💎👈🏽📚✍🏽

I wish I could give you a millions like 👍🥰🥰🥰🥰🥰🥰❤❤❤❤❤❤ I love watching your show and I never got bored or distracted watching you everyday and I don't think I will never in future. Thank you for sharing your experiences and thoughts about finance 🙏❤.

Great Show... I learned alot...😊

This was eye-opening, looking at my friends 😬

Thank you so much!

Endless gems.

I feel the same way I Iove to feel that I’m ahead but my entourage think I’m crazy and keep saying I’m not enjoying my life. I simply don’t wont to worry about certain stuff when I get older.

Thank you for this

Sometimes this means you have to cut YOURSELF off. Personal Re-engineering is deeply challenging.

15:30 My wife and I just paid off both our cars last week. We’re both 100% focused on clearing all debts and building wealth/legacy.

“You can’t tell yourself no.” There it is, right there.

This was a good one

I lost most of my income this past year. But as of August I will start replacing my emergency fund and paying off my debts..

Facts on the average car payment. But if by the time i pay off the car it needs a new transmission i'mma have to get another car. 6 figure earner with a car that will be paid off in 2 months. People who travel for work need functioning cars. That whole lemon car thing Dave Ramsey likes to push works for people who don't go anywhere. Period. I can be upset about my car payment but I'm not upset about my amazing occupation and how it helps people. I met a nurse who told me she spent her entire life saving and not doing anything just to fall down and break her hip at 57 years old and never walk again. She warned me then "You enjoy your life and don't live in fear of the unknown future." best advice ever. I don't regret debt and enjoying life.

@emby20591

10 ай бұрын

Well said 👏🏾. Also, having a bad car is impractical and can cost you more in the long run. An unreliable car that is paid off can cause me to miss out on work and school, and thus leave me with little income (bcs I’m not making any and using most on the car). And soon I’ll have to replace it anyway! I’d rather make modest monthly payments (less than 30% of income) on a reliable car and work towards getting higher income via school rather than deal with that headache. If you’re spending responsibly in other areas, a car payment isn’t that bad. We shouldn’t be so zealous about being debt free that we forget to enjoy life itself when there’s room to.

Why is the goal to be better than someone? 23:00

Great show. I wasn’t sure which link is for savings you spoke of. Is that chime?

Thank you

This is the reason I made my KZread videos on my channel to help ppl start seeing money can grow from investing 🧠💪🏾🔥 video brother

Always have !!

Preach 🗣️ ❤

That is called an Advance Directive for assigning those to advocate and make decisions on your behave if you are not able to.

Sometimes friends and family. Family that pocket watches you are trifling especially because they are mad they cannot make moves like you.

Just eliminated my car debt and never really wantvto go back😮 I will say I had a decent deal at 338

I'm not sure about this. I've experienced people encouraging you to do better and when you start making steps to do better, they don't support you. I then question their motives. Did you really want me to do better or you just get a rush off of empowering people, but not really meaning it?

@draperapril

Жыл бұрын

❤

Facts

How is that new bank with the high yield savings spelled? "Veo" or Vio Bank? Thank you and sharing

Where do I look to find the show notes? I need ethos bad!

I can tell you for a fact that being broke is more expensive because it takes away your peace of mind. I worked as hard as I could and saved some money on the side. Being an avid reader, I came across a report by Northwestern Mutual on the same topic and found that if I choose to put a lump sum into solid investments, I am more likely to have a higher balance over time. Being a novice at the time, I saw that as a queue to get into the market. That was quite the turning point in my finance.

@donaldlocher2537

11 ай бұрын

What type of investments if I may ask? Please pardon my ignorance. I'm green about investing and I'm looking for the best possible way to get started.

@harleycartley3138

11 ай бұрын

@@donaldlocher2537 Well, I've gotten into a plethora of assets with $30k spread across stocks index funds, and ETFs, for the long term. I've been investing with help from a pro fund manager, Olivia Rene Reyes who oversees my investments. Now I sit back and reap my dividends while I just reinvest from time to time.

@emilyhowe3359

11 ай бұрын

@@harleycartley3138 Well, that's your view. In my experience, there is no such formula, It is nearly impossible to achieve success with the stock market.

@harleycartley3138

11 ай бұрын

@@emilyhowe3359 As a woman who has done so much to get to where she is, personal finance is key to getting out of poverty for certain. I learnt to curtail my spending habits and took what I realized from what was left and invested in the stock market with Olivia's assistance after I came across this recommendation. I’m reaping the rewards of my patience as the roi keep coming in.

@gagnecaron658

11 ай бұрын

@@harleycartley3138 33-year-old high school teacher here. I don't make much but I want to make better financial decisions. I wouldn't mind hearing from a pro. Is there a means to get to her?

I think I'll definitely be alright with a high yield savings account with SOFI

Plain, simple and HARD TRUTH. It hurts but I need to change. I'll be partying like I'm a millionaire sometimes. 😂😂😂

This is legacy talk !!! Im about to trade in my 2022 truck in because I feel as if it is Robbing me ! I just don't feel comfortable knowing I have a car note . Before I made the purchase I had a dodge challenge with no note ! Man this note got to go ! It feel so backwards !!!

I really love your show and program. I understand you 100% about the car payment. I also believe it can be an investment if you turn that liability into an asset and pay off faster(uber).changing your car to H ofc(if you wanna get insurance for accidents).That way the car pays for itself and you earn as well. It's all about being wise with your spending as well.

I see you ain’t come to play today! I really appreciated this message although it was difficult to listen to😢😢😢

💰 🚂 🏦! When Lyfe Happens!

🔥

Navy federal credit union has CDs paying 5%

❤ let's go on a date 🎉

Kids can definitely buy their parents home under a business entity, ""collect"" rent and do an add on a room/office ...the house is paying for itself, has equity to purchase more property, kids+ parents can age out without stress, and after parents pass ithe house is inherited by the grandkids win win win👍🏼

I have over a 1k in an emergency and have 3/6 months but I still have student loans and currently saving for a house.

"You're average. I'm sorry." 😂😂😂

Keyword - Legacy

But but (thinking to myself, I love them) 😬… I feel guilty already. I did manage to cut one ☝🏽 friend off tho…girl never pulled out her wallet first 🙄🙄🫠

Pay for college, what will college get them????

As u elevate ur mind and surroundings this naturally happens… u can’t keep talking to the friend who situation never changes because simply u don’t have time. Things that don’t energize u toward the next goal simply won’t do. U are out traveling so u meet ppl that have travel money u out here networking so u meet ppl with influence and over time ur schedule gets packed with ppl that make plans not just talk about them… sorry not sorry

You are telling them the. truth. 6 months emergency fund and grocery preps. It must be cash for ATM will be closed down.

Hello "No Car Note Family" I brought my Car two years ago for Mothers Day, and paid it off last year as a Christmas Gift to myself. It feels so great to not have any Consumer Debt. I'm giving a "Thumbs Up" to everyone in the comments who have paid off their Cars. 👍 Thanks Anthony for Another great Video!

Last year my wife and I made $258k. We just paid off our credit cards and working on our students loan now. Our plan is to be millionaires in the next 10 years if we going at the current rate of expenditure in our lives. It is possible

😮💯💪

I don’t care if I have more money tahn my friends…as long as they are doing something productive…everyone not gonna make 100k plus…as long as he can take care of his responsibilities thats all that matters

I swear that’s the worse thing I have heard. Your parents take care of you and sacrifice, yet you take care of the kids first. Circle of life. Make sure your parents are good. In the event that you die prematurely your parents may have to look after your kids as well.

I totally agree but let’s stop calling it an emergency fund but call it something else. Typically when you save for an emergency an emergency happens. Spending money on a date is standard but spend within your budget a partner is an investment and trying to avoid courting them the right way could be an epic fail, otherwise you might settle for someone you typically wouldn’t build with

Anthony y I do not like that comment about supporting parent. Bro our parents were barely able to buy food and put clothes on our backs. There never had the opportunities like we have today to build wealth. My parents are dead but it would be an HONOUR for me to meat their needs if they were alive, especially my mom. Remember what Jesus taught about the pharisees teaching people to dishonor their parents by saying that the money in their pocket was a gift for the temple? He stressed the commandment says to honor your father and mother. God will give you sufficient for your kids

Amen stop taking care of mom and dad b4 yourself

If you can't build with them don't chill with them.

I will not pay for college. But will be generous with cash gifts.

13:00 minutes in and you are hitting on something that needs to be discussed in the black community. There needs to be a mentality shift. Thank you for speaking on it even though you are getting some heat.

I will never cut out a broke friend ever. I will cut a fake friend as soon as i realize they are fake.

@clove8763

10 ай бұрын

I know someone who put with the broke friend having the audacity of being the fake friend too (AND don't ask me how I know, okay? 😅)

100% avoid debts at all costs..they drag you down ...or the bank of India has a higher interest rate on savings

There's always going to be an average... everyone can't be wealthy I just don't understand this language that's all....

If you're into financial responsibility and your significant other is not and is the opposite it wont work. Either you're going to follow that lerson and follow them or the other way around. In this lifestyle you'll have to be a bit selfish when you're building your wealth as it pertains securing your financial future. As it pertians to car notes i couldn't tell you how many people say in crazy when it comes to me wanting to buy it straight out

Welfare expects you to be self sufficient, not needing them : 2 mths rent, 1mth security 6 -12 mths wage or income * That’s what it iz

35k views and less then 200 comments make it make since

$761 a month for a car note? That's someone's mortgage. I buy my car with cash and get a mortgage. In a few yrs I can get money back from the mortgage. Thank you for these nuggets.

Wow! Just leave them struggling. Why not help put them on? What kind of friend are you? This says a lot.

@VerleanHurd

Жыл бұрын

Clearly, you misunderstood what he said. When you have broke friends that aren't trying to do better. That's when you cut them off.

This is all fine and good but sharing how you feel and think is not outlining a practical pathway. Dramatically describing the problem to overshadow the lack of a solution is theft.

*Sorry. ‘Fined’, not sued. The FTC ‘fined’ Better Help. I’m not surprised. Mental health is a cash cow right now and every greedy crook who can take advantage us, will, unfortunately.

I don’t know if you’re posting for clout. A few of your comments have been heavily on triggering. But you posted several weeks ago about the wealth gap and those and at least two show that it’s not just personal finances and budgeting that’s influencing wealth for blacks. Makes your argument a little off for me. Bad ROI on education Living in country were the average black person salary is half of white peoples, so we feel the effects of inflation quicker. The prices in our economy our set for average salary of whites 72k not 45k.

Cutting off broke friends and parents have to fend for themselves, i dont agree with you, as a foreigner taking care of parents are our obligation, as for our friends we help change their fortunes