We lump rich people into one category bc we’re broke and cant relate😂😂😂

@botanicalbecca8443

11 ай бұрын

💯😅

@dvnstwrt00

11 ай бұрын

Exactly. 😅

@noahpowell5477

11 ай бұрын

Like I don’t even have the 14,000

@sabor3541

11 ай бұрын

@@wizard8437 yeah ur right but its clearly a joke lmao

@dancingram79

11 ай бұрын

😂😂😂

THANK YOU FOR THIS! When people say "eat the rich" they mean people like Bezos or Musk. Not a lawyer/doctor that tends to be well off.

@crazy4beatles

11 ай бұрын

yup. Unfortunately the lawyer/doctor erroneously identifies more with the Bezos/Musk and a lot of them torpedo changes in taxes against what would actually benefit them

@karbonkillershorts8551

11 ай бұрын

Musk is good why him?

@natasha_lorensky

11 ай бұрын

​@@karbonkillershorts8551lol

@jesseh998

11 ай бұрын

@@karbonkillershorts8551hes making brain chips that’s just wrong and evil

@Chopscrewyyy

11 ай бұрын

​@@karbonkillershorts8551Elon Musk isn't that good.

I love this. A millionaire telling us common folk that millions are nothing because billions exist. 🤡

@sikelogist

10 ай бұрын

Little did they know that a million bucks could turn someone's life (on poverty) around.

@FlightX101

10 ай бұрын

Shes literally correct lol. I work for an investment bank and the lifestyle between a new millionaire and a seasoned billionaire are two different worlds. The majority of people can reach millionaire status given that they save and invest.

@iamliljeffie2305

10 ай бұрын

@@sikelogistPeople in poverty could benefit, but if history serves as a reminder those million dollar lottery winners usually proof the opposite either drowning in further debt to keep up with there new lifestyle but same poor tendencies as before, or they become depressed and end themselves, unfortunate truth, although there definitely are some that could benefit.

@AvionfromHell

10 ай бұрын

@@sikelogist poverty is a mindset. You can give someone in poverty a mil and they’ll be right back where they were because lack of financial literacy. Poor folk are blessed with bags all the time they just don’t know how to grow it.

@BTrain-is8ch

10 ай бұрын

@@iamliljeffie2305 I saw a study recently that claimed nearly half of the people in the US with a six figure income live paycheck to paycheck. It's overdue that people admit that cash flow isn't the issue. A million dollar gift would only modify the life of the type of person that doesn't need a million dollar gift. Everyone else's most likely outcome is a year or a few of extravagant living followed by ending up right where the started.

“Don’t pick on me, pick on them”

@TheDryDown

8 ай бұрын

Exactly. It’s ok for her to scam her followers but Elon Musk actually building stuff, yeah he’s the problem.

@oylene

8 ай бұрын

@@TheDryDownsaying that as if elon musk doesnt ever scam customers is laughable

@TheDryDown

8 ай бұрын

@@oylene how has Elon scammed his customers?

@oylene

8 ай бұрын

@@TheDryDown technology that constantly over-promises and underdelivers (for example all the autopilot mambo jumbo), sneakily promoting certain stocks/crypto coins to his twitter audience, the whole thing of paying for verification on twitter just to make the user experience worse and worse each time, the whole hyperloop thing etc

@oylene

8 ай бұрын

@@TheDryDown also he is literally a car salesman which isnt really a group of people that is popular for being honest about what they offer

The fact that "Millionaire" means financially stable is still kind of a huge problem because becoming a Millionaire is still out of reach for the majority of people, and so is being financially stable

@Leto2ndAtreides

10 ай бұрын

There were 22 million+ millionaires in the US in 2022. If you live in New York and get a decent house on mortgage, you’ll likely be a millionaire eventually just from owning the house.

@jennielin508

9 ай бұрын

I think it's more attainable than most people think. Its not as glamorous as we think it is, it will take hard work and doing weird stuff sometimes (not behaving like the average person), but it's possible. Take a listen to Dave Ramsey. They talk about 'everyday millionaires ' and they are teachers, accountants, etc. I think seeing what's possible makes ot easier to get past this mindset that 'that's unattainable', abd helps you set goals and dreams. At least thats what it did for me. Also inspires me to work harder

@jamescliff8038

9 ай бұрын

Hard and out of reach is two different things. You want to live an easy life you get their the hard way

@3katfox

9 ай бұрын

@@jamescliff8038 99.9% of rich people get there by being born into it. Stop buying into that propaganda like a fu*cking pleb

@3katfox

9 ай бұрын

@@jennielin508 Dave Ramsay is full of sh!t

When you're poor or even middle class, there's no difference at all between a millionaire and a billionaire.

@alexusjames6768

10 ай бұрын

Couldn’t agree more, I think she missed this point entirely.

@Vivi-mp9nn

9 ай бұрын

Yes there is because you can technically earn a million w/o being a psychopath asshole, for example influencers don’t necessarily exploit people. But there is NO WAY to become a billionaire, w/o exploitation thousand, MILLIONS of people! All their profits are just the wages they don’t pay their workers

@maddiesmenagerie8853

9 ай бұрын

You can become a millionaire on your own if you put in the effort to go through medical school and do something like radiology. It is technically doable for anyone. Shame people can’t realize that.

@thesnowman2509

8 ай бұрын

@@Vivi-mp9nnare you dumb. Elon musk takes a salary of $0 from his companies. It’s called stock shares

@CiciChess

8 ай бұрын

​@@maddiesmenagerie8853except for homeless ppl, or less extreme ppl that can't afford college maybe. Maybe I'm nitpicking but I don't like the term "anyone can do that" when ur referring to middle class. I'm not saying no poor person can do that, but if you're rly poor u have to get REALY lucky for u to do radiology

This makes more sense: Most people don't realize how significant the difference is between millionaires and billionaires. To put it in perspective, a million seconds is 12 days while a billion is 32 YEARS

@seymourjackson9777

5 ай бұрын

Good analogy

@wlkbeastmode-issiap.346

5 ай бұрын

😮😮😮😮 WOW

@alionintights4074

5 ай бұрын

DAM

@10RexTheWolf01

5 ай бұрын

A lot of money is still a lot of money. All together we only see people who don't care about bills and things cause they have plenty of throw away money. Meanwhile everyone else has to be more mindful about it.

@YashVardhan_Singh_Rathore.

5 ай бұрын

WTF!!!!

I currently have 4500 shares of SCHD! My goal is 5k shares. This is my retirement plan!! My portfolio consists of 200 voo 200 vug 150 vgt 4500 SCHD! Is the future bright or not?

@Muller_Andr

9 ай бұрын

Bother less and enjoy the time you have left.

@Javier_Rodri

9 ай бұрын

the size of your retirement portfolio will overwhelmingly be a function of the performance of the stock and bond markets between now and when you start withdrawing from it.

@westgibbs

9 ай бұрын

You need a third party to help you out. A financial planner or accountant can run through your figures, including your projected income and expenditures when you retire, along with your retirement goals, your emergency fund and any other strategies you need to put in place for such things as long-term care.

@AnkurYo

9 ай бұрын

I have seen a lot about FAs and actually want to consult some pro. How did you go about it? Is yours any good?

@westgibbs

9 ай бұрын

I have saved myself from all the hassle that the chaotic market causes. These days the best way to come into the market space is seeking guidance, due to side hustles i can’t handle my portfolio so i just work with LOREN LENA WALKER, a FA i came across via a recommendation from one of these KZread retirement coaches. It’s been smooth since then. Cliche as it may I have made a mark up of 70% in profits investing 350k under her. It helps not to be worried about your portfolio every minute of the day

$5 million is the new “millionaire” honestly

@Ckawauchi35

11 ай бұрын

So true. My husband and I are worth $2.5M in our senior yrs and we don't think we will go a lot further than where we are now. We still comfortably live below our means bc we know that kind of money can be easily spent if we are not careful. It isn't worth like how it was 20 yrs ago.

@FunStuffBuddy

11 ай бұрын

@@Ckawauchi35 exactly. I go by 3% withdrawal which is super conservative so $5 mill gets you $150k per year basically forever. It’s simple math. $30 (or even $40k at 4% withdrawal) ain’t a rich life! Lol

@janiceg7661

11 ай бұрын

True!

@Ckawauchi35

11 ай бұрын

@@FunStuffBuddy We now live on pensions and other minor funds bc we have no intention of spending that money other than buying a small property in Okinawa, Japan where we plan to home base soon. That money buys us financial security and freedom which contributes to our happiness and contentment really. We earned it!

@blockchainbreakdown2009

11 ай бұрын

in 5 years it'll be 15 million

Another way is to use time. There's 86,400 seconds in a day. 1 million seconds is roughly 11.57 days. 1 billion seconds 11,574 days. Which is almost 32 years. So, yes there is a monumental difference between a millionaire and a billionaire.

@perperperpen

10 ай бұрын

another way is simply to understand that a billion is 1000x more than a million. that should already put it into perspective. a millionaire to a billionaire is 1:1000.

@dwa3210

10 ай бұрын

This equation reminds me of that Justin Timberlake movie where everyone operated on time instead of money.

@vivi-ws9yl

10 ай бұрын

That helped me a lot more damn

@xpicklepie

10 ай бұрын

31.7 years vs 11.57 days.

@patientlips

10 ай бұрын

@@dwa3210 what movie is this?

The old "im a good rich person, but the people with more than me are bad".

@AlliYAFF

10 ай бұрын

Well said.

@josenegrete3694

10 ай бұрын

This lady is delusional like Bernie Sanders!

@FlightX101

10 ай бұрын

But she never said that? What video did you watch lmao

@newdecca

10 ай бұрын

@@FlightX101you should listen her again.

@PutThatonaPole

10 ай бұрын

@@newdecca you obviously didn’t since your making up words she never said

"People richer than me shouldnt exist"

@dr.bendover-md

7 ай бұрын

Literally not what she said, but ok.

@Juspeachy13

6 ай бұрын

Hey bud, I never said that. My comment was that billionaires have more money than they will ever use. Your interpretation was off.

@TheRealThanos55

6 ай бұрын

Yeah she's a lost cause. She sounds like Antifa.

@freesatire

3 ай бұрын

L comment

@Wild4lon

Ай бұрын

Second the other person, literally not what she said. Strawman if I ever saw one, and stupid as hell at that.

I only flex in a Dollar Tree store. I don't look at the prices. I just shove them in the cart and go.

@chenaim23

11 ай бұрын

😊

@ItsAllAnillusion

11 ай бұрын

😂😂

@jennyjenjen1633

11 ай бұрын

😂 yes, I'm rich there 😂

@CEDL4072

11 ай бұрын

My kinda person lol

@unidentifiable.individual

11 ай бұрын

Even still, that extra quarter be adding up and catching me off guard lol

Billionaires have way more money than they can ever reasonably use. A young person can retire with only $5 million and still live well.

@icetrip2417

9 ай бұрын

Fact

@GG.510

9 ай бұрын

How young can you be to retire with 5m? Fuck I’d almost be there if I didn’t loose 1.2M this year 😢 no one feels bad for me tho. Even tho I chose to spend all my time working and earning while they lived life doing other shit. Maybe I should have too honestly. Bc after loosing so much it’s like I lost a year of my time which is really Fd up. Can’t ever get that time back….

@na0mi2k

8 ай бұрын

"*only* $5 million"💀

@TheFirstRealChewy

6 ай бұрын

Their money is tied up in a business that is paying other people a salary. If their money vanished, their business would vanish, and everyone's income would vanish.

@Juspeachy13

6 ай бұрын

@@na0mi2k Pay attention to the context. Five million is a drop in the bucket compared to 1 billion.

So many people don’t understand that most of the time that money is not liquid. That is not cash. It is how much their business is worth 😂

@vickieherbert1384

9 ай бұрын

Or, their million dollar wealth is based on the current market value of their home, or how much equity they have, which can, and is, being depleted by the super rich, as I write. Unless one has a few million in liquid assets, they are next to be worth less than they think. It's happening now.

@wellscaler6198

7 ай бұрын

True but truly rich people don’t purchase in “cash”. They have shell companies which take out loans using their paper worth as collateral. Or they hide money of shore and take a loan from a foreign bank which won’t be taxed because loans are not income.

@TheFirstRealChewy

6 ай бұрын

​@@wellscaler6198 Is this really what people think? The money is tied up in business because you need to invest the money for it to make more money. Everyone should be investing or trying to invest. I use to think investing is something only the rich do, then I realized that's what you should do to become rich.

@redandblackpill

5 ай бұрын

We can't help these people 😂

The fact that 10% of people own 40% of the worlds wealth while some people can’t afford food is gross tho

@TheRealThanos55

6 ай бұрын

They worked thair asses of while your mom and dad were cuddling in bed talking about Michael Jackson or the Kardashians. Leave the wealthy out of this. We all choose our paths in life, clearly you choose to be lazy/poor and not hard working.

@jessica3218

5 ай бұрын

It should be illegal to be a billionaire because I doubt they need all that money for themselves but greed is so real. With that money, you can change the world but all just focusing on making more and more.

@yolotiktoks3357

5 ай бұрын

@@jessica3218 seriously!

@Jr.hyde23

5 ай бұрын

​@jessica3218 As much as I agree, nobody cares what people "need" it's only about what you can afford. A lot of people got iPhones, smart TVs, they eat fast food, buy multiple pair of shoes, etc. None of these are necessities, just things we want and we can afford 🤷🏿‍♂️

@TheRealThanos55

5 ай бұрын

The poor should work harder for what they want. Majority of poor people are lazy and uneducated.

It is sad that a lot of people still don't realize how much money a billion is. No one needs that much

@karbonkillershorts8551

11 ай бұрын

Money is a game to them

@Ipromiseyounobodyismad

11 ай бұрын

So.. youwant them to give the rest of their hard earned money to people that wouldn’t do the same?

@ceterisparibus8966

11 ай бұрын

​@@IpromiseyounobodyismadHow is it hard earned?

@MAfanwoods37

11 ай бұрын

Who are you or anyone else to tell them how much they should have? They'll come after you and tell you should only have 500 or maybe zero every month after expenses

@MAfanwoods37

11 ай бұрын

​@@Ipromiseyounobodyismadexactly fork over your money!

finally someone who says they're rich, I'm tired of millionaires saying they're "well off," "comfortable" or "my parents worked very hard" like just say your rich or from rich parents lol

@MRkriegs

10 ай бұрын

she wants people more rich than her to not be able to exist. dont u find that interesting? shes a joke

@divyasasidharan2960

10 ай бұрын

That's what ur tired off? Who cares what they call themsleves.. especially on a vdo discussing such an imp topic

@Rlrlrl1962

10 ай бұрын

That’s a rude thing to say. No one should ever feel the need to tell to word that they are rich

@ambersalert

10 ай бұрын

​@@Rlrlrl1962I was going to say, it's actually tacky for people with money to talk about their money. It's a socal/mindset thing most people won't understand. That's actually one key to keeping yourself well off. People with real money don't even talk about prices when buying things.

@vivi-ws9yl

10 ай бұрын

I mean people will openly judge you and call you spoiled if you come from rich parents so it makes sense for them to feel the need to "justify" their wealth lol

If you work hard and have good morals, you should be able to stack your chips, and no one has a right to say you can't have it.

Everyone likes to "punch up" regardless of how much they make. "Look at them up there above me, THEEEEY are the inconsiderate ones, not me."

We're gonna try to say that millionaires aren't rich now? Millionaires. C'mon now.

@MysticOceanDollies

10 ай бұрын

That’s not what she’s saying. She is saying they are rich, but often millionaires defend billionaires thinking they are more like them when they are no where even close.

@MRkriegs

10 ай бұрын

she is saying that people more rich than her shouldn't exist and smiling about it

@beefortebrea9386

10 ай бұрын

@@MRkriegs she's also rich though. You people can't relate to her either.

@beefortebrea9386

10 ай бұрын

@@MysticOceanDollies they're closer than 99% of the world's population to billionaires. So... yeah they're the same. It's so much money, you wouldn't even notice the difference if you one day just recieved that much in your bank account. This person is rich. Who cares how rich? Only other rich people gaf.

@tateb3183

9 ай бұрын

To comfortably retire in today’s economy you need to have at least 1 million dollars. Are people who have invested just enough to retire comfortably rich? I don’t think so.

Glad to hear a "rich person" saying that 🙏🏻

@actmrhata5079

10 ай бұрын

I’m not. She’s WAAY wealthier than most of us, and she’s literally throwing wealthier people than her under the bus but saying “I’m not THAT rich!” Girl yes you are. You are extremely wealthy compare to the majority of us.

@Riskofdisconnect

10 ай бұрын

​@@actmrhata5079 what matters isn't that she has more money than most of us will ever see, it's the scale of it. People like her with millions of dollars often see themselves as separate from the working class because they can afford much more luxurious products, but they just like 99.9% of us would actually benefit from harsher regulation on the uber-rich. In a more specific sense it's possible and not even that uncommon for people to get millions of dollars without exploiting others or causing other people economic harm, think doctors, professional athletes, or artists. However it is almost impossible to become a billionaire without greatly underpaying workers and in most cases financially supporting sweatshops/slave labor overseas.

@pix1943

10 ай бұрын

@@actmrhata5079Yes, she’s rich but her millions are not going to last her whole life time or even generations. While billionaires are set for life and their kids are set for life. She doesn’t have more than how much she’ll need like billionaires do.

@metaknightmare1234

10 ай бұрын

@@actmrhata5079 she literally says she calls herself rich in the video? and she's right, theres nothing wrong with being rich within reason. millionaires and billionaires are not even comparable in the same ballpark but people act like theyre the same thing thats the whole point of the video.

Hoarding money is still better than hoarding food

Yeah I feel real bad for the millionaire sitting on the beach 💀

@TheFirstRealChewy

6 ай бұрын

To be fair, she wasn't saying you should feel bad for her. She's saying she is doing great given her current finances. However, some people think being a millionaire is the same as being a billionaire. Being a millionaire means you technically have enough to retire in your location of choice. Having about $3 million greatly expands your location of choice. Most people can comfortably retire in any city with that amount and still have money to spend on wants. It doesn't mean you can afford afford a yatch, super car, and multi-million dollar penthouse in the middle of the city. That's something a multi-millionaire or billionaire can do. However, you don't need to be a billionaire to be able kick back and relax. In fact, depending on where you live, you don't need to be a millionaire. People do retire with $300K. The minimum bar for me is to have enough in investments to pay for food. If I can invest enough to accomplish that then that's more than half the battle. The rest of it is lifestyle.

@jessica3218

5 ай бұрын

@@TheFirstRealChewy👍

@a.humanrightsactivist

5 ай бұрын

@@TheFirstRealChewyI totally agree with you. I super saved from 2000 to 2019 in a Roth IRA to reach $108K. i separately bought a starter home in 2003. I changed the mortgage to a 15 year fixed rate and aggressively paid it down. I paid off my student loans in 2013! I sold my home in 2019 yielding $150K in tax free equity. I decided to use the Roth and equity to buy a $250k house 🏡 cash because I had unpredictable self employment and was offered a high risk, high fee mortgage by a fraudster mortgage sales person. Now I have enough money for food and don’t worry about the cost, though I typically frequent my local Indian lunch buffets. I took in a tenant who rents a room. I closed my business and got a work from home legal job. I am able to bank 3/4 of my $4,000 per month take home pay.

"don't attack me, the billionaires are the actual bad people" lmao.

@kora4185

10 ай бұрын

Meanwhile the rest of the world looking at all first worlders like the cat zoning out meme 😅

@madday9589

10 ай бұрын

That’s right but the way she said it was wrong. Billionaires aren’t bad because they “hoard money” most of their money is in assets but they’re bad people because it’s virtually impossible to get to that level of wealth without exploiting others and doing some wicked things + they have too much power and can control our government, meanwhile you could be a millionaire just by opening your own business or having a good job (ethical ways) and you wouldent have power government wise

@Peepppinpppper

10 ай бұрын

@@madday9589yeah but most millionaires are not more ethical they just lack the creativity of the billionaires to really manipulate people the way they do

@madday9589

10 ай бұрын

@@Peepppinpppper Thats true of some but definitely not all. I know some that are just very successful small business owners, they’re just very hardworking and don’t run over ppl. What you said could be said about poor ppl too

I think basing it on time is the best way to get people to understand the differences. Imagine one second is equivalent to one dollar. She says the average person's network is 14k which would be 3.8 hours. One million would 277.7 hours (or 11.5 days) One billion would be 27777.7 hours (or 31.7 years / 3.1 decades). So three hours for the average person, eleven days for smallest millionaires, and three decades for the smallest billionaires.

@maneomoleko9710

10 ай бұрын

OMG...Thank you for explaining it this way.

The quantity of capital you invest, though, ultimately determines everything. With a substantial start-up budget, you could be able to earn more, Its high time one stops relying on the govt with their daily built up stories to deceive the crowd. like haven’t they done enough..

@Jakekhalid32

9 ай бұрын

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@Windarti30

9 ай бұрын

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@CharlesBWillz

9 ай бұрын

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@AnnaFed015

9 ай бұрын

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@alexmulanney6864

8 ай бұрын

The problem is that most Americans will never have a start up budget substantial enough to ever break 100k in net worth let alone 1 million or 1 billion. The majority of Americans have less than 5k in savings, and growing up in a poor neighborhood with poor parents and bad jobs is can really destroy any opportunity for you to move up unless somebody who already has money takes interest in you. This is why it’s so incredibly important to support poor families. So their children who didn’t make any mistakes and don’t deserve the position they’re in can have an opportunity to rise up.

As an aspiring billionaire, I take offence to you saying I shouldn't exist.

@jessica3218

5 ай бұрын

She’s right tho. It nauseating for a billionaire to exist UNLESS you help people and animals etc then you’re doing something right.

"Billionaires shouldn't exist" Communism has entered the chat..

The difference between a million dollars and a billion dollars… is about a billion dollars😂

@TimJSwan

8 ай бұрын

yup

Becomes a millionaire Billionaires shouldn't exist 💀💀

@dim9753

10 ай бұрын

Owning property is likely to make you a millionaire. Back in the day, a million was A TON of cash…no longer the case in 2023. Investing alone can make you a millionaire without too much work or without generational wealth. She has a point tbh

@LaBoricuaOG

10 ай бұрын

IKR@@dim9753 ? It's so clear from the comments here who read "The Millionaire Next Door" or other similar books and who didn't LOL

@boejiden7093

10 ай бұрын

A million isn’t a lot of money today.

@hornetguy9063

10 ай бұрын

Bernie Sanders 101

@moonlightfitz

10 ай бұрын

No one own a billion dollars in the bank. billionaires have to sell their company shares and paid debs if they want the money. Who will buy the shares? Yeah, ultra billionaires. Is a no ending game.

Did she really say billionaires shouldnt exist?

@halo7077

10 ай бұрын

Honestly 😂😂

@Beeontree

10 ай бұрын

They shouldn’t

@halo7077

10 ай бұрын

@@Beeontree liberal

@leftthatbehind6090

10 ай бұрын

@@halo7077 they shouldn’t ..

@halo7077

10 ай бұрын

@@leftthatbehind6090 liberal

a billionaire is a thousand times wealthier than a millionaire. A millionaire is one million times wealthier than a one aire So a billionaire is a BILLION times wealthier than 1 aire That's a million times a thousand. A billionaire is set for life a millionaire might be set for 12 to 25 years ... A one dollar aire is set for about 10 minutes.

@DiseaPoto

11 ай бұрын

what is this supposed to mean 😭😭

@doodiehutchison4463

11 ай бұрын

I like concrete examples, too, so I teach my students that if I had one million dollars, I could spend $1,000 a day for 2.7 years, BUT if I had a billion dollars, I could spend $1,000 a day for 2,740 years. That they understand!

@stop08it

11 ай бұрын

@@doodiehutchison4463 that's a great example

@nunyabiz2117

11 ай бұрын

@@doodiehutchison4463 thank you, I like your explanation! I should adjust my original answer to point out a billionaire is set not only for life by for about 20,000 years... Or is enough to have 200 people set for life I think

@actmrhata5079

10 ай бұрын

Actually, a millionaire can be set for life too if they budget and live within those means.

Rich is a state of mind. I’m rich compared to where I grew up. I grew up being convinced we had regular summer “brown outs” because my family couldn’t pay the electric bill and they couldn’t shut it off in the winter but could in the spring and that’s how my family caught up on the bill. We were also told ghosts called the house phone because bill collectors called “800” numbers and we were told it said “Boo”. Go this day when I see an 800 number I call if a boo number. Being comfortable is about being wise with your money. This OP has great advice, not always for me but great for anyone learning financial literacy. Everyone can make changes to be comfortable. Rich is a state of mind. I remember the first time I went grocery shopping and realized I could literally buy anything I wanted and it wouldn’t lead to eating ketchup packets later in the month. A million dollars back then seemed like unlimited money, now I realize it’s not a ton of money. And honestly billionaires don’t have a billion dollars in the bank, they have it in assets. Focus on you, focus on your family and create generational wealth. Instead of tearing others down, build yourself up ❤

@LaBoricuaOG

10 ай бұрын

UNDERRATED COMMENT!

If hypocrisy was a person.

@dr.bendover-md

7 ай бұрын

Why? She’s right.

In todays day and age...a millionaire is middle class but a billionaire as always has been the ultra rich class.

Yeah, I completely agree with this sentiment and I’ve never understood why millionaires would consider themselves closer to billionaires than the average individual. Thank you for reminding us that the real issue was never “rich people,” but instead the billionaires we found along the way.

@fluxrivals711

10 ай бұрын

Why are billionaires such villains lad, they just found a way to get money and kept doing it

@MaJetiGizzle

10 ай бұрын

@@fluxrivals711 Being able to buy influence and elections that make your businesses profitable at the expense of everyone and everything else isn’t just finding “a way to get money and keep doing it,” it’s literally hollowing out society. I don’t understand how there are still dense people that don’t understand why/how that is a real problem.

@fluxrivals711

10 ай бұрын

@@MaJetiGizzle mate just because Jeff and Elon had excellent ideas and worked fucking hard to make them work doesn’t make them villains, it just makes them powerful as they deserve to be, they will be able to change laws because the people who made them rich are now under their payroll, people get what they deserve, if you follow the education route and are average you can’t complain about an average lifestyle, if you don’t follow the education route and turn out to do shit don’t complain about when people don’t do shit. Your just complaining about it because you think that you deserve more than your worth and think that people shouldn’t run society when the rich with power are often that because they are simply smart

@nottheone582

10 ай бұрын

@@fluxrivals711 its not humanly possible to accumulate a billion dollars through sheer hard work or innovation alone. it necessitates the pure exploitation of human labor, environmental resources or both. it's unethical in our society to do that because it causes harm to others and the planet.

Ok so the “I’m a millionaire that wants to eat the rich” twist at the end was not expected. Everyone is a hypocrite I swear.

@LaBoricuaOG

10 ай бұрын

she worked her butt off to make that million, just like many of us are, for others who didn't put in the work or got financially literate to try to take our money. F THAT. I'm disabled and I'm currently planning and working on my nest egg [FIRE plan, because of how fast my body is deteriorating] for when my body literally FAILS completely and I cannot do anything anymore even with voice recognition software and other reasonable accommodations under the ADA [I can't type or use my hands at all, even for basic things like cooking…]. So yeah. I DESERVE to keep what I worked so hard to earn, through LITERAL CHRONIC PAIN every single day. I was even denied for welfare or any type of govt assistance because I didn't have a kid / wasn't pregnant and had $5000 in an IRA. THAT'S ALL I HAD BACK THEN. What a joke this "social assistance system" is in the USA! it just props up lazy and entitled Welfare Queens/Kings and doesn't help the hard-working, even DISABLED, people who really need the assistance in hard times. So that's when I REALLY learned the reality of our world. The fact that none of you see that is very telling of the type of people YOU guys are. So either learn how to play the chess like many of us have been doing or GET OUT of the damn game.

@Fee.1

10 ай бұрын

@@melc4308 uhhh why are you telling me that? I’ve got no issue with millionaires or billionaires etc. Maybe you misunderstood my comment? I’m not sure sorry.

@hornetguy9063

10 ай бұрын

@@melc4308median net worth of a 65-74 year old household in America is $266,400. Being a millionaire puts you 4x better than the median household in the richest age demographic. You’d have to invest over $7300 a year at 9% APR to get to $1m in 30 years.

@tateb3183

9 ай бұрын

@@Fee.1 you’re saying she’s a hypocrite for saying billionaires shouldn’t exist while she just clearly showed that she is much closer to the average middle class American than to Elon musk. How is it hypocritical when she isn’t even close to the people she is talking about?

@Fee.1

9 ай бұрын

@@tateb3183 uh no. Elon is an insane outlier. This woman is literally in the 1% of earners and likely in the top 1% net income wise too, but regardless of the latter, she’s well into the 1% income wise so that’s complete hypocrisy on her part.

Taxes killed me

that last line sounds like a new subject RBFF

this is like comparing someone in a famine to someone middle class. that difference really doesn't matter to someone who hasn't eaten in months.

I know you know that there's no good way to eliminate "wealth-hoarding billionaires" when most of their wealth is a company and not actually MONEY. Not without hurting a lot of other people. So this sounds like pandering and playing on people's ignorance and fear to earn virtue points for yourself. Bad take, Vivian.

@jillb9220

11 ай бұрын

Right! Does anyone ever think about how they use that money to buy and build businesses, thus providing jobs and resources for people? They are usually just smart and responsible with their money and people are jealous and can’t see the big picture.

@institches2750

11 ай бұрын

@@jillb9220 My thoughts exactly. If someone goes after Elon Musk's fortune, it's going to be the employees of Tesla, SpaceX, etc. who get the shortest straw. Or average people with retirement portfolios. Musk will skip away and probably start another company with money other people begged him to take, hoping to get in on the ground floor of the next Paypal.

@JohnHei-zx6rk

11 ай бұрын

Agreed 💯

@lscott9263

11 ай бұрын

The same could be said of millionaires to the average person who has less than 1k in savings in America. Wealth hoarding millionaires shouldn't exist.. See how silly it sounds; give up your millions since wealth is a problem.

@JohnHei-zx6rk

11 ай бұрын

@@lscott9263 👏

Thanks for not being scared to talk about how much money you have. It’s so taboo, and so many people avoid the topic, but it’s so important and helpful to talk about

That last sentence!! 👏🏽🙌🏽🙏🏽

$50 million today is what $1 million was in 1900.

I don't think anyone should tell anyone else how much money they should have.

@mikey92362

9 ай бұрын

That's exactly what the government does. You're forced to tell them what you have each year. Then they take whwt they want and tell you what you should have.

@yukikanegawa7470

8 ай бұрын

​@@mikey92362Do you know what tax is for? If you're upset you should look into what European countries who actually use their taxes to pay for their people's healthcare, schooling, and general welfare are doing. Also maybe look into how much the wealthiest people pay in tax in the US compared to normal people.

@mikey92362

8 ай бұрын

@@yukikanegawa7470 Yes I do know what taxes are for. In our case they're to make politicians and their cronies rich. They're to give out special favors in order to get campaign donations and kickbacks and to buy votes from constituent groups. They're for redistribution schemes that keep poor people poor and dependent while making sure the rich are never threatened by industrious individuals in the middle class who wish to move up. They're to pick winners and losers so government can reward inefficiency and punish achievement. They're for building a police and surveillance state and an ever growing unaccountable bureaucracy. They're for sending overseas and meddling in foreign affairs where we have no business or right to meddle. Now do YOU understand what they're for? Or do you just blindly accept what you're told? I don't want my tax money to pay for any of that stuff. Where does it say healthcare in the Constitution? And I don't want anyone else forced to pay for me. Our country was founded when we revolted over a 3% tax on tea. This is not the agreement we had when we gave the power to tax to the federal government. But just FYI, I have no problem with state and local taxes. They can be as high or low as you like. My only issue is federal. I despise centralized power and central planners.

It also depends on how you count wealth. You can be a billionaire but much of your worth is not sitting in a bank but is tied up in assets like property stocks etc.

Translation - “People who have more than me are bad”

When someone dictates "this is the most amount of money you can have" it does not sound like freedom to me.

@butchcoolidge2533

10 ай бұрын

Nobody's saying that. Pretty much every billionaire in existence has reached that point through illegal and exploitative means. Because it's impossible to actually "earn" such a bizarre and unneeded amount of money as one person. Tax evasion and exploitation of workers aren't great practices in my book, hopefully most would agree

@JollyTSwift

10 ай бұрын

@@butchcoolidge2533 "billionaires shouldn't exist" is saying "you shouldn't be allowed to have a billion dollars" When you get rich, the name of the game is dodge the taxes. This isn't a hidden feature. Paying close to half your income to the government is straight theft. Imagine making 10 bucks and 5 of it goes straight to the government. Tell me how this is fair. People who are rich play the game dodge the taxes. You would too if your tax number was currently 10 times the amount you are currently making yearly.

@talknscroll

10 ай бұрын

⁠​⁠@@butchcoolidge2533 just for the sake of argument, who should have Jeff Bezos’ money if not Jeff Bezos? Because Amazon employs over 1.5 million people and millions of people make money as third-party sellers on their site. If anything a billionaire can’t become a billionaire unless they enable other people to make money as well.

@yukikanegawa7470

8 ай бұрын

Everyone should have the freedom to earn money but there's a difference when it comes to someone who goes out of their way to monopolize money and make it harder for everyone else to live and earn money. Defending billionaires is like defending someone who robbed your house and broke your leg then after buying out your job and becoming your boss called you lazy for limping everywhere and gave you a permanent 50% pay cut to compensate for the lack of productivity.

I swear, with each video I watch I ❤ your take on financial education and advocacy more and more.

I've got 99 problems but a bill ain't 1. Hit me.

You ROCK Vivian 🙌🏾

Just when I think I couldn't admire you more, you go and say the sweetest things like "wealth hoarding billionaires shouldn't exists", and I swoon even harder.

@izykyi9585

10 ай бұрын

IT IS IN COMPANY STOCKS!! If all billionaires gave all their money away, the whole economy would crash

@JEREMY99218

10 ай бұрын

Billionaires don't "hoard" wealth. There is no such thing as "wealth hoarding billionaires". They don't keep their money in a vault like Scrooge McDuck. Their assets are helping other people build wealth and generate income. None of your problems are because someone else is a billionaire.

@Peepppinpppper

10 ай бұрын

But she can hoard millions?

@hornetguy9063

10 ай бұрын

@@Peepppinpppperthis is how simpletons work. First we let her define what is moral. Then we validate her POV based on her own subjective judgment. She acts like being “grateful” for being over an order of magnitude better off than a normal person her age adds gravity to her statement. She’s really just a hypocrite. Either she is envious about others or she just wants to take from some and dish it out to others, and then claim that she was the moral one

This was a pretty mind blowing demonstration thank you

Knowing my rich BFF is a comrade makes me feel sm better

I once heard it described as this "Picture whatever you think a 1-million-dollar pile of money looks like, now imagine 1000 of those piles and you have $1MM"

So you want us to feel bad that you’re not a billionaire and you’re only a multi millionaire? OK you got my sympathy, poor you 😔

@theengineerchef8976

11 ай бұрын

Literally she is just jealous

@JBall3

10 ай бұрын

When did she say any of that?

@nkwetisamacyran1936

10 ай бұрын

😂😂😂

@sbond7510

8 ай бұрын

Y’all are so weird on this app. Where did she say any of that? 🙄

I’m rich but people richer than me shouldn’t exist 😅

@marge2980

10 ай бұрын

Yeah that's what i heard too

@Emily-fm7pt

10 ай бұрын

Tbf tho there’s a MASSIVE difference… like millionaires are often just like someone’s dad with an ok job and a decent 401k match. Billionaires on the other hand are yknow, billionaires. Another way of thinking about it: I have an internship at a F500 firm right now, and I’d say about 50% of those over 50 in my office are “millionaires,” on the other hand we have NO billionaires in our company. Our CEO has just under $100 million. Ultimately people will draw the line in the sand wherever they want, but I think that there’s definitely a fairly large distinction between being fortunate enough to have a nice job and being fiscally responsible and literally being Elon Musk (or really anyone with $10-20 million)

@kellen5545

10 ай бұрын

The current billionaires can easily get by with 900 or 800 million dollars. If they can't, then they clearly shouldn't be a billionaire or millionaire. The core problem is that the billionaire and multimillionaire classes have convinced Americans the myth of trickle-down economics. Plus, the lower classes don't want to be taxed if they "make it big" somehow.

@ninchemarie

10 ай бұрын

millionaire is more feasible/attainable than billionaire. millionaire can likely work hard and save, buy a house and other assets and total up to a million net worth. (not saying it’s easy or even realistic for most people but just that there’s a way to become a millionaire by sheer “working hard” and “accumulating”) but it is impossible to become a billionaire without exploiting someone somewhere. and not even just like child labor which is awful in itself but like stealing business ideas, poor employee wages, monopolies, etc

@Josie-6

10 ай бұрын

I guess you missed the part where she showed us exactly how far off 1.5 million is from 1 billion…. A rich millionaire is not remotely the same as a billionaire. She wasn’t comparing one million to five million. She was comparing it to one billion and commenting on billionaires.

Billionare, Millionare or Median Income. Who cares. What matters is: Your life is meaningful. You're healthy and happy.

"Wealth hoarding" suggests that there's a finite amount of money. When that's not the case, as banks CREATE money everyday.

“How much money does elon musk have” pretending as if his stock value is actual money he has…. Come on now

@codyhill9349

10 ай бұрын

Right haha she’s says wealth hording as if he’s Scrooge McDuck with a vault full of money 😂😂😂

@tobblesmash6193

10 ай бұрын

@@codyhill9349 the whole socialist movement relies on the public’s misconception of wealth and how net worth is calculated. It’s easy to look at a trillion dollar net worth with all those zeroes and think “woah he can solve world hunger”

Jealousy isn’t a great colour on you

Nobody hates a billionaire like a millionaire

"They have a lot therefore it's not fair because I'd like some too". Nice logic

So who gets to set the line? If we are going to say “tax billionaires out of existence”, what happens when we succeed? “Tax millionaires out of existence.” “Tax people with retirement accounts.” There’s no stopping when policies are based on jealousy.

@valfreyaaurora4922

10 ай бұрын

Since everyone wants to go back to the 1950s… why not just set the tax rate back too. 91% would go a long way. That would leave a billionaire with 9 mil - still way more than enough and would contribute 991 mil to society for infrastructure, healthcare, education, and all the other things that people need

@johnyoung9649

10 ай бұрын

@@valfreyaaurora4922 There are so many things wrong with your post that I don’t know where to start.

@valfreyaaurora4922

10 ай бұрын

@@johnyoung9649 When the people have nothing more to eat, they will eat the rich. Start there.

@johnyoung9649

10 ай бұрын

@@valfreyaaurora4922 OR they could try producing their own. But that requires them to get off their ass and work.

@Rudzani

10 ай бұрын

@@valfreyaaurora49229% of a billion is 90 million, not 9 million. How about we start there, bud?

I think that your comment was very prejudicial. Mr. Musk, agree or disagree with him EARNS his money just like you or I do. He may be saving his money to do even greater things. Things that you or I would love to benefit from.

@JohnHei-zx6rk

11 ай бұрын

Agreed!

@sweetillusions5495

11 ай бұрын

Apartheid Clyde didn't earn shit hun and you're simping for a guy that effectively failed his way upward due to being born into money.

I feel violated😢😂

Billionaires have every right to exist... Nobody should be "not allowed to exist" because of their financial status. Furthermore, billionaires earned their money with hard work, good ideas, innovation, management of investments, etc. Also, billionaires statistically are the biggest philanthropists there are... So... Generous, not necessarily wealth hoarding. Do they manage to leave an inheritance to their children? Of course. If they didn't, they wouldn't be very wise, would they? I wouldn't be making this comment if she didn't say they should not exist. Signed, not a rich person.

That's a good thing to say until someone comes after your money.

Billionaires shouldn’t hoard wealth? They should if it’s their money.

@yeezet4592

10 ай бұрын

Stolen money

@WoodyJ98

10 ай бұрын

Why don’t I just hoard all the water?

@jemappellemerci

10 ай бұрын

…people are starving

@jemappellemerci

10 ай бұрын

It’s literally impossible for them to use all that money. Why would you just keep it? If there was a yearlong total lockdown (which you know will end in no longer than a year), and you had 100 years worth of food KNOWING that people are starving, would you not at least share like 3/4 of it? Because even with those 25 years worth you still have more than enough. The other 75 years worth is simply excessive and It’d be selfish of you to keep it, wouldn’t it?

@WoodyJ98

10 ай бұрын

@@jemappellemerci its modern day feudalism, and we are all serfs. All they do is invest the money, and employ children in terrible working conditions oversees. If the billionaires funded more livable jobs, then I would feel more sympathy for them. But our lives are pretty much dictated by them

ofc, there's a huge difference, you'd need a 1000 millions to be a billionaire but if you are a millionaire or better yet you consistently make 1 million or close to that amount, you're pretty damn lucky and in most cases you've worked hard for it so enjoy your life. also, I don't think Elon musk or bezos just have billions of dollars lying around, net worth isn't the same as income, granted they're still fucking rich but its their huge businesses that are making the money, businesses which also require money to make that amount of money. all I'm saying is that try to look on the bright side and make the best of what you do have. do things that you love, things that are important to you.

The top ones ALWAYS do that. Try to "merge" semantically with the lower ones. Businessman, farmers, etc....

Great analogies ❤👍

Wealth hoarding billionaires shouldn’t exist? Shouldn’t those billionaires who made their way get to decide what is done with their money? Also, these people aren’t sitting around with billions of dollars in their Chase account. They took the thousands they had and invested it which grew to millions which grew to their companies which they then invested their millions into their companies and became billionaires. They are business people by trade. Anyone with that kind of money deserves to do with it as they wish. If they want to distribute it to those without, that should be their decision not the government.

@MRkriegs

10 ай бұрын

no these lefties should decide what to do with other peoples money lol but they get to keep all of their own money ofc

@WoodyJ98

10 ай бұрын

Why don’t we get to decide what is done with out money? We have to pay taxes, and we can’t afford tax accountants to get outside of ir

No billionaire has a money hoarding problem. They have a wealth creating gift. Thank you Besos and Musk!!! The world is infinitely better due to your respective hard work and innovation!! Thank you for using the resources you were given to better humanity!!!!! Shame on those who hate you when it was ALL of US that voluntarily GAVE you the resources you have so honorably earned. Thank you, value creators. Thank you! And, good video otherwise. Remember you are in the top 1% worldwide because the community valued your contribution to society.

When you get to $1 million after many years you realize that people who have $10 million and more likely inherited money, have or had a business, made a lot of money in their career, invested very early or are old. It takes a long time to go from $0 to $10 million much less $100 million. If you want to compress that time you need to do something that brings in a lot of money quickly. Another thing to realize from all of this is that wealthy people don't have all of their wealth sitting as cash in the bank. Most of it is tied up in investments.

Wealth hoarding billionaires shouldn’t exist? If we can tell them what to do with their money, that rule should apply to everyone. How would it be if someone told you how to spend or save your money?

@JohnHei-zx6rk

11 ай бұрын

Agreed 💯

@KevinT7274

11 ай бұрын

Vivian went off the rails at the end of that video. Should 'wealth hoarding billionaires' be executed? What do you mean by that statement?

@JohnHei-zx6rk

11 ай бұрын

@@KevinT7274 My thoughts exactly.

@KevinT7274

11 ай бұрын

@@JohnHei-zx6rk It's too bad because Vivian has a good message. But she loses people when she says something foolish like that.

@JohnHei-zx6rk

11 ай бұрын

@@KevinT7274 I agree with you on that. She has so much good content that is helpful and spot on. This one is off the rails and without merit. Unhelpful at the least. If her advice is for us to build wealth and be rich, if we become billionaires then we're wrong and shouldn't exist? Granted, I know statistically and realistically that most of us will not become billionaires, but the premise is wrong to degrade those who obtain that amount of wealth. I personally know a few billionaires and several millionaires and many of them are huge givers with a good heart and employ many people.

Thanks for breaking that down. The water behind you is so pretty!,😊

The final punchline. THAT'S what got me 👏👏👏👏

They earned their wealth from working with the skills and knowledge they possess

People like Elon Musk help so many people in so many ways especially during national disasters. Dropping the kinds of cash most of us could only dream of having seemingly without hesitation while completely going unnoticed by the masses who still want to bash them for earning the money they have and saying they shouldn't have it.

@pinkdiamonds9137

10 ай бұрын

You really don’t get it. If the economy wasn’t so corrupted by the 1% who exploit poor workers and cheat taxes, manipulating the system, the enormous wealth inequality and lack of opportunities wouldn’t exist, reducing poverty and removing the need for all these “philanthropic” ventures. No billionaire gets to that point by being ethical and paying their fair share. Without the MASSIVE amounts of exploitation and robbery from the poor working class majority, those 1%ers would never be able to accumulate those levels of wealth. It’s basic economics. Also, every act of ‘charity’ or ‘foundation’ rich people set up give them HUGE tax write offs and benefit them personally in several ways, otherwise they wouldn’t do those things, they would lose their wealth if they were truly being selfless and charitable.

@Anastazka00

10 ай бұрын

Are you serious? So he is helping you? 😅 Most of his wealth is coming from gvm supplements that a regular person would never get. Suppoements that could be used in order to ACTUALLY improve life for all.

“Well hoarded billionaires shouldn’t exist” Never take advice on being wealthy from someone who hate wealthy people.

@I.C.Weiner

10 ай бұрын

So if i start a business it becomes successful and is now worth a couple billion dollars i am not allowed to own my business now?

I’m curious when people say that billionaires should not exist… how would we stop them from existing exactly?

Good work explaining!

Brilliant video, thank you for clarifying that a billion is more than a million. I needed this!

Billionaires usually aren't wealth hoarders but wealth creators.

@AlliYAFF

10 ай бұрын

Thank you!

@eduardomaldonado1647

10 ай бұрын

Many of the Super Rich people Billionaires and mega millionaires Acquire their wealth by Committing very unethical Deeds sometimes even illegal. The only reason they don't go to prison is because they establish a network of friends and family who are also in a position of power and they cover each others backs.

@katies6401

10 ай бұрын

Agreed

@sherik233

10 ай бұрын

They are definitely not adequately compensating for all the resources that go into them making their billions. 😢

@dlg5485

10 ай бұрын

Good grief you can't be serious. Do you have any idea how much money US tax payers give to the billionaire corporate class every year? It's in the 10s of billions, in the form of subsidies, tax credits, grants, inflated contracts, etc. and they have the nerve to say we can't have a more robust social safety net because it's a "moral hazard" to provide resources to those in need. The billionaire corporate class controls every aspect of life in the US because they own government. That's why billionaires shouldn't exist...too much power. Democracy and plutocracy can't exist simultaneously.

In short, it’s ok for her to have more than others but not for others to have more than her

I think it’s more of a quality of life comparison than a direct financial comparison

There is the assumption billionaires are hoarding that money when it typically exists in the economy. They should exist but it eventually leads to a monopoly which is the problem.

@SisterOfDeathInAK

11 ай бұрын

This sentiment is the underpinning of Trickle Down Economics, which has been proven to not work on the macro level. It benefits a small portion of economic actors while not benefiting the majority of actors. Most of that money exists in luxury goods which do not infiltrate the economy in the same way that consumer goods do. Or it's in some investment scheme building more and more zeros, with little actual impact. It's been proven that if you give me (for example) $10,000 it will generate at least $25,000 in economic growth (I buy groceries, IGA pays workers, workers buy clothes....). Give $10,000 to someone who is at the billionaire level, it isn't noticeable and generates less than $12,000 in growth. {It's been a while since my econ degree, so numbers may have shifted w/ inflation).

@yeezet4592

10 ай бұрын

What

@nottheone582

10 ай бұрын

wealth accumulated to one individual represents resources not available for others to use. this means less food, shelter, energy, water, housing, etc. for everyone else. its unethical to hoard that much wealth because it deprives others.

but a millionaire can eat the same food as a billionaire and go to the same places... so does it really matter!

Billionaires don’t horde wealth, they create it.

"Food Scale". Lol.

Billionaires are not “hoarders” because 99% of the wealth is in investments that are employing people and producing needed goods and services.

@WoodyJ98

10 ай бұрын

You sure about that?

@butchcoolidge2533

10 ай бұрын

Gee, how do they afford all the ridiculously expensive things and bizarrely indulgent lifestyles if so much of the money is going to their employees? Why aren't the employees all rich then?

@talknscroll

10 ай бұрын

@@butchcoolidge2533 Amazon employs over 1.5 million people in various roles and of course a warehouse associate won’t be paid like an IT project manager

@pinkdiamonds9137

10 ай бұрын

No one becomes a billionaire by paying fair wages and and being ethical or moral. Their wealth is built on the backs of underpaid workers, outsourcing to poor countries, shady financial practices and cheating taxes.

@Anastazka00

10 ай бұрын

Elon is producing and employing ridicilously low amount of goods and employeers. He got rich out of gvm supplements. We would be better off using the money elsewhere

Preach sister. I find your content so balanced and full of common sense. Thank you!

I salute you for being the first person person I’ve ever seen make a KZread video about money and honestly admit that they are rich. Everyone comes up with some false humility metaphor about how much money they have

Someone sees the writing on the wall : “ o I’m not one of THOSE rich people…I’m just your humble rich bff”

“You can’t do anything with $5 million” -Connor Roy 😊😂

If you work hard for your money, it's yours. Period.

She: this is how much money I have

I totally agree. I also believe that in order to have the ability to raise up your financial success, you also cannot be negative towards those who do have money.