The Brutal Truth: The One Thing You Must Avoid to Save Thousands on Your Mortgage

#jenniferbeeston #mortgage #firsttimehomebuyer
Settle in, this is an 18 min video but will save you $$$ and headache.
GET PRE-APPROVED: www.zerostressmortgage.com
FOR MORTGAGE QUESTIONS: calendly.com/jennifer-beeston
I am licensed in 48 states for purchase and refinance mortgage and YES you would work with me and my team, NOT some random lender in a call center. I stand 100% behind everything I say and want to get YOU to the finish line. My cellphone is 707-478-0637. Never be afraid to call or text. Let’s get you home!:)
Google Review from REAL clients: www.google.com/search?q=Guara...

Licensing info: Jennifer Beeston, SVP Mortgage Lending NMLS 247743 at Guaranteed Rate, Inc. NMLS 2611
Branch Address: 1750 N University Drive, Coral Springs, Florida, 33071
Equal Housing Lender - For licensing, go to www.nmlsconsumeraccess.org Top 1% in the nation 2016-2022 www.zerostressmortgage.com NMLS #247743 Guaranteed Rate NMLS 2611 www.guaranteedrate.com/discla... www.guaranteedrate.com/licens... Equal Housing Lender - www.nmlsconsumeraccess.org State License Numbers: AK - AK247743, AL - 72998, AR - Licensed, AZ - 1007541, CA - CA-DOC247743, CO - 100516570, CT - LO-247743, DC - MLO247743, DE - MLO-247743, FL - LO66900, GA - 70357, HI - HI-247743, IA - 33839, ID - MLO-2080247743, IL - 031.0054184, IN - 41478, KS - LO.0039219, KY - MC717200, LA - Licensed, MA - MLO247743, ME - Licensed, MI - 247743, MN - MN-MLO-247743, MO - MO-247743, MS-247743, MT - 247743, NC - I-189119, ND - NDMLO247743, NH - Licensed, NM - Licensed, NV - 66544, NY - Licensed, OH - MLO-OH.247743, OK - MLO20600, OR - 247743, PA-247743, SC - MLO - 247743, SD - MLO.08498, TN - 205478, TX - Licensed, VA - MLO-40552VA, VT - VT247743, WA - MLO-247743, WI - 247743, WV - LO-247743, WY - 8203 Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.

Пікірлер: 98

  • @CMBBmc-jd6ur
    @CMBBmc-jd6urАй бұрын

    I was quickly underwritten for a VA loan with Guaranteed Rate (Jen Beeston) and they were/are Fantastic! Process was thorough, yet went smoothly as their people are total professionals!

  • @JenniferBeeston

    @JenniferBeeston

    Ай бұрын

    Thank you for sharing your experience with us. We appreciate:)!

  • @mitchbandalan9450
    @mitchbandalan9450 Жыл бұрын

    My morning... Get my morning coffee... log in and take care of my morning work...watch Jennifer and learn....

  • @brad5815
    @brad5815 Жыл бұрын

    Translation: You get what you pay for and those who know pay for experience and quality. Give Jen a shot, she'll represent your best interest and you won't be disappointed.

  • @JenniferBeeston

    @JenniferBeeston

    Жыл бұрын

    Thank you Brad!:)

  • @shadeaquaticbreeder2914
    @shadeaquaticbreeder29144 ай бұрын

    Been watching a few of your vids and they have made me think it's actually possible to buy a house. Thank you. I look forward to working with you guys soon.

  • @JenniferBeeston

    @JenniferBeeston

    4 ай бұрын

    Look forward to working with you:) you got this!

  • @khadijahdavis1572
    @khadijahdavis1572Ай бұрын

    Mannnnn this sister is gold, seriously she's a breath of fresh air

  • @JenniferBeeston

    @JenniferBeeston

    Ай бұрын

    Thank you:)

  • @BrianMckelvey-vh1gi
    @BrianMckelvey-vh1gi19 күн бұрын

    I appreciate your time and being truthful with the videos and onasty. I have learned a lot from the video that you have done.

  • @jesssbe5point7
    @jesssbe5point73 ай бұрын

    ABSOLUTELY LOVE your honesty!! if you shop cheap, you will get cheap results!

  • @cd-rom.
    @cd-rom. Жыл бұрын

    Keep these coming! no bs

  • @ClutchCarson
    @ClutchCarson14 күн бұрын

    Love it, not even looking for a loan, but someday when I do, boy will I be full of great insights!

  • @JenniferBeeston

    @JenniferBeeston

    14 күн бұрын

    Thank you!

  • @noe6499
    @noe6499 Жыл бұрын

    I appreciate the knowledge 😊

  • @JenniferBeeston

    @JenniferBeeston

    Жыл бұрын

    Thank you

  • @awholenewleaf
    @awholenewleaf Жыл бұрын

    I freaking love you, Jen! You’re passionate, you’re honest, and you play 0️⃣ games. My loan with you was so smooth and it pains me watching others go through a horrible buying process with bad lenders! Keep up the great work!

  • @TheItachai
    @TheItachai Жыл бұрын

    This is true, channel like these help!

  • @lexglowup977
    @lexglowup97711 ай бұрын

    I really love you and your videos!!! It’s just the personality. You make this topic fun. 🎉

  • @JenniferBeeston

    @JenniferBeeston

    11 ай бұрын

    Thank you!:)

  • @jamaul8909
    @jamaul890911 ай бұрын

    Applied with the preferred lender yesterday and will be submitting my loan application with you today and im excited!

  • @totallytiffany8064
    @totallytiffany80649 ай бұрын

    Love you Jen new subscribed

  • @JenniferBeeston

    @JenniferBeeston

    9 ай бұрын

    Thank you:)

  • @Ryancuasay
    @Ryancuasay7 ай бұрын

    Morning Jen. Your videos are very educational and motivating. You kinda look like Chelsea Handler as well (take it as a compliment) Happy Friday!

  • @MrBlainet999
    @MrBlainet9998 ай бұрын

    Thumbs up Jennifer. Keep the tough love coming.

  • @JenniferBeeston

    @JenniferBeeston

    8 ай бұрын

    Thank you!! :)

  • @johnniejacobs3199
    @johnniejacobs31994 ай бұрын

    Great video! As someone looking to buy my first home this year, my plan was to look at 4 local banks and credit unions to apply for pre-approval and focus on who can give the best rate based on the pre-approval rates at that time compared to the others. But your video taught me that I need to research lenders and then wait to compare rates until right before making an offer. I had no idea. Thank you for you'd videos. I learn more each time I watch you and hopefully I'll be more prepared when I get ready to apply for pre-approval in March for a conventional loan.

  • @JenniferBeeston

    @JenniferBeeston

    4 ай бұрын

    I am so glad the videos were helpful :-)

  • @galinagause6273
    @galinagause62736 ай бұрын

    Thank you❤

  • @JenniferBeeston

    @JenniferBeeston

    6 ай бұрын

    You're welcome 😊

  • @user-pr6rt2vv9b
    @user-pr6rt2vv9bАй бұрын

    Absolutely true

  • @JenniferBeeston
    @JenniferBeeston Жыл бұрын

    Min 9 is where I start doing voices. Enjoy

  • @sunset3458

    @sunset3458

    Жыл бұрын

    No no. We watch from the beginning. Thank you. 😂 jk jk. Not kidding but jk.

  • @leejennifercorlewayres9193

    @leejennifercorlewayres9193

    10 ай бұрын

    I love your channel. It's so interesting and I'm learning and laughing. Good job! 👍

  • @VStarMama64
    @VStarMama6411 ай бұрын

    I love tough love❤ no one has ever told me to look for a expert first. Ty!

  • @topsecretbear9918
    @topsecretbear9918 Жыл бұрын

    "Research up front" is always a good idea, the trick though is to not let it lead to "analysis paralysis". That happens alot too. Just call Jen, problem solved.

  • @JenniferBeeston

    @JenniferBeeston

    Жыл бұрын

    TY! I like just call Jen. May start using that

  • @mikefeddersen2476
    @mikefeddersen2476 Жыл бұрын

    Seems to me it would be easy to become a Jennifer Beeston follower. 😊

  • @2short1968
    @2short1968 Жыл бұрын

    I love your honesty and sincerity ......👍

  • @JenniferBeeston

    @JenniferBeeston

    Жыл бұрын

    Thank you!

  • @khadijahdavis1572

    @khadijahdavis1572

    Ай бұрын

    Me toooooo, she is awesome

  • @TxHoneyBee
    @TxHoneyBee Жыл бұрын

    What is disturbing is that people sign the estimate and disclosure documents without reading them. My documents described the difference between rate lock v floating rate and clearly noted the option I chose.

  • @JenniferBeeston

    @JenniferBeeston

    Жыл бұрын

    Yes it happens all the time. Glad you are looking at your docs

  • @brad5815
    @brad5815 Жыл бұрын

    To those in the industry: 1. Watch out and mind your P's and Q's. 2. There are phenomenal knowledge bombs if you listen carefully and are hungry to learn.

  • @kerib2535
    @kerib2535 Жыл бұрын

    You are a boss for sure !!

  • @JenniferBeeston

    @JenniferBeeston

    Жыл бұрын

    TY:)

  • @user-pr6rt2vv9b
    @user-pr6rt2vv9bАй бұрын

    Tough luv

  • @JenniferBeeston

    @JenniferBeeston

    Ай бұрын

    100%

  • @DC-pe6kd
    @DC-pe6kd Жыл бұрын

    Can I leverage whole life insurance even I don’t have enough cash value.

  • @janejones2439
    @janejones2439 Жыл бұрын

    Hey Jen, I bank with a credit union, and they said that if I use their preferred realtor program that I would get money back from the realtors commission. The amount will depend on the cost of the house. What is your take on this?

  • @JenniferBeeston

    @JenniferBeeston

    Жыл бұрын

    They have a deal with the Realtor to give up some of their commission. It’s a hook. If the realtor and credit union give great service and have solid rates and fees great otherwise it is just a hook

  • @strangepeopleare3046
    @strangepeopleare3046 Жыл бұрын

    You got me at compare a fresh banana to a week old banana 😊

  • @JenniferBeeston

    @JenniferBeeston

    Жыл бұрын

    :)

  • @amf703
    @amf7036 ай бұрын

    I wish there was checklist or step by step guide for this stuff

  • @JenniferBeeston

    @JenniferBeeston

    6 ай бұрын

    Working on it

  • @bconnor1598
    @bconnor1598 Жыл бұрын

    How do you find an expert in self employed P&L or Bank Statement loans in NJ? I tried that Scotsman guide and it didn’t give me any in the search results?

  • @JenniferBeeston

    @JenniferBeeston

    Жыл бұрын

    If you only want a bank statement loan call Debra Schultz 917-757-6633

  • @angelagriffin1404
    @angelagriffin14045 ай бұрын

    My paster sed he gave ekahall get church biled pis them off at church.

  • @amandalee714
    @amandalee7146 ай бұрын

    How does waiting 30 days or 15 days make a better deal? Why does that matter at all? Why not lock it in as soon as you crunch the numbers? How does it save money to dink around with my time?

  • @adeolaotukoya7349
    @adeolaotukoya734910 ай бұрын

    Jen, what do you say if the builder says you will need to use our lender to get some money as an incentive that can help towards closing costs?

  • @JenniferBeeston

    @JenniferBeeston

    10 ай бұрын

    I have a video about this for tomorrow:)

  • @jpyang05
    @jpyang05 Жыл бұрын

    This sounds like the kind of thing a lender or broker will say to justify charging higher fees. Most mortgages aren’t complicated, shop the rate on Zillow mortgages and go with a business with decent reviews.

  • @JenniferBeeston

    @JenniferBeeston

    Жыл бұрын

    Disagree. Online rates are never accurate and always have a disclaimer to call. Also the only lenders that advertise on zillow are call centers that can't get leads any other way. They pay zillow for space so it is not an actual representation of the market or lowest rates. It is a bunch of call center with click bait rates that change when you call..

  • @meganlroman
    @meganlroman Жыл бұрын

    Should we shop around during pre-approvals or once we've found a home for a formal approval?

  • @JenniferBeeston

    @JenniferBeeston

    Жыл бұрын

    both the video covers in detail

  • @angelagriffin1404
    @angelagriffin14045 ай бұрын

    Thay allexspesive

  • @arleneboyd9536
    @arleneboyd95363 ай бұрын

    Can you help us please.

  • @stoicdarwin
    @stoicdarwin Жыл бұрын

    Commenting for shady shhhh @7:48

  • @JenniferBeeston

    @JenniferBeeston

    Жыл бұрын

    You always comment for the best reasons

  • @angelagriffin1404
    @angelagriffin14045 ай бұрын

    Slob sell houes

  • @AlliNW0nderland.
    @AlliNW0nderland.11 ай бұрын

    First time buyer here. So PreApprovals are never locked rates?

  • @JenniferBeeston

    @JenniferBeeston

    11 ай бұрын

    Very very rarely. Already ask the lender but 99% they are not

  • @russlea6383
    @russlea6383 Жыл бұрын

    I'm impressed -- you do impressions. :) :/ :\ :(

  • @JenniferBeeston

    @JenniferBeeston

    Жыл бұрын

    Thank you! I worked on it for when I recorded my audiobook for Brainhacked;)

  • @mikefeddersen2476

    @mikefeddersen2476

    Жыл бұрын

    ​@@JenniferBeestonand here I was thinking you should be an audiobook narrator. 😊

  • @angelagriffin1404
    @angelagriffin14045 ай бұрын

    Thay cold get what thay needed dune

  • @TheItachai
    @TheItachai Жыл бұрын

    That reenactment sounds familiar💀💀

  • @JenniferBeeston

    @JenniferBeeston

    Жыл бұрын

    lol

  • @TheItachai

    @TheItachai

    Жыл бұрын

    @@JenniferBeeston I’m sorry I had to run to you to get out of that situation I was in with VU.

  • @JenniferBeeston

    @JenniferBeeston

    Жыл бұрын

    @@TheItachai Never be sorry. I am glad you escaped their clutches:)

  • @angelagriffin1404
    @angelagriffin14045 ай бұрын

    I see same person on ph#

  • @angelagriffin1404
    @angelagriffin14045 ай бұрын

    Then againe mite get ript off!

  • @eddieslittlestack7919
    @eddieslittlestack7919 Жыл бұрын

    So are you a lender or are you a mortgage broker? Saying we’ll compare rates at 30 days from closing? I’m confused girl!

  • @JenniferBeeston

    @JenniferBeeston

    Жыл бұрын

    Lender. Most closings take 30 days once you are in contract. We can close quicker but that is generally the time frame realtors right for.

  • @angelagriffin1404
    @angelagriffin14045 ай бұрын

    Saply beer drugs houes up

  • @kennys8661
    @kennys8661 Жыл бұрын

    Hello, do you offer refinancing?

  • @JenniferBeeston

    @JenniferBeeston

    Жыл бұрын

    Yes we do 707-478-0637

  • @kennys8661

    @kennys8661

    Жыл бұрын

    Thank you for the quick response, we will reach out when the need arises. Thank you for doing these videos, very informative.

  • @JenniferBeeston

    @JenniferBeeston

    Жыл бұрын

    Sounds good!

  • @tetocaloscojones8229
    @tetocaloscojones8229 Жыл бұрын

    dont BS a BSter

  • @angelagriffin1404
    @angelagriffin14045 ай бұрын

    Men shudd m elttish wife make lots of mony

  • @angelagriffin1404
    @angelagriffin14045 ай бұрын

    Have dave griffin give him make qrit dreaking make him bild 5:21 5:21 5:22 5:22 5:22 5:22 5:23 5:23 5:23 5:24 5:24 5:24 5:25 5:25 😊😊 5:25 😊😊 heal put drug cru to work

  • @angelagriffin1404
    @angelagriffin14045 ай бұрын

    Lady sod was trans isceddel

  • @angelagriffin1404
    @angelagriffin14045 ай бұрын

    Cant beer druging eddit to go sell houes

  • @angelagriffin1404
    @angelagriffin14045 ай бұрын

    That w dud xfinty

  • @angelagriffin1404
    @angelagriffin14045 ай бұрын

    You hide them thay work ch3ap st