I must pay you a compliment. Your videos recently started appearing in my recommendations and your appearance is so welcomed as your manner of dress is not too revealing, minimal makeup, no tattoos or cleavage showing. Your hair is well done with no kool aid coloring or obvious hair added in. You speak without verbal crutches such as “you know wut I’m sayin” or “I wanna address the situation” etc. How ordinary, normal, polished, professional you come across. You appear to be a very fine version of you and you are representing well for our black sisters. I see so many caricatures of our sisters, I absolutely had to stop and acknowledge you. Btw, your subject content is actually useful. Don’t know you, but you are a fine example of black womanhood on these “ YT streets”. Have a nice day. A Sis in NJ

Thank you. I get so much back in taxes from our home. Marriage (to someone that is educated and makes as much or more than you with good credit) and home ownership is so important for generational wealth. We have refinanced and got lower interest rates and received thousands of dollar every time we do our taxes because we itemize and get so much from interest rates. Huge! I’m so glad you are educating the masses.

@ShaheedahHill

2 жыл бұрын

Thank you so much for watching.

OMG! Girl I love ya! I purchased my fist home last year and let me tell you’re videos were so helpful! And a year later they still are! Thank you 🙏 🙏 thank you 🙏

@ShaheedahHill

2 жыл бұрын

Thank you so much for hanging with me😍I hope you are loving your home!!

I love your channel! So educational and structured properly!

@ShaheedahHill

2 жыл бұрын

Thanks so much. I appreciate the feeback and your support.

I go to settlement next month and your videos have been helping me with my anxiety tremendously!

@ShaheedahHill

Ай бұрын

Awesome, thanks for watching

I’m binge watching your videos, you explain everything very clear and easy to understand.

@ShaheedahHill

2 жыл бұрын

Thank you so much!

Good afternoon. Here for the lesson 🙋🏽‍♀️

@ShaheedahHill

2 жыл бұрын

Thanks for coming😊

Liked how you distinguished between standard deduction and itemized right out the gate!

@ShaheedahHill

2 жыл бұрын

Thanks for watching

Wow! I will be sharing this information with my clients. Keep up the good work

@ShaheedahHill

2 жыл бұрын

Thank you for watching

Thank you so much. I purchased my home at the end of 2020. Didn’t know this whole thing worked so thanks!

@ShaheedahHill

2 жыл бұрын

Great, thank you for watching and congratulations on your new home!

In the Netherlands a House is so expensive currently that it is a luxury to buy a House. So now all Young people keep living by their parents and IT is crazy👍🏻

@mikegitau8910

2 жыл бұрын

I tell people housing prices are not going down and the U.S. is just catching up with the rest of the world in real estate prices

@lesliessgarciaa

2 жыл бұрын

Same here in America.

You always come through to the max. I was just thinking what will I do for my taxes this year. Thank you. 😍😍

@ShaheedahHill

2 жыл бұрын

You are so welcome, thank you so mcuh for watching.

YOU ARE AWESOME, SO MUCH GREAT INFORMATION IN A SHORT VIDEO 🌞🙏🏾

@ShaheedahHill

2 жыл бұрын

Thank you for watching

Just closed one week ago so this was right on time. Thank you, Shaheedah!

@ShaheedahHill

2 жыл бұрын

You're so welcome, congratulations on your new home!

Thank you Shaheeda!!!!!

I really appreciate this channel it gave me a lot to understand in buying a home. My wife and I closed on our home 3 days ago in NC firstime home and first time living in this state. We are so excited and nervous at the same time. Keep on giving the message it really helps

@ShaheedahHill

Жыл бұрын

That is awesome, congratulations. Many blessings in your new home!

Thanks for all this info

Your videos are always clear and concise. Good job.

@ShaheedahHill

Жыл бұрын

I appreciate that!

I just closed yesterday in the Metro Atlanta area! It was a tough 18 months and then I found your videos in December 2021, and your explanations help me so much!

@ShaheedahHill

2 жыл бұрын

That is awesome, thank you so much for sharing and congratulations on your new home!!!

Grate information thank you

This video was extremely helpful. I just bought a home in Jan 2022. Thank you!

@ShaheedahHill

2 жыл бұрын

Thank you so much!

Thank you for the great advice as always. ❤️

@ShaheedahHill

2 жыл бұрын

You are so welcome, thank you for watching.

Very informative! Thank you

@ShaheedahHill

Жыл бұрын

Thanks for watching!

You are amazing! Thank you!

@ShaheedahHill

2 жыл бұрын

You're so welcome!

Thank you so kindly. I am a new homeowner. All of this stuff is new to me. Just downloaded my 1098 😅.

@ShaheedahHill

Жыл бұрын

Thanks for watching!

Thanks for sharing these tips. Much appreciated.

@ShaheedahHill

Жыл бұрын

My pleasure!

Great information like always thank you

@ShaheedahHill

2 жыл бұрын

Thanks for watching

Very informative and great video. Thanks

@ShaheedahHill

2 жыл бұрын

Glad it was helpful, thank you for watching!

thanks, this is the video i needed

@ShaheedahHill

2 жыл бұрын

Thank you for watching!

Closing soon on our house here in RI. Thank you for the info

@ShaheedahHill

2 жыл бұрын

Congratulations! Thank you for watching!

Golden info💛💛💛 Thank you

@ShaheedahHill

2 жыл бұрын

You're so welcome!

Thank you for the great information. BTW the home appraised and it seems that it is just a question of time now.

@ShaheedahHill

2 жыл бұрын

Congratulations on the appraisal and you are getting really close!

You are awesome!!

@ShaheedahHill

2 жыл бұрын

Thanks for watching!

Thank you

You always have such great information! I wish you lived near me in Philadelphia so you could be my realtor 😃

@ShaheedahHill

2 жыл бұрын

Thank you, I think of my self as your KZread Realtor. 😊

@mskay488

2 жыл бұрын

Is there someone from your team that you can recommend? We are looking to buy in the metro Atlanta area

@queenreg7

2 жыл бұрын

Shaheedah is my You Tube realtor! I just don’t mention that to my wonderful local realtor 😂❤😂

My wife and I just secured our home purchase. This is very informatve.

@ShaheedahHill

Жыл бұрын

Thanks for watching

Great video ma'am...

@ShaheedahHill

2 жыл бұрын

Thanks for watching!

Great information. Can you explain what POINTS are, please I've never heard of that.

@ShaheedahHill

2 жыл бұрын

Thanks for watching, basically pre-paid interest to get a lower interest rate on your mortgage. Here is a video that I did on it. kzread.info/dash/bejne/k2aIksNmYMrgo9o.html

I will be closing on a duplex this month. Sept. 2022 and live in 1 side and renting out the other. So im glad i can use some of these tax benefits

@ShaheedahHill

Жыл бұрын

Congrats!

@solo.life.travels7215

Жыл бұрын

@@ShaheedahHill thank u

Thanks

your the best!🥰

@ShaheedahHill

Жыл бұрын

Thanks for watching!

As a new home owner this video was so helpful. It’s a lot of misleading information surrounding what you can and can’t deduct during tax season. Thank you so much.

@ShaheedahHill

2 жыл бұрын

Thank you, hopefully this is a good starting point for you as you prepare your taxes as a new homeowner. Thank you for watching.

@quickname8046

2 жыл бұрын

Fr she be on point. Covers everything

Amazing!

@ShaheedahHill

2 жыл бұрын

Thank you!

@brandonmckenzie5274

2 жыл бұрын

@@ShaheedahHill just got a preapproval!

Closing on my first home tomorrow!

@ShaheedahHill

2 жыл бұрын

Congratulations!!!

Hi, I really appreciate your videos, and love your content! I believe I finally found someone I would love to learn more from. I was wondering if you do mentorship. If so, how can i connect with you in doing so?

@ShaheedahHill

2 жыл бұрын

I don't do direct mentorship. If you are a first time buyer please join my first time buyer facebook group,facebook.com/groups/HillsFirstTimeBuyers if you are a Realor I have a KZread for agents Facebook group as well. facebook.com/groups/localcelebrityyoutubeagent Thank you for watching!

OMG! I love your videos! so informational and helpful. Can you claim the first-time home owner credit for a home bought in 2022? if so which form would you recommend? Thank you kindly

@ShaheedahHill

Жыл бұрын

The was no first-time home owner credit passed, is was a bill and not a federal law. Ask you tax preparer to be sure.

That was a good one because I wanted to know about that I'm a senior citizen 62 and Memphis have something like that I'm thinking about moving in the next month or so to Georgia or Alabama and I need any tax credits that I can get

Thanks for the information. Quick question, I just closed 2 weeks ago. Would I include my home on my taxes for the 2021 or the 2022?

@ShaheedahHill

2 жыл бұрын

Probably just 2022 since you don't have any home expenses in 2021. However, double check will your accountant to make sure you are getting all the deductions you are entitled to. Thank you for watching and congratulations on your new home!

Gracias. Muy buena informacion. Me subscrivi a tu canal de youtube.

@ShaheedahHill

Жыл бұрын

gracias por ver

This is really helping with me finding information about home ownership that I’ve never learned. I have a question, what do you think about purchasing HUD homes and using the203k loans for renovation?

@ShaheedahHill

2 жыл бұрын

Its fine...if you can find a good contractor. Watch my 203K videos. Thanks for watching.

@YochanaIrie_FineAppleStylez

2 жыл бұрын

@@ShaheedahHill no prob and thank you for replying!

@takeylaross4948

Жыл бұрын

We just did a Reno loan (Fannie Mae) for our first home! My advice would be have options! From the amount of lenders to even contractor bids. It can be a big investment initially with all the cost with having multiple contractors come to your home to view the scope of work needed for your home. In Georgia the fees for inspections will be based off the square footage of the home. I would suggest you as the contractor if they will prepare a materials list and a labor cost when they give you their breakdown. Lender wise look at the cost/ fee for applying points- which is basically a fee for getting your interest rates lower.

hi shaheedah, I been watching your channel for a while and I'm first time home buyer and willing to re-locate from Fl to GA. how I can avoid the 20% down payment for buying out of state? in another word I can't buy with 3.5% down?

@ShaheedahHill

2 жыл бұрын

You would have to show proof of employment in GA, a job offer letter, job transfer paperwork or proof that you are a remote worker. Thank you for watching!

As a first time home buyer, I hear that it's best if I banked with a credit union--I've been with the same bank for many, many years and kind of afraid to switch. Would you recommend that I switch? When it's time to go to a lender would it be a problem that I've only been with the credit union for this short amount of time?

@ShaheedahHill

2 жыл бұрын

I always recommend you get 3 mortgage quotes, one can be from your credit union. Credit Unions and Large Banks tend to be slower to get a mortgage approved and that is not good in a seller's market. So no need to switch just know that you do not have to get your mortgage with them.

Thank you for the great information, I emailed you regarding opportunities to join your team, are you onboarding for new junior agents at this time?

@ShaheedahHill

2 жыл бұрын

Not right now, but I will answer your email. Also, join my agent group on FB. facebook.com/groups/localcelebrityyoutubeagent

How does the homestead exemption affect the standard deduction/itemized deduction?

@ShaheedahHill

2 жыл бұрын

It doesn't, it will just potentially help you save on your property taxes each year. There is a link in the desctiption that tells you if your state has any property tax exemptions. Thank you for watching!

👍🏽

Thanks for the show, Shaheedah. I have a question about capital gain tax from the last house that I sold. I moved to Texas from Seattle and purchased with cash on the new home. Which price of the house was less than half that I sold in Seattle. Is there a way to not pay big capital gain tax? Huge Thanks in advance for your response.

@ShaheedahHill

Жыл бұрын

Disclaimer - I am not a tax professional, this is not tax advice. If you lived in the home you sold for at least 2 years $250K is expemt, $500K for married filers. If you had to sell because of work or health you may be exempt as well. Lastly, if you made improvements to your home that you sold you may be able to write those off and lower your capital gains. But go ahead and consult a tax accountant ahead of your 2022 tax filing to be sure. Thank you for watching.

@smaximus4071

Жыл бұрын

@@ShaheedahHill Thank you so much 💓

What if you're a new home owner and usually have done your taxes yourself in the past, should you use a preparer now that you own a home?

@ShaheedahHill

Жыл бұрын

You may want to consult with someone, just to make sure. But most of the online tax preparation softwares will ask home ownership related questions.

Mrs. Hill Post, I watch. End of story.

@ShaheedahHill

2 жыл бұрын

I appreciate that 😊

If I'm moving in next month to my new home does that mean i have to wait until next year to apply for the homestead exemption? I live in CA and I believe we do have it. First time home buyer. Thank you in advance!

@ShaheedahHill

Жыл бұрын

Usually you can apply at anytime but it may not be applied until the next tax year. You can ask the tax commissioners office in your area. Thanks for watching!

I have a question .what if i am currently claiming exceptions on my federal taxes does this affect me getting a home loan

@ShaheedahHill

Жыл бұрын

No, it will not impact it. Lenders use gross income.

What if you purchased your home in December 2021 and your first mortgage payment was not due until January

@ShaheedahHill

2 жыл бұрын

You would have to see what expenses you had in 2021 that were housing related.

So, in other words it pays to be married.

Thank you for all your videos. I have a quick question my offer was just accepted, I sent in my first deposit of 3,000. My agent is now asking me to do 5% buyers default. I don't feel right about that. I signed it already but I dont think that's right. Please how does that work or how do I go about it?

@ShaheedahHill

2 жыл бұрын

When you say Buyer Default are you talking about Earnest Money? If you are talking about Earnest Money you need to review your contract. Once your offer is accepted (signed by both parties) is becomes a binding contract. If you agreed to 5% earnest money in the contract that is the amount you need to pay, if you agreed to $3000 then that is the amount you need to pay. Make sure you are very clear about what the contract says, have your agent review it with you. They are usually not able to increase this amount once an amount is agreed to in the contract, it sounds like you may still be in negotiations and they countered your offer with a higher earnest money amount. *Buyers are doing higher earnest money amounts to get their offers accepted, but be clear about your risk with this higher amount.

@andresmontes-mattern5959

2 жыл бұрын

Shaheedah Hill .

SC is you can only get Homestead Exemption on your property taxes if your over 65, disabled, or permanently blind.. so basically on 20% of SC population

@ShaheedahHill

Жыл бұрын

Thanks for watching!

@PYTU

Жыл бұрын

What other states?

@UsernameUnkwn21

Жыл бұрын

@PYTU just google it

Do you have information on manufactured homes?

@ShaheedahHill

2 жыл бұрын

No, but I get a lot of requests for videos on that topic. I will do one soon. The main reason I haven't done one is because manufactured homes generally speaking go down in value overtime and that is the opposite of what you want to do with real estate. However, with housing costs increasing I do see that more and more buyers are looking for other options. Thanks for suggesting and watching!

@tee4707

2 жыл бұрын

@@ShaheedahHill Thank you so much Mrs. Hill

Me and my fiance are currently looking to purchase a home. How would any of this apply to us?

@ShaheedahHill

2 жыл бұрын

Check with your tax professional on this, since you are not married yet you would likely be filing single and you will need to decide how you will use the house deductions. It will not impact you this year since you don't have a house yet.

Should one file their taxes(2021)before buying a house this year?

@ShaheedahHill

2 жыл бұрын

***Disclaimer - Not an accountant*** But what you do in 2022 will usually only impact your 2022 tax return. So if you buy a house in 2022 it will likely not impact your 2021 tax return.

@4dscdriver

2 жыл бұрын

2021 is already over, go ahead and file your taxes.

😅😅😅😅😅 Property taxes and Interest are out the door for most ppl. Its point less for average home owner with the new standard deduction

@ShaheedahHill

Жыл бұрын

Thanks for watching!

You can’t claim anything from a house with the married credit!

Was the bill passed?

Can me and my fiancé use the same form to file for benefits on our new home or only one person can file for the homeowners deduction on our taxes?)

@ShaheedahHill

Жыл бұрын

I am not sure, great question for you tax preparer. There may be a way to split any credits. Thanks for watching!

Does this apply if I purchase condos or just houses ?

@ShaheedahHill

4 ай бұрын

Both

Please help. My husband and I purchased a home in 2022. Our tax preparer told us that we could not get any tax savings from our home purchase because we bought it later in the year. Needless to say we were floored. I asked the preparer could we receive any savings next year and she said no. We were shocked and did not continue the session. Please help, is this correct? My husband and I are so floored by this news. Any feedback is appreciated.

@ShaheedahHill

Жыл бұрын

It likely has to do with the standard deduction. If your standard deduction is higher than itemized deductions it may not make sense to include your home interest payments. But check with another tax preparer to be sure. The standard deduction has increased significantly over the last few years so that's why it makes less sense to itemize. Thanks for watching

Do you have to have all the money before closing just in case seller don’t pay closing costs

@ShaheedahHill

2 жыл бұрын

Yes, you want to be prepared to pay the closing costs so if the seller doesn't pay you are prepared.

Hello does mortgage interest deductions applicable to someone who gets Bank statement mortgage? Mortgage through bank statement not through income tax returns Please help

@ShaheedahHill

Жыл бұрын

It shouldn't matter how you qualified for you mortgage, you will still get a form at the end of the year with the interest that you paid. Thanks for watching!

So if i get 9k every year because I claim 0 dependants will i get more of a credit after my mortgage intrest is inputed? Thank you trying to figure out if i will get more.

@ShaheedahHill

2 жыл бұрын

Probably not if your interest rate is low and you claim the standard deduction.

@louishuggins5225

Жыл бұрын

How u get 9k back w no dependents

I bought a home last year in 2022. I'm about to file my taxes. Well I get the tax benefits every single year or is it just a one time thing?

@ShaheedahHill

Жыл бұрын

Each year that you are paying your mortgage you will get that interest statement. Thanks for watching!

Do you file for homestead exemption every year?

@ShaheedahHill

2 жыл бұрын

Only once in Georgia unless you qualify for an additional exemption...then you have to apply again.

Is this works in Canada too

@ShaheedahHill

2 жыл бұрын

Not sure about Canada income taxes but you can use this as a starting point to see if you have similar deductions

Can having low credit history hurt you buying your first home 🏡

@ShaheedahHill

2 жыл бұрын

Yes, you will need to have enough credit to qualify.

None all it does keeps u tied down with property tax expenses. Utilities and repairs. 😂😂😂

@ShaheedahHill

3 ай бұрын

@renerodriguez6300 Thank you for watching

Can closing out all your credit cards hurt your credit history

@ShaheedahHill

2 жыл бұрын

Yes, closing accounts can lower your credit score. Please watch this video it helps explain - kzread.info/dash/bejne/nn5_mNahgNfTcrw.html

WE SHOULD BE DONATING TO HER CASH APP!! 🏡 AT LEAST $1 EVERY VIDEO

@ShaheedahHill

Жыл бұрын

😍Thanks for your support. I appreciate it.

This country is a mess in every aspect, tax code, healthcare, inflation...it's probably better to just move to another country

@ShaheedahHill

Жыл бұрын

Thanks for watching!

Pay your taxes and stop stealing from the public.

@ShaheedahHill

2 жыл бұрын

Review your tax regulations - this is clearly not stealing.Tax laws are the legal rules and procedures governing how federal, state and local governments calculate the tax you owe. Americans should get all deductions they are entitled to .

Do you have Instagram? I have a question I need to ask a professional.

@ShaheedahHill

2 жыл бұрын

I do have an Instagram @shaheedahhillrealestate but they best place to ask questions is in my first time buyers facebook group. I don't do individual consults. facebook.com/groups/HillsFirstTimeBuyers

@simpleme5719

2 жыл бұрын

@@ShaheedahHill Thank You.