Good evening! ❤ Yay another challenge done. Whoop whoop 🎉 8:47 that's a great amount! 14:05 awesome new challenge. 14:33 beautiful new binders! ❤ Have a wonderful Sunday. 💚 15:54

@CruzBudgets

17 күн бұрын

Thank you so much for always watching my videos through Nien! I truly appreciate all of your support 🥰. Wishing you a wonderful day my friend. Thank you 🤗💖🙏🏼

More completed challenges! Woohoo!🎉🩷💚

@CruzBudgets

20 күн бұрын

So happy about that! Thank you Mel 💖🤗

Hola Kathy feliz domingo felicidades por los retos terminados 🍀

@CruzBudgets

23 күн бұрын

Hola Chely!!! Muchas gracias por pasar tiempo conmigo amiga! Gracias por todo su apoyo 🤗💖 Feliz tarde 🥰

🍏 omg I can't believe you saved so much on your build-a-farm! You are doing amazing 👏 Happy Sunday.

@CruzBudgets

26 күн бұрын

Me neither!!! Build a Farm has me so motivated to save. I made the right decision to reallocate it towards retirement. Hope you’re having a great Sunday Anabel! Thank you for always cheering me on and spending time with me. You’re amazing 🤗💖

Happy Sunday Friend. Hope you’re having a great weekend. Two challenges done. Woohoo 🥳 🌲🐢

@CruzBudgets

25 күн бұрын

Happy Monday Lucy!!! Hope you had a great weekend my friend. Wishing you a great week ahead! Always grateful and happy to see you here amiga! Have a beautiful day and thank you for always hanging out with me til the end 🤗💖

Hi Kathy, wow, great job with your birthday savings! You are finishing challenges, making great headway, just awesome, my friend! 🤩✌🏾📗

@CruzBudgets

25 күн бұрын

Happy Monday Sadi J!!! Hope you had a great weekend my dear friend 🥰. As always, thank you so much for sticking with me til the end. Your support means a lot to me. Thank you 🤗💖🙏🏼

Hey Kathy great savings! You surely finished a few challenges and so close to finishing a few other ones! I love the new binders especially the green one! Have a wonderful week! 🧑🏽‍🎤🧑🏽‍🎤

@CruzBudgets

23 күн бұрын

Hey Jazmine!! I’ve become a binder hoarder 😂😂. They are so pretty 😍. So happy to have completed some challenges. I really need to stuff my sinking funds 😅. Hope you’re doing well and getting some rest my friend. Thank you so much for spending time with me 🤗💖

Hey Kathy! Happy Sunday. Yay for completing your challenges 🎉 Great retirement savings! Love the new binders 😍 Great video as always my friend! 💚 🌳

@CruzBudgets

23 күн бұрын

Hey Lisa!!! I hope you’re doing well my friend!! I’m so backed up with comments. I made the right call in reallocating build a farm funds to retirement. Always grateful for all of your support my friend. Thank you for everything 🤗💖

Great video amiga. I do the same thing with challenges. I add the smaller ones to my bigger ones. It’s much more fun and easier. Have a great Sunday🥒🥑

@CruzBudgets

25 күн бұрын

Hope you had a wonderful weekend Angie!! That is a great way to save for big challenges! I believe I made a great decision reallocating the build a farm savings to retirement 😁. Thank you so so much for watching my video through amiga! I truly appreciate you so much 🤗💖

Happy Sunday, Kathy!❇I hope you enjoy your day today. ❇💙

@CruzBudgets

25 күн бұрын

Thank you so much for watching til the end Elaine! Hope you had a wonderful weekend and wishing you a great week ahead my friend. 🤗💖🙏🏼

Hi Kathy, fun savings and what a big jump for your retirement, yay! 🎉 Love the binders, they are so pretty!! 💚 📗

@CruzBudgets

23 күн бұрын

Hey Randa!! Thank you so much for the encouragement my friend. I definitely think I made the right choice reallocating my funds towards retirement. Super grateful that you watched til the end. Hope you have a beautiful day 🤗💖

Good morning Kathy! great savings. love your binders. Have a beautiful blessed weekend 💚💚💚

@CruzBudgets

25 күн бұрын

Hey my Lilly!!! Happy Monday my friend! Hope you got some rest from packing. I really appreciate you taking some time to watch my videos. I really appreciate you 🤗💖

Oi amiga an amazing job on savings❤that retirement challenge ❤❤❤❤love it❤beautiful binders amiga❤happy Sunday

@CruzBudgets

23 күн бұрын

Thank you so much Maria!! Hope you’re having a great week so far amiga! Hope you’re feeling better. I really appreciate all of your support 🤗💖

Happy Sunday! Congratulations on the big stuff for your road to retirement. 🍀🤑💚

@CruzBudgets

25 күн бұрын

Happy Monday my friend!! Thank you so much for always supporting me. It means so much 🥰. I definitely made a good choice reallocating those funds to retirement. It gave it a little boost. Have a beautiful week ahead my friend and thank you always hanging out with me til the end 🤗💖

Yay Kathy! Congratulations on finishing your challenges 🎉🎉🎉 the binder are pretty 💲💲

@CruzBudgets

23 күн бұрын

Yay!! Thank you so much for the encouragement Cin! Omgosh yes I love the binders! I’ve become a binder hoarder 😂😂. So happy to see you my friend. Have a wonderful evening 🤗💖

Happy Sunday!! Retirement is coming along nicely!!! Great savings friend!! 💜💜

@CruzBudgets

24 күн бұрын

Hey Asha!!! I’m so happy I’ve made that decision to reallocate build a farm savings to retirement. Hope you’re having a great start to your week my friend. Thank you so much for being here 🤗💖

Look at you finishing challenges! What a fun video!

@CruzBudgets

23 күн бұрын

Hey Lisa!! Thank you so so much for being here my friend. I really appreciate the encouragement. 🤗💖

Amazing video so much fun in one video thanks for sharing 🥰💚15:54

@CruzBudgets

23 күн бұрын

Thank you so much Chuckles!! Super happy to see you here my friend. I’m so thankful that you stick with me til the end. I truly appreciate you 🤗💖

Good evening… great video friend….thats a big chunk to retirement that’s awesome 💚💚

@CruzBudgets

25 күн бұрын

Happy Monday Andrea!! I’m very happy to have made the decision to use money from build a farm for retirement ☺️. Hope you had a great weekend my friend. Your support means everything thank you 🤗💖🙏🏼

Hey 👋 Amiga great savings and video Whoohooo on finishing challenges 😊amazing progress on your retirement 😊🥰🫶🐸🐢🦎🌲💚🟢

@CruzBudgets

26 күн бұрын

Happy Sunday Carmen!!! I’m super happy the my progress in retirement. Build a farm has been a motivation for me. Hope you’re having a great day. I truly appreciate you cheering me on amiga. Thank you so much for always hanging out with me til the end. You’re the best 🤗💖

ouu love the chocolate mocha binder. such a vibe! you are doiing great on your challenges Kathy!

@CruzBudgets

23 күн бұрын

Hey Stephy!! I’ve become a binder hoarder 😂😂. Hope you’re doing well my friend. It’s always great to see you here. Happy 4th 🤗💖

Your retirement savings are looking so good! ❤🍀

@CruzBudgets

26 күн бұрын

Hey Karla!! Hope you’ve been well my friend 🥰. I’m super happy with the progress in my retirement. Build a farm had really motivated me to save ☺️. Hope you’re having a wonderful Sunday and thank you so so much for watching my video through. I truly appreciate you 🤗💖

Happy Sunday savings, Kathy 😊 Congratulations on fully funding your birthday binder🎉🎉🎉🛎🛎🛎🍏

@CruzBudgets

25 күн бұрын

Happy Monday Loletha!! Woohoo! So happy I’m done with birthday savings. Gifts are so expensive nowadays lol. Wishing you a great week ahead my friend. You’re awesome, thank you so much for hanging out with me til the end 🤗💖

Hi Kathy great job on your saving. Hope you have a wonderful Sunday💲💸

@CruzBudgets

24 күн бұрын

Thank you so much Lora!! Hope you’re having a great start to your week my friend. It’s always great to see you here 🤗💖

Hey Kathy! Great job completing challenges. Awesome retirement savings. Love the binders from GB! Those are the 2 colours I love too 🌳

@CruzBudgets

25 күн бұрын

Hey Fiona!! I made the right decision to reallocate Build a farm savings towards retirement. Can’t believed I saved so much with it ☺️. I’m becoming a binder hoarder 😂😂. I don’t need so many! 😆. Happy Monday my friend wishing you a beautiful week and super grateful you spent some time with me. Thank you 🤗💖

@Frugalityislife

25 күн бұрын

@@CruzBudgets Hi my name is Fiona. I’m a binder addict and im obsessed with moterms 😂🤣 story of my life. Trust me…I get it.. Have a great week

@CruzBudgets

25 күн бұрын

🤣🤣🤣😭😭. You have made my evening with this comment! 🤣

@Frugalityislife

25 күн бұрын

@@CruzBudgets 😂🤣😂

Hey Kathy ❤, Happy Sunday!! Great job finishing 2 saving challenges, and your retirement savings is looking good, love the happy Mail from GB! 💚💚🍀🍀🥑🐢 15:54

@CruzBudgets

26 күн бұрын

Happy Sunday Ro!! Im super happy with the progress in my retirement. Build a farm really motivated me to save. GB is amazing! I’m so blessed I am able to support her shop. Hope you’re having great day my friend. You have any plans?

@rosbudgetlife3324

26 күн бұрын

@@CruzBudgets yes we all need motivation to keep us align on our journey I had my wisdom teeth removed all 4 at once Friday and I’m doing ok just have pain on one side but hopefully I’ll get back to filming soon. Have a great week friend

@rosbudgetlife3324

26 күн бұрын

@@CruzBudgets I would love to BBQ for the 4th of July but not sure if I’ll be about to eat any. How are you my friend

@CruzBudgets

26 күн бұрын

@rosbudgetlife3324 Oh No! I went through the same thing 9 years ago. It was the worse. Wishing you a quick recovery Ro 🤗. You’ll be eating normal in no time. Wishing you a great week as well my friend 💖

@rosbudgetlife3324

26 күн бұрын

@@CruzBudgets thank you so much my friend 🤗❤️

Hi Kathy great savings I love the retirement challenge 😊❤

@CruzBudgets

25 күн бұрын

Happy Monday Mindy!! Thank you so so much for being here my friend. Have a beautiful week ahead 🤗💖

Awesome savings!! 💚☘️🟢

@CruzBudgets

24 күн бұрын

Hope you’re having a great start to your week Ramsey!! Always grateful that you watch til the end. Always happy to see you here 🤗💖

Great savings🧩💚

@CruzBudgets

25 күн бұрын

Thank you so much for watching til the end. I truly appreciate your support 💖

Awesome job! Wow- nice retirement savings! 🎉

@CruzBudgets

23 күн бұрын

Thank you so much Christine! I appreciate you being here my friend. Have a wonderful day 🤗💖

Happy Sunday! Great new items & hope u have a great one 🐸💚💚

@CruzBudgets

23 күн бұрын

I really appreciate you Izzy! Thank you so much for spending time with me. Hope your week is going well my friend. You’re the best 🤗💖

Great video. Love the risk taking with the scratch offs. ❤❤❤ color me is coming along nicely 😊😊

@CruzBudgets

23 күн бұрын

Hey my friend! It’s so great to see you here. Omgosh yes! Scratch offs are scary to do 😅. Surprisingly I’m able to find the same colors for the color me challenge 😂. I truly appreciate you being here. Have a wonderful day 🤗💖

Those binders are so nice, I love the colors 🎄💚

@CruzBudgets

22 күн бұрын

Thank you so much my friend! Hope everything is well and no Hurricanes your way. Stay safe and always appreciate you hanging out with me til the end. You’re the best 🤗💖

TY for sharing your blessings big hugs from coco 🤗 I survived the graduation party it went great but my feet are killing me

@CruzBudgets

25 күн бұрын

😂😂 I bet you had a great time at the graduation party though! Congratulations to the graduate. 🎉🎉🎉. Happy Monday Coco!! Sending you a huge hug my friend. 🤗💖

Hey Kathy great video and those binder colors are pretty 😍 🎀🎀💚

@CruzBudgets

25 күн бұрын

Always love seeing you in my comments Ashley! Thank you so much for always supporting me and staying til the end. You’re amazing! Have a wonderful week ahead 🤗💖

Awesome progress on your retirement book! 🍀

@CruzBudgets

15 күн бұрын

Thank you so much for catching up on all my videos Cozy! It means so much to me. I really appreciate all of your support my friend 🤗💖

Happy Sunday Kathy, great savings video! Congrats on completing some challenges. ute happy mail 💚🌲

@CruzBudgets

25 күн бұрын

Happy Monday Lee!! Hope you had a great weekend! Omgosh I feel like I have an obsession with GB’s binders lol, I need to stop 😂😂. Super grateful that you take time to watch my videos my friend. You’re amazing 🤗💖

Great savings 🐸

@CruzBudgets

25 күн бұрын

Happy Monday Rachelle! Thank you so so much for hanging out with me til the end. I truly appreciate your support 🤗💖

Hi Kathy! Awesome savings 🎉❤

@CruzBudgets

23 күн бұрын

Hey Grace!! Always great to see you here my friend. Hope you’re have a great week so far. Thank you so much for your support my friend 🤗💖

Awesome video 🧩

@CruzBudgets

25 күн бұрын

Happy Monday Lupe!!! Hope you had a great weekend my friend. Thank you so much for always hanging out with me til the end. Your support means a ton 🤗💖

Great video 🎄🧶

@CruzBudgets

25 күн бұрын

Always grateful that you spend some time with me Dianne! I’m here for you my friend 🤗💖

Awesome video Kathy 🥬

@CruzBudgets

25 күн бұрын

Thank you so much for watching til the end Deena! I truly appreciate all of your support my friend. 🤗💖

Hello 👋 from Mexico 🇲🇽

@CruzBudgets

18 күн бұрын

Happy Monday Fatima!!! Always great to see you amiga! Have a wonderful week ahead 🤗💖

Great job today! 💚

@CruzBudgets

23 күн бұрын

Hope you have a wonderful evening Brandi! Always grateful that you stick with me til the end. I really appreciate you my friend. 🤗💖

Hey Kathy ❤ Great savings🎉💚 15:54

@CruzBudgets

24 күн бұрын

Hey Moet!! Thank you so so much for watching til the end my friend. Hope you’re having a great start to your week. Have a great evening 🤗💖

@MoetsMoney

24 күн бұрын

@@CruzBudgets It was my pleasure 💕 Thanks you too!!

15:06 hey Kathy awesome video!! 🫶🏽💞 you’re doing so good on your saving challenges!!

@CruzBudgets

17 күн бұрын

Thank you so much Jaclyn!! always happy to see you here my friend. Hope you’re doing well and having a great start to the week. Take care 🤗💖

Hey girl, great savings. Love the binders. I prefer A5 but I do have A6 ones. Love you girl. 💚

@CruzBudgets

26 күн бұрын

Hey Misha!!! Oh yes you have mentioned to me that you use a5 binders. I only have two A5s which is for my letter bux and Christmas saving. Will introduce a new a5 soon though, I can’t wait 😆. Hope you’re having a wonderful Sunday my love. It’s always great to see you and I truly appreciate you always staying til the end. Thank you 🤗💖

@misha7427

26 күн бұрын

@@CruzBudgets of course, you know I love you and your channel. I always watch and try to leave a comment even if it’s just a heart so you know I’m here. Just some days are hard and I can’t find the words so I leave 🫶🏼. You always brighten my day so thank you so much for that.

@CruzBudgets

26 күн бұрын

🥹 Thank you so much for making my night Misha. Your support is so important to me and I’m very grateful to have you here 🥰.

@misha7427

26 күн бұрын

@@CruzBudgets 🥰

Hi Kathy happy Sunday 🎉☘️

@CruzBudgets

24 күн бұрын

Hey Sandra!! Thank you so much for watching til the end my friend. Hope you’re having a great start to your week. Thank you so much for being here 🤗💖

Hello my friend! Great savings! I got another $50 today for my debt binder! Your binder is beautiful! I think I’ll get the birthday box in July so I can always do it that way. Have you seen it? Much love💜🐸🐸

@CruzBudgets

25 күн бұрын

Happy Monday Susan!! Yay!! I’m so excited for you 😆. The birthday box from Fiona? If yes, I was planning on purchasing it too for next year birthday savings. I’m eyeing her vacation box for a Vegas vacation. I need to stay away from Etsy 😂😂.

@susanpacheco8318

25 күн бұрын

@@CruzBudgets you and me both. I got it ! Guess what? Marlene made me a Pop It book!

@CruzBudgets

25 күн бұрын

@@susanpacheco8318 YAY!!!!! It’s so much fun and low denominations!!

😊😊😊

@CruzBudgets

25 күн бұрын

Happy Monday Tammy!!! Hope you had a wonderful weekend. Thank you so much for being here my friend 🤗💖

❤ 🌳

@CruzBudgets

23 күн бұрын

Hope you’re having a great day Rackiah! Super grateful that you’re here and that you stayed til the end. Thank you for everything. Have a wonderful afternoon my friend 🤗💖

💚

@CruzBudgets

25 күн бұрын

Happy Monday Nessa!! Hope you had a great weekend! It’s always great to see you in my comments my friend. Always appreciate you watching my videos through. You’re the best 🤗💖

👕

@CruzBudgets

26 күн бұрын

Thank you so much for watching til the end I appreciate your support 💖

Kathy!! Would you like to join Brandi Janei, Stephanie and I for the upcoming BAF event going on at Downtown?? GB posted a cryptic message on her community tab and I’m starting to recruit farm squad peeps 😄

@CruzBudgets

26 күн бұрын

Hey Andrea!!!! Count me in!! I’m going to have my fake glow sticks ready! 😅.

@Andrea_Hernandez_

26 күн бұрын

@@CruzBudgets Yesssss!!!! Wonderful! We’ll see what GB has in store for us!

@CruzBudgets

26 күн бұрын

@@Andrea_Hernandez_ Yay!! I can’t wait 😆

🟢🟢🟢

@CruzBudgets

19 күн бұрын

Hey Jazzy! Hope you had a great Fourth of July! Always grateful that you watch til the end. Have a beautiful Sunday my friend 🤗💖

Hi Kathy! Happy Sunday 🩵Yay to completing the Birthday challenge and collaboration challenge 🎉🎉🎉. Your retirement savings is coming along nicely .The binders are absolutely gorgeous. I got mine the other day 💚💚🌲 15:54

@CruzBudgets

23 күн бұрын

Hey Erin! Thank you so much for being here my friend. The gray binder you have is beautiful! Ahh I’m so tempted to get another but I don’t need it lol. I’ve become a binder hoarder 😂. Always great seeing you here my friend. You’re support means the world to me 🤗💖

Great video 🦚

@CruzBudgets

25 күн бұрын

Happy Monday Sabrina!!! Wishing you a great week ahead my friend! Always love seeing you in my comments and thank you for always sticking with me til the end 🤗💖

💚

@CruzBudgets

23 күн бұрын

You’re amazing Grace! thank you so much for staying til the end. 🥰

🧩🧩🧩

@CruzBudgets

25 күн бұрын

Happy Monday Shante!!! It’s always great to see you my friend. Hope you had a great weekend and wishing you a great week ahead. I really appreciate you being here til the end 🤗💖

🫒

@CruzBudgets

25 күн бұрын

Hey Cynthia! Happy Monday my friend. Hope you had a great weekend 💖. Thank you so much for always watching til the end. I really appreciate your support 🤗💖