I believe I am at my wit's end with a budget. Every January I start a new budget and everything is fine for January, February, and March. April comes and boom, everything falls apart because of breaking appliances, a house emergency, car repair, things like that, usually until July. By that time I am so far behind on everything that it takes till the end of the year to catch up. I've been working on this since 2020, one year after I retired. A few days ago I sat down and had a talk with myself to figure out what is going on. What I realized is that I was trying to save so much money through savings challenges that I was cutting myself short on other things out of desperation to be like everybody else and save $1,000 a month on an $893 monthly budget. I watched a video of a lady who had a challenge very similar to your's about the no spend days. That's all I'm doing right now. $1 a day for every day I don't spend on WANTS. My big want is fast food. I've budgeted enough money for fast food three times a month, and that is for the $5 or $6 value meals. I just wonder if there are other people out there that have gone through the same thing. This just gets so hard sometimes.

@BoopnBudgets

19 күн бұрын

Hi! I can totally relate!!! Ive spent over $10k this year already!! Ugh! Unexpected House and car stuff. You are not alone!! If that’s all the challenges you can do, that’s ok! We are all different and have different financial circumstances. I spend lots on things I WANT and I need to stop! Heading over to your channel to support! 😊❤

@rachelt727

19 күн бұрын

Can so relate. Usually something goes down and out. I’m actually procrastinating about budgeting this month (which I know just makes it worse.) Ugh.

@angeljefferson2984

19 күн бұрын

It's okay to adjust it. My summers hits hard and I reassess for fall starting in August

@brendaproulx3052

19 күн бұрын

It's July & a lot of us are doing resets on our goals. Just remember what ever you have saved is a win, better than past years & if an emergency happens better to have it saved & start over than get a loan or put on a credit card. Also remember you are you don't compare to others. You got this 👍

Oh my gosh, I just realized I never commented! This week has been crazy with family visiting and we watched the video later than normal so I thought I had more time. Anyway, we saved $20 with the memory game (the hubby played and he missed two items 😊). Our final total saved was $507 and it went to our emergency fund. What a blast this was! Next time we are going to allocate each row to a different goal. Thanks so much for making saving money fun!!

@brendaproulx3052

11 күн бұрын

I like the idea of using each row for something different.

I remembered 3 items so I saved $15 today for Hello Honey! It's my first time playing and I decided the funds will go into a $2K savings challenge I just started!

@2SisterBees

17 күн бұрын

Yes!! Every Sunday- be ready! You’re going to save save save - you’ll be at 2k in no time. Someone else just let me know they saved $1800 on the tracker we just completed! 🙌

Hello honey got $2 today. A couple weeks ago I lower my Netflix bill to $6.99 my daughter said to create a kids profile and anything pg 13 no ads. There isn’t many ads so I just watch on my own profile. Enjoyed watching your video!

I saved $10 with Hello honey today and it's my first completed Hello Honey challenge 🎉

@2SisterBees

16 күн бұрын

Very cool! I’m so happy you finished one out! 🤩

Hi Jenn I saved $12 with Hello Honey today. I’m going to try #5 picture of a goal with my spending card… this week I will be on vacation but it may help me to not spend my whole travel budget on my trip. Thanks so much.❤ Have a great week.

@2SisterBees

17 күн бұрын

Oh yes- that picture is helping Jason to not spend from his debit card BUT now he’s sending me links of stuff online ! 🤦‍♀️

@adonaiskid24

15 күн бұрын

@@2SisterBees HaHa... tell him that he needs to pick a main thing. Just 1 a month...🤣🤣🤣

Love your tips to adjust our thinking about money, budgeting and spending. Many times we do NOT tell ourselves no which may be why we do NOT like other people telling us no. "No" is very powerful.

@2SisterBees

18 күн бұрын

I know I don’t like being told no - that’s for sure! 😅

@liliamartinez1291

7 күн бұрын

Where can I get the Athena?

❤ Hi Jenn, and April ❤ 0:38 Yep, I look forward to implementing your suggestions on how to look at saving money with a fresh perspective. 4:12 A new mindset. Yep. I think I will change the way I call these days. Instead of "No Spend Days" I will now refer to them as "Save Days." Yep. Saying no to something means I am saying yes to the bigger picture, and my goals. 20:20 Great job staying within your grocery budget even with 2 more mouths to feed for the week. (I'm glad you had time with at least 2 of your children. I hope your 2 in Puerto Rico didn't suffer damage from the storm.

😊Hello Honey! Saved $18, so rounded up to $20. 1) did an electronic clean out for the upcoming College semester so cleared out "saved debit cards" due to a payment error with a bill. 2) 2 years ago we dropped cable and opted for the box like your new one for local channels. Hubby agreed since he is the reason we have it, Netflix comes out of his monthly envelope. 3) Since I failed the dining out challenge that week do to medical issue (Hubby and multiple kidney stones plus surgery). We haven't done take out or dine in 7 of the 9 days of July. Glad you had time with the kids. Hug the Puppers! Really hoping you will put your savings challenges dashboards into your shop in the future, love the style and look of them.

@2SisterBees

18 күн бұрын

Hi Pat! You are definitely a level up with your finances- you got this down! 🙌 I did add custom vellum dashboards today in the shop. I can make some like mine, too. A few of you really like them so I will work on that. 💛

@patsteele2120

17 күн бұрын

@@2SisterBees Thank you. I really learned alot from your videos.

Hey Jenn! $6 saved for Hello Honey and I round up my budget numbers and the difference goes to my emergency fund so I will continue to do that. Have a great week 😊

@2SisterBees

19 күн бұрын

I like that one, too. I already know that I won’t stop with the mortgage- I’ll probably start rounding everything up! 😂😂

@tamikajones6970

19 күн бұрын

I would say go for it and you will be surprised how quickly it adds up. I am doing the penny challenge for my checking account buffer.

The first one is the money matchsticks second one is a spoon and the screwdriver scissors and the biscuit

Woot woot! Here for it!

I love this video, so true.

Hi Jen! Thank you for sharing different ideas and being relatable! 😊❤

@2SisterBees

15 күн бұрын

Thank you for hanging out with me! 💛

Loved it! I saved 20€… Greetings from Germany. 😊

Great recommendations, Jenn! I saved $12 with HH today. Have a blessed week!

Great video Jenn! 😊I saved $10 with Hello Honey

Another video with great tips. This week I saved $6; I definitely will look into that antenna and I paused my Hulu subscription and honestly didn’t miss it. I love the idea of the photo as motivation for spending.

Hello Jenn. Great video🎉💲

Woohoo!!! I did great with this game. 30 bucks to finish off this round of hello honey!

@2SisterBees

18 күн бұрын

Heck yes! Nice! 🙌

Thank you for mentioning me in your video it means a lot! 🥰

I like the suggestion of How much is too much! I will do that one

@2SisterBees

19 күн бұрын

I like that one, too. Since I’m stuck in 2001 pricing - I will never buy anything with that rule ! 😂

Hey Jenn. Hello Honey is $15. The picture around the debt card is an amazing idea. Have a good night.💙

That one challenge is my favorite and stay on my clip board, next to my desk.❤great video Jenn😊

@2SisterBees

17 күн бұрын

Yessss- I know you love the Save it! Challenge. I do, too!

Love playing Hello Honey. I'm saving $3 this week.

I would love the no spend page I did one month as I’m a spender for the sake of it so as I live on a pension I needed to cut the habit so I did a no spend moths and very proud of my self I spent $16 in the month on a book from my favourite author plus I did well I got for free a outdoor table and chairs plus a outdoor sofa set and swings for my grandson off Facebook

It may be too late, but I saved $30 for H.H. this week... 6 correct.

yes Jenn, give us whiplash while you count your money! 😂😂😂 i saved $15 this week for HH

@2SisterBees

18 күн бұрын

Hahaaa! This made me lol! I asked Jason - is this too much when I was editing and he was like, “Noooo” so it’s his fault we all have whiplash. 😂😂😂

@Marissa-159

16 күн бұрын

@@2SisterBees noo i loved it 😂 shout out to Jason (and you, of course!)

First time playing hh. I saved $15 today. Thank you for your video!

@2SisterBees

17 күн бұрын

I love when someone tells me they are a first timer at HH! Love it! 💛

Saving $10 with Hello Honey. Thanks so much for the tips. I'm new, very new, to budgeting. Still learning :) I'm rounding my budget numbers.

Your video popped up just in time while we wait on Beryl. I saved $30 today. Have a wonderful week beehive from Texas 🌊🌪️

Love the video, glad the 4th was great and kids are safe. Saved $15 with Hello Honey I am really bad at remembering the items once they ghosted 😂 Setting fall goals starting August. I need to tighten the belt for many reasons. I know I can do it again because you keep me motivated 🐝❤🐝

@2SisterBees

19 күн бұрын

Girl. I was the one taking the items away and when I was editing and rewatching the video- I was like…. Uuuuhhhhh…. 😂😂😂😂

Saved $15 with HH this week!

I save $2 with HH. Have a great week 😊

1: 🐶Dogs Food, 2: Scissors ✂️

I saved $18 with Hello Honey. I used the how much is too much all the time. If I believe that an item is too much, I don't purchase it. Great video.

@2SisterBees

18 күн бұрын

I think I’m more like you. It’s surprising but a lot of people just buy it anyway- it could be pressure from someone they are shopping with or maybe they just want item that badly. Probably a lot of reasons.

I need this see it, like it, want it! I am definitely an impulse shopper.

@2SisterBees

17 күн бұрын

I think A LOT of people are - it’s so hard with these phones, access 24/7. The game definitely has a way of helping! 💛💛💛

I saved $15 in Hello Honey for today. Can't wait to make a really nice extra debt payment! 💛

Hello, saved 20.00 today, and I really need to do that rounding up on the bills, thank you

@2SisterBees

17 күн бұрын

I am actually excited to send my round up payment on August 1st- I’m ready!! 😂

I saved 10 dollars in Hello Honey. I actually cancelled cable and two subscriptions about two months ago. So now we are down to just internet and three subscriptions that we use all the time. We save a lot of money doing this but it was not easy getting the hubby on board however with the savings we have decided to split the savings between us for one month so we can have some blow money since we don't usually get that in our budget yet

A lot of great advice and I liked the mini challenge as I have a online inpulse problem so deleteing payment info is just up my ally. I saved 10 in this weeks Hello Honey and that I am very happy with.

@2SisterBees

18 күн бұрын

I think online is what most struggle with now. They make it SO easy. One click shopping. 🤦‍♀️ I’m so glad that you are willing to try. 💛

HI Jenn, I saved $6 for HH this week. I stopped two subscriptions last week and we will see if we will miss them. I think I am going with the delete my online spending credit card information. I am an online spender and I really think this will help. I also, decided to change my notifications on my FB group (boutique clothing) to highlights instead of all. I am hoping with not receiving all notfications and getting the distractions of wanting to inpulse buy, will help me spend less. Again, thank you sooo much for all your fun ideas, tricks and tips in helping us all on our budgeting journeys. I sure do appreciate it! 🖤

@2SisterBees

17 күн бұрын

Oh the boutique clothing. I hear that. I had one that was next to my hair salon in CA. You had to walk through it to get the hair salon - sneaky sneaky!!! And now, I just found another amazing one!! Trouble trouble.

Hey Jenn. I saved $18 for Hello Honey today but rounded up to $20. I’m going to do #4 for this week challenge. My total for Hello Honey is $460. I use HH savings to fund my emergency fund.

great video 🎉😊

Thankyou for the video today I’m so happy you had a good time with your family what a blessing I will be deleting my card information from my Apple Pay for the week

Rounding up my budget 📈

@2SisterBees

17 күн бұрын

Ha ! Love your name Keep it Krispy- yes! 🙌

Hi Jen I saved $6 for hello honey!

Love the video I'm doing the Roundup but I suggest with you when you do your mortgage pay them the amount the minimum amount and wait a week to sit in the other 60 something it'll go towards your principal and they can't double dip on the interest that goes for anybody who's using credit cards too

@2SisterBees

16 күн бұрын

Thanks for watching, glad you liked the video! My mortgage online payment portal actually has a spot to add in just for extra principal payments, which makes it easy for me.

I saved $8 on Hello Honey, how fun is this. New to the channel.

@2SisterBees

11 күн бұрын

Hello!! Welcome ! 💛🐝

@Ajournalandaplan

11 күн бұрын

Also, I have always rounded up my budget numbers but never thought about adding that amount to my principle payment on my mortgage so that is what I will do going forward. That is $17 added to the principle each month

$50 in HH today. Some people do no spends for specific categories that are a problem for them instead of just a general no spend. I did a no spend once for a few months. I figured out I wasn't overspending we were just broke 😂🤣😂🤣

@2SisterBees

17 күн бұрын

Hahaha- I get it! I really do. 💛

Hey Jenn I saved $30 I really like the brain tricks

For HH this week I saved $10. I rounded it up from $8 to $10 😊

Hi Jen, I saved 12.50 for HH

Saved $5 for hello honey and I’ll be putting a picture of my car because I want to pay it off!💙

@2SisterBees

18 күн бұрын

Yes- aren’t you very close? I feel like it was you…. Am I right? 🤞

@Grace.something

13 күн бұрын

@@2SisterBees I'd say I am pretty close! My goal is to have it paid off before Christmas!

Hi Jen I save $10 for H.H and I’m doing #4 round up my budget number thank you for all your advice 👍👍👍💜🙏

Hello Honey $12 today. Have a great week and weekend.

HH this week is 5.50. Canceled 2 subscriptions, use free apps and my chromecast... dont miss them ! Gonna do the How much is to much this week.

I saved $25 with Hello Honey :)

HH = 30$ and 3 Busy Bees card = 13$. Total saved $43

I saved $6 with Honey Me! Rounding up my budget numbers!

I saved $20.00 for Hello Honey.

I remembered all 6, my savings is $30.00!

Today in Hello Honey I saved $15

Hi Jenn. I saved $9 today. I could only remember 3 items. 😊

@2SisterBees

18 күн бұрын

That’s really good! 💛

I would love the no spend page I did one month as I’m a spender for the sake of it so as I live on a pension I needed to cut the habit so I did a no spend moths and very proud of my self I spent $16 in the month on a book from my favourite author

$12 here today. Have a good one.

I’ve been watching for a while but not playing. However today I decided to play I saved $6

@2SisterBees

18 күн бұрын

Oh yay! I’m so glad you tried it!! 💛

$24 for Hello Honey. 4 correct at $6 each

$10.00 today good job Jenn ❤

Hi Jenn, I saved $6 with HH

We got rid of satellite tv several years ago and have an antenna ! Haven’t been sorry!

Saved $5 on HH 🎉

I saved $180 HH today. In the total insaved $1850 for the 19 weeks

Saved $30 this week

I got all HH right for once! Saved $6

@2SisterBees

17 күн бұрын

Hahaha! No way! That’s awesome! 🙌🤩

Total of 6 objects correct @$5 apiece for a HH savings of $30.

Hi, Saved $5 😊

Im saving $2 per item for theee items i got correctly. A total of $6 for hello honey

I saved 8 dollars today 😊

20$ saved today.

I am saving 5 dollars this week

$4 for Hello Honey I will round up my budgeting numbers from now on.

1: Dollar 💵💰 2.Match Sticks Box

My new problem since I started working part-time in May is starting up for my emergency fund - ( No spend ). I told myself add $10-$20 per week for 26 or 52 weeks should help me out a bit !!!

@2SisterBees

17 күн бұрын

Small bits- that’s the way to get that progress ! 🙌

I saved $30 per object today for HH and saved a total of $180! You are amazing and thank you for all of the advice! 💗 god bless you 🤍

I am saving $12 for HH today

matches us dollar screwdriver spoon dog bone scissors

I saved $30 today with HH

I got 4 right so I saved$16 with HH

I got 5 and made it $20 for each so I’m saving $100

I saved 15 🎉

Also, forgot to say that I saved a total of $575 on this challenge version, going toward my semi-yearly car insurance.

I got almost all the items😂 i saved $10 with HH😊

@2SisterBees

19 күн бұрын

Nice job! I don’t think I would do well at that game. 😅

Hi!! I saved $12 for HH

Last one ,wo I tried to save big HH 5@15 =$75 😮

5x5 = 25 I'm chosing round up budget numbers. 🎉

@2SisterBees

15 күн бұрын

I really like doing this, too. I may even start the round up savings challenge and round it ALL up! 😂

Good morning! What a nice way to wake up, new video! I'm glad to got to spend time with 2 kids. Are the 2 in PR safe? For last week's MPC, I don't have cable and had already canceled my subscriptions so I challenged myself with my online books. Instead of buying the 5 I had in my cart, I reread the books in the series I already had. This week I am going to delete my saved payment info, bad online spending. I haven't figured out to balance the budget for Sinking Funds: my goal amount and how long to save for to get my averaged amount. I think I will start putting $5 in each, not sure yet. Any suggestions? I started No Spend in May. For May & June, I had more spend days so i wasn't putting a lot away. For July, I changed it to Spend days and have only had 3 spend days so far lol. Cash stuffing has helped my grocery budget. When i went with a list & my card, I way overspent. With a list & my cash, under budget! I round up the price of each item. Have an amazing week Hive!

Dollar and matches

I’ll do the mini challenge from today which is the 9th of July and our takeaway is usually $50 for my son and I

@2SisterBees

18 күн бұрын

That will be a good savings!

10$ for me, fun video!!

@2SisterBees

17 күн бұрын

Awesome - nice to see ya! 💛