How To Pay Off Debt | Step by Step | New Savings Challenges | Freebie Printables | Cash Envelopes

How many times have you tried to pay off your debt but get overwhelmed and quit?
Do you feel like you don't know where to begin?
I will show you, step by step, how I paid off over 90k of consumer debt and became debt free. I explain it all in detail and I have free resources below for you to click, print & use on your debt free journey.
And we have some fun with saving and play Hello Honey!
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Пікірлер: 179

  • @arethah5453
    @arethah5453Ай бұрын

    I saved $6 in hello honey. My rich life goal is to be able to live comfortably and work when I want to instead of punching clocks at a job I dread.

  • @LivingLifeInTexas1836
    @LivingLifeInTexas1836Ай бұрын

    Hey! 👋🏻 I saved $16 on Hello Honey! I’m down to $2100 in debt. End of June I will be debt free!!!! 🙌🏼💜

  • @SaveNStuffwStephanie

    @SaveNStuffwStephanie

    Ай бұрын

    That’s amazing! Congratulations 🎉❤

  • @deairrbroomes1621

    @deairrbroomes1621

    Ай бұрын

    Great job 👏🏽 🎉

  • @alexislane7175

    @alexislane7175

    Ай бұрын

    👏🏿👏🏿👏🏿👏🏿👏🏿👏🏿 whoohooooo

  • @muskokaoma7470

    @muskokaoma7470

    Ай бұрын

    That's awesome!

  • @6girlsbudget

    @6girlsbudget

    Ай бұрын

    Amazing💕

  • @patriciavaughn4185
    @patriciavaughn4185Ай бұрын

    I’m already living my rich life. I can afford to keep the family farm that I recently inherited.

  • @GoldQueenDragon
    @GoldQueenDragonАй бұрын

    Hi Jenn, I saved 13 today and my debt is going down. I now longer think I'm in a dark tunnel, I can see the light at the end. I will take some time but I WILL get there.

  • @moneywithjustliving5258
    @moneywithjustliving5258Ай бұрын

    Good Morning, we have been working on debt hard core for 2 years now following Dave's baby steps. Doing very well but it is hard sometimes. It is a very mental journey.

  • @BudgetwithAandA
    @BudgetwithAandAАй бұрын

    Hello Jenn! Today’s HH saved $15. My rich life goal is to sell my current home & buy the new house I see listed. It hasn’t sold because it is mine. 🙏😂 I am manifesting. 🥰 Have a great week.

  • @amandafrank6569
    @amandafrank6569Ай бұрын

    Your analogy of drinking water and savings/ spending….Made me think of when I drink water I have to add the sugar-free flavoring to it kind of like when I save money I have to do savings challenges to be motivated.

  • @aprilbudgets
    @aprilbudgetsАй бұрын

    I always appreciate you when you walk us step by step I sometimes struggle with staying on task and it’s always nice that I can watch one of your videos and get right back on task again Thankyou for making these videos Jen

  • @keandrealeach2869
    @keandrealeach2869Ай бұрын

    Hi, Jenn! I saved $40 with today's Hello Honey. My rich goal life is to be comfortable and debt free, with my vegetable garden! I hope you have a great week!

  • @karenklepsch5248
    @karenklepsch5248Ай бұрын

    Hello from Canada! I saved $23, I am planning a three day get away, I am using the money from all the challenges I have completed. Thank you for helping us save.💚

  • @ElizabethSmith-rz9fb
    @ElizabethSmith-rz9fbАй бұрын

    Good morning! Thank you for all the knowledge and resources that you provide! Love the new free-bee! I played all three rounds twice for a savings of $28 today for HH! The one for something with a number got me, lol. It wasn't until I went out for a smoke that I got it, my cigarettes are 305's. Bless. My rich life goal is to be debt free ( no monthly payments since they all are in collections);be 2 months ahead on my bills, household supplies and personal care; and have 6 months funds completed.

  • @islandlady1698
    @islandlady1698Ай бұрын

    I saved $15 with HH today. Great tips and recommendations for getting out of debt. My Rich Life Goal is to live comfortably in a simple life without debt. Thanks for sharing.

  • @kelseys9536
    @kelseys9536Ай бұрын

    I saved $14 on hello honey today! Loved the video. I’ve been working on getting through my debt and it’s slow but at least I’m getting somewhere!

  • @KimberlyAnn1971
    @KimberlyAnn1971Ай бұрын

    Good Morning Jenn! My idea of a rich life: No debt and having money in a retirement plan! For Hello Honey, I saved $12.00! Thank you for always being so encouraging and supportive!

  • @tamikajones6970
    @tamikajones6970Ай бұрын

    $22 saved for Hello Honey today and my rich life is being debt free and cash flowing my daughter's and niece's college educations.

  • @2SisterBees

    @2SisterBees

    Ай бұрын

    That is an awesome one! Love it! 💛

  • @conniekelly-hl5qr
    @conniekelly-hl5qrАй бұрын

    Being able to retire and live simple life . Not to stress

  • @2SisterBees

    @2SisterBees

    Ай бұрын

    Yes- for sure! 💛

  • @6girlsbudget
    @6girlsbudgetАй бұрын

    What makes me happy is being able to pay all bills and buy groceries without stressing or as they say “rob Peter to pay Paul” Having enough to cover the basics in life is a blessing. Being able to do saving challenges to add to emergency fund is a blessing.

  • @2SisterBees

    @2SisterBees

    Ай бұрын

    That is so true - having enough really is a blessing 💛

  • @budgetwithmamabear
    @budgetwithmamabearАй бұрын

    Great explanation! Lots of resources for everyone. I saved $19 today! 💕🐻

  • @dimples5974
    @dimples5974Ай бұрын

    Hi Jen! We had a fun time playing Hello Honey this week (as usual). For the "something sweet" my husband said "Michelle!" 😍 So my name alone saved us $8 and in total we saved $18. But Raul wanted more so we picked a Busy Bee card and it was the day of the week card and the weekend says our choice. So we had our son pick a number from 1 to 20 and he picked 14, so our total saved was $32. 😃 Our rich life goals are to be financially stable enough to work less or at a different job and to travel more. Your video today was awesome. I love your heart and just wanting to help people. You could have charged the budget forms but didn't. And to take the time to show how to do it in a regular notebook. It literally makes me tear up. So generous. I told my cousin to watch it and to get the free budget sheets because she said things are getting tight. We love watching you and appreciate all that you do. Have a great rest of the week!

  • @2SisterBees

    @2SisterBees

    Ай бұрын

    Your comment is so kind! Made me tear up! 🥹 I truly appreciate everything you said so much! 💛 I wanted to make sure that you knew about the free full budgeting packet : ( it’s the very first thing at top row) drive.google.com/drive/u/0/mobile/folders/1VRf2dzNHV84v-oLIbufEnM3LlNcDpXcr?sort=13&direction=a

  • @terihendricks2211
    @terihendricks2211Ай бұрын

    Good Morning Jenn, I saved $10 today with #1 Cup, #6 Tape, #1 Gum, your rolls. My husband and I are both retired and my Dream is to sale everything and buy an RV to travel wherever we want to go.

  • @juliabunker9163
    @juliabunker9163Ай бұрын

    Saved $16 for HH today. My rich life goal is to be able to take nice vacations and max out retirement contributions yearly.

  • @marybaker8061
    @marybaker8061Ай бұрын

    ❤❤ #1 Debt and Budget Teachers in the Universe: Jen and April! 😎 oh yeah!

  • @marybaker8061

    @marybaker8061

    Ай бұрын

    ❤❤ nice rolling game. It's awesome!

  • @marybaker8061

    @marybaker8061

    Ай бұрын

    ❤❤ I have sent a treat yo self sign to Cathy of Cash and Coin. 😂😂 she never seems to either.

  • @marybaker8061

    @marybaker8061

    Ай бұрын

    ❤❤ oh here's that part 2 of the grocery game, fun!

  • @marybaker8061

    @marybaker8061

    Ай бұрын

    ❤❤ hadn't seen grow it challenge yet. Small amounts really add up!

  • @marybaker8061

    @marybaker8061

    Ай бұрын

    ❤❤ my rich life goal is owning my home on the land I've always wanted and I'm steadily saving.

  • @babyangel11250
    @babyangel11250Ай бұрын

    Hi Jenn I save $24 for H.H today and my rich life goal to finish paying my debt to buy my house 👍👍👍💜🙏

  • @wendysilva478
    @wendysilva478Ай бұрын

    I saved $15 on today’s HH. My rich life goal is to be debt free and not worry about money

  • @2SisterBees

    @2SisterBees

    Ай бұрын

    Exactly- no stress

  • @meganshellhase6575
    @meganshellhase6575Ай бұрын

    Right now for me to feel rich in life, it would be to have an actual working car for my family and I. We've been hit hard and I'm still digging out of the mud. Love the games you share with us every week.❤

  • @2SisterBees

    @2SisterBees

    Ай бұрын

    I know that feeling. I’ve been in some tough positions throughout my life, too. I had just commented to another viewer - always look for those solutions. If you tell yourself that you’ll get through it- you will see things that you wouldn’t if you were thinking negatively. I think because you are here - you are thinking positively and looking for the motivation. Keep that up and you’ll find your breathing room again. 💛

  • @ruthking466
    @ruthking466Ай бұрын

    Happy Sunday Jenn. I already have an emergency fund and I’m trying to get it to at least $6000 or more. My rich life goal is to be debt free. For Hello Honey I saved $18 but rounding up to $20.

  • @teresamitchell3173
    @teresamitchell3173Ай бұрын

    Good morning! I saved $14 in Hello Honey. My rich life is a trip to Italy. Great video.😊

  • @anuvakeva969
    @anuvakeva969Ай бұрын

    Rich life goal is that i dont have to think at grocerystore that what i can afford. In finland salmon is very expensive so I dont buy it often.

  • @lanayajerabek113
    @lanayajerabek113Ай бұрын

    $15 for HH this week. Love that this week was a printable that I will use over and over again.

  • @trishworden581
    @trishworden581Ай бұрын

    I saved $20 with HH. Love your analogy for drinking water and saving. Definitely going to use it when I'm teaching my kids or anyone else about cash stuffing and budgeting.

  • @cindyball6998
    @cindyball6998Ай бұрын

    The Treat yo' self challenge is so pretty! I saved $21 today with HH.

  • @balindacavor4386
    @balindacavor4386Ай бұрын

    Good afternoon, I saved $18 today. Happy Sunday!

  • @Lishaluv29
    @Lishaluv29Ай бұрын

    Happy Sunday! I saved $13 with Hello Honey today!

  • @conniekelly-hl5qr
    @conniekelly-hl5qrАй бұрын

    I saved $25 in Hello Honey this week. Thank you Jenn. Getting me closer to my Closet Remodel. I love the new Game.

  • @2SisterBees

    @2SisterBees

    Ай бұрын

    That will be nice! 💛

  • @BohemianGoddess323
    @BohemianGoddess323Ай бұрын

    Rising Budgeter. Saved $13 on today's Hello Honey.

  • @CupofTaewithSugaandaKookie
    @CupofTaewithSugaandaKookieАй бұрын

    Hey Jen once I’m done saving with my Nickle challenge for my daughters prom and the emergenbee for my emergency fund I will do hello honey. I just want to say I love when you put the little clips in from movies and tv shows and as a kpop fan that last clip from my favourite kpop group made my night 💜 I love your channel and I’m so grateful to have found it 🥰 much love from Canada 🇨🇦

  • @2SisterBees

    @2SisterBees

    Ай бұрын

    I love K-pop, too!! My daughter and I went to see NCT about 5 years ago in LA! We had SOOOOO much fun! I’m glad you found us, too! I’m “Army” - btw and my daughter always gets mad at me ! 😂😂

  • @CupofTaewithSugaandaKookie

    @CupofTaewithSugaandaKookie

    Ай бұрын

    I’m an Army too that’s how I started 💜 I still have to go to a BTS concert I was supposed to go in 2020 here in Toronto but it was cancelled due to the pandemic 😢 that was supposed to be my first Kpop concert. I have been to Seventeen and Twice so far, but I have watched the BTS online concerts when the were streaming. I love NCT too. I have a BTS comeback challenge that I got from Etsy that I still need to start. Out of curiosity who’s your BTS bias mine is Jk 💜

  • @CupofTaewithSugaandaKookie

    @CupofTaewithSugaandaKookie

    Ай бұрын

    FYI I look forward to your videos every week and I love the creativity you and your sister have ❤

  • @2SisterBees

    @2SisterBees

    Ай бұрын

    Definitely Johnny! 💛💛💛 I really like Itzy, too! I love WannaBe - such a good song, never gets old! I saw they are on tour now. So cool to meet a fellow Kpop fan! I hope you get to see BTS soon- 🤞

  • @CataToria
    @CataToriaАй бұрын

    Heyyy! I saved $14 with Hello Honey today 😊 this completes my first row

  • @ktk1964
    @ktk1964Ай бұрын

    Hello Honey, I saved $18. Have a great week and weekend. 😃

  • @thecraftysaver
    @thecraftysaverАй бұрын

    Good morning. Wonderful video. My Hello Honey total is $15. Thank you for all the information. This month I will be paying off one of my bills. I am so excited. Hope you are having an amazing weekend. God Bless.💙

  • @rhondalupo3531
    @rhondalupo3531Ай бұрын

    Hi Jenn! I followed you on HH. I saved $18, added what you saved last week $24, and rounded up to $45! Yay! My rich life would be to live simple, comfortable and be able to travel.

  • @bethbeckermeyer1732
    @bethbeckermeyer1732Ай бұрын

    As always a great video!

  • @tammycorbin5233
    @tammycorbin5233Ай бұрын

    Good morning. Saved $17 with Hello Honey today

  • @lauriebartholomy9006
    @lauriebartholomy9006Ай бұрын

    Thank you for another great video and for another awesome freebie! Today’s Hello Honey was super fun! $23 saved for me. Wishing all a happy week ahead! 🐝💛

  • @amylewie4748

    @amylewie4748

    Ай бұрын

    Hello Honey $75

  • @marcosylviat2832
    @marcosylviat2832Ай бұрын

    Hello My Rich Life goal is being debt free, owning our own home, Investing and giving back. Thank you . I enjoyed your video. It gave me motivation to get back on track. I’m on Baby Step 2. My goal is to be debt free in a year.

  • @2SisterBees

    @2SisterBees

    Ай бұрын

    I’m so glad to hear the video helped. I tried to make it as interesting as I could as well as easy to follow. Not an easy one but definitely a necessary one. 💛

  • @KrstnaSchroeder
    @KrstnaSchroederАй бұрын

    been watching for a while...finally jumping on the budget wagon....mainly cuz i went back to work just to pay off debt!!

  • @2SisterBees

    @2SisterBees

    Ай бұрын

    Hi ! I’m so proud of you- this is not an easy decision but it will be so worth it. I’m sure you know that already. I hope I can continue to help you throughout your debt free journey! 💛💛💛

  • @michellewilliamson
    @michellewilliamsonАй бұрын

    Thanks Jenn for the refresher on paying off the debt. In HH this week I saved $20.

  • @2SisterBees

    @2SisterBees

    Ай бұрын

    I’m glad you liked it!

  • @TheSometimeSaver
    @TheSometimeSaverАй бұрын

    I saved $26 in todays Hello Honey. Great game.

  • @2SisterBees

    @2SisterBees

    Ай бұрын

    Awesome! 💛

  • @latanyacarr411
    @latanyacarr411Ай бұрын

    Hi Jenn! Happy Sunday!!! Great video as usual! Saved $14 today with HH. We’re working on our debt-free journey in Baby Step #2. All student loans so all we can do is just pay them off with gazelle intensity. It’s slow going, but worth it overall.

  • @CompletelyCraftybyChanti
    @CompletelyCraftybyChantiАй бұрын

    Love the treat yo self challenge. I splurged on new binders and scratch off challenges, lol.

  • @jiysjourney
    @jiysjourneyАй бұрын

    Saved 15. Thanks for your videos.

  • @crystalbenneyy9723
    @crystalbenneyy9723Ай бұрын

    traveling and to get out of debt would be my dream

  • @rangert1194
    @rangert119429 күн бұрын

    Late to the party but my rich life would be when i dont have to panic if i miss a day of work because i wont have any bills that would fall behind!😊

  • @melkiss1773
    @melkiss1773Ай бұрын

    Hi Jen, I loved your video. I would love to be able to travel.

  • @kristinesimons5743
    @kristinesimons5743Ай бұрын

    $13 for hello honey today. Thanks for the printable…and all the great information in this video.

  • @donnadavignon3365
    @donnadavignon3365Ай бұрын

    Good Sunday morning- My savings today was $30 Rounded up $1 --#5-answer Watching 2 Sister Bees, #1 dice, #4- printer. Rich life goal- Bee debt free 🐝💛💰 Thank you again for a great Sunday!! safe week to all

  • @robertag4607
    @robertag4607Ай бұрын

    Hello $20 thank you for your videos

  • @conniekelly-hl5qr
    @conniekelly-hl5qrАй бұрын

    Hello Jenn , Happy Sunday

  • @2SisterBees

    @2SisterBees

    Ай бұрын

    Hello 😊

  • @patsteele2120
    @patsteele2120Ай бұрын

    Hello Honey! Total today is $20. Enjoyed the video today. Very informative. Thank you for sharing.

  • @2SisterBees

    @2SisterBees

    Ай бұрын

    You are so welcome 💛

  • @mamadukes3020
    @mamadukes3020Ай бұрын

    Today I saved $17. Thank you for all you do for us and for making it fun.

  • @NokiesKitchentable
    @NokiesKitchentableАй бұрын

    Love this.. 20.00 and then track and drink...

  • @Mommacolston2017
    @Mommacolston2017Ай бұрын

    i saved $21 today i look forward to this every week thank you so much for this

  • @conniekelly-hl5qr
    @conniekelly-hl5qrАй бұрын

    I love Hello Honey

  • @2SisterBees

    @2SisterBees

    Ай бұрын

    I’m so glad! 💛

  • @karirunnels3713
    @karirunnels3713Ай бұрын

    Played 3 times saved $48 for Hello Honey today.

  • @2SisterBees

    @2SisterBees

    Ай бұрын

    Very nice! 💛

  • @melissabarclay8431
    @melissabarclay8431Ай бұрын

    so glad you made this video I am going to start my cash stuffing journey with my first bank statement in June and I printed out my last 3 months of bank statements down and I can already see a pattern of impulse spending so I am glad I watched this video about savings I am not sure if I will have $1000 to save in 30 days but I can sure try

  • @theeclecticmemah
    @theeclecticmemahАй бұрын

    Saved $14 on Hello Honey! My rich life would be to be able to help kids and grandkids without stressing over money!

  • @marthamarlin3688
    @marthamarlin3688Ай бұрын

    Happy Sunday to the Hive! I saved $16.00 on HH today. Thank you for another great video. Your videos have been a great encouragement and so informative. Thank you for getting me started in my journey. Also for keeping me motivated.

  • @allisonc4
    @allisonc4Ай бұрын

    I saved $14 on Hello Honey!

  • @stephanie932
    @stephanie932Ай бұрын

    I saved $20 today! My answers were an iPad, nail polish & coffee! Thanks for another great video! 🤩

  • @katherineburns3225
    @katherineburns3225Ай бұрын

    20$ saved today I just don't want to worry about money anymore.

  • @deenaknepper5224
    @deenaknepper5224Ай бұрын

    I saved $27 this week. I have been using my HH money towards my $1k emergency fund. 💛🖤

  • @2SisterBees

    @2SisterBees

    Ай бұрын

    Nice!! It’s so cool to know that my crazy games help others get these amazing goals met! 💛

  • @nicolewildasin9712
    @nicolewildasin9712Ай бұрын

    Hi Jenn! Saved 16 today. RLG= travel to all the locations I wnt who worry. Saving currently for Ireland a Scotland next year!

  • @debrajordan5171
    @debrajordan5171Ай бұрын

    I paid off 3 personal loans, I am now working on my 5 credit cards. My dream is to build my forever home, on land given to me from my Father.😄

  • @lauras1294
    @lauras1294Ай бұрын

    HH $20 this Sunday. Thank you have a great week.

  • @latinbudget
    @latinbudgetАй бұрын

    Hello Jenn, today my savings with Hello Honey(I see) $14 & your average 24 for me is 2+4= 6 in total $20.00 wow cant wait to count the total at the end of the challenge❤

  • @jenniferhurd771
    @jenniferhurd771Ай бұрын

    Hi Jenn! I am new to your channel. Loving all the videos that I have been watching with you and April. For Hello Honey I saved $14 as my first savings challenge. Hope you have a great week!

  • @2SisterBees

    @2SisterBees

    Ай бұрын

    Hi! Welcome to The Hive!! 🐝 So many NewBees - I am so excited! 🙌

  • @lisazindler2015
    @lisazindler2015Ай бұрын

    I saved $30 on Hello Honey!! ❤

  • @emilyearl7628
    @emilyearl7628Ай бұрын

    I saved $16 with Hello Honey

  • @BloomJenn
    @BloomJennАй бұрын

    I saved $30 on Hello Honey!

  • @shenellebenta5573
    @shenellebenta5573Ай бұрын

    I saved $16 with Hello Honey! 🍯🍯🍯🐝🐝

  • @emmavoels2
    @emmavoels2Ай бұрын

    Good morning. I'm saving 17 bucks today.

  • @deannaedwards1147
    @deannaedwards1147Ай бұрын

    I saved $16 on HH❤ 😊

  • @somphonypryor7980
    @somphonypryor7980Ай бұрын

    Hey thanks for the freebies I saved 16 today

  • @2SisterBees

    @2SisterBees

    Ай бұрын

    You’re welcome! 💛

  • @enviousvampyre
    @enviousvampyreАй бұрын

    Saved $18 for hello honey 💗🍯💗

  • @bobbiasbury4988
    @bobbiasbury4988Ай бұрын

    I saved $30 today!

  • @Mey1084
    @Mey1084Ай бұрын

    Saved $15 for HH 😊

  • @brendavanriper8756
    @brendavanriper8756Ай бұрын

    between my grand daughter and i we only bring home 2150 every month, I have 29 no spend days not counting food because after the 4th of the month i have no money left

  • @veronicam1726
    @veronicam1726Ай бұрын

    Nice overview of how to get started! My rich life goal is to spend more time with my children and grandchildren. Are you going to make a new binder for the upcoming wedding?

  • @Grace.something
    @Grace.somethingАй бұрын

    Saved $25 for Hello Honey and my rich life goal is to buy a house that has an indoor pool! 💙🤣

  • @dawnfein4109
    @dawnfein4109Ай бұрын

    Today in Hello Honey I saved $16

  • @2SisterBees

    @2SisterBees

    Ай бұрын

    💛

  • @deairrbroomes1621
    @deairrbroomes1621Ай бұрын

    Hey great video.. I saved $18 for hello honey

  • @2SisterBees

    @2SisterBees

    Ай бұрын

    Great job! 💛

  • @beckygriswold2714
    @beckygriswold2714Ай бұрын

    $18 Hello Honey 😊 My rich life goal is to be debt free and a month ahead with my bills.

  • @2SisterBees

    @2SisterBees

    Ай бұрын

    Yes- that changes everything! Then you really can live a rich life. Able to do so much more and not worry. 💛

  • @lisawesselman9214
    @lisawesselman9214Ай бұрын

    I saved $11 with hello honey this week.

  • @TheBudgetPrincessa
    @TheBudgetPrincessaАй бұрын

    Hey girl hey I saved $17

  • @michellemullen4392
    @michellemullen4392Ай бұрын

    i saved $ 19.00 for hello honey

  • @Muvax2
    @Muvax2Ай бұрын

    Hello Hive!🐝 - Saving $22 for hello honey.

  • @dawnbeach5928
    @dawnbeach5928Ай бұрын

    I saved 10$ on HH

  • @LisaRaven1682
    @LisaRaven1682Ай бұрын

    I'm trying to get money into my property taxes, lol man.. 😒 It's going slow. Low income trying to stuff for property taxes is hard. But.. These games are fun. 💪🏼

  • @Ali_wiz
    @Ali_wizАй бұрын

    I saved 18 with HH

  • @Pamcatmom
    @PamcatmomАй бұрын

    My rich life would be taking my pets to vet without worrying about how I’m paying for their care.

  • @lakotamiller1212
    @lakotamiller1212Ай бұрын

    I saved $11 for HH. Starting small. Hopefully one day I’ll be saving more. My rich life goal is to live comfortably