Honestly, with two young kids, I would just get a second hand couch... at least until they get older.

@bipOlArPlusMe

Жыл бұрын

My oldest is 8 I have 3. We are barely starting to think about new(ish) furniture. I totally agree with you.

Being debt free is the most liberating feeling. I know because I use to be 30k in credit card debt. Paid everything off in full have zero debt of any sort own everything and now have 10s of thousands saved up and all this accomplished in the last 13 years.

@barbbuffington6931

Жыл бұрын

That’s awesome, I’m going through the process right now and am looking forward to being in a better place.

@Mr.Boring_Man

Жыл бұрын

Congratulations! Keep it up!

@jenniferthomas394

Жыл бұрын

GOALS! that's amazing. that's my plan as well, I cannot wait to be debt free 🙂

@lolacole5653

Жыл бұрын

Congratulations! We too are debt free, as of 2019. We paid off $111,000. Now we only spend cash and have a nice savings account 🙂 used Ramsey program.

@teresaritchie2177

9 ай бұрын

Well done ! Life is worrying when you have debt.

"Look at all my degrees, i dont understand my own finances" wow!!!😮😮😮

$300 worth of groceries just isn't the same anymore 😢

@MissX905

Жыл бұрын

Use coupons and buy items on sale. Learn how to make the food go further. Use leftovers in other dishes. Vacuum seal things to keep in the freezer. Do home canning. Start a garden lots of ways to still save. Don't eat as much lol

@philippoon8879

Жыл бұрын

Always buy produce during their prime season and planning menus based on the seasons will always help with the food budget too. Canning and making your own preserves will go a long way to stretch your food budget. Buying in bulk, vacuum sealing meats afterwards will also help too. Even grinding your own meats will be far superior to the store bought counterparts.

@lynnettemurphy8243

Жыл бұрын

@@philippoon8879 Buying in bulk isn't always cheaper. Where i live there aren't any stores like Costco or Sam's club. I live alone so it wouldn't be cost effective. Plus I dont eat meat, tho I do eat a lot of fish. Only have small outside space, and with low price of fruit/veg in our supermarkets gardening wouldnt save me money. One size doesn't fit all.

@TheImperfectReader

Жыл бұрын

I felt that.

@youtubeacc

Жыл бұрын

@@lynnettemurphy8243 if you have low prices then you don’t have as great of a problem as others. That’s great.

Sounds like that 2nd baby was not prepared for just like all their other impulse spending.

@candicew.1096

2 жыл бұрын

Agreed...but I don't know how old they are and what their fertility is like. Given that their debt will be paid off before the baby arrives and that all they will have remaining is her student loan debt, if their habits have genuinely changed, they should be okay. Given how young their other kid is, they should have plenty of stuff they can reuse.

@haute03

Жыл бұрын

Oh, they definitely didn't plan for their second child. This couple is beyond impulsive and in a mad rush for some reason. The beginning where they said they got married, bought a house, and had a kid in one year pretty much solidifies that theory.

I am so surprised how many young couples today jump into marriage and having a baby with no planning whatsoever! Blows my mind

@rebeccaa2433

Жыл бұрын

It's not just today. People have done it from the beginning of time.

@bipOlArPlusMe

Жыл бұрын

Sometimes it’s unintentional. Even with taking precautions. I do understand what you’re saying though. I didn’t plan, but we only spent what we made- I hate owing people money. Needless to say we ate a lot of PB&J. 😂

Gail was so happy in this episode and she looked fantastic! She really connected with this couple and that made me enjoy this one a lot! I’m so happy for their growing family and all the progress they made with Gail’s help 😊

"snacks!!!!" 🤣🤣🤣

When she showed the pregnancy test, i thought it was a covid test lol. 2020 did us good!

@spf_500

Ай бұрын

😂 😂 😂 😂 😂

If you hate to cook, you don’t need to buy a house. Live in a small condo near restaurants.

@sourdoughsavant22

Жыл бұрын

So true! I don't get people Like I want a house solely for the kitchen and yard space

@tyanabarnes6060

Жыл бұрын

Yeah if you’re a single person then yes. But they’ve got a kid they need to start cooking rather than have their child grow up on takeout

@bovnycccoperalover3579

4 ай бұрын

Restaurants/Take out are expensive. Even unhealthy fast food isn't cheap anymore. Buy a cook book!

Bringing another child into world when you cannot support #1!😭

@MissX905

Жыл бұрын

Guy likes to make babies I guess but can he support them? Having 2 kids in diapers ends up costing tons of money as diapers aren't cheap. Plus who's looking after the kid/kids when they'll be at work?

@jaxemay7027

Жыл бұрын

Or feed it.

Congrats on their new baby! I love Gail! This has got to be one of the best episodes ever, and the challenges were super fun!

What a great couple! They are quick learners and hard workers, and they clearly love each other. I am sure they are still very happy and have a wonderful family life. Good for them for recognizing they needed financial help and following through!!

"Snnaaaacks?!?!" 😆😆😆

They have no living room furniture and they are hoping for a second child already?! I wonder if they did have living room furniture and it was just taken back from a rent to own place??? Have they not heard of garage sales and then save up to buy nicer stuff???

@AshleyNicole-ct7gh

Жыл бұрын

Especially with 2 little ones. My husband and I bought a brand new couch when I was pregnant. And now it’s destroyed lol. No more new furniture until she’s at least in middle school lol

If they can't work out things to not have another surprise, I would suggest she get an IUD or one of them get permanently fixed.

Thx God my wonderful wife loves to prepare food for me at home....keep it up andcin 5 yearsss,a lot of savingsss..lol

God I love Gail lol

Such a lovely couple. Clueless in the beginning but wonderful attitudes

How do people reach adulthood not knowing how to cook?

@IamRocque

Жыл бұрын

Easy people doing it for you and then money being spent to keep you afloat or should I say debt paying for your lack of life skills. 😂

@IamRocque

Жыл бұрын

I didn’t have to cook until this year at 20 but I was taught ahead of time and cooked small things before hand as well in my teen years. I fell into the role with some guidance. Now I cook like no tomorrow and my family enjoys the meals which surprised me. 😅

@dericanslum1696

Жыл бұрын

...the agenda is nearly complete...

@bovnycccoperalover3579

Жыл бұрын

Mothers, take out and restaurant.😂😂😂

@juditharsenault2131

Жыл бұрын

I baked a lot on my teens but my Mom really didn't like us in the kitchen when she was cooking. Plus I was busy after school with sports and after school club activities. I still don't like to cook but love to bake. I do cook and occasionally make a delicious meal but not very often. I made black bean and rice from scratch tonight on my woodstove. I added some leftover canned soup and it was great. I have enough for tomorrow and the next day. It's cheap, nutritious and delicious.

Funny, teachers are usually great planners. She acts before thinking - even not reading there recipe before acting.

@rejinjorejicjo1464

5 жыл бұрын

Jane Baker I experienced very unorganized teachers…

@anniespencer7879

4 жыл бұрын

Seeing as you're sitting in judgement yet again, Saint Jane, it's 'their' not 'there.'

@daveconnolly417

4 жыл бұрын

I had an exercise once that cured people who just leaped ahead and started doing stuff before reading all instructions. There were 6-12 complex tasks listed, then you turned the page over, and the next instruction was to disregard the 6-12 tasks on the other side and just do one simple thing. You could look around and see who read them first and those that just jumped in...

@wolfhound1452

2 жыл бұрын

But teachers are not always good with their money. I speak from experience with teachers and their finances.

@janebaker4912

2 жыл бұрын

@@anniespencer7879 saint Jane needs you to use the @ function or I don't see your message

Thank you for posting this!

Wall of debt...that's what I call my degrees which will be paid off in 4 more years😞

@Tammy8823

Жыл бұрын

Well, you may be eligible for a $20k reduction.

@bovnycccoperalover3579

Жыл бұрын

Unlikely until 2024 when they will go for votes. Meanwhile, there's forbearance but what about the interest.

@spf_500

Ай бұрын

Three years left!

I liked this couple and hope they are having a great life with their children.

I would have asked for a different challenge other than rock climbing if I was pregnant.

@o0laieta0o

Жыл бұрын

She's clearly not the safe/planning kinda gal 😂

How did they not have living room furniture

300 dollars worth of groceries used to be a lot of groceries apparently

Why have they no furniture in living room yet a fancy dining room..i think thats odd

@MissX905

Жыл бұрын

They're a strange couple for sure. So when they have company over like they said where do the people sit or watch TV lol

I have debts, not a big problem! Have bought nice items: cloths, paintings, carpets😊

Three hundred dollars worth of groceries nowadays will be about one and a half carts - if you're lucky.

@alleycat616

Жыл бұрын

Our cart isn’t even all the way full and $300 😢

Watching now May 2023

They put the baby in that car and then walked away to buy it without the damn baby in their arms.

@Jane5720

Жыл бұрын

😂😂😂 yeah. The 🎥 camera person watched him

@spf_500

Ай бұрын

You could do that in 2005/6 😂

My son broke up with a young lady because she expected that her father would pay her student debt. He later married a gal with a career and no debt.

Awwweeee... sweet couple!! 👏👏👏💚💚

@haute03

Жыл бұрын

Very! They're definitely one of my favorites.

The $300 in food 😭 I wish!!

If not for COVID and inflation (probably caused by the two year lockdown), I would have kept cooking a few set dishes and take out but it forced me to learn to cook every day and now I love it. Ironic, isn't it.

There should be three categories: fixed, fixed variable and wants.

Getting a hatchback, or a sedan would be much cheaper.

I preferred the straight in the bag method - less washing up!

This couple is a mess. Point blank, they can’t afford the child they have now, let alone everything else they’ve been blowing their money on, and now they’re going to have another one. So the extra income she’s bringing in will go poof, along with the original (insufficient) income she was bringing in, while she’s on maternity. I would find it very difficult to talk about their financial future without using the word “doomed.” 🙄

@daveconnolly417

4 жыл бұрын

Though they took Gail by surprise, she could tell that they were going to do what they could to prepare for the baby before it comes and not disrupt their plans. In life things are always changing, I have to revisit my budget every time the cost of something goes up, to ensure that my budget still balances, and my plans are still on track.

@Whiskey_Jane

Жыл бұрын

But they actually like each other and that is ever so rare, I love this couple and am rooting for them..they just needed a few cooking lessons. 🤣💙

@drewconway7135

Жыл бұрын

@@Whiskey_Jane I sure hope they used the money Gail gave them to buy a clue

I'd like to prepare my heals like that!

@rosecoward3292

Жыл бұрын

I just didn't get how that is a much cheaper option at $5 a serving. Wouldn't that be $15 a meal for the 3 of them?

Why???????????????

Rock climbing when pregnant ?

@allyglasson8250

Жыл бұрын

It's pregnancy, not disability.

@bovnycccoperalover3579

Жыл бұрын

Early pregnancy.

TIME STAMP: 1:12 This lady is very childish. She really needs to grow up. Try borrowing a cookbook from the library, you will save a huge amount of money.

This woman is ridiculous. She needs to work full time with her debts. She can teach English online for extra cash. She can make crockpot recipes using cans or frozen veggies. Lazy lady with poor impulse control.

@kimberleyhunter6815

2 жыл бұрын

This is an old episode. Not sure what year it first aired in, but it can't have aired after 2011. Gail was doing her television shows 2005-2011. I'm not sure if online classes were popular then. But you're right about crockpot recipes.

@JehanineMelmoth

2 жыл бұрын

And married to such a horrible man too!

@wolfhound1452

2 жыл бұрын

@@JehanineMelmoth I beg to differ. He is not at all horrible. He seems like a nice guy.

@bovnycccoperalover3579

Жыл бұрын

Around 2007-2008

What is ‘supply work’? The teacher said she’s doing that. 🤔

@dobbysshoes4924

2 жыл бұрын

When they come fill in for a teacher who is sick/away

@hollyb6885

Жыл бұрын

@@dobbysshoes4924 thanks for the info.

@christinebutler7630

Жыл бұрын

Subbing.

@hollyb6885

Жыл бұрын

@@christinebutler7630 Thx!

@swedishmeatball4382

Жыл бұрын

@@dobbysshoes4924 And it is very conveniwnt for everyone if the sub is one of the regular teachers who isn't working full time. One year I didn't have full time employment and actually had every Monday off, but I wanted to work as much as possible, so the other teachers scheduled doctors' appointments and such stuff on Mondays and booked me far in advance. The school gets a sub who knows their way around the school, knows all the school rules, probably knows the students and is familiar with the regular teacher. The students always appreciated meeting someone they already knew (and liked; if they had disliked me they probably wouldn't have been as thrilled).

I don‘t want to learn cooking(65)

Im shock to see students loans in Canada I thought universities where free 😮

@youtubeacc

Жыл бұрын

We have free health care but not free education.

@misterlee403

Жыл бұрын

Post secondary is far from free in Canada. Mostly everyone takes on some form of debt for their education. I’m going to try and pay for all of my daughters education so she doesn’t have to start her life in debt.

@bovnycccoperalover3579

4 ай бұрын

Misterlee, are Canadian colleges as expensive as in the States.

A wife who doesn't cook? All women should know how to cook, I cook home cooked meals practically every night for my husband and family. Been married for 31 yrs. We don't have any debt because we don't have any credit cards. House is paid off.

@singerjo5791

Жыл бұрын

Men should know how to cook as well.

@haute03

Жыл бұрын

Every adult (those with limiting disabilities aside) should know how to take care of themselves, which includes learning how to cook.

@lynnettemurphy8243

Жыл бұрын

A husband who doesn't cook? All men should know how to cook. A marriage is supposed to be a partnership, not just the little woman at home being a skivvy for her family.

@daniellecomeau2996

Жыл бұрын

All people should know how to cook.

@youtubeacc

Жыл бұрын

I don’t cook 😂 I can make KD and basic things but my husband prepares our meals

The guy didn’t marry a partner, he married a giant lead weight in a white dress.

This is a perfect example of love is blind!? I really can’t believe this couple. So cringeworthy to watch. Do they not have a clue about anything? Do you know how to plan properly for their future? When people get together and form a relationship, they have got to get their head on with the money side of things. I just hope for all their sakes, they follow Gail’s advice and really sort out what I can see is a complete and utter abysmal mess in everything..sort it out 👍

So entitled. She's a proof that ANYONE can get a degree a brain is not required.

@bovnycccoperalover3579

Жыл бұрын

There was a time getting into college was competitive and meant something.

I like Gail's work but does she have to shout and bawl so much?

@rodeodrive8681

3 жыл бұрын

She has to create a sense of urgency

@debbieframpton3857

Жыл бұрын

Sometimes that's the only way a person will listen

@islakay

Жыл бұрын

I was ROTFL about the bat

@dericanslum1696

Жыл бұрын

...you watched and commented didn't you...?...

@deborahmeek6529

Жыл бұрын

I think this might be the first episode and I know she calms down a bit in later episodes