That "Don't be happy that you are paying only 8000" is my new favourite

@dineshpatnaik7973

10 ай бұрын

Now it's happening We r happy coz we r paying 7000 for @rodha

@sohamchivukulae6235

10 ай бұрын

@@dineshpatnaik7973Trueee

Instead of P, if we assume Rs. 100 and continue the process, calculations get easier! "future value"- awesome concept.

Ravi sir smiling while 7:56 saying "when we take loans from our friend", made me to smile also 😂😁

@famousreelsvideo

Жыл бұрын

Re

@mbagirl03

12 күн бұрын

Me to😂

I just write what I understood. 1. each year I have to pay 2000. 2. the total amount paid by me after 4 yrs is 8000, i.e 1yr-2000 2ys-2000 3yr-2000 4yr-2000. 3. but the bank has different methods of analyzing. 4. they estimate that every year installment has some future value. like in the question 1st year installment will have 900 as future value, therefore the bank looks at this amount as 2900 though ur only paying 2000. ps: 1. the total debt is installment + future value. 2. you won't have to pay the future value. 3. future value is directly proportional to the interest on the loan and the difference between that yr and the final year of the installment.

@honeyleaf9922

Жыл бұрын

So we don't need to pay the future value? That means we are paying only 8000?

@sehajkapoor6607

11 ай бұрын

yes you don't have to pay the future value@@honeyleaf9922

@purvifying

11 ай бұрын

​@@honeyleaf9922yes

@meghanarora4136

9 ай бұрын

@@honeyleaf9922 yes... annual installment of 2000

@venkatarohitpotnuru38

7 ай бұрын

@@honeyleaf9922 yeah automatically interest will be added

After this video i regret paying 50k for classes. Sir took 15 mins to just get the concept inside the head gem of a sir

One of the best explanation on one of the most confusing topic.

From what I have understood, Answer is installment of ₹2000 each year i.e by the end of 4 years we pay only 8000 to the bank. But for the Bank this value of 8000 is equal to 9800 because of Future Value since we are paying the installments on time and the money kept in the bank will grow

@vilegend9339

9 ай бұрын

But the value of 8000 is lesser than the value of 9800 in past how is it ??? Can u explain

@purvifying

8 ай бұрын

@@vilegend9339 yes that's because of future value, say my total debt is ₹9800 to be paid in 4 years...but I pay u ₹2000 at the end of 1st year, so this ₹2000 with u will increase with time right? U will get interest on it if u save it in bank ..so the same way 8000 will be equal to 9800 for the bank

@raipriyam4359

7 ай бұрын

@@purvifying interest is given by the bank to us if we deposit money it does not simply grow on it's own , instead it will depreciate with time due to inflation so if you give 2000 to the bank it will become lesser and lesser each year that is why they charge an interest on it to beat inflation and make some profit

@AbhayBhadoriya2807

5 ай бұрын

At end of 1st year we pay - P = 2000 2nd year = P+ 15% of P = 2300 3rd year = P+30% of P = 2600 4th year = P+45%of P = 2900 Total - 9800

@Jagansabbisetti

4 ай бұрын

Hey poorva, so these questions have to be solved from a bank’s POV? Not from customer POV?

great explanation sir, i always wondered why installment has such a peculiar formula, now i know why

@rohankrishna1818

11 ай бұрын

Formula?

In search of gold I found Diamond 💎 Heartly Thanking you sir 🙏

@aryangoel9884

Жыл бұрын

kya percentile aii?

Too Good Way To Explain Toughest Practical Sets..Thanx a lot Sir ji!

As you said, Bank= loan+interest=total debt Customer= instalment+future value= total debt Then what will be the earnings for the bank?

@clutchlabs

Ай бұрын

interest is what bank is getting

Thank you so much.So many teach installments but they dumb it down merely to learn formulas that too for specific questions. This is awesome 👏🏻

Sir, Can you please make a video on the compound interest equal installment concept as it is not there. It would be a great help as some of us are not in a position for any type of subscription

Beautifully explained sir, got this concept in one go

I understood everything just want to know one thing ,how to know that we should use future value concept if we directly divide 9800 into foir years it is 2450 ,as you said bank consider future value concept but if in the question it is not mentioned that whether the money is borrowed from feiend or bank in that case what should we do?

I think that is how the 0 percent emi giving banks make profit. They don't consider future value while giving EMI.

explanation is really good, cleared my doubt.

Means frnds se loan lena ghata ka sauda hai than bank se loan lena?? As we are only paying 8000 to bank whereas 9800 whole to our frnd. Please clarify my doubt?

@sohamchivukulae6235

10 ай бұрын

Nahh bro. The case is flipped, i.e vice versa…

Great

Does it means that these videos were recorded in 2018 😮

23:14 😂✊

Future value in simple terms is "Inflation"

according to me p1 should be p, p2 = p+15%, p3 = p+30,p= p+ 45% and the installments will be as 2000,2300,2600,2900. if i am right please comment .in yes

@studylife8051

Жыл бұрын

No

@srmishra6621

Жыл бұрын

No, the installments are same every month. So this isn't right. Moreover what sir told is also not correct I guess

@Saurabhpandit253

11 ай бұрын

no it is not mentioned in the question that the installments are same. you need to add the intrest of previous year to the current then calculate and do the total you will get 9800 @@srmishra6621

@saikishore6986

4 ай бұрын

@@Saurabhpandit253 No he pays only 2000 for 4 years. But the value he paid to the bank is not 8000 it is 9800. Let me explain the reason. Let's say I took 1 Lakh from you, is it okay for you if I pay back that same 1 lakh after 20 years. You won't agree right because if you have given the same amount to another person or if you invest that amount in any business then you would get back the amount with some interest and profit. This applies same in the above question. The person took 6125 loan from a bank with 4 years term which means he needs to pay back the loan amount with interest after 4 years. Instead, he chose the installment method, which means he is paying 2000 in the 1st year instead of paying that amount after 4 years. So if he had given that 2000 to some other person then after 3 years he would have received that 2000 with some interest which he would have paid more amount to bank after 4 years. So he paid 2000 in 1st year to bank but its actual value after his term is 2900 and it goes on to all his installments except the last one because his term is 4 years and the last installment he paying is on 4th year. So he paid 2000 for 4 years which looks like 8000 but the value which he paid is 9800

So I took a loan of 6125 and bank charged an interest of 3675 and that is 9800 which I will have to repay. I choose to repay via Installments of Rs P every yr for 4yrs with an equal installments i.e., of 2000 which earns interest of 15% in the bank till maturity. So I payed 8000 but the future value of the money is 9800. Understood perfectly!!

in the first question, wont the interest be for 4 years on our first installment, 3 for the second one and so on?

Completely Unleashed!

He took loan of 6125, and repaid only 8000. But total debt was 9800. !!?

Sir in question one please can you explain how principal 2000 became a loan of 6125 ??

Why is the channel not active anymore?

@yashjoshi3488

3 жыл бұрын

Sir Unacadmey mai paid courses karate hai ab ..!!

Sir in installment questions what we will be the way of solving when it is compound interest???

Excellent sir, thank you so much for explaining in detail...

Thank you very sir,you had saved my life...I want to join rodha class...regular class

sir please start special classes on Unacademy covering SIMCAT and AIMCAT previous year mock ques on QA and LRDI

But sir, in practical scenario, bank's rate of interest must be more than than roi of fd right?

Pls tell me anyone m ajj se iss vedio ke through padhai start kr raha hu m coaching nhi le raha hu.... Kya yeh vedio sufficient h kya? Or mujhe koi guide kr skta h kya kaise cat ki preparation start krni h plsss anyone????????????

What about if there is compound interest in installment question

This is absolute gold! Too good! _/\_

Awesome sir..thank you very much sir

PLS ADD CI IN INSTALLMENTS PLS SIR As it is quite different from SI

Sir any videos for installment concept in CI?

❤❤❤❤ Sir Every Praise of you is less

Anybody got idea how do we solve when it comes CI in picture

Just a little confusion, so the 1st installment is going to be ₹2900, right and the last, i.e. the 4th one will be ₹2000, right?

@r.suriyanarayanan2762

17 күн бұрын

yep !

@Brad-ne6ld

10 күн бұрын

But how can he just pay the principal amount without no intrest with it??

❤❤❤❤

Best teaching ❤

I didn't get future value concept plz anyone can explain.

@Clairee17-

10 ай бұрын

i am conidering it as investment by customer. i pay 2000 every year end. my 1st installment will have 3yrs of interest as future value from bank pov. 2nd installment will hv 2 yrs of future value. so on. willget 9700 by 4yr end

sir u teaches really well

Sir you are our iron man❤

For that annual installment question, shall we look at the installment at the end of the 4th year? Ans is 2000, I get it. But, I am a bit confused regarding the reasoning. Is it because we'll be paying 2000 each in the 4 years or is it because the installment at the end of the 4th year is 2000/-. I would be glad if someone solves my query.

@shoryasinghal

3 жыл бұрын

Bro For 1st year installment is 2000 For 2nd year installment is 2000+15% of 2000 For 3rd year 2000+30% of 2000 For 4th year 2000 + 45% of 2000

@shoryasinghal

3 жыл бұрын

Hope it's clear now

@shoryasinghal

3 жыл бұрын

singhals928@gmail.com it's my mail if u face any issue u can ping me on mail 👍

@shoryasinghal

3 жыл бұрын

And 2000 is for 1st year not for 4th year bro

@AshwajeetKamble

3 жыл бұрын

@@shoryasinghal hey bro, but sir there mentioned 1st installment as 2900 and soo on, im kinda confused now..can u explain this

sir what about installment and CI concept? please teach that as well

@Rodha

5 ай бұрын

Advance Arithmetic series

Sir your videos are very helpful

completed this lecture.

But why do they give interest to us if it is their money

You are Fabulous👏

very well explained sir.

So wht is the annual installment 2000 or 2900??

Isn't loan amount 8x = 9800 × 4 ??? Not multiplied by 5

@GenZ-vines

3 ай бұрын

How

Hi rose

⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️ Installments

Thankyou sir

Thank you so much sir.❤❤

RESPECTED SIR,KINDLY CLARIFY THAT THE TOTAL AMOUNT PAID IN 4 YEARS IS 8000 BY THE CUSTOMER AND HE DOES NOT HAVE TO PAY RS 1800 MORE AS IT WILL COME FROM FUTURE VALUE. SO ACTUALLY CUSTOMER IS PAYING RS 2000 PER INSTALLMENT .SO INSTEAD OF RS 9800,THE CUSTOMER IS ACTUALLY PAYING RS 8000.KINDLY HELP

@ayanmaity2698

3 жыл бұрын

play from 20:20

Great sir. 🙏🤞

17:00

thankyou sir

Yaar plz koi clear kro ki ye 4p+9p/10=9800 so how p= 2000 plz someone tell me

@Soumyadeep_Sarkar

3 жыл бұрын

After taking LCM as 10 = 40p+9p/10 where 49p on LHS and 10 × 9800 on RHS equate them 98000/49 = 2000

@aryanmodi5879

3 жыл бұрын

Plant hub Sorry but giving free advice don't try to give cat exam because your iq is way too high😂😂😂

@Randomworldindia

2 жыл бұрын

@@aryanmodi5879 🤣🤣ohoo CAT topper ? Kitne iim ka call aagaya tere ko 🤔

But when I'm paying my emi that didnt go in this way.....😭

far better than chhapri ssc teachers

future vlaue of money

4p + 9p/10 = 49p ??????

@supreethguptap520

2 ай бұрын

((4p*10)+9)/10

Sir 9800/4 ku ni kr skte h?

@Rodha

3 жыл бұрын

Explained the logic. Future value of money

Will it work in case of CI also?

👌👌🔥🔥

So how much r we paying to the bank 8000 or 9800?

@studylife8051

Жыл бұрын

8000 in terms of money but ultimately 9800

Wow

I am still confused 😔

who laughed at 23:14 - 23:15

Can anyone tell me that 4p and 9p became 49p?

@RachitAswal...

Жыл бұрын

Bro you have to take the LCM then 40 P +9P will become 49P

23:14 can't wait to laugh 😆🤣😄

@shashankpandya3035

2 жыл бұрын

🤣🤣🤣🤣

@darshitshah2994

Жыл бұрын

Tumhare jaise log duniya me h isiliye India me problem h

sir ye to bta dete 3x/5 kha se aaya🙃

@shubhambhatt2704

6 ай бұрын

(60/100)*x => 3x/5

But Actually, In real , we pay equal installments per month or per year till the loan is paid completely here we are paying 2900, 2600, 2300 , 2000 ? When does this happen ?

@deeptijha7295

4 жыл бұрын

did u get ur answer? i came wd the same doubt

@akshaynarwadkar5264

4 жыл бұрын

@deepti , pls join the fb group of rodha , if you have not Then you will able to see the comment, pls go through the Explanation sir gives in the above link If still not able to understand , feel free to ping me

@ShuvamNayak

4 жыл бұрын

I m still paying my debt in full amount. If things worked as sir said i we save a lot of amount on loan

@stalinparoyds472

4 жыл бұрын

Leaving a comment in case a reply pops up.

@riteshsrivastav7598

4 жыл бұрын

Here also we are paying an equal amount per year(i.e 2000), it is just that the FUTURE VALUE of the amount changes as per the number of years left. and the equal amount we pay is already calculated using the rate at which money grows(here 15% per year) as the instructor did above. Also, That is why it is advised to pay your installments on time.

Thank you so much sir🙏

joke at 8:02 was epic

sir pls reply

what is the answer

@gautidua336

4 жыл бұрын

2000, 2300,2600,2900 installments amt.

@samkissu4011

4 жыл бұрын

Answer is 2000..with this .money .discharge last installment ..so answer is 2000

@samkissu4011

4 жыл бұрын

@@gautidua336 sorry..bt answer is 2000

@monishshankaranarayanan5915

4 жыл бұрын

@@samkissu4011 The answer is only 2000(4installments) so in total you would have only paid 8000 to the bank. But what Mr. Raviprakash tried to explain is you paid only 8000 but the value of 8000 is equal to the value of 9800 because of future value(i.e.,if you deposited that amount the would have grown right!) so all 4 installments value is 8000 =2000*4

@aravindmeyyappan8368

3 жыл бұрын

@@monishshankaranarayanan5915 no. Listen at 22:55. It's not deposit, it's loan. Incase of loan we usually pay an higher amount than what we recieved. So, at first year, difference between the money(inflation) at 1st year and 4th year is high, so we are paying 2900(future value of 2000, when present year is year 1). Similarly we pay subsequent amounts of each year, and at the 4th year, future value of 2000 is 2000 only, because 4th year is the last year. Hope you got it.

sir give me money

6:00 loan +interes ti stotal debt ull giv ein installmetns tbh instea do f my mom is hdl tak ebakc nat th eguy who thug me for money n ge thimt o repair my phones

paid comments.hahaha all same

@abir_soni

4 жыл бұрын

But the content isn't paid! So why not 😁

@renukumar1534

4 жыл бұрын

Paid comments on the channel on which you too comment and learn and clear your doubts.

@shreyasichakraborty3292

4 жыл бұрын

Nobody paid me, I came here to learn concepts, despite having paid for a course

Debt is pronounced as "det".. alphabet *B* is silent...anyway you are hero of mathematics

@arunadityarajjain1129

4 жыл бұрын

like he would read this comment You are *a/the* hero, wtf dude, get your articles right

@aladinn2659

3 жыл бұрын

@@arunadityarajjain1129 savage...😂

@RajatSharma-cb8sq

3 жыл бұрын

tu merko 1 lakh rupee de

@meghachoudhary6623

3 жыл бұрын

@@arunadityarajjain1129 king energy 👑

@JumpscareDBD

Жыл бұрын

​@@arunadityarajjain1129 Bhai Dil se Bora lagga bhai 😢😂 heart touching performance 😂🎉

One of the best explanation on one of the most confusing topic.

Thanks a lot, Sir...I wasn't able to understand the installment concept since a long time but finally understood.

@Sullenpotato

9 ай бұрын

Do you have any idea as in how we calculate it in the case of compound interest ? Please help me if you know.

thank you sirr

One of the best explanation on one of the most confusing topic.

One of the best explanation on one of the most confusing topic.

One of the best explanation on one of the most confusing topic.

One of the best explanation on one of the most confusing topic.