SHOULD YOU INVEST IN PAG-IBIG MP2? | A Complete Beginner’s Guide 2024 | Investing Philippines

We’re finally talking about the PAG-IBIG MP2 or Modified Pag-IBIG 2! Everything you need to know about the Pag-IBIG MP2, how to invest in MP2 for OFWs, Beginners, and Students! It took me a while to review this but I found that’s a great, easy, and safe investment for Filipinos.
Let’s talk about Pag-IBIG or HDMF, wht the regular savings program is, the Modified Pag-IBIG Savings Program (MP2), the historical dividend rates and returns, sample computations, who MP2 is for, and HOW to invest in MP2.
Dealing with personal finances, especially since it’s not taught in school can be quite hard and confusing. I hope this video and this channel will help you out in the challenges we are facing right now with personal finance, entrepreneurship and adulting in general.
►Outline :
Introduction : 0:00
Start of Video : 0:14
What is Pag-ibig : 1:03
Regular Savings (P1) : 1:35
Pag-ibig MP2 : 2:06
P1 vs MP2 : 2:18
Historical Returns : 3:40
Payout Options : 4:27
Fund Maturity : 4:41
Sample Computations : 5:15
Who should Invest : 9:44
How to Invest : 11:02
Final thoughts : 13:45
Outro : 14:18
►Sources/Links
✨UBP CREDIT CARD APPLICATION ► bit.ly/UBPRewards
✨Pag-IBIG Website ► www.pagibigfund.gov.ph
✨Virtual Pag-IBIG ► www.pagibigfundservices.com/v...
✨Pag-ibig MP2 FAQ ► www.pagibigfund.gov.ph/FAQ_MP...
✨Pag-IBIG MP2 Calculator (Neo Reyd) ► bit.ly/MP2Calculator
✨How to compute for interest ► www.thewiseguyph.com/compute-p...
► Previous Videos :
INVESTING 101 ► ► ► • GROW YOUR MONEY in 202...
HOW TO RETIRE BY 45 ► ► ► • HOW I PLAN TO RETIRE E...
BUDGETING BASICS ► ► ► • BUDGETING FOR BEGINNER...
HOW TO START A BUSINESS► ► ► • HOW TO START A BUSINES...
MY PERSONAL FINANCE SYSTEM ► ► ► • HOW I MANAGE MY PERSON...
► Financial Tools:
UBP CREDIT CARD APPLICATION ► bit.ly/UBPRewards
ShopBack ► Get P100!: app.shopback.com/phl?raf=pkpsnX
MAYA ► Get p50: p85qk.app.goo.gl/4M9Y // code : 42625QML56P0
GCASH ► Get p70 worth: gcsh.app/r/oNETIx5
►SOCIALS
Instagram: / deleoncharmaine
TikTok: / deleoncharm
Facebook Page: / charmdeleon
Facebook Group: / ready2adultph
Email: hello@ready2adultph.com
kzread.info?s...
► Music Credit: DJ Quads
Track Name: “IT’S NEAR”
Music by: Dj Quads @ / aka-dj-quads
Official KZread Channel HERE: / channel
Disclaimer:
This video and description contains affiliate links where I may or may not receive a commission. This helps support the channel and allows me to continue to make videos such as this. This is not Investment advice. This is for educational purposes only. I am not a financial advisor. Always do your due diligence.
KEYWORDS
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Пікірлер: 1 000

  • @tumandasisters4450
    @tumandasisters44503 жыл бұрын

    Sana yumaman ang TAONG nakabasa nito at makatulong sa Maraming tao. Claim na nAtin ! Patamsak narin mga kapatid- walang bawian. Daghang salamat .

  • @herbertnavarro8207
    @herbertnavarro82073 жыл бұрын

    Well explained, awesome Blogger, Thanks so much! Yes, your video help me understand fully the MP2 program - great job! Please continue to create more informative videos! God bless :-)

  • @miraclebitancur836
    @miraclebitancur8363 жыл бұрын

    I really love how you clearly explain everything about MP2. This is very educational. Hope you continue creating videos like this. It's really helpful! You're near 100k!

  • @MillennialDaddyPH
    @MillennialDaddyPH2 жыл бұрын

    Cheers to those who are making an effort to take control of their investment portfolio. I myself am doing DIY investment series to optimize my portfolio strategy after realizing that 100% stocks is not for me during this pandemic. Managing your portfolio should be doable for common adulting professionals like us so I will be attempting to create a blueprint on a simple portfolio management strategy.

  • @roselithmaglasang6898
    @roselithmaglasang68983 жыл бұрын

    This is very informative. You clearly elucidated everything. Thank you!

  • @angelmarklumabong719
    @angelmarklumabong7193 жыл бұрын

    I really needed this video to start investing. 😍 I got a better view of it now. 😊

  • @mariemarie0524
    @mariemarie05243 жыл бұрын

    from now on im gonna watch all your videos so i can learn financially. Thanks much 🤗

  • @tchngmedina6432
    @tchngmedina64322 жыл бұрын

    Thank you so much. You're helping a lot of people. You explain clearly and precisely. You're more than a friend by sharing this important details. Keep up the good work!👍👍

  • @melodia4112
    @melodia41123 жыл бұрын

    This is very detailed and informative. Easy to listen to as well. Thank you for this♡

  • @ChuRonGayumali
    @ChuRonGayumali3 жыл бұрын

    A very informative video! Kudos to you (:

  • @mariacristinadulay6492
    @mariacristinadulay64922 жыл бұрын

    Thank you for the added information. Heard a lot of videos re mp2, but i have learned a new one with your video. You’re smart. Thanks.

  • @dmcayetano_
    @dmcayetano_2 жыл бұрын

    This was such a helpful video for me because I never lived in the Philippines until now and it's so important to know these different government agencies. Salamat!!

  • @geraldinebuenafe3610
    @geraldinebuenafe36103 жыл бұрын

    Very informative. Thanks for sharing this💕

  • @Rya1122
    @Rya1122 Жыл бұрын

    I don’t know how, but you’ve been able to package an unbiased analysis that is more entertaining than the sensational segment of the economic and financial news, thank you for your effort to be the signal and not the noise, I had to get an expert, Sir Eric Arlto to manage my trades as I have no skills for that, my account has been growing up to 7- 15 % weekly depending on market conditions and this is the sixth month for me

  • @finny_

    @finny_

    Жыл бұрын

    Hi there, what if I will like to give it a try with your pro, since you are familiar with how this works maybe you can connect me

  • @Rya1122

    @Rya1122

    Жыл бұрын

    You can connect him through his mail above

  • @olivia4182

    @olivia4182

    Жыл бұрын

    kudos to you, this is a more realistic building block to start with, I understand little to my knowledge on stocks but look forward to investing for income

  • @finny_

    @finny_

    Жыл бұрын

    @@Rya1122thanks, I have mailed him now expecting his response

  • @remmond3769

    @remmond3769

    7 ай бұрын

    Scammers running bots

  • @rhymna6612
    @rhymna66123 жыл бұрын

    Definitely! New generations should invest in pag ibig.. Its super easy and safe since it is a government backed up.. I regret finding it out late..

  • @vinafiedecastro7726
    @vinafiedecastro77263 жыл бұрын

    I hope you will also make more videos about stock market since most of your investments are placed there. Like what PH stocks did you buy, which stocks have high dividends since I am a newbie in PH stock market, it would be a great help. I love how you make your videos because they are always easy to understand 😊

  • @mamamia8936
    @mamamia89363 жыл бұрын

    This is very helpful. Thank You. It is very informative!

  • @archer13
    @archer133 жыл бұрын

    Great content Charm. Very informative overall. Thank you :)

  • @joannayu401
    @joannayu4013 жыл бұрын

    Thanks for this video. very detailed. Nice din na may time stamp :)

  • @purrpaws7863
    @purrpaws78632 жыл бұрын

    This was vert helpful! Thank you for sharing the Google sheet computation as well. You are the best!

  • @cynthiaclaudio6489
    @cynthiaclaudio64893 жыл бұрын

    i like this girl... especially when she explains with her hands..

  • @manuelbusa6449
    @manuelbusa64493 жыл бұрын

    i've been working for more than 5 years now and adulting is really hard. ive heard a bit about MP2 but super duper thanks that i came across by your vlog and i am educated. it wont harm me to initially invest 500 php. i will definitely push for this

  • @amy_clips
    @amy_clips3 жыл бұрын

    Very well said..👍👍👍Ang galing mo mag paliwag..na gets ko agad.Salamat sa information.

  • @kjnjinihhuuuhbuh
    @kjnjinihhuuuhbuh2 жыл бұрын

    Brilliant explanations! I get so clearly Thank you!

  • @dunroideparmir778
    @dunroideparmir7783 жыл бұрын

    advance congrats..road to 100K...all your contents were presented very well and nice edits also...no surprise that this kind of channel will hit 1M+...edits, audio/video quality, narrations, phoenetics, infographics, sequencing etc were very well thought of..credits to your video editor and production team... keep vlogging and Be Safe always...👍 👍 🌟 🌼 🌟

  • @CharmdeLeon

    @CharmdeLeon

    3 жыл бұрын

    No production team, just me 🙋🏻‍♀️ Thank you so much.

  • @_phoenix2.076
    @_phoenix2.0763 жыл бұрын

    I was searching for this talaga eh, buti na lang eto yung nakita ko very detailed. I subscribed na din thank you ate ganda! 😊

  • @jamesyap3676
    @jamesyap36763 жыл бұрын

    Great video!! Very informative and straight to the point!!

  • @thunderhera
    @thunderhera2 жыл бұрын

    I am subscribing! Very clear explanation. Kudos!!

  • @teamxyz2555
    @teamxyz25552 жыл бұрын

    Thank you so much for sharing your knowledge to us. I've learned a lot from your channel as newbie in investment stuff... I feel like your my personal coach online. Your better than other speaker I've known, well- explained contents, full of info and easy to understand for beginner. More power to your channel and God bless to you more !

  • @modestopolicarpio6169
    @modestopolicarpio61693 жыл бұрын

    Sobrang nadetalye yung mga vid na napanood ko sa TikTok about sa PAGIBIG MP2. Thanks 😊

  • @shemustnotbenamed
    @shemustnotbenamed3 жыл бұрын

    Daghan jud kong makantiguhan sa imong mga videos, Ms Charm. Padayon!

  • @CharmdeLeon

    @CharmdeLeon

    3 жыл бұрын

    Lamat! 🙏🏻❣️

  • @rossmaceda8061
    @rossmaceda8061 Жыл бұрын

    Salamat ng madami, napaka informative nitong vid na to lalo na sa mga gaya ko na na nasa 20's palang. Helped me a lot. Hope you make more vids like this. ❤️

  • @RJverDimple
    @RJverDimple3 жыл бұрын

    Interesting content, thanks for sharing this, great content. 😊

  • @johnpaulcagang6849
    @johnpaulcagang68492 жыл бұрын

    Hello! Can you also create a video explaining SSS and/or PhilHealth? Hindi ko po kasi masyado maintindihan yung videos na gawa ng iba, ang galing nyo po kasi mag-explain that's why I always watch your videos and hoping na sana meron na for SSS or PhilHealth topics. Sana mapansin to huhu ❤

  • @lionheartjhames
    @lionheartjhames2 жыл бұрын

    I love how you explain it very nicely and clearly. Thank you for making this video.

  • @delorinogeeanna.618
    @delorinogeeanna.618 Жыл бұрын

    Thank you so much for this video! Very clear, concise and educational

  • @Antoniovieira2792
    @Antoniovieira2792 Жыл бұрын

    I appreciate your approach to teaching.. To my understanding this just proves how much we need an edge as investors because playing the market like everyone else just isn’t good enough, we just need to hold onto our hopes and wait to see how things turn out because market movements are almost always unpredictable. In my portfolio, I'm noticing more red than green.

  • @carmindaAntunes

    @carmindaAntunes

    Жыл бұрын

    People believe their currency has the worth it does because they have no other option. Even in a hyper-inflationary environment, individuals must continue to use their hyperinflationary currency since they likely have minimal access to other currencies or gold/silver coins.

  • @Wellingtonluzia3

    @Wellingtonluzia3

    Жыл бұрын

    Inflation is gradually going to become part of us and due to that fact any money you keep in cash or in a low-interest account declines in value each year. Investing is the only way to make your money grow and unless you have an exceptionally high income, investing is the only way most people will ever have enough money to retire.

  • @desmondeddy1750

    @desmondeddy1750

    Жыл бұрын

    @@Wellingtonluzia3 You are right! I diversified my 450K portfolio across various market with the aid of an investment coach, I have been able to generate a little bit above 1.3m in net profit across high dividend yield stocks, ETF and bonds during this red season.

  • @jamesdrew296

    @jamesdrew296

    Жыл бұрын

    @@desmondeddy1750 How can I reach out to this coach? because I'm seeking for a more effective investment approach How good is this person at portfolio diversification, particularly with regard to digital assets?

  • @desmondeddy1750

    @desmondeddy1750

    Жыл бұрын

    @@jamesdrew296 >>>>>> *PATRICIA DRITA JOSEFINA* is the coach that guides is the coach that guides me.

  • @AningBeronia
    @AningBeronia3 жыл бұрын

    Thank you for the video Ms. Charm♥️

  • @reabaril1727
    @reabaril17272 жыл бұрын

    First time ko to dto pero I like the way you explain everything ❤️❤️❤️❤️thank you and good bless 😊

  • @markallenabbas7078
    @markallenabbas70782 жыл бұрын

    Thank you for making this video. Its very clear and it help me a lot.

  • @rhenzoandthristan
    @rhenzoandthristan3 жыл бұрын

    I'm just an 18 year old student but thankful that I've found your video this early, Ms Charm! Daghan kaayo kog nakat unan💜

  • @Itchybootsph

    @Itchybootsph

    3 жыл бұрын

    swerte muh nmn. start kana lump sum every 5 yrs

  • @geniejean9247

    @geniejean9247

    2 жыл бұрын

    Sana may napanuod din akong video na ganto last 5yrs 😅

  • @janssennavarro3326

    @janssennavarro3326

    2 жыл бұрын

    You are lucky to start at your early age

  • @rhaffgamingtv5380
    @rhaffgamingtv53802 жыл бұрын

    Planning to buy a house in the future and i think this is the better way to save up your money. 🤑

  • @jm.2812
    @jm.2812 Жыл бұрын

    Subscribed! Galing mag-explain. Clear and detailed. :) Thank you for this informative video.

  • @miguelofthedark
    @miguelofthedark3 жыл бұрын

    I recommend you making a blog and monetize it! Sobrang helpful mo, salamat!

  • @osheanlee
    @osheanlee3 жыл бұрын

    Oh this is a good explanation! I've been hearing also na mas maganda na mag-lump sum investment in Pag-Ibig MP2 vs. monthly contribution. Thanks Charm!

  • @CharmdeLeon

    @CharmdeLeon

    3 жыл бұрын

    Definitely! But no need to wait also until you can save up the “lump sum”, at least your money’s earning already 😊

  • @lerilynn6298

    @lerilynn6298

    3 жыл бұрын

    @@CharmdeLeon maam may tanong po ako wala kc akong headset, ang 500=100 ang tutubuin tama po ba, paano kung every payday (twice a month) mag add ka ok lang ba iyun or sa isang buwan isang transaction lang?

  • @jeffreypalma4561
    @jeffreypalma45613 жыл бұрын

    Galing magsalita. Comskills to the max.

  • @ian_inaba.6338
    @ian_inaba.63383 жыл бұрын

    I found this helpful❤Thank you so much 🙏😊

  • @shaneoclarit268
    @shaneoclarit2682 жыл бұрын

    This video is really beginner friendly I really appreciate this miss Charm thank you :)

  • @seancharlesanonuevo8676
    @seancharlesanonuevo86763 жыл бұрын

    Thank you Ma’am Charm very informative ! :))) 😍

  • @CharmdeLeon

    @CharmdeLeon

    3 жыл бұрын

    Thank you 🙏🏻

  • @leahgalicia8075
    @leahgalicia80753 жыл бұрын

    Thank you so much.Now I fully understand Mp2.

  • @ynnethegardn
    @ynnethegardn2 жыл бұрын

    Here for another year of savings let's be practical and financial intellectuals this 2022 🙏 medyo lito ako bago ako mag go sa annual and 5yr term buti yr vlogs

  • @juntarin5772
    @juntarin57722 жыл бұрын

    Nice content. Well explained. Subscribed. :)

  • @thrinacerdena2895
    @thrinacerdena28953 жыл бұрын

    This video helps me a lot.

  • @00139arwin
    @00139arwin Жыл бұрын

    Simple Tip: Create MP2 account yearly so after 5years, you can actually transfer all your funds from your first MP2 and transfer it to the second account that will mature after 1year.. then rinse and repeat.

  • @justincaseofoblivion3326

    @justincaseofoblivion3326

    Жыл бұрын

    Wait is that legal lol

  • @justincaseofoblivion3326

    @justincaseofoblivion3326

    Жыл бұрын

    Pede sana kaso 1 account per name lng ata

  • @00139arwin

    @00139arwin

    Жыл бұрын

    @@justincaseofoblivion3326 nope ggwa kalang new mp2. dlwa na acct ko tried nato

  • @00139arwin

    @00139arwin

    Жыл бұрын

    @@justincaseofoblivion3326 it is perfectly legal. prang gcash lang, many gcash 1 user, ganun din sa Mp2.

  • @jordanwinslow978

    @jordanwinslow978

    Жыл бұрын

    anong advantage nito?

  • @t.blckthrn7073
    @t.blckthrn70733 жыл бұрын

    Very informative. Thank you. 🤓

  • @Dianaxxz
    @Dianaxxz2 жыл бұрын

    You're amazing Charm, continue what you're doing ☀️

  • @jhayalfaro1790
    @jhayalfaro17903 жыл бұрын

    Thank you so much for this ma'am

  • @curlymomjourney
    @curlymomjourney3 жыл бұрын

    Girl I'm so glad I found your channel your videos are so comprehensive :)

  • @CharmdeLeon

    @CharmdeLeon

    3 жыл бұрын

    🤗❣️ Thank you!

  • @rizengracedequilla3210
    @rizengracedequilla32102 жыл бұрын

    Thank u for a clear explanation of mp2 infos and benefits

  • @welma7000
    @welma70002 жыл бұрын

    👏very helpful.clearly informative kodus to you! 👏

  • @beliber
    @beliber3 жыл бұрын

    Thanks for this!

  • @rachellearquio9975
    @rachellearquio99752 жыл бұрын

    Hello! Thank you for this insightful video. I understood Pag-ibig MP2 better now. I have a question po, I am a working student but wala po akong pag-ibig regular savings pero since need po ng regular savings before maging eligible for MP2 savings, tanong ko po if I will apply as a voluntary now, pwede pa po ba yun ma change in case na magkaroon na ako ng ibang job in the future? Like pwede po ba na kapag may new company na ako hindi na ako mag voluntary?

  • @micahcaraggayan6308
    @micahcaraggayan63082 жыл бұрын

    This is so informative :) Thank you!

  • @karenlaysa9365
    @karenlaysa93652 жыл бұрын

    The more i watch the videos the more i have a lot of ideas of savings and finding an investment. Thanks for this wonderful information, it was clear and very helpful. 😊🤑

  • @CharmdeLeon

    @CharmdeLeon

    2 жыл бұрын

    Thank youuu 🙏🏻

  • @gilpunowski6920
    @gilpunowski69202 жыл бұрын

    Hi!! I really loved this vid. Made me curious about it and did my own research just to find out that MP2 is really amazing. If I may ask... is it practical to make a loan with low interest payable in 2yrs for MP2?

  • @HarveysFinancial-Education101
    @HarveysFinancial-Education1013 жыл бұрын

    This is my 1st investment MP2 is great actually I have 200k on mp2 not to brag because mp2 is good for conservative investor like me that are willing to take small risk with good returns.

  • @LemonTeapot0195

    @LemonTeapot0195

    2 жыл бұрын

    Hi asks ko lang need ba mag contribute sa P1 bago magproceed sa Mp2?

  • @dennisvelasquez6188

    @dennisvelasquez6188

    2 жыл бұрын

    Laki

  • @ThePotat0es

    @ThePotat0es

    2 жыл бұрын

    @@LemonTeapot0195 opo need po na active kayo sa p1 bago magproceed sa mp2

  • @ruthtiangson6057

    @ruthtiangson6057

    2 жыл бұрын

    Magkano tinubo

  • @maricrisablay4948

    @maricrisablay4948

    2 жыл бұрын

    Did you invest your 200k one time only o monthly ka naghuhulog until mag reach ng 200k?

  • @crizonstorevlog
    @crizonstorevlog Жыл бұрын

    LOUD and clear thank you for sharing this information hope i can invest soon

  • @jasonengalgado5552
    @jasonengalgado5552 Жыл бұрын

    Thank you maam for making this video, it help a lot. more videos and more power, God bless.

  • @georgietorrance
    @georgietorrance3 жыл бұрын

    Great video. Would just like to point out that for voluntary members of PAG-IBIG regular savings, you pay 200Php minimum instead of 100 Php

  • @CharmdeLeon

    @CharmdeLeon

    3 жыл бұрын

    Yes, thanks for this! Will clarify in the next video

  • @Rina-eg7zw

    @Rina-eg7zw

    3 жыл бұрын

    Isn't it only 100 if you're unemployed or a student? It's 200 for employed members because it's 100 from your employer then 100 from you. But if you're not employed, then it's only the 100 from you. This is what I know at least haha

  • @bebetter7901

    @bebetter7901

    3 жыл бұрын

    @@Rina-eg7zw hello. For Individual Payor and Self Paying, the lowest payment would be 200 as of the time being. It'll be posted on the Employee Share.

  • @judelyncubillas1508
    @judelyncubillas15083 жыл бұрын

    Savior talaga!!! Been researching for mp2

  • @CharmdeLeon

    @CharmdeLeon

    3 жыл бұрын

    Woohoo! Let me know how your experience is!

  • @NJCentino
    @NJCentino Жыл бұрын

    Nice content malaking tulong po kudos!🙏 mas marami kapa pong matutulongan at ma educate kung my tagalog version din😊

  • @babyairacabiganpaquita8745
    @babyairacabiganpaquita87452 жыл бұрын

    Very informative and great content, thanks for the information I really understand what is MP2. Kahit hindi kana magtagalog sis gets na gets pa din, hirap kayang mag explain ng tagalog minsan. Just saying 🤗☺️✌️

  • @junelorias112
    @junelorias1123 жыл бұрын

    Thanks for sharing... I will follow your channel because it's very clear and detailed ... It easily sink in our brain ehehheeh God bless you po

  • @piercemoss2962
    @piercemoss2962 Жыл бұрын

    Thanks for sharing this helpful insight! I've gain so much knowledge about Crypto trading! l'm so excited I've been making $25,000 and above.

  • @HarlanPark1

    @HarlanPark1

    Жыл бұрын

    How can I have a life like you, I'm totally new to trading! Any consistent strategies?

  • @Julietdan4377

    @Julietdan4377

    Жыл бұрын

    My tutor is "mr peter, I watched a news interview on where he was featured during an IPO and spoke proficiently, caught only he name and did a search later online.

  • @blakegordon8480

    @blakegordon8480

    Жыл бұрын

    Investing your Crypto with Mr peter is the best decisions to take because so many people have benefited from it and still benefiting

  • @keithcole5288

    @keithcole5288

    Жыл бұрын

    OMG,.im glad to see someone finally on youtube who employs Mr peter trading strategies. He personality draws me in and find myself reading All of he articles from now. he's great to follow if you're looking for a new approach on growing your crypto knowledge.

  • @EveByrne1

    @EveByrne1

    Жыл бұрын

    I have a massive portfolio of $120k! got started from a KZread referral about he trading strategies.

  • @chrisbayan2770
    @chrisbayan27702 жыл бұрын

    Very informative. New subscriber here 👍

  • @katherinemarquez8128
    @katherinemarquez81282 жыл бұрын

    Very informative. Thank you.

  • @imioanne29
    @imioanne293 жыл бұрын

    Great content and you earned another subscriber. May I suggest lang na never wear thin-striped clothes on camera kasi nakakahilo sya tignan. It creates moire patterns. More power to your channel!

  • @aurellecinco3627
    @aurellecinco36273 жыл бұрын

    Hello Charm, thanks for this video. I have a question though, how do i get the dividends if i applied online. You've mentioned if it's offline they would asked for an account to deposit it.

  • @lyikon2837
    @lyikon28372 жыл бұрын

    Thank youuuu so much for this information you shared with us 🥰

  • @aprilgracemalinao89
    @aprilgracemalinao89 Жыл бұрын

    you explained it thoroughly. thank you for the video.

  • @joan7213
    @joan72132 жыл бұрын

    I started 2019 MP2. I ventured in stocks also before. I lost my money in stocks. Didn’t know how to invest. I’m glad I put some before at MP2 so I didn’t lost everything. If you don’t want to take risks, MP2 is a good investment. Just remember it’s locked in for 5 yrs.

  • @Pikachu187

    @Pikachu187

    2 жыл бұрын

    you lost your money in stocks. that's really sad. Im actually a beginner in investing in stocks. Is it okay if you can share more about it.

  • @jedwesson31

    @jedwesson31

    2 жыл бұрын

    Why lost your money? You should've wait and make it long term investment beacuase it is just paper loss

  • @Nightwish-me8fx

    @Nightwish-me8fx

    Жыл бұрын

    Ang tagal 5 years

  • @angelojeromeagustin3626
    @angelojeromeagustin36262 жыл бұрын

    Thanks sa info. I just signed up to this mp2 today online and initially paid 2000 pesos required na ba to na 2000 every month and pwede ba to mamodify from 5years to annual plan instead? Thank you for answering po

  • @IchbinChelle
    @IchbinChelle2 жыл бұрын

    Lucid and clear thank you.

  • @deniseannadulta1033
    @deniseannadulta10332 жыл бұрын

    Thank you for the information and calculations for the MP2

  • @hyperbit3517

    @hyperbit3517

    Жыл бұрын

    Thanks for Sharing, Well explained.:-)

  • @andreaglim
    @andreaglim3 жыл бұрын

    Thank you so much for such an informational video! Could you also teach us how you sign up to become a voluntary member online if you're a student without a Pag-ibig number yet?

  • @geraldm.s.1667

    @geraldm.s.1667

    3 жыл бұрын

    Up! Yes, please. Same problem. Sadly, the agents that I talked to were not very responsive to my queries. Actually, mas marami pa akong natutunan dito sa video mo Charm compared sa nka email ko take note last year pa yun. Sayang tuloy Yung time :(

  • @kailaheumerahimpuerto668

    @kailaheumerahimpuerto668

    3 жыл бұрын

    Up!!! same question here. :((

  • @jonathanbalili134
    @jonathanbalili1343 жыл бұрын

    Thank you so much, maam! I am a working student and I have been watching videos from different channels about MP2 Investment and yours is very detailed. I am starting to invest at least 20% of my monthly salary through PagIbig. Could you do the GCASH GInvest on your next video maam? Thanks!

  • @zenangelsison8084

    @zenangelsison8084

    3 жыл бұрын

    Hello! What work do you do po as a student? I'm a student also and might as well try what your work po.

  • @peytthehamster9485

    @peytthehamster9485

    2 жыл бұрын

    Up

  • @isamadus459

    @isamadus459

    2 жыл бұрын

    Trade with her and remember to share testimonies with others

  • @isamadus459

    @isamadus459

    2 жыл бұрын

    +13

  • @isamadus459

    @isamadus459

    2 жыл бұрын

    098

  • @yellowcarbb
    @yellowcarbb3 жыл бұрын

    Thank you Ms. Charm for the info!

  • @CharmdeLeon

    @CharmdeLeon

    3 жыл бұрын

    Thank you!

  • @hurbydeleon3015
    @hurbydeleon3015 Жыл бұрын

    Very clearly information Thank you🤗,then i gonna subscribe your channel and recommend this.

  • @Rina-eg7zw
    @Rina-eg7zw3 жыл бұрын

    Hi, great video! Question though: do we really need to wait for a confirmation email that our MP2 account is active already? I've watched other videos on how to create an MP2 account online. Some said that once you get your MP2 number, you're good to go. Others said that you need to submit the printed form to a Pag-IBIG branch. Would like some clarification if you know, thank you!

  • @CharmdeLeon

    @CharmdeLeon

    3 жыл бұрын

    No need to wait. You can contribute but to monitor it. You have to wait for the virtual pag-ibig confirmation

  • @beverlychua7861

    @beverlychua7861

    3 жыл бұрын

    If u already had the number remit/deposit in ur account then u can inquire from pag ibig customer service after 5-10 business days or open virtual account so u can see ur contributions. To know more about it check their website

  • @luckvoltia86

    @luckvoltia86

    3 жыл бұрын

    @@CharmdeLeon dpt tlga my confirmation bgo ka mghulog para sure bang active yung ginawa mong account

  • @ashleewolffs1086

    @ashleewolffs1086

    2 жыл бұрын

    @@CharmdeLeon hi mam charm ask ko lang po..meron na akong MID number before pero never ko xa nahulugan tapos nag check ako only di na active MID number ko...pwd ko po ba ma-reactivate ung MID number ko? and panu ako makapag menber sa MP2? thank you sa sagot and god bless......

  • @tinaromero4531

    @tinaromero4531

    Жыл бұрын

    Pano Po madam bgo lng Po aq mgoopen Ng mp2 wla p Bo aq record or account s pagibig pano Po un

  • @judessadiola9643
    @judessadiola96433 жыл бұрын

    Hi new subscriber here..can you review also about health insurance..thanks

  • @roy5721

    @roy5721

    3 жыл бұрын

    Ff

  • @arvinderilo5595
    @arvinderilo55952 жыл бұрын

    Great content. I have already started my MP2 😁

  • @enJoefy19
    @enJoefy192 жыл бұрын

    i like this kind of videos. Subscribed!

  • @lollipopsicle15
    @lollipopsicle153 жыл бұрын

    Hi Charm! Just noticed you forgot to blur your MP2 number in timestamp 13:01 hehe. Might want to omit this for your privacy. :)

  • @CharmdeLeon

    @CharmdeLeon

    3 жыл бұрын

    Noticed that after too 😢 but I asked and it should be okay. Unless people want to deposit money into my MP2 account 😂

  • @Enny7627
    @Enny76273 жыл бұрын

    U can speak tagalog sometimes, thank u for the clear explanation 👍

  • @CharmdeLeon

    @CharmdeLeon

    3 жыл бұрын

    I’d love to but I’m Bisaya and Tagalog doesn’t come naturally to me :/

  • @tradekoto4631

    @tradekoto4631

    2 жыл бұрын

    Ganyan kami mga bisaya karamihan mas nahirapan mag tagalog kasi matigas .. Haha

  • @rveugal
    @rveugal2 жыл бұрын

    Would have been nice if you slowed down a bit in the Sample Computation section; but nevertheless, great and informative video! keep it up!

  • @cristypuma8089
    @cristypuma80893 жыл бұрын

    new subscriber here. thanks for the info 👍😊

  • @samdejesus2023
    @samdejesus20232 жыл бұрын

    Point of clarification Ms., can we have 2 or more Pag-ibig MP2 accounts? I already have one which I applied in 2020 and I'm planning of adding another MP2 account... Do you think it is possible ? Or it is just limited to one MP2 acct per person? Do we have to wait for 5 years in order to open another MP2 account? Please answer.. thank you for very clear explanation.. i love watching your vlog because you have a very nice voice and good diction.. keep it up!🥰😍😘

  • @CharmdeLeon

    @CharmdeLeon

    2 жыл бұрын

    Yes, you can have up to 5 accounts all at the same time.

  • @skateholicx
    @skateholicx3 жыл бұрын

    This explanation is excellent! I just have a question, what if you choose to withdraw your mp2 savings before maturity, will you still incur the penalty (being able to withdraw only half) if you chose the annual dividend payout option?

  • @CharmdeLeon

    @CharmdeLeon

    3 жыл бұрын

    No more further dividends if you chose the annual payout. You’ll get the entire capital though.

  • @teddy21rico
    @teddy21rico Жыл бұрын

    Hi lovely Charm, you are very good in deed! Young beautiful smart lady... I admire you in your financial journey. You are a very good model for the young generation. 😍🥰🥰🥰👍

  • @mortrainey5250
    @mortrainey52503 жыл бұрын

    Very informative! 👍🏻👍🏻👍🏻

  • @CharmdeLeon

    @CharmdeLeon

    3 жыл бұрын

    🙏🏻🙏🏻🙏🏻

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