Should You Pledge Your Property To CPF?

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0:00 - Intro
0:30 - What is CPF Property Pledging?
2:33 - How does it work?
3:31 - Common misconceptions
6:02 - Financial implications of property pledging
9:09 - Should you pledge your property?
None of this is meant to be construed as investment advice. It's for entertainment purposes only. Links above include affiliate commission or referrals. I'm part of an affiliate network and I receive compensation from partnering websites.

Пікірлер: 11

  • @KelvinLearnsInvesting
    @KelvinLearnsInvestingАй бұрын

    Speak to a PropertyGuru Finance's Mortgage Expert: kvli.link/pgf INVESTING ► Interactive Brokers kvli.link/ibkr ► Webull (free stock) kvli.link/webull ► Moomoo SG (free stock) kvli.link/moomoo ► Tiger Brokers (free stock) kvli.link/tiger ► CMC Invest kvli.link/cmcinvest ► Longbridge kvli.link/longbridge ► uSMART (free stock) kvli.link/usmart ► ProsperUs (free stock) CODE "KELVIN20" kvli.link/prosperus ► POEMS Cash Plus kvli.link/poems ► Saxo kvli.link/saxo ►‌ FSMOne CODE "P0425931" kvli.link/fsmone ► moomoo US (free stocks) kvli.link/moomoous ► Syfe kvli.link/syfe ► StocksCafe kvli.link/stockscafe ROBOADVISORS ► Endowus (free $50) kvli.link/endowus ► Syfe kvli.link/syfe ► StashAway (50% off fees) kvli.link/stashaway ► AutoWealth (free $20) CODE "KelvinLearnsInvesting" kvli.link/autowealth ► UOBAM Invest kvli.link/uobaminvest ► Kristal.AI kvli.link/kristal ► DBS digiPortfolio: go.dbs.com/kelvinrdp ► UOBAM Invest kvli.link/uobaminvest CRYPTO ►‌ Gemini (free $10) kvli.link/gemini ► KuCoin kvli.link/kucoin ► Crypto.com app (free $25) CODE "kelvinlearnsinvest" kvli.link/cryptoapp ► Crypto.com exchange CODE "kelvinlearnsinvest" kvli.link/cryptoexchange ► Coinhako (20% discount) kvli.link/coinhako ►‌ Coinbase (free $10) kvli.link/coinbase ►‌ Independent Reserve kvli.link/independentreserve ►‌ Tokenize Xchange kvli.link/tokenize ► Ledger kvli.link/ledger ► Trezor kvli.link/trezor RESEARCH ► Seeking Alpha (offer price) kvli.link/seekingalpha ► Simply Wall St kvli.link/simplywallst ► TradingView kvli.link/tradingview PAYMENT ► Trust Bank (free $10) CODE "R2MQBA4S" kvli.link/trust ► Instarem Amaze CODE "plTefu" kvli.link/amaze ► CardUp ($30 off) CODE "KELINVEST" kvli.link/cardup ► ipaymy kvli.link/ipaymy ► Revolut kvli.link/revolut ► YouTrip (free $5) kvli.link/youtrip ► BigPay (free $5) CODE "QBHVUHL7HU" kvli.link/bigpay ► Wise (free transfer) kvli.link/wise ► SIA Kris+ (free $5) CODE "T425139" kvli.link/krisplus ► DBS Paylah (free $5) CODE "AHVULE614" ► FavePay (free $1) CODE "FAVETANKEL" kvli.link/fave

  • @eddielim8702
    @eddielim8702Ай бұрын

    Can u do a video what are possible alternative investment using the withdraw fund. Cpf life fund will be depleted but if we invested them in an lip great eastern life product we can preserve our capital yet able to supplement the cpf life payout under BRS and still keep the withdraw amount intact

  • @Kelberi
    @KelberiАй бұрын

    Already has frs, can I still pledge to frs+ brs? What if tio enbloc?

  • @goldenretrieverboy
    @goldenretrieverboyАй бұрын

    How about downgrading to BRS through cpf pledging and using the amount to buy into a private annuity? This way I still get predictable guaranteed monthly income during my “peak old age” and also liquidity if I ever need the money.

  • @liweiquek7382
    @liweiquek7382Ай бұрын

    the money place with bank for CPFIS and CPFRS are aggregated and separately insured u to 100,000 (Deposit Insurance Scheme). Does it mean there is a risk to use cpf to buy T bill (if bank bankrupt) and choosing Cpf life standard plan where 100% RA is transferred to the pool (ie CPFRS). It is safer to choose basic plan where only 10-20% of RA is transferred to the insurance pool.

  • @stevenheng3336
    @stevenheng3336Ай бұрын

    If you opted BRS, if you used up the CPF LIFE IN 14 years, we will already by 79... what you can do and not do after 79 or even live beyond 79

  • @leejpeter3456
    @leejpeter3456Ай бұрын

    Education in Singapore and Malaysia does not emphasize Singapore's role as a regional financial hub akin to Hong Kong. Singapore's prosperity relies heavily on its neighbors. Free trade with Malaysia, Indonesia, and the Philippines is crucial for its continued success. Without such economic cooperation, Singapore would struggle to maintain its thriving status.

  • @stevenheng3336
    @stevenheng3336Ай бұрын

    Your property must be fully paid off before you are allowed to pledge your property ...

  • @eugeneleeproperty

    @eugeneleeproperty

    Ай бұрын

    Hi. Not true. Whether fully paid up or not, one can pledge property for cpf, subject to the rest of eligibility conditions.

  • @aidanyoungblood
    @aidanyoungbloodАй бұрын

    Pledged HDB Flat can’t sell in open market

  • @lindafoo8122

    @lindafoo8122

    Ай бұрын

    Not true. You just have to top up to FRS after sales of the HDB flat.