Serious issues with Union Bank Education Loan- Hindi
Is video mein hum aapko batayenge ki woh students jo Union Bank ke unsecured education loans liye liye the, unhe kis tarah se mushkilat ka samna karna pada. Jo shuruwat mein ek ummeed se bhara mauka tha, woh kaise badal gaya.
Is video mein hum Union Bank ke education loans ke kuch kamiyon par roshni dalenge, jaise ki higher loan margin, pre-visa disbursement ki kami, aur suraksha rahit loan ke liye koi moratorium period nahi. Toh video ko ant tak dekhein.
Yahan par episode ke timestamps hain: 👇
00:00 - Teaser
01:03- Introduction
01:58 - Issue no 1- Higher Loan Margin
08:37 - Issue no 2 - No Pre-visa disbursement
10:10 - Issue no 3 - No Moratorium Period
11:10 - Summary
※※※※※※※※※※※※※※※※※※※※※
Request a callback by clicking the link below-
👉www.wemakescholars.com/educat...
Or call us at -988 988 20 90
Our team of financial officers assists you with your entire education loan process until sanction, disbursement, and beyond. All the services offered by WeMakeScholars are free of cost as this initiative is supported by the IT Ministry, Govt. of India.
⋘🔸➖🔸➖🔸➖🔸➖🔸➖🔸➖🔸⋙
Here is a list of our must-watch from the Loanflix series
🔶Union Bank Education Loan Schemes for Abroad Education
• Union Bank Education L...
🔶Everything you need to know about abroad education loans for 2024
• Don't miss this: Every...
🔶How to apply for an Education Loan for Abroad
• Education Loan Process...
🔶Foreign Education Loan Without Collateral
• From Zero to Hero: You...
🔶Loan Interest Rate Protection Scheme for Floating Rates
• Loan Interest Rate Pro...
⋘🔸➖🔸➖🔸➖🔸➖🔸➖🔸➖🔸⋙
LinkedIn Reviews: / wemakescholars
Google Reviews: www.google.co.in/search?q=wem...,
⋘🔸➖🔸➖🔸➖🔸➖🔸➖🔸➖🔸⋙
Since the first episode in 2018, the LoanFlix series has now become the most comprehensive web series on KZread on the abroad education loan process. LoanFlix season 2 brings you deeper insights into the topics related to the Abroad Education Loans space.
We've also covered practically every aspect of an abroad education loan in our LoanFlix series, which you can find below. So do watch the entire series if you want to know everything about education loans for abroad studies.
🔶LoanFlix Season 1
• Loanflix: The most com...
🔶LoanFlix Season 2
• Loanflix Season 2
🔶Country-wise Education Loan Guides
• Country-wise Education...
🔶Testimonials- WeMakeScholars
• Testimonials- WeMakeSc...
※※※※※※※※※※※※※※※※※※※※※
About the Presenter - Damini Mahajan is a visionary entrepreneur and co-founder of WeMakeScholars.com, an education finance start-up for international education. Damini has been mentioned as a "Top Women in Tech" by The Asian Entrepreneur. She has also been awarded as the winner of the Silicon Valley Challenge by Action for India 2016 and was in the Top 75 start-ups in Power of ideas by Economic Times at IIM Ahmedabad.
👉Script editor- Arjun R Krishna
👉Shot, Edited & Directed by Ravi Singh
👉Designs - Ravi Singh
Stay connected and follow us on:
🌈 Instagram - / wemakescholars
👦 Facebook - / wemakescholars
🐦 Twitter - / wemakescholars
👨🎓 Linked in- / wemakescholars-com
🎈Contact us at hello@wemakescholars.com
Please subscribe to our channel for more informative videos. Also, do like👍 and share’📢 with your friends. Good luck!✌
Click here to subscribe - 🔔 / @wemakescholars
#studyabroad #educationloan #unionbank #issue #problem
Пікірлер: 71
can confirm, i got my loan sanctioned for australia and it took 3 goddamn months for the same. after that, they told me about the margin money (which they didn’t bother to talk about at the time of application). eventually, i had no option but to let go of my application to the university because of the time they wasted.
@WeMakeScholars
Ай бұрын
Hi Aayush, This is one of the major issues with Union bank. That’s the reason we don’t suggest students to approach them. But don’t worry; we can definitely help you secure an education loan for your higher studies in Australia. We’re empanelled with 15+ Public and private banks and most of them are accepted by the Australian Embassy. Speak with our team as they can connect you to the best bank tailored to your profile. Additionally, we don’t charge any service fees. Request a callback at bit.ly/48cTdcR. Our team will get back to you shortly.
You are correct even my friend has faced the same issue
@WeMakeScholars
25 күн бұрын
Hi Saina. Kindly tell your friend to reach out to us. We can help her in getting a balance transfer to another bank which provides lesser loan margin and timely disbursements. We’re partners of 15+ public and private banks. Based on her profile our team can connect to the best bank which is offering a better deal than Union Bank. Furthermore, we don’t charge any service fees. Simply request a callback at bit.ly/48cTdcR. Our team will respond to you shortly.
I'm. planning to apply fr that Bank...And thank you fr the info...
@WeMakeScholars
Ай бұрын
Hi Bhanusree, We don’t suggest you to approach Union bank as many students faced horrible experiences with them. Feel free to speak with our team as they can suggest you the best bank tailored to your profile. We increase your chances of getting the loan as we’re empanelled with 15+ public and private banks. Furthermore, all our services are completely free of cost. Simply request a callback at bit.ly/48cTdcR. Our team will respond to you as soon as possible.
Thanks for the information. Btw is HDFC credila good for education loans as they cover 100% of the amount?
@WeMakeScholars
Ай бұрын
Hi Suryansh, There are many lenders who offer 100% loan amount beyond just Credila. Speak with our team as they can suggest you the best bank with lower rate of interest tailored to your profile. We’re empanelled with 15 + public and private banks, increasing your odds of getting the loan. Additionally, all our services are free of cost. Simply request a callback at bit.ly/48cTdcR. Our team will get in touch with you shortly.
Hello mam. Need immediate help. I'm facing many difficulties for getting an education loan and trying since nov'23. I've applied in sbi via vidyalaxmi portal then they said apply from jan samarth, and i applied from jan samarth as well, meet all the required documents and father as co-applicant but they rejected my file. Then i directly applied to credila by changing my co-applicant from father to brother, they also rejected my file by saying not meeting the norms. I registered for a call from your website and still not get any response. Kindly help me in this.
@WeMakeScholars
Ай бұрын
Hi Taniya, we can understand your frustration. This is why we don’t recommend students to directly approach the banks. But don’t worry. We can definitely help you secure an education loan. We’re partners of 15+ public and private banks, increasing your odds of getting the loan. Due to high volume of applications, it is taking longer than expected to respond back. We will reach out to you for sure. Your patience is highly appreciated. For any follow-up, you can contact us by phone at 9393344424 or email us at: hello@wemakescholars.com.
Is there anyone who can fund MBBS in Russia 100% fee without collateral
@WeMakeScholars
2 сағат бұрын
Hi, You can apply for a collateral loan, however banks do not offer 100% unsecured loans for MBBS in Russia. You can contact us for help with your education loan. Please request a callback using this link: bit.ly/48cTdcR or call 9889882090, and our team will get back to you quickly.
Helo mam Muhhe nift clg mila h jo union bank ki premium list mai h nam to keya hamko bhi margin dena hoga ya kwqal abroad walon ko dena hota hai margin
@WeMakeScholars
12 күн бұрын
Hey! even if your university comes under premium list in union bank but there will still be concept of loan margin and the student has to bear a certain margin but with union bank it is very much. Our team can help you check your eligibility with 15+ public and private banks and get you education that best suits your profile. To get help, please click the link and ask for a callback: This link: bit.ly/48cTdcR
Mam i have taken education loan of 7.5 lakhs in union bank withput collateral for my btech in india Will i get any problem ma Manager looks like good and he is supporting me in this process My father has 691 cibil score But he said interest rate will be high but loan is possible.... Please tell me mam Will u get any problem
@WeMakeScholars
25 күн бұрын
Hi Kindly note that, We don’t suggest you to take the loan from Union bank as many students faced horrible experiences with them. We can help you get an unsecured loan with a CIBIL as low as 575. Feel free to speak with our team as they can suggest you the best bank tailored to your profile. We increase your odds of getting the loan as we’re empanelled with 9+ Private Banks and NBFC’s. Furthermore, all our services are completely free of cost. Simply request a callback at bit.ly/48cTdcR. Our team will respond to you as soon as possible.
Miss @WeMakeScholars ! How can i get education loan for MCA which is aicte/ugc approved university !
@WeMakeScholars
11 күн бұрын
Hey! We can certainly help you in getting the education loan. We’re empanelled with 15+ public and private banks. Based on your profile our financial officer can connect you to the best bank which Is suitable for your profile. Furthermore, all our services are completely free of cost. Request a callback at bit.ly/48cTdcR. A dedicated financial officer will get back to you shortly.
Helo mam as you mentioned that non collateral loan is not acceptable in Australia is it for every bank?
@WeMakeScholars
11 күн бұрын
Hey! Non-collateral loans from NBFCs are not accepted, but we can try with other private bansk. Our team will help you determine your eligibility in 15+ public and private banks and help get best education loan which suits your profile. To get assistance request call back on the link: bit.ly/48cTdcR
@vbvines7131
11 күн бұрын
@@WeMakeScholarsbut you said non collateral loan is not considered by Australian government
Mam can i get a Foreign Education loan of 40 lakhs from the union Bank without collateral for my pilot training in South Africa
@WeMakeScholars
Ай бұрын
Hi Parshya, Union bank doesn’t offer the mentioned scheme for Pilot training course. Unfortunately, it is not possible to get an unsecured loan for study in South-Africa. Banks will be requiring collateral. If you meet the mentioned requirement, we can try for deviation and help you get the loan. Request a callback at bit.ly/48cTdcR . Our loan team will get in touch with you shortly.
Can I reapply in vidyalaxmi portal after getting rejected from janasamarth portal
@WeMakeScholars
Ай бұрын
Hi priti, Kindly approach the bank you’ve applied through Jansamarth. Request them to cancel your application. After a cooling period of 6 months, you’ll be able to apply in vidya lakshmi portal. To avoid 6 months delay, you can process your loan via Wemakescholars. We’re empanelled with 15+ public and private banks. Our team can suggest you the best bank. Additionally, all our services are completely free of cost. Request a callback at bit.ly/48cTdcR our team will get back to you shortly.
Hloo, I need immediate help!! I am planning to take education loan for my Graduation degree in INDIAN MERCHANT NAVY.. But there was an issue that my father cibil score is low due to some check bouce issue for Car loan!! I want to know that can I go through education without the involvement of my father cibil score!!! Can I get the education loan ???? Plz help me as soon as possible!!
@WeMakeScholars
Ай бұрын
Hey! It is quite challenging to get an education loan for bachelors in Indian Merchant Navy. However, we can certainly give a try for a secured loan. Please note that your father should be involved as a primary co-applicant in the loan process for sure. As he has low CIBIL, you should involve an additional financial co-applicant. Speak with our team as they can guide you on the eligible financial co-applicants. Request a callback at bit.ly/48cTdcR our team will get back to you shortly.
Hi. If my father is NRI and his salary is above 1 lakhs then can I get education loan without collateral?
@WeMakeScholars
Ай бұрын
Hello Simran, IF your co-applicant is any NRI, he must fulfill the following requirements: 1) Should have an NRE Account 2) Should’ve Maintained a minimum remittance of 60,000 per month for at least 6 months in the NRE account. 3) To grant Power of Attorney to one of the following: parents, siblings, spouse, or parents-in-law. If the co-applicant is meeting the aforementioned requirements, we can definitely help you get an unsecured loan. We’ve empanelled with 9+ private banks and NBFC’s. Get your education loan effortlessly as we process your loan 100% digitally. Furthermore, all our services are completely free of cost. Request a callback at bit.ly/48cTdcR. Our loan team will get back to you shortly.
Sad reality
@WeMakeScholars
Ай бұрын
We can understand your frustration. But don’t worry! We can definitely help you secure an education loan for your higher studies in Australia. Most of our partnered banks are accepted by the Australian Embassy. Speak with our financial officer to know the best bank tailored to your profile. Simply request a callback at bit.ly/48cTdcR. A dedicated financial officer will get back to you.
Hi madam I want to apply for education loan for my daughter for higher studies in Canada, please advise
@WeMakeScholars
Ай бұрын
Hey! We can definitely help your daughter get an education loan for her higher studies in Canada. We’re partners of 15+ public and private banks. Speak with our financial officer to know the best bank suitable for her profile. Additionally, all our services are completely free of cost. Simply request a callback at bit.ly/48cTdcR. A dedicated financial officer will get back to you as soon as possible.
mam same issue i am facing please help me can i reduce my margin
@WeMakeScholars
Ай бұрын
Hi Rajat, We understand your concern. By having higher loan margin, it increases financial burden on students. But don’t worry, we can help you balance transfer your loan amount to another bank that offers lower loan margin. We’re empanelled with 15+ public and private banks. Feel free to speak with our team as they can recommend the bank that provides the best deal for you. Request a callback at bit.ly/48cTdcR. Our team will get back to you shortly.
No some branch manager know this and they tell us in starting I got sanction letter but the university of western Australia denied this loan idk why but some universities are not accepting unsecured loan of 40 lacs so please make sure whenever you take loan from ubi then take it with collateral otherwise you will waste money and time as universities are not accepting unsecured loan because of this I'm 1month late for university Because I have to arrange another loan and canceled ubi loan
@WeMakeScholars
Ай бұрын
Hey! Yes, Some universities have this condition. Please note that we don’t encourage approaching Union bank as many students faced terrible experiences with them. Don’t worry! We can definitely help you get a collateralized loan for your higher studies in Australia. Feel free to speak with our team, as they can suggest you the best bank suitable for your profile. Additionally, we don’t charge any service fees as we’re funded and supported by Ministry of IT, Government of India and come under the Digital India Campaign. Simply request a callback at bit.ly/48cTdcR. Our team will respond to you as soon as possible.
@xyz-pc3tl
26 күн бұрын
Thanks for information 👍 🙏 Are you got your Australian Student visa ? Does the University Of Western Australia , Perth Accept the unsecured loan of 40 lakhs of HDFC Cradila or any othe NBFC or Any Public Bank , in case you have done research from your side so it will be beneficial to me because I also think to take Unsecured loan for WUA , so please ....please...Reply me 🙏🙏🙏
@vishakhaprem3004
26 күн бұрын
No they are not accepting hdfccredila also I don't know about other butafter rejecting my unionbank loan they have rejected my hdfc credill loan also if your going for secured loan of union bank then the will accept it other unsecured loan is big no for this uni
@vishakhaprem3004
26 күн бұрын
Therefore I have changed uni.at lasted moment
@xyz-pc3tl
26 күн бұрын
@@vishakhaprem3004 Thanks a lot mam..👍🙏 Then In which university you have applied and got your visa or not ?? Can you refer me good consultancy for Australia student visa application?? So means conclusion that University Of Western-Australia , Perth will not accept any other Unsecured loan so I have to go with secured loan options , if I applied to UWA ?? Are you have any idea about Curtain University, UTS -Sydeny , University of South Australia-Adelaide, RMIT etc then tell me this universities accept the Unsecured loan ?? Please...Reply...🙏
mam iam from Kerala my property pledged with icici bank. I contacted icici bank for education loan there told to me cibil score only 682 so cannot process education loan.so what i can do please help me i need 1200000.COUNTRY ALBANIA (EUROPE) WESTERN BALKANS UNIVERSITY COURSE BSC BIOTECHNOLOGY
@WeMakeScholars
Ай бұрын
Hi Krishnan, Dont worry. We can certainly help you get an education loan for your bachelors studies in Albania. Feel free to speak with our team as they can tell you other assets that banks consider as collateral. Or else, we can even help you get an unsecured loan subject to financially strong co-applicant. We’re empanelled with 15+ public and private banks. Based on your profile, our team can suggest you to the best bank. On top of that, all our services are free of cost. Simply request a callback at bit.ly/48cTdcR. Our team will get back to you shortly
I need. Education loan uder sbi scholar loan from jan samarth portel But I don't have pancard
@WeMakeScholars
Ай бұрын
Hey! Kindly note that banks require your PAN card to process your loan application. And there is no age limit to apply for a PAN card and we highly suggest you apply for it. After receiving the PAN card you can reach out to us. We can definitely help you secure an education loan so that you can claim your subsidy. Request a callback at bit.ly/48cTdcR. Our team will get back to you shortly.
Can Pakistan students apply for this loan?
@WeMakeScholars
26 күн бұрын
Hey! Kindly note that this is not applicable for Pakistani students.
Mam mujhe MBA karna hai inverties university se to mujhe 4 lack ka loan chaiye
@WeMakeScholars
29 күн бұрын
Hi, Hum zaroor aapke MBA keliye education loan panae me madath karenge. Hum 15+ public aur private banks se jude hai. Aapke profile ke anussar hamaaare team aapko best bank ko suggest karte hai. Additionally, humaare services completely free of cost hai. Aap iss link par bit.ly/48cTdcR callback request kariye. Hamara team aapko respond karenge
Aap Hindi me hi Video kyo nhi banati hai please Hindi me achhe se samajh me aata 🙏
@WeMakeScholars
Ай бұрын
Hi Adarsh, The main reason most of our videos are in English is to cater to a large audience. We will definitely consider your valuable suggestion and work on it. If you have any doubts or concerns regarding your education loan process, our team can guide you. Simply request a callback at bit.ly/48cTdcR. Our team will get back to you shortly.
@adarshkumar7
Ай бұрын
@@WeMakeScholars hello, Can my brother-in-law become a co-applicant?
@WeMakeScholars
Ай бұрын
Hi Adarsh, kindly note that only your parents or legal guardian can be your primary co-applicants. However, you can include your brother-in-law as a financial co-applicant in some of our partnered banks. Speak with our financial officer to know your eligible banks. Simply request a callback at bit.ly/48cTdcR. Our team will get back to you shortly.
I have taken the Union Bank Premier University loan and currently studying in Australia. The same happened with me when I asked them to pay my fees they said the fees will be disbursed only after getting the visa. Currently I am paying 17.53% as a margin money. 😢
@WeMakeScholars
Ай бұрын
Hi Gaurav, 17.53% is very high loan margin and it increases your financial burden. We can help you balance transfer your loan to one of our partnered banks. Speak with our team as they can suggest you the best bank which offers you lower loan margin and which is also accepted by the Australian Embassy. We’re empanelled with 15+ public and private banks. And we don’t charge any service charges too. Simply request a callback at bit.ly/48cTdcR. Our loan team will respond to you as soon as possible.
@suryasuryaks6653
Ай бұрын
Then how did you payed you intial fees bro .
@gauravaggarwal2519
Ай бұрын
@@WeMakeScholars thanks for your time i will surely think about this. Just to be clear i have taken the non collateral option and not paying anything before my degree. If you guys can assure me that transferring my loan would decrease my margin significantly then i would definitely go with you guyz keeping in mind that i won't be paying anything before my degree+ moratorium period. Also i got many other friends who have taken the same loan with higher margin then mine. So, if i got proper support i would refer you guyz later on.
@gauravaggarwal2519
Ай бұрын
@@suryasuryaks6653 I requested the bank manager at last they agreed some how
@suryasuryaks6653
29 күн бұрын
Bro I have been in a half a way in ubi loan process, that I asking your experience bro, please bro,how did you payed your intial fee for coe before visa🙏🙏🙏🙏please bro tell me after seeing this,I almost under fear. Please@@gauravaggarwal2519
go for sbi ❤
@WeMakeScholars
24 күн бұрын
Hi Ravi, there may be other banks offering you better deals than SBI. Based on the students profile, we suggest the best bank which is offering the best deal. We increase your odds of getting the loan as we’re empanelled with 15+ public and private banks. Additionally, we don't charge any service charges. Request a callback at bit.ly/48cTdcR. Our team will respond to you as soon as possible.