WHY Indian Students Pay More for Education Loans - HIDDEN CHARGES
#education #educationloan
Thinking of an education loan? Beware the pitfalls that come with education loans! Learn how to navigate the complexities of education loans before you commit. Don't let education loans derail your financial future-get informed!
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How Education Loans Can be a Terrible Trap 🤬- • How Education Loans Ca...
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0:00- Introduction
0:38 - TCS
2:05- Each percentage of loan
2:20 - Moratorium Period Scam
3:24 - Processing Fees
4:03- Loan Insurance
5:57 - MOST IMPORTANT TIP
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Пікірлер: 233
MUST WATCH - How Education Loans Can be a Terrible Trap 🤬- kzread.info/dash/bejne/l2Gt2sGsmpSXaco.html
That's why Murrad is the best
@murradonrun
Ай бұрын
my mannnnn
13% rate bro. (spoiling my father"s life)
@anuronguha0898
18 күн бұрын
konsi bank se liya tha bro ?
@yuuta3916
15 күн бұрын
@@anuronguha0898axis Bank he shayad rn unka rate 13.5 chal rha he lol
@Yashhh_47
13 күн бұрын
@@anuronguha0898 which edu loan is better with low interest for eco. backward class?
@anuronguha0898
10 күн бұрын
@@suyashweeb abhi konse college me admission loge ?
@suyashweeb
10 күн бұрын
@@anuronguha0898 local college le liya now work capability >> college (for me)
Sahi bola bhai Bank wale sabh scam karte hai. Nahi bata te hidden charges. Very eye opening video Maine toh wemakescholars se liye, SBI se, please make a video about them. Everyone should know wemakescholars
@apardeepsingh5300
Ай бұрын
was your experience good with wemakescholars, as I am also thinking about taking education loan with WMS?
@emosir2
29 күн бұрын
@@apardeepsingh5300 mera credit check hi nahi kar rahe the bank wale. They got it done super fast. You should definitely visit them, you will get your loan sanctioned
@deepganguly6812
26 күн бұрын
@@apardeepsingh5300 I am processing the loan through them, they are helpful
Got Indian bank loan @8.75% only for 6lacs..it was sanctioned in 2017 November and now 1Lacs pending overall.
@dreamermedico8019
3 күн бұрын
Plz tell which bank you take the loan plz it's helpful for me suggest the bank to take loan
Yes Bro, Maine bhi Union Bank Se Education loan liya hai only 7 lakh ka or 5 month me return bhi kar Diya. Ku ki Germany Me hu haha 😅. Ur Every VIDEO IS GOOD FOR study abroad.
@stevekane7199
20 күн бұрын
What are you doing in Germany?
@AMFoodie123
20 күн бұрын
@@stevekane7199 master in logistics and Supply chain management
@Proooooooyytrtgbh2479
20 күн бұрын
Yes income zyada hai aur no study loan just rehna ka kharcha
@AMFoodie123
20 күн бұрын
@@Proooooooyytrtgbh2479 ha rehna ke kharch jayada hai, but monthly 2100 euro ban jata hai mera Warehouse Me part time or Vacation me 3000+ euro chla jata hai, sure me mujhe only 2 months little bit problem ai thi . 😂
@AMFoodie123
20 күн бұрын
@@stevekane7199 Master in logistics and Supply chain management
public banks are the slowest in terms of processing but will provide the best loan package overall
@murradonrun
Ай бұрын
trueee, and people are always in a rush
@gettheall123
23 күн бұрын
Like.... Which one...
@Proooooooyytrtgbh2479
20 күн бұрын
Like??
@confuciuskrish1351
17 күн бұрын
Likee....?
@jitendrakumar-vv8ho
17 күн бұрын
Nope i got loan of 17lakhs in just 10 days without any hassle at sbi.
Quality content 💯keep it up!!
Hey. Please make a course specific Masters video. It's a humble request. Which countries to go for MS in Finance or Quants, including a few university names
Thanks bhaiya great video
@murradonrun
Ай бұрын
thankyou so much
Hi murrad. Can you please make the video on. Like, Kon kon se countries me after September admission start hongay😊i love to see that video on your channel❤❤
me abhi education loan me india k college se bachlors degree kar raha hu but mujhe masters k liye abroad jana to murad sir kya me masters k abroad ja sakta hu plz reply its very important for carrier
Thanks bhaiya pahale baar aap ka video dekha aur bohot help full tha
Great video!! Also pls make a video about UG and PG courses in Netherlands v/s Ireland
@anirudhkundu722
15 күн бұрын
Scam baba mat aao
This is the first video of yours which I i saw, Too much informative video bro keep up this good work☺️ and here you earned one more subscriber🤝🏻🙏🏻
Amazing vid man
rejecting sponsor is a huge thing
Yeah... yeh sab correct hai but in real Public banks do scam ... they only provide loan up to 80 or else 85% rest we have to pay .... ND private banks Purna 100% loan sanction krte hai.... at the end Public bank main 5 6 lakhs Hume dalne hai... ya fir private banks ko badmain bharne hai... one ND the same
Usually, when students get an offer letter from the college asking them to pay the fees, there is a stated deadline. Usually less than month. Public banks in India tend to offer the most competitive rates for Education loan but most of them take a month or more to disburse the loan. Students end up going to the private players instead and paying hefty amounts in interest. I believe the best way is to take your loan from a private player if there is a time crunch and then get it refinanced by a public bank later. Over the long run, will save you a great deal
Bhai itna camera angle change kar dia Mera dimag ghum Gaya 👽
How to tackle the hidden charges??
Please make separate videos for each category of lender
That's the only reason you are besttttttttt😭❤️
THANK YOU FOR THIS!
@hobbycaddy
24 күн бұрын
Apply with 15+ reputed banks by filling out a single form and compare their collateral-free offers. Apply Now with Fee Caddy
Got 10 lakhs sanctioned via hdfc bank at 4% interest p.a through west Bengal student credit card scheme 😅
@sagar7ane
9 күн бұрын
Bhai mujhe bhi krana h iim k liye
Just go for sbi scholar loan but that's for students in top colleges only..
Bhai kya aap bank ke turms and conditions ke bare mai bata sakte ho.
Should I worry about all the things that you mentioned in the video if I get an educated loan of 5-6 lakhs for MCA?
Do we need any particular score in 12th to get educational loan?
Bhaiya please ek video bsc physics pe bana do german universities pe bohot problem aa rahi hai sahi se guidance nhi mil pa raha hai
What about pre payment if i pre pay I have to pay full amount or amount and interest till that date only
Thank you bhaiya 🙏😁😁😁
So what's the best bank to get an education loan ....agar kisi k bhi paas knowledge ho to please help..
Bro I have an offer for MSc International Management from University of Strathclyde what you would suggest? I have experience of 3 years back in India.
Education loan bank mein transfer hota hain or college mein payment karnek badhi bank mein ayega money ??
Hello sir Applied for loan in hdfc credila for diploma in nursing at canada They first said only partial interest will be charged every month once the loan is sanctioned. But later on after all the procedure , the manager informed that every month EMI will be charged after the loan is sanctioned Is that true that the students who take the loan after 12th without any graduation needs to pay EMI compulsorily every month after the loan disbursement. Please help me because neither a single video nor any google website is saying about this law.
To bhai fir kha sey education lona ley???
Hii brother,Can you tell me which country is best for BFA
Murrad is the best content creator he truly loves his audience 🥰💗
Add English subtitles please
You provide services to only those students who want to study abroad or you also assist those who wanted loan to study in india
Subscribed ❤
I actually love your videos but try to do more in English man! Will reach
How is prodigy for education loan?
Thank you…
Murrad please make a video on how to get into MIT and other top universities. And please make a roadmap for MIT please 🙏🙏🙏🙏🙏🙏
mujhe 6 lakh loan cahiye btech ke liye mera account boi india me hai kita rate kita tennure ka lena cahiye koi batao
How is prodigy finance?
Should i go for bachelor in risk management or bachelor in finance Which one would be more affordable?? I've interest in both
@murradonrun
Ай бұрын
bachelors in finance is what I would choose any day
You should be careful these times r different.... Hyperinflation in the US... Maybe in next 3-4 years it'll get worse... Good luck repaying those debts... U may even struggle to repay ur debts highly likely
@murradonrun
Ай бұрын
very true I actually talk about which course how much loan to take in the next video of this - kzread.info/dash/bejne/l2Gt2sGsmpSXaco.html
Thank you so much 🙂😌
@murradonrun
Ай бұрын
hope it helps
Bhaiya I want education loan for ACCA becoz parants ke pass ITR file nhi hai sabne mana kardiya what to do know I want around 5lakh ka loan
Nice content
Well well subscribed
International money transfer charges bhi honge hoga agar koi india ke bhar padhe toh
bro computer engineering vs electronics engineering me konsa lena chahiye?
@murradonrun
Ай бұрын
I would choose CS
Hey Murrad, one of ur team member contacted me regarding the form which i filled. I just wanted to confirm that the people is from ur team or just a random stranger who somehow got my number, so how can i confirm that the person who called is from ur team? Btw love ur content bro ❤❤, thank u for giving us such a great content and making our lives better❤
Can you make video on how Switzerland is for studies?
@murradonrun
Ай бұрын
Next videoo that
thank you so much murrad !!! this was much needed. do you think SBI education loan would be a good choice?
@darsisriguruaakash
28 күн бұрын
Try Union Bank of India. Lesser rate of interest
My bank gave me no moratorium period
Bro toh fir IIM ka liya kha sa fees arrange kara
Bhai pls made video on AI effects on education Because I am going to pursue bachelor in international management in germany
@murradonrun
Ай бұрын
I already made a video for commerce and AI -kzread.info/dash/bejne/paKb28GnYqaupMY.html watch this
@arnavsoman3791
Ай бұрын
@@murradonrun Thank you so much murrad for providing information on each topic
Sir make video on cyprus study visa
I have a GMAT score of 730, along with a strong social profile and excellent academic credentials. Additionally, I own a small-scale business that I started one year after graduating, it has been almost 3 years since graduation.I'm confident about securing admission to a top business school in the USA, but my main concern is the financial aspect, as I don't have any assets like a house to provide as collateral. Could someone explain how it's possible to obtain a loan for such a substantial amount (almost $150,000, excluding scholarships)? I was thinking about Stanford,harvard, wharton,Mit and such while writing the financial aspect of the above paragraph.
@hobbycaddy
24 күн бұрын
Apply with 15+ reputed banks by filling out a single form and compare their collateral-free offers. Apply Now with Fee Caddy
I still didn't get about time period😢
Murrad bhaiya is best
Can ca students get education loan ?
Hi murrad I recently connected to your team to get help with my application for public german University bachelor's. But i got to know that you only help with private universities for bachelor's in Germany whereas you suggest in your videos that punlic is best but you guys dont even help with that.
Murrad I have an offer from UCD Dublin for finance and economics for bachelors should I go for it??
@murradonrun
Ай бұрын
Yes if you have the funds go for it yess
Bro,i took the application for a non-collateral loan.Because i don't have the value of collateral as same as fees.Colleteral value is less.So i want to take a non-colleteral loan through online media like upcreds,gyandhan etc.I think they don't have any public banks with them.They met me with other private banks as well like credila hdfc and others.Is there any problem while i move like this?please reply to me asap.
@hobbycaddy
24 күн бұрын
Apply with 15+ reputed banks by filling out a single form and compare their collateral-free offers. Apply Now with Fee Caddy
Hi Murrad I’ve got admit from Warwick Business School for MIM program, how is the university and career aspects after graduation from Warwick?
@hobbycaddy
24 күн бұрын
Apply with 15+ reputed banks by filling out a single form and compare their collateral-free offers. Apply Now with Fee Caddy
Hii murrad just wanted to know your team success rate for study abroad as it is not mentioned anywhere on google or any reviews plz Let me know any of your success stories with students and just wanna is this team of yours really legitimate and work towards us to get the admissions
Hey Murad what suggest on Birmingham city university masters programme in finance & investment or in marketing ?
@djrojit
19 күн бұрын
Murad has already explained several times in many videos about choosing the right university. From what I've understood, it's better to stay in India rather than go to mid-level universities for specialized courses. Try to get enrolled in top-tier universities, such as the University of Liverpool, London Business School, Imperial College London, Edinburgh Business School, to name a few.
bhai mera to kaat dia bhai , yea video 2 saal pehle dena chaiye tha
Sir muze bs 4lakh ka loan chaiye kaise milega college wale bcom. Degree mang rhe hai
Sir,please make Video on scholar loan SBI bank
Yeha 100% reality hai mere btech iss he wajha se mera btech choota gaua 😢
Is maynooth university or university of Auckland better for bachelors in business?
@hobbycaddy
24 күн бұрын
Apply with 15+ reputed banks by filling out a single form and compare their collateral-free offers. Apply Now with Fee Caddy
Can someone please explain it in English?
Bhai aisa maat bolo maney leliya hai 1 month before😭🧑🎓
gen obc walo ko jinko college nahi mila wo kaya kare bhai
Bruhh your way of explanation is awesome.. keep growing❤❤
@murradonrun
Ай бұрын
Thanks alot man, you guys keep me motivated
Hi Murrad, I definitely agree with your stance but In India, majority of people has to take Education Loan as they are from middle class and salary range is more than any subsidiaries eligibility. Inflation increases but there is never change in criteria for income category (for scholarship, even the reservation is myth now days for majority people ), I am currently in process of applying for student loan, as a student i do not have funds to pay my fees so education loan is one option to take. Also the main aim that i will keep in mind to take a long around 10 years and try to pay the loan as soon as possible.
Hi Murrad Western Australia university for masters in finance or smurfit business school Ireland ?
@murradonrun
Ай бұрын
Western Australia looks better
@Proooooooyytrtgbh2479
20 күн бұрын
Hi any insight people saying australia has got strict
@paulsharma4807
20 күн бұрын
@@Proooooooyytrtgbh2479 super strict!!!! make sure you have good finances along with justification and apply only Go8 and level 1 universities not below
Toh ham loan na le?
Should i go to spain for bachelor degree in finnance bro please reply and make one video on spain also.
@murradonrun
Ай бұрын
if you can speak spanish 100% go for it
My murrad pls tell me can i take loan from Mpower savings for my MBA at 14 % interest rate??
@hobbycaddy
24 күн бұрын
Apply with 15+ reputed banks by filling out a single form and compare their collateral-free offers. Apply Now with Fee Caddy
Hi murrad i have got masters offer from University of Liverpool i have to take up 40 lakh as loan i dont have any savings so. But here back in hometown i have 12 lpa salary in mid level company. So should i go ahead with it or not. As uk has bad job market
@hobbycaddy
24 күн бұрын
Apply with 15+ reputed banks by filling out a single form and compare their collateral-free offers. Apply Now with Fee Caddy
BA in I/O psychology or BA in economics and finance which is better to do in Australia please help me out murad
@singaporeserver-sh8vc
24 күн бұрын
Kya ghanta rakkha hai Australia me, waise bhi yeh course hi bekar hai
@sharmaarushi3560
23 күн бұрын
@@singaporeserver-sh8vc who said that
1 year studying in
Unsecured loan me jammen ke document show karwne hote hai ya girvi rakhe jaate hai
@mayanksinghchouhan1691
3 күн бұрын
Bhai girvi rakhne padhte hai
Problem toh sab batate h solution batao
Planning to study in aus for cs ( software dev ) , first target monash , second , UWAS . Good plan or not ?
@viijaikarnwal8677
Ай бұрын
Same RMIT
@humanscums
Ай бұрын
Me either
@hobbycaddy
24 күн бұрын
Apply with 15+ reputed banks by filling out a single form and compare their collateral-free offers. Apply Now with Fee Caddy
Interest Rate is 9.05 % for me.(SBI Education Loan) .It is good for me.
@murradonrun
29 күн бұрын
Yes it’s good
@user-qw7ic2xu2n
29 күн бұрын
Till how much money we can get as loan? What if I want 30lakh..
Problem bata rahe ho solution nhi batao
Bhai mujhe state bank of india me mujhe 11.15% per de rhe hain education loan
Sir aap yeh btaa dijiye ham kaise maximum scholarship le sktee h or uske liye apne aap ko eligible kr skte h 4-5 months me . Plss sir
@murradonrun
Ай бұрын
next week isi pe video dalne wala hu
Murrad bhai is brother of mohak mangal bhai
NTA neet plz
God bless you bhai😊