Subscribe us for TDS Saving on FD Interest. Team Income Tax Wala

@bestgrammartipswitharchana9508

29 күн бұрын

Agar 80 lacs ke kareeb amount ho to kya Karen. Account kitne banks mei kholein, senior citizens ke liye hai yeh question

@bestgrammartipswitharchana9508

29 күн бұрын

15 H regularly bhara jata hai. Return nahi bharte hain agar to kya hoga.

आज-कल तो सारे बैंको में आधार पेनकार्ड लिंक करवाया है तो इंकमटैक्स पोर्टल पर सारे बैंकों के खाते दिखते है तो ऐसे केस में टेक्स कैसे बचाएं?????

@MrKhabbu

22 күн бұрын

@@vimaltelang9054 very simple . Either study the IT act and current provisions or consult a CA. Take advantage of the options under Sections 80 C/D /G to the maximum.

Nice information ❤❤❤

Thankuu Sir .good information k liy

@incometaxwallah

Ай бұрын

always welcome share this video max to aware people

🎉 Thanks a lot for a very useful informative video.👏👏👏👌👌👍

@incometaxwallah

2 ай бұрын

Glad it was helpful!

Sir, bond me investment kiya hai to kis ko tds form dena hai bank ko ya corporate company, government bond,kis ko please reply or kab dena hai

Thanku Very Much Sir

@incometaxwallah

Ай бұрын

glad you like our videos

very good, thanx a lot

@incometaxwallah

Ай бұрын

Thanks Do subscribe to our channel for more informative videos

Very nice vidio bahut accha Apne bataya thanks sir

@incometaxwallah

10 күн бұрын

Glad you like our videos thanks

Sir the position you explained in a very nice way and very much helpful. Thanks.

@incometaxwallah

25 күн бұрын

glad you find it useful Thanks subscribe this channel also to ask more questions

Thank you for the valuable information.

@incometaxwallah

Ай бұрын

Glad you like our videos ☺️

Very informative video thanks Sir

@incometaxwallah

Ай бұрын

Most welcome thanks

Very much useful,.... By watching ur video I saved money......

@incometaxwallah

2 ай бұрын

Glad I could help

GR8 thnx sir

@incometaxwallah

Ай бұрын

Most welcome, thanks

Thank you Sir Very nice information

@incometaxwallah

Ай бұрын

Glad you like our videos

Thanks sir

@incometaxwallah

Ай бұрын

Welcome

informative, key learning for people filing taxes ie not to submit forms of 15G/15H if falling under taxable income slabs

@incometaxwallah

2 ай бұрын

Thanks, it's applicable in both tax slabs

Valuable topic

@incometaxwallah

Ай бұрын

Thanks Subodh - keep watching and sharing our videos

Thank you for your very good video

@incometaxwallah

Ай бұрын

Glad you liked it

For a sr.citizen. rebate on FD intt.is 50000/ whether SB intt. rebate of 10000/ is in addition or inclusive in 50000/ pl. clarify

waah sir kya explain kiya hai..thank you...aur bhi vedio bna do pls sir ek individual salaried or pensioner k liye...tax kese bachaye uske regarding

@incometaxwallah

2 ай бұрын

Thankyou so much, we will consider your concern. Soon you will get such kind of video, Here is one unique video for you. watch till end. kzread.info/dash/bejne/oJ-Tr5qdgtC8l84.html

what should be the maximum amount written in post office Scss scheme 15 H form to avoid income tax according to New tax Regime

Very Nice information, Sir 😊

@incometaxwallah

2 ай бұрын

Thanks and welcome

Very good information

@incometaxwallah

2 ай бұрын

Glad you like our videos. Keep watching and sharing

Very good video. Dear.

@incometaxwallah

2 ай бұрын

Many many thanks

Your way of teaching is very nice sir

@incometaxwallah

2 ай бұрын

Glad you like our way of explaining

Very nice 🎉🎉

@incometaxwallah

Ай бұрын

Thank you! Cheers!

sir agar kisika FD 5 sal se chal raha hai or ushne FD Interest 1000000 ka mature hua hai is sal jo ki AIS main Show kar raha hain likin o har sal ka interest ka income ITR main show karta hai. or jo balance Interest income hain o is sal dikhayga .. is this right Method? keya koi Notice A sakta iske liye ?

Sir meri mother ka annual income kuch nhi hai fir bhi bank me 2lakh annual income mention hai adhar- pan link nhi hai. FD me 20% tds deduct ho rha hai, Kya mai itr file kar skta hu? Ya adhar pan link karke itr file karu?

Good

@incometaxwallah

Ай бұрын

Thanks

Kya June ke baad Form 15G bhar sakte hain? yaa TDS deduct ho jaata hai 1st July se he?

Hello , what will be total tax if there is income of 24 lacs from bank FD and there is no other income in the same financial year and news tax regime is used . Many thanks

Mere EPF me pichle 3 company ka EPF add hua hai 2018 se 2024 tak. Akhri company me sirf 9 month kaam kiya hai June 2024 tak. Agar hum abhi pura EPF amount withdrawal kare to tax bharna padega kya.

Pension income also taxable?

Sir agar Age 60+ hai or usne form 15H bank me jama kiya huva hai....fd tds deduction na ho esliye....but Unka FD internet 3,60000/- to kya 80ttb me claim kar sakte hai....

Meri beti h uske name par fd h m govt teacher hu kya beti ko bhi ITR fill karna padega

Sir my salary is 3lakh 60 thousand per year and ager yearly FD income 40 thousand se jada hai tho kya mera tax deduct hoga ?

Sirji apartment maintenance amount five lacs hai pan card nahi hai Tds kaise bachaya Jay pl guid

Sir mujhe seving account se 42 thousand kaa intrust mila. Or FD se 35 thousand kaa intrust mila. To kya mera bhe TDS deduct hoga.. meri ITR 5.5 lakh ke hai.. plz ans

Sir मै आपका न्यू सब्सक्राइबर हुँ.

@incometaxwallah

Ай бұрын

Thankyou so much 👍

Sir ...Agar mera fd par interest 23000 hn..or yeh income from other sources par show ho raha...aur iske karan mera tax nikal raha...kya ye kisi exemption mn aayega...kaha jaata hn 40000 tk tax ni padta

Thank you very much for sharing useful knowledge. A query - suppose a person come under IT 20%. Slab. In addition, his 30 lacs FDs in 10 banks. Banks will not deduct IT. But after adding complete interest from all 10 FDs in 26AS, whether IT will be payable or not. Hope my question is clear plz. All the best !

@incometaxwallah

Ай бұрын

see if you are covered under 20% tax slab , then let the bank deduct TDS . there is no benefit of FD in 10 banks . you have to pay tax on entrire interest on 30 Lac fd as per your applicable tax salb rates. Subscribe this channel for more updates and quick answers

These deduction allowed in New Tax regime

Aajkl to aadhar n pancard khate se link rhta h sir... To kya kre jo tds na kte

Sir here with fd interest can be add rd interest or only fd interest?

@incometaxwallah

2 ай бұрын

fd interest and rd interest both are different

I have been told that in new tax regime No Deduction is allowed. So investing in PPF, mutual fund etc is of no use. Please tell me about this. Thanks

@incometaxwallah

Ай бұрын

this is right but still new tax regime has few deductions watch this video till last to understand kzread.info/dash/bejne/hGapushtpcewico.html Subscribe this channel for valuable updates

I dont come under tax slab as my income is less than 2.5 lac pa, but Sir my question is, as u said we can diversify our fd in different banks for eg. 15 lacs in 3 banks. But through pan card the income tax department can trace our interest income on fd??. So what is the use of doing fd in different banks sir.

@incometaxwallah

Ай бұрын

see, diversify of income is just for avoid tds. in your itr , you must show all income from all sources .

15G/15H form कोनसे व्यक्ती भरे gross total income 250000/-₹से कम हो या taxable income250000/₹से कम हो pl explain eg one person have gross total income 300000/-₹ and he invest 150000/-₹ in NSC U/S 80CC can this person submite 15G form in bank?

Sir If i do fill Itr then there have any need to submit further 15 g ?

@incometaxwallah

2 ай бұрын

see form 15 g or 15 h is for avoiding tds . it does not have any link of filing of itr or not. but it is recommended to file itr always

New TDS limit kitna hai

पेंशनर्स के लिए टेक्स बचाने के लिए बतायें

How much amount earning if I cross in a financial year, then I have to submit itr ? Please mention that amount

@incometaxwallah

2 ай бұрын

watch these two videos till end for solution kzread.info/dash/bejne/nZNptJmfqryzoLg.html kzread.info/dash/bejne/imZ3mdGbaNivgKQ.html

Thanks sir kya nre account me bhi tds deduct hota hai

@incometaxwallah

2 ай бұрын

yes

Sir total income below basic exemption hai.. PY 23-24 Fd par int TDS kata hai... For py 23-24 Kaise refund claim kar sakte hai.. for py 23-24individual below 60.....

@TheCANexus

Ай бұрын

Iske liye konsa itr bharna padega agar pension income bhi sath sath..

Sir agr income from all sources 6.5 lac h annually toh 15g/h submit kar skte haina??

@incometaxwallah

2 ай бұрын

Yes, if file itr in new tax regime

मैंने 15 H भरा था उसके बाद AIS मे आ रहा है, और सभी बैंक की FD मिलाकर 3 लख से उप्पर और सेविंग 97000 बन रहा है और पेंशन 4 लख के करेब तो TAX मे आ रही है क्या कुछ HO सकता है

NSir, if I get more than 40k( suppose 46k) in 2 year, then there have any tds ? as ,I can't get this amount in a year, I am getting it in 2 year . Please reply sir

@incometaxwallah

2 ай бұрын

46k in two years, no tds applicable on you. you asked intelligent questions. Thanks and keep asking

Helpful information sir .I am a medical practitioner.how can submit 15 G online if a current account

@incometaxwallah

Ай бұрын

yes, if your income is not taxable.

Accrual Interest aur Interest paid mai kya different hai Meri 800000 ki f.d.jo annual meture hoti hai aur tds cut hoker rupees credit hua phir intrest ma quarterly mila alsa dikhate hai to kya karu?

@incometaxwallah

2 ай бұрын

accured interest mean jo interest aapne kama liya lekin milega maturity pe. interest paid - yaani jo interest aapne kamaya aur aapke bank mai jama ho chuka hain

Please advise. I have sold inherited property for less than Rs.50 lacs. Am I eligible for tax rebate on this amount, please inform. Thanks

@incometaxwallah

2 ай бұрын

see, inherited property covered under income form capital gain. you are eligible or not - it depend upon your income (capital gain + pensions + interest etc)

one question.... ye jo fd ki income itr me show krna jaruri hota hai .. kya ye sirf unke liye jaruri hai jo interest ka payout monthly savings account me lete hai ya jo cumulative fd rkhte hai unke liye bhi jaruri hota hai.. by the way you got a new subscriber 😊

@incometaxwallah

2 ай бұрын

1. FD ki income itr mai show karna madantory h. 2. interest monthly mile ya cumulative. it mandatory for all A BIG THANKYOUR for being our subscriber. We welcome you in our Subscribe family.

@rajivsarmah8413

14 күн бұрын

​@@incometaxwallahis interest on fixed deposit in post office calculated together on maturity or that of recurring deposit in post office tax exempted. Fully or partially.

if i earn more than 1 lakh in a financial year from mutual fund,thrn 10% tax is applicable on total earnings or that exceeds 1 lakhs ?? please reply sir

@incometaxwallah

2 ай бұрын

Also subscribe our channel for more informative videos

Any tax deductible on RD in bank please? I am a defence pensioner.

@incometaxwallah

Ай бұрын

yes , if total interest on rd in a year is more than 50 k

Sir new tax regime ki itr fill karne per ppf main 150000 jama karne par ppf main koi tax katega meri itr nill hai ji

@incometaxwallah

Ай бұрын

new tax regime mai PPF mai 150000 jama karne ki koi deduction nahi h watch this video till end kzread.info/dash/bejne/iphr0NuDYNu6qLA.html subscribe this channel for more updates

Sir total income upto ₹.2.5 lacs I think no income tax will be pay (1 year) it is correct sir?

@incometaxwallah

Ай бұрын

Yes, correct

Sir ur suggestions are really amazing but agar fd 5 lkh se jyada alg-2 bank me krenge to total income jyada ho jayegi then they will send u notice to ask details of income? Plz reply🙏🙏

@incometaxwallah

Ай бұрын

First of all , Thank you so much for your compliments, See, interest income agar 40k se jyada hoti h to form 15g/h file kijiye koi notice nahi aayga

@kushyadav2077

Ай бұрын

@@incometaxwallah thnks fr the reply sir but I'm asking ki it department can send notice for the amnt that u have deposited in each bank ki us income pe tax bhariye jispe inntrst Mila hai.

@incometaxwallah

Ай бұрын

income tax notice tab bhejega jab aap aapni saari interest income ko itr mai show nahi karoge.

Sir Postal MIS 4400/-pm Bank FD interest single account 70,000/- yearly. LIC premium ₹20,000 /- yearly only. Husband pensioner age 50 Jt account Pensioner account ₹35,000/- pm, Bank me 15g form barsakte hai, koi other income nahi hai house wife. ITR barna hoga.

@incometaxwallah

Ай бұрын

Form 15 g file kar sakte h. Koi problem nahi hai

@ntpc5497

Ай бұрын

Sir of a person is getting 1 lakh rs in his account Of which 50000 I's from the post office fd Than how much it will be deducted

@incometaxwallah

Ай бұрын

15g file karne ke baad zero tax deducted

Ek sr citison pensnr first time I t return fail karna chahtahai un ko f d interst bi athahai

@incometaxwallah

2 ай бұрын

Yes. fd interest bhi itr mai dalna hain infact, saari income itr mai likhni hain

Sir, Im senior citizen of 69 having only interest income of Rs.125000/- .Plz.confirm whether or not I need to fille ITR. Thanks

@incometaxwallah

Ай бұрын

no need to file itr

What benefits Govt give in lieu of taxes we pay?

@incometaxwallah

Ай бұрын

You are right 👍

Sir meyhod no 2 , in total the FD amount is sum of all four banks so how no income tax

@incometaxwallah

Ай бұрын

We are talking about no TDS on fd. And if Income above taxable limit than tax has to pay. Tax regime also must consider

Sir, good evening Sir m salaried nhi hu ..nahi business etc karta hu... Self employed hu ...thoda bohat kama leta hu... Aur m stocks m invest karta hu... halaki mera koi tax nhi kata ...jab ki mne form 26As padha hai to usme tax deducted nil hai.... Sab sections m ...To kya mujhe itr file karna cchiye? M bohat confused hu...ki itr kab file nhi karna chiye.

@incometaxwallah

24 күн бұрын

100% itr file karna chahiye. Due to share trading

Sir agar Ek hi bank mein 2 lakh ki 5 fd karaali alg alg dates ki..kya tab bhi tds katega? Kyunki sath m to 40000 kisi b fd ka interest nahi aega.

@incometaxwallah

17 күн бұрын

Alag alag bank m karni h

Sir mi 14 lakh ka fd karana chahta hu SBI yono se to 400 din ka 7.10% wala to kya tds katega aur katega to kya karna hoga.and i am railway employees but income less than 5 lakh aprox 4 lakh .

@incometaxwallah

Ай бұрын

aap bank mai form 15 G submit ker dijiye - aur apani itr new tax regime mai file kijiye salaried persons ke liye 7.50 lac income tax free h

80G में 60000 दान करने पर क्या फार्म 10E भरना अनिवार्य है क्या सर जी, कृपया बताने की कृपा करें।

@incometaxwallah

21 күн бұрын

जरुरी नही हैं

Sr Seenier citizens ko kitna income par tex chut he batayenge plase

@anilkumarmittal1879

2 ай бұрын

Ham retired person he meri FD se 3900000/- income hui he aur 34921/- TDS kata gaya he mex. Kitna intrest tak choot he hamko batayiega sr please

@incometaxwallah

2 ай бұрын

interest of 50,000 ki deductions hain senior citizen ke liye. income tax mai aapke liye basic exemption limit h 3 lac rs.

I receive my rental income from my son + pension from govt department I have filled itr 1 is this ok

@incometaxwallah

10 күн бұрын

yes

Can you Please Focus on NRO Account Holders TDS .

@incometaxwallah

2 ай бұрын

Sure. wait for our coming videos

@chandrannair116

2 ай бұрын

Give me contact number

@incometaxwallah

2 ай бұрын

whatsapp 8448820207

Sir ji Meri income700000 lakh se Kam hai But My son Canada and Newziland m hai Unki Tfr per bhi tds Kate ga ,? haNewziland New

@incometaxwallah

Ай бұрын

no tds deduct

New tax me health insurance premium bhi nhi allow hai sir guide

@incometaxwallah

Ай бұрын

Not allowed medical benefits in new tax regime

Aaj kal bina pan ke koi bhi transaction nahi ho sakta to fir system ko automatic hi age ka sangyan le kar tds usi hisab se Kate.

@incometaxwallah

Ай бұрын

you are right , but tds save kiya ja sakta h

@MrKhabbu

22 күн бұрын

@@incometaxwallah yes but form 15 G/H bharna hoga aur submit karna hoga. At least seniors ki age ka computer dhyan rakhe to unko to rahat ho jayegi. And going one step further it can be done for all . Total income is already reported to the department and computer can automatically recognize who’s income is taxable and whose is not. This form filling is waste of paper time and man hours in the banking and finance sectors. This is now possible because not a single transaction is possible without PAN and Adhaar is already linked .

What is the situation of today's budget.

@incometaxwallah

15 күн бұрын

in our view its a tax collection budget only - watch this kzread.info/dash/bejne/mHqI27iqXZyuldI.html

Sir, will I get a total of Rs. 18,000 interest in just one year or will I get a total of Rs. 80,000 to 85,000 in 5 years and the bank will deduct TDS? Please help sir

@incometaxwallah

Ай бұрын

no tds applicable on 18k . it is counted per year wise

Sir jdi job par tax bar rhe h,to fd par 40k tak ka interst Bina tds pa skte h kea

@incometaxwallah

Ай бұрын

yes,

Sir after retirement mere father ko 3000000 mile wo use 1500000 ki 2 senior citizen saving scheme me lgana chahte h Kya uske intrest pr tds katega Or agr katega to kaise bacha skte h

@incometaxwallah

5 сағат бұрын

1. aap invest kar sakte hain SCSS mai 2. tds katega and file form 15H to avoid tds subscribe this channel for more updates

How do you claim for 87a rebat?

@incometaxwallah

Ай бұрын

download this Auto Tax Calculator and feed income figures upto 7 lac in new tax regime. section 87a tax rebate will be cleared bit.ly/AUTO-TAX-CALCULATOR-AY-2024-25

Bank tds katke h dete hai irrespective of fd amount

@incometaxwallah

8 күн бұрын

Aisa nahi h. Aap hamare way follow kijiye TDS nahi katega

Sir is there have any way to avoid 10% ltcg from index mutual fund if total earning exceeds 1 lakh?

@incometaxwallah

2 ай бұрын

No way

क्या itr भरना जरूरी है। यदि ब्याज से आय 4लाख हो एक ब नागरिक ।

@incometaxwallah

13 күн бұрын

Yes

Aapke bataye hue tarike se agar FD 3-4 banks spread Karen to yeh sare interest club nahin ho jayenge. Secondly agar aap taxable income ke under aate hain to bhi aisa diversification se tax bachaya ja sakte hain

@incometaxwallah

Ай бұрын

1. club honge but itr mai . aur itr mai taxable income 7 lac hain 2. second point mai you are absolutely right. if any taxpayers has income above taxable limit then no need to file 15 g/h or any other things

Alag alag bank me FD pr to to TDS nhi katega aaisa aap keh rahe Pr PAN CARD to link rehta h dono bank me Reply please

@rahulchoudhury7176

13 күн бұрын

@@VK-Tech11 yes I have same question..pan se sob pata chalta hai

Sir june 2024 ke months mai mai apne papa ka 15H form submit kiya tha mere papa ko 4 FD kiye jisame se har month intrest aata hai but iss baar iss baar 2 FD se jo intrest mila usme TDS deduct nhi huaa but baki ka 2 FD se jo interest milna tha usme se 10% TDS deduct ho gaya pahli baar aisa huaa pls reply apka reply ka intzar rahega sir

@independentthinker7970

11 күн бұрын

Total Interest 40000 se jyada ho gaya hoga

if i earn more than 40,000 in a financial year from fd 10% tax is applicable on total earnings or that exceeds 40 ,000

@incometaxwallah

2 ай бұрын

10% tds applicable on total interest on fd . however, you can save it as per video guidelines given by us Also subscribe our channel for more informative videos

@GauravSharma-fx1bz

2 ай бұрын

@@incometaxwallah is thr need to fill 15h or g if intrst more th 50,000. Or agr kam hi ha 40000 se tho tho bank katega hi nhi. Or agar jada ha tho fill kar k bhi kaya fayeda

Sir I am a retired 65 yr old my income is from interest pension RBI bond dividend but I come know only at the end of year how much amount I have earned from above sources so can I give form 15 H to bank

@incometaxwallah

2 ай бұрын

see, form 15H are given on the basis of estimated income. so if you have your estimated income during 01st April 24 to 31st march 2025 is below taxable . then you file form to bank

@manojbathla4348

2 ай бұрын

@@incometaxwallah sir bank waale fdr banate he form 15 H le lete ha aur maine submit bhi kiya ha vaise RBI BOND me 31000 TDS kat kar aata ha.

@incometaxwallah

2 ай бұрын

ok, RBI Bond ke TDS ko ITR mai claim ker lijiye and take refund.

@manojbathla4348

2 ай бұрын

@@incometaxwallah Thanks

@manojbathla4348

2 ай бұрын

@@incometaxwallah Sir mera CAbolta ha form 15 H mat do meri income 6 lac ke aas pass ha 1.5 lac 80 C me save karta hu NSC se .kya sir form 15 H dena galat ha

Central government employees health insurance.ka rebate le Sakata hai ki nahi

@incometaxwallah

23 күн бұрын

Lr sakte h. If paid health insurance premiums

15 g or 15 H me declare karna hota hai ki aapne kitne bank me ye form submit kiya hai aur waha ki income

@incometaxwallah

2 ай бұрын

No

पोस्ट मे FDR intrest par tds nahi katta jatta hai only 5year sccs intrest me TDS deduction hota hai

@incometaxwallah

2 ай бұрын

form 15h submit kera kijiye

❤❤

@incometaxwallah

2 ай бұрын

Glad you like our videos

Sir is there have any tds in rd like fd .if yes then please mention the rules

@incometaxwallah

2 ай бұрын

same rules applicable

@priyabrotaghosh9432

2 ай бұрын

If fd+rd > 40k in a year then there have any tdas ?

@incometaxwallah

Ай бұрын

no

What about MIS

@incometaxwallah

Ай бұрын

Monthly Income Scheme