Retirement-க்கு அப்புறம் வேலைக்கு போகாம சம்பாதிக்க இதுதான் ஒரே வழி? | Financial planning | Budget

#money #investment #retirement
எதற்காக முதலீடு செய்கிறோமோ இல்லையோ, ஓய்வுகாலத்துக்காக அவசியம் முதலீடு செய்ய வேண்டும் என்பது நிதி ஆலோசகர்களின் முதன்மையான கருத்து. ஓய்வுகாலத்துக்காக எப்படி முதலீடு செய்வது, எதில் முதலீடு செய்தால் அதிக லாபம் கிடைக்கும் என்கிற பல விஷயங்களை இந்த வீடியோவில் பேசுகிறார் முதலீட்டு ஆலோசகர் ஏ.கே.நாராயண்.
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Пікірлер: 85

  • @vksdigitallibrary
    @vksdigitallibrary Жыл бұрын

    எல்லாரும் நல்ல சொல்லுறீங்க, யாரும் confirmed return தரும் என்று சொல்ல மடிங்கிரெங்க. 8 to 10 percenrage na post office Rd, kvb இதிலேயே பாதுகாப்பாக பொடுகோவீன்

  • @venkateshe8377

    @venkateshe8377

    Жыл бұрын

    Sir confirm ah long time ku above 12 perc returns varum.

  • @devakumar5705

    @devakumar5705

    Жыл бұрын

    Bank திவால் ஆச்சுனா Fixed deposit கூட confirm கிடையாது.ரிஸ்க் வேரியேஷன் வித்தியாசம் அவ்வளவுதான்..

  • @goodlife6116

    @goodlife6116

    10 ай бұрын

    Fraud பசங்க sip,mutual, bond nu எமத்துவாங்க...post office, land is best

  • @vksdigitallibrary
    @vksdigitallibrary Жыл бұрын

    எல்லாரும் அவரவர் business தான் பர்குரிங்க, நோ one help people ra mind set.

  • @yaseenfa83
    @yaseenfa83 Жыл бұрын

    நல்ல ஆலோசனை..பின்பற்றுவதற்கு முயற்சி செய்கிறோம்

  • @srinivasanp879
    @srinivasanp879 Жыл бұрын

    OK.Sir, can you suggest an honest advisor.

  • @thirupathit9803
    @thirupathit9803 Жыл бұрын

    Excellent👍

  • @devakumar5705
    @devakumar5705 Жыл бұрын

    Best advice❤

  • @chandanakumar5370

    @chandanakumar5370

    Жыл бұрын

    Mutual fund return calculation kzread.info/dash/bejne/l4ysz5Wal9G_ndo.html

  • @singaramr2797
    @singaramr2797 Жыл бұрын

    Not wise idea. Gold and land are safer investments. People need more awareness.

  • @venky1973

    @venky1973

    Жыл бұрын

    Comedy

  • @koushikmuthu2805
    @koushikmuthu2805 Жыл бұрын

    Nps is best option sir?

  • @kamaraj2ssnce
    @kamaraj2ssnce Жыл бұрын

    I think the information on gold is not correct. One can retire on gold and live in any country

  • @vinothrajendran858
    @vinothrajendran858 Жыл бұрын

    Tax saving mutual fund la can we expect 10% returns?

  • @ramadasraju5192
    @ramadasraju5192 Жыл бұрын

    Narayan bio data ?

  • @pandianreview2276
    @pandianreview2276 Жыл бұрын

    Yes this guy wrongly guide to all, in my own experience plot and Agri lands only after 10 or 15 years good return, not house rent, he told after 60 years sale is difficult, he is wrong, it's purely promotion video... I am not land broker, I am an automobile engineer, working private company past 25 year's invest land only, no worries for my retirement ,don't invest share marketing etc etc @total loss,

  • @prabhu33333

    @prabhu33333

    Жыл бұрын

    You are right better to invest in land /Plot is the good option . If we buy for 20 L atleast in 20 years it would be in crores . Depends on area and development. Choose good plot in right location.

  • @Morrispagan
    @Morrispagan Жыл бұрын

    NRI க்கு PF இருக்குதா?

  • @sundarraman6094
    @sundarraman6094 Жыл бұрын

    Many economist and financial advisors says "This is right time to invest in Gold" but i am surprised your are not encouraging in Gold investment. Why ???? This will confuse common people.

  • @chandanakumar5370

    @chandanakumar5370

    Жыл бұрын

    Don't invest in gold now

  • @iafkan855g

    @iafkan855g

    Жыл бұрын

    Don't consider gold as an investment... Consider it as a hedge...

  • @jayakumar1561

    @jayakumar1561

    Жыл бұрын

    This is not a right time to invest in Gold. In last 6 months price increased more than 25%.

  • @MS-ew2uq

    @MS-ew2uq

    Жыл бұрын

    @@jayakumar1561 so won't it increase further? If we invest today ? Plz explain y not

  • @goodlife6116

    @goodlife6116

    10 ай бұрын

    இவர் sip,stock, mutual சொல்லி சம்பதிகணும் இல்ல...

  • @daredevl6657
    @daredevl665711 ай бұрын

    Why not give exact fund name? There are 100's of SIPs.

  • @ShahulHameed-do1mb
    @ShahulHameed-do1mb Жыл бұрын

    Best for investment bank, no one come to share old age no fight anyone

  • @meenatchikumar5759
    @meenatchikumar5759 Жыл бұрын

    👌👌👌👍👍🙏🙏🙏

  • @chandanakumar5370

    @chandanakumar5370

    Жыл бұрын

    Mutual fund return details kzread.info/dash/bejne/l4ysz5Wal9G_ndo.html

  • @jyothilokesh5508
    @jyothilokesh5508 Жыл бұрын

    Enga eppadi invest pananum sir

  • @SurenderKumar-fc5mr

    @SurenderKumar-fc5mr

    Жыл бұрын

    Invest in nps tier 1

  • @thilagar1744
    @thilagar1744 Жыл бұрын

    யார் கிட்ட முதலீடு பண்ணணும் னு சொல்லுங்க

  • @thilagar1744
    @thilagar1744 Жыл бұрын

    Monthly SIP 6000 20years முதலீடு செய்தால் எவ்ளோ சார் கிடைக்கும் கடைசி யில்

  • @baskey12345

    @baskey12345

    10 ай бұрын

    i invested x amount in my age 22 continually in insurance based, after 20years , i got Rs 40k in 2014 understand how cleverly i was misguided & thus wasted my life time.

  • @Naveenkumar-wf2qo
    @Naveenkumar-wf2qo Жыл бұрын

    Nala mutual fund scheme la minimum 5K invest pana 30yrs ku nala return varum .

  • @sanuworks140

    @sanuworks140

    7 ай бұрын

    After swp panalam

  • @chellaashokkumar464
    @chellaashokkumar464 Жыл бұрын

    mutual fund நிலையானதா ? share market நிலையானதா ?

  • @muruganr4517

    @muruganr4517

    Жыл бұрын

    share market kandippa irukkum appa mutual fund um irukkum. entha company la podreengandrathuthan kurippida vendiyathu

  • @nandagopaldme2631

    @nandagopaldme2631

    Жыл бұрын

    Gold rate standard ah? aana gold vaangi vekiranga illa!

  • @senthilkumara8607

    @senthilkumara8607

    Жыл бұрын

    No, இந்த மாதிரி ஆளுங்களை நம்பாதிங்க.

  • @Honest5
    @Honest5 Жыл бұрын

    45 வயதிற்குள் 2 மனை வாங்கி அதில் 6 அல்லது 8 வீடுகள் கட்டி விட்டால், அதில் வரும் வாடகை பின்னாளில் பேருதவியாக இருக்கும்.

  • @Morrispagan

    @Morrispagan

    Жыл бұрын

    Do you did like that ..how is return sir

  • @kamakshinathan7143

    @kamakshinathan7143

    Жыл бұрын

    வாடகை வருமானம் மிக குறைவு. 40 லட்சம் செலவு செய்து வீடு கட்டினால் வாடகை ( area பொறுத்து ) ₹. 6000 முதல் ₹.10000 வரை கிடைக்கும். ஆனால், வங்கியில் போட்டாலே 40 லட்சத்திற்கு ₹.20000+ கிடைக்குமே. வீட்டிற்கு maintenance போன்ற செலவுகள், வாடகைக்கு விடுவதில் உள்ள risk எல்லாம் உண்டு.

  • @Honest5

    @Honest5

    Жыл бұрын

    @@kamakshinathan7143 இரண்டிலும் சில பிளஸ் மற்றும் மைனஸ் இரண்டும் உண்டு. நமக்கு எது வசதியோ அப்படி செய்து கொள்ளலாம்.

  • @kamakshinathan7143

    @kamakshinathan7143

    Жыл бұрын

    @@Honest5 ஆம். முற்றிலும் உண்மை.

  • @learnenglishsivaprasad8586

    @learnenglishsivaprasad8586

    Жыл бұрын

    You are right. This would be a good investment, which gives you a passive income later. I will go one step ahead. Instead of building a house, you may invest the same on a plot/land which will yield better returns than MFs

  • @devraj-qf7if
    @devraj-qf7if Жыл бұрын

    Shares mutuals are mafia

  • @janaarthanari4742
    @janaarthanari4742 Жыл бұрын

    Adani manipulating fund value, what action taken by SEBI? Why no surveillance regularly? This kind issues making bad impact to common people...

  • @Taylor7116
    @Taylor7116 Жыл бұрын

    Gold is awalys ultimate. On crisis only gold can save. Sir, side gap la chumma adichi vitutinga. Govt will never want an individual to accumulate gold and so you are talking their words here.

  • @kamakshinathan7143

    @kamakshinathan7143

    Жыл бұрын

    Gold is a safe investment. But returns will be low. Government is issuing gold bonds.

  • @Taylor7116

    @Taylor7116

    Жыл бұрын

    @@kamakshinathan7143 Return will be low but that's the safest if any crisis happen. he said not at all invest in gold that's what I don't agree. That's a wrong statement. If someone has 200-500 grms of gold may not invest in gold but others should definitely have gold. Again SGB is there cos govt doesn't want people to accumulate physical gold. Why countries accumulate gold? Why Russia and China accumulating gold? And why not an individual accumulate gold!!! Makes sense right.

  • @kamakshinathan7143

    @kamakshinathan7143

    Жыл бұрын

    @@Taylor7116 I completely agree with you sir. But, normally retirement plans will not take gold as good investment as the returns are low. The aim is accumulation and growth. Gold is considered good investment only when you are able to earn. Moreover, in india, craze for gold is more along with sentiments attached to it which makes it tough to dispose in times of need. I too feel gold is a reliable investment.

  • @rajeshkumar-cx1tn
    @rajeshkumar-cx1tn Жыл бұрын

    I think, these guys are sponsored by financial investment agencies...How come only mutual fund will be a good fit for retirement..

  • @krishnasamysivalingam6284

    @krishnasamysivalingam6284

    Жыл бұрын

    Yes I agree brainwashing people for assured retirement benefits we hav to go for simple Recurring deposit and again deposit matured amt in fixed deposits

  • @aknarayan4704

    @aknarayan4704

    Жыл бұрын

    Never come to conclusion so fast

  • @rvjagan7947
    @rvjagan7947 Жыл бұрын

    Age 50 can possible for any mutual fund

  • @venkateshe8377

    @venkateshe8377

    Жыл бұрын

    Yes definitely sir at any age we can invest in mutual fund.

  • @kamakshinathan7143

    @kamakshinathan7143

    Жыл бұрын

    Age is not a barrier. But returns will be less.

  • @luck-xi2je
    @luck-xi2je Жыл бұрын

    Sir investing in LIC SIIP is correct are not sir

  • @agilanshanmugam9253

    @agilanshanmugam9253

    Жыл бұрын

    LIC 18% Tax. ...

  • @AbdulGani-lz2ck
    @AbdulGani-lz2ck Жыл бұрын

    என்ன சொல்றீங்க? உரிக்க உரிக்க வெங்காயம்.....

  • @kumarpillai3951
    @kumarpillai3951 Жыл бұрын

    Sarayam kachuna nalla kasu😅

  • @kamakshinathan7143

    @kamakshinathan7143

    Жыл бұрын

    குடிச்சா?🤔

  • @kumarpillai3951

    @kumarpillai3951

    Жыл бұрын

    @@kamakshinathan7143 Kachiravanukku kasu

  • @kamakshinathan7143

    @kamakshinathan7143

    Жыл бұрын

    @@kumarpillai3951 செத்தா 10 லட்சம். 😀😀😀

  • @leocharles6664
    @leocharles6664 Жыл бұрын

    swp is wrong guidance.

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