Very well articulated. One more important thing for peaceful retirement is learning to accept end of the career. Till last minute don't wait for extension for few more years etc etc. If someone explicitly and passionately not telling your services need to continue, Please exit. I have seen many hearburns which have troubled mentally in post retirement phase.

Best approach according to me: We can keep emergency funds in bank fixed deposit and the returns generated from this fixed deposit can be used for SIP in equity mutual funds..

@balakameswararaodokka4781

28 күн бұрын

Excellent inputs.

Precise, practical and easy to understand presentation. Waiting for the next part.

We need some very good senior living caring gated communities in Mangalore area. Not the for profit enterprises which end up prescribing unwanted surgeries to maximize investors wealth. It is increasingly difficult for children to stay back and work in India for pathetic salaries owing to cheap labor concept with such high inflation. This leaves lots of parents behind in native towns. It is the need of the hour to protect innocent senior citizens from insurance industry, chronic capitalism and online scamsters.

Thank you for bringing up this strategies, I always look up to your video for update. Things appear strange right now. The value of the dollar is declining due to inflation, but it is increasing in comparison to other currencies and commodities such as gold and real estate. People are flocking to the dollar because they believe it is safer. I'm worried that rising inflation will cause my 400k in retirement funds to lose value.I'm really happy for today. I finally got my profit of 170k with my little investment of 45k on this Stock investment with the help of Miss Clara Brandon after feeling so ecstatic and heavy minded that nothing good can come out of it

@gabrielfernandez2307

Ай бұрын

That's true. I've been looking into different retirement strategies, and it seems like there are ways to make the most of your savings and investments without necessarily hitting that million-dollar mark.

@Gabrielandy738

Ай бұрын

She's mostly on the Telegrams, using the username

@Gabrielandy738

Ай бұрын

Clara Brandon this is her user ID

Excellent presentation. 🙏👍 It has well summarised what ever you had been talking about in most of your presentations.

Excellent session. Very very insightful. Thank you so much Dr. Bhat for arranging this.

Excellent advice , very true , this should not be limited to 55+ applicable to everyone , better start early to build the portfolio as you go.

Very well articulated. Fantastic presentation.

very nice...iam on same goal path and hopefully reach it in the next 3 years....very helpfull insights

Excellant presentation with high quality content !!! Hats off to NRI Money clinic for bringing quality resource persons 🎉

Excellent video with very valuable information that is well presented. Thank you!

Thank you for the wonderful investment and tax planning.

Excellent explanation. Waiting for part 2

Very clear, concise and precise. With real numbers. Very nice.

I request every individual at whatever age to see and educate yourself on handling your finances and preparing yourself to meet any eventuality be it retirement, health issues , child's marriage etc. ❤ God bless you Sir.

Excellent video, very informative. Awaiting part 2

Excellent. Waiting for next episode.

Thanks a lot for a simple and clear explanation. Superb presentation!

A very beautiful presentation by Mr Colaco 🎉🎉🎉

Excellent review. I recommend this should be followed. Very good presentation and practical. Good luck 👍

Very informative video for people of our age group. Thanks

Very well explained, also very precise, Thank you Sir

Thank you Dr Bhat and Mr Colaco for the excellent subject content & delivery. These are fundamentally important to the pre-retirees community & I wish everyone utilizes the information by implementating the concepts. Please also include the Regular Income Fund & Growth Fund options for the non-returning NRIs as well, since some of the instruments mentioned may not be applicable for this category. Thanks 👍

Wow excellent video Thank you sir to both of you

Thanks for this wonderful presentation

Very nice and useful episode, Sir. Thank you very much, Sir.

Highly useful guidance to consider the various options for reducing the retirement burdens..

Very very deeply researched advice 🎉🎉

Very very useful information.

Good information. Thanks.

Excellent presentation

Very good presentation

excellent thanks very much sir for guidance

Thanks a lot for such an informative session.

Outstanding lecture❤❤❤❤❤❤❤❤❤ thank you sir❤❤❤

Great knowledge ❤

Nicely explained.

Thank you.❤❤❤

Excellent video.

Excellent insights on retirement planning

Absolutely great inputs sir...

Well presented 👌

Very well explained 👏

one of the best video ❤

Thank u sir from Pakistan for making such good video...

Excellent

Excellent knowledge ❤

Excellent Session

Ty Sir, great video.

Very very useful ടോക്ക്.

Excellent video

Excellent👍

Very much useful

Bhatt Sir ji: I really appreciate for bringing Mr Gerard Colaco to share this presentation, it is very excellent even though you also mentioned all these things in your early videos, it is only complementing whatever you have been sharing for this age group. This is excellent finance lesson, not only finance but wholesome retirement planning. Keep up your services, citizens like us are immensely benefit through these true education channels. I also agree with some of the subscribers commented about including SGBs, Annuity schemes, Corporate FDs, NCDs, NPS, leveraging EPF higher pension etc. To optimize tax, one can create separate tax entity by opening HUF account & PAN.

@NRIMoneyClinic

2 ай бұрын

Thank you very much for your feedback

@NRIMoneyClinic

2 ай бұрын

Thank you very much for your kind words and feedback

Too good.

Excellent points presented. Don't know why SGB is not covered being tax efficient, i.e. tax exempted on maturity gains.

Dr Bhat, I have just a small suggestion to make with regards to deployment of Emergency fund. As the speaker rightly said that the emergency fund should be 12-30 months of a person's interest, it would be prudent to keep the liquid funds gains in the liquid funds as it will take care of the inflation part(expenses will grow as per inflation). In my opinion, emergency funds have no business being in equity funds. Overall an excellent video

We need tons of money.

Thanks for providing valuable content.. Could you also please create a video on withdraw plan for NRIs.. For ex., i have 50L and in my retirement how i can withdraw money without paying taxes

Super

😊 NICE

Does anyone find the ask for money on the side? to get banking or property work done in government offices in India ?

How do I contact you or your team for getting consultancy. My retirement is imminent

He not recommended ANNUITY for regular income because in other investment there is reinvestment risk involved. Please comment

Excellent Sir. Hope it is not only focused for NRIs. You should have started with how much corpus is required with some examples and thumb rules, then go into investment avenues. Nonetheless is was good. Do start next video with required Corpus

@NRIMoneyClinic

2 ай бұрын

Watch part 2 for answers

I enjoy all your shows as they are very relevant to NRI and sensible. Can you give me idea of charges that your company charges?

@NRIMoneyClinic

2 ай бұрын

You can send WhatsApp message on the number mentioned in the description box

Children becoming financially independent at the time of retirement may not be possible

❤❤

❤

Can SWP of mutual funds be a regular income? It is not mentioned in the session.

Retire with Grace at 55? Nonsense, my boss is 72yrs and he is still fit and healthy while 35yrs get heart attack. So it is not grace, it is a disgrace. Work untill you can do.

@sakthisundaram6092

2 ай бұрын

😂😂😂😂😂😂😂

Very useful