With due apologies to Mr Pai, I have had very bad experience with financial advisors who all seem to have vested interests to increase their commissions, incentives and targets to the obvious detriment of your finances. The worst scoundrels are the bank relationship managers.

@TheChromelover

3 ай бұрын

Yes. Choosing the right financial advisor is also important. Go for a SEBI Registered Investor Advisor. They are also called - Fee-only advisors. They will not have vested interests.

Really well articulated, I agree that not all that you have mentioned is a DIY

Valuable advice! Having a wife who is not financially literate can cost heavily.

Thanks. You have covered the major points for Retirement Planning. God bless you and your team.

Sir..I am regularly watching your episodes. I am of the view that institutions, private or public should educate youngsters to watch, understand and benefit from these values. I think HR departments could send links so that at least 50% employees would listen and benefit. Please endeavour to tie up with HR departments of big organisations like Tatas/ Bajaj/ PSU and private sector banks etc All the best.

Good points ❤ Diversify Investment and avoid complexity. Keep simple life post retirement ❤

Very well explained sir....with a beautiful ending ....the society needs such lesson ....

Thank you Mr. Bhat as always!

Invest in some Index funds, some rental properties, land and some FDs for emergency cash. Keep your health is good shape..

Good words of real concern as always. Thank you sir ... Watching your videos will keep us in right track of financial planning...❤

EXcellent explanation on retirement planning.

As usual something to learn..❤❤❤ love it and liked too. Thank u for the lovely content❤

Excellent eye opener Sir. Keep it up

Portfolio may be very handy as you build and grow by retirement 25% (Gold + FD) 25% (Mutual Funds SIP) 25%(Real estate - own house + rental) 25%(Retirement fund) Should be accessible as needed with decent growth potential. Adding health insurance could help you sleep peacefully 😂

Really a very informative and well researched and a very useful video especially for someone like me who is on the verge of retirement. Thank you so much sir.

Excellent

Thank you

Expense is inversely proportion to your age during most of post-retirement period, except in the domain of health.

Gold rates are increasing and given handsome returns in past 50 years. Can you please prepare video on gold investment it's benefits & disadvantages?

@harismuzaffar1151

Ай бұрын

Exactly !!!! Hoping for a clip on this !!

Very good

If you If you deposit FD for 10 years, the return will be double then fix deposit rate if you put at today’s 8% FD after 10 years, the return will be around 14.4% due to compounding

Great advise. Please make a video or an expert interview on creation of trust for the needs of special need children

Many of us are waiting to exit their holdings in stock markets and real estate and dreaming of investing in longer duration fixed income instruments. Alas interest rates are waiting to take a drastic u turn after elections and this will diminish our planned monthly cash flows by 10-20-30%, God only knows Rbi!!

Great, please make a video to explain the mistakes age 45 to 55.

@RichiRich11

3 ай бұрын

I am 43... save 3cr for retirement it would just be worth 30Lacks in 20 years... Annuity is worthless option What to do??

@RichiRich11

3 ай бұрын

@@manojsuri007 I would differ.... Incase there is a war or nuclear bomb blast, expect 3cr to be 3L in 20 years... some exposure in gold is a must

Thanks for the details and guidance. Can we have some guidance on type of investment options for those between age group is 45-55, staying in UAE or other gulf countries?

How much you charge for retirement planning

Really appreciate your representation,but can you suggest a blanket plan which we can follow and please send me the link for joining your channel. Thanks.

Sir, I have a health insurance from care for Rs 5 L for couple. Can I increase to 10 L now?

Dear Sir, To repay home loan early, it is advisable to make 1 or 2 EMI extra per year to principal amount... But instead of 1 EMI amount paying per year,can I pay that is equally small amounts per month to principal o/s amount? Will it make same impact? Pls assist

Please give a general idea how to plan a portfolio for retirement planning How to invest, in which funds,how much % in FD, how much % in SSCS, How much in Post, How much in Stocks How to plan a 2 crore portfolio

Do you have shortlisted partial real estate investments that are legally verified and ready for investment?

For a. 60 year old with about 2 crores retired, how much to invest in fixed income and Mutual funds.

What is your fees..?

Please recheck Nifty rolling returns w.r.t. your analysis

@NRIMoneyClinic

3 ай бұрын

Can you give me your calculation please . Let me have a look

@anoopverma9226

3 ай бұрын

@@NRIMoneyClinic If you look at rolling returns of Nifty 50 since 1999, average returns is15.37% with median of 13.3, but while discussing you were quoting much lower figures

I will appreciate if solution are given my age is 58 please suggest

@pda1935

3 ай бұрын

Do watch one of his past video on retirement income generation strategies. It talks about how to have a mix of different sources of income to fund your retirement cash flow.

You only give mistakes but what about solusion

@NRIMoneyClinic

3 ай бұрын

Reverse of mistake is solution.

@maneesha1681

3 ай бұрын

😂​@@NRIMoneyClinic

Bakwas video. No concrete solution.

@kishore314

3 ай бұрын

Solutions cannot be same for all. Be aware and think about the solutions for you.

@anilbakshi4505

2 ай бұрын

Even if you don't like the content please don't give comments like Banwas It may be useful for someone Or let us take it only for educational purposes

Excellent