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*Reason why Govt Banks have high NPA is because often Politicians give loan waiver to win elections but do not pay the Banks on time.*

@vivekkadyan6330

2 жыл бұрын

Name any?

@HimanshuKumar-yi3xe

2 жыл бұрын

Valid point👍

@shreyasshreyas12

2 жыл бұрын

Sahi kaha

@brijeshverma2174

2 жыл бұрын

Exactly

@sameerkrishnavines706

2 жыл бұрын

Sahi hai

ask private banks to open branches in rural and remote areas and then show their balance sheet in profit

@abinashjena2778

2 жыл бұрын

SBI hai na... SBI for urban+rural , remains urban

@singhview1997

2 жыл бұрын

Npa is not bcz bank have rural branches .....

@RavikumarRandhir

2 жыл бұрын

@@singhview1997 Right ✅

@sipradipmahapatra2496

2 жыл бұрын

I live in a remote area of Purba medinipur, West Bengal. Here Bandhan bank opened a branch.

@Nsicjamia.hiteshchandpuri

2 жыл бұрын

Good question

Private Banks is still Far from rural and semi urban places. No private banks have role in agriculture finance

@glitch4cross

2 жыл бұрын

Which world u live in?

@Pankaj-qj1xx

2 жыл бұрын

Hdfc deta hai ajkal

@themightyking5227

2 жыл бұрын

Konse gaon mein hdfc hai.

@RAM_JAN22

2 жыл бұрын

@@themightyking5227 aaj kal badi brach ka zamana nahi hai neo banking chal raha hai. so badi brach kholne ka matlab nahi hai

@indianwoods

2 жыл бұрын

There are many Co Operative And Rural Banks dedicated to Rural and Semi urban Areas

98% JDY Acnt by PSB. 86.6% Agri Loans by PSB only. 90% Edu loan by PSB only. 95% PMSvanidi by PSB only.

@amitSharma-oy6dm

2 жыл бұрын

👍👍👍👍valid point 👍

@tekoledtvs9578

2 жыл бұрын

But no repayment from borrowers as a result increased NPA

@deepakbhadouriya8502

2 жыл бұрын

Out of this...around 90% is done by sbi alone...

Rural economy still depends on PSB.... Private sector banks mainly work for own profit not for welfare of society...

Feeling bad for guys who sailed through tough competition and cracked IBPS.

@Prashant-s9h

2 жыл бұрын

yes brother cracked IBPS clerk and po both this year and joined po in uco bank and this news is disturbing

If all banks privatized, then govt. will not be able to pressurize tha banks to work for the welfare of the public. So, I think it is not the good step to disinvest all the shares of the public banks.

@ashutoshsingh3909

2 жыл бұрын

RBI would still regulate those banks, and RBI Gives those guidelines not the government.

@laliga2160

2 жыл бұрын

They wont need to be pressurized...they would do it organically..

@ethunhunt2103

2 жыл бұрын

I'm a banker and I think you don't know anything about bank

@MRSK-lk3vq

2 жыл бұрын

@@ashutoshsingh3909 there's a difference between command and regulate

Make strict rules on politicians ,they should be dismissed from politics if unable to fulfill their words

The current situation of SBI comes with a cost, the cost is work-life balance of the employees. They work under high pressure environment to achieve targets.

@sreekalabhuvanesh8445

Жыл бұрын

True to the core.

Those who are saying Pvt banks are too friendly...open 100 '0' balance account if u can. After that all together go in the bank and ask them for service...those who bothers about deduction of charges never goes for Pvt bank. And finally those who are against PSU bank find a relative or friend, u will come to know about the reality abt Pvt banks

Parliament should also be private 😉

@Rahul-wi5yn

2 жыл бұрын

Already done.

@sreekalabhuvanesh8445

Жыл бұрын

Well said

Bureaucracy should be privatized as well

@SILOPshuvambanerjee

2 жыл бұрын

I agree with you

@anikeshsingh9337

2 жыл бұрын

It’s impossible. Bureaucracy is second government . How can government can privatise itself . Country is not a company .

@SwarupDeySarkar

2 жыл бұрын

It's a sarcasm

@mks5611

2 жыл бұрын

🤣🤣

@studyforfuture3957

2 жыл бұрын

@@anikeshsingh9337 media is also 3rd govt why it is pvt?

The backbones of Indian Economy is for sale now. Very tragedic🙂

@kanekiken2002

2 жыл бұрын

$30 billion dollar market cap, can't be backbone of anything, let alone India. They can't be back bone of even a city.

Private sector banks ko saving account me 25000 chaiye ho ta hai, ab jiski salary 10000 hai wo kya karega.

@nikhilbhardwaj107

2 жыл бұрын

bhai pahle thoda padh to lo, salary account zero balance acc. hota hai , usme koi minimun nhi hota

@MK-bh7rw

2 жыл бұрын

@@nikhilbhardwaj107 wo savings account bola he, 10,000 kamane wala unorganised sector se hoga. Bank me usse savings me hi rakhna he. Private bank me minimum amount kitna he aap ko pata hi he

Privatisation in US is different from INDIAN privatisation. Bcoz in India Caste, Corruption, Nepotism etc plays major role in decision making. If all banks become private just think the level of nepotism exists in its structure. If govt share become

@rahulezhava98

2 жыл бұрын

NPA previous govt se better handle kiya hai Iss govt ne aur NPA previous govt ke kaaran jyada hai

@harshitchaurasia8738

2 жыл бұрын

Population is also a big factor

@HillariousPanda16

2 жыл бұрын

banks rbi regukate karti hai na ki govt

@abhishekgautam1236

2 жыл бұрын

Right 100%

i just joined as a gst inspector after getting selected in cgl 2018.. i was in union bank of india before that.. i stand by with all bankers.. i will join the protest of non privatization

@mrsps4354

2 жыл бұрын

I am currently working in union bank🥲

Jan dhan accounts are opened 95%+ in gov banks ! Do people still think gov banks aren't doing their job clearly ??

@chetansharmaofficial1853

2 жыл бұрын

Absolutely ryt.....

Purri economy barbaad kardi or phir privatization tahhi economy nhi badha paenge

First privatise all mp and mla then government department

Npa is high of public sector bank because of government policy 1) the public bank can never give loan on private land it only gives loan on development authority approved land. All the government schemes such as the mudra loan and street vendor saman scheme needed to be implemented by the public bank and all these loans were never return by users because the government said it is the guarantor for this loan. if you want a Public bank to compete with private bank all the condition needs to be same

@kamalkumar7978

2 жыл бұрын

Exactly! All things should be same except that they should be own by the govt.

@ramesh6177

2 жыл бұрын

Big corporate have 1000 crores of loans in which they get 90% of hair cuts and get settlement by paying 1 crore or 10 crore

I never belive on private bank , immense amount by costomer deposit in only government Bank due to faith of security

Banks, railway, airport, seaport, etc etc sab privatization hoo raha hai,😊 bass abb middle class logo ko aur jhatka lagna baki hai aagar aise hi hota rahe tho,,😌

Privatise indian rupee...!! Not performing well..!!

RIP for Banking Aspirants 🥺.

@subhendukumar5291

2 жыл бұрын

Nothing will happen

@pawanraj8248

2 жыл бұрын

Why??

@aakashgupta3792

2 жыл бұрын

Many sbi employees don't hai basic sense to guide customer they only misbehave

In my view privatisation of banks leads major impact on employment.and economy , many peoples aspire for jobs in banks as go through the various exams

@anmolraj6509

2 жыл бұрын

Nice Boy.

@pratimsengupta2649

2 жыл бұрын

Private banks mein job nahi hain kya

@jawa42ride74

2 жыл бұрын

Toh yeh bank recruitment nhi kregi akela private owner hi kaam kr lega Sara

@shinchando7240

2 жыл бұрын

If one aspires for job then it's good.. but if one aspires only for govt. Jobs that's a problem..

@anujgupta3131

2 жыл бұрын

देश के आगे, कुछ भी नही।। हो जय प्राइवेट कोई गम नही

Sab private Kar do fir pm sarkari kyun wo bhi private hona chahiye jab kuch bachega hi nhi chalane ke liye to kya karegi govt Ab shayad time aa gya h Ambani ko pm banane ka Baki gaon ki kise padi hai sab to shehri h waise niti aayog wale to waise bhi pm ke hi under to h

Kya parliament ko private kiya jaa sakta hai ?

@rickycool6083

2 жыл бұрын

Nahi.

PSBs are failed due to Govt. policies like loan waiver, mudra loan, restructuring etc. Poor infrastruture and PSBs are forced to do social service instead of profit making!!

Merge other bank assets with sbi. And divide every SBI branch in 2 for customers having less than 20000( sbi lite or something) and the other half for customers who have Balance more than 20000 .This will greatly increase efficiency and ultimately profits.

@sushmita1126

2 жыл бұрын

Being an employee of SBI I agree with you to the core.

@rahulezhava98

2 жыл бұрын

Ye badi acchi baat kahi aapne

2 large govt banks should exist. Merge PNB, Canara, BoB, UCO, Union BoI, BoI, Indian Bank & Central Bank of India as a rival for SBI.

Govt should recover money from top corporate borrowers and fugitive borrowers...who have taken huge chunk of loans from Govt bank

Why not we should privitise our government & bureaucracy,army , Kyoki suna hai private karne se accha kaam hone lagega

Govt banks provide funds to various govt schemes. They also provide loans for agriculture but private banks do not easily provide loans for agriculture,they only seek profit that's why their NPA is low.

लगता है अब सरकार बदलेना का समय आ गया है

Privatisation of current democracy is also required....

@amansinghyadav1586

2 жыл бұрын

Correct 💯 bhai

@tekoledtvs9578

2 жыл бұрын

Then you will suffer in Every thing......just like US

Abolish minimum balance and u will see difference

Rural Economy will destroy,if this happens ...mark these words.

@rahulezhava98

2 жыл бұрын

Nahi honga mark these words

@parthjain1496

2 жыл бұрын

Lol Rural economy se zyada tax bhi nhi aata Govt ko zyada farak bhi nhi padega😂

@Ace-mt7pc

2 жыл бұрын

Nope small and co operative private banks will take over rural shares by hope purchasing power of rural will increase

Its not Banks Board Bureau now. Its changed to Financial Services Institutions Bureau. I am part of its Secretariat. We just recommended for MD NaBFID yesterday.

@bijaykisan4056

2 жыл бұрын

Sir what will happen to central bank of india and Indian overseas Bank Will they be merged or privatised

जो सार्वजनिक क्षेत्र के बैंक अच्छा करे उनका पहले निजीकरण कर दे!!! ये तो ऐसा है कि जो अच्छा करे उसे पहले सजा दो। दरसल बात ये है कि भारीभरकम NPA के साथ अगर बैंको का निजीकरण करने सरकार बाजार में उतरेगी तो उनमें निवेशक रुचि कम दिखाएंगे इसलिए पहले ऐसे बैंको के निजीकरण की बात रिपोर्ट में कही गयी है जो तुलनात्मक रूप से अच्छा प्रदर्शन कर रहे हैं जिससे विनिवेश सुगमता से हो सके।

Pura desh hi private kar do

This is not good decision , only poor will suffer more !

कुल मिलाके जो प्रॉफिट देगा उसे ही बेचना है।

Dheere dheere majority of departments private ho jaenge ... isiliye apni skills pr dhyaan do taki private me job le sako aur saalo saal waste mat karo sarkari exams me .

Sbi seems govt bank but when u work in sbi it seems like no less than private bank. Work culture in sbi is like private bank

@sreekalabhuvanesh8445

Жыл бұрын

You said it. I agree with you 💯 percent

I think the better way is to make government banks functionary like private banks with strict rules and less government interference .

@amansinghyadav1586

2 жыл бұрын

Correct 💯

@MK-bh7rw

2 жыл бұрын

@@bethechange1945 who told you ?

Koi sector government rehta h to transparency hoti h hr ek chij ka record hota h lekin private kr denga to private companies central government k isharo p chalegi . Ghotala hoga pr pta nhi chalega. Privatisation ka simple sa example deta hu jitna news channel zee news , aaj tak , abp news , ydi in channel walo n ek bhi khabar bjp k bare m ulta bol diya to us anchor ko hi hta dete h . Yhi hl private companies ka hoga . Tanashahi chalegi .

If RBI is unable to do it's job efficiently, then RBI should be privatised. Why to shift punishment of RBI to PSBs?

@AkshayKumar-ek5pw

2 жыл бұрын

😀😀😀

This is the only thing I don't like about this Government

bank employees strike kar denge

It’s not a good idea only PSB work for poor in rural and semi rural so it should not be implemented in forthcoming

Adani bank on the way😂

2024 में हारने के अपना रास्ता आसान कर रहे है मोदीजी ।

Good Governance on psb should be given more priority than privatisation.

This government is privatising all the strategic assests this will create huge problems in long terms

What about educational and farmer loans of low interests ? Will private banks be so generous of doing so? Privatisation will create monopoly in the market of banking

YES Bank was a private bank I guess??,we all know very well what happened to yes Bank and finally who came to its rescue,LIC which again is a government owned enterprise,so who's the winner here

In my opinion instead of 12 there should be 4 public sector banks which are as big as SBI. further merger can be good option.

How many private sector banks let us open 0 balance accounts??,but PSB's allow us ,moreover minimum account banks in private banks is 5000 and in PSB's it's 1000 rupees

This is not good.it will effect rural area. Don't think about business and profit all the time

Instead of making them private just change their way of working. by changing it to private u r showing that u r incapable

Sooner or later the bank will privatize so the people like me who are preparing for bank jobs should join a private company.

People talking about the privatisation but they don't know the dream of every middle class aspirant who aspire to be a government employee....Those late night hard work , Time management no one can understand except a bank aspirant.

Option A. Ministry of communications/electronics and Information Technology

all govt policy provided by only PSB like edu loan, jan dhan account, agri loan etc.

Soon me boora lagta hai, pr jab bhi SBI Bank me visit krta hu ,,tab lagta hai ,,ab tk Pvt kyo nhi kiya isse

Employment is already at its low... It will aggravate the situation.

This is done to save top bussinessman who have lot of loan in form of npa

Government schools Nd hospitals dono ki facilities bahut kharab h So Inka kya inhe kaeshe behtar bnaye

Computer Emergency Response Team CERT-In comes under Ministry of Communication and Information Technology.. Jai Hind🇮🇳

Why we need parliament State governments is enough

Thanks!

Shame on govt Save public sector

But sir Jo district level ke govt Bank hote hai unka kya hoga?

I'm happy that everyone has to work hard to get salary like us in public sector...

SBI to serve rural and urban. Post office to serve rural. This should be long term strategy.

@subhendukumar5291

2 жыл бұрын

Sbi can't control that amounts of people

@pkd1394

2 жыл бұрын

Regional Rural Bank

@vedprakashtiwari9665

2 жыл бұрын

Not even rrb able to handle all the rural customer I am workin in pnb rural branches along with my branch there is a gramin bank branch. And customer prefer pnb instead of rrb due to their service and limited work area

Yes... then declare SBI bankrupt..... end of story.

Govt is confuse about privatisation ,example lic ,BPCL disinvestment

Sbse pahle to SBI ko hi privatise krna chahiye. 😂

Stop all the pension except president

@jasblink6334

2 жыл бұрын

Some families are only surviving through pension.... what about them?

Answer A- ministry of communications and information technology

pvt banks are engaged in class banking. does they have any social obligations.. ??

What about Yes bank ??

@MH_Editz-412

2 жыл бұрын

Yes Bank 30% owned by SBI!

Thanks

Someone told me that Sbi bank will be closed permenently??Is it true?? Please let me know??

Privatise even Govt schools 🔥

Very unusual decision..

Merge all govt banks with SBI

Actually 90% govt banks are focused on operations only, they donot focus on the insurance, mf and other products. So its a big concern for revenue generation.

Ans :- (A) MC&IT

Valuation system is a fraud. Zomato was valued at 60000 crore when it's IPO was launched. It's investors recovered loss by looting and fooling retail investors. Actual analysis should be on the basis of Profit and loss in balance sheet.

Great idea !!

corona aur war kaafi kuch banking ko bhi effect kiya, abhi saare banka ko 3-4 saal tak moniter karna chahiye, ho sakta hai progress ho, jaldbaazi mein koi kadam uthana sahi nahi..

RBI ko private kr do

@richanshjain8756

2 жыл бұрын

😂

I assume Government will not let SBI privatise (maybe) bcz if this bank will privatise India no longer promote freely or has the privilege to manipulate any rules for growing UPI system. Now India use Rupee for International transaction. So Government need a fully manipulated bank for better use of it.

Sir sabhi bank private ho jayega toh banks apna regulations sey chalega ya fhir RBI k regulations sey......

@deepanshusharma2479

2 жыл бұрын

RBI for general regulations and internal affairs board k regulations se

Also emphasize government view....on this sir

Option (A)

Maine tho pehle se fix kar liya hu ki 2024 mai mujhe kise vote dena hai

Department of information technology