Ranking My 11 Credit Cards (WORST To BEST)
Ойын-сауық
In this video, I rank my 11 credit cards from my worst credit card to my best credit cards based on value, my experience with each card, and more. A lot of these credit cards are high credit limit credit cards that I’ve used to increase my overall credit limit, but they’re also some of the best credit cards around. The majority of these cards are no annual fee credit cards, cash back credit cards, travel credit cards, and high credit limit credit cards that do soft pull pre-approvals and soft pull credit limit increases, so they’ve been of huge value when it comes to increasing my credit score, earning cash back, and earning credit card points.
The credit cards on the ranking list include the Capital One Quick Silver, which was one of the first cash back credit cards I ever got. There’s also one of the newest credit cards I’ve added to my wallet, which is the Bank of America Unlimited Cash Rewards Card, which I got specifically for its welcome bonus and zero intro APR on purchases and balance transfers. The Chase Freedom Unlimited is another great card I have with an amazing credit limit of $21,000 and great credit cards rewards. The rest of the credit cards are the Apple Card, Bilt Mastercard, Wells Fargo Autograph Card, Citi Custom Cash Card, Sofi Credit Card which is my favorite 2% cash back card, X1 card, Amex Blue Cash Preferred Card, and the Discover It Cash Back Card.
Btw, these credit card rankings and credit card tier list can change at any time as I sign up for new credit cards or as my spending habits and interests change. Anyway, I hope you guys enjoy watching me rank my 11 credit cards from worst to best and find value in it.
These credit card is for anyone who seeks credit cards that are:
- Best credit cards 2023
- Best cash back credit cards 2023
- Best gas credit cards 2023
- Best dining credit cards 2023
- Best travel credit cards 2023
- Best 0% intro credit cards 2023
- Credit cards for beginners
- Huge credit limit credit cards 2023
A big thank you to my friend @Daniel_Braun for the video inspo! Make sure to subscribe and check out his video on the same topic here: • Ranking My 16 Credit C...
📺 Watch My Other Videos:
Top 4 Best Credit Cards In 2023 | HUGE Credit Limit Credit Cards: • Top 4 Best Credit Card...
Bilt Mastercard Review 2023 | High Credit Limit Credit Card: • Bilt Mastercard Review...
Wells Fargo Autograph Card: The ONLY Credit Card You NEED In 2023: • Wells Fargo Autograph ...
What's In My Wallet 2023 | High Credit Limit Credit Cards: • What's In My Wallet 20...
SoFi Credit Card HONEST Review AFTER 1 Year | High Credit Limit Credit Card: • SoFi Credit Card HONES...
SoFi Bank Review: The BEST Checking and High Yield Savings Account Of 2023: • SoFi Bank Review: The ...
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I am not a lawyer,CPA, lender, realtor or a financial advisor. The content in my videos should not be taken as legal, tax, financial advice, etc, and may or may not be outdated or inaccurate as the time this video was posted. It is your responsibility to verify all information from the video on your own. This is a KZread video for Entertainment purposes ONLY. If any company is mentioned is because Dayanaplays has an interest in them. Links included in this description might be affiliate links. If you purchase a product or service with the links that I provide I may receive a commission or referral bonus. PLEASE DO NOT make buying or selling decisions based on Dayanaplays videos. If you need advice, please contact a qualified professional as I am not one.
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I feel like I don't get the chance too often to see a cash-back-heavy credit card arsenal so this was really entertaining! I love the fact that you can get cards from basically any lender to maximize your value on team cash back. The options are endless!!
I like how you broke down what each card gives and didn't miss a single thing. Oh and thanks for sharing the credit limit of each of the cards. Fire video!
@DayanaPlays
10 ай бұрын
Glad it was helpful! 😊
Great and thorough video, I like that most of the cards you mentioned don’t have annual fee, most creators post videos on high annual fee cards only so I like that you’re providing great info for no annual fee cards for those who don’t like annual fees.
Really love this video!!!. You are totally crushing it with no annual fees cash back set up.
Great video! Among all new KZread presenters on CC, you seem to be in top 10. Good blend of information +opinion.
alotta these cards are potential for my next. of these, i currently have sofi, and discover, and citi custom cash, but the amex blue cash is something i’m looking for soon. great content as always
Love to see your version of this video with the cash back cards! Great choices for your top cards Rank!
@DayanaPlays
10 ай бұрын
Thanks for the inspiration Dan I loved the concept of this video, and it was a lot of fun to make. I might have to borrow some more of your video ideas, hehe. Keep up the fantastic work on your channel! 😊
Thanks for making RANKED videos, so helpful. After watching one of your videos about American Express Blue cash card I applied for it and now it's my number two card too! My number one card is Discover, thanks for the tips!
Love your videos always straight to the point. Keep them coming.
RANKKKKKKK!! Great video and great selection of cards... I have almost all of them LOL. My top cards would also definitely have to be the Citi card for its 5% top spend and the SoFi card for its 2% cash back on everything. It's my easiest go-to card... don't even have to think about it. Great stuff!! 🤩🤑❤
Not surprised that Capital One is on the bottom of the list. I stopped using both of mine, and just noticed the interest rate jumped thru the roof. Great video.
Awesome cards and breakdown! Definitely keep going back on forth on the Bilt as I don’t pay rent either, but having an AA transfer partner would be dope! RANK! Love your content - Ivan
Rank ! I like the diversity of lenders and spending categories. Great video as always!
@DayanaPlays
10 ай бұрын
Haha, thank you, my friend! I like having relationships with a variety of banks and lenders because you never know when you'll need from them. 💜
You have some great cards with great limits! As always, great information and video! Keep up the great work!✌️
Another excellent video really good information I love all the cash back keep moving forward we are with you
@DayanaPlays
10 ай бұрын
Thank you hahaha! United we stand! 🫡
Rank! This is one of my favorite vids you have made! Have you considered adding the Capital one Savor? Or prime visa?
Great rundown of some solid cards.
You know I really have to give you thumbs up on this video because you basically gave a rundown of the credit cards that I need to get in order to go ahead and just climbed the ladder so thank you for your efforts in my opinion no matter what credit card you get you going to have to show that you can pay them back on time so I don't ever want people to forget what a credit card is for. Even if you get a $28,000 limit or $50,000 limit you need to be doing something with it like what you doing buying big purchases and then flipping that money Infinity credit card company back that's still building your credit and making yourself some money at the same time
Kind of funny to see the capital one quicksilver last and the Discover it being first. Those were my first two cards and they definitely are on different spectrums, even as a credit card issuer. I definitely agree and feel the same with the quicksilver and love the other cards on here. Looking to get some of these for myself.
Rank!!! Always so much info on your videos. Love them.
@DayanaPlays
10 ай бұрын
Much appreciated! 💜
Rank! I’m planning on applying for a new credit card in the next month or two. This is giving me some ideas. I also never thought of asking to upgrade my card because my oldest card was the BoA Customized Cash Rewards card and it’s just not giving what I need it to, but don’t want to lose the credit history.
💗💗Rank💗💗 This video help me out so much in determining which kind of credit card I might get based off my spending habits thank you 😊
Great job thank you I have learned of lot about credit cards
@DayanaPlays
10 ай бұрын
Aw, thank you! I’m glad you found value in the video. 💜
I like your lineup even though the Discover Card has no Foreign transaction fee, you will be hard pressed to find anyone overseas that will accept it.
@DayanaPlays
10 ай бұрын
Thanks! 💜
Rank! Great Video Friend... I have a similar one coming soon. You have some good cards
Great video and card collection! I love your setup. We actually have a lot of the same cards. Since you have a lot of renovations and home improvement store purchases, I was wondering if you ever considered getting the Amex Lowe's Business card? Off top it takes 5% off the price of all items at Lowe's and then gives you 2% cash back on those purchases making it essentially a 7% off home improvement purchases card. It also gives 2% back on U.S Restaurants, Office Supply Stores and wireless telephones services. I just use mine for the discounts and cash back at Lowe's though! I always enjoy your videos! Keep up the great work!
@DayanaPlays
10 ай бұрын
It's fantastic that we have some cards in common (twins), hehe! I looked into several home improvement cards, but most of them either had a cap on how much you could earn, an annual fee, or rewarded you at stores I wasn't planning on shopping at (Ikea, Lowe's, etc.). I'm shopping more at Home Depot and Floor & Decor for tiles, baseboards, and all that heavy-duty good stuff! 😂 However, your suggestion is great, especially if you shop at Lowe's frequently. 🔥 As always, thank you for taking the time to show your support, my friend! 💜
@jordan23ww
10 ай бұрын
@@DayanaPlays lol! Yeah we are twins! That makes sense about your choice to avoid certain home improvement cards including Lowe's! As always, you're welcome for the support! Thank you for making such helpful and relevant videos!
Ranks Great Video As Always Looking For A New Credit Card & This Help Out
@DayanaPlays
10 ай бұрын
I'm glad the video helped you out! 💜
*R A N K* Great video! I'm a low maintenance kinda guy so Chase Freedom Unlimited is my go to card.
good videos yo,you create top quality
@DayanaPlays
10 ай бұрын
I appreciate that! 💜
Excellent video! Great job gracias
@DayanaPlays
10 ай бұрын
Glad you liked it! 😊
Great video as always! I personally have almost all these cards lol
@DayanaPlays
10 ай бұрын
Twinsies! 😂💜
I like the x1 for the "one time use" and throw away cards you can create when using the app. It also gave me a large limite and offers $5 to add another person/card, they left you set the limite on the secondary holder ( IE girlfriend of kid ), I also heard they are stopping the apple cards now that it got sold to someone else.
@mikewilliams5948
10 ай бұрын
One thing I didn't hear on redeeming points- you can use the points to purchase stocks. I think it's around 10 diff companies. Either way the value is def on the low side, but started with $19,500.
💜💖RANK💕♥️ Miss DAYANA, I really miss your videos,🥺you are still the best.😊🤗 I only have one question. The BILT card can only use 5 rental transactions, but if I want to pay in advance, does it count the same as one or not?
My kind of videos, love it. RANK.
@DayanaPlays
10 ай бұрын
Aw, thank you! 💜
Great vid! Congrats on owning three homes, what do you do for a living if you don’t mind me asking? I am trying to get a second home (duplex) by next year.
@andrew_g6331
10 ай бұрын
@WHATSPPME202 thank you I’ll text you
Appreciate you breaking down the digital wallet perk I thought I was only able to buy gas through Apple Pay to get 5% back 😅
@DayanaPlays
10 ай бұрын
Hehe, no, you earn 5% at gas stations and 5% with digital wallets (including: Apple Pay, Samsung Pay, Garmin Pay, and in-store Google Pay). So make sure to use it everywhere digital wallets are accepted to maximize your earnings this quarter! 🔥💜
Rank! I enjoy watching your videos.
@DayanaPlays
10 ай бұрын
Glad you like them! 💜
Wow i didnt know limits could go that high, im assuming they are personal cards too? Thats impressive. Great vid!
@DayanaPlays
10 ай бұрын
Thank you! Yes, they're all personal cards, and believe me, I was surprised myself haha. 💜
@cgsninja7
10 ай бұрын
@DayanaPlays lol that's awesome. Well you are definitely doing something right. I subbed, hope to see more! Have a great day!
@drchrisheidelberg
5 ай бұрын
@@DayanaPlayswill you be going business cards as well!
Thanks for the info + video!
@DayanaPlays
10 ай бұрын
Thank you for watching! 💜
I just got the BoA card today just for the $200. Maybe BoA will let me product change to another customized rewards in the future.
I enjoy watching you on KZread ❤
@DayanaPlays
10 ай бұрын
Thanks! 💜
Rank. Just got the discover card also approved for 10,000 credit line how did u get that dawn of discover design wasn’t on the list of card design’s when picked mine.
Keep up the great work!😊
@DayanaPlays
10 ай бұрын
Thank you Fred! 💜
Nice video very informative 👌🏻
@DayanaPlays
10 ай бұрын
Thank you! 😊
You could make a video about personal loans. What are the best banks? Can you show me ?????????? what do you know about personal loans ????
Great video as always❤️
@DayanaPlays
10 ай бұрын
Thank you so much! 😀
I just got my Amex approved for a 3x increase. Thank you!
@DayanaPlays
10 ай бұрын
That's amazing congrats on your cl increase!! 💜
How do you get so high credit limits most limit on my card is 3000 but all my others are no more than 1000. But 10000 plus limits thats insane.
Nice list. RANK!!
@DayanaPlays
9 ай бұрын
Thank you! 💜
Is it harder to get approved for citi custom cash card or american Express preferred
Rank!!!!! Thank you you’re amazing
@DayanaPlays
10 ай бұрын
So are you! 💜
Rank! Thanks for the video!
@DayanaPlays
10 ай бұрын
Any time! 💜
RANK. Just passing through to LIKE the video. 👍🏾
@DayanaPlays
10 ай бұрын
You're the best, Vincent. I really appreciate your support, my friend! 💜
Do you think XI is still giving high limits with no hard pulls ?
What about the AAA advantage travel card ????😮😮😮
U can product change the BOA unlimited card to a BOA Customized Cash for Home Improvement
@DayanaPlays
10 ай бұрын
Hey, thanks for the suggestion. I actually looked into the BOA Customized Cash Card, but I didn't like that they cap how much you can earn. 🫤
@terrelmoss1444
10 ай бұрын
@@DayanaPlays True!
Saludos, desde Puerto Rico 👍
@DayanaPlays
10 ай бұрын
Saludos! 🙋🏽♀️💜
RANK!!! Hey, Ms. Dayana!!! I really enjoyed this video, but I am a bit sad that I don't qualify for any of these credit cards since (1.) I am on a very fixed income and (2.) My credit score is 532 and tanking from there. The beginning of the end for me.😢
@DayanaPlays
10 ай бұрын
Hey, sorry to hear that. Have you tried improving your credit score?
@PlayinInTheDark
10 ай бұрын
Hey what's going on @professorx8258! I think you will benefit from the link that I'm attaching given your current financial situation. My advice if you get the card is to make sure that you do not spend more than 30% of your credit limit of which ever card you choose to go with and to pay your bill in full before the statement closing date every month because that is the date that creditors report to the credit agencies. kzread.info/dash/bejne/pYBoscyenLKzlto.htmlsi=FPtk4K0711g02RlJ
@professorx8258
10 ай бұрын
@DayanaPlays I'm trying to use secured credit cards like the Chime Credit Builder Card, but need to consider putting more than $160 a month on it since my money on it is actually the bank's money.
The amount of gems she gave.
@DayanaPlays
10 ай бұрын
Thank you! 💜
Dayana, you must take X1 off any of your list, they flat out suck, you already know this lol
Great video, trading come with a lot of benefits And I have just bought my first house through it. As a beginner I was scared of loosing my savings but I’m glad I took the bold step that is now favoring me.
@Loisbrown228
10 ай бұрын
Congratulations.
@Loisbrown228
10 ай бұрын
I will love to be your friend dear as well. as sharing some ideas which you're benefiting.
@elviswilliams3393
10 ай бұрын
Thank You but is not luck, is all about having good investment plans most of all trading with a trust worthy expert. Watching professional trading videos and most especially connecting with the right person the digital world is full of in unreal people I met some of them during my success journey. I felt same way when I started especially when you use demo account you might be winning but when you put in real money you start losing I understand and I pass through it all. I’m very happy I’m profitable now.
@elviswilliams3393
10 ай бұрын
Currently i can attest to the fact that I make $15k weekly through trading which is more better then my monthly salary job. Trading becomes my passive income.
@elviswilliams3393
10 ай бұрын
At first I was afraid too before I gave it a try and realized fear kills dream more than failure.
RANK!🤘🏾
@DayanaPlays
10 ай бұрын
Appreciate the support! 💜
Capital one. I understand why the lowered your credit limit. If you don’t use the card why would the bank want the exposure of $$$ out there for people that don’t need it.
I keep passing on the discover card tho.. 😢
@DayanaPlays
10 ай бұрын
Oh no, why? 🥺
@BigheroC
10 ай бұрын
@@DayanaPlays honestly, I have my 2 Navy Fed cards and my quicksilver and it really works for me perfectly. I don't spend enough to pay attention to the changes each cycle.
Do not close accounts. Unless you can’t afford the annual fee.
Team cashback all the way!
1st 😊
@DayanaPlays
10 ай бұрын
Whenever I see your frog profile pic, I know right under it is the first comment! I don't know how you do it, lol, but that's awesome, and I really appreciate your ongoing support! 💜
11 cards and no job. Is that possible?
@DayanaPlays
10 ай бұрын
Are you asking if it’s possible to acquire 11 credit cards without income?
Rank!! ❤👍
@DayanaPlays
10 ай бұрын
💜
RANK! 😎🔥😎🔥😎
@DayanaPlays
10 ай бұрын
Haha, I can always count on your support, J! Thanks! 💜
Yep
@DayanaPlays
10 ай бұрын
mhm! 💜
Rank 🚀🚀🧨🧨🧨🚀🚀🚀
@DayanaPlays
10 ай бұрын
Appreciate the support! 💜
THREE houses!? at only 12 years old!? i'm underachieving. nice toes though =)
@DayanaPlays
9 ай бұрын
Thanks! 😂
❤❤❤
Rank🌷
@DayanaPlays
9 ай бұрын
Thank you for watching all the way until the end! 💜
RANK IT! 😂
@DayanaPlays
10 ай бұрын
Haha, thank you for watching all the way through! 💜
C1 pulled a ‘sync:/:(;’ for ‘low usage’? Wow. ‘Rank’.
@DayanaPlays
6 ай бұрын
C1 is just stingy like that! 🥴 I have other cc's with much higher limits that I rarely use and my limits have never been dropped!
@BlimpCityFeeder
6 ай бұрын
@@DayanaPlays I guess I should be thankful to be bucketed, in that case. Wow.
Rank 🎉
@DayanaPlays
10 ай бұрын
I see you!! Thanks for watching all way until the end my friend! 💜
Rank🎉😊
@DayanaPlays
10 ай бұрын
Appreciate you! 💜
Time lapse bullion
Rank!
@DayanaPlays
9 ай бұрын
👏🏽💜
2nd 😎🥳😎🥳😎
@DayanaPlays
10 ай бұрын
Dude, you're seriously awesome. Thank you for your ongoing support! 💜
RANK
@DayanaPlays
6 ай бұрын
👊🏽💖
“ Rank”
Rank
@DayanaPlays
10 ай бұрын
Appreciate you! 💜
RANK
Rank.
Rank 🫡
@DayanaPlays
10 ай бұрын
Appreciate the love! 💜
🌹🫶🏼
@DayanaPlays
10 ай бұрын
Thank you my friend! 💜
Aku mbayarin utangmu
Rannnkkkkk
You’re cute
@ow5966
10 ай бұрын
Her partner is very lucky
@Jrosballer
10 ай бұрын
@@ow5966 it’s me
Rank
@DayanaPlays
10 ай бұрын
Thank you for watching all the way until the end! 💜
@bigtye37
10 ай бұрын
@@DayanaPlays you're welcome
RANK
@DayanaPlays
4 ай бұрын
Thanks for watching! 💜
Rank
Rank
Rank
@DayanaPlays
5 ай бұрын
Bestie! 💜
RANK
@DayanaPlays
2 ай бұрын
😊