പ്രവാസികൾക്ക് ഏത് തരം ബാങ്ക് അക്കൗണ്ടാണ്‌ നല്ലത് | 3 types of NRI accounts and Benefits

In this video, Mr.Nikhil talks about which is the best bank account for NRI's. The Do's and Don't's in banking for NRI's and the uses of the different types of bank accounts are explained in the video.
00:00 Introduction
02:07 Resident account
03:38 NRO Account
06:24 NRE Account
08:19 FCNR Account
10:17 Conclusion
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Пікірлер: 321

  • @arunprasad1672
    @arunprasad167210 ай бұрын

    Video starts at 02:00

  • @thomasgelly7127
    @thomasgelly7127 Жыл бұрын

    Thank u so much super explanation

  • @ambalathmohammedsulaiman2135
    @ambalathmohammedsulaiman2135 Жыл бұрын

    ഗുഡ് ഇൻഫ്രമേഷൻ സാർ കൂടുതൽ കൂടുതൽ വീഡിയോ ഗൾഇടണം

  • @deeepzzz
    @deeepzzz Жыл бұрын

    When you say about passport & income tax, I got confused. What is NR (non- resident) as per Indian law? I am in the UAE. Here we will not get a permanent residency. Am I an NR for India?

  • @josephjohn6194
    @josephjohn61946 ай бұрын

    Very good explanation.

  • @YouTubeJoker-jz9xm
    @YouTubeJoker-jz9xm11 ай бұрын

    ഒരു ചോദ്യം... ❓ചുരുക്കത്തിൽ ഞാൻ എന്താണ് ചെയ്യേണ്ടത്❓ എനിക്ക് നാട്ടിൽ ഒരു അക്കൗണ്ട് ഉണ്ട്... ഇപ്പോൾ വിദേശത്താണ്... നാട്ടിലേക്ക് ക്യാഷ് അയക്കുന്നതിന് ഏത് അക്കൗണ്ട് എടുക്കുന്നതാണ് നല്ലത്❓.. കൂടിയാൽ പത്തോ പതിനഞ്ചോ ഇരുപതോ മാത്രമേ അയക്കാൻ ഉണ്ടാവുകയുള്ളൂ അതിന് ഈ പറഞ്ഞ സംഭവങ്ങളിൽ എന്താണ് ചെയ്യേണ്ടത്❓

  • @mkdmanaf9329

    @mkdmanaf9329

    24 күн бұрын

    normal account mathiyaakum bro

  • @shukkoorpnazar964
    @shukkoorpnazar964 Жыл бұрын

    Sir enikku nattil federal bankinte oru savings acount anullathu athil njan cash aykarilla veettile acountil anu ayakkunnathu..angane ayakkunnathil problem undo ente account nro akkano.vere bank account ivide eduthal mathiyo nre

  • @kcvaisha5086
    @kcvaisha50865 ай бұрын

    Use a indian Resident account for your savings. Nirthi porumbo Naatil Puthiya savings account undaaki transfer cheyya

  • @AgroTravel2020
    @AgroTravel2020 Жыл бұрын

    If I have a Home loan and it's dedicated every month from my savings account. How I can manage this if I am moving abroad

  • @ranjithkram
    @ranjithkram Жыл бұрын

    നല്ല topic സൂപ്പർ

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    Жыл бұрын

  • @lonegamer3846
    @lonegamer3846 Жыл бұрын

    Naatile loan emis okke adakkaan ethu account aanu nallathu? Nre account-il ittittu, can we transfer to nro account to paying emi? Direct nro-il ittaal tax deduct aaville appo emi miss aavum

  • @ichosetolive4132
    @ichosetolive4132 Жыл бұрын

    informative ... tanx

  • @adhiladhilkm2388
    @adhiladhilkm2388 Жыл бұрын

    Well video

  • @rathnakarankp2724
    @rathnakarankp2724 Жыл бұрын

    Verygood

  • @shasha8718
    @shasha8718 Жыл бұрын

    Saving account ind international gulfil vannalum cash adukan veditalle pinne anthina international account adukunne

  • @jedia6559
    @jedia655910 ай бұрын

    Is the procedure to reclaim TDS withdrawn from FD deposits of NRO account difficult and can it be done from abroad?

  • @abdulkaderasmabi326
    @abdulkaderasmabi326 Жыл бұрын

    Sir nri pan card and adhar link cheyyanamo,ente kyc nri repatriable aaan.nan link cheyyanda avashyam undo.

  • @shafeeqkalodikalodi2326
    @shafeeqkalodikalodi23264 ай бұрын

    Great talk sir

  • @mr.maskedbear2796
    @mr.maskedbear2796 Жыл бұрын

    Hello …..Which bank account for OCI CARD HOLDER? Canaria bank says NRO account eventhough I don’t earn any money in India … can you please explain..??? Thank you

  • @radeefm7164
    @radeefm7164 Жыл бұрын

    What if we are not staying outside India for more than 180 days??

  • @sbssabinnath1082
    @sbssabinnath1082 Жыл бұрын

    Hai sir, NRI aavunnathinu munpe onnil kooduthal residential account ndengil endhanu cheyyendathu. Can a person can hold more than one NRO account.

  • @shefeeque007
    @shefeeque007 Жыл бұрын

    ഞാൻ ഒരു Nri ആണ് FCNR തുടങ്ങുന്നത് കൊണ്ടുള്ള ഗുണങ്ങൾ എന്തൊക്കെയാണ്

  • @mohammadnishan281
    @mohammadnishan2815 ай бұрын

    Hai bro NRE A/c ill F.D ittal intrest rate kuravano kududhel ano kitua. whch account is better for f.d

  • @shibujoshua5944
    @shibujoshua5944 Жыл бұрын

    👌

  • @shameerkpkizhoor5872
    @shameerkpkizhoor5872 Жыл бұрын

    Heloo sir Nattile SB count me Nro acountiekku Convert cheyyam pattumo

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    Жыл бұрын

    Yes. Please speak to your bank manager

  • @MTBZSebastian
    @MTBZSebastian Жыл бұрын

    NRE A/C ൽ നിന്നും leave നു നാട്ടിൽ വന്നിട്ട് GCC ലെ account ലേക്ക് cash അയക്കാൻ formality എങ്ങനെയാ ന്നു പറയാമോ...

  • @manmohancv462
    @manmohancv462 Жыл бұрын

    Sir I may receive an amount of 15lac as borrowed amount from abroad .what type of legal steps I hv to take to avoid anytype of unpleasant action from authority

  • @DonIndia
    @DonIndia Жыл бұрын

    I have a domestic demat account zerodha, but linked to my NRO account, can I trade on it

  • @robinsonjohn6241
    @robinsonjohn62416 ай бұрын

    Hai sir, thanks for your information. You tells about nre, nro and fcnr but what about nri account. What is the difference above three accounts from nri. Can you tell us?

  • @user-ew5ik7kp3v

    @user-ew5ik7kp3v

    3 ай бұрын

    Adipoly😂😂

  • @leelammalookose2266
    @leelammalookose22666 ай бұрын

    Sir, Being an NRE, How can I Invest my end of service benefits wisely upon return to India?

  • @harismayanad
    @harismayanad Жыл бұрын

    NRI അക്കൗണ്ട് ഹോൾഡർക്ക് googlepay/phonepe തുടങ്ങാൻ പറ്റില്ല എന്നറിയുന്നു. ഇതിന്റെ കാരണം എന്താണ്

  • @afnasafnas676

    @afnasafnas676

    Жыл бұрын

    Ni edkunna bankinte mobile app undavum athu use cheyam

  • @Kerala_Nomad

    @Kerala_Nomad

    Жыл бұрын

    NRO അക്കൗണ്ട്‌ ഉണ്ടെങ്കിൽ ഉപയോഗിക്കാം

  • @bilaljohn9265

    @bilaljohn9265

    Жыл бұрын

    😂nri international ayond

  • @sujithanair7112

    @sujithanair7112

    Жыл бұрын

    Nre kku pattilla nro eadukku indian no kodukku appo upi upayogikkam

  • @mohammedshafi3992

    @mohammedshafi3992

    Жыл бұрын

    Indian mobil number akku

  • @shajipd9244
    @shajipd9244 Жыл бұрын

    Thanks sr

  • @saravanan23able
    @saravanan23able Жыл бұрын

    Fcnr accountil paisa ayachal ayakkunna currency cash aayi kittumo

  • @jacmm82
    @jacmm826 ай бұрын

    Can i receive my LIC Final amount to my NRO ACCOUNT then is it possible to transfer to NRE Account. Do I need to pay tax for LIC final amount in NRO account.

  • @Nadeemtd6
    @Nadeemtd6 Жыл бұрын

    Hi Nikhil good & informative video. Two questions🙂 1. For FCNR account is there any yearly or other charges. 2. As an NRE If we are in India can we do a cash deposit in NRO account?

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    Жыл бұрын

    Regarding charges you can check with different banks. Yes, deposit you can do

  • @sandeeps4106
    @sandeeps410610 ай бұрын

    Hello. If we have more than 1 domestic savings account , is it necessary to convert all the accounts to NRE.

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    10 ай бұрын

    NRI s are not supposed to have SB account, resident

  • @Giby144
    @Giby144 Жыл бұрын

    Hi Nikhil, I have a question. I ve one FD from my resident account. How can I convert this account to NRO without loss of money from my FD.

  • @hannajose2484

    @hannajose2484

    Жыл бұрын

    yes... it will be directly converted to NRO

  • @zackoophilip
    @zackoophilip Жыл бұрын

    When an NRI returns with the intention to find a job back in foreign country, does he need to change his NRI account to a resident's account?

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    Жыл бұрын

    If he is coming back to home country, yes need to change to resident

  • @Dubaistreets
    @Dubaistreets7 ай бұрын

    എനിക്ക് എന്റെ NRO ACCOUNT ലെക് 10 ലക്ഷം ഇന്ത്യ യിൽ നിന്നും trasfrer ചെയ്യണം അത് 1 months keep ചെയ്യണം അതിനു ശേഷം മറ്റൊരു കമ്പനി അക്കൗണ്ട് ലെക് transfer ചെയ്യണം അതിൽ tax പിടിക്കുമൊ ?

  • @BalaKrishnan-dm9px
    @BalaKrishnan-dm9px Жыл бұрын

    Sir, I'm an NRI having an NRE a/c. in a Nationalized Bank. Is it possible for me to shift some money to a FD in the same account? May I get more interest for that money in FD?

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    Жыл бұрын

    Yes

  • @alexanderthomas8448
    @alexanderthomas84486 ай бұрын

    Thank you very much for this video which clarified my doubts about these accounts. May I knowwhich saving account is nice for people have citizen ship in other countries have OCI card please ? Thanks in advance.

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    6 ай бұрын

    Choose the bank near to your place and who provides better service, support and facilities

  • @travelandfoodvlogsbyalex

    @travelandfoodvlogsbyalex

    6 ай бұрын

    Thank you😊

  • @elearning8439
    @elearning8439 Жыл бұрын

    If one of resident account not using anymore for any transaction, still will there be any legal or penalty issues. And also resident salary account also is able to convert to NRO account?

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    Жыл бұрын

    Close the account if you are not using, or else convert the status. You can change

  • @avineshs2979
    @avineshs2979 Жыл бұрын

    Can NRI continue to hold the indian credit cards which was issued when he was a resident Indian.

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    Жыл бұрын

    Not sure. Please check with bank

  • @elearning8439
    @elearning8439 Жыл бұрын

    Hi, Will there be any issue when changing resident account having a personal loan to NRO account?

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    Жыл бұрын

    Don't think so. Please check with your bank

  • @bibitomv
    @bibitomv6 ай бұрын

    Dear Nikhil, my wife and i are shifting to US . Our home loans EMIs , MFs etc are getting debited from our respective SB accounts . If we convert our respective SB accounts to NRO then will these loans and MFs standing instructions continue as it is .Request your guidance.

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    6 ай бұрын

    Yes

  • @racheljohn1403
    @racheljohn1403 Жыл бұрын

    മകൻ വിദേശത്താണ്. കുടുംബം നാട്ടിലാണെങ്കിൽ joint holder പറ്റില്ല അല്ലേ? അപ്പോൾ cash withdrawal ന് ATM card മാത്രമേ പറ്റുകയള്ളോ?

  • @rafeequemunnasmunnas6645
    @rafeequemunnasmunnas66455 ай бұрын

    Thaxx

  • @madhun192
    @madhun19210 ай бұрын

    Hi nikhil sir, Thank you for your valuable information. To be frank i weren't know till i heard this video because I am now NRI person but my account in SBI which means Resident account so i need to change it as NRO account. Please reply me. Could you please tell me its cut any extra Tax?

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    10 ай бұрын

    Please change status to NRI. No extra cut

  • @madhun192

    @madhun192

    10 ай бұрын

    @@MoneyTalksWithNikhil sir, how can i change it? Please clarify me.

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    10 ай бұрын

    @@madhun192 please speak to your bank to change the status, they will assist

  • @madhun192

    @madhun192

    10 ай бұрын

    @@MoneyTalksWithNikhil Thank you sir

  • @avineshs2979
    @avineshs2979 Жыл бұрын

    I opened PFF and NPS Account when I was resident Indian and now I am having NRI status. Do I have to do anything on my PPF and NPS Account?

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    Жыл бұрын

    You can update the status

  • @abinjo2756
    @abinjo27566 ай бұрын

    for demat account nro or nre better?

  • @koyitti
    @koyitti4 ай бұрын

    Sir. NRE. account holderk deposit limite undo?

  • @user-wk5rh4oc6q
    @user-wk5rh4oc6q4 ай бұрын

    Njan uae il eviduthe ac um nattil aviduthe ac seperate ayi use cheytha kuzhappam undo??

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    4 ай бұрын

    No

  • @jithinjyothi8055
    @jithinjyothi80559 ай бұрын

    seafarers which account is better ?

  • @abrahamkunjappy7952
    @abrahamkunjappy79526 ай бұрын

    What is requirement for opening FCNR Account. It can operated same like NRE Account ? or only for making FD. Kindly explain

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    6 ай бұрын

    You can have the benefits of foreign currency investment and appreciation in that, not a big amount

  • @RO-ke7vu
    @RO-ke7vu28 күн бұрын

    NRE account vechu demat account open aakkan pattumo??stocks and mutual fundil investment +stocks swing trading cheyyan pattumo?i heard it is only possible with NRO account..

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    27 күн бұрын

    95673 37788 - call us / mail us to nikhil@talkswithmoney.com we shall guide you!

  • @diveenjohnson1677
    @diveenjohnson1677 Жыл бұрын

    Sir Ente residents account ipol njan nro account akki. Ithilekka enikka videshathil nina panam ayakkan patumo

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    Жыл бұрын

    Yes

  • @muhammedshafi716
    @muhammedshafi716 Жыл бұрын

    Sovereign Gold Bond - NRE or NRO account വഴി വാങ്ങാൻ പറ്റുമോ ?. NRI ക്ക് SGB-ൽ invest ചെയ്യാൻ പറ്റുമോ ?

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    Жыл бұрын

    No

  • @leolouis4726
    @leolouis4726 Жыл бұрын

    Working for Indian Company not resident in India.Which Account will receive salary.

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    Жыл бұрын

    Not a resident, then NRE account

  • @nishad0097
    @nishad0097 Жыл бұрын

    FCNRE a/c ഇൽ Doller currency deposit ചെയുമ്പോൾ രൂപയുടെ മൂല്യത്തിൽ വരുന്ന മാറ്റങ്ങൾ ഗുണം ചെയ്യുമോ... അങ്ങനെ വരുന്ന സമയത്ത് FCNRE a/c ലെ currency INR ലേക്ക് മാറ്റുമ്പോൾ tds വരുമോ?

  • @Kerala_Nomad

    @Kerala_Nomad

    Жыл бұрын

    അത് ചോദ്യം...

  • @razifkfarook7588

    @razifkfarook7588

    Жыл бұрын

    your bank will commit a certain interest rate, which is higher than FD rates. You will get the same at the time of maturity. No tds applicable from FCNR to INR as long as you are investing from your NRE account.. Better check with your bank for more info.

  • @Scs905
    @Scs905 Жыл бұрын

    Good thank u👍👍👍

  • @chery297
    @chery297 Жыл бұрын

    Can I get money in nri account from an nri for the sale of land in India

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    Жыл бұрын

    Yes. They can transfer

  • @rakeshram2199
    @rakeshram2199 Жыл бұрын

    Can you do a video on capital gain tax for NRI. Heard that NRI have to pay CG tax. No exemption

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    Жыл бұрын

    Yes, capital gain tax is applicable to nri also and same

  • @rakeshram2199

    @rakeshram2199

    Жыл бұрын

    @@MoneyTalksWithNikhil yes agree. But for nri it diesnt count towards tax exemption ceiling (ex 5 L)

  • @shehimahmd3446
    @shehimahmd3446 Жыл бұрын

    Sir njhn NRI aanu njhn SIP thodangeeth residence account use cheyth anu, maturity period avumbo problems indakumo?

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    Жыл бұрын

    NRI sinu resident status account padilla ennanu. It's advisable to change

  • @juhainap4944
    @juhainap49443 ай бұрын

    Sir federal ano sbi ano nallath nri or nre or nro?

  • @ajishanandan1370
    @ajishanandan1370 Жыл бұрын

    Fc NRI account inu interest kittumo?

  • @sibibalakrishnan1
    @sibibalakrishnan15 ай бұрын

    ഞാൻ NRI ആവുന്നതിനു മുമ്പേ എനിക്ക് ഒരു PPF അക്കൗണ്ട് ഉണ്ടായിരുന്നു. അത് ഇപ്പോഴും തുടരുന്നതിൽ (invest ചെയ്യുന്നതിൽ) പ്രശ്നം ഉണ്ടോ?

  • @muhammedfayispv4475
    @muhammedfayispv44756 ай бұрын

    Is it okay to keep Domestic savings accounts without closing it, I will not be using the account anymore but couldn’t close it. I need to visit the branch office to close the account which is impossible for me. I have multiple accounts in India and I don’t want to convert every account to NRE.

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    6 ай бұрын

    Actually if you are in NRI status, normal resident status account not allowed.

  • @jerin519
    @jerin519 Жыл бұрын

    Joju George nte sound 😮

  • @stanlyvarghese3616
    @stanlyvarghese36166 ай бұрын

    Sir, I am an NRE in UAE doing Share Market with NRO account, Zerodha, investment and short trading. Is there any problems? Also any additional tax for the same, if so is it huge? Kindly advise.

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    6 ай бұрын

    You can continue

  • @sachinsudhakar4675
    @sachinsudhakar467510 ай бұрын

    Hlo sir.. Vidheshath ninnum NRO acountilek panam invest cheyan pattumo ? Atho NRE yil mathramano pattunath ?

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    10 ай бұрын

    NRO pattum

  • @sachinsudhakar4675

    @sachinsudhakar4675

    10 ай бұрын

    @@MoneyTalksWithNikhil NRO acountil idunna paisak interest undakumo ? NRE yil interest illa ennu parayunath kettu

  • @rashidpt358
    @rashidpt3585 ай бұрын

    FCNR നു് പകരം ആ രാജ്യത്തെ account എടുത്താൽ പോരേ എന്തിനാ fcnr??

  • @anulesh1994
    @anulesh19946 ай бұрын

    I came to Canada as a permanent resident two years ago and had my salary account which is still not NRI, my investments are in Canada and I've not transferred anything yet but having been transferring to my family only. Considering that my savings account does not have any high amount in there, would that be an issue? Can I convert that account staying abroad onto an NRI account?

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    6 ай бұрын

    Please check with the bank, usually they provide support to change the status

  • @anulesh1994

    @anulesh1994

    6 ай бұрын

    @MoneyTalksWithNikhil thank you for the response, will try getting in touch with the bank

  • @sojanthankarajan
    @sojanthankarajan5 ай бұрын

    Can NRI get tax benefits from land buying?

  • @abhilashgr4111
    @abhilashgr4111 Жыл бұрын

    sadharana nri acount start cheyanam enu oru bankil poi parayumbol avar form tarum fill cheytu kazhinjal nri open ayi but bank il ullavar nri yil ethu ac anu vendathu enu chodichitila eniku athu ariyukayum illayirunu ,,,nri yil ithrayum catogery undenu ipola mansilayathu...oru pravasiku nattileku cash ayakanum save cheyanum vendi ethu taram nri acount anu nallathu

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    Жыл бұрын

    NRE

  • @anilkg8532
    @anilkg8532 Жыл бұрын

    Overseas Citizenship of India(OCI) card ഉള്ളവർക്ക് നാട്ടിൽ ബാങ്ക് അക്കൗണ്ട് തുടങ്ങാൻ സാധിക്കുമോ,,

  • @thesproutbyjini9827

    @thesproutbyjini9827

    Жыл бұрын

    Yes NRI l think

  • @heinzvarghese4893
    @heinzvarghese489310 ай бұрын

    Resident account means savings account thanne anno? Savings account oru NRI thudagan pattile?

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    10 ай бұрын

    Yes, normal resident status aavaruth NRI venam

  • @ashraftharupeedikayil9041
    @ashraftharupeedikayil9041 Жыл бұрын

    ഞാൻ 3 കൊല്ലം മുമ്പ് nre ആയിരുന്നു 2 ബാങ്കിൽ അക്കൗണ്ട് ഉണ്ട്, ഇപ്പോൾ ഞാൻ നാട്ടിൽ സ്ഥിരമായി, അക്കൗണ്ട് ക്ലോസ് ചെയ്തിട്ടില്ല, ഇപ്പൊൾ ഞാൻ ഒരു sb അകൗണ്ട് എടുത്തിട്ടാണ് നാട്ടിലെ ഇടപാടുകൾ നടത്തുന്നത്, rent ഇനത്തിൽ പണം ബാങ്കിൽ വരാനുള്ളത് കൊണ്ട്, tds nre സ്റ്റാറ്റസിൽ കട്ട്‌ ചെയ്യുമോ?

  • @ANSARALI-ki2op

    @ANSARALI-ki2op

    9 ай бұрын

    Ariyoola

  • @exodus2902
    @exodus290211 ай бұрын

    Sir കുവൈറ്റ്‌ മൊബൈൽ നമ്പർ നാട്ടിലെ ഫെഡറൽ ബാങ്ക് അകൗണ്ട് ആയിട്ട് register ചെയ്യാൻ പറ്റുമോ? For OTP purpose

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    11 ай бұрын

    No

  • @selvanr8349
    @selvanr8349 Жыл бұрын

    Sir, NRI ആയ ഒരാളിന് TDS പിടിച്ച തുക തിരികെ ലഭിക്കുന്നതിന് ITR file ചെയ്യുന്ന സമയത്ത് ഏത് ബാങ്ക് അക്കൗണ്ട് കൊടുക്കുന്നതാണ് നല്ലത്😊

  • @tomphilip3693

    @tomphilip3693

    11 ай бұрын

    angane onnum ella IFSC ulla eth bank um kodukkam .Avaru paranga amount correct kittum no issues

  • @nammalmedia9196
    @nammalmedia9196 Жыл бұрын

    കുറച്ചു കാലമായി nre ആണ്. നാട്ടിലെ പഴയ സേവിങ്സ് അക്കൗണ്ടിൽ ന്ന് sip MF ചെയ്യുന്നുണ്ട്. ഇനി അത് nro ആക്കി മാറിയാൽ sip തുടരാമോ. Redeem ചെയ്യുമ്പോൾ തുക ഇതിലേക്കു തന്നെ വരുമോ. Pls advise.

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    Жыл бұрын

    Yes.

  • @mathewpm2556
    @mathewpm2556 Жыл бұрын

    ഇപ്പോൾ എൻആർഐ ഞാൻ നാട്ടിലെ സാധാരണ അക്കൗണ്ടിൽ നിന്ന് എൻ ആർ ഒ. അക്കൗണ്ടിൽ മാറ്റുന്നു എന്നിരിക്കട്ടെ. ആ പണംFD ഇട്ടാൽ TDS പിടിക്കുമ്പോൾ സാധാരണ ഉള്ളതിൽ കൂടുതൽ ടാക്സ് കൊടുക്കേണ്ടി വരുമോ. ഈ പണം എനിക്ക് വിദേശത്തേക്ക് കൊണ്ടുവരുവാൻ കഴിയുമോ. ദയവായി ഒരു ഉത്തരം തരുക.

  • @hannajose2484

    @hannajose2484

    Жыл бұрын

    NRO accountinanu tax ullu.... NRE account nu tax illa. NRO yil ninn Nre yilek transfer cheyyan pattula....u can use that money in India only

  • @anshidkp2970
    @anshidkp2970 Жыл бұрын

    Forex trade നെ കുറിച്ച് പഠിക്കാൻ വല്ല മാർഗവും

  • @atracte
    @atracte Жыл бұрын

    Can a NRE operate a Demat account using NRE account?

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    Жыл бұрын

    Yes , with a PIS account

  • @kennymon4u
    @kennymon4u Жыл бұрын

    Sir, how to transfer money for first time to open an FCNR from Middle East?

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    Жыл бұрын

    Please check with your bank

  • @razifkfarook7588

    @razifkfarook7588

    Жыл бұрын

    You need to sign a contract between your bank and you for the FCNR deposit

  • @raneeshrani6351
    @raneeshrani6351 Жыл бұрын

    Njaan Sb account aanu use cheyyunnadhu enikk naattil ninnu thanne cash Adhil save cheyyunnadu prashnam aano - ippo njaan three year Aayi abroad aanu enikk NRI account ippo Nilavil illa …

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    Жыл бұрын

    Please change your SB account to nre

  • @nazeebmn1101

    @nazeebmn1101

    6 ай бұрын

    ഞാൻ നാട്ടിലുള്ളപ്പോ ഉള്ള sb അക്കൗണ്ട് ആണ് ഇപ്പോഴും യൂസ് ചെയ്യണേ, സൗദിയിൽ നിന്നുള്ള സാലറി അതിലേക് ഇടും എന്നിട് ചിട്ടി കാശും നോർമൽ പേയ്‌മെന്റ് ഉം നടത്തുന്നു, അപ്പോ nre or nro എതിലേക്കാണ് മാറ്റണ്ടത് ​@@MoneyTalksWithNikhil

  • @nelsonvarghese9080
    @nelsonvarghese90805 ай бұрын

    സാറേ.. വിദേശത്ത് ആയിരുന്നു 20 വർഷത്തോളം ഇപ്പോൾ രണ്ടര വർഷമായിട്ട് നിർത്തി നാട്ടിൽ തന്നെയാണ് nre യിൽ കിടക്കുന്ന പണം അങ്ങനെ എത്ര വർഷം വരെ nre യിൽ തുടരാൻ പറ്റുമെന്ന് പറയാൻ പറ്റുമോ..

  • @ashiquekkhill7615
    @ashiquekkhill76154 ай бұрын

    സർ.. ഒരാൾക്ക് എത്ര റെസിഡൻഷ്യൽ അക്കൗണ്ട് വരെ ആകാം?

  • @jayaprakash6460
    @jayaprakash6460 Жыл бұрын

    Sir njan NRI account ubayogichu njan yono aapp vazhi panam transaction chiunnu yaniku loan kittumo

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    Жыл бұрын

    YES

  • @jayaprakash6460

    @jayaprakash6460

    Жыл бұрын

    @@MoneyTalksWithNikhil sir njan dubai ilanu olladhu njan loan ആവിശ്യ കേട്ടിട്ടു ലോൺ ഞാൻ NRI കാർക് ലോൺ കിട്ടൂല എന്നു പറഞ്ഞു yanganya എവിടായ ചോദിക്കേണ്ട telme correctly please

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    Жыл бұрын

    @@jayaprakash6460 please speak to your relationship manager or branch manager

  • @noushadali240
    @noushadali2406 ай бұрын

    വിദേശത്ത് നിന്ന് കൊണ്ട് നാട്ടിലെ SB Account NRO അക്കാൻ സാധിക്കുമോ ? അതിലെ പണത്തിന്എന്തെങ്കിലും പ്രശ്നമുണ്ടാകുമോ ?

  • @iammilan1963

    @iammilan1963

    6 ай бұрын

    Sb account hold cheyyan paadilla . Fine will applicable .. call ur bank people to change or move funds to nro

  • @ishaqchorath6302
    @ishaqchorath6302 Жыл бұрын

    Best NRE bank ?

  • @rafeeqmattil8527
    @rafeeqmattil85276 ай бұрын

    FCNR account taxable ano ?

  • @surendranathannair8647
    @surendranathannair8647 Жыл бұрын

    Can a person keep both NRE & FCNR A/c ?

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    Жыл бұрын

    Yes

  • @ranjithh4428
    @ranjithh4428 Жыл бұрын

    Hi sir… Can we transfer money from normal savings account to NRO account?

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    Жыл бұрын

    Yes

  • @gantony399
    @gantony399 Жыл бұрын

    Onnil kooduthal resident account indenkil athellam NRO account akki mattano sir..,,,NRI ayathinusesham ethra nalinullil NRO account akki mattannam....?

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    Жыл бұрын

    NRI status aayal vegam thanne resident account status change cheyyanam

  • @gantony399

    @gantony399

    Жыл бұрын

    One more reply sir...Ella resident account um NRO aki mattano.....thank you sir

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    Жыл бұрын

    @@gantony399 NRI status aayal, resident status account padilla ennanu

  • @sameer_muhammedali
    @sameer_muhammedali Жыл бұрын

    NRE അക്കൗണ്ട് ഉള്ളവർക്ക് നാട്ടിൽ googlepay or phonepay എങ്ങനെ ഉപയോഗിക്കാൻ സാധിക്കും,, pls answer me..

  • @razifkfarook7588

    @razifkfarook7588

    Жыл бұрын

    open NRO account

  • @noushadnambaram4760

    @noushadnambaram4760

    Жыл бұрын

    യൂസ് ചെയ്യാൻ പറ്റില്ല

  • @nabilzan

    @nabilzan

    Жыл бұрын

    Yes for 10 countries can do Upi now including Dubai, saudi, Qatar, oman .

  • @kalathilsudhesh2853
    @kalathilsudhesh28539 күн бұрын

    സാർ ഞാൻ uae ഇൽ വർക്ക്‌ ചെയ്യുന്നു എനിക്ക് NRE അക്കൗണ്ട്‌ ഉണ്ട് നാട്ടിൽ അതിലേക്കു സൗദിയിൽ നിന്നു വേറെ ഒരാൾക്ക് cash അയക്കാൻ പറ്റോ????

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    9 күн бұрын

    @@kalathilsudhesh2853 yes

  • @sajithchanganacherry2257
    @sajithchanganacherry2257 Жыл бұрын

    കുറഞ്ഞത് 15 തവണ എങ്കിലും താങ്കളെ വിളിച്ചു ഒരു തവണയെങ്കിലും ഫോൺ എടുക്കാൻ സന്മനസ്സ് കാണിച്ചിരുന്നെങ്കിൽ🙏

  • @mathewpm2556

    @mathewpm2556

    Жыл бұрын

    NRE ആയ ഒരാൾക്ക് സാധാരണ അക്കൗണ്ടിൽ നിന്നും nro അക്കൗണ്ടിലേക്ക് മാറ്റിയാൽ ഉണ്ടാകുന്ന ബുദ്ധിമുട്ടുകൾ എന്തൊക്കെയാണ്. എഫ് ഡി യിൽ നിന്ന് കിട്ടുന്ന ഇൻട്രസ്റ്റ് ന്ന് കൂടുതൽ ടാക്സ് പിടിക്കുമോ.പോസ്റ്റ് ഓഫീസിലും ട്രഷറി യിലും ഡിപ്പോസിറ്റ് ചെയ്യുവാൻ സാധിക്കുമോ. ദയവുചെയ്ത് ഒരു മറുപടി തരുമോ.

  • @savetalibanbismayam7291

    @savetalibanbismayam7291

    Жыл бұрын

    Ayal Oru Thendiyaaa

  • @blessyjacob1247

    @blessyjacob1247

    11 ай бұрын

    Nri account change cheythu,eppo veendum Nri,what is the procedure

  • @adarshcnair3175

    @adarshcnair3175

    8 ай бұрын

    Orikkyalum orale 15 thavana vilikkyaruth 1 o 2. O thavana vilikkyuka ath eduthillenkil avar thirakkilairikkyum karuthuka ....thirakkilulla ale orupadu thavana vilichu kazhinjal pinne avar orikkyalum phone edukkilla ... This is my personal opinion

  • @Vahidzainimakkada27

    @Vahidzainimakkada27

    6 ай бұрын

    Ningale pole 100 peru vilikkunnundaakum

  • @georgeeldose3889
    @georgeeldose3889 Жыл бұрын

    If NRI have business in india, how we can handle that account

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    Жыл бұрын

    Nro, if it’s personal name. Else, depends on the structure-

  • @afsalmelakath9843
    @afsalmelakath9843 Жыл бұрын

    Ente nri account ല് നിന്ന് net banking vayi Njan oru account ലേക്ക് പണം അയച്ചു.. Gulfil നിന്നും... അയച്ച account number തെറ്റി പോയി.. Sbi account ആണ്... Ayachath indian bank ലേക്ക് ആണ്... Account നിന്നും cash poyi... Wrong ആയി ayacha numberil account ഇല്ല.. ഇനി ആ cash തിരിച്ചു കിട്ടുമോ... Nri sbi account ആണ്

  • @ANSARALI-ki2op

    @ANSARALI-ki2op

    9 ай бұрын

    Aaroda chothikuny ayaall ini varilaa

  • @Sajo9743
    @Sajo9743 Жыл бұрын

    Sir.ഞാനിപ്പോൾ സൗദിയിലാണ്. നാട്ടിൽ ഫെഡറൽ ബാങ്ക് SB അക്കൗണ്ട് ഉണ്ട് ഞാൻ NRE ,NRO ഇതിലേത് അക്കൗണ്ട് ആണ് എടുക്കേണ്ടത് . സൗദിയിൽ നിന്നു കൊണ്ട് എടുക്കുവാൻ പറ്റുമോ?

  • @Sajo9743

    @Sajo9743

    Жыл бұрын

    എനിക്ക് സൗദിയിൽ നിന്ന് നാട്ടിലേക്ക് പണം അയക്കാൻ ആണ്.

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    Жыл бұрын

    @@Sajo9743 NRO ok aanu. NRE aanenkil fund thirich angot edukkam

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