NRE & NROഅക്കൗണ്ടുകൾ തമ്മിലുള്ള വിത്യാസം | Difference between NRE & NRO account.

In this video Mr. Nikhil is talking about the difference between NRE and NRO accounts. The benefits of NRE account, why you should convert your resident account to NRE account, the uses of NRO account and the difference between the two are discussed in the video.
00:08 Introduction
01:36 NRE Account and its benefits
03:30 NRO Account
05:05 Is it illegal to maintain a resident account while being an NRI?
06:12 Is it necessary to pay tax if you have a PANCARD?
07:10 Conclusion
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Пікірлер: 154

  • @AFSALTHOYALKATTIL
    @AFSALTHOYALKATTIL2 жыл бұрын

    HIGHLY USEFUL VIDEO. THANK YOU SIR

  • @sarisangi
    @sarisangi2 жыл бұрын

    Very informative video 👍🙏

  • @tnssajivasudevan1601
    @tnssajivasudevan16012 жыл бұрын

    Great video Sir

  • @althaffa2168
    @althaffa21682 жыл бұрын

    sir resident nri aakumbo already ulla mutual funds and stocks in demat Nri demat account ilekh tranfer cheyyan pattumo. atho close cheythitt new start cheyyano. Foreign country il ninn nri account open cheyyan pattumo. sir plz reply

  • @josefrancis9873
    @josefrancis98732 жыл бұрын

    Thanks a lot sir.

  • @bhagyarajkainiyil4123
    @bhagyarajkainiyil41232 жыл бұрын

    Sir, which is better for trading. Nre or Nro?

  • @mujeebrahman2028
    @mujeebrahman20282 жыл бұрын

    Upayoga pradamaya video

  • @alia-pn9st
    @alia-pn9st2 жыл бұрын

    Thank you

  • @rashidneeliyat
    @rashidneeliyat2 ай бұрын

    Good speech ❤

  • @mcvision5939
    @mcvision59392 жыл бұрын

    മ്യൂച്ചൽ ഫണ്ട്‌ ഏത് അകൗണ്ട് ഉപയോഗിച്ച് ചെയ്യും NRO/NRE

  • @aryagopan7453
    @aryagopan74536 ай бұрын

    Sir Rupee depreciate cheyta beneficial aley for a NRE account holder who wish spend in India??

  • @shihabkyl
    @shihabkyl2 жыл бұрын

    Thanks

  • @dr.aslam333
    @dr.aslam333 Жыл бұрын

    Should we change all the resident accounts to NRO? Suppose we have more than 1 resident account

  • @noor___mohd
    @noor___mohd9 ай бұрын

    Is there any problem in making both NRI and NRO? Is normal account better to NRO?

  • @Anto-nl4zb
    @Anto-nl4zb Жыл бұрын

    Vidhesathulla makanu nattilulla ammayude account il maintenance nu money ayakan sadhikkumo,athinu limit undo sir,,tax varumo

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    Жыл бұрын

    Ayakkam, tax illa

  • @topstatus8236
    @topstatus82362 жыл бұрын

    Sir trading a/c മായി link ഉള്ള bank a/c നെ ഇനി nro ആക്കുമ്പോൾ എന്തങ്കിലും പ്രശ്നം ഉണ്ടോ trading a/c block ആകുമോ??

  • @topstatus8236

    @topstatus8236

    2 жыл бұрын

    ???

  • @jaimonjoseph1082
    @jaimonjoseph108210 ай бұрын

    Sir njan oman il anu enk NRE account anu ullath federal nte, uptox il trading account ayt ath add cheyyan pattumooo

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    10 ай бұрын

    no sure. please check with broker

  • @connectvg23
    @connectvg232 жыл бұрын

    Nro account il rental income kittumbol is there any tax constraints? Or is it not applicable only if income more than 2.5L?

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    2 жыл бұрын

    More than 2.5 aanenkil file cheyyuka

  • @Paulvinpaul
    @Paulvinpaul2 жыл бұрын

    👍👍👍

  • @sabusb
    @sabusb11 ай бұрын

    is there any tax when transfer money to NRO ACCOUNT from normal RESIDENT ACCOUNT

  • @nishabinu732
    @nishabinu73222 сағат бұрын

    സർ husband inu NRE account um Nro account undu nro account use ചെയുന്നു ഇല്ല അപ്പോൾ nro account close cheyevan pattumo sir nre ill മാസത്തിൽ പൈസ അയിക്കുന്നത്

  • @flowerhub9783
    @flowerhub9783 Жыл бұрын

    നാട്ടിൽ ഉള്ള സാധാരണ അകൗണ്ട് വിസ ഉണ്ടെഗിൽ ഗൾഫിൽ നിന്ന് ചേഞ്ച് ചെയ്യാൻ പറ്റുമോ അതിന് നാട്ടിൽ പോവണോ എങ്ങനെ യാണ് മാറ്റുക ആധാര്‍ കാർഡ് ലിങ്ക് ആകുന്നത് പോലെ യാണോ

  • @salmantarayil7743
    @salmantarayil77436 ай бұрын

  • @cthomas750
    @cthomas7502 жыл бұрын

    NRE or NRO account is better to give while doing mutual fund investments.

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    2 жыл бұрын

    Both are same for you. Nre give you the benefit of repatriation

  • @norashsafetymail3370
    @norashsafetymail33708 ай бұрын

    Sir, the video is really helpful for beginners. Sir, is that okay an NRI having BOTH NRO & NRE account in India?

  • @sreekanthkrishna347

    @sreekanthkrishna347

    8 ай бұрын

    Yes ..legally you are safe

  • @premnavas8569
    @premnavas85692 жыл бұрын

    NRO acct l nattile business nu use cheyyan pattumo.already nre and nro act undu....

  • @irshadmuhammed45
    @irshadmuhammed45 Жыл бұрын

    Nro acc ഇപ്പൊ ഉള്ള ക്യാഷ് നു എന്തേലും പ്രെശ്നം ഉണ്ടാവോ

  • @georgesebastian3151
    @georgesebastian31512 жыл бұрын

    nro account is taxable up to 30percent icici bank

  • @shabeerthariyath3007
    @shabeerthariyath30076 ай бұрын

    Gud

  • @kishornarayanan5218
    @kishornarayanan52185 ай бұрын

    Can I use my NRO account for share trading

  • @joelabrahamjoy9544
    @joelabrahamjoy95442 жыл бұрын

    abroad padikanayitt povumbo , evade stocks um mutual funds um cheyunud. apo NRE accountilek change cheyale?

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    2 жыл бұрын

    Yes

  • @sajlal7609
    @sajlal76092 жыл бұрын

    can I pay my monthly sip from different bank account in different months? I am using coin app for mutual investments

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    2 жыл бұрын

    Will be difficult. SIP register with one bank account, you can change it later if you want

  • @sajlal7609

    @sajlal7609

    2 жыл бұрын

    @@MoneyTalksWithNikhil tnx

  • @tpvinodtpv
    @tpvinodtpv7 ай бұрын

    NRO account nattile SB account aakkamo 🤔

  • @sharafudeensharaf6091
    @sharafudeensharaf60912 жыл бұрын

    Sir എനിക്ക് ഒരു nre അക്കൗണ്ട് ഉണ്ട് ഇപ്പോൾ നാട്ടിൽ വന്ന് വേറെ ഒരു ബാങ്കിൽ ഒരു സേവിങ് അക്കൗണ്ട് എടുത്തു mutual ഫണ്ട്‌ തുടങ്ങാൻ ഇതിൽ എന്തേലും കുഴപ്പം ഉണ്ടോ?

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    2 жыл бұрын

    Illa

  • @pranavnt3843
    @pranavnt3843 Жыл бұрын

    Sir, NRO Accountilek gulfil ninnu monthly cash transfer cheyyan patto? Limit indo? Tax issue varunnundo?

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    Жыл бұрын

    Transfer cheyyam, no issues

  • @SarathKumar-om6gx

    @SarathKumar-om6gx

    Жыл бұрын

    Tax issue?

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    Жыл бұрын

    @@SarathKumar-om6gx No

  • @sunithamohan6009
    @sunithamohan60092 жыл бұрын

    ഗൾഫിൽ വരുമ്പോൾ NRE NRO അക്കൗണ്ട് ഓപ്പൺ ചെയ്യാൻ പറ്റിയില്ല നാട്ടിൽ നിൽക്കുന്ന പേരെന്റ്റ്സ് ന് വിദേശത്ത് നിൽക്കുന്ന ആളിന്റെ പേരിൽ NRE NRO account open ചെയ്യാൻ പറ്റുമോ...

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    2 жыл бұрын

    Contact bank, avar assist cheyyum

  • @SurajInd89

    @SurajInd89

    2 жыл бұрын

    These days you can even open nri account online from there.

  • @emergencymedlove
    @emergencymedlove22 күн бұрын

    Sir one question My indian emis are debited through resident account I do have an nre/nro account in another bank To maintain these emi balance how can I transfer the money to the resident account Should I change all of my resident accounts to nro? Plz reply

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    22 күн бұрын

    Call us 9567337788 / mail us at nikhil@talkswithmoney.com

  • @me_ajuclt
    @me_ajuclt Жыл бұрын

    Nro account upayokich google pay upayogikkan pattumo

  • @abbasnalupurayil91903

    @abbasnalupurayil91903

    6 ай бұрын

    Yes

  • @nakuls7860
    @nakuls78602 жыл бұрын

    Can money be transferred from NRO account to NRE account ?

  • @geoabraham6328

    @geoabraham6328

    2 жыл бұрын

    Yes sir,same question in my mind too

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    2 жыл бұрын

    You can with special requirements Touch with bank manager please

  • @adeebrahman5336
    @adeebrahman53367 ай бұрын

    Sir same bank 2 account und savings account another NRE any issues for transactions through NRE to savings account ?? Please reply sir .... using that savings account in abroad any problem??

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    7 ай бұрын

    If you are in NRI status, then not supposed to keep resident status SB

  • @adeebrahman5336

    @adeebrahman5336

    7 ай бұрын

    @@MoneyTalksWithNikhilthanks for reply, then what to do sir ? I am now in abroad ..

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    7 ай бұрын

    @@adeebrahman5336 change the status

  • @ikkus2068
    @ikkus2068 Жыл бұрын

    India il nin forin company work (work from home) earning money (usd) engane deposit cheyyam?(low exchange rate)

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    Жыл бұрын

    Please mail details to nikhil@talkswithmoney.com

  • @rekhasiju6784
    @rekhasiju67848 ай бұрын

    Sir, NRI account NRO account ആക്കുവാൻ പറ്റുമോ?

  • @varunrajendranpillai4801
    @varunrajendranpillai480110 ай бұрын

    സർ എനിക്ക് ഇന്ത്യൻബാങ്കിൽ ആണ് സേവിങ്അക്കൗണ്ട് ഉള്ളത്. അത് NRI അക്കൗണ്ട് ആകുവാൻ പറ്റുമോ

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    10 ай бұрын

    Yes, please speak to the bank manager

  • @jijijohn1665
    @jijijohn16652 жыл бұрын

    Sir, I have some money come from LIC to NRO account. Is it I can transfer those money to abroad?

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    2 жыл бұрын

    Difficult

  • @jijijohn1665

    @jijijohn1665

    2 жыл бұрын

    kzread.info/dash/bejne/l3uYmZZ7dtC7hLQ.html

  • @jijijohn1665

    @jijijohn1665

    2 жыл бұрын

    I am under NRI and OCI holder

  • @subinkpaul8914
    @subinkpaul8914 Жыл бұрын

    Nro acntil നിന്നും nre acntilaku ക്യാഷ് ഇടാൻ പറ്റുവോ ഓൺലൈൻ ആയിട്ടോ ബാങ്ക് വഴിയോ..?

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    Жыл бұрын

    No

  • @subinkpaul8914

    @subinkpaul8914

    Жыл бұрын

    @@MoneyTalksWithNikhil tq👍🏼

  • @wilsonvargheese3054
    @wilsonvargheese30543 ай бұрын

    Nre accountil minimum balance ethra venam?

  • @Liju066
    @Liju0664 ай бұрын

    I already open nre and nro account in same bank.is it any problem in future,plz reply

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    4 ай бұрын

    No issues

  • @thomasbaby3492
    @thomasbaby34926 ай бұрын

    if a NRE person finished his work and settled back home then what will happen to the NRE account and the money which deposited the same account? Should we transferred to nro account or any other options is there?

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    6 ай бұрын

    You can change the status to Resident

  • @thomasbaby3492

    @thomasbaby3492

    6 ай бұрын

    ok thanks @@MoneyTalksWithNikhil

  • @gops0508
    @gops05082 жыл бұрын

    Nikil sir- If I transfer some money from my NRE account to my father’s savings account as family maintenance charges every month, is that amount considered as taxable for my father? Please note he is an income tax payee..

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    2 жыл бұрын

    Ok. This can be manageable without additional tax

  • @gops0508

    @gops0508

    2 жыл бұрын

    @@MoneyTalksWithNikhil Thank you sir.. 👍

  • @kl-3635
    @kl-36352 жыл бұрын

    Sir Nre savings accontil നിന്നും മറ്റൊരു nre savings accoutilekku cash send cheyyamo??

  • @josephsebastian463

    @josephsebastian463

    2 жыл бұрын

    Cheyam

  • @leenathomas4463
    @leenathomas44632 жыл бұрын

    Normal acount nre acountileku matan engana

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    2 жыл бұрын

    Please speak to your bank manager to change

  • @althaffa2168
    @althaffa21682 жыл бұрын

    Sir can i open both NRE and NRO account

  • @SurajInd89

    @SurajInd89

    2 жыл бұрын

    Yeah

  • @jintomichael8603
    @jintomichael86032 жыл бұрын

    NRO accountil ulla cashinu kiituuna interestil ninnu tax pidikkunnund. From canara bank

  • @muhammedshibahmk5242

    @muhammedshibahmk5242

    7 ай бұрын

    Bro ,, nammuke cash withdrawal cehyanum deposit cheynm patou!😊

  • @jintomichael8603

    @jintomichael8603

    7 ай бұрын

    Yes

  • @jintomichael8603

    @jintomichael8603

    7 ай бұрын

    @@muhammedshibahmk5242 yes

  • @abilashkgtcr
    @abilashkgtcr2 жыл бұрын

    നമസ്കാരം Sir NRE ആളുകൾ cancel ചെയ്തു വരുമ്പോൾ...... ശ്രദ്ധിക്കേണ്ട കാര്യങ്ങൾ.... ഏതെല്ലാം അക്കൗണ്ട് സാധാരണ അക്കൗണ്ടിലേക്ക് മാറ്റേണ്ടത് ? എൻ ആർ ഇ ആയിരുന്നപ്പോൾ തുടങ്ങിയിട്ടുള്ള മ്യൂച്ചൽ ഫണ്ടുകൾ എന്നിവയിൽ കൊടുത്തിട്ടുള്ള അക്കൗണ്ട് നംബർ ഏതു തരത്തിൽ എങ്ങനെ മാറ്റണം..... ബാങ്കിൽ...... എത്ര ദിവസത്തിനുള്ളിൽ അറിയിക്കണം...... മറ്റുപല documents ഇൽ അഡ്രസ്സ് ചേഞ്ച് ചെയ്യേണ്ട വകൾ...... എന്നിവയെ പറ്റി ഒരു വീഡിയോ ചെയ്തിരുന്നുവെങ്കിൽ നന്നായിരുന്നു

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    2 жыл бұрын

    There is video. Please search as nre specific content here

  • @Mr007anoop
    @Mr007anoop Жыл бұрын

    Sir, I have an NRE account of sbi taken in dubai, now I am in Ireland, can I use the same nre account here, if so what should I do?

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    Жыл бұрын

    Yes. Please update your KYC, contact your bank for the same

  • @Mr007anoop

    @Mr007anoop

    Жыл бұрын

    @Money Talks With Nikhil thank you sir

  • @philipose9682
    @philipose96822 жыл бұрын

    കുറച്ചു കൂടി വ്യക്തത വരാനുണ്ട് ' ഒന്നുകൂടി details ആയി പറയണം സാർ

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    2 жыл бұрын

    😀

  • @sancharimathav
    @sancharimathav Жыл бұрын

    Sir nro accountil ninnu nre accountilekku money transfer cheyan patumo

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    Жыл бұрын

    No

  • @sancharimathav

    @sancharimathav

    Жыл бұрын

    @@MoneyTalksWithNikhil Sir sbi nre to fedral nre transfer cheyan patumo

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    Жыл бұрын

    @@sancharimathav yes

  • @sancharimathav

    @sancharimathav

    Жыл бұрын

    @@MoneyTalksWithNikhil Thanks

  • @musthakkv3116
    @musthakkv31166 ай бұрын

    Oralku NRE yum NRO yum thudangan patto? Ore samayam

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    6 ай бұрын

    Yes

  • @sukeshsukesh9864
    @sukeshsukesh98642 жыл бұрын

    Hi

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    2 жыл бұрын

    Hi

  • @mubarakrak7279
    @mubarakrak72792 жыл бұрын

    What is diferent nri and nre

  • @thusharaharilal4807

    @thusharaharilal4807

    Жыл бұрын

    Nri means non resident Indian and nre means nonresident external

  • @thusharaharilal4807

    @thusharaharilal4807

    Жыл бұрын

    Nre is an account

  • @binoybinoy2140
    @binoybinoy21402 жыл бұрын

    Yenikku Lic undaazhirunnu small 3 months el 1550rs adhu complete aazhi njn abroad el aanu aaa money yenikku yedhu account el transfer aagum yedhu bank account venum sir

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    2 жыл бұрын

    Bank proof licil submit cheyyam. Athilek transfer aavum

  • @binoybinoy2140

    @binoybinoy2140

    2 жыл бұрын

    NRI el aavilla parayunnu Njn veranum

  • @binoybinoy2140

    @binoybinoy2140

    2 жыл бұрын

    Yenikku saving account ella naatil

  • @binoybinoy2140

    @binoybinoy2140

    2 жыл бұрын

    NRO account venoo

  • @binoybinoy2140

    @binoybinoy2140

    2 жыл бұрын

    NRO account um ella

  • @sajisivadas4583
    @sajisivadas45832 жыл бұрын

    സർ . NRO അക്കൗണ്ടിൽ Tax കട്ടിംഗ് ഉണ്ടോ ? പ്രത്യേകിച്ച് വിദേശത് നിന്ന് കാശ് അയച്ചാൽ...

  • @thusharaharilal4807

    @thusharaharilal4807

    Жыл бұрын

    S

  • @royj540

    @royj540

    8 ай бұрын

    Then what is difference between normal account and nro

  • @askask9242
    @askask92425 ай бұрын

    NRE Accountil etra പണം അയക്കാം

  • @jasvedios4350
    @jasvedios4350 Жыл бұрын

    Nro അക്കൗണ്ടിൽ നാട്ടിൽ നിന്നും ക്യാഷ് ഇടുക്കുന്നതിൽ എന്തെങ്കിലും പ്രശ്‍നം undo

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    Жыл бұрын

    No

  • @appothikkiri22
    @appothikkiri222 жыл бұрын

    Is there max limit to send money to nre account.is that taxable

  • @user-fi8wm7pw5f
    @user-fi8wm7pw5f9 ай бұрын

    NRO പലിശക്ക്മാത്രമാണോ Tax നിക്ഷേപത്തിന് tax ഉണ്ടോ?

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    9 ай бұрын

    Palisakku

  • @pauldaviest
    @pauldaviest2 жыл бұрын

    Should a NRI file tax returns.

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    2 жыл бұрын

    If they have income from India

  • @pauldaviest

    @pauldaviest

    2 жыл бұрын

    @@MoneyTalksWithNikhil thank you Sir for your prompt reply. Waiting for much useful videos in the future

  • @dinojvarghese4209
    @dinojvarghese42092 жыл бұрын

    I bought some land using my nri money now I’m selling that property is it possible to use my nre account for bank transaction?

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    2 жыл бұрын

    No, that will be nro

  • @dinojvarghese4209

    @dinojvarghese4209

    2 жыл бұрын

    @@MoneyTalksWithNikhil thank you

  • @jamsheerjamshi6412
    @jamsheerjamshi64122 жыл бұрын

    Sir, previously i working UAE but currently iam doing work from home, so company salary sending my NRE account.. my visa also cancelled Sir any issue for future?

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    2 жыл бұрын

    NRI status maariyal, bankil samsarikkuka

  • @georgesebastian3151

    @georgesebastian3151

    2 жыл бұрын

    if in case you have nre account in sbi they will ask for visa updation often.

  • @amigos2806
    @amigos28062 жыл бұрын

    NRE അക്കൗണ്ടിൽ ഇടുന്ന പണത്തിനു പലിശ കിട്ടുമോ.. FD ആക്കിയില്ലെങ്കിലും..

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    2 жыл бұрын

    No

  • @jintomichael8603

    @jintomichael8603

    2 жыл бұрын

    Kittum

  • @SurajInd89

    @SurajInd89

    2 жыл бұрын

    Kittum

  • @kl-3635
    @kl-36352 жыл бұрын

    Sir nre savings account open cheyyan ഏതു ബാങ്ക് ആണ് നല്ലത്??

  • @sadannadarajan8641

    @sadannadarajan8641

    2 жыл бұрын

    sbi or any bank

  • @kl-3635

    @kl-3635

    2 жыл бұрын

    Private bank ഏതാണ് നല്ലത്?? Axis HDFC or icici??

  • @thusharaharilal4807

    @thusharaharilal4807

    Жыл бұрын

    Hdfc

  • @rme6351
    @rme63512 жыл бұрын

    Sir u are beat

  • @salmantarayil7743
    @salmantarayil77436 ай бұрын

    ഹി

  • @sanjuvthomas6588
    @sanjuvthomas658811 ай бұрын

    Nre nro 2 account edukan pattuvo

  • @MoneyTalksWithNikhil

    @MoneyTalksWithNikhil

    11 ай бұрын

    Yes

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