Play Stupid Financial Games, Win Stupid Prizes | June 3, 2024
The Ramsey Show (June 3, 2024)
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Ken Coleman & George Kamel answer your questions and discuss:
- "I'm 21-years-old and $350K in debt"
- Teaching kids the value of hard work,
- Dealing with the tax implications of a high yield savings account,
- Why co-signing on a loan is NEVER a good idea,
- "How do I get out of over $1M in debt?"
- Getting back on your feet after losing a job
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Love this duo... they crack the best generation jokes. 😂
Ken has been so funny these last few months. His line killed me “bachelor all week, then i get to play husband when it suits if you know what im sayin”🤣🤣🤣
"That house won't even remember your name!"
Colin You can pick up extra hours and make $130k as a nurse. $80k is base pay. Lots of potential is there to make more, especially if your wife watch the kids, you can work 2 extra days per weekX also look into the hospitals, they pay more
@grandelmary4506
Ай бұрын
There are always extra shifts to pick up if you are working in a hospital setting. There are departments within a hospital you can pick up call shifts and get paid time and half when called back. Also, work weekends and holidays for weekend differential and holiday pay.
@rus-wu5uf
Ай бұрын
Dude was making $130,000 at 20-years-old "in the auto industry" and now somehow he's a nurse at 21? Sorry, not believing it.
@Joce123
Ай бұрын
@@rus-wu5ufIt depends on where you went to high school because you can graduate from high school at age 16 depending on the kind of program your school offers From there you can finish your nursing school within 2 and a 1/2 years.... The difference in pay across the country is dramatic because there's an over abundance of nurses in the Tampa Florida area. People only get $25 an hour as a nurse.
@bayoustateoutdoors9650
Ай бұрын
Making $130K as a car salesman in this market????
@endlesswrestling163
Ай бұрын
@@rus-wu5ufnot only that but nursing school is a 4 year program, he should have been 22/years old.
Joanne you have a pearl! I would be very proud if my son would want this goals so early! Thats one thing I will teach my kids, the importance of working.
@dianewhitmire
Ай бұрын
Childhood is so short and for this child it’s essentially even shorter. He needs to have a childhood and fun and friends.
@TheCarines1
Ай бұрын
@@dianewhitmireYes I agree with George on this one. He doesn’t need to rush into adulthood.
I feel horrible for Emma from Utah. Why would he propose if he didn't want to get married? They need to divorce. If he can't move in and be a husband, then it's over... this is terrible.
@dailydoseoflogic5496
Ай бұрын
As someone who grew up in Utah, it could be that they were pressured into it by the Mormon church and their parents. I've seen too many Mormon marriages in Utah that only happened because of the pressure of the church / cult and the individuals family when one of both of the individuals didn't want to get married.
@jessicamariethorpe
Ай бұрын
@@dailydoseoflogic5496 I didn't even consider that. Thank you for your perspective!
@johnparker4484
9 күн бұрын
I wonder if this lady is the wife of the guy who called into Dr. John’s show saying he never wanted to marry his wife
I will NEVER EVER understand people who co-sign for boyfriends/girlfriends. I guess they believe this proves their love and loyalty. No, you can prove yours by not asking me such a request. The response was right on point….play stupid games, win stupid prizes 🤷🏽♀️
I’m a college financial aid advisor. We sit with parents to lay out all the expenses for each 4 or five years, from tuition to food.
@brookelondon8029
Ай бұрын
Frankly, knowing what I know about the disaster that is the college loan debacle, I could not do that for a living. You're telling them what it's gonna cost and they've got stars in their eyes and you're not telling them that the kid should get a job and pay his way through like 37% of kids do. Financial advisors are a big part of the problem. Half the kids drop out and still owe money. They have no future because it's their passion. And the parents are proud the kids going to college and will just sign up to be a cosigner like 93% of people do. You should be ashamed of yourself.
10k for a car for him. Wait until his wife finds out that she has no car.
38:48 he is absolutely working too much to avoid feeling grief. It will catch up with him.
@WOOFBTBWP123
Ай бұрын
By design. Super disappointed in Ken; he should have called that out. He needs therapy
PLEASE DO THE CRUISE AGAIN!! 🚢 🏝️ we’re not quite ready yet 😫
love this combo of these two
I have a friend in the auto industry in Florida She has taught me to never buy a vehicle in Florida because they have disguised their flooding issues.
@Trustbutverify2651
Ай бұрын
Certainly not true for all cars AND a good mechanic checking out the car will figure out if that's true. Other states have major flooding issues, too.
George gives such solid advice.
Ema get out. Run.
@regina4538
Ай бұрын
She is out she’s in an apartment lol
@BlakouttheMM
Ай бұрын
I agree. Sounds like they got married and he found out she just wanted his money. She makes next to nothing and expects to get put on the deed for his house. He's been trying to protect himself from a leech. She should move on; he deserves better.
Emma praying you make the right decision for you and your kids.
A 15 year old shouldn’t be working 50 hours a week, full time in the summers sure maybe. You gotta enjoy being a kid, not an adult
Colin to Colin… holy shiz dude
Speech pathologist: much needed specialty. Lots of scholarships. But yes in agreement that you need a boost in income to bring down debt. Tutor as part - time.
@Trustbutverify2651
Ай бұрын
She should first see if she can handle the pre-requisite courses and then apply and actually get IN to a program before settling on that career path.
@mamabear2020
Ай бұрын
Can you tell me more information I have my undergrad in psychology I want to go for my master in speech I’m so confuse on how to start
@Trustbutverify2651
Ай бұрын
@@mamabear2020 Do not depend on commenters on this You Tube site for information. You need to go directly to the college or university where you would get a master's degree (or several if you want to compare) and direct your questions to them because programs will differ from one program to another. Take your transcript of your college classes with you and ask what pre-requisites (called foundational courses) you would have to complete first before applying and then get directions about their application process. These pre-requisites would likely include some biological sciences, behavioral sciences (which you have with your psych degree), anatomy courses, and perhaps even coursework in phonetics. Many grad schools also require you to take some kind of a general entrance test like the Miller Analogies or GRE as part of your application process and, if that is true for the programs you are considering, you will want to spend some time prepping for that and also realize those tests are only administered several times a year. Some programs will admit you and then let you catch up with these foundational courses your first year, and others want you to have completed these courses first before applying. The good news is that many, if not most, of the foundational courses can be completed inexpensively at a community college. I hope this is helpful. God luck!
I really agree with Ken when he is talking to Emma she needs to listen to him.
Love these two! 🩵🩵
Most parents would be proud of their children for working so hard. Also, just because his brother died doesn't mean he's using work to minimize the pain, and if he is a) It sounds pretty normal and healthy and be the kid isn't doing drugs or being suicidal. He's going and doing something productive that's going to make his life better and potentially other peoples lives better. It's almost like the mom is looking for something wrong with her son.
@BeeDee-qs9so
Ай бұрын
Totally agree 👍
@WOOFBTBWP123
Ай бұрын
This is classic JOHN needed to take this call. He is classic for working through the pain. He doesn’t talk about it. He avoids pleasure and hobbies (this is talked about in the DSM to associate working as a drug and avoiding grief stages). Don’t speak unless you know what you’re talking about.
These 2 are golden together! 😂❤❤
George and Ken are typically a bunch of chuckleheads! But I really enjoyed this episode with them!
Emma from Provo: wake the heck up
Sea Bands - pick these up from your drugstore and you and your family will be seasick free without the use of medications. They are a pair of wristbands that each have a half small marble size that positioned correctly will act on a pressure point to prevent nausea. This worked for my brother who is very sensitive to motion sickness and brought a pair for him. It was like night and day after the first night. Both have to be worn for it to work. He was able to enjoy the full cruise. They can be showered/pooled with. I brought a backup pair just in case for him. I am well into baby step 7 and if I could make it it, I would. There are just too much obligations now and in the near future. I will surly to keep an ear on the next cruise or trip gathering. Great show guys! ❤
I LOVE this duo!!😂
There there a Ramsey video out there where they go into calling creditors like credit card companies and negotiate the interest rate???
@brookelondon8029
Ай бұрын
When someone is deeply in debt and is still paying on their credit cards, he has advised people in the past to call the company and see if they can negotiate a lower rate with the credit card company, not with a secondary company or a debt consolidation firm.
7:00 why would you not sell the manufactured home that is losing value the question should be can your family fit in the rental property that is actually appreciating value and you can sell the manufactured home and get out from under the negative equity
They gave bad advice to C, because if she goes back to school, she doesn’t have to make payments on her current student loan debt. But she should try very diligently to increase her income while she’s in the three-year graduate program.
@Trustbutverify2651
Ай бұрын
She has not been accepted yet - so this is not realistic until she finds out if she would be admitted to the program with a sociology degree. Entrance to a speech pathology program is competitive. Anyone can major in sociology just by declaring the major. That is not the case with speech pathology.
@sgc1401
Ай бұрын
You can defer loans while in grad school, but interest does accrue on those loans. In the old days, interest was also paused on subsidized loans if you went to grad school. Not anymore. They changed the rules.
@paulh1745
Ай бұрын
@@Trustbutverify2651 Somethings go without saying.
My wife and I own homes separately. We also own a home together that we live in. We had a commuter marriage for the first year while we searched for a home that us and her 3 kids could each have our own bedroom and the dog would have a nice yard. She and I have both expressed how much good, living apart for that first year, allowed us to successfully merge our lives. 12 years later and the kids are all grown and her and I have a wonderful life together. Emma is not headed toward any of this. She needs to ditch this bum and end this nightmare.
Is this the Canada special episode?
@alleykeosheyan4779
Ай бұрын
Yeah, what's THAT all aboot, eh?
@BeeDee-qs9so
Ай бұрын
Yes, apparently. You should know that we Canadian viewers have access to television and even Wealth!
@BeeDee-qs9so
Ай бұрын
@@alleykeosheyan4779Ar ar ar ar ar.
Support this teen %100
Linda - whose brother is paying for her son's college. In my opinion, in no case should the son be told up front how much money is available for his college. Fewer than 50% of students finish college in six years or less. He should honor the gift by being financially responsible - start at a community college to get his gen ed studies and then transfer to a state school to finish at reasonable cost. Then if he is successful each year and continues on, he can know year by year that the money is available as long as he is on track. And what is the crazy idea Ken and George proposed of asking if any "extra" remains, can he use it for a car or a house? That is really being greedy and looking the proverbial gift horse in the mouth. The uncle is providing him with an EDUCATION - he should not abuse that generosity. The point of a "free" education is to be able to go out and EARN the money to pay for your own car and house! Also, Ken should have asked what the interest and gifts of the son are. Some degrees, such as engineering and some hard sciences with multiple labs, take longer than four years to complete.
Emma, move on.
@brookelondon8029
Ай бұрын
People show you who they are. Believe them. You are what you do, not what you say you'll do. And whatever you do, don't have sex with him because if you get pregnant you are tied to him forever. You are playing house and you're not even in the same house. Get a new therapist who will kick your butt and tell you to kick his butt out of your life.
George!
Should’ve had Andrew say a joke 😂
I know a couple that are married and live in separate homes.Have kids.Both make really good money and get along great.
How often is this show on? I want to call in but I am in Perth Australia so 12 hours behind. Is it every week afternoon - Monday to Friday?
@amireallythatgrumpy6508
Ай бұрын
Yes it is.
@maureenm8046
Ай бұрын
3 - 5 pm central time
@Trustbutverify2651
Ай бұрын
@@maureenm8046The live show is three hours, but some radio stations only carry two of them. The You Tube version is two hours (4-6) on the east coast, but that is the edited and taped version and you can't call in. The Perth Australia fellow needs to realize that sometimes you can stay on the phone line for an hour or more trying to get on - and they are not the best in answering international calls.
@7:00 imagine telling this guy to sell the rental 4 years ago. It’s might look like telling him to sell it right now. Might regret it
@pointlessvideos2321
Ай бұрын
It’s extremely difficult to predict the market, just sell it
I wish Dave would have took Mike’s call. He would of let him have it.
You can make a $130,000 a year selling cars in Florida. absolutely.
@Trustbutverify2651
Ай бұрын
I do not live in Florida, but I have two friends who fly to Florida to buy their cars there b/c they say you can always count on some senior citizen dying and leaving a low mileage car for sale, often at a dealership! I never would have thought of flying somewhere else to buy a car until I heard about it from them.
Kid won’t know how to talk to anyone. Rich but forever alone
@Trustbutverify2651
Ай бұрын
I really don't care if my lawn company knows how to "talk" to me as long as they do an excellent job on my lawn (which they do.) And you have absolutely no ability to predict that he will be alone. Some quiet couples are very content with each other and only a small circle of friends who are as quiet as they are. Not everyone needs to "talk" things out to be happy.
Are you guys boneheads? All happy for a 15 year old who will work a physical job. My husband retired at 60 with a broken body for doing the same thing. Now what is his money doing for him?
You make hay while the sun shines- afa HS sports he can support a team with uniforms and small budget
I am sure there are a bunch of lovely ladies.... lol
Who was the comedian, Andrew? Anyone know his full name? I tried looking him up on Zanie's but couldn't find him.
I really want to sit down with Ryan and his wife and go over their budget... I'm confused how they have 11,000 - 2,800 towards debt = 8,800... minus 3,500 for mortgage = 5,300 left... on WHAT? Even if he's not including the car loans in the debt, that's a TON of money going towards... something... I'd have to guess he's grabbing food on the go quite often, but they're either buying all kinds of stuff, gambling, or SOMETHING.
I love the show but hate it when Ken is at the helm. He is very concerned about hurrying people through and comes across as very insensitive a lot of the time. Always making their issues appear like they need to rush through and get to the break! makes me have anxiety!
It’s no way she agreed to marry someone without making sure the living situation was established first and both parties were on board. Something tells me the new husband didn’t know about her child arrangements. They take the callers word for everything she’s saying even though it wasn’t making sense all while not holding her accountable or asking the right questions lol speaking down on her husband who they know nothing about.
@rus-wu5uf
Ай бұрын
Maybe he just wanted access to the kids. Happens all the time, sadly.
@Trustbutverify2651
Ай бұрын
If you pay attention, this show always blames the husband and takes the wife's word for everything.
@brookelondon8029
Ай бұрын
Do you remember listening to Dr. Laura? She said that if you've got children, don't date after a divorce until they're 18 and out of the house because predators will abuse them. It happens all the time. This woman was desperate, someone said he loved her, and she put up with what she didn't deserve so that she would have a man in her life. She needs a much better counselor to kick her butt and kick him out of her life.
51:24 George bodies bubba
Dave still on vacation.
@beckygeer6480
Ай бұрын
He works when he wants to, not every day.
@rus-wu5uf
Ай бұрын
@@beckygeer6480 Who would't?
George does not count accumulating interest when he talks about paying off debts. You cannot just divide the debt by the amount a person is planning to pay to get the total number of months without counting in also the accumulating interest during that time!
@TurnersTreasures
Ай бұрын
I think this everytime he says that
@mharrycatterall5098
Ай бұрын
Well since you're the expert, why don't you launch a channel and go through the details????
@isidorolopez265
Ай бұрын
No need for rudeness respect other peoples opinions as well as yourself thank you all have a great day
@Trustbutverify2651
Ай бұрын
@@mharrycatterall5098 No one is claiming to be an expert. Stop putting words in people's mouths. What some of us are saying is that there are more elements to paying off debts such as accumulating interest and tax ramifications that individuals who are claiming to be experts on a financial show should mention rather than giving simplistic (sometimes unworkable) solutions.
@chickendoodles3566
Ай бұрын
While I can see what you mean, it probably best for them to keep it laymen for both the people calling in and those listening to the show. It is just supposed to be a general outlook to get people moving, even if off by a few months If they want more personalized info, they can pay for someone to go through it with them, otherwise it's a free show for a reason 😅
I sympathize with many people who had no knowledge digital marketing because currently dollar is unstable and coin is taking over to be the universal currency
The caller stated that he and his wife are working 80 hours per week to pay off their debt. Please don't sell your house; it will cost you about the same to rent. Keep the house and try to pay off both cars, and you will be all set now. I don't like it when the Dave Ramsey team tells people to sell their house when rent is almost double their mortgage.
I hate to assume, but I can't help but wonder if Emma's situation is a sister wife situation 🤔 Everything sounded so odd, but a polygamy situation would answer a lot of questions.
How can someone be smart enough to make $130k a year in the car industry and become a nurse by 21 and yet still make such incredibly bad financial decisions? I get that some people literally are too stupid/ignorant to understand the math but it doesn't seem like that's the case for him.
@Freshprankstv1
Ай бұрын
Because he’s probably from west Texas like I am. Ppl work like dogs, buy 100k in cars, pop out a million kids, and live in a trailer house. Just the culture. Never have any savings and never will
@black4vcobra
Ай бұрын
@@Freshprankstv1 well it does say he's in Detroit though they ask for the nearest major city so who knows if he's actually in Detroit. I sure as hell wouldn't live in that city. As far as your comment about West Texas, I once spent 3 days in Lubbock and I completely accept your analysis, what a depressing area.
Cee wanting to switch from a degree in sociology to a master's degree in speech pathology. As usual, the advice about educational programs is weak. She cannot get a teaching position in any higher paying school than her small religious one because she does not have the qualifications to teach with a sociology degree - so don't advise her to change to a full-time teaching position. Google research is not adequate for this decision! The jump from a sociology degree (about the easiest one to get) to a master's in speech pathology is significant and will likely require her to get pre-requisites including some coursework in various areas of anatomy. She should get those pre-requisites at a low-cost community college (if possible) or state school and THEN decide if she wants to go on. It appears not to have occurred to her that she would have to be accepted first into a program - again, not automatic. There are other avenues for her to build on with her experience and degree that pay more such as being a full-time school social worker - that would increase her income and perhaps a school she works for might have a tuition reimbursement program.
@dorotheaanderson9482
Ай бұрын
SLP is typically 2 yrs. The program that she mentioned is 3 which could include the necessary courses to move into and complete the program. 25 K is rather cheap for a master's program in anything.
@Trustbutverify2651
Ай бұрын
@@dorotheaanderson9482 And she has to be accepted into the program which might not be automatic! Anyone can declare a major in sociology - that is not the case with going into a master's program.
@mathhomeworkhelp6063
Ай бұрын
There are alternative teaching certification programs where any bachelor's degree is accepted. It typically takes a year and she would then be a fully certified teacher. It's what I did 12 years ago. My sister is in one now
@Trustbutverify2651
Ай бұрын
@@mathhomeworkhelp6063 Yes, there are alternative roads to teaching certifications, but these vary GREATLY by state as education is still a state matter. In my state someone with a sociology degree could not be certified to teach in a year which is the reason a provisional license is given for a three year period (and it usually takes that long to transform a bachelor's in a field like sociology into a teaching degree.) Future teachers who majored in a specific field like history, English, one of the sciences, or mathematics would be much closer to being able to gain teacher certification as they would have more of the state requirements already completed. I am well aware of the requirements as I was a department chair in a high school for over a decade and worked with several future teachers with provisional licenses during that time. In the meantime, she would likely have to borrow money to get certified to teach as she already had a significant debt she was trying to pay down and a tight budget. Gaining teacher certification would still leave her with many pre-requisites to complete before trying to gain access to a speech path master's degree.
@Trustbutverify2651
Ай бұрын
@@mathhomeworkhelp6063 I don't know why my response to this did not post yesterday. Yes, there are alternative teaching certification programs, but they vary by state.. The issue with her degree in sociology is that it is not a good match for any teaching degree and she would have a lot of extra courses to take to be certified in many states. That may be the case for her since she was NOT able to find a teaching job with her sociology degree except at a small private school with low pay. Most individuals who seek alternative certification do so in a discipline that they are going to be teaching (history, math, science, etc.) and have most of the state required coursework already done. Our state does not accept any bachelor's degree - and someone is given three years to complete additional coursework and it often takes that long. I was a department chair for over a decade and helped many teachers through alternate certification.
The first caller with three kids and the wife who doesn't work, did he say he was 21???
@ginaiacono2776
Ай бұрын
Yup.
@myoldvhstapes
Ай бұрын
Yes. And his oldest is 5.
@eightiesaddictone9063
Ай бұрын
@@myoldvhstapes Good Lord.
@antonioiniguez1615
Ай бұрын
He's either lying about his age or lying about his situation. He said he was in the car business making 130k for 4 years and went to school for nursing. So from 17-21 he made 130k in "the car Business" and went to college for nursing with 3 kids. I'm calling BS.
@TurnersTreasures
Ай бұрын
At least half of the young people that call on this show LIE or at least leave alot out. These callers always have alot of "doesn't add up" stories.
2 houses..2 cars.. No birth control.?. Why wouldn't you keep working in the car industry until you have? Your finances in order and then go to nursing.
George and Ken: you work through your callers too fast. You think too fast, talk too fast to truly understand and help their unique situation. The truck driver call was a car wreck. I used Ramsey principles and could have truly helped him without running roughshod over him. The show is not about how fast the two of you can process the caller or how competent you are.
@amireallythatgrumpy6508
Ай бұрын
There is no such thing as a "unique situation".
Emma needs to go back to court now that she is married and get permission to move her children in with her new husband who is only 15 minutes away. The court ruling that she could not ever move her children to any other school system is unreasonable.
@Marilyn236
Ай бұрын
Did you miss the part where he said he doesn't want to be with her and thinks that marrying her was a mistake?
@notgivingmyemail3381
Ай бұрын
There’s not enough information to make that statement. Maybe the ex picks up the kids from school and has them in the afternoons. Maybe the ex already lives 30 minutes from her house, and her moving in with new husband increases that to an hour away (he was 30 minutes away, not 15). If that’s unreasonable, what is reasonable? Within city limits? Within the state? How about within the U.S.? How far do we allow one parent to take kids away from the other? They both agreed to keep the kids in the same school district, it’s perfectly reasonable that she should abide by that agreement.
Sounds like George has a sinus infection coming on
Don't they have labor laws for minors in Canada? 50-60 hrs a week working is not a healthy habit to foster. Just my opinion. He has his whole life to work...don't let him burn out despite his passion.
@BeeDee-qs9so
Ай бұрын
No, there are no laws in Canada to prevent a young person from wanting to be an entrepreneur and working towards independence and self reliance. Nope.
@WOOFBTBWP123
Ай бұрын
@@BeeDee-qs9soGirl shut up. This kid is working as a drug. His brother died and his parents divorced within a 1.5 year span. HE NEEDS TO SLOW DOWN. This isn’t about shim of reliance and entrepreneurship; he is working to avoid feeling any of it. We do that by design until it’s called out.
@BeeDee-qs9so
Ай бұрын
@@WOOFBTBWP123 When you’re a hammer, everything becomes a nail.
Ken is wrong about that kid working too much. He needs to reevaluate the advice he gives
@jessicabryant7541
Ай бұрын
Agree. I wish Dr John had been there for that call and the lady who was living separately from her husband
@rus-wu5uf
Ай бұрын
@@jessicabryant7541 Isn't his doctorate in "College Administration?" Not dissing him, but they act like he's qualified in the mental health field. Besides, he would have just asked her "are you safe now?"
@amireallythatgrumpy6508
Ай бұрын
@@rus-wu5uf He's got TWO doctorates.
@rus-wu5uf
Ай бұрын
@@amireallythatgrumpy6508 In?
@jessicabryant7541
Ай бұрын
@@rus-wu5uf one in education one in counseling. He's qualified to help
Emma’s husband is a clown 45:43
How is Ken missing this? The poor kid is using business as his DRUG; that is unhealthy. Ken really pissed me off with this one and I usually love him. The boy needs therapy. He needs to be able to actually work through this anger without using business as a drug. That’s exactly what he’s doing. This is going to come to a screeching halt and it won’t be pretty.
@Loveofdecorating
26 күн бұрын
Respectfully, I disagree…. Everyone has their own opinions so take mine or leave it… I do understand what your saying and I am very sympathetic towards what’s happened to this poor kid, both are tragedies, however, I do believe that some kids and adults don’t like to dwell on the negative things or oppositions that have come their way, and are actually able to “treat” themselves or move on towards more positive light or outcomes in their own life by channeling that negative energy or tragedy to positive energy and move on, ….set new goals for themselves and not have to go get on medication or therapy. God helps some people through prayer and meditation to Him. And some just set goals for themselves and there’s no shame in setting and achieving goals without having to dwell on the past. Does that make sense? It wouldn’t hurt for him to maybe go to counseling if he feels he needs it, or the mom feels like it gets unhealthy. But working towards a goal and hard work is not a bad thing. Again, I am not being ugly, just presenting another view of what he may be doing, and it may not be unhealthy at all… some people are just prone to work harder than others… Some 100 fold …. Some 60 fold and some 30…. And then there’s the lazies 😅that sit on their back side and become a couch potato which is more unhealthy if you ask me. 😂😂 Please don’t think I’m being ugly … just my opinion….
50:16 the guy here , why would you even marry her? She has 4 kids!!! That are not yours! But you where right not moving in with her 😂 43:45
I do enjoy you two together but Ken's snarkinesss towards callers is very difficult to listen to.
@Trustbutverify2651
Ай бұрын
I find George snarkier than Ken.
@Joce123
Ай бұрын
I do not hear snarky in either of them.
@Joce123
Ай бұрын
Mom can go back to work if you want to be financially free. ..DONT TAKE A $120,000 hit..George missed that the current house is under...not OVER $120,000
@Joce123
Ай бұрын
Debt or Bankruptcy guy needs to NEVER eat out..drive less..live in your car/find cheaper housing-put stuff in storage..declutter/downsize...
Emma got 4 kids she probably can’t do better and the Dude just trying to hit 😂
@WOOFBTBWP123
Ай бұрын
Get therapy
@aprilstevens4015
Ай бұрын
Be nice
Why does George act so shocked at times at the amount of debt people have? He, himself, was in debt - by his own admission. I don't like the "holier than thou" attitude he has sometimes. And today he reminded the audience that his degree was in communications, not finance.
@mharrycatterall5098
Ай бұрын
Behave and wind your neck in.
@rus-wu5uf
Ай бұрын
@@mharrycatterall5098 Translate for us non-country people, please.
@bhupalgurung3040
Ай бұрын
So what is he supposed to say, good for you?
@Trustbutverify2651
Ай бұрын
@@bhupalgurung3040 Don't go to the extreme. There are responses between acting shocked and saying good for you.
@WOOFBTBWP123
Ай бұрын
This is Elizabeth. We can tell by how you speak. Nice try with the username change 😂
The cruise. This program is largely about people with financial difficulties. They should stop advertising the cruise as "this is not for you if you are not on baby step 4, etc." A better approach would be to state they are planning a cruise for those out of debt and who have an emergency fund and to check their website for details.
@TurnersTreasures
Ай бұрын
Yeah they are pushing that cruise way too hard
@BeeDee-qs9so
Ай бұрын
@@TurnersTreasuresIt’s.A.Business.
@BoltActionBob
Ай бұрын
Not everyone watching is on baby step 2
@TurnersTreasures
Ай бұрын
@@BeeDee-qs9so no shit
@zachschwartz1586
Ай бұрын
I know a lot of people that watch that are 4-6 or millionaires.. he helps people get wealth, so I’d say there are probably a lot of people interested in a cruise
That was a rough show it’s rough without Dave these guys need more practice
Pretty obvious the Ramsey team does not understand the value of whole life insurance policies. Especially if one was paid up in full for you by a third party
@WOOFBTBWP123
Ай бұрын
They are trash. The guy said THE CASH value is 15k and did you hear what he said about how much he paid? YIKES. For only a couple hundred k? Wow. It’s not an investment. It’s a scam.