My Sister Was Intentionally Left Out of Dad's Will, Give Her Money Anyway? 0:22 Dave, My Kids Have Turned Into Socialists!  9:21 I'm 19 and Just Got Kicked Out Of My Parent's House, What Should I Do? 14:12 My 19-Year-Old is Unmotivated, Should I Kick Him Out? 22:54 My Parents Want Me to Fund Their Retirement Because I "Owe Them" 30:58 When Do You Tell Your Kids How Much Money You Make? 35:37

@user-fb6rv5yp3w

Жыл бұрын

ههمصمسمذنمضممهنتش $&$$$ ن ₩^$$'#@₩

@tonyakokot7264

7 ай бұрын

ESS zAaàzf

@reliefwithoils

3 ай бұрын

I love Monique, she is one of my favorite callers. I feel bad for her that her kids turned into socialists.

If I left someone out of my will, I would not want you to redistribute what I left you to that person.

@grilleFire

Жыл бұрын

Then maybe don't leave to someone who will do that?

@DeltaWye123

Жыл бұрын

I disagree there. That person can do whatever they want and they should do whatever they want. You leaving someone out of your will is a choice that you only get to make while you’re alive and it probably will hurt that person forever. Hope you make the right choice. Leaving a kid out of the will is payback, right? Doesn’t leave me with a feeling of love.

@MightyMoji

Жыл бұрын

Why not out the 20k into a high yield savings account. Usually they will do interest on $15k and lower. That way it’s available and grows while she’s figuring things out

@blackmuslimconservative

11 ай бұрын

@@DeltaWye123 It shouldn't be about payback, it's about not endorsing bad behavior/beliefs.

@truthtransistorradio6716

6 ай бұрын

​@@blackmuslimconservativeIt depends on what the bad behavior is. If she is an alcoholic or drug addiction, then I would absolutely not split the money. If she is paying bills and has debt and not the best with her money, I would split the money and give advise. But she is an adult. Relationships are more important to me. We don't know if the father was a narcissist, and spoiled one child while abusing the other.

I split the inheritance with my sister and I knew she would waste it on partying and frivolous spending. She did and went through it within weeks. I used it to pay off my car. Ultimately, my father did not have a will so I did what was fair, split it and let it be.

@lauraanne1906

Жыл бұрын

You simply honor the wishes of the will.

@lisafeck1537

Жыл бұрын

@@lauraanne1906 No Laura. Read the comment again. THERE WAS NO WILL!

@AlexPerazaTV

Жыл бұрын

@@lisafeck1537 chill

@carieyoung1111

Жыл бұрын

Yep it’s not the job of the sister to be a parent…I would do the same! Not my business

@Mike-tp5zw

Жыл бұрын

Same expect I messed up mines but blessed enough I had a few more checks that came late n I’m doin right now !

Sometimes I think Dave’s callers tell him what he wants to hear so that he’ll co-sign them airing out their dirty laundry on international television. I always wonder what the other side would say if they were there to speak for themselves.

@danmiku1

5 ай бұрын

Yes, especially the evil terrible parent that is kicking out her 18 y/o son. She’s a liar, Incan tell. She doesn’t have a church, if she does no one likes her there not even the lord.

As Asian(Phil), we have a very different culture. Out parents never kicked us out, and my uncles and aunts, still live together with my grandma and grandpa until they have children. My parents did same with my siblings, but I left at age 23, because I went to USA. They both came here, and I took care of them in my own home until they died in their 80’s. My children are still with me ages and they are in their 20’s. And I knew, we have a very strong bond. I pray for them and pray with them all the time. I told them to save their money first and stay with us for awhile.

@earnesttomjoseph

4 ай бұрын

That is the case in most of asian countries. I was living in the same house with my parents and grandparents till i left to canada. I don't see any problem in that. Financially it is much beneficial for us. There is no need to have 3 mortgage payments, 3 car payments, 3 property taxes, 3 internet bills, 3 hydro bills, and so on. Me and my sister were never had to be put in a daycare while both my parents were working there were my grandparents to babysitt us. My parents take care of their parents till they pass away. And the family bond is so strong. Even now every time when my dad calls me he asks us to come back and live with him. As life is too short we need to be with loved ones when we have them.

@soapfan2700

2 ай бұрын

@@earnesttomjosephI’m with you on this. I’m not Asian but I totally get the idea of sticking together.

To the girl who’s parents said she needs to pay for their retirement, ask them if they paid for their parents’ retirement.

@pooploops

24 күн бұрын

Thanks for this comment. My mom has been consistently saying since I graduated college that I’m going to help her in retirement and it makes me uncomfortable. Haven’t thought of it from this view.

Dave’s laugh when she said her daughters are socialists 😂😂😂😂

@maryfields1382

Жыл бұрын

She's given them everything and can't figure out why they think they're entitled. Dave blames the college. Really?

@motogp2375

Жыл бұрын

Man her daughters are lucky to have her! I would be the best son for them if they put me through college. I actually joined the US ARMY and so i got my college through that. Some people just dont know how fortunate they are. If id given a chance to go back to school again, id grab it fast!

@RoyArrowood

Жыл бұрын

Seems to me she could just give the money to charity. Don't socialists not believe in inheritance anyway?

@user-ob5nk3ss1p

Жыл бұрын

@@maryfields1382 Dave is right. Professor's use to teach you how to think, now they tell you what to think. That goes for High Schools also!

@nathansimpson5721

Жыл бұрын

@@user-ob5nk3ss1p They still do teach you how to think, and not what to think. I graduated college just over a year ago. Also my high school didn't teach me what to think explicitly, but rather taught me how to use critical thinking skills to make my own judgement. Speak for yourself please, and not for others.

All kids don't mature at same age. Kicking him out in today's world you are asking for trouble . It's your flesh and blood not Dave's. The streets are full of wolves. You will shed the tears.

@KBubba

6 ай бұрын

Those will be his choices not theirs. He is 19 and needs to find out how hard life is before he changes.

@AyoBaby

3 ай бұрын

I wonder how he became such a bum so early in life 🤔 *Cough, cough, Dad, Mom, you got anything to add to this?

Wait We're confused by the lady who says her children are socialist. Isn't socialism ownership of means of production and an alternative way of managing national economy and the market system? Her definition is that the kids are without a religion' which has a completely different meaning. We're all scratching our heads here... her need of not giving her money when she doesn't agree with their way of life or ideology is completely understandable but her explanation is wayyyy out there...

She's in her 40s and the only debt she has is a student loan? Yet she's bad with money? How so? I think she just doesn't want to be told what to do with money that is essentially a gift because it just shows her sister doesn't trust her.

As an older sister with maternal instincts, I would give my sister the money but not dictate where it goes. It's really not our place. We can give suggestions, but we aren't their parents. Give, and let go. We can't control everything.

@diggernash1

Жыл бұрын

Her dad didn't want her to get anything. She dishonors her father.

@anthonyakpan7036

Жыл бұрын

I totally agree. She could offer advice on how best to use the money without being firm on how and what her sister should spend the money on. Just my opinion

@anthonyakpan7036

Жыл бұрын

@@diggernash1 I respectfully disagree. As far as we know, there's no binding contract that her late dad made her sign that no part of the money would/should be gifted to the younger sister. Although an inheritance from her dad, the money is now 100% hers. Therefore, she would be giving on her behalf and not the dad's.

@diggernash1

Жыл бұрын

@@anthonyakpan7036 She did not create the wealth and should use it as the creator wished; even if the intent was to cause pain. She could pick a charity to give a potion of the inheritance to; if she feels guilty about getting it all.

@Monipenny1000

Жыл бұрын

@@diggernash1 I disagree! Relationships is a two way street, the dad could have been the problem. He's gone and has no control over the money that was left to the one leaving the other out. Imagine being the son who was left out of an inheritance because your dad couldn't control you?

You should NEVER set consequences that you aren't willing to follow through on.

When i turned 16 my parents said now your old enough to get a job and buy whatever you want. From this point forward we will only provide you with school clothes, school supplies, food, and necessities. Anything we buy outside of that your gonna pay us back for. I had to buy my own gas for my truck, my own insurance, maintenance, etc. When i graduated and went to work for TDCJ as a correctional officer at 18yrs old my mom sat me down in the kitchen and told me now that ive got a steady good paying job that i was going to start paying rent of $400 a month. She said for $400 a month youll have food, lights, water, a roof over your head, dinner ready when you get off work and your uniforms for work taken care of. She said if you dont like it then i challenge you to pick up the newspaper and find you a place that will do all of that for you for only $400 a month. Those decisions they made me make helped to shape me as an adult. I know that tough love is needed from time to time. They also showed me that having compassion in certain situations is not weakness but a sign of strength.

@franziskani

3 ай бұрын

btw you are hanging on gov. tits for your income. And in the U.S. a whole lot more people MAKE an income from incarceration compared to other first world countries (or deveoloping countries). The incarceation rates (and all the jobs in the prisons, with police, with the "justice" system depend on that U.S. dysfunction. They do have that type of jobs in other countries but maybe 30 % per capita (in job numbers and in expenditures) in other rich nations. The "war on drugs" was never successful and it did not matter at all that other concepts would have been cheaper and MUCH more successful. See Portugal. Only after white folks started to die in masses from drugs, there was a little bit of compassion (at least in media), did not translate to politcal action. Or large scale funding of rehab. Povery breeds crime. The general acceptance to have poverty to outsource jobs kept the crime rates high. The decision to not have mixed affordable housing means that low income parents are stuck in highly dysfunctional environments with bad schools. Crime and dysfunction WILL find their kids even if the parents do the best they can to not let their kids go that way.

@TstarHey-yx2li

2 ай бұрын

Look here, sounds perfectly fine. It taught you responsibility, without the extra pressures.

@Truckerdaddy

2 ай бұрын

@@TstarHey-yx2li that it did. More parents should teach their children monetary responsibility.

@LandonDean-zk4wn

2 ай бұрын

That works only for children who don't know it already. Some kids are naturally financially responsible and instead need to be taught that it's okay to spend, save, and give.

@Truckerdaddy

2 ай бұрын

@LandonDean-zk4wn I think it's safe to say that 90+% of teenagers/adolescents today have zero clue of how to manage a budget or understand the costs involved with living even a minimalist lifestyle.

I have worked for probate/estate planning attorney. Just because one is related, doesn’t mean they are automatically entitled to anything their parents have earned or inherited themselves. People leave relatives out of wills all the time. It’s not uncommon. Most time relationships have been estranged for years, or beneficiaries are reckless, selfish or a hot mess.

@deb9806

Жыл бұрын

Controling parents aren't worth it. To say they are "socialists" who knows her definition, is silly to me but it's her money. I loved when a guy my husband knew in 70's married a black woman and his rich dad said, "I'll cut you out of the will" and he waved goodbye. Dave might hang that over his kids, many powerful men do, but I love when a child says "I'm my own person" and lives their life without waiting for parents death to say what they really feel.

@kathya1956

8 ай бұрын

My brother-in-law was left out and he took his stepmom to court lasting 4 years.

@stpierreforjesusthesavior984

5 ай бұрын

@@kathya1956 That's why you do a Trust bc it cannot be contested, also it is not public domain info.

23:12 i laughed so hard thinking the previous kids mom called right after him

@amwilson195

Ай бұрын

That mom is so toxic. I would never just kick my 19yr old out and know that he is homeless and struggling! She should have done a better job raising him if she wants to control him so bad.

Thank you, John, for a sensible reply to the woman who wasn’t sure she should give her daughters money in her will. You got Dave off his religious high-horse.

If my parents wrote my sister out of their will and she wasn’t a drug user or hurting herself I would give her 50% of the inheritance. Everyone has free will and it’s not up to u to decide how people live their lives. I think this woman is wrong and selfish. There are many narcissistic parents that have a golden child and if him writing her out of the will due to his stubbornness, does not sound like she’s harming herself. About 90% of Millenials are not paying their student loans off so I don’t think that justifies what this woman is doing

I think in the first case, I would either give her a cut or not…what she does with the money is her business. Either way, I would not take surety for her financial predicament.

@Radmxray

Жыл бұрын

Yeah. Sounds like she's trying to control the money. She feels guilt that she was left out, but still wants to control where the money goes. We don't know the sister's side of the story.

@georgewagner7787

Жыл бұрын

You do. She wants to use it, not pay her debt.

@GuilefullyNomadic

Жыл бұрын

@@georgewagner7787 which is totally up to her. If the daughter is considering giving her sister some of the money, she should do it with zero expectations with regard to how her sister uses it…and zero regard for her sister’s financial woes.

Okay so horrible parents blame their horrible parenting on their terrible kids. Am I missing something here. Why are you going to expect an 18-year-old to know exactly what to do and expect them to be having a good work ethic all of a sudden when you never taught them. I hate lazy parents man

@breevestal

5 ай бұрын

Agreed

For those younger folks who want to do the RV thing. I did it, it was fun but financially a bad idea. And maintenance/repairs were a lot of work

@luismireles1938

Жыл бұрын

In hindsight, I wouldn’t do it again.

To not want to leave your kids money because of their political views is ridiculous! Dave disappointed me with his response. If a dem called and chose not to leave money to kids(republican) it would be a different story!

@latulip100

9 ай бұрын

I agree!! Socialism isn’t evil. It’s about helping the less fortunate in a systematic approach so they aren’t starving on the street. It’s basically Christianity.

@ElKamarAchems

7 ай бұрын

Me too! So disappointed! My jaw was wide open with surprise! That’s not very Christian to me. You love unconditionally your own flesh. That’s what true love is about. God loved us despite our flaws. We have to live by example of our lord. How cutting our own flesh from our inheritance because they believe in fair share of wealth is Christian? That is so much more Christian than being a capitalist that destroys human lives and the planet. You can be that rich because you stepped into some suffering either human or natural. What a disappointment 😢

@ElKamarAchems

7 ай бұрын

@@latulip100THANK YOU!!!! ❤ God bless you! I can’t fathom how Americans keep thinking being a capitalist is Christian when it’s all about exploitation either of human lives or planet or both! Being Christian is loving unconditionally and giving without conditions! May God guide us and them

@tamaraliscia3408

6 ай бұрын

​@@ElKamarAchemsYes. Isn't there something about loving (a verb) others as you love yourself in the Bible? Why yes there is.

@wattswatts9179

Ай бұрын

It was terrible advice. She won't be able to wave money around and change her kids' minds. If she tells them she will write them out of her will, they will probably just go no-contact and she basically will sabotage her relationship with them for the rest of her life and die miserable. All for nothing really, just because they disagree politically.

Having a trust that makes an inheritance contingent on "walking with God" might be the dumbest thing I've ever heard Dave say. "Walking with God" or any phrase like it is so painfully subjective that I'm skeptical anything like that actually made its way onto a legal document.

Not being honest with your teenage aged kids about your finances, especially when you are in financial trouble, can backfire and lose your kids trust. Your kids can develop a constant fear and paranoia about the well being of their parents even into your senior years.

@NWforager

9 ай бұрын

if they even understand any of it . a parents bad plight with finance lots of times serves as a good cautionary tale to kids in what Not to do .

@truthtransistorradio6716

6 ай бұрын

I never knew what my parents finances were! All I knew as a kid is that I had food, clothes and shelter.

@mattthomson3134

6 ай бұрын

Yeah, my parents personal finances were not my problem as a teenager..

Good grief! The kid is only 19. Boys, especially, don't mature until mid-20's.

My brother and I were determined to not fight after our parents passed; and we didn’t!

I have a trust and left it all to my sister. My brother has been really gross with my dad. The money will go farther going to one person.

Kid at 19 has no idea how lucky he is to have parents guide him in the direction you should be going. My parents where there but never showed me the correct path because they were not even on it and i was out the house in my own apartment at 18 making terrible financial choices. im choosing to change my family tree and my boys will have great finacial advice from someone who has made these bad choices. even at work im coaching the young 20 year old kids from making bad choices.

For the kid with the camper situation…. If they depreciate so fast then go buy a used one. You can get campers for nothing used

Oh wow the first caller. I feel so sorry for her sister.

Welp, make your own money folks and don't rely on inheritance, especially from parents who don't like you.

The first sister doesn’t have to give anything to her sister. However, if she decides to give her money, she shouldn’t put rules on it. Her sister is making 50 000 a year so she’s clearly doing ok. 20 000 isn’t that much that you’ll feel you can control someone’s live…. I wouldn’t risk my relationship with my sister. I’d give it while giving my opinion and move on.

@franziskani

3 ай бұрын

She got 120,000 or something like that, it is not like she gave her HALF of the inheritance. The sister still has 90k open in student loans (so the 20k will help somewhat, she will have to deal in some way with it). 50k income may be O.K. it very much depends on WHERE she lives. And whether she has a spouse with an income, if she has kids. The sister that inherited btw never said WHY she thougt she was irresponsible except that she seemed to bet on a political development (which could be a smart strategy), and had not made an effort to pay down (a lot ? or anything). A lot of that debt is going to be interest. So if something is "forgiven" it is not the debt, it is some of the interest really. She sounds a bit judgemental: she should give her sister the money and be done with it. Her sister is not her warden, she may waste money on consumerism. But the relational part of it has been solved. Sis cannot complain that she did not get to participate at all in the inheritance.

@franziskani

3 ай бұрын

Where I live a (current) spouse is by default entitled to one third of the assets (that were aquired during the marriage, if the marriage lasted at least 3 years). The husband can increase that share up to 50 % if he makes a will (and the wife can also make her own arrangements and has the same options). The rest is the base to calculate what the children MUST get. ALL children (out of wedlock, first or folowing marriages). So if there are 100k left after his current wife got her share (one third, the half whatever) and he has 3 kids from the current marriage, 1 from the first and 1 out of wedlock, each of them by default (w/o a will) will get 20k. The father then can reduce the default portion by half for some or all kids (with a will). So with 5 kids each gets by default 20 % but he is free to reduce that to 10 % for some or for all. There will be money left over I guess he can pass that on to the wife or other kids as he pleases or donate to a charity. But to cut them out completely cannot be determined by the parents except that the child did some severly wrong Nor can one spouse cut out the other spouse (except the have a prenup or the spouse later signs something voluntarily). Reasongs: Being in prison for a serious crime. In prison over theft once will not suffice. (abandoned the parents when they were in serious need of help. Estranged does not count. The child has an prolonged and ongoing addictiion history - continued not just one episode and they are sober now. The threshold to cut a child out of the will is high and it could be challenged in court. If one child (or some) inherit a farm or biz together it is common that the other siblings will forfeit their right to the inheritance. There is social pressure on them to not unduly burden the heirs and make them fail economically, but of course if there is money in the family those kids will usually get some compensation while the parents are still alive. But they cannot be forced to sign, and it needs to be in front of a notary or attorney to count. I feel that is more fair. Toxic parents cannot play favorites. They also cannot use one child to take care of them in old age, and then the do-nothing kids inherit all. Toxic kids cannot influence their feeble minded elderly parents to cut the siblings completely out of the will. at least something they must get. Parents have a bit of leverage over the children using money, but it is limited. And children do not have to put up with toxic parents because they would get nothing at all from them, while their less honest siblings get all. One scenario that is possible in the U.S.: Most kids turned out well and the one problem child (addiction, does not work) gets it all, because they need it the most. After all everyone else is doing fine (because they make an effort). That kind of favoritism does not fly either. especially if there are several children, the portion for the person that seems helpless will be reduced. In such cases the child will have gotten a lot of gifts during the life of the parents anyway.

Total relief through PSLF is now $62.5 billion for 871,000 borrowers since October 2021

Sitting together with your parents doing finances as a kid is a great learning moment❤

I think Dave really missed the mark on the second call. Not granting inheritance based on the sole factor of disagreements on economic organization, is absurd. The mother even said that both her children are successful, so why would their economic beliefs be of any concern to the mother?

@blackmuslimconservative

11 ай бұрын

Because socialism is destructive to society as a whole. Leaving an inheritance to them is akin to endorsing their views.

@vietman79

8 ай бұрын

It’s her money. No one has the right to tell her what to do with her own money that she worked hard for. If she wanted to donate to her dog’s caregiver then so be it. She already paid for their college, that’s more than enough already.

@ElKamarAchems

7 ай бұрын

Thank God for Europe! Here it is forbidden to cut your children out of your heritage.

@KBubba

6 ай бұрын

@@ElKamarAchemsThat’s the dumbest thing I have ever heard. I spend my whole life trying to make money and then the government has to tell me who to give it to that’s awful. No wonder the USA is able to butt fuck Europe it’s full of idiots.

@JohnFromTheInternet.

25 күн бұрын

​@@ElKamarAchems oh but it isn't.

My young kids were often told, "We don't choose to spend money on this" when they wanted something frivolous. When my husband got downsized and the kids were scared, we reminded them of all the times we said that. We told them that was the money we would live on until Dad found a new job. They got the idea that we would be cutting back and would not lose our house.

Dave's reaction at 10:25 is incredible.

Just because someone spend differently then you. Does not mean their are irresponsible. If she's paying the student, per the income based repayment contract. That is not irresponsible.

@Radmxray

Жыл бұрын

The sister makes 60k a year. And it sounded like she said the student loan was her only debt. So how is that irresponsible? Sounds like BS to me.

3:40 Over 3000 is less than 1% of 227,000?? 🤔🤨 I'm not trusting Dave with my money while he's doing math like that ‼️💀😂😂

🏃‍♀️ me on my way to buy that Henry cloud book Boundaries. Thanks Dave.

Thank you for the truth

31:08 21-year old: My parents have approached me about funding their retirement because I “owe them.” There’s been a lot of damage done in the past, and to be completely honest, I have lost respect for them. Dave Ramsey: Me too, and I’ve just met them! 😂😂😂

@stpierreforjesusthesavior984

5 ай бұрын

Unfortunately too many feel their children "owe" them. They brought the children into the world. The children had no say in that, i.e. their parents' sex life.

good now i dont feel bad not giving money to the church bc i dont agree with how there treating people and what there doing with the money

As a Hispanic (Cuban) my dream is to have so much money that I can retire my mom and take her to live with me, I guess is a Hispanic thing and specifically everything we went thru in Cuba.

@Radmxray

Жыл бұрын

That's super nice. I would want the same for mine had I had the money.

@NoneYa-pg6dk

Жыл бұрын

that is a wonderful thought. I used to think about it too, but what my parents want most is freedom to do whatever they want. so i just let them make their own living so they can still be proud of their achievements. not all parents wants to be a child and told what to do.

@Gregarious3

Жыл бұрын

​@@NoneYa-pg6dk I keep a room furnished for my Mom to use but, she wants to keep her independence. She was a bit of a tyrant of her house when we grew up(her own trauma) and most of us refuse to spend the night at her house.

@ppumpkin3282

Жыл бұрын

I think most people would help take care of their parents - if their parents have legitimate problems and their children have the ability to help, but its wrong for parents to put it as an obligation on their children and not put in the effort themselves. It's a gift not an obligation. The other problem is if you have a spouse, is it right to put your parents obligation on your spouse - especially if your spouse is the breadwinner.

If her sister doesn't have other debt, she's probably not as irresponsible as they are making her out as. Just give her the money. She's a grown-up, treat her like one, even if you don't agree with all her decisions.

@diggernash1

Жыл бұрын

Why should she go against her dad's wishes?

@marram2852

Жыл бұрын

@@diggernash1 because her relationship with her sister is important. Her dad is dead and she wants to be kind and generous, she isn't being forced into this, she wants to do it. But I think treating her sister as a child isn't the way to do it.

@tugmeboat

Жыл бұрын

90K+ in debt for a 62k a year career and she isn't planning on paying back the obligation she signed up for. Yep, sounds pretty responsible.

@diggernash1

Жыл бұрын

@@marram2852 I guess her dad should have given all of it to someone else or locked it up until the sister's death.

@Radmxray

Жыл бұрын

@@diggernash1 Maybe her dad was a tool? We just don't know.

Te young guy- even with a camper, there are expenses to stay at a campsite or batteries for off grid, etc. goo advice Dave. The camper life is very enticing!

Whatever you decide as a sister, whether to split the inheritance or not. But if you decide to give your sister some, she's old enough what to do with it. Let her be.

@cristih7785

Жыл бұрын

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@cristih7785

Жыл бұрын

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@cristih7785

Жыл бұрын

Ttttt

@cristih7785

Жыл бұрын

Ttttt

@cristih7785

Жыл бұрын

Tttttttt

70 years old? They probably won't even make it that long who knows so give it to the give them money when they're so old that there's going to die? That's crazy she said love them for who they are and not hold money back from them because of their choice for political party.😢😂

The first story I think was a bit unfair. There were so many work around she never considered. She could pay her rent a year out, buy gas or grocery gift cards. Call companies and pay random bills. She could do all this and make her sign up for a financial program to help her with her spending. There were so many work arounds other than student loans

@TstarHey-yx2li

2 ай бұрын

I agree!

Lol a speeding ticket? Oh my what a troubled kid

@Radmxray

Жыл бұрын

I know right? She obviously doesn't understand what a " bad kid" is. Could be way worse. I don't think his behavior justifies kicking him out at the old old age of 19. SMH

@CuanPrince

Жыл бұрын

@@Radmxray I dont understand this thing of kids in the USA having to move out at a certain age, many children in South Africa live with their parents until they get married or are financially stable enough to live on their own, kicking your 19 year old out is just going to lead to bad things.

@tamaraliscia3408

6 ай бұрын

​@@CuanPrinceI live in the US and I don't understand it!

@CuanPrince

6 ай бұрын

​@@tamaraliscia3408it's like they see the children as an expense until 18 and then they want to remove that line item from the budget 😢

@tamaraliscia3408

6 ай бұрын

@CuanPrince. Agree. Or, because son is 19 they (mistakenly) think it's the magic age when kids are suddenly as mature as the parents. I have two adult kids. Neither were told they must move out when they reached a specific age. The 19 yr old in this situation lives at home and has a job ... parents do not respect that ... that's sad. They have forgotten how immature they probably were at 19 ... 19 is not 30, it isn't even 25. I don't get a vote because I'm not the parents. If I did, I'd tell the parents to sit down and talk to their son. I'd tell that son I made a mistake and apologize. I'd tell my son, he doesn't need to move out by a certain date. I'd tell him I'm proud of him for having a job. I'd find out what HIS goals are, and know that a goal at 19 is different than at 25. I would not be condescending or disrespectful of any dream or goal the 19 yr old has but help him figure out how to reach them. HIS goals, NOT mine for him. And because he got one speeding ticket he's a "troubled kid"?! Good grief!

A little late now, but military is a great option, that's what I did, at 21, 62 now 2 retirements and great job 200k with overtime, a lot.

was traumatized at age 11 over debts, my parents still don't realize it nor take accountability. It's been hard to understand how deep this trauma goes it's scary. I don't hate them at all but I wished they did it different

@junebyrne4491

10 ай бұрын

I am sympathetic. It is a different form of child abuse. Maybe it was a gift to you because it has made you have a different life. Respect and prayers for you.

I am 28, my father still never told me about income. I literally have know idea how much he makes or made in the past. Not even a ballpark. I have no idea whether I will inherit anything.

2:29 "she's irresponsible with money" - Dave. ummm...she has a job and makes $60k a year and has no other debt except for this predatory student loan, which many people fell for. the goverment will take tax returns or settle the student loan crisis they created. watch and learn. dads money would be better spent on a house down-payment or something else. what the sister said. thanks but that may nit do anything directly for her. except she will hear about it from you all the time about how you did this for her. you have no idea what went down between daddy dear and little sister. let her decide how money from dad goes. she may not want any part of him.

There's a reason why the sister didn't get any money. I think she is not wise if she gives her sister money. That is enabling her bad behavior.

im from SEA, its weird to hear discussion about kickup out our own kids

Yes Dave. The Federal Reserve is destroying my family by printing money!

I started cleaning houses at fifteen because I couldn't get a job until I turned sixteen I i have no symp b for teenagers that don't wanna work.

As a parent, my 4 kids will get an equal share. I see it split familied apart. I could care less what they do with it. That's just me.

I’ve heard Dave allude to how he is leaving his inheritance to his children, but I’ve never heard it discussed very specifically. Does anyone know if he has given more insight on how he has set that up? Who is in charge of the distribution and who decides if someone meets the qualifications? Etc.?

"Remember the time I bought you diapers." 😂😂😂

Lazy boy on your couch moving to a friend’s couch… he needs a wakeup call. Kick him out. Keep in contact sure but no financial aid. Failure is the best teacher. Agree to help him later, a small bit of money for every act of effort you see from him could be a thing, but give nothing if you see nothing.

Curiously, what does a government or country look like without a bit of socialism? It can't be wholly disregarded

@createone100

5 ай бұрын

Dave likes a)drama and b)labels. He isn’t a deep thinker, bless him.

she 100% lied about the amount of money received, she avoided the answer the first time, and then stalled when confronted with the question the second time.

What a rotten woman to withhold her childrens inheritance because of their political beliefs.

I don't understand why a parent would not want to leave what they have to their children. My husband and I are both Christians, have always paid tithes. My 3 adult daughters in their 40's live the same life. Yes, every penny we have earned came from God. No matter what we have, it is in the will to divide all assets equally. If one of them would go astray, God forbid, that will is not going to be changed. It's like paying tithes, we don't know for sure where it is going, but we give it to God. If parents can make a difference in their children and have peace about that, then that's up to them. As far as drug addicts, we don't deal with that but even if they are left out of the will they are still going to find a way to get the drugs and maybe go into deeper despair. My dad was going to leave one of my siblings out of the will because she chose someone to be with that he did not agree with. They were at odds for 7 years until the week he died. He said he knew he would not feel good about it if he left her out of the will. Had he done that, I had already made up my mind I was going to split my share with her. The 1st caller who was a sister to her younger, should feel ashamed that she could not share her in heritance with her sister. Personally, I could not feel in good conscience to do that regardless of her dad's will. When your parents are gone, you realize how so important your siblings are!

Financial control & Stability Then life meaning, gotcha😂👌

You can't help pothead or drug addicts. They have to want help first and come to you first . Trust me

Something’s off about this call. She seemed really nervous about telling Dave how much she inherited.

@user-ob5nk3ss1p

Жыл бұрын

Well, that is always an awkward question to answer, maybe they think, oh it is not much or oh I don't want to give that info out over KZread.

@Gregarious3

Жыл бұрын

Maybe the amount is $3m but is trying to decide how to be kind. The amount is not that much the point.

@tamaraliscia3408

6 ай бұрын

Because it's an awkward question. And maybe no one knows how much she inherited and wants to keep it quiet. It doesn't mean there is anything "off" ... that's nothing more than an assumption and assumptions are always subjective.

I hate what David said about the “socialist” call. So what if someone has different political/economic views? What matters are their values, not if they are capitalist. Ridiculous

It's a closeuer right timeming explain what your side and the amounts

Respect your father’s wishes.

Awesome

I have recommended the books BOUNDARIES and also SAFE PEOPLE by Cloud and Townsend numerous times over the year. Sound Godly advice. (I edited for typos).

Landscaping teenager should look for a place to rent. Go to that owner and offer to landscape for the property as well as the owners personal property for either free or a discount in lieu of looking at his credit.

Lol! "as long as I'm working my a$% off!" lol

I think that a script writer for movies, should write scenes that depict the negative outcome of decisions being made, from beginning to end ( with the intent being- this is what happens when you don't listen) so that people can watch not just Ramsey explain what should be done, but seeing the "extended cut" of what would happen, if people continue along on a bad path. The biggest reason is that sometimes we can watch someone say something, and it registers, but it doesn't stick, until we put ourselves in a bad situation. Adding another perspective to all of these situations, may help.provide the clarity we need.

@adambeltramo461

Жыл бұрын

I say that, because I'm in my own boat of failure, and trying to rebuild myself from a lack of responsibility. I've listened to a ton of Ramsey lately, (finally). But I do know how inspiring watching clips of people acting reality out, can effect us, when seeing the negative path played out before my eyes.

@Tazazak

8 ай бұрын

@@adambeltramo461I hope the rebuilding is going well for you!

Dave is perfectly entitled to do what he wants with his money but if his inheritance is dependent on his children sharing the same faith worldview as him, it reflects very poorly on his faith. Also reflects poorly on him when he thinks people that don't share the same political ideology as him mean they have character flaws.

@Wabsirba

7 ай бұрын

Spot on. Humoring the "socialist" called was disgusting.

@tamaraliscia3408

6 ай бұрын

Completely agree! I cannot imagine controlling my children's faith, or political opinions from the grave. That's just so disrespectful. Occassionally, Dave loses it and starts making negative comments about political figures ... out of line, in my opinion.

@leahkushman

26 күн бұрын

As a liberal, I agree with you both....but as we often do in life and relationships, I will take the good advice that he gives and let the rest just lie there

@john1425

26 күн бұрын

@@leahkushman It does not make him look like a good person at all and it makes his religion look hateful. For the record I'm a political conservative.

If papa said no your spitting on his wishes if you give that sis a penny that's why it's so hard to give it, because shes not doing what your family is about. I'd like to see what dave would say if one of his kids skipped his trust and just gave it to the addict kid anyway

Maybe the father knows that SHE IS NOT HIS BIOLOGICAL KID🤨 that’s why not in the will!

@cristinaevans139

Жыл бұрын

Very clever penny

You don't owe you parents! You didn't ask to be here, they did.

Just give the sister the money instead of infantilizing her further.

@ThereSaSpiderNMySoup

Жыл бұрын

Why, the money isn't hers. Her sister gets to decide the kind of gift she wants to give. It's out of HER INHERITANCE, it's her decision.

@Elizabeth-yg2mg

Жыл бұрын

@@ThereSaSpiderNMySoup the whole video is about what she should do! She should give her the money!

Her sister is bad with money but only has student loan debt???? That doesn't jive.

@Monipenny1000

Жыл бұрын

My thoughts too. Sounds like their deceased father couldn't control his daughter he disowned, now her favored sister is trying to continue that legacy. It's about control. That is the issue, surprised.......not surprised that Ramsey didn't recognize that. Then of course he talks about the conditions he put in his own trust for his children to get their inheritance. God forbid one of them questions their beliefs and deconstructs it. How foolish for parents to put conditions on inheritance. It's one thing if a child is an addict or alcoholic but any other condition is nonsense.

@bloodmusthaveblood

Жыл бұрын

I have lots of friends who are bad with money but don't have debt. They just spend everything they make on stupid stuff, but when they run out they're done. It's 100% possible to be bad with money and not have debt. At least outside of America it is...

@MsLady-gb3gy

Жыл бұрын

Exactly 💯 give her the 20k as a gift 🎁

@markcowan3366

Жыл бұрын

90,000+ that she refuses to pay off... yeah I'd say she is bad with money. If it was any other form of debt at $90k, and she was refusing to pay it, you would say she is bad with money.

@c.w.1925

Жыл бұрын

A Father who doesn’t take care of his child is worse than an infidel, that’s scripture. The sister sounds quite self-righteous, I would set up a an investment fund for her. The sister is too judge mental, you can’t control other ppl.

I would never kick out my 19 year old child. Unbelievable

@Aminah6623

Ай бұрын

19 by law is an adult.

Jesus Christ is our King of Kings and Lord of Lords praise God praying for everyone everyday God bless you all

Hola buenos días gracias por todo lo que acen por las personas… creen k lo pueden acer en español.. ay miles de personas k no hablan o entienden inglés … gracias por todo 🙏

@ThereSaSpiderNMySoup

Жыл бұрын

Si estan en USA deberían de aprender.

@DDEHoodStarz

4 ай бұрын

​@@ThereSaSpiderNMySoupel dinero no habla Ingles. El dinero se entiende en todos lenguages.

@SomeCallMeTato

2 ай бұрын

​@@ThereSaSpiderNMySoupSería beneficioso, no se si es requerimiento para estar allí o.o

@SomeCallMeTato

2 ай бұрын

Toma clases hombre, escucha podcasts, escribe, si aprendes entenderás un mundo más. Googlea las palabras que no conoces, mirá contenido que te dá curiosidad en ingles y aprenderás más rápido.

LOL “Remember that time I bought you diapers?” LOL

A travel agent for guilt trips? Perfect description for some people.

“Are you in a good church?” What if you aren’t religious? Where would you find a good community to have in your corner then? Just curious how Dave would handle that situation.

The sister who enrolled in the Income Based Repayment Program does not believe a lie about her remaining balance being forgiven. She believes the terms of the legally binding contract she entered into. I did too. I'm pretty sure what happens is that the forgiven portion is the frighteningly inflated compound interest.

@brianruff1133

Жыл бұрын

I believe it is all forgiven after 25(?) years, but the forgiven amount will count as income and you will be taxed on it. But as you said, it depends on the terms that were signed.

I think if you are giving a gift, it should be a gift with no strings. Or just don't do it.

What do you mean Socialists are parasites? Socialism is about helping people in need. What's wrong with that?

Why does this money need to be so directed? The lady has backed herself into a corner. I would say you can't use it as the down payment of house, or to secure a lease on a more expensive car. Why wasn't their a discussion on how the sister would use the money?

The 19 year old with desire with landscaping, is trying to do too much. He's already working overtime....hes doing too much to early.

I don’t understand why parents want kick out a 19 year old. If he is working and helps out at home why kick him out. Gosh. How is kicking him out will make his mental health better. If he is breaking house rules I understand but I don’t think mummy is being honest about how she raised her child. Maybe he has been enabled. Teenage years are the most confusing and hormonal years ever.

Sister #1 who received the inheritance is judgemental. If you want to, give Sister #2 some money and don't worry about what she does with it. If you keep strings attached to the money or keep one eye on what she does with it, it's not a gift. You can't FORCE someone to be responsible with money, just because you are. If she doesn't care to pay down the student loans, you can't force her to care.

I agree with dave a lot, but to not give your kids inheritance because they may not share the same faith is ridiculous

Dave lives in a ten million dollar home, just sold it after 14 years. Didn't they think that was odd or did that come much later. Of course when you live among the same, you don't notice it as much. I remember a kid visiting me who was "rich" and commenting years ago why I didn't we didn't have this and that. He didn't know, it's all he saw.

@PamelaRuddyUKart

Жыл бұрын

I think previously Rachel has said they didn't have a pool until after she was in college or something like that so I think that came later.

@deb9806

Жыл бұрын

@@PamelaRuddyUKart But still a very large property. Down south things are cheaper but I think by the time they were teens they were well set and college saved. Even when they were younger, his wife would say "you can afford it" but he thought some things for children were excess. Choices they all make now on their own. Rachel chides him for spoiling grandkids the way he didn't them. ; )

@Gregarious3

Жыл бұрын

As kids, Dave let them work the conferences and sell books to pay them so he could add to their Roth. Have to have income to fund your Roth. That is rich people stuff more than a $10m house. My wife and I live in a paid for house, something that happened after our son grew up and as we became more successful.

Send it to Hillsdale College

10:27 😂😭 honestly the same happened to my uncle when he went through college ☠️ That’s why my mom spent yrs warning me in advance to look out for some of the messages they push at these universities & as a current uni student I’m sooo grateful. I’d encourage all parents to do the same-build a strong bond with your kids and an uncorruptable moral foundation for them to carry with them through life-it really makes an impact

@createone100

5 ай бұрын

Why pay for a university education if you go with a mind already closed?

@DDEHoodStarz

4 ай бұрын

Brain dead snowflakes blame education when their friends and family evolve and learn how to think.

That first call was torture to listen to.