I had $62k, but now it’s PAID OFF🙌🏾🙌🏾🙌🏾🙌🏾

@SemajRaff

Жыл бұрын

Good job Lekesha!

@maryannsmith9093

Жыл бұрын

Congrats..I paid mine too!!! Ironically, then I bought a house

@lekeshamiller3494

Жыл бұрын

@@maryannsmith9093 Congratulations 🎉🎈🎊, I’m so happy for you❤️❤️

@blahblah3726

Жыл бұрын

What did you major in?

@JohnSmith-it4sv

Жыл бұрын

Well played

When my student loans went to zero interest I got rid of them. It took a lot of sacrifices but we did it. We spent every extra dime on them and they are done! The government is the last group I would ever trust for my financial success. Thanks Dave and Jade for promoting the truth!

@juicymoon1017

Жыл бұрын

My daughter paid her’s also… it was the perfect time to pounce

@txnmia8613

11 ай бұрын

The government is not out to get you, you know. Reagan truly did unspeakable damage to this country with his 9 words propaganda.

@PInk77W1

11 ай бұрын

I don’t have any student loans But if I did and the govt was offering Zero payments/interest for 3yrs I damn well would use that golden opportunity to get them dead.

@PInk77W1

11 ай бұрын

@@juicymoon1017super smart

@UtotheJ

11 ай бұрын

When it’s zero interest, why not invest the money? Zero interest loans are literally free money. I owed 500k in student loans when the pause started 3 years ago… I bought a house, sold it (last year) due to work-related move (very fortunate for a 120k profit). Have 250k in HSA at 4.8% (that’s 20-30k extra over the last 3 years (didn’t start with 250k, interest wasn’t 4.8% 3 years ago either)… in the last month preparing for loan interest restart, I paid 250k… the same amount I’d otherwise have paid (but instead I now have more to throw at the student loan and an emergency fund)… there’s more than one way to manage debt. These guys preach ONLY to the irresponsible people.

I put my head down and paid mine off my coworkers were telling me I was crazy. Who’s crazy now I paid it off and now they still owe.

@jragon9215

Жыл бұрын

Ahhh mine were just forgiven, all $137,681 of it, my only complaint is that I’m not getting the same recognition as someone that paid it off manually.

@TheFootballstar5588

Жыл бұрын

You could have been buying tbills and have an additional 5% of whatever your student loans were. Then pay it off all at once now, so you cost yourself probably hundreds of dollars by paying it off early.

@rayofsunshan

9 ай бұрын

@@jragon9215 Debt Free is Debt Free regardless of the means. Congratulations!

@stewbugz5213

6 ай бұрын

Don’t listen to the haters on here…. Congratulations! Well done!

I’m hoping for a stellar used car market this Christmas season! 🤞🏼

@jessicawalker5210

Жыл бұрын

Thats what I'm saying! Thanks for breaking it in for us yall!😂😂😂 😢😢😢

@15KHPCLUB

Жыл бұрын

Big engines are being phased out of existence. Values are only going to increase on vehicles with them.

@seabass22

Жыл бұрын

@@15KHPCLUBon 1/2 ton trucks and lower. 3/4 ton and higher trucks are exempt from EPA regulations. Or at least don’t have to abide by the same rules.

@EverElia

Жыл бұрын

Toyatathon or Honda Holidays? 😆

@bethanyg153

Жыл бұрын

That would be welcomed here!!!

I never stopped paying now I have only $600 left will be done before September so so happy was paying 10k for about 7 years because of the outrageous interest

@robertprice9052

Жыл бұрын

What interest rate? How high was it?

@ramonarucker6865

11 ай бұрын

@@robertprice9052 Did you really think that student loans had no interest. Some can be up to 11% that’s the highest I know of but the federal loans can be 6 or 7 % maybe higher and that’s before they stared raising interest rates. Who knows how high they’ll this year.

@potatopilot1699

10 ай бұрын

Congratulations mam!🎉🎉🎉 it’s a big achievement to become debt free💪💪💪

@stewbugz5213

6 ай бұрын

Good job! Congratulations!!

I'm so grateful i never went along with the student debt trend. I attended a 2 year college in the morning during the week and worked on the afternoon/ nights 7 days a week to support myself and pay for school. Until i got on at a company who paid for tuition reimbursement, stayed there for 8 years and worked my way through different departments. Then got a better job, no one even cares about my schooling only my experience. Now i own my home, i bought a brand new car and most people my age afre struggling. But they were the ones foot loose and fancy free living the life back then. I was homeless, on my own at 15 so i learned early I suppose...

@EastCoastReefer

11 ай бұрын

Great job. I don’t know you, but I am very proud of you.

@kikiandace

11 ай бұрын

@@EastCoastReefer thank you kindly

@stewbugz5213

6 ай бұрын

Wow! That’s a testimony to the rewards of hard work and not giving into debt! Congratulations!

I just kept on paying mine. I was used to making the payment, and it's not like the debt was going to go away.

@daveclawson2537

Жыл бұрын

Interest wasn't accuring correct. Were your payments all going to principal?

@danielsmith9130

Жыл бұрын

​@@daveclawson2537exactly! 💯

@Vertexp

Жыл бұрын

I used the 10k i had in 2020 to pay off my loans and put it into a brokerage account. It’s at 26k now and I now plan on using it to pay my loan off in-full. If there’s a pause, and If you can beat your loans interest in the market or if it were 0, why pay it when’s it 0%?

@danielsmith9130

Жыл бұрын

@@Vertexp NOW THIS is why we should all have a finances course before we graduate HS. It makes perfect sense to me, but I never gave it any thought until I saw what you said. I'm writing this down for any other loan that comes my way and I'm dumb enough to take it...

@wewhoareabouttodiesaluteyo9303

Жыл бұрын

@@Vertexp What stock gave you $26k in 3 years? Wow!

I still made payments to my student loans despite the payment pause and managed to get a higher paying job. By the end of this year I’ll be done 🥳. Dave did warn us that the government would never agree to student loan forgiveness for everyone. It’s very interesting to see how many borrowers don’t care about going into default, I don’t think they realize that their wages will get garnished 🤷🏽‍♀️

What!! I didn’t know that.. I keep paying my student loans and now it’s paid off. Thank you GOD!!

@sagitarriulus9773

Жыл бұрын

Same here, and Ive been telling people that the real loan relief was the loan pause and that ship has sailed.

@urbanNegritude38

Жыл бұрын

It was reported LESS THAN 1% of 45 million students with this debt actually kept paying during the pause.... so congrats on making the smart move !!

@Vertexp

Жыл бұрын

Was yours 0% during the pause? If so, you missed out on compound/dividend/ and high rate saving accounts that could have grown that cash over time. You would’ve been able to pay that loan off and have some house money after these 3 years. My 10k I had set aside for my student loan in 2020 grew to 26k today. Now I can pay it off and have 16k on the side.

@bruh-tq2pw

Жыл бұрын

@@sagitarriulus9773smart person

@bruh-tq2pw

Жыл бұрын

@@Vertexpthat’s a very stupid mentality

I'm so glad I never got caught up with student loans. When I was 18 $40,000 seemed like so much money to be paying for school I did my research and found ways to go to school on the cheap & I don't regret it one bit.

@seabass22

Жыл бұрын

I really wanted to go to AIT. Until they told me it was $80k. A year.

@wewhoareabouttodiesaluteyo9303

Жыл бұрын

If you had parents that forced you into it, you really did not have a choice.

@joemon7463

Жыл бұрын

Same, it seemed like a prison sentence.

I paid off my student loan debt today. 35 k worth. Now I'm free to work on my animations on youtube lol

I believe most people with student loan debt have resigned to taking the debt all the way to the grave

@Damon-qt3fw

Жыл бұрын

Right on! My friend said that the other day. He counts student loan and car payment as a living expense. Just sad.

@wewhoareabouttodiesaluteyo9303

Жыл бұрын

I think in 20 years from when they were taken out, they hit the statute of limitations.

@cathyeller5722

Жыл бұрын

@@wewhoareabouttodiesaluteyo9303 nope

@AmyBethB

Жыл бұрын

Mine was required to be paid back in 10 years. Have things changed?

@wewhoareabouttodiesaluteyo9303

Жыл бұрын

@@AmyBethB There are no deadlines. Statute of limitations applies after 20.

It is crazy that the college educated borrowers were collectively sooooo stupid.

@matthewcaldwell8100

10 ай бұрын

I'd really modify my contempt given how many massive businesses have been failing because they decided to use their money for stock buybacks instead of *checks notes* paying their employees.

After paying my loans off, all I gotta do is sit in my chair, sipping my tea, and patiently watch what happens next.

This is why schools should be teaching about real world economics/budgeting/finances etc. Imaging being this god awful with money

Look forward to calls in the future from people that screwed themselves by doing this. It's coming, we all know it's coming.

@king77solomon30

Жыл бұрын

When they set up the global currency, everyone in debt will be cleared whoever bows to thee new WORLD ORDER

@luminous6969

Жыл бұрын

@Rawbeatzzz It's a bot.

@phoebesmith9089

Жыл бұрын

Screw themselves by buying a home or a car? By putting into the economy? By housing themselves and providing themselves transportation that I’m sure was much needed. Most people with student loans and parent plus loans are regular middle class not wealthy people that couldn’t afford to do it otherwise. What if your kid needs an old used car to go to college? You really don’t have any idea what you’re talking about

@luminous6969

Жыл бұрын

@@phoebesmith9089 Well 136 people liked my comment so 🤷

I’m extremely glad I never got a student loan. Those loans are ridiculously massive sometimes and unrealistic to make all payments on time for a percentage of them

@KimKimbelle

Жыл бұрын

@@frankthefkintank yes this works and it is worth it BUT unfortunately the majority of student loan situations don’t look like this, I know someone who owes close to $100,000 and makes under $40,000 a year , so he has to pay his mortgage, vehicle, and take care of his children and also squeeze that loan payment in.

@Da_Benski

Жыл бұрын

​@@KimKimbelle If he makes less than $40k, he's not using his degree.

@KimKimbelle

Жыл бұрын

@@Da_Benski He may not be but all degrees don’t necessarily have strong income,

@blacktea69

Жыл бұрын

My degree in business has not served me well yet, I am glad I don't have the salt of student loans in my wound

@kensmith2796

Жыл бұрын

@@blacktea69 You should have got a bachelors in business majoring in accounting. you would have had a job lined up before graduation.

The amount of financial illiteracy in America is mind blowing.

As someone who lives in Europe I still to this day, and I’m 30, don’t understand the system in America, you finish college and you are already in debt 100.000 $ or more… like. What the f*

@Luca-sz5uy

7 ай бұрын

I guess you can argue that the financial literate can be more successful in the US whilst our “socialism” helps more the “unresponsible”

I paid off my debts when we were getting aid from government during the pandemic! Now I’m debt free!!! No more student loan debt!!!

I don't know anyone that has college debt that did those things. Adding a mortgage and or a car note?? Where are they getting these statistics from?

People should understand that if there is no student debt relief, there's going to be a ripple effect on the entire economy when these people default on their debts. I mean, that's basically what caused 2008. People couldn't pay their mortgages, they defaulted, and it hurt the entire economy.

@jaygrenham

Жыл бұрын

2008 was completely different People had mortgages with adjustable rates and when the mortgage collapsed happened it was brutal These students need a wake up call and it’s coming … Biden blew smoke up their butts and pandered for votes … Learn your lessons kids !

In actuality, it would have been smart to weigh your options during a pandemic. 1.) There is a chance you were not going to work and 2.) If you were going to work, you would make the best use of the $, which means if housing was low, you would have bought a house before paying on a student loan. Why? Because it would be cheaper than renting. People were trying to leverage during the pandemic. What I do not understand is why people were getting delivery on their food from fast food places? Just go out and drive thru it, use the money saved to pay down your student loans.

This girl is awesome! Best one yet. Good job adding her on, Dave.

@angel-ij4xv

Жыл бұрын

tell the government to pay off the loans

@phoebelee55

Жыл бұрын

@@angel-ij4xv.. government doesn’t have any money they are stealing it from taxpayers… And I don’t wanna pay for anybody’s bad decisions

@shea1219

Жыл бұрын

I love her! She's smart, and to the point.

@angelahenry5049

Жыл бұрын

Yeah we need yet another Candace Owen's 2.0 to legitimize his racist bullshit beliefs he's not fooling anyone with his sudden need for diversity🤔

@fatimamanneh9432

Жыл бұрын

@@angel-ij4xv whoever sign for the loans should pay it its not the government responsibility

I believe that student loans should be paid off by the borrower, but at 0% interest because some rich banker is making money off of education

@agricolaregs

Жыл бұрын

Then there is no incentive to loan money. People don’t loan money out of the goodness of their hearts and give you 10-20 years to pay it back. If they did that, then there should just be no loans for college at all.

@greatboozard467

10 ай бұрын

Except most people get a loan thru the government thru taxes they pay anyways. So paying back what you borrowed is really not that big of a deal at 0 percent.

I never trust an administration that didn't know the difference between a man and a woman.

I bought 5 rental units in the last year. I still have student loans. Part of the passive income I make with my rental units will completely pay off my student loan payments.

The straw that broke the renter’s back

It’s going to be bad. I’ll be paying mine, but most people who didn’t make any payments will probably not be able to afford them, especially with all of the inflation. We could see a situation similar to the 2008 housing crisis

August-September videos will he awesome to watch lol

@SemajRaff

Жыл бұрын

That’s a lil predatory lol

@shinobixa4

Жыл бұрын

Indeed 😂😂

Stopped paying when the pandemic hit and started doing 60+ hour work weeks and a side business, stacked that savings. Paid off $22k in student loans $4k in credit cards. One month after I paid, Biden announced the forgiveness. Still, if he does it, I’ll be annoyed I missed out but happy for those with relief. I told everyone, forgiveness is NO INTEREST, take advantage! GOD IS GOOD ALL THE TIME!

I hope this will cause cars and homes to get cheaper

@shawnsenese1760

10 ай бұрын

I'm driving my 2009 nissan altima into the ground. Bought it from my parents 7 years ago and paid it off 6 years ago. Still going strong.

@redphoenix1740

7 ай бұрын

​@@shawnsenese1760 Nissan's are die hards, they last forever

Love Jade! Glad Dave hired her!

@33ladyRAM

Жыл бұрын

Me too!

The economy is going to hit the fan when student loans return.

It was the perfect time to pay your student loan!! No interest!!

Don’t waste a crisis….God I love Dave….. exactly what my Dad would’ve said….stupid is as stupid does…

As the reaper flys over Goldshire in world of warcraft halloween week he screams "The day of reckoning is here" damn fitting (:

Crazy thing is i know so many people who went to school, are making 40k or so in teeny tiny small town appalachia, that are still considered too low income to make any payments. Mind you they are living in areas where the median income for a family of 4 is 30k. They never have made any and probably never will. They also never got married. Thats the key. Have a few kids, get medicaid for the whole family, move your fiance in who also makes 40k or more and live like kings.

Therefore, no student loan forgiveness please

@stephenshelton4267

Жыл бұрын

People this stupid deserve to be exploited.

@fsmoura

Жыл бұрын

Haha! Good one, pal! What else? Balancing the budget? Paying off the national debt?? hahahahahah

@basicbutter

Жыл бұрын

​@@fsmouraIt does sound nice, but what about the people who worked hard and paid it off? Why should they get nothing? I'd like to see them forgive the loans, they have spent trillions of dollars doing far dumber shit

@linuxman7777

Жыл бұрын

What about for the people who were smart and invested their money that they weren't paying on student loans

@seabass22

Жыл бұрын

@@basicbutterwhy do you people even have the idea that forgiving loans should be a thing? It absolutely should not be a thing. Shouldn’t even be talked about. Inflation would skyrocket and destroy this country.

Well the people were supposed to use this time to "practice" making student loan payments by sending their usual monthly payments to a savings account. Whoever actually did that will be rewarded. Who didn't, well...

@jragon9215

Жыл бұрын

I think the judgement and decisions from women are pretty good when it comes to things like this and money and health and pleasure.

I bought a truck 2 years ago, and now I’m trying to pay it off by the end of the year. 😂

The people who swapped student loans for car payments are the same people who want taxpayers to pay their student loans

No excuse. Pay your debts. If you are irresponsible then that’s your problem not mine.

@donkeykong2.0

11 ай бұрын

u do realize most people are trying to pay off their debts right? no one asked to be $80 deep in fucking student loans 💀 u can blame the shitty u.s. government for that

@AstroBaby91

11 ай бұрын

You're right. People should starve to pay off these loans. How do you sleep at night being a weirdo?

@geneb2131

11 ай бұрын

@@AstroBaby91 no one is going to starve. Take A second job - cut your spending, move in with parents or Take in a room mate. Not my responsibility. Took me 7 years to get thru college because I worked. Why is no one mad at the prices these professors make? Do people get to give car and house loans forgiven too. Sorry but u are just greedy.

@cali7077

9 ай бұрын

@@AstroBaby91 should of paid when interest rates were zero,how can “smart” people who go to college not understand 😂😂

Repos and credit debit will soar!

Rice and beans staritng on September 1st.

Many in this forum warned them about the student loan politics back then. Pause was just a trap. Lesson learned?

Just extend the 0% interest again.

@txnmia8613

11 ай бұрын

Congress said no more forbearance period. Had a good run at 3 years and a couple months. One of the few good things trump did.

I think a lot of people fail to put interest rates into perspective when they make certain decisions. Student loan interest rates for federal loans tend to be way smaller in comparison to car loans, mortgages, etc. so it makes no logical sense to trade debts.

I love the Ramsey show, I get to listen daily. Papa Dave is full of financial and life advice, biggggg boots to fill when he finally decides to fully retire. I hope to have my home paid off before he retires so I can take another trip to Franklin Tennessee to his beautiful empire.

I have an idea. Instead of government forgiving student loan debt, how about universities refund the tuition for false promises and worthless degrees.

Couldn't be that their trying to end the middle class, could it? 🤦‍♀️

@wvglitter7761

Жыл бұрын

They're

I know some folks paid the student loans off during the deferment. With the 0% interest & paused payment status from some of those student loan companies, they didn't have to worry about the magic date coming up.

@fatimamanneh9432

Жыл бұрын

Yes I am one of those people we have to use common sense and take advantage of a good thing when given the opportunity those ppl who bought things they couldn’t afford just because they thought their student debt was going away deserve everything that is coming to them smh idiots

@kensmith2796

Жыл бұрын

@@fatimamanneh9432 Actually, the smartest thing to do was park the money in investments earning earnest, then pay back the loans just prior to the interest date. Inflation bonds were paying nearly 10% and the semi conductor chip stocks more than doubled.

Thr economy is going to dip even worse than it is now

I invested instead of paid during the three years. Made some good returns and paid off about 93% of my 80k of student loan debt.

People are never gonna pay that

These new income driven plans are goint to be an incredible JOKE! Just 5% of discretionary funds??? That’s nothing! Why would anyone bother to pay back their loans if they qualify for this absurdly generous plan? As a taxpayer, this is disgusting.

Good for you guys who were able to afford to keep paying your loans down. Some of us literally couldn't afford to keep paying it.

It's amazing how when you're not straddled with major debt just to get a crappy job that even with the crappy job people are willing to go into a debt that helps the Real Economy.

Defaults will be at all time high this Christmas. Will be a very sad day for the American economy

@trifecta1

Жыл бұрын

Totally agree, people think payments restarting will solve problems, it's not. People will spend less and have less money, lots of economic sectors will suffer. There's just no real easy way to solve the problem.

Suddenly that repo job isn't so ignominious. That man is going to be making money hand-over-fist.

No disrespect. That's one reason why I didn't go to college. DEBT!!! 😂😂😂

We bought our house, SUV and truck all while paying 1200 worth in student loan payments a month! All before kids and vehicles are paid off, thank God! Now just working on my student loan so we can be free!

They went into more debt then they can afford, so what, pay your own bills!

We paid of my wife’s medical school loan finally, after 20 years!!! Living debt free feels so much better than any material possessions.

That pause was the perfect time to pay them off. Smart people would've realized what a good opportunity it was and taken advantage of it.

Wow, I couldn’t imagine, that’s nuts. I used this time to pay off everything and worked my way into financial freedom! Thanks Dave, listened to you a lot when I graduated in 2020

Became debt-free on September 1st 🎉🎉. 110k student loan forgiven in 2022. Paid off mortgage on my condo. Now it's 35% into retirement. I took full advantage of that three-year pause. Never increased my lifestyle. ❤️❤️

Proof that the money isn't actually owed, otherwise there would be an economic crisis from no payments for 3 years

My real estate agent told me about a client he had that got a mortgage pause for THREE YEARS!!!! You give me a break from paying my mortgage for that long I’m paying every bill I’ve ever had!!!!

Funny this video popped up after I had read 40% of borrowers aren't paying back the debt. The article did specify some weren't making payments because of system failures once student loans restarted.

Heck yeah, people went into more debt during the pause! In what world do you live? You gotta make ends meet! Those beach vacations won't pay for themselves!

@angel-ij4xv

Жыл бұрын

government will pay those beach vacations off

@fsmoura

Жыл бұрын

@@angel-ij4xv Heck yeah they better, for I ain't got no money!

I doubt very many people went out and brought cars etc. I used this time to payoff higher interest debt and still payed off a little debt. The anti education sentiment is really sad. I can’t believe all the negative comments toward people who have tried to get an education. Most people still need assistance, even after grants and scholarships just to attend a State College.

@agricolaregs

Жыл бұрын

Community college for first two years. Work your way through. Then go to low cost state college and work your way through. Go part time and work. So many college degrees aren’t worth what people re paying. It’s not a good choice unless you’re doing something like chemistry or finance.

@agricolaregs

Жыл бұрын

Also right now there are so many programs that make 4 year college cheap. Some state schools in my state only charge what community college charge right now.

@Peanut-sam-tha-nut

11 ай бұрын

Its called personal responsibility. There are no handouts in life free of strings attached. The irresponsible should suffer and the responsible should benefit. It is a choice everyone has and one in which one person suffers to be free in the future while the other casually lives their life in the present putting off tjeir problems to their future self.

@cali7077

9 ай бұрын

Our national car debt has reach an all time high, I’m pretty sure a lot of people with student loans definitely bought vehicles 😂

I don’t think that college should be free for everyone. But if you make less than $60,000 a year as an individual over the age of 18 that I think that college should be free, no matter where you’re going, and no matter how how long it takes and that includes getting a masters or an MD, JD or a PhD. The only people who should have to pay for college are wealthy parents. Does this mean that we’re going to have a lot of people who are maybe not really meant for college go to college? Maybe but it’s more important that we have an educated populous than an uneducated populous. And it’s better for people who are poor to go and get bachelor, masters and some kind of doctorate degree and make as much money as possible then for them to only graduate high school or not even graduate high school I just have a GED. We need to end the cycle of generational poverty.

I made payments during the break and mine got removed because I paid for over 10 years and was in public service. I also used the time to get my finances together instead of getting new debt and now I am completely debt free and investing.

All of those open part time jobs are about to fill up.

Thank you G.I. Bill for making me not have to worry about this stuff.

I would have been happy if my loan qualified for the interest rate pause. I would have been throwing everything at that loan for 3 years.

@agricolaregs

Жыл бұрын

I still managed to get mine paid down considerably with a different strategy.

@dragon1729

Жыл бұрын

@@agricolaregs what strategy did you use?

I had 28k and during the pause I dumped every cent I could, and now it’s PAID OFF BABY!! DEBT FREE!!! 🎉

My student loans are PAID in full.

i have delivered major eletronics to students

Yep. This is why I went ahead and sold my truck and got almost all my money back. When they resume these payments, people are going to dump so many vehicles on the used car market, you’ll probably be able to buy one at trade in value. Btw. It is already happening. Better dump now if you need to. Don’t wait until the last minute.

They will be trading in those cars whether they want to or not. Looks like I might not be priced out of buying a house now. Good job to those that paid while it was paused you saved yourself interest and knocked it down 🎉. For those who actually hiped the government wouldn't be useless 😢 I'm so sorry for you 🙏

When it hits, the 1 percent can join the rest of us poor effers.

I used the past three years to pay down as much I could. I knocked my payment down 300 dollars when it starts back. I can’t wait to buy my foreclosed home 😂

I see a twinkle in Jades eyes as she says student loans are coming due. 😂💸💸💸

@kensmith2796

Жыл бұрын

Yes, her and Dave are relishing in this moment. Dave has immense dislike for education.

It's almost like it was a plan to make money for a select few 😂

Understand what they’re saying, but wouldn’t having a car payment be better than a student loan? Since you’re actually getting use out of a car.

Some traded it for a $1000 car payment. Nuts

The lies they tell lmao

Jade and Dave are an unbeatable combination

Pay your bills like the rest of us. Don’t buy something that you can’t afford when that loan payment comes back. SAVE that money in expectation of the payment coming back and build a little cushion!! Don’t expect it to just go away!!

Control and fix your own life and take accountability for your own actions . It’s called being responsible and being an adult. Welcome to the real world…😂

Please stop talking about people who make bad financial decisions as if it’s “happening to them”. Especially someone taking in debt while not paying their other debt due to a temporary emergency.

I kept paying mine till the company holder changed hands and I didn't have the info to keep paying anymore 😮‍💨😑

I never stopped making payments. Got my shit down from 7k pre pamdemic to less than 2k now while not accruing interest. I'm paying it off before August 31st. Bet.

Government should conduct a personal finance class in high school and make it mandatory for applying for federal student loan.

What's absolutely ludicrous is the fact that these people really believe they did not have to pay this back you borrowed money I mean who borrows money thinking they don't have to pay it back. Crazy.

These entitled brats will refuse to pay their student loan obligations in mass. This isnt good for the rest of us.

USA is 32 trillion in debt. Why even bother at this point?

@trevormorgan9084

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Yep. That's basically my perspective. That's not anything that we're paying off in this lifetime. Likely not my child's or grandchild's lifetime either. Who the hell cares at this point?

I took the money I was gonna spend on my student loans and while they were at zero started paying off my truck faster, since the interest rate was still working on it. I paid off my truck today, 3 years early. I was able to lower my overall monthly expense and car insurance because of it. I do still have student loans that just restarted but I’m much better off. Many didn’t do the same and are now suffering.