What's your opinion on this #JagrukJanta, Comment Below! 👇

@_Feelings_

5 ай бұрын

Wrong knowledge Paytm ne mera account nahi khola Na jabardasti khulvaya Aur nahi kyc me koi kasar chodi Mai jaise hi video kyc me apna pan dikhata Mera pan reject kar dete the kyonki pan me mere father ka nam nahi hai

@goolqui

5 ай бұрын

Simp ​@@_Feelings_

@SaurabhKumar-rw2sk

5 ай бұрын

India will end up c grade china

@sharadyadav7397

5 ай бұрын

What a bullshit video @LabourLawAdvisor. Expected better from you guys . This video is totally biased and based on rumour's without any evidence to support your words . Wouldn't have it been better, if you presented the actual report data presented by RBI instead of assuming things and presenting the same story which indian TV channels do .You people need to do better research and check facts.

@goolqui

5 ай бұрын

@@_Feelings_ simp spotted

Finally some sensible video from a sensible channel, Unlike the noise created by the media. Thank you for putting out the facts.

@silvermix5093

5 ай бұрын

Actually LIC agents are doing the same but RBI have never taken any action against

@silvermix5093

5 ай бұрын

@@AlphaSierra380 reason I am saying is because the soldier LIC in my name to my mom where I don't even work And my medical condition will sure I will not able to work

@the_class_apart

5 ай бұрын

More than half of the facts are incorrect and misinformed. Dude didnt even did his homework before making this video. Shame on LLA

If paytm is a fintech pioneer, it doesn't mean they can play with laws and regulations of the country. No one is above law and constitution. Thank you mandeep bhaiya and whole LLA team

@MoinKhan-uf4pg

5 ай бұрын

That's what they were doing from start. Acting as a big son of family who wants all the favour

@zfold4702

5 ай бұрын

Now go and tell this to Google Pay and foreign banks operating in India. 😂

@RajR2000

5 ай бұрын

@@zfold4702 Google Pay is an UPI app not a banking app.

@varunRJ

5 ай бұрын

@@zfold4702google is a medium not bank

@maddyjo9130

5 ай бұрын

Na beta jio finance ki tayari hai ye

Thankful to the RBI for saving our economy from the Paytm. Non compliance should not be ignored as it kills your company. Company Secretaries play key role to comply all the laws in the corporate.

I use Paytm QR for accepting payments in my business...even tho my current A/c is with another bank... and I tried so hard to find any info about how will this paytm saga affect me... couldn't find any conclusive information... Thanks mandeep for covering that part...now i can plan accordingly. Paytm website is still misleading by giving a stupid Myth and Fact chart 😪

@paytm

5 ай бұрын

📢 Kindly note: Paytm app and its services are fully operational, and will continue to work even after Feb 29th. This includes Paytm QR, Paytm Soundbox, Paytm Card Machine which will work as before. Stay informed through our official Whatsapp channel: whatsapp.com/channel/0029VaHTx1TDp2Q9GKJUDG30

I am the one who complained in RBI for opening savings account without my concent with wallet kyc...in year 2018-19.

@goolqui

5 ай бұрын

What happened

@adnan7698

5 ай бұрын

Bhai ne karodon ki company gira di

@NickLopes105

5 ай бұрын

Bhai ne PAYTM duba diya ek complain kar ke wah wahh

@dealbreaker4444

5 ай бұрын

Ye le bhai tera gold medal 🥇

@jiteshbehera6752

5 ай бұрын

Bhai to kya hua account khol ne k liyea aapne 1 vi rupiya diya kya,paytm payment bank ne kabhi sms charge nahin kata tha.

PayTm Karo ❌ RBI Guidelines Follow Karo ✅

@viralthakker9303

5 ай бұрын

Jab yehi company reliance me merge ho jayegi to tab ye nahi bol paoge

@Avinashajnavi

5 ай бұрын

ab payTM na karo.. PayTM se daro...

@vishvnathu.4086

5 ай бұрын

Pehle bolna chahiye tha

@_.Light._

5 ай бұрын

​@@viralthakker9303ha qki vo log RBI guidelines follow karenge

@rahullakhotra2373

5 ай бұрын

Pessimist ofcourse signs of Indian uncle mentality​@@viralthakker9303

Though I got to know about paytm blunder a few days ago, i did not watch any KZread video to know the details. Your video popped up on top today n I clicked it immediately bcz I knew only you would talk sense. Thanks mandeep.

Shadi ke baad chamak aayyi hai 0:38 face pe 😊😊😊😊 love you sir are u back

Paytm was really shady from day 1, I never did kyc just because of this reason.

@chandananand6349

5 ай бұрын

Same here😂

@king_himanshu.8

5 ай бұрын

Sahi bola

@viralthakker9303

5 ай бұрын

Not agree to you

@mrinmoy_08

5 ай бұрын

absolutely right brother

@rashaadmeer1325

5 ай бұрын

Same here

A similar case is with Airtel payment Bank, customer ko sim bechne ke bahane bank account bhi khulwa Lia, or UIDAI ka ek loophole I e. Last mapped account me hi DBT jayega, ka faida le liya. MNRega k beneficiaries gas subsidy k beneficiaries ka Paisa unke conventional bank account me na ja k Airtel payment Bank me jata hai

@niketangaikwad7634

5 ай бұрын

Yes bro aaisa mere relatives ke sath bhi hua

@notify1265

5 ай бұрын

india post payments bank is on the way to solve this problem

@Rkesiiboi

5 ай бұрын

@@notify1265wahi ha lekin unko inke samne ko khada karega yeh log profit ka chakkar ma unke employees ko utha lenge Jab talent hi tere pass nhi hoga to solve kaise karega

@RMX2511

5 ай бұрын

Payments bank are the latest fraud in India.

@ritikmodi1

5 ай бұрын

Compliant daal de bhai RBI ombudsman m.... Phle Airtle PB m complain dalna Or 30 din baad RBI me

As a Data Engineer who has work on Paytm data, I completely agree that PAYTM has done a major misplace in their database and I even know they can not fix it for their old account because of their pathetic data structure. As they will go in older account they will find more irregularities.

😂😂 Gamand है आज तक paytm use ना करने का 😅

How ironic! I'm watching a video about Paytm's downfall, and amidst it, there's a Paytm ad claiming 'Trust of 30 crore Indians

@gketan30

5 ай бұрын

lol

Upi was not invented by PAYTM... it's a project wholly owned and developed by NPCI funded by GOVT BANKS... and credit is taking by paytm and phone pe...

@AyyoGamer

5 ай бұрын

They implemented it for common consumer thats it...

@sayanmandal9212

5 ай бұрын

​@@AyyoGamerna, they got more attention because of marketing and crazy cashback offer ( even i have joined paytm and phonepe for that😅) . At that time google pay , sbi pay , and so many others were in the market...but paytm and phonpe , they provided crazy cashback offers, and better advertisement, hence captured the market...

@Rkesiiboi

5 ай бұрын

They acted as a gateway to simplify the process But Paytm played the dirty game

@yogeshmhasagar6709

5 ай бұрын

Paytm started mobile to mobile transfer and that was the beginning of UPI.. 😅

@vickyrayala

5 ай бұрын

@@yogeshmhasagar6709 mast joke mara ... 🤣

This is the first whole video i saw of Mandeep, very informative, only facts he has put. Thanks Mandeep.

RBI/Government is saying that only it has taken action payment in the bank but its full impact has been on Paytm. 👎👎The entire Paytm company has been ruined. It will be completely destroyed in the coming future.

Much needed video from LLA for a clearer picture.. Thank you MMM.

@calmnarrative

5 ай бұрын

Yes.

Third party audit should be mandatory before ipo, Maybe regular in banking sector overall.

Me paytm payment bank se itna addicted hogya thaa ki mujhe iske alawa koi bank psnd nhi thaa per kya kre indian bank itna facilities nhi deta ab jobhi ho india is upper in our priorities 🥺💝

Genuinely explained... tabhi toh bhai LLA rocks

Insurance industry in India needs to be regulated tightly as well. Most of the agents sell plans without proper knowledge of the customer. RBI needs to step in here as well

@BaljinderSingh-nh6zg

5 ай бұрын

It doesn't come under RBI, IRDA regulates insurance sector

@chiragwadhwa4795

5 ай бұрын

Meri mother ko hdfc life ki ek policy investment policy bata kar bechi, m chilata reh gaya ke isme insurance kyu h, but mummy ne le li bcs policy dene vali ne apne bachon ki kasam khayi thi, i just hope her kids are fine, kitni jhuthi kasme khayi hongi

@user-pq2cp7eu9g

5 ай бұрын

​@@chiragwadhwa4795Insurance agents ka koi imaan dharam nahi hota. Apne fayde ke liye ye log kisi bhi had tak ja sakte hai.

@luckyeddy350

5 ай бұрын

Banking and insurance need to be clearly separated.

@batballbuzz

5 ай бұрын

​@@luckyeddy350 It was already seprated . Chaos happened when Banks were given license to sell insurance .

During IPO, Vijay shekhar played National Anthem & shed tears in the name of patriotism.... that day itself it was clear this guy is a fraud. I wonder how people don't recognise such "dhongi's".

@abhisheksahoo5343

5 ай бұрын

Same chiz modi bhi toh karta hai. Toh kya woh dhongi hai

@boi2679

5 ай бұрын

​@@abhisheksahoo5343modi kaam bhi karta hai

@rocksolid194

5 ай бұрын

modi business Kar rha hai.. example dena nhi ata to ungli chalani jaruri hai😂😂😂😂

@Gajendra.jangu77

5 ай бұрын

@@rocksolid194😂😂

@laxmikantjadhav5476

5 ай бұрын

Paytm initially promoted by PM Modi. No more words for his role 😂😂😂

Good video yar. Thank you 👍👍 Same Even AIRTEL also doing this opening Bank account,,,,,,

Hello Mandeep , huge fan of your videos 😃 always waiting for new videos to come. Just notice voice quality issue in video when you don't have Mike in front of your, your voice somewhat not as expected as with Mike. So please look into it too. And if your reading then please give a ❤😊

I'm mostly worried about small business owners who trusted paytm and use their QR Now they will not trust phonepe and Google pay as well with their money, few of them might stop accepting QR payments as well which will hurt the cashless economy and digital india vison

@KeyurSurani

5 ай бұрын

@zetorxa you are absolutely right

@The-Berry

5 ай бұрын

True.

@paytm

5 ай бұрын

📢 Please be assured the Paytm app and its services are fully operational, and will continue without any interruptions even after February 29th. This includes Paytm QR, Paytm Soundbox, Paytm Card Machine. Stay updated by following our official WhatsApp channel: whatsapp.com/channel/0029VaHTx1TDp2Q9GKJUDG30

@NeelamSharma23500

5 ай бұрын

Exactly

@Lapakchu

5 ай бұрын

In my area local shops already stopped using Paytm QR codes

Bajaj finserv wale bhi same aisa hi kar rahe hai 1) Koi bhi consumer product finance karte waqt kai baar otp lete hai 2) Ek App download karwate hai aur usmein zabardasti upi activate karte hai, bolte hai ye mandatory hai

@chiragwadhwa4795

5 ай бұрын

Mujhe card de rahe the free mein, fir paise ke liye msg aate rahe to card nahi banwaya, vo ajj tak aa rahe h, pata nahi kaise band karu, pareshan hogaya.

@Dr.Vichitra_101

5 ай бұрын

​@@chiragwadhwa4795Go and file a complaint in the customer service or government complaint box. Idk how but get directly in contact with such content creators and seek guidance.

@vedanshchn

5 ай бұрын

In my case, OTP was asked for just once and they didn’t force me for any app download or card. I was the one instead who asked them which app I should download. I think it totally depends on where you get it done from. I got it done from an Apple retailer and they’re never annoying anyway. Chroma etc might be though.

@bendover-bz4bc

5 ай бұрын

​@@vedanshchnthanks for sharing your experience bro. We need such ground stories from various sources

Really good explanation. thank you for this.

Very clear cut video. Thanks.

The best explainer video made on this issue so far.

@NayakAbakas

5 ай бұрын

Best ? 😂😂 Khudka hi knowledge laga k bol diya Paytm ne kabhi force Nehi Kiya kyc kar k account khulne k liye na hi koi agents aise thi 😅

1:39 video editing error. Continuity error.

@youtube-admin920

5 ай бұрын

fixed it now

Thanks for a Nice Explanation of Current Situation of Paytm. ❤

Excellent descriptive video guys! 👏 This is one of the reasons why I love your channel. Keep it up 👍

14:14 Mamaearth was no harmed in this video

Morgan Stanley ne 1% se kam kharida hai. As per SEBI regulations they can sell it anytime without any prior notice. Agar unhe kuch sach me pata hota to 1% se jyada hi kharidte, SEBI ko inform karke kharidte. Mujhe to lagta hai yeh ek gambling move hai or Issey retail investors fir phasne Wale hai

@kartikk8487

5 ай бұрын

Sahi kaha bhai paytm ka recent low 400 tha or aaj 496 par close hua abtak to position nikal bhi di hogi sirf retail vale marenge

@harekrishna8207

5 ай бұрын

Yes, Paytm ko 70% crash karna chahiye tha atleast, but sirf 40% gira hai. news vi sayad usi company ne failaya tha

I appreciate the fact that the LLA team always helps in clarity. Thanks Mandeep for this video. I was in the middle of buying this stock because of continuous fall. But now, I'm sure I shouldn't do so. Better to look for some other good long term stock.

You guys make really easy to understand videos.

Clear and blunt... Thanks Mandeep.

I had only one payment app in my mobile and that was paytm until this news broke out. Using paytm payment bank for day to day transactions and all the services like movie, irctc, metro tickets are unmatched by any other. I never encountered any problem. In fact i have been using paytm since 2013 when i got my first smartphone. I just hope this company don't die and will switch back to it if things sort out and hope they do all the complainces they have been asked by the RBI.

@LuzyM

5 ай бұрын

Same here, bahut dukh hota hai.

@paytm

5 ай бұрын

📢 Kindly note: Your favorite app Paytm app and its services are fully operational, and will continue to work even after Feb 29th. Stay informed through our official Whatsapp channel: whatsapp.com/channel/0029VaHTx1TDp2Q9GKJUDG30

@NeelamSharma23500

5 ай бұрын

Same... I'm using it since Oct 2013

Thank you n Gald to see Educators like you noone does what ur doing Bless you Brothr❤

By far this is the best video on this topic.... I can proudly say LLA is in my top 3 fav yt channels

What India lacks is competition. The government can't govern everything. Paytm kind of companies will only do well if they have the fear of losing the customers and that can only be made by competition.

@AyyoGamer

5 ай бұрын

I only use phonepe

@xfxxgj7086

5 ай бұрын

WHRE MONEY IS INVOLVED YE HONA HI THA RBI STRICT H BAHUT

@gkk2215

5 ай бұрын

Problem is not with competition ( you have phonepe, gpay, bhim etc but government politicians will lift only one which is required for them just like how Demonetisation stage helped Paytm when government app is no where in picture ) , private capitalists are politician Stooges and they will manipulate company finance and sink retail investors, private capitalism is bound to fail at some point and those poor retail investors who stay for long and who do not have insider news will sink , capitalism is nothing but political capitalism

@cosmos103

5 ай бұрын

​@@agentsmith_phone pay doesn't feel safe too vo bhi Paytm ki tara harkat krta hai kafi

@yutyrannus

5 ай бұрын

Thank you so much for highlighting this aspect! There is not enough market competition, and CCI's powers and regulatory capacity are unfortunately limited. Competition drives better outcomes and lower prices for consumers. In the end, UPI is dominated by 3 players (GPay, PhonePe, PayTM), and the wallet market is also limited. There is also a problem of high barriers to entry - which means that new players find it difficult to enter the market due to excessive market power of big players like PayTM and problems in licensing conditions etc. This needs to be fixed, otherwise in a market where there are a few dominant players, companies have zero incentive to get better - because customers can't leave them! we are getting utterly shafted by these people.

Fantastic video, in detail for all users who are worried what's this issue is about and how to get their money out

Thanks for sharing such topics.

very informative and unbias, we need more videos like this create a well informed nation. love that u r giving clear information

6:18 neither Airtel payment bank nor Jio payment Bank have separate apps for three Bank usage only. They have integrated the bank services in My Airtel and My Jio app. So other player should be scrutinized for this point as well.

@Pranav_Mathur

5 ай бұрын

Good catch. Absolutely correct

@shubhumsingh

5 ай бұрын

Haa pehle airtel bhi karta tha 😂 airtel Number KYC karne jao toh saath mein Airtel Payments Bank account bhi open kar dete thay 😅 per abhi nahi aisa karte RBI ne unper bhi fine lagaya tha bahut pehle 🙏🏻 par abhi airtel apni galtiyon se seekh chuka tha 👍🏻abhi yeh sab band kar diya Airtel ne

@YaseenKabir

5 ай бұрын

Jio doesn't have bank licence and they aren't going to have in future tho they must partner with other banks and recently they are rumours that jio financial are trying to acquire the Paytm but they clarify it's not like that... And Airtel may have licence for payment banks not jio

@IncognitoSahil

5 ай бұрын

@@YaseenKabir they have something called "Jio Payments Bank", don't know about their backend.

@YaseenKabir

5 ай бұрын

@@IncognitoSahil they don't operate on their own they have a tie up with other financial institutions for the payment hope you remember and after a periods they closed it cz it's not gonna work

1:37 editing error (audio skip) ...just to notify you guys :-)

@knowwhatyoudonot

5 ай бұрын

While they are trying to save the people of India, they forgot to take care of themselves.

@inziify

5 ай бұрын

@@knowwhatyoudonot Well said.... with the information they are providing to us for free, such errors can be anyday overlooked.

@navneet2649

5 ай бұрын

thanks

Very nicely explained. It's worth spending time to understand what happened. Thanks

They are really doing fraud businesses i am trying to close sound box 6 month per month daily taking monthly charges increase monthly 😢😢

I saw many videos these days regarding paytm, this is the best and detailed vdo i have seen. Good job Mandeep!

This was by far the most informative video I have seen on this topic.

Thank you Mandeep, this was really helpful to understand the issue

Yah baat sahi Maine bhe kuch 2 year phali Paytm wallet ka kyc Keya tha to Bank ACCOUNT bhe open ho gaya liken Paytm payment bank acha tha liken RBI ne sahi Keya kyu ke rbi ko ham Galt nahi bola sakte hai

Amazing video and a lot more informative than other sources.

Great Video And Awesome Research! Very good to see such information with an unbiased and critical lens.

Truely described.. Well researched and narrated fact.

Thank you very much for the information

hi Lla team , a lot of users are facing problems related to fastag ! as almost everyone is having a paytm fastag they all want to close it and shift to another fastag , but there is no such video on it on internet ! if you can make such content it will be very useful for many people !

@niranjanbalu6817

4 ай бұрын

Just buy a new fast tag

Very nicely described.

You are right. The bank account cannot be closed easily and the app gives prompt in such a way that before anybody realizing what is happening, one opens an upi id or link a bank account. RBI should examine thoroughly the functioning of the Bank and the App before giving any further clearance.

Good explanation.. worthy to subscribe LLA

Best explanation Sir thanks for giving detailed insights

Came across several videos from other channels after this issue. But this is the most detailed, fact driven video that I've seen. Thank you team LLA

Went through many reviews but ended mid way as 10 minute 17 minute video mein toh marketing karte nikal dete hain. excellent!

Awesome information. Thanks a lot.

I am thankful to your channel for bringing truth to the public. Also for not taking money from wrong companies

Good! Last year only i closed my account and requested to delete my data from their server. They were charging more on postpaid even when I never made a late payment.

Very well analyst video.

Thanks for highlighting the case unlike other youtuber or media houses who are just ranting that paytm is an emotion, indian company bla bla

Very well explained buddy. Way to go!!

airtel and jio payments bank are also tied to their apps like paytm

@sajalbasak6640

5 ай бұрын

Yes

Excellent video. Nothing should be spared in lapses of good governance.

As you said that in the video, i.e impact on merchants, i had a conversation with nearby merchants about this and they had concerns till feb 2, on feb 3 when i asked them the same question about the impact on there paytm bank there answer was totally different, they said paytm sales agents came and gave them assurance that there QR code and everything will keep on working and they have nothing to worry. I told them about the nodal account but it looks like paytm's sales agent did there best in assuring merchants that they will not fail. And now after 15th feb paytm joined hands with axis bank to support itself and increase its working again (with the govt.'s backing).

Great research and well explain ❤

Good to watch this and yes I agree, Paytm app is too confusing. We weren't aware that they opened a bank account with our permission. Bad that such a huge company did these things. Hope other fintechs don't take Paytm as an example for these

Thank you, It's really good information No matter who rule of law should always above everything

Much needed video. Thanks for this.

Very well articulated

Thank you for clearly described sir

Well explained bro ,,,, Vhai Akash Banerjee ka video me bhi " The Desh vhakt " channel pe ekdam acche se explain kar diya hai ❤️

Nice information and best explanation ❤ Keep it up LLA team

i also have the same opinion. I've worked with ICICI and I know how hard does RBI come on all it's finance partners, be it small or large.

Amazing informational video

Mereko bohot gussa aa raha he , jab ipo aya tha tab ye sab information public kyu nehi tha😢

Thank you for such a detailed analysis Was about to buy a share worth 50k of Paytm but now it is clear that Paytm is a fraud company better to stay away from it

One of the best videos that you guys have put out so far! Kudos to the team

बहुत-बहुत धन्यवाद आपने जानकारी देने के लिए

Amazing video! Super helpful

Nice and true situation telling video...❤

More detailed and clearer than think school,

@saik7598

5 ай бұрын

💯

@_Dope_

5 ай бұрын

Think school is very biased

Wow bro ,,,you are amazing in the field of explaining. ❤

Gr8 video with brilliant explanation

Chalo koi to hai jo sacchai Bata raha hai . Kudos to LLA 👏👏

Extremely well done.

thanks Mandeep for the transparent analysis video

Totally agreed by all your points same thing mere sath hua tha mere bank ki jagah Paytm payments bank me gya paisa usi din paise nikale Maine aur Paytm payments bank band Kiya aur app ko uninstall kr diya

This is really frustrating to see that how can a fintech company as large as Paytm cand do this kind of frod and still not band completely?

Mere sath 2018 me fraud hua tha fraud ka sara paisa paytm payment bank ke account mai transfer hua tha. Mere drwara paytm ko call kiya gya tha legal notice bhi bheja tha lekin koi support nahi mila Paytm ki side se. Finally police complaint ki halaki bank account freeze karwa diya tha maine. Desh mia jitne bhi fraud ho rahe hai sab payment bank ki karamat hai. Account hi beche ja rahe hai with ATM.

@ytlover086

5 ай бұрын

hav u got ur mny back ?. freeze ke bad

@bhoopendrasoni1008

5 ай бұрын

@@ytlover086 yes almost poora

@ytlover086

5 ай бұрын

@@bhoopendrasoni1008 how much amnt recovered? & sabse pehle kya kia apne?

Till now this is the best informative video to me

It's the RBI rules that's holding India to be strong economically, and bans are the least RBI can do to what Paytm has done to the finance sector, retail investors & crores of merchants. RBI should make it a strong case for mishaps.