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NPS कैलक्यूलेटर tier 1, 2 के बारे में आपने बेहतरीन जानकारी दी है। हमको 10 साल हो गए थे इसमें खाता खुलवाए लेकिन कुछ जानकारी नही था। आपका बहुत बहुत धन्यवाद, बहुत धन्यवाद

Assuming 7% inflation, the value of Rs 60,000/month pension after 30 years will be less than 10,000. So will this be sufficient pension? Old pension scheme was far far better than this NPS especially for Govt employees.

@chandansarma0

3 жыл бұрын

No DA also. After further 10 years it will become less than 5k. Old pension scheme holder salary is double than NPS holder if calculate with pension future value.

@ijomuaythai105

Ай бұрын

Ya.. That's true.. After 30 years value of 70k would depreciate to around just 2k or 3k...nps is a scam..

Nps good h to MLA, MP ke liye bhi ye lagu ho ,,,,mla,mp old pension kyo lete h

@ashokkumardalai9441

5 жыл бұрын

It's not good at all for govt . employee .

@India_Yogi

4 жыл бұрын

parliamentrians pe ye lagu nehi hota hain kyunki unko kisi exam pass karke job nehi karna padta hain.. wo log sirf 5 saal ke liye chori karne aate hain , chori karenge pension lenge chale jayenge

@mohammadsalim6685

4 жыл бұрын

सही बात

@premsukh6305

4 жыл бұрын

Nps per loan mil sakta h kya

@sanivkumar2145

4 жыл бұрын

well said

Having an investment adviser is the best way to go about the market right now especially for near retirees. I've been working with one for a while now mostly because I lack the depth knowledge and mental fortitude to deal with these recurring market conditions. I have been making over $19k every month since the lockdown, that made it clear there's more to the market that we average joes don't know

@LeeParkchu

10 ай бұрын

Creating an NPS account is good but people downplay a planner’s role, until they are burnt by their mistakes. That’s why I’ve been working with expert planners like CHRIS RYAN STEWART

@OwenFlex

10 ай бұрын

I wasn’t sure with investing money for a new car, but I’ve made over $58k since 2022 from learning from Chris and still bought my dream car. Thanks😭

@SeanJohns-ze8ie

10 ай бұрын

Is it possible to get in contact with a person like that?

@JasonAmir-qo4uo

10 ай бұрын

I wonder where he gets his analysis from. I’m very impressed with his resume

@TheDuke792

10 ай бұрын

Through closely monitoring the performance of my portfolio, I have witnessed a remarkable growth of $485k in just the past two quarters. This experience has shed light on why experienced traders are able to generate substantial returns even in lesser-known markets. It is safe to say that this bold decision has been one of the most impactful choices I have made recently

Love you sir.. your teaching methods is very very easy and helpful.. keep it up and God bless you..

The best video so far with detailed information. I have finally opened my NPS account with Tier 1 option with the help of this video. Thanks a lot.

Hi Mukul. Thanks for series of videos on NPS. Please make a video on when a subscriber of NPS dies before the age of 60, how his/her nominee can claim the amount invested till date.

@AssetYogi

2 жыл бұрын

The Nominee/Claimant is required to submit a duly filled-up Death Withdrawal Form along with supporting documents such as [Death Certificate deceased Subscriber, KYC Documents (Identity & Address Proof), Bank Account Proof, and other required documents]. The list of documents required is given in Death Withdrawal Form. Visit the NSDL website-Home-All Citizens of India-Withdrawal forms.

Sir ,you well explained the ABC of NPS I just have two queries- 1. How much amount nominee will get in case of account holder death ? 2. If someone stop investing amount in NPS account after few years and want to take out the money, what they have to do ? Is it possible or not OR is there any deduction in the deposited amount ?

For Govt. Employees, NPS means "No Pension Scheme". Govt. Employees must always remember that you don't have pension. Compare your expected pension under NPS with expected pension under OPS you will come to know the reality of NPS

@user-qi7qm4oy7z

9 ай бұрын

Thik e he nahi chaiye pension vai... GDP me se jitna Paisa department ko allotment hota he uska 50% to pension pe hi chala jata, is se bahtar ye he vai... National development hote rahna chaiye 200× ki speed me

@ashking984

8 ай бұрын

​@@user-qi7qm4oy7zkyu koi jindagi bhar mehnat kr ke kamay aur budhape mein jb lachar ho to usko bojh bta ke fek de kha ki sahi baat hai kya jwani bhr kam kr ke teri gdp mein contribute na kiya usne Tu hi apni kidney bech de aur badha contribution gdp mein 200x speed mein.

@user-no6mc9lx4m

5 ай бұрын

​@@user-qi7qm4oy7zhum loogo ko nps bhi fraud mil raha haj.... equity me investment hi nhi mrr skte hai...hame koi option nhi hai nps me fund manger bhi chnge hote hai but equity me nhi kar skte...jabki dusro employees ko nps ko full potential de rakha hai...hamre sath yaha bhi galat ho raha hai

@user-no6mc9lx4m

5 ай бұрын

​@@user-qi7qm4oy7zhum loogo ko nps bhi fraud mil raha haj.... equity me investment hi nhi mrr skte hai...hame koi option nhi hai nps me fund manger bhi chnge hote hai but equity me nhi kar skte...jabki dusro employees ko nps ko full potential de rakha hai...hamre sath yaha bhi galat ho raha hai

Thanks for good information... NPS mai 2 option h tax benefit ke Ek Mai 2lac tk aur dusre Mai 50k tk uske bare Mai Ek video banao

NPS Tier 1 vs LIC Jeevan Umang (Table No. 845)...... which is better & why ? I want a video on this matter

@VK-xx7qu

4 жыл бұрын

Lic jeevan umang is better option than nps

@VK-xx7qu

4 жыл бұрын

Lic jeevan umang gives gutanted return

Thank you Mr. Malik. All the three parts of this NPS series were very insight full. It cleared a lot of my misconceptions. I really appreciate the effort and the work you've put in this video. Thank you very much.

@AssetYogi

5 жыл бұрын

Thank you for appreciation 😊

@mithuroy906

3 жыл бұрын

@@AssetYogi @Vyapar Munch , My age is now 40..I quitted govt. service on 2013..In ,2020 I shifted my account to All-india Citizen scheme...My opening balance is 5.14 lakh.....I choose active investment option __50 in Equity+ 10 Corporate + 40 Govt. share....Is it wise decision ? Should I change my decision?...Plz suggest..

@ManojKumar-zr4yp

3 жыл бұрын

@@AssetYogi I r

NPS मैंरा जींन्दागि है और कोई रास्ता नाहीं है मैरा NPS के सिवा।ईसिलिऐ मै भगवान से प्रार्थना है कि - NPS स्वदा स्वच्चाई बने रहै।धन्यवाद,जय़ हिन्द।

@AssetYogi

5 жыл бұрын

धन्यवाद 😊 Jamatia Ji

Sir, of all fin literacy channels, your videos have maximum content in minimum time & that too very lucid & explained in lay man's language. Grateful for your help.

NPS is a good option for long term retirement planning ❤

@AssetYogi

Жыл бұрын

Indeed

@sanjoymisra5309

11 ай бұрын

A to dekho ki pension fixed hai. Retirement pe pension agar 50k hoga to same amount 10 years badh v hoga. No DA like OPS. Kaise chalega

Hi Mukul - Great series of videos on NPS. Very information and clear presentation style. I wanted to point out 2 items in the 3 video series that were inaccurate and also have a few questions below: 1. Under Section 80 CCD(1) that allows an individual to invest up to Rs 1.5 lacs and claim deduction under Sec 80C, the limit is NOT 10% of gross income anymore. The limit is 10% of salary (in case the taxpayer is an employee) or 20% of gross total income (in case the taxpayer is self-employed/business owner). 2. The Annual minimum contribution to keep a Tier 1 account active is NOT Rs.500. It is Rs. 1000 per annum. Questions - Appreciate your responses to each: 1. Does the annuity at maturity have to be for life? Can the subscriber not choose a term-based annuity for say 10 years or 20 years? 2. What is the tax treatment on withdrawals from Tier 2 accounts (for non-government employees)? Will the withdrawals be subject to capital gains tax or regular income tax? How will this be calculated - basis, accretion, etc.? 3. Is it true that the Tier 2 deductions with 3-year lock-in that has been made available to government employees is expected to also be made available to private (non-government) employees and self-employed individuals in FY 2019-2020? 4. Do you have any insights or calculations or even reported data to share which asset managers are performing the best with highest yield's? 5. If I were to make an asset allocation change in my existing Tier 1 account, will the new asset allocation mix apply only to future contributions? Would my existing portfolio be also liquidated and reallocated to the new asset allocation mix? 6. Can I have a separate asset allocation for Tier 1 and another asset allocation for Tier 2 account? 7. Can I have a separate asset managers for Tier 1 and a different asset manager for Tier 2? 8. The current NPS statements are very basic. Are there any tools to get more detailed transaction-level and account performance details online? 9. I opened an account years ago when NPS was first started with a physical POP. Can I register directly with eNPS or CDA, etc. to be able to view and see my account and transactions online? 10. If I were to use eNPS or the mobile app to make NPS transactions would I be subject to lower or no transaction fees as I would not be using an intermediary such as the POP?

@pemjoy5586

2 жыл бұрын

Hello sir, I am new to all this ... Can u please tell me where I should invest my money? I want the money to double every three years ....

Sir please make a video for state gov employee, 10% basic pay +14% gov contribution.

I have joined NPS department this month. I have been watching videos for the product knowledge. This one is so far the best. I would also like to add that we are the POP SP(ICICI PRUDENTIAL PENSION FUND MANAGEMENT COMPANY LTD). Kindly comment here for any NPS related queries or to open a new account.

@rahulsrivastav6651

2 жыл бұрын

I want to open new account.

Mukul sir, your channel is very very knowledgeable, I watch each and every episode

Sir, I appreciate you tech topic in very simple way with example ☺️

@AssetYogi

3 жыл бұрын

Glad to hear that

Hi, Request you kindly also provide details on below: 1) What are the risks associated with NPS? 2) What are the chances of loss in NPS?

@rahulpatilcanarabank3028

5 жыл бұрын

Depending on the age and type of investment

@broommusicz7911

2 жыл бұрын

No lodd

Please elaborate again on the Tier 2 account and also explain when is the amount starts like from when which age we will start getting the monthly pension upto which age ?

@VikramSingh-dj5hh

3 жыл бұрын

From the age of 60..

@bsk3800

3 жыл бұрын

@@VikramSingh-dj5hh Until death

72000 or 53000 seems big, but need to consider the present value as well, i think

Tell us the difference between OPS and NPS

Thanks for the detailed information. I've one query , what if applicant expires before the age of 60, what is going to be the further due course, how nominee can claim that amount and when they are application to get that amount.

@pushkerpandey9312

Жыл бұрын

Go to you tube channel.. NPS ki pathshala

बहुत अच्छी ढंग से अपने एन पी एस को क्लियर किया

Sip me invest karna jyada better hai

Your videos related to financial schemes are very good whatever I watched. Appreciated. Keep it up . All the best 👍👍👍👍👌

@AssetYogi

4 жыл бұрын

Thanks for appreciation Lokesh :)

@mithuroy906

3 жыл бұрын

@@AssetYogi Plz somebody help....I resigned from govt. service in 2014.. In, 2020, now my nps balance is 5.13 lakh....If I don't withdraw/exit from NPS and the accout lies idle for the next 20 years, i.e my retirement age, Will my NPS amout be sized by the govt in the between this period and it refunded to the govt account ?.

Time value of Money bhi samja dete. Value of 1 crore after 30 years is not whats its today.

@priyabratasahoo5689

5 жыл бұрын

Sahi Bola vai...bo bhi to batao

@smbehindyou

5 жыл бұрын

Yes true indeed. But at least your money getting devalued over the time. What you have now, you get that after 30 years, with the market valuation of that time. :-)

@DeepikaAditya

5 жыл бұрын

@@smbehindyou so that is one important fact while planning for retirement. How much money do you need at retirement.

Very useful information..! One ques - if the person dies before 60 yrs. What will happen to invested amount

NPS उनके लिए सही है जिसकी SERVICE कम से कम 30 साल की है कम समय या ज्यादा उम्र में नौकरी लगने वालों के लिए बस मजाक हैं😂😂😂

after hearing you. I will open account

@sahebsaha5873

3 жыл бұрын

Dont open

@bablumlp7074

3 жыл бұрын

@@sahebsaha5873 kyu bhai

Very Informative videos on NPS. But actually , while investing in NPS we should consider factor that investment in NPS is increased with increase in salary for government employees. How to calculate NPS for such customised cases? can you please guide it through excel sheet?

behatreen knowledge sir itna to hame pata hi nahi tha

@AssetYogi

5 жыл бұрын

Dhanywaad Rohit :)

Sir one time invest kar ke.. Every month expense kaise withdraw kar sakte hai. For example mere Paas 25 lakh after selling the property .. After investing next month se kitna rs per month withdraw sakte hai and where to invest?

Sir only central government employee k lia NPS video banaye... 10% of Basic pay+ 14 govt contribution

@AssetYogi

5 жыл бұрын

Noted the topic suggestion.

@Ehcdy

5 жыл бұрын

सर जी सेंट्रल आर्म्ड फोर्स के बहुत सारे कर्मचारी 20 साल बाद 20 साल बाद स्वैच्छिक सेवानिवृत्ति लेते हैं तो उनको एनपीएस द्वारा उस समय कितना पेंशन मिलेगा सर इस पर एक वीडियो आप जरूर बनाइए

@arunkumar-oh3hg

5 жыл бұрын

Totan Saha

@suvamdey3958

3 жыл бұрын

cntrl govt ka ma ka chuyyt

Sir, your videos are easy to understand and you provide info in great detail. You are doing a remarkable work. I always wait for your new uploads. Please don't stop this channel. Wishing you all the success for your channel!

@AssetYogi

5 жыл бұрын

Thank you for appreciation 😊

@mithuroy906

3 жыл бұрын

@@AssetYogi , Plz somebody help ----I resigned from central govt .service 2014..Currently my nps balance is 513455....But last few days ,I am noticing that everyday the amount is increasing by 1-2k(aporox.) ..Now my queation is whether it would be right call to withdraw the amout now or I should wait for further so that tje amount increases as it is increasing now. My second question is how do I know my basic corpus amout & whether it is a fixed amout which is taken into condideration if I opt to withdraw right now or later....

One question: If let's say we have an active choice (75 equity, 15,10), and invest 100 rupees into Tier 1. After 1 year, assuming 40% growth in equity, and 10 % in the other two asset classes, the total value of trh fund would b 75x 1.4 + 25 x 1.1 = 132.5. Will this total sum be readusted to be 75, 15, 10 again, or will they grow parallely?

You elaborates the topic nicely and we understand the topic very easily. But my question is ... I think we should also think about the value of 2 crores after 30 years, because inflation eats our wealth. Am I right ??

Tire 1 में जब contribution करने गया तो 18%GST और 0.67% कोई और TAX क्यों काटा जा रहा है ? और इसका नुकशान /फायदा क्या है सर? सर महेरबानी करके इसके बारे में बताने की कृपा करें

I invested ₹55000 in UTI debt fund (100% G). But XIRR is (-)10.0%. I never saw my money is growing. It is always negative even in Debt fund. How can you assure people of 10-12% return from NPS?

@rnhotta18129

3 жыл бұрын

I am a government employee and getting 10% XIRR since 2009.

@rnhotta18129

3 жыл бұрын

In 2009, it started with ₹ 10 NAV and today it is ~ 28.8 . That's a 10% cagr over the 11 years.

@omkarnath1385

3 жыл бұрын

@@rnhotta18129 now what ROR you are getting 1% or 3%???

@rnhotta18129

3 жыл бұрын

@@omkarnath1385 10.5% CAGR

Not a single doubt regarding NPS left in my mind. Awesoooome video!

I thing you missed out a imp point that the amount you withdraw after retirement is taxable. This makes it like any other scheme in the market

@whitehat1659

4 жыл бұрын

Now its tax free

@tanmaylodha

4 жыл бұрын

If the present fund value is less than the total invested amount in NPS-Tier 1 account and we change the scheme % allocation, then do we have to book losses?

@armaghanakhtar4934

3 жыл бұрын

Upto 40% withdrawal is tax free.

Sir, there is also alternative investments in which amount is invested by the pension fund managers. You haven't discussed about that. Anyways thanks for sharing valuable information on NPS. I always watch your videos.

Superb explanation👍 Thanks asset yogi for clarifying my all doubts🙏🙏😊

@AssetYogi

4 жыл бұрын

Hope it's helpful:)

Best explanation of NPS. seriously

@AssetYogi

3 жыл бұрын

Thanks Ankit :)

Aapke dwara nps ke bare di gai suchna bahoot hi faydemand hai .Main 31.03.2022 ko retire ho chuka hun .mere nps account mein 2017 se ab tak kuch rashi jma hai .krpya batayen kya main complete jma rashi ki pension le sakta hun aur uske baad main nps account ko continue kar sakta hun ? Mujhe kounsi plan mein fayada hai . 1. 100%Jama rashi par pension Or 50% jma rashi par pension Thanks

Now National Pension System is providing "Scheme Choice" changing facility to Central Govt. employees also. Earlier default scheme as "Auto" was only there for us. Which would invest in E,C & G class as per our age. Now under "Auto" two options vide "Moderate" & "Conservative" provided. Further "Active" options also introduced for us where we can decide E% ,C% & G% as per our choice. Different PFMs are also there to opt. Would request you to please make a video on this. Thanks.

Sir, request you to share the link for comparison of NPS with other investment options.

@AssetYogi

5 жыл бұрын

Here is the video Abhishek, You can watch. ( kzread.info/dash/bejne/q39ky62kmMLRiNY.html)

SIR JI, KYA AAP EK VIDEO BANA SAKTE HO JISME BATAYA JAAYE KI 1. ARRIES KYA HOTA HAI AND KAISE BANATE HAI. 2. SALARY BILL BANATE HAI AND TREASURY VOCHERS KUA HOTE HAI. 3. P.I.C. AND LPC KYA HOTI HAI. 4. NSDL KYA HAI? 5. CASH BOOK KYA HOTI HAI AND KAISE FILL KARTE HAI? NSDL KYA HAI AND ALL CLERK RELATED AND GOVT. EMPLOYEE WORK MAI AANE WALI SABHI VHEEZO KE BAARE MAI.... AGAR AAP AISA VIDEO BANATE HO TO AAPKA BAHUT BAHUT DHANYABAAD.......

Sir Jai hind. Please aap ek retired soldier ke liye best financial management plan ke bare me details se batayen kyonki ek Soldier in sabhi plans se bahut anbhigya hota hai aur civil life me dhokha-dhari ke beech koi risk lene se darta hai jabki ek civilian in plan ke baare me better knowledge rakhta hai

@AssetYogi

2 жыл бұрын

You should consult a certified financial planner.

thank you for making it so simplified

@AssetYogi

3 жыл бұрын

Glad it was helpful!

NPS itna hi sahi h to mp or MLA ke liye bhi lagu kyon nhi karte

You're saying that one will get approx 55-60k after retirement. For a 30 yrs aged employee, who will get retired after 30 yrs from now, to us time 55-60000 rs ki bahut kam value hogi. ya fir yu samajhiye 2045 ke baad jo retire karenge unko 50-60000 milna matlab aaj ke hisab se approx 5000-10000 rs ke barabar milega..

@divyanshsingh5189

2 жыл бұрын

Bro it won’t happen 50k will be enough for your retirement. If you want to live like a king that won’t be enough but will be more than enough you will not be dependent on others understand this😇🙏🏼

Good morning Mukulji. Great work. So lucidly deliberated these points, thanks. Keep posted these type of videos. One request : plz suggest about the new income tax regime, the details about it.

@AssetYogi

Жыл бұрын

Thanks

Thank you so much sir for all the information. Need one clarification if NPS holder died before age of 60 or 65(before age of retirement). Any benefits for spouse and dependent or how much amount returns back to the family? Please put some light on this.

@normalperson1130

Жыл бұрын

according to NPS website - Upon Death - The entire accumulated pension wealth (100%) would be paid to the nominee/legal heir of the Subscriber and there would not be any purchase of annuity/monthly pension

I am a CG employee.I guess my tier I amount will be rs 20 lakhs on my retirement.Than what will be my monthly pension on retirement

@SaurabhMishra-tt5qt

4 жыл бұрын

12000

One more thing u should add in NPS story....After retirement whatsoever pension one will get...what will be the purchasing power of that amount in terms of today......Sabhi log sir pskad ke rone lagenge......

helpful thanks and also liked the video.. but sir the thumbnail showing 754k+ views, but in reality its 724k :P no problem you are future secured!! great job sir

Sir as per sec 80 CCD (1B) of IT act deduction of Rs 50000 can be availed

Thanks for the video, very informative. Can you also take inflation into account. I need to know how much pension 30 years after would be sufficient.

@normalperson1130

Жыл бұрын

Looks tough to forecast anything with surety in 30 year horizon. there can be wars, massive weather event destroying country, civil war. In the most optimistic scenario, take 6-7% annual inflation rate. I'm sure 12LPA in 30 years would be 4LPA in today's money in the best case scenario.

You are great.. thanks for giving valuable information on investment plans

@AssetYogi

3 жыл бұрын

It's my pleasure

mukul bhai 30 saal baad kitni mehengai hogi aur us samay jo pension milegi uski kya value hogi ye bhi mayane rakhta hai uska bhi bata do sirf one side soch nahi rakhna hai aur batana hai toh aaj ke inflation ko 30 ke baad tak kitna inflation hoga aur us time hume kitna chahiye hoga jiske amount ke size pe hum achi wali zindagi mean rich style se guzaar sake ye bhi bata do na please.

Sir can you please advise, what happens when a nps subscriber dies prior retirement age or before 60yrs.

@AssetYogi

4 жыл бұрын

Nominee will get benefits

@Exploreseas

4 жыл бұрын

Can you please elaborate what kind of benefits, like what percentage of the deposited money will they get or what amount of pension, or any link with details of my queries please

Perfect explanation ❤️

@AssetYogi

3 жыл бұрын

Glad you think so!

You are genius Sir and Great teacher explains everything very slowly n Simplifiedly easy to understand n learn Thanks Sir

धन्यवाद श्रीमान मुकुल जी🥰🙏

Tier 1 account calculate if service person death before completing his service ?

@rnhotta18129

3 жыл бұрын

The accumulated corpus will be apid out to nominee.

Is the amount of corpus invested in annuity plan of Rs 1 cr shown at No 1 for pension around Rs 72000 pm is not returnable? And if not whether we should invest in plan which return our money with with less pension or to get higher pension wothout taking our money back.

Very informative video sir......... love to watch ur videos... a very minute fault i want to aware you... if you dont mind... its National Pension System not scheme sir..... will wait for your next video thanks

My age is 43 years. I started my Job in Nov-2011 and now I want to calculate my NPS fund and pension on my retirement. I have some corpus of last 13 years in my NPS tier-1 account. My monthly investment is Rs 34000/- in NPS. My date of birth is 07-07-1981. Please suggest me the way as in all NPS calculators, there is no provision of corpus amount of last service tenure.

Sir please make a video specifically on NPS for government employees

No tax benefits. Employers contribution added to salary.

@vishalsrivastava6838

3 жыл бұрын

I😂

I was doing job for first 20 years of my career so I had investment in EPF. So I never did retirement planning. Now I am self employed to do my own work. I am now worried about my retirement. Everyone says that i ma now very late. What can I do. I have opened NPS account and I am contributing 75000 every year.

Video very useful for future purpous

How you have make this video bro, men ur full picture video with ppt typing plz send me or make a video

You didn't mention about lum sum withdrawal terms on NPS. I heard only 40%/60% is tax free on lum sum and 20%/60% is taxable. Is it true?

@9451791

4 жыл бұрын

With Lumsum only 60 % can be withdrawn and it is all tax free in Tier 1

Beautiful explanation sir👌👌👌 Sir, Tier-2 par bhi aisa hi mast video banaiye please.

@AssetYogi

4 жыл бұрын

Thanks Parwez :)

Please share a video about the EPS 95 higher pension formula as per latest EPFO circular for the employee retirement after 2014 and before 2014.

Very informative and concise video. Liked it

@AssetYogi

4 жыл бұрын

Thanks for appreciation Rahul :)

Sir, I (30 yrs)have joined recently in central govt. and it seems the possible retirement age might be 55 yrs. In that case the NPS plan will be calculated regarding to that?

Excellentlt described. No confusion.

@AssetYogi

2 жыл бұрын

Great to hear!

Very valuable information.your explanation method is very unique

@AssetYogi

3 жыл бұрын

Thanks a lot

Oh really... Firstly I bought a unit linked life insurance and in five years my investment reduced 45%...means I paid 400k and its today worth is just 225k only rather increase its decreased and I have NPS from last 3 years and its worth reduced by 25% of my actual paid money... 😁

@tanmaylodha

4 жыл бұрын

If the present fund value is less than the total invested amount in NPS-Tier 1 account and we change the scheme % allocation, then do we have to book losses?

@rnhotta18129

3 жыл бұрын

What is your equity allocation?

@SHEKHAWAT-Kushal-Singh

3 жыл бұрын

@@rnhotta18129 SBI fund manager.. 50% secured Govt.. Rest in others

Sir can u tel plz me how much retrn is expctd in sbi pension funds pvt ltd scheme corporate CG

Videos with lots of information and great attitude. .

@AssetYogi

4 жыл бұрын

Thanks

Bahut sundar tarike se samjhaya

@AssetYogi

2 жыл бұрын

Thanks Raju :)

Gave a very good information elder brother. Thank you so much.

@AssetYogi

5 жыл бұрын

Thanks for appreciation Abhik :)

Thanks for knowledge sharing, can you please do video on tax deduction and filing IT returns and importance of the same, as I am confused with lots of videos i have watched in you tube, diff segments where you can avail benefit to what extent plzz

@AssetYogi

5 жыл бұрын

Thank you for appreciation.

Please make video on gold investment. Is sovereign gold bond is better ? How physical gold be better ? Both views

@beemavala7535

3 жыл бұрын

Both are good options But physical gold is not safe to be kept at home... If you go to bank locker you have to pay charges. Gold bonds are also a good way as returns are guaranteed like FD but not for the long term

Sir aapki voice mast hai aur explain bhi

@AssetYogi

Жыл бұрын

Thanks Ravi.

*साथियो आज आपको NPS के तहत सेवानिवृति पर मिलने वाली राशि के बारे में बताता हूँ*..........! मान लो कि कोई कर्मचारी NPS में 35 साल नोकरी करता है और उसकी हर महीने औसतन 7 हजार की NPS में कटौती होती है तो 7000 per month @ 35 year job 7000x12x35=29,40,000/- इतनी ही राशि सरकार मिलाएगी 29,40,000 x 2 = 58,80,000 अब आपको सेवानिवृति के दिन 60 %राशि मिलेगी, तो 58,80,000 का 60%=35,28,000 इस पर 30%टैक्स देना होगा, तो 35,28,000 का 30%,=10,58,400 तो 35,28,000 -10,58,400 ------------------------ =24,69,600 यानी कि 2004 में भर्ती हुए कर्मचारी 2039 में सेवानिवृति पर घर लेकर जायेगा 24,69,600₹ साथ ही बाकी 40% राशि होती है 23,52,000₹ अब इसका 5%के हिसाब से भी पेंशन बनाया जाय तो होता है 1,17,000/12 तो महिने की पेंशन बनी मात्र 9800₹ वो भी इसमें कोई DA की बढ़ोतरी संभव नही है। * आप कल्पना करो की आज से 22 साल बाद 2039 में साडे चौबीस लाख रुपये क्या मायने रखेंगे।* आज ग्रुप डी का भी कर्मचारी सेवानिवृत होता है तो उसे मिनिमम 15, 16 लाख मिलते है। ओर सरकार बहुत जल्द वेतन वृद्धि की तरह साल में दो बार सेवानिवृति की पालिसी लाने जा रही है यानी की जिनका रीटायरमेंट अक्टूबर से मार्च के बीच मे पड़ेगा उनको 31 दिसम्बर को ओर इसी तरह अप्रैल से सितम्बर वालो को 30 जून को सेवानिवृत किया जाएगा। अब NPS कर्मचारी को सेवा निवृति पर जो पैसा मिलेगा वो उस दिन के शेयर मार्केट के हिसाब से कैलकुलेट कर दिया जाएगा। अब आप सोचो कि साल में दो दिन शेयर मार्केट को गिराना सरकार के लिए छोटी सी बात है। कोई अचम्भा नही की पूरी नौकरी में जितने की हमारी कटौती होगी, सेवानिवृति पर उससे भी कम पैसा मिले तो। सरकार द्वारा मिलाया जा रहा पैसा और ब्याज तो दूर की बात है। अगर ऐसा हुआ तो अब आप 29,40,000 (स्वयं की कटौती)को 60% ओर 30% के हिसाब से कैलकुलेट करो। ये कैलकुलेशन मैं नही कर सकता क्योकि *"मेरा दिल घबराने लगता है"* आप का एक पेंशनविहीन साथी मित्रों इसे केवल पढ कर ही न छोड़ दें थोड़ी देर के लिए बीस वर्ष बाद की सोचो और अपने आप से पूछो कि हमे वर्तमान में करना क्या चाहिए? जब आज जवान हो ;स्वस्थ हो और कुछ भी करने की शक्ति है तो क्योँ ठोस कदम नहीं उठा रहे हैं । कौन लड़ेगा आपकी लड़ाई ?जब स्वयं आप ही ढुलमुल रवैया अपनाए रहेंगे। इसलिए उठो जागो और लक्ष्य( पुरानी पेंशन ) प्राप्त होने पर ही रुको। आपको करना क्या है? आप जहाँ हैं, जिस स्तर पर हैं वहीं ;अपने आस- पास पेंशन विहीन साथियों को जागरूक करना है ।अपने हक के लिए संघर्ष करना पड़ता है। माँ भी बच्चे के रोए बिना दूध नहीं पिलाती।इसलिए आगे बढ़कर अपनी आवाज बुलंद करें। *इस मैसेज को NPS वाले सभी कर्मचारियो ,अधिकारियो को सेन्ड करे ताकि वो भी नयी पुरानी पेशंन के अतंर को समझे और अपने हक के लिए आगे आये*......!! *1 जनवरी 2004 के बाद भर्ती हुए युवा साथियों को समर्पित* *धन्यवाद्* 🙏🙏

@vishnumirgane7913

4 жыл бұрын

बहुत अच्छा बताया

@kamalbaghel9496

4 жыл бұрын

Good sir ji

@believeinshrikrishna5136

4 жыл бұрын

Sarkar ab double ni...150% add krti h....jaise tmne ek mahine 5000 jama Kiya toh Sarkar isme 7500 add karegi....mtlb ab tumhare account Mai 12500 h....or Rahi baat tax ki toh tax srf govt. wali income i.e. 7500 pr lagega....kuki tm Salary pr pehle hi tax de chuke ho.....or usme bhi return file krk kaafi paisa mil jaata h....dost

Very informative and useful series of videos, thank you 🙏

@AssetYogi

3 жыл бұрын

Keep learning 😊

@preksha888

3 жыл бұрын

Sure Sir🙏

Can you make video EPF to NPS Switching benefits and disadvantage.

Pls put a video on comparison between NPS Tier2 and SIP

Thank you for this, it's really worthy.

Hi Mukul ! Can Armed Forces Personnel also apply for NPS (Tier 1 as well as Tier 2)?

@rajm8682

3 жыл бұрын

Yes

Wow!! Such an amazing video. Thank you sir

@AssetYogi

Жыл бұрын

Thanks Kunal

Please clear the doubt on national pension system (N) and national pension scheme (NPS) . What is correct for NPS

@AssetYogi

4 жыл бұрын

National pension scheme