I am trying to save money, because both my husband and I lost our jobs. So we have to spend our money more wisely. And think twice before we buy something

I’m trying to reduce mindless spending and have an attitude of gratitude for what I have. ❤️

@KINGTHEYORKIE

9 ай бұрын

This is me too❤

@homehere9817

3 ай бұрын

🎯

I want to be a good steward of the money I have been given , build integrity and trust , be someone my husband can be proud of when he thinks of finances instead of shaking his head and saying “can’t count on you for saving money “

Saving towards my son’s university fees. The less I waste the less debt he will have. Massive motivator.😊

I have started doing no spend challenges on clothing for 3 months at a time, to save money and have less of a negative impact on the environment.

🏡 On the homestretch to paying off 30 year mortgage in 8 years! Putting all savings through no spend challenges toward principle! Also, breaking huge soda addiction and doing the same with that money, hopefully permanently.

@NYtoNC

7 ай бұрын

That's an amazing goal🎉

@brittanyroscheck

4 ай бұрын

Wow!! That’s awesome!

My why is to break my Amazon addiction! I'm in for the month of Feb. Starting *right now.* No online shopping other than grocery, and no groceries that I can source in my freezer and pantry. Good luck, everyone!

@AtoZenLife

2 жыл бұрын

Good luck 🍀 Kelly!

Priority #1: saving for a trip to Germany so my 3yr old daughter can finally meet her great-grandma and grandma. My husband has been wanting to visit home for years and now we’re making it a priority to see family, even if the flight is 9 hours.

@AtoZenLife

2 жыл бұрын

Awesome! Where in Germany 🇩🇪?

@andrearichter3413

2 жыл бұрын

@@AtoZenLife - Offenbach, it's just south of the river from Frankfurt.

@Fatima-qx6uw

2 жыл бұрын

i live in Germany and my whole family live in another country.

@RedScareClair

2 жыл бұрын

❤️❤️❤️❤️❤️ We are in the same boat. My husband's grandparents moved back to Colombia full time and say they are too old to come here to visit anymore. So we can't wait to bring their great granddaughter to them ❤️

Although I'm not doing a no-spend challenge, I am doing an "ethical-clothes-only" year. I'm not a big shopper, but I recently did some research and found that much of my closet comes from brands having negative environmental and social impacts. So, the clothes I buy this year have to either be 1) made local 2) thrifted or 3) made by ethical brands (Good on You is a great resource for this). It sounds tough, but I decided that if I'm not willing to put the effort into making sure my clothing fits into one of those categories, then I don't need to buy more clothes. Good luck to everyone on achieving your personal goals this year!

@AtoZenLife

2 жыл бұрын

Good luck 🍀 to you as well!

@LALambino

2 жыл бұрын

Me too!! I’ve recently found some eco conscious local brands and a few thrifting businesses that I choose to support. I noticed that it started to become a spending addiction for me as well so I’ve decided to just shop only when I have store credit from consigning from these stores. Takes care of both my clutter and spending issues. Haha

@juliekonigskind6434

2 жыл бұрын

I‘m started that same challenge last year and it went so well, that I am never going back! All my clothes last year have been thrifted and by companies with high ethical and quality standards. I find that by buying quality over quantity, I have no need to buy new clothes often, which is a great side effect. Good luck with the challenge, I believe in you.

@mjcossel6136

2 жыл бұрын

Yes, buy fair-trade clothing if you are against slavery!

@cindyparker8264

Жыл бұрын

I really enjoyed this idea. Thank you for sharing

I did Spending Freeze and Empty my Freezer in January…will continue on in February (I can’t believe we still have food in the freezer!) all the best to all who’s up for this challenge 😀😀

Hi, Marissa Happy to see you. I am on a no spend self challenge since late 2019.... Haven't bought any personal items like clothes, shoes, bags, jewellery.... determined bro continue for 5 years... I am also on self challenge of not to accept material gift accept food and experience....for life time... Not buying single use plastics for life time... It's not easy... And I keep list of rules in my phone to stick to my goal...... I have

I'm doing the no spend challenge because I am a hoarder and I often find myself impulse buying things and never letting go of them. I believe that doing a no spend challenge will help me to correct my bad spending habits and allow me to find ways to be happy with what I have, in stead of what I want.

Less material clutter is less mental clutter. Material possession obsession is so unhealthy. I was stuck in this loop for years and am on my way out. I find my head is so much more clear with less stuff. More time for things that matter. More of a reason to focus on quality in the things I do have. Helps keep perspective and remind me to be grateful for what I do have. This is my why.

To pay off a credit card, again. I have two kids that grew a lot on me almost every season and I couldn't keep up with it. So now, I'm paying it off again, while trying to save up money for them. That's my no spend challenge. Super hard, but will be rewarding

My why's: •Mindfulness •Discipline •Priorities In my household, I want to lead by example.

My why: get out of debt and knowing that buying “things” won’t bring me happiness (it hasn’t in the last 10 years, so it won’t now!). Eliminating one category is so helpful! Thanks for such a great video

I’m planning on doing this challenge for self awareness, breaking my mindless spending habits and most importantly saving for a house deposit! 🏡💸

Doing a No Spend to help save money to finally leave public school teaching and open my own small business, teaching art workshops. Every little bit counts!

I started a No Buy challenge last month. The only things I have brought have been essentials and then paying bills and rent. I've been selling all the things I don't need anymore and doing online surveys for extra money. My challenge is still ongoing as this year I want to buy my first home.

I just did a January no spend challenge and it went really well! I’m going to do this for February!

@AtoZenLife

2 жыл бұрын

Woohoo 🎉 go for it!

@RedScareClair

2 жыл бұрын

2 months in a row?? How's that going??

Thanks for the prompt for viewers to share their why. I am tired of overspending beyond my means. I am looking for a more simplistic life. We are in the process of moving and although we are not big shoppers, I am appauled at the number of items we have an inventory we are managing in our lives. Extra stress adds unnecessary stress.

I'm doing a no buy year for 2022. This is my first no buy year challenge. I tried doing a low buy the last half of 2021 but didn't understand needing rules, guidelines and goals. So far my first month has been very successful. I've saved 3 times as much in January as I did in the whole 7 months of doing my low buy

we are saving money for a vacation this summer! a no spend in January and now also a low or no spend in Feb also!

My why is to beef up my emergency fund after a lot of unexpected expenses last year. I have a tendency to just mindlessly add little things to my cart, but lots of little purchases add up quick! I’ve basically set myself a budget for non-essentials this year, so not quite a no-spend, but it’s already made me way more conscious about what I bring into my home.

My why is : buying my first house 🥰🏡 Thank you for all the tips 😄

@AtoZenLife

2 жыл бұрын

Cheering 📣 you on!

@TheChosen761

2 жыл бұрын

Me toooo !!! 😊😊😊😊

@elizabethbaxter4996

2 жыл бұрын

I hope this will be my goal one day in the future, saving a deposit for my first house 🏡 🤩

I just had no spend challenge in January and I am feeling so proud of myself. I was so addicted to uber eats and online shopping. I can't believe myself that I saved a lot of money. Now I am doing no spend challenge to have some deposit for new home.

I'm doing this because I want to become more self aware of my finances! I never remember where my money goes, am an impulse buyer and I never ever realize just how much I spend every week on non essential stuff! So it's gonna be interesting to see how much I save because I literally have no clue! Am doing medium level! Wish me luck for my first ever no spend challenge! I feel like I'm doing it with you so that's really cool, and just wanted to say thank you for giving me the idea in the first place ☺️

@erikherinek

2 жыл бұрын

Totally can relate! So happy to join in into this challenge as well OwO

@chevelleflorida

3 ай бұрын

Hope that you've made great strides in getting your spending under control and are firmly rooted in a spending plan that is aligned with your goals.

My why is to be more aware what we're spending money on. I tried to meal plan for 2 weeks but still had to grocery shop for a few things the following weekend, I was bummed I didn't make it 2 weeks but I'm trying. ❤️👍💪

I’m on day 4 of my no spend challenge (march). I chose level Medium for my first time, it feels right just for me. So excited to do this and my reason is 💵💸 I don’t have the economy to shop to be honest and I don’t wanna have any debt because of shopping. I’m also decluttering my home and donating the things, feels so GOOD! 😊

I started no buy in January with goal of boosting savings that will cover all unexpected expenses.

My reason is to stop impulse spending for brief moments of satisfaction. I want to develop healthy money habits. Thank you for this!

As somebody that spent their money in a VERY stupid way quite recently, i think it's really a good idea to slow the heck down and actually save it up. I've already managed to quit buying clothes that i don't need, which is a huge move. Now just to not spend money on stupid things i don't need and i can finally really save up. Imma try this challenge and see if i can do it.

I need to break my impulse spending habits and clear out some junk, so I’ll be attempting my first no spend challenge.

We’re trying to save up on having a second baby 😁

Rewatching for inspiration! Thanks for your videos! Here's my why: 2 large expenses hitting in the same month.

I realized that I fell into this "I'm an adult so if I need something, I should just buy it" mentality. I've re trained myself to add things that aren't crucial to the household to a Christmas wishlist and it kind of forced my shopping into a no-buy corner.

I agree it’s important to be prepared for a no spend

My why is because I want to save up for a weekendtrip to Aarhus (DK) so my son and I can attend an event for families affected by Noonan syndrome. A rare genetic condition that my youngest son suffers from. The thought of seing my son playing with other children affected by Noonans and me meeting other parents of specialneeds children, is a huge motivation. I'm planning on doing the entire month of February on level medium. That'll save us some money.

I just came out of Walmart for a small shopping list and spent around $190 dollars and noticed that items went up 25% just lately. I want to save $ for better experiences instead of having a house full of stuff. Thanks for the tips.

Well i am saving for two things. Number one a big hug surprise gift for my daughter and then second a vacation trip for myself. I don't travel that much and also i don't take time off or days off for myself. So i am going to treat myself.

After making the decision to eliminate synthetic material from my wardrobe (95%) I have my wool and cotton mostly comfortable duds. I’m keeping some dress clothes for weddings /funerals or the unknowns. Since I’m predominantly in a rural area there’s not a clic for conformity besides I do me pretty well ! I eliminated half of my closet goods and have room to organize the rest. I’m finding freedom !! Gonna keep going with the process as I have a ways to go . As a craftsman I choose to keep my tools and will bequeath excess in that area to encourage or inspire others to work with wood. Bigger payoff than to make a little from selling them. Kitchen and household items are being given to a free store for needy persons . I’m not a radical minimalist but I’m seeing a benefit from getting stuff out of here so I can get on with life as a focused person !!

I am saving for a new roof for my mortgage free little house.

I audit my pantry and fridge and meal plan for 5 years and saved a lot of money, but now with the constant fear of lockdowns and warnings from the government - I started "hoarding" while I'm a minimalist. Would you make an episode on this one, please?

@AtoZenLife

2 жыл бұрын

I think this would be great for someone with a psychology background to dig into - do you know Slice of Light? You should ask her to do one!

When I realized that there's less and less money available in my household, I initially decided just to observe and write down each and every expense - necessary or unnecessary. I have been doing this for about 6 months, before making any decisions - what and where to cut down. I really like your suggestions :D

When I was busy with my projects, I didn't have time to think about buying anything, and had no interest in buying anything (maybe I am too cheap). I live 2 miles away from my office, I walk to work everyday. I eat breakfast at home, bring my own lunch to my office, and brew my own coffee in my office. For the last 6 years I haven't carried any cash in my pocket. I only carry a phone with a credit card for emergence. I guess people like me are born to be a minimalist. The good thing is that when I need to buy something that is really necessary, I never bother to check my bank account balance or credit card balance. Yes, I am frugal, I am cheap, but I enjoy the sense of financial security.

The tool and skill of being no spend for a period of time is freedom to follow your values without negative consequences. I love your channel.

I want to nurture gratitude by making do with what I have❤

I’m planning a no-spend challenge year for 2024. We need to pad up our savings for retirement. 💲

@chevelleflorida

3 ай бұрын

@dawnjungblut6075 3 months into the year. How are you doing Dawn? You.CAN.Do.This!

I’m going to challenge myself with no spending on fashion items for Feb. I need to break the habit of browsing these few websites just out of boredom in between my thesis, or while managing secondhand listing. I’ll aim for only selling clutter items and not making a single purchase, and see where I’ll end up with in a month 🙌🏻

I am don't have a problem with not buying clothes and household stuff, but due to many food allergies, if I see 'my' foodstuffs at a good price, I can't seem to rely on the inventory and just have to get more. MUST STOP IT for FEB 🙏

I would like to brake the guilt fed feeling that I need to buy more in order to be a good mum. I would like to replace buying things with spending meaningful time together.

I'm doing a no spend 2023 so I prep most of my skin care on black Friday.

Okay, my why: My partner is building our eco house, I am due with our 4th in 3 weeks so I’m not working anymore. We are living off our savings and I’m trying to stretch it out as long as we can.

I tend to buy things based on 'eventually needing them' and also I shop as a way to deal with stress. It's rarely frivolous things but it's often things I don't actually *need* or that I don't truly love/that don't truly increase my quality of life.

Thank you for this video, Marissa. It is awesome 🤩 and super helpful

I think January was my no spend month. I was sick for about half of January. I was amazed at how little I spent. I didn't go anywhere and barely shopped. So, I'm good for now!

@AtoZenLife

2 жыл бұрын

Hope you feel better now! 🙌

@Claycat4

2 жыл бұрын

@@AtoZenLife Thank you! ❤️

Great advice, thanks.

i like how i go on a no-spend challenge right before my husband and mother's birthdays AND Christmas. I've picked a great time to try this lol!

Oh my gosh I love this video and I'm not even done with it yet. Excellent presentation and easy to grasp advice!

I want to Save for future purchases. We buy nothing on credit so must save for further big purchases. 😀

@AtoZenLife

2 жыл бұрын

Yes! We also don’t buy anything unless it’s with cash. 💰

I recently went from pen and paper and moved to digital budgeting and bought paycheck trackers, debt snowball tracker and expenses tracker from Etsy and it’s made budgeting more fun and visually pleasing to look at 😅 I feel more organized and it’s much faster to do my finances digitally. Also, I’m not allocating any money to my shopping category when I set aside funds for categories. I have enough clothes as it is and as much I want to upgrade some things it can definitely wait as I’m paying off my car loan and saving money.

Thank you for the tips!

First off_loved this video. Not only were there great tips but also writing exercises that I will be doing! I want to do a spending freeze for a week. I have been spending an insane amount of money eating out and have been for a very long time. Not only do I want to start saving more money but I want to become a more financially responsible person. Thank you for the video!

So excited your doing this. I actually had this planned a month ago! And will be joining you this month for a No-Buy

I just (mostly successfully) finished a no spend month prompted by another KZreadr, so I have a few things I have to buy. But my goal is to buy the few items I know I need (the delayed gratification is great for crystallizing needs vs wants) in the first week of February and then go for the medium track the other three weeks. Unfortunately we had about $500 in unexpected vet bills that undid the financial good of our no spend January, so recuperating from that and hopefully getting a little bit ahead will be a major incentive. Thanks for the inspiration and great tips Marissa!

thanks for the tips. 😊 Here we go! On to the challenge.

I think it might be impossible to do a no spend challenge on the second half of senior year for my twin girls. One of my daughters said she would wear her homecoming dress to prom too. Love that kid! My other daughter said she would "try" to keep her dress around $100. LOL Bless! In hind sight, we should have started saving money for Senior trip, homecoming and prom at the beginning of the school year.

hi Marissa, Glad I discovered you. Very grateful for all your tips and tricks. Very inspiring too. I'm going to try this no spend challenge in Feb by not buying any clothes / jewellery and handbags. Have too many of these which I'm trying to declutter ruthlessly. Watching your videos regularly is keeping me on track so far. Thanks

The fun of a challenge in an area that I believe I have under control. It is a personal test! It’s always a good idea to really see how you are doing. Enjoyed your video! ❤️

I've been doing it since January and I plan to do it at least until May. I've also set aside a bunch of stuff to sell (and donate). Can't wait for the next video! 😊

Ohhhh 2 videos in 1 week!?? Omg! Thanks so much! 🙏🤩🤩🤩😍

@AtoZenLife

2 жыл бұрын

I wanted to get it out there before February started…you joining in? 🤗

You could also do a no toiletry challenge to assist with no buy 😂 my laziness made me realize I don't need face wash or moisturizer, body wash or moisturizer, shampoo, conditioner, commercial deodorant, etc. I did start washing my hair again (but weekly instead of daily) after 15 months because hard water made it difficult to maintain, but otherwise it was awesome! I still occasionally used tinted sunscreen, mascara, lipstick or gloss, and makeup remover. I use water with a little apple cider vinegar as deodorant. Simple fragrance free bar soap for my hands. Sometimes laziness can be used advantageously. Good times! The hardest no buy for me would be no eating out. I don't need things (or I can easily wait to buy them), but I loooooove eating out.

I've been waiting for this for months, Thank you for hosting this challenge! I do a no spend at the beginning of each year, but it's fun to do it with others. My why: we only have 2k left in debt to pay off and I'm ready for it to be gone. The only thing I'm allowing $ for in the next 3 months is soil for my garden expansion. And 1 dinner out with husband (because he would feel deprived if we didn't). I am focused on healing my body at the moment, so walking & working the garden will be my areas to keep me from getting bored. As well as a sugar cleanse. Thanks again Marissa! Great luck everyone!

Trying to be more mindful of what we spend our money on, how much we're spending and to also help bulk up our savings!!

Loving your channel. Thank you. I spend money on things I really don't need, clearance items, and just plain dumb spending on convenience food and restaurants. Have a nice day.

I have an addiction to eating out and ordering in that needs to be broken. A great deal of my income is literally being eaten. No-spend challenge, here we come!

I’m so glad you have this video on the how to do it. I’m on day two!

I am trying to break a shopping addiction

To reeducate myself and keep more sustainable shopping habits.

Great info! Thank you!

Thank you ❤️

So grateful to be able to live without a car! Never had one. Ghastly expenses involved in the car culture. This year not sending any gifts through the mail. Postage is killing!

Tagging along for a company...😄 but realy to get back into saving mode after all spending we did last year. 💖

I am trying to pay off my debt! I love going all or nothing so I really want to try to do no spend to accelerate my goal. Thanks for all the tips!! :)

This is a good challenge. Huge. I go shopping to find joy and get home finding I didn't need a thing. I have too many clothes. So this is a very good thing to do. Thank you

Fantastic video. Thanks for all the details for a successful no spend challenge

I need to get a handle on my budget for many reasons. That's why I'm here today.

My dog has been put on lifetime meds, and they aren't cheap, so my income needs to stretch a lot further from now on

My why is to save money, reduce mindless distractions and become more present and grateful for the things I have. Saving money to pay off debts and car.

My why is: to buy ourselves a very nice flat. ASAP. I remember saving money to go to Portugal some years ago,and being sooo shocked how quickly I collected the money.

This is exactly what I needed to hear!

Why? Because I need to use up what I already have. I’ve been so blessed with easy access to food, clothes and craft materials despite the *pandemic* and I need to be thankful and use them all up before purchasing more.

I'm going to do this challenge!! Yes!! Thank you for this video!! 😁 👍

While not doing a strict no spend challenge in February (I used a restaurant gift card I got for Christmas toward a fun meal for the family!), I am definitely using this as a "pause" month, because even though I have more Christmas cash to spend on things for myself, and would like to get some supplies for an art project... I want to be sure that I am really planning something I will love for years and years, and not simply going backward when I am seeing such decluttering progress. :)

Will practice!!!

Planning a vacation in May.

I'm on another of many no spends. I pay my rent & utilities, purchase necessaries like T.P., vitamins, soap (don't use body wash). Of course, food is necessary and I have minimized this as much as possible. I'm car free and the bus is inexpensive. I have only a few medical co-pays for specialists I must see periodically (this year that's primarily cataract surgery and hospital ill. That's it for this year. I'm paying off my last $3000 dollars and then, after many years, I'll be debt free and able to save way more. I live on under $1500 a month and this has taken a long time. I'm sure I'm not the only elder in this situation. Don't give up! If I can do this, so can you. I think the biggest revelation was when I learned to say, "because I don't want it and "Because I don't want to". Those were big for me!

I’m still on a low spend after christmas because I’m SO tired of shopping. My daughter want to go shopping but I’m just saying NO to that. Even though I have some gift cards I can use. In january we’ve been eating from our pantry, fridge and freezer to make sure nothing strange hides in there 😂 I’m taking advantage of some really nice annual sales here in Sweden. I’m buying all of my seeds for my garden on 50% off this week. The annual book sale is in the end of february as well, but I have gift cards for that 🤑

@AtoZenLife

2 жыл бұрын

🤑

@elizabetharaujo1323

2 жыл бұрын

I find it so exciting to put gift cards to good use for items you're actually looking forward to vs spending them on random things. I hope you find some great books 😊

@kathleensmith8336

2 жыл бұрын

Our city hosts an annual book swap (usually held in January) where you get a voucher for the number of books, CDs, DVDs, etc that you bring in. The city categorizes everything, and then you can come back for the book swap two days later and exchange your voucher for the same number (or less!) of similar products. So you declutter, don't pay, and hopefully come back with less than you dropped off.

@catharinab8860

2 жыл бұрын

@@kathleensmith8336 this is a great idea!

I want to start a no spend challenge as recently i have been doing a lot of online shopping in my free time

Your family is wildly beautiful!