No more reward points on utility, rent, and insurance payments | TechnoFino
A credit card is a powerful financial tool if used correctly. We can earn a significant amount of cashback, reward points, gift vouchers, and air miles simply by spending on our daily needs. However, a few individuals misuse credit cards on a large scale, prompting banks to exclude certain important categories from their reward-earning lists. In this video we'll discuss the possible reasons.
Why Credit Card Issuers Are Behind Utility, Insurance, and Other Important Categories?: www.technofino...
Fake rent payment with credit card: Here’s why you should avoid it: www.financiale...
Ek credit card sahi tareeke se istemaal kiya gaya toh ek bohot he acchha upakaran hota hai. Humein apne rojmarra ke zarurat ko pura karne ke liye kharch karte hue kuchh bhi cashback, reward points, gift vouchers, aur airmiles hasil ho sakti hai. Halaanki, kuchh vyakti credit card ko bade paimane par galat istemaal karte hain, jiske karan bank ko apne inaam praapt karne ki soochi se kuchh mahatvapurna categories ko baahar karna padta hai. Is video mein hum isske sambhav karanon par charcha karenge.
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जय हिन्द, वन्दे मातरम
Jai Hind, Vande Mataram
Пікірлер: 27
These are lame excuses banks make to cut costs. As you rightly pointed out, they can limit such spends instead of not considering at all for rewards.
Totally agree with ur opinion, I was paying my home rents in credit card despite having some additional charges for paying rent as long as I was getting rewards, even since that was stopped somewhere in dec 22 , I stopped paying rent via credit card… honest payers are also getting impacted due to few bad apples
yes..agree with you..bank must indentify such users who misuse credit cards and block their card..why should jenune user suffer.!?
Nowadays people are using education fee payment instead of rent payment. Waiting for the time when banks will start levying surcharges on education fee payment also
I have an annual spend of 50 lakhs on utility bills. Currently using Axis Vistara Infinite as primary card which not only gives me 5 business class tickets but also lot of CV points .... now, from 3rd Jan 24, this card is getting devalued and not going to give any rewards on utility bills. I have tried for hdfc infinia but failed to get it. Now I am confused between yes bank marquee and Diners club black metal. Which card is more suitable for me as I majorly spend on utilities only. Or any other card you would like to suggest ?
Totally agreed tumra opinion ka sath... Sabko dikkat nhi hna chaiya
I second you when you say that the banks shouldn't have waived off rewards and cashback on utility, rent payments, etc.
Credit cards are not allowing excess payment now. What can we do in such case to increase the limit?
Which credit cards are better for jewellery purchase???
@asifmiles8083
7 ай бұрын
Tata Neu Infinity
Any cards still offering points on society maintenance, .. i havev axiz atlas, magnus and DCB
@jeetudhansinghani4239
7 ай бұрын
Or any app that we can use ?
how did u get the information regarding this
Hello bro card ki fees revrasal hoti hai to gst dena hota hai ya nahi please reply?
@adi_0001
7 ай бұрын
GST is also reversed with Fees, I got it for my HDFC and Indusind cards.
In US there is no such exclusions. We should stop using cards from these banks.
Right
Best small finance bank related ac open kese kare
When is the video for Best & worse Card 2023 is coming 🎉
Bhai... Issa to dikkat ho gya jo sach mai khud ka liya use karta hai
Bank ne jab se convenience charge lena shuru kiya tha mai ne ussi time pr rent payment karna bnd kar diya credit card se
Mere ko to jwellery pe bhi nhi Mila axis Bank Ace card se 😢
@soumenmondal4588
7 ай бұрын
They stopped a long time ago.
@knittingworld9641
7 ай бұрын
@@soumenmondal4588 ptta nhi tha bhai.. ptta hota to au ke lit card se pay krta.. around 6-7 % cash back milta
Again reasons without bases just bak diya ese hi Bank wants to earn profit simple there are very less credit geeks in india so this video is so irrelevant
Totally agree with ur opinion, I was paying my home rents in credit card despite having some additional charges for paying rent as long as I was getting rewards, even since that was stopped somewhere in dec 22 , I stopped paying rent via credit card… honest payers are also getting impacted due to few bad apples