🤑Be sure to download my Financial Dashboard spreadsheet to help organize your finances: moneybossmama.mykajabi.com/monthly-budget-spreadsheet

Big ups to everyone working effortlessly trying to earn a living while building wealth. I’m 50 and my wife 44 we are both retired with over $3 million in net worth and no debts. Currently living smart and frugal with our money. Saving and investing lifestyle made it possible for us this early even till now we earn monthly through passive income..

@Alexedmartin

Жыл бұрын

Not quite long I started investing. I'm very curious and need help on how to enhance and increase my returns. Any good investment tips would be appreciated

@ugojazzy7812

Жыл бұрын

@@Alexedmartin Generally, investing requires higher knowledge. For this reason, It's important to have a solid support structure (financial consultant) to guide you through especially in asset picking. I operate with (Regina Louise Collaro) an investment advisor who partners with a licensed wealth management firm. For the record, the experience has been the best for my finance.She is quite popular for her services so you might have heard of her. She made me financially stable investing through her help, now I earn on a monthly basis through her passive income strategy... So I’ll advise you do get a good Investment advisor for yourself.

@Alexedmartin

Жыл бұрын

@@ugojazzy7812 That’s great , your investment advisor must be really good,I have seen testimonies of people using the help of investment advisors in making them more financial stable. Do you mind sharing more info on this person?

@ugojazzy7812

Жыл бұрын

@@Alexedmartin look her up on the internet and leave her a message she's quite popular for her services as she was recently featured on cnn. She can work with anyone irrespective of where their located

@emeldcentor1474

Жыл бұрын

@@ugojazzy7812 I have had the intentions of starting investing. But I always thought it was late and I think I need to stop procrastinating. I will definitely 🔍 Regina Louise Collaro and see what she can advise .Thanks a lot . This was of so much help to me .

"Failures are your feedback". Amen.

@DyanaMariie

4 жыл бұрын

I heard that once and it stuck with me!

@JTrys

3 жыл бұрын

100% my new daily quote

@misssophiamae

Жыл бұрын

Such a healthy and resilience promoting phrase!

One thing I've found that helped me with credit cards is paying a small amount every week.

My wife and I are both educators and knocking on the door of being millionaires. It’s possible!

Thank you for making this video. This was one of the first videos I watched when I searched how to stop living paycheck to paycheck. I'm a single mom. I first watched it about a year ago and used a lot of the tips, especially the job tips: meeting monthly stats and trying to move up to make more money and budgeting. One year later, after following this advice I have stopped living paycheck to paycheck because I got a much higher paying job at the company I already worked for.

@darlenepaul2918

Жыл бұрын

Raise your 401 k contributions to 15 or 20%. You will end up a millionaire! Go for it!

I’m on a debt free journey also and I’m here to tell you the snowball method is definitely the way to go !!! Because once I paid off one of my credit cards (I have 3) I was soo excited ! Seeing it at $0.00 motivated me to keep going !!

First of all .... Let’s talk about her natural beauty 😂😭 Like omg . Love the pretty glowing skin , with the natural looking lashes .

@DyanaMariie

3 жыл бұрын

Thank youuuu😭

The last 5 mins were the best part/advice. Something unique and helpful.

I can relate. Any extra money, tax refunds, surprise money always goes to debt now. I still feel gratification though. I’m obsessed with seeing my debt numbers go down!

@DyanaMariie

4 жыл бұрын

Me too!! It’s so satisfying.

@Najeeg7

2 жыл бұрын

Stay in it. Being debt free is amazing

@misssophiamae

Жыл бұрын

You got this, destroy that debt!! 🎉🎉🎉

This young lady is wise and on her way to being a millionaire. She has made SACRIFICES. This is what it takes to create WEALTH. She can also run any BUSINESS.

Loved when you said lifestyle creep is like robbing yourself of a raise

Men are listening also,this is good stuff Thanks

"You stole your raise from yourself" excellent point!

Thanks for helping people.

You are so effective in putting the message across.

This video is Spectacular! I pray whoever comes across this video sees there are choices and you get to choose how u live your life. Positive reinforcement and being Real Selective about who u hang around will also make it fun and exciting to get Out of debt, have a healthy emergency fund, have A Financial Cushion to brainstorm,to envision, to take a chance and go for your dream.... Sometimes living paycheck to check sucks the light and joy out of life.... hearing this great message and passing it on is how positive shifts reverberate and u might see that sharing and inspiring someone else will be so amazing! I want to add that we don’t realize that one of the worst things ( even worse than living paycheck to paycheck) is a sudden loss of work.... Ladies, please go by a local homeless shelter, spend some time and Listen to how many women end up in such dire situations....( bring a nice item to give if u can) Even when we assume we can fall back on family or friends, it’s not always true or a comfortable environment, not to mention Super Scary to lose your home.... Thank you so much .... this video made my day Ana Sophia

@DyanaMariie

3 жыл бұрын

Thank you!

@kingted8630

2 жыл бұрын

@@DyanaMariie Hi

You are wise beyond your years. A+++++++++++++++ Keep up the good work!

Great video Queen🎉❤

Thank You.

Just discovered your channel. I agree with all of these things so much. This past year has been the year I finally create and stick to a budget. I went from 14 K in debt and now I have 7K remaining and all of that will be paid off by the end of next year. Most of it will be paid off by this time next year. I am very excited. I have also saved over $1200 in the past 6 months. I'm a paycheck ahead, I have sinking funds for everything and I'm doing well. It's freeing to have a budget. It save and not to spend unnecessarily. Great video and I've watched a few others. New subscriber.

Thank you!

Needed this motivator

Thank you. New subbie.

Your voice is one making moves ✔️❤️✔️

I LOVE this video!

Spot on with lifestyle creep!! Ive done it too many times in my life😩

@DyanaMariie

3 жыл бұрын

Sameeee!

Great video!!!

Thanks!

You are down to earth and your budget videos and story to get out of debt are realistic. Your not just on here waving hundreds of dollars around pretending you had it all together

I watched this before, but today I kept seeing it. Now God was telling me to rewatch to stay on the grind.

You are inspiring 😊 greetings from Germany

Today, the new payment company made a mistake on inputting my account number. I woke up to so many payments defaulting because I'd counted ok exactly that amount. I realized I don't make a lot but I have to make a change. Thank you. This morning I was like erratic at work! I realized I can't continue living on the adrenaline of maybe not having anything tomorrow. Thank you.

Thanks for putting this video out! It was really useful advice! 💖

@DyanaMariie

2 жыл бұрын

Glad it was helpful!

Very helpful working on paying down our car debt right now!

@DyanaMariie

4 жыл бұрын

That’ll free up a good chunk of money!

Awesome! Video

@DyanaMariie

3 жыл бұрын

Thanks!

Thank you so much..this video really help me be more normal..I make 100k take home and feel tired and stressed out..fancy things don't make me feel any better..watching my kids smile brings more joy to me.

@velasquezcarter2963

Жыл бұрын

What type of job do you do ? If you don’t mind me asking

“Failures are your feedback.” I love that! Thanks

Thanks

Great knowledge! Thank you for sharing 😊

Very inspiring thank you

I really love your content!

I just found your page. I love you already girl!! But I needed this. Thank you! I’m on the right path, I just get scared and sabotage myself and I hate it bc I’d be doing so good. But I want to have my second bby soon so it’s time to get it together. Thank you babe!

Thank you for the tip on "lifestyle creep." I'm definitely going to have to apply this advice in my life. 😩

This was so helpful 💙 thank you for sharing

Super helpful! Thank you

Great tips sis! God bless you.

Oooooo you went DEEP with this one! Thank you for the great vid and motivation to level-up.

@DyanaMariie

3 жыл бұрын

Welcome! I try to be thorough!!

Great Advice.. girl I’m all over the place With my budget, I’m a compulsive person and that’s not good for being frugal with your finances.. I’m working though it though, one day at a time.. thanks again for this video it makes a lot of since ❤️

@DyanaMariie

3 жыл бұрын

You've got it! One day at a time. It's all about mindset.

@besgordon

2 жыл бұрын

Yes I have money leaks and very compulsive, but I am getting better at it

This is the best video I've seen thus far.

Thanks for sharing New Subbie❤️

Money boss!! Great video!! I just subscribed

omg! so many 💡 moments! one of the simplest but make sense videos I have watched. Her mentality seem to be coming from a “ bountiful” mimdset. Ty!

I’m interested!

Great video! Really learned a lot

I hope and pray things change for me and my children…..Im literally sick and tired of being sick and tired……I’ve been in survival mode for so long 37 years old and I finally have a better job now maybe with consistency I can see change……Louisiana is so racist smh…..I watched ur video in entirety ❤

Needed this. Thanks

thankyou for doing this for us i appreciate it i’m trying to learn how to manage money before college

@DyanaMariie

3 жыл бұрын

No problem! Let me know what you’re struggling with!

Great motivational video!

I so feel this! I am so glad I found this video!

@DyanaMariie

3 жыл бұрын

I’m glad it was helpful!

Agree and emergency account should be at least $1k to $1500 I needed a new car battery(AAA) ..$200, dog health emergency xrays alone $500. It takes me about 2 yrs to swing the money where i want it on a single income to really get on track. I started savings sub accounts fill them up set goals on each then end of yr pull the money out start again. When goals are met close that goal and start another. Now focused on being at min. 1 mth ahead. Also any credits from Amazon, WM+ membership ( rewards), ibotta, fetch go into a envelope of gift cards. Hope to use when we move for meals, gas and incidentals along the way..sorta backup to move savings.

I really needed this video!!!

Awesome video. It was meant for me to click on this this morning 😊

I love your energy on camera ✔

What kind of career enhancement classes did you take?

Very helpful❤ thanks!

You have to act poor to stay rich like some people say ❤

I am so glad I stumbled upon your channel! Great advice! New sub here!

i've tried to encourage some single mom friends, but their response has pretty much been "i don't have enough money to save/budget/xyz." i'm single but not a mother and i learned quickly to back off, because i don't want them resenting me even talking about it, since i'm not in the same position. i suggested to one of them to put aside at least 10% of upcoming stimulus check(s) to start her emergency savings fund. she told me that her son (graduates h.s. this year) is her emergency and that she's living check to check right now. i didn't say anything. i just thought, girl we're talking about "free" money. you can't put aside 10% of it for an emergency fund, that's $0 right now?! sigh...that was the last straw for me. just like okay, girl.

@nikkinicole5216

3 жыл бұрын

Would've loved to have a friend in my corner like tht

@sarahsimpkins1311

3 жыл бұрын

She could of put something away most of them just wanna waste their money on stupid stuff

@MB-xv7er

Жыл бұрын

You should back off. You have no idea what being a mom is like and you aren’t at all qualified to talk about budgeting to someone who actually has responsibilities

@terenarosa4790

Жыл бұрын

The money probably went to pay debts.

@expertonmyself

Жыл бұрын

it went towards bills. i learned afterwards that she was basically under water because she opted for a medical coverage that cost her. . . $400 per pay! we talked about the reality of her using that company's coverage. so i hope she changed with this year's open enrollment, just to give herself room to get & stay current in regular bills.

Go ‘head girl!

Love your content! Binging this channel ❤❤❤

I'm obsessed with that candle holder🎯 another great video❤

SUBSCRIBED! Because of this video. Totally agree about what you say. And you are so right. Woman especially don't know their worth. Don't settle for poverty wages $11and under... Did you know $22 to $24/hr would just take you barely above that. Invest in yourself. Learn all you can. Hopefully someday soon, our government will catch up with other countries that see the value of free education college and allow people to gain skills to better Americans

@DyanaMariie

3 жыл бұрын

Agreed! We've got to see ourselves as worthy!

Neeeed those lashes!! 😍😍 WHATS the name? Right now I’m working on changing career fields by teaching myself. It’ll take time but I believe it’s going to happen!!!

@DyanaMariie

4 жыл бұрын

Claim it! I got my foot in the door at my company by working a low paying job for 3 years so I could learn the ropes. Check out @rosegoldxolash on Instagram! My old high school classmate runs a lash company now and they’re amazing!

Starting from 0 so this is what I needed.

What do you recommend if you have chronic illness and physically can’t side hustle

Checks when I got in wrecks lol I enjoyed your sincere advice and will be watching more

@DyanaMariie

3 жыл бұрын

Gotta keep it honest 🤣

That’s still better than a negative balance. I need to move from Hawaii?

One pay check at a time, I WILL MASTER MY BUDGET, thank you !

Amazing video ♡ Thank you for sharing you knowledge and experiences 🙏

Thank you so much 😊 for this video sister. I appreciate it so much.

You are amazing and thank you for what you do and who you are. Blessing us with information

New here, this video was very helpful.

@DyanaMariie

3 жыл бұрын

Glad it helped!

❤

What lashes are those ? 💕 So pretty!

These are impactful tips. Living pay check to pay check is not a good lifestyle. One can also use a meal plan and have side hustles. Thanks Mama

This was so helpful. Thank you. Exactly what I was looking for

Thanks for the tips. Learning to save!

hi do you have any videos about how to save AND pay off debt at the same time

@DyanaMariie

2 жыл бұрын

I can definitely make one!

Loved this! So many good ideas that I haven’t seen a hundred times. It is hard to save that tax refund, but it’s so important! New sub here excited to binge your other videos now :)

Yea I was in the same situation and paid off 70k using the debt snowball. It was HARD!! Alot of focus and living by the budget was my guiding principle. Nice video earned my sub!!

@DyanaMariie

4 жыл бұрын

It’s ROUGH but so worth it. Thanks!

Lifestyle creep is called Parkinson’s Law. The need will expand to the means. Some really great insight. Thank you for the video! ❤

Your nose is so pretty and I love your big eyes

@DyanaMariie

2 жыл бұрын

Thank you!

Girl you are incredibly helpful! I am now subscribed to you and am hoping to watch and rewatch your content to help drill things into my head when it comes to finances.

This video is literally the best advice! I have watched tons of videos and this one was by far the best! Thanks so much!

Your videos are so helpful and so encouraging! I really appreciate all of your advice and I am loving all of your videos. Thank you!!

Very helpful video u have beautiful skin

Very good tips. It sucks living p2p I can't wait to get out of it. Jamaica doesn't make it easy to do that😕🙄

@DyanaMariie

3 жыл бұрын

Is the cost of living high there?

I think your videos are awesome!👍🏾

@DyanaMariie

3 жыл бұрын

Thank you!

Thanks for sharing awesome tips! I'm financially free and currently growing a solid retirement plan. It takes a positive and consistency to learn new things, unlearn the old habits is important to get a mentor/coach to lead you all the way.

@jonesdamian6448

Жыл бұрын

👍💯

@shallyshedrak4905

Жыл бұрын

@Christiana Rawich personally i think 1M is the goal to overcome inflation and having them in an investment portfolio is a perfect plan. I'm half way to my goal

@shallyshedrak4905

Жыл бұрын

@Valice Mark yeah. When looking for financial advisors, fees and commissions are important considerations. There are financial experts out there who, regardless of how little you wish to start

@shallyshedrak4905

Жыл бұрын

@Monica Dawin I work with Rachel Blanc her services are cost effective and very efficient. I recommend her to anyone, anytime any day. She's competent you can do your own due diligence.

@shallyshedrak4905

Жыл бұрын

@Monica Dawin Growwealthywithrachel