The problem we have is because Most people always taught that " you only need a good job to become rich " . These billionaires are operating on a whole other playbook that many don't even know exists.

@JoeLogan2b

4 ай бұрын

That's very practical and smart goal, a wise man once said do everything you can to get outta debt, one of his tips to get rich.

@IsabellaJulialove

4 ай бұрын

The best approach for novices is to trade under the supervision of an expert, trust me you will be debt free.

@AlbertWillie628

4 ай бұрын

Wish I knew about crypto trading earlier.stock is good but crypto is better. Brace up and get yourself a bitcoin before it's too late.

@AnnEve-mi5zv

4 ай бұрын

Crypto is the future, investing in it will be the wisest thing to do especially with the current rise.

@EvelynGrace-gs3ze

4 ай бұрын

Fear is one of the factors that hinder most people to invest into crypto, most people say ignorance.

Recessions are where millionaires are created. I feel for the older generation, but you should do everything possible to double and triple your investments if you are young or middle age.

@dianarabbanii2

Жыл бұрын

@David Anderson Boston That’s right, Markt slumps are one of the worst times to withdraw your moneey from the maket. hence i advise getting the guidance of an expert to make this downturn count.

@naomigonzales9663

Жыл бұрын

@@dianarabbanii2 Couldn’t agree more Diana, I've been in constant touch with a fiinancial-analyst since covid . These days, it's really easy to buy into trending stock's, but the task is determining when to buy or sell. My advisorr decides entry and exit commands on my portfoliio, I've accrued over $550k from an initially stagnant reserve of $150K

@naomigonzales9663

Жыл бұрын

@David Anderson Boston Credits to 'Julianna Dawn Morales' she has a web presence, so you can simply just search for her.

@FirstUsername

Жыл бұрын

@David harkins how is this scam spam still present on youtube in 2023

@latashamoody6745

Жыл бұрын

I accept the challenge

Retirees who struggle to meet their basic needs are the ones who could not accumulate enough money during their active years to meet their needs. Retirement choices determine a lot of things. My parents both spent same number of years in the civil service, but my mom was investing through a wealth manager, and my dad through the 401k.

@alexyoung3126

10 ай бұрын

This is true. I'm in my mid 50's now. My wife and I were following this same trajectory. Last two years, I pulled out my money and invested with her wealth manager. Not catching up with her profits over the years, but at least I earn more. I'm making money even before retiring, and my retirement fund has grown way more than it would have with just the 401(k). Haha.

@lawerencemiller9720

10 ай бұрын

It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $30k passively by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.

@stephaniestella213

10 ай бұрын

I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same.

@lawerencemiller9720

10 ай бұрын

Firms can be unscrupulous as they prioritize their own commission over your profitability. On the other hand, I prefer working with individual investors like "Helene Claire Johnson", who only take a share from your profits, not your capital. I must say, my experience with her has been exceptional thus far.

@lawerencemiller9720

10 ай бұрын

Most likely, you can find her basic information online; you are welcome to do further study.

These are very valuable rules for anybody who wants to get rich. Unfortunately, most people who will watch this video will not really be able to apply the principles. We may not want to admit, but as Warren Buffett once said, investing is like any other profession-- it requires a certain level of expertise. No surprise that some people are losing a lot of money in the bear market, while others are making hundreds of thousands in profit. I just don't know how they do it. I have about $109k now to put in the market.

@Robertgriffinne

11 ай бұрын

Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. I know someone who made over $350k in this recession influenced market, but to the best of my knowledge, it was through a financial advisor.

@Natalieneptune469

11 ай бұрын

true, A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $850k so far.

@PhilipMurray251

11 ай бұрын

Mind if I ask you to recommend how to reach this particular coach you using their service? Seems you've figured it all out unlike the rest of us.

@Natalieneptune469

11 ай бұрын

Cant reveal much info,Kate Elizabeth Amdall is the shrewd advisor responsible for my portfolio success, it's only right you look her up and confirm yourself.

@PhilipMurray251

11 ай бұрын

I just checked her out and I have sent her an email. I hope she gets back to me soon.

I agree. It took me 3 years to save 15,000, in my emergency fund. I haven't seen 15,000 in three years. Things kept happening. My goal is to replenish to 10K.

@franklinbrandon5283

Жыл бұрын

You're a responsible adult things come up

@lifewithmargot

Жыл бұрын

don't call it an emergency fund because then you will have emergencies! I call mine my cash reserve xoxo

@franklinbrandon5283

Жыл бұрын

@@lifewithmargot great point

@kimberlyjredeemed6113

Жыл бұрын

This may sound funny but pray over your finances the devil can cause our money growth to be stagnant by causing “things to happen “ .#Pray

@franklinbrandon5283

Жыл бұрын

@@kimberlyjredeemed6113 FACTS

I prepare my own food, coffee and snacks everyday without fail, only on rare occasions I go to buy prepared food. I stopped random shopping, only goes to grocery store once a week, to gas station once in 2 weeks. Bought used car n cash, stopped weekend trips and negotiated low mileage insurance. Stopped gym membership and do walking routine and exercise in the park. Payoff my credit card balance before due date. Saved up 65% of my take home pay this way and never been as happy. You see, all the things they advertised like nice house, cars, vacations, etc don’t really make me happy, it’s the simple things, the peace of mind, and ability to share are what truly give me happiness.

I think it’s important to note that this advice can easily be applied to all income earners. It may come off as insensitive but it’s important to garner the habits associated with frugality. To save money is to make decisions on your life and how it’s lived. Be honest with yourself and only spend on things that are important to you. It’s easy to fall in a trap convincing yourself too many things are important to you, however. Create a list of priority, sacrifice what is least important relative.

@williamyejun8508

6 ай бұрын

I completely agree; I am 60 years old, recently retired, and have approximately $1,250,000 in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, having a portfolio-advisor for investing is genius!

@jessicamoore3093

6 ай бұрын

This is really impressive, hope you don't mind if I ask you to recommend this particular professional you use their service? I have quite a lots of difficulty sorting myself out in this downtime.

@williamyejun8508

6 ай бұрын

My advisor is 'Natalie Marie Tuttle'. In terms of portfolio diversity, she's a genius. You can glance her name up on the internet and verify her yourself. she has years of financial market experience

@jessicamoore3093

6 ай бұрын

Thanks for sharing this. I curiously searched for her full name and her website came up top search. I looked through her credentials and did my due diligence before contacting her. Once again many thanks

The question is how to convert your salary into the investment funnel without double taxation. you pay taxes once it's earned, then buy stocks and get taxed again once you sell. Want to invest over 300k on the stock market, how do I achieve this?

@jameswood9772

10 ай бұрын

If you're not who understands strategies to invest, just invest through an advisor, making good profits, avoiding taxes.

@alexyoung3126

10 ай бұрын

Having an investment adviser is the best way to go about the stock market right now, I've been in touch with a coach for awhile now mostly and I made over $800K within a year

@lawerencemiller9720

10 ай бұрын

This is probably what I should do. Who is your advisor, please?

@alexyoung3126

10 ай бұрын

Lisa Angelique Abel is my Advis0r. She has since provided entry and exit points on the securities I concentrate on. If you want to check her out, you may do so online.

@lawerencemiller9720

10 ай бұрын

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a call.

“I got a money routine” has to be one of the hardest quotes i’ve heard, thank you for helping us bro!

*I wasn't financial free until my 40’s and I’m still in my 40’s, bought my third house already, earn on a monthly through passive income, and got 4 out of 5 goals, just hope it encourages someone's that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing in the financial market is a grand choice I made.*

@catlinbrayan9404

6 ай бұрын

Investing in many sources of income that are independent of government paychecks is the prudent thing that everyone should be thinking about right now, especially given the global economic crisis. Stocks, forex, and digital currencies are still good investments at this time.

@johnwilliam8061

6 ай бұрын

It's really not easy trading this market. I read a lot of books, tried to study, watch some tutorial videos, did a little demo before funding my account and I still lost a lot. The financial market could be very tricky

@RobertDavid212

6 ай бұрын

wanted to trade, but | got discouraged with the market price fluctuations~>

@ChristineElliott-jw7cn

6 ай бұрын

Trading under the guidance of a professional is the best strategy for beginners.

@chinwu5042

6 ай бұрын

I also keep seeing lot's of people testifying about how they make money investing in Stock, Forex and Bitcoin and I wonder why I keep loosing. Can anyone help me out or at least advice me on what to do.

I had problem comprehending trading in general. I tried watching other YT trading channels, but they made the concepts more complicated. I was almost giving up until when I discovered your channel. I love the way you break down the content and explain everything in detail. The videos are easy to follow

@APOLLINAIREBARTHOLOMIEU

3 ай бұрын

You're right! The current market might give opportunities to maximize profit within a short term, but in order to execute such strategy, you must be a skilled practitioner.

@elizabethwilliams6651

3 ай бұрын

Accurate asset allocation is crucial, and some individuals use hedging strategies or allocate part of their portfolio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay financially secure for over five years, yielding nearly $1 million in returns on investments.

@Jennifer-bw7ku

3 ай бұрын

Market behavior can be complex and unpredictable. Mind if I ask you to recommend this particular coach to whom you have used their services?

@elizabethwilliams6651

3 ай бұрын

Angela Rodriguez Elias is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

@IkamiLog

3 ай бұрын

I looked up Rodriguez Elias using her full name and found her web-page, read through her resume, educational background, qualifications and it was really impressive. She is a fiduciary who will act in my best interest. So, I sent a message and hopefully she responds soon.

Badkhencorp is young. Holding almost anything mentioned here is a good hold because the VHS or Beta will only show in time. I want to hold them early. Its sad that most dont think of these things as good future holds instead of being out of the market and bottom hunting. Are we the adopters or are we scavengers? surely one of these layer ones will become the standard and i dont want to sell any of them too early.

You should do a new video about Badkhencorp ! I really like you’re mellow delivery and you seem like you’re very knowledgeable. I watch lots of influencers and you always seem very calculated and know exactly what you’re talking about and understand it. You’re better at explaining complicated things simply, than any other person on youtube keep it up brother!

The media is currently barraged with a lot of economic data right now. It takes a lot to see beyond the whole ocean off news on focus on what is important, which is that no matter how low stocks go, they always bounce back. I really ignore all the news and keep investing. I recently allocated about $121k to put in the market as we anticipate a crash. Any recommendations?

@williamsbrown4026

Жыл бұрын

We underestimate the fact that banks are corporate entities also governed by greed. Since 2020, the banks have been over-leveraging their assets, which was one of the reasons for SVB's implosion. I have never been okay with keeping much money in the bank. I simply invest through my financial advisor, collect my profits, which I then spend.

@LeeWalton6

Жыл бұрын

There are many other interesting stocks in many industries that you might follow. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.

@KelvinWallace

Жыл бұрын

I've been in touch with a financial analyst ever since I started my business. Knowing today's culture The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders

@MargaretSchwerdtmann

Жыл бұрын

@@KelvinWallace _>>That's fascinating. How can I contact your Asset-coach as my portfolio is diminish?....

@KelvinWallace

Жыл бұрын

@@MargaretSchwerdtmann My Financial Advisor is “Colleen Janie Towe’’. I found her on a CNBC interview where she was featured and reached out to her afterwards. She has since provide entry and exit points on the securities I focus on. You can run a quick online research with her name if you care for supervision. I basically follow her market moves and haven’t regretted doing so.

Great VRITKN300. you've reminded me of what someone once said Being rich is having money; being wealthy is having time

There is potential for considerable wealth increase with the correct strategy. I want to know; How can one take advantage of compound interest and potentially grow your retirement savings/net-worth to about $3M over time?

@RickWatson-xu6gw

8 ай бұрын

A solid strategy can be a key component of an investor’s portfolio. Well, the bigger the risk, the bigger the reward and such impeccable decisions are better guided by professionals.

@NormanGhali

8 ай бұрын

I learnt that in 2020, when I lost almost everything. But I switched to using a financial advisor and I've been returning at least $98k every month so I’ve been sticking to investing via an Advisor.

@DanielPanuzi

8 ай бұрын

That’s impressive, have you always had a financial advisor?

@NormanGhali

8 ай бұрын

I started out with a financial advisor called *Sharon Louise Count* Her honest approach gives me complete ownership and control of my positions, and her rates are incredibly affordable given my ROI.

@albacus2400BC

8 ай бұрын

She appears to be very knowledgeable. I found her webpage and read through her resume, educational background, and qualifications, which were all very impressive.

At 13 years old I sold drugs all the way until I was 22 when I went to prison for 2 years. I had saved 20k 30k over and over while spending extravagantly. Now I would never consider illegal activities for money. Now I work a 9 to 5 and am learning how to budget and save. I live below my means and although it seems impossible to get ahead I don’t have any doubt in myself. Thank you for this wonderful video. And good luck to everybody on their savings and budgeting journey !

@cm4844

Жыл бұрын

13 graduation 🎓 lol

@victortaylor7737

Жыл бұрын

You're very inspiring.the fact you're so young & forthrite & motivated is so encouraging.by the way,I feel another way to create income is to learn new skills& applying them.i believe that things happen when you make them happen,instead of by chance.

@marcus-is2nx

Жыл бұрын

But imagine the profit with the 9-5 AND selling drugs

@victortaylor7737

Жыл бұрын

@@marcus-is2nx gotta think of the danger,the risk if they even do that.

@northwestcutt2215

Жыл бұрын

@@marcus-is2nx imagine your moms house getting raided with your nephews in it crying terrified imagine sitting in prison wasting your life becoming a drain on everyone you love imagine living in a 6x8 cell having to shit with somebody in the same room everyday living amongst rapists and killers imagine losing everything you’ve ever had…

Great video ! I’m working two jobs right now, full time carpenter during the day and I own a Muay Thai gym. We’ve got a baby coming in a few days as well so working the 2 jobs has been huge. I’ve been saving lots this year, been putting away just over $800 a month. I’m really trying to save up $10K this year. I’ve been focused on work, the teaching at night time and want to start to start teaching more private lessons. I feel I’m doing pretty good and happy to be saving these days, but really want to do better always. Right now saving $800 a month, I want to be able to save over $1000 a month. That’s one of my goals. Love the video man, thank you for this

53 yr old here. I love seeing young people like yourself being "nerdy" with money. Your future self will thank you later, and, you're helping other young people by giving them awesome advice. Great video!! 👍🏼

@TllBizzarre

Жыл бұрын

What color is your Bugatti?

@PACMAN9000rc

Жыл бұрын

@TllBizzare not now

@janethamlett9703

8 ай бұрын

You are not nerdy, but very mature. Many young people need to emulate you.

@anon2414

8 ай бұрын

We ain't guaranteed tomorrow...I'm living it up now .yolo. Seen a story. husband worked too much his entire life never spent time with his family says he'll spend time with them when he retires. He died before retiring

@michaeljorgensen1984

6 ай бұрын

@@anon2414well when tommorow comes and you have no retirement you ain’t gonna be to happy

On my way to $18k in the next 6months. Making just over $5k a month from work and I already have $3k in savings. Gotta admit it VERY HARD trying not to touch it with a partner that isn’t working.

@deedavis926

Жыл бұрын

You ain’t lying bro

@tweetdaone4450

Жыл бұрын

I don't know your situation, but I hope that your partner gets to work soon. Two incomes is almost a necessity these day. Peace and Blessings to you

@de4dbythursday

Жыл бұрын

Aye bro i don’t seem to be annoying but I’m just curious.. what do you do for a living? Give me the cheat codes

@andrekamara3398

Жыл бұрын

@@de4dbythursday disability support worker. In Australia it’s 5th easiest cheat code with $2k a week easily

@J__7777

Жыл бұрын

@@andrekamara3398 $2K a week but you make $5K a month?

I’m saving and investing around 70 percent of my income in the financial market(high yield etfs, stocks, coins, gold etc) pretty much how I made my first million although with an FA. I have a high paying engineering job, and I live upstate NYC. my expenses are low. I have zero debt, low rent and car paid off. So i can just save. feel lucky at this point I'm actually grateful for Lisa Rosa Cavanagh handling my portfolio,

@donaldlocher2537

9 ай бұрын

smart, because if you have stakes in different etfs, grade bonds and others...you wouldn't be pressured to sell during the stock markets downturn

@emilyhowe3359

9 ай бұрын

I did read about Lisa Rosa Cavanagh on the web., quite a great resume she has

@robertthurmond8161

9 ай бұрын

I also think that we salary earners need to realize that monthly income will not make you rich.

@MargotCrest

9 ай бұрын

Did a quick web search, she has a pretty decent bio, I wrote her and I'm waiting on her reply.

@DTSupstateNY

8 ай бұрын

Zero debt is not good in the business world homie

I haven’t gotten through this whole video, but the fact that you acknowledge that your living budget should include creature comforts, like getting a coffee in the morning, already makes this video more valuable to me than any advice from financial course teachers, those “how to get rich” videos, or any of those investing KZreadrs who say buying a coffee every day is why people are poor

@emmamichelle3578

Жыл бұрын

Not buying coffee should be so personal.... I can go fine without coffee but other people cannot function. But that being said I think when those people talk about coffee they are talking about paying 10$ for coffee or things like that.

@rsevn

Жыл бұрын

this!

@iisharkyii9492

Жыл бұрын

@@rsevn I take a bike to work every single day it takes me 45 minutes , so from 6:30am-6:30pm and get home by 7:40 ish I'm definitely saving up my money I'm car sick so that's why I'm scared to buy a car I been in death situations in a car but hopefully one day I overcome that cuz I definitely would like a car

@surfingtothestars

Жыл бұрын

ppl will spend $150-200 per month on coffee from the shop instead of making their own for cheap lol

@iNefarious

Жыл бұрын

I agree and understand what you mean. But if you want to save any more money buy a keurig or a cheap coffee maker.

One important thing is to be in a relationship with someone who shares the same spending/saving values. If your partner is bad with money they will negatively effect your efforts in saving money. You will resent this and it will kill the relationship in the end

Got my first 10k! It feels amazing. I’ve changed my spending habits and it’s made the biggest impact. I love videos like these.

@Gogetta2

9 ай бұрын

WhAt did u do ?

@kyle2199

8 ай бұрын

"I’ve changed my spending habits and it’s made the biggest impact."@@Gogetta2

@civa1117

7 ай бұрын

Congrats! I'm almost there 😁👍🏻

@robertvega3078

7 ай бұрын

I’m 31 and most money I had saved in my savings was 30, these concepts only work for people without kids, I have 4 kids , with them rent and bills , I struggle to save money now, I wish I knew stocks or something good to invest to start doubling my money

@chris-rw3dk

5 ай бұрын

@@robertvega3078what would you do if starting again?

I love how you never cut the video, makes it a lot more personal and enjoyable

You should do a new video about search VRITKN300 ! I really like you’re mellow delivery and you seem like you’re very knowledgeable. I watch lots of influencers and you always seem very calculated and know exactly what you’re talking about and understand it. You’re better at explaining complicated things simply, than any other person on youtube keep it up brother!

blessed to have saved over 10k by 18. started working hard young and just saved as much as i could. now i got a nice chunk to work with.

Man you ain’t lying about the first 10K… i made it to 9K in savings but had to take some out but I’m back on track to get to 10K i just gotta stick to a budget and keep saving

@mr_yaakemmr_yaakem296

Жыл бұрын

yep budget and discipline you will reach your goal and maybe even surpass it like I did because once you get up to 20k you will never look back and never allow yourself to drop below that 20k

@StephenCourson

Жыл бұрын

Don't worry! The point is you had it and when a problem arrived, you didn't go into debt to handle it. Focus on increasing your skillsets so you can earn a higher income. It's the fastest way to your first $100k net worth.

On this day august 10 I am going to take up this challenge. Will be back when I save the 10k.

@CrackberryMe

Жыл бұрын

💯

@Jonathan-pr6de

Жыл бұрын

Did you save the 10k

@momsspaghetti4504

Жыл бұрын

Good luck buddy!

@victortaylor7737

Жыл бұрын

Smart person you are!

@Trendingtrolling

Жыл бұрын

@@Jonathan-pr6de almost there

First video I’ve seen from you and this was great. I’m working towards my first 10k. I can’t even imagine 100k let alone 50k. I’m stuck in an endless loop of wishing I had what others have. I wish it was easier to figure out what to invest in or where to put my money but I guess I just need to trust the process.

I completely agree but honestly, for me the first $100k was the toughest, and I didn't really start seriously investing until I was 30 back in 1998. Today, I'm 55 and have a decent $1.2M nest egg. After learning all of this, my only regret is not starting earlier when I was 25. It may not seem like much but those extra 5 years are the most important.

@donaldlocher2537

10 ай бұрын

I also think that we salary earners need to realize that monthly income will not make you rich.

@robinsonbaker1963

10 ай бұрын

Please how did you do this? do you use an fa? and if you do please can you leave the info of your investment analyst here? I overheard someone talking about how a couple made over $200k during this red season. I need such luck for myself and my wife lol

@harleycartley3138

10 ай бұрын

@@robinsonbaker1963 lol sure i do and her name is Olivia Rene Reyes. You can easily look her up. She has years of financial market experience and she is also FINRA & SEC verifiable.

@robertthurmond8161

10 ай бұрын

@@harleycartley3138 Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.

@gagnecaron658

10 ай бұрын

@@harleycartley3138 I did read about Olivia Rene Reyes on the web, quite a great resume she has

I realized that the secret to making a million is saving for a better investment. I always tell myself you don't need that new Maserati or that vacation just yet. That mindset helped me make more money investing. For example last year I invested 80k in stocks (with the help of my Financial Advisor of course) and made about 246k, but guess what? I put it all back and traded with her again and now I'm rounding up close to a million.

@_SoniaBaker

Жыл бұрын

The pandemic came and taught everyone the importance of having multiple stream of income, unfortunately having a nice paying job doesn't mean you are financial secured anymore. So we all need to put in an extra-income earning chance, like investments.

@Tonyforeman659

Жыл бұрын

I agree with you, Covid taught us the importance of having a plan "B" income. You are not safe with just one paying job, when nobody knows what will happen next. Look at what happened to so many of u...

@Tonyforeman659

Жыл бұрын

Job will pay your bills, business will make you rich but investment makes and keep you wealthy, the future is inevitable 💵

@Dylan-baerber3486

Жыл бұрын

Investment is that tiny line that separates the RICH from the POOR. The foolish from wise sorry to say. I can proudly say I am wise today because I can provide for my family through my investments.

@Maricel_oronan

Жыл бұрын

These are what beginners do think, me too I used to think the same way... Thank God I met Mrs Camille Anne Hector...she helped me in trading and inculcate how the market works..

i officially accept this challenge. i’ve been able to save for previous goals, like a car and all other expenses that came with rebuilding the one i wanted. this doesn’t feel that hard it’s just the procrastination because i felt comfortable because i always have a lil sumn tucked away for emergencies. But i want more 👹

Congrats Tommy. You're blessed. And now you get to share some of that wisdom.

These are some excellent budgeting tips I found helpful. A little long but lots of gems throughout the video: kzread.info/dash/bejne/Z6WFlNmmqpe2ZZs.html

I totally agree with what you are saying ....

I accept the challenge I watch multiple of your videos and now I’m ready to do the work

Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does too, jokingly.

@genavazquez2943

7 ай бұрын

Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.

@Lincoln191

7 ай бұрын

I subscribed for a few trading courses but it didn't help much, been getting suggestions to use a proper financial advisor, how did you go about touching base with your adviser

@GeorgiaMoore.

7 ай бұрын

Through closely monitoring the performance of my portfolio, I have witnessed a remarkable growth of $485k in just the past two quarters. This experience has shed light on why experienced traders are able to generate substantial returns even in lesser-known markets. It is safe to say that this bold decision has been one of the most impactful choices I have made recently.

@wilmabrock6401

7 ай бұрын

I've actually been looking into advisors lately, the news I've been seeing in the market hasn't been so encouraging. who's the person guiding you?

@GeorgiaMoore.

7 ай бұрын

*Cioffibrown Alison* is the licensed fiduciary I use. he works with Merrill, Pierce, Smith incorporated and interviewed on CNBC Television. You can use something else. for me he strategy works hence my result. He provides entry and exit point for the securities I focus on.

This is by far the best video i've ever watched on budgeting and personal finance!! Thank you for uploading :)

Thank you for your explicit content.The most interesting about BTC right now is that it is in the process of retesting the quarterly mid range area as support on the weekly timeframe. Beginners focus on analysis, but professionals operate in a three dimensional space. They are aware of trading psychology their own feelings and the mass psychology of the markets.

I’ve been saving five dollar bills whenever I get them. Sometimes I make it a winter activity, then I use them for garage sales or I see how many piles of $100’s I can gather. It’s a pretty easy way to start saving and they add up quickly.

this is great. I'm really just commenting this so the algorithm puts more of your videos on my dashboard, because this is great

Great VRITKN300 . I suffer from a condition where I fall asleep anywhere. I can’t work full time and I had to work part time to raise my kids . This helps a lot

@jklbeast5144

Жыл бұрын

Narcolepsy

@Joox_02

Жыл бұрын

Stfu bot/scammer

I've watched so many videos from other sources and read many different things on ways to save and how to get out of debt and for the first time I can say Tommy's simplicity and the way he explains things it finally hit me. Thank you so much for all that information and knowledge

You are a perfect teacher! Thank you for explaining this, I can see the light at the end of the tunnel now. I'm going to get started tonight because you make such sense that I know I will success.

$6000 was the highest amount I ever saved. Now, I’m down to $3,800 because “life” got in the way.

@franklinbrandon5283

Жыл бұрын

FACTS

@julianr1330

Жыл бұрын

Same keep grinding we will have what we desire one day🙏

@vestabelt

Жыл бұрын

Stay strong bro!!! Keep going. That’s how it goes. Ups and downs.

@benjaminhorsley9923

Жыл бұрын

Just don't give up. Keep pushing

@victortaylor7737

Жыл бұрын

Ur still doing good way better than most people I know.i had a settlement that basically spent on my ladyfriend.now,Im being more careful.

A man with a plan and a man who knows wtf's up. Respect. So much valid and helpful points. Thanks Tommy! New subbie here 😃

@TommyBryson

8 ай бұрын

Welcome and thank you 🙏

This was a man excellent video. Thank you for this. I’m tired of being on a loop, and will apply your advice. 💛✨🏆

I watched a lot of budget videos but this makes so much sense and is so simple. Baseline living 70% 20% savings and 10% goals. Love that. Still in the debt paying off process but I like to look toward the future and map it out. Thx for the inspo

@ConfusedBackgammon-mt5fc

5 ай бұрын

I used my money for xxx like you said 😈

Just subscribed...financial freedom is the way to go, I'll be binging your videos this is what I need right now

This def made sense to me and I will start applying this to my everyday life. Thank you for the helpful tips!!

This is the best advise I’ve heard among all other videos from how to get rich gurus. Very practical too!

💯 Spot on. They need to teach this in middle school and high school.

SENSE!!! You’re a wellspring of knowledge. Thanks for sharing!!!

First of all, this video is a banger especially for freshers like me who have no idea as to where to start when it comes to savings. Just wanna say this video is helping a lot.

This was simple advice, but easy to follow, and it made sense. I am going to focus on my financial goals differently thanks to this video!

When referencing corporate America, he said “They don’t really care about you as they make it seem” realest thing he said...I’ve seen experienced it first hand in the DMV. Black ppl aren’t really respected in corporate America. Glad that he was able to get out of there and become his own boss VRITKN300

@user-bp4qq7tt1u

Жыл бұрын

No one is respected by corporate America.. people still think it's about color instead of poor vs rich.. 🤣🤣

@manofthemosthigh4962

Жыл бұрын

it’s both

@RossLemon

Жыл бұрын

lmfao over here still thinking you're a victim in 2023 when everyone kisses your ass left and right and you can be a "diversity" hire.

@StopMarxism

Жыл бұрын

@@user-bp4qq7tt1u it's both, please dnt pretend, and you do not have to be woke to see this

@user-bp4qq7tt1u

Жыл бұрын

@@StopMarxism no. Y'all are just simple minded and can't see the bigger picture. They want y'all worried about race and shit. While they make billions every year... Keep arguing about something as stupid as the color of your skin.

Sense, thank you so much for this video I have been going through a lot and you have provided a beyond miracle clarity. I promise to keep you posted and keep in contact. Thanks again! God bless you, stay safe!

I agree this is the exact plan i am using for my payday- Also, paying off debt with a single income which isn't a lot but still can't believe once i got aggressive with paying off debt - in just 7 months paid off nearly £4000!! and saved money as well. Its all about how bad you want to reach that goal!

@AMIX89

Жыл бұрын

Man I’m like you right now . When you really decide to pay off a debt . You became crazy saving money 😅😅

@StephenCourson

Жыл бұрын

That's amazing! It doesn't matter if its a lot or not. Don't focus on the amounts but what you are building. Set that financial foundation (good credit score + 6 months of expenses saved) and knock out that debt. Then focus on the investments. Don't forget to invest in yourself. Increase your skills and knowledge so you can earn more money. Income is the number one determinent of wealth.

@Skiskiski

10 ай бұрын

Bravo Mate!!!

Thank u for update video ❤️❤️❤️❤️🔥Been waiting for this 2022 budget video 💕U taught me everything I know now when it’s come to Paying myself & retirement 💯

@TommyBryson

Жыл бұрын

You got this

@jamestaylor7338

Жыл бұрын

@@TommyBryson hey Tommy how much do you spend on your car insurance. My car is also paid off and do you live in the United states and what kind of car insurance do you have meaning your option do you have.

Sending this to my 24yr old nephew❤

Working on putting together 10k as we speak, & low and behold this video shows up on my timeline! Great video, continue to motivate and inspire!💥

"When you get a raise, DON'T INCREASE YOUR BASELINE" 💯💯

Sense! I'm up for your challenge. Let's go!

I ALWAYS CIRCLE BACK AND REWATCH THIS EVERY NOW AND THEN. BECAUSE THIS CHANGED MY LIFE ON 1 YEAR

So, so, so smart to pay off debt and not go back in debt no matter what. Thanks for the info! Student loans and vehicle loans are what keep people in middle class their whole lives!

Tommy, thank you for all that you do & all that you are 🙏🏿 Sense!

When I seen your car so much respect was built. Thank you for being humble

I sincerely appreciate the work you've done and the knowledge you share. Technical analysis can be helpful, but I think It is quite puzzling that well-known cryptocurrency KZreadrs just pay attention to pure T.A and entirely ignore the bigger narrative of why BTC is inflating and why the outlook for the future is even more encouraging than it seems. Ignoring the reality that each ETF launch to this point has caused a sizable decline from BTC highs is somewhat dangerous. We were already in a perilous position and only survived a protracted bear market due to historically low volume and nearly whale pumps. Day trading should be given greater consideration because it is less affected by the market's situation. trading daily with VRITKN300 I have earned over $ 12BTC using his insights and charts. His insight has always been a step ahead of others..

I’ve been using this strategy for years and I’ve been debt free for years and a great savings…but I do rent but I’m grandfather in in which all utilities included in the rent living in the heart of downtown Detroit….great job tommy

These are great tips and very straight forward. I’m 21 and now are paying off slot of stuff at once like credit cards and stuff. I have two cars both are paid off and I live with my parents so imma use it to my advantage

@mulletsquirrel

Жыл бұрын

Start investing now, your 20s are the best time (if you don't have money in your teens) to let time and compound interest work for you! Yes pay off high interest credit cards of course.

Great advice! I myself started young and thinking like this at 16. And usually have at least $1200 left over a month. And thats with a $600 car payment what can I say love my kia stinger 😅

Yes makes a lot of sense, one of my goals is to be financially free. I say that to say because in don’t have a baseline yet but I get started . It’s up from there.

Just hit 30k. Did my first 10k net check last month and saved 7k of it

All makes sense. Great vid!

I agree with almost all of this. Only thing I’d change …. Paying off debt - attacking the largest interest rate first. I understand the concept. But for me, hitting goals was the biggest thing. So paying off the smallest debt first was huge! Gave me some confidence that I’m doing the right thing. And I was looking forward to getting the next one done. Chasing that feeling of accomplishment! But everyone has their own path. Any progress is still progress.

@delewon

Жыл бұрын

I agree ..A WIN IS A WIN❤

@pchygrl17

11 ай бұрын

Snowball versus Avalanche methods; as long as your paying off that debt 👏👏👏

@TWC-MAD

8 ай бұрын

I paid off the smallest bill and brought it to zero. And moved to the next one. It helped me to pay more on the big one in the end. Maybe, my strategy is wrong?

im planning on moving out in the next year, im trying to learn to budget now before it’s too late but HOLY… this video made me feel like i can take over the entire industry.

YES! YES! YES! All of this 🤩Great practical advice and steps! New Subbie! 33% of your pay for shelter is a much more reasonable level than others that say 25%. Depending on where you live this may not be achievable. I agree that you dont need to live bare bones. Just make sure you have budgeted for a comfortable life in your baseline.

@donaldlyons17

9 ай бұрын

People have to make enough just to have this type of option.

Very sound, wise and knowledgeable advice from a young person. I am only 27 and have a property under my name in Sydney by being frugal and careful with spendings in my early twenties. Whilst others were going travelling to Europe, I prioritised a property. If I sell my house now, I can get 400-600k in profit. Although I maybe a step ahead compared to many people my age, I still feel that I could have been even more careful with unnecessary spendings. I have invested in a masters degree to change careers and am back to square one with my earnings. Although i can make more at 5yr mark than I would have been able to in my previous career at 10 yr mark, I do have a high student loan alongside mortgage to pay off. Back to savings and paying off debt at the same time. Your videos are very motivating and helpful!

I’m in the first step! Establishing a baseline that will enable me to get rid of my debt first and foremost!! It’s hard, as it requires consistency but I’m willing!! Boy am I willing!!!

Thank you you’re the only person online that makes sense everybody always talking about OPM I love your debt-free mindset thank you thank killing my debt to build my net

I have learned so much from u. Thanks to what u have taught me, I am now able to help out my family a lot more.

@trulyworkfromhome6767

Жыл бұрын

that is awesome 👌

@tamekaallen9925

Жыл бұрын

Helping my family out seems to ALWAYS be the reason for my dwindling savings!

I am ho happy you popped on my suggested page I am getting paid next week and i will use this method from now on. Thank you

Sense. This is one of the greatest videos I have ever seen. You made saving and making money from whatever amount you bring in simplified. Getting rich is easy with this formula.

I prefer 30 year mortgage simply due to the fact that well if I want to treat it like a 15 year old mortgage I can do that just double each payment however if I ever run into a difficult month for whatever reason in the next 15 years I can simply pay the 30 year payment save some money and be just fine.

@TommyBryson

Жыл бұрын

Thats why we save 6 months worth of emergencies before buying a house

@b14m23

Жыл бұрын

@@TommyBryson Great advice but being in expensive California I agree with the 30 year mortgage since you can always double up payments or if you get a large inflow of money such as stock gain or stock options at work you can pay down at your leisure instead of being obligated. Life happens.

@isaacsmith9981

Жыл бұрын

It does strap up more money. But, you pay much less in interest too.

@mulletsquirrel

Жыл бұрын

If you double your payment every month (including your escrow) you'll have a 30 year mortgage paid off in way less than 15 years.

Great vid! Reenergized me to start saving and investing now that I’m debt free 🥳

This video found me I’m gonna apply these rules especially towards my debt thank you!

You dropped some gems in this video .

Doing the lord’s work

Keep doing your thing man

This video just helped me a lot 🙌🏾

Every time is a good time to invest! Investment is n ot a game of chance or luck like the lottery, rather it involves critical reasoning, planning, and diligence and focuses on achieving the major goal (PROFIT). Notwithstanding, one should put into consideration that various externalities may occur during the investment period which could result in a high yield in profit or loss.

@kathylarson5377

Жыл бұрын

Investing in cryptocurrencies means facing great volatility. But that is exactly what makes trading cryptocurrencies interesting for certain trading instruments, such as CFDs (Contracts for Difference).

@julielopez1948

Жыл бұрын

Anyone who wants to be successful in life should first have the mindset of the rich Spend less and invest more Don't give up your dreams

@craigrichards9104

Жыл бұрын

If you believe in the future then you will know that indeed Bitcoin is the fu

@tildawigren5086

Жыл бұрын

To me, trading the forex and crypto market is way better than any online investment

@astridwigren7043

Жыл бұрын

Nothing beats engaging an expert in any trade, selfishness and greed have deterred many from doing the right thing and they ended up running a huge loss

I love this video. Everything simply explained. Thank you so much

All your steps made sense- thank you!

Thanks for the insight, but I'm still confused why Bitcoin and crypto prices keep dropping? This drop follows a number of other significant drops in recent weeks. I still hold enormous value of cryptos and it scares me. Whats your take on this?

@greenhavensthafrica3612

Жыл бұрын

I would advice you to trade your assets rather than hodl for a future you aren't sure about, only predictions.

@benbruce2909

Жыл бұрын

The best technique to use in the crypto market is to trade with a professional who understands the market quite well, that way maximum profit is guaranteed

@graceandrew3526

Жыл бұрын

Amazing, But getting one is easier said than done. If it's not too much to ask, do you know any legit ones?

@churchillT3380

Жыл бұрын

@@graceandrew3526Actually an pro-broker Mrs Shirley is the mastermind and the best in crypto world that's while I invest in some real estate with the profit I make.

@kelvinprincewill3884

Жыл бұрын

The crypto market has really made a lot of people rich.

Thank you for the great info man. I just feels so overwhelmed with all the info out there. This really helped me set some short term and long term goals. Liked and subbed! 👊

@victortaylor7737

Жыл бұрын

This makes a lot of practical sense because it's talking to the average person- no far out jargon here.might add something else: stay away from leeches,the ones who are prone to borrowing money,false friends,co workers,even family.im getting ready to get a big bonus at my job among other things,I plan on building up my savings,pay some bills,& start investing.my ladyfriend,who I love,she will get something,but I won't be renting hotel rooms& going to the crap tables.this is a great video.

Sense, I appreciate you sharing your knowledge with me. My goals feel much more achievable

@TommyBryson

6 ай бұрын

Step by step

I’m going to start this 10k saving journey. I’ll msg you when I get there. Thank you did the information