Thank you so much for your videos! I am going to start West Coast in April. I went to a 4 year university and got my Bachelor's Degree in something else. I knew by the end of getting my first degree that I wanted to do nursing but I was already almost done with the first degree that i just decided to finish and then take the next step to apply for nursing programs. I didn't get into any of the schools I originally applied to which discouraged me. I have other friends that have gone to West Coast and let me know about their experience with it. That is ultimately what made my decision to go. I also had to take out a private loan. It makes me happy to know other people that have a similar story to mine and about their journey. And its encouraging to know that I will be successful in my nursing journey. 😊💖

@carolinabycarolina8451

2 жыл бұрын

I am glad you made your decision. It is scary to take out loans for school especially when its so much money. You gave it a try with other schools and then made the WCU decision. With the right mind set you will pay those student loans back. Good luck!!!!

Keep making videos I enjoy watching you. You’re so honest. I’m Carolina too lol and I plan to go to west coast in June so this info really helps

@Sammy97658

2 жыл бұрын

Hi, I’m applying for June too. Are you done with your application process and financial aid

Thanks for sharing your experience it was really helpful in making decision

Im feel u. Im going to do exactly what u did. I have no more time to waste. Debt and money will always be made

@highvalue1195

10 ай бұрын

If you think a nurse can make $100 maybe even more it’s worth the investment on yourself. Someone like me who grew up dirt poor and was getting trashed every night as a stripper needs to get the boot and pull the trigger and become a nurse to save my life. Idc if it’s a lot of debt this is my choice. Since joining I have gotten sober and my grades are all As & Bs. My second semester I can work as a cna and have my work pay for it.

You may not want to do the minimum payment (although many do need that) but if it also comes with a lower interest rate, you are hurting yourself more by not taking advantage of consolidating the loans. You want to make sure your higher payments actually go towards the debt not towards interests. If you can lower the interest and shave off 50 a month, thats 600 a year that could be used for emergencies or eating out of Christmas gifts…or who cares if it sits in your bank, why give the lenders EXTRA money when you can consolidate. Do it for the lower interest not the lower monthly payment.

@carolinabycarolina8451

2 жыл бұрын

Thanks for the advice. I am looking into it. Ive never had to deal with loans or stuff like this so it is a learning process.

To each their own, but making decisions out of desperation may have serious consequences. Going to west coast because it’s faster means over 100k in debt (it’s super rare going to WCU less than that). Don’t limit and doubt yourself. Traditional way is a bit harder because of the competition but you may never know if you don’t try and just jump to WCU. My wife got into 2 nursing schools out of the 3 schools she applied, one cal state and one UC. She considered WCU but she decided to jump to the competition and see. Thanks to that she’s debt free. And there you go. Not saying WCU is a bad school. I met wonderful nurses who went there. But really consider your options. Interest rates are high. Trying to get a home with that 100k will make things harder. Don’t be too desperate. Yes 2-3 years sounds amazing but how long will it take to pay off +100k?

Thank you for sharing

I'm doing my ADN at la county and the nurses at my clinical that went to WCU said they regret going there.... but everyone has a different experience. It was my plan B if I didn't get into another school.

@carolinabycarolina8451

Жыл бұрын

Yeah for sure everyone does have a different experience. Mine if I had any reason, not so much regret but either way..would be the financial part. Everything else was great for me.

@highvalue1195

10 ай бұрын

My sister in law went to the one in Rancho Cucamonga and loved it! She’s a charge nurse in the OR and doesn’t regret going.

Question I was told student loan debt don’t look as bad as regular loans and credit card debt on your credit score . Would u say you aren’t eligible to get a home loan because of your 120+ student debt ?

@carolinabycarolina8451

2 жыл бұрын

LMAO! I can't answer these questions. I am not sure. I am not looking into purchasing a home while I am in debt with student loans. That it why it is my priority to pay off my debt asap. The faster I do the faster I can purchase a home. I have heard of people that do purchase homes while having debt so not sure. I am continuing to do my research.

Hello, thanks for the advice on your video really good advice I wanted to go to Angeles college it’s private school it’s about the same tuition as your school 100,000$ it’s nursing school I was was scared to how I’m going to pay off the student loans should I sign up for the school loans had all these questions in my head thinking what should I do :/ teachers peers telling me go for it do it you can pay it for with in 2 years .

❤❤

Good afternoon what if my Sallie Mae account is in default? Can I get a private loan from somewhere else?

Also can you pay it it off faster by giving more down is there a penalty for sally Mai

@carolinabycarolina8451

2 жыл бұрын

I don't believe there is no. You can give payments at any time. I always give more and there is no penalty. I will look into that. Thank you for the question.

How long is it going to take you to pay off the private loan ?

@carolinabycarolina8451

2 жыл бұрын

That depends. On how gazelle intensity I go on paying off the debt. If I delay payments and not pay then obviously longer. I have made my calculations and if I work I can pay it within 5 years. That is a personal choice and goal of mine. People be having student debt for 10 plus years and that's not what I want for myself.

Did your credit score have to be above a certain number to qualify for loans without a co-signer?

@Jannesmiles

Жыл бұрын

Commenting to know this too

@aliciaavila2892

Жыл бұрын

If you think about it a lot of people come out of high-school and go into college right away. Most of them don't have credit scores and get approved for student loans so I would say probably not.

Did you make any payments while in school?

@carolinabycarolina8451

Жыл бұрын

Yes, I was making payments for my private loans. It was optional and I chose the option to give $25/month (gave more most of time). This was per private loan. So I started off with one private loan interest payment of $25 per month and then by the end it was 4 of them. Just to not let interest accumulate too much.

@khadijahj.4637

Жыл бұрын

@@carolinabycarolina8451 thank you so much for responding

What loan companies would you recommend? Thank you for the video. It was very helpful!

@carolinabycarolina8451

2 жыл бұрын

Financial aid advisor (at least at WCU) give you a handout with many loan companies and banks. I chose Sallie Mae, but wouldn't know how to compare. I just went with them.

@kaylamendoza1281

2 жыл бұрын

@@carolinabycarolina8451 okay perfect , thank you!

I hate westcoast. Greatest mistake I made

@carolinabycarolina8451

2 жыл бұрын

Sorry for your experience.

@jaycekbk7003

2 жыл бұрын

😭😭👨🏽‍🦯👨🏽‍🦯👨🏽‍🦯DAWG I’m over here tryna convince my self to go and I see this comment LMFAOO

@carolinabycarolina8451

2 жыл бұрын

@@jaycekbk7003 I suggest taking a tour. However, don't feel pressured into making a decision if you don't feel it. Talk to the advisors and go from there.

@JellicleNat

2 жыл бұрын

@@jaycekbk7003 if u in SOCAL, look into CNI or AUHS. Im very nervous to attend WCU but I did as much as possible at community college and because I got an F and the a C in A&P2, I kinda made myself a bad contender for many public nursing programs. It costs money but I can pay it back as a nurse.

@KLOV83

2 жыл бұрын

West Coast is awesome

I believe that we should get those LVN back for less pay and these overpaid nurses is what’s causing our overpriced healthcare insurance. More LVN and CNA then less RN is the answer for more affordable health insurance in America. Haters will speak up but I’m telling the truth.

@watching789

Жыл бұрын

This might be the most uniformed thing I heard recently. How can hiring more lvn and cna help. Im a lvn and there things i cant do legally thay rn can do. You can't have lvn passing meds on a Tele floor, especially when most the patients are getting meds through pic lines or iv