The first 500 people to use my link skl.sh/laurenmiller06241 will get a 1 month free trial of Skillshare premium!

Very nice that's you're planning on actually paying yourselves first! All the best 😊

keep the cute pictures of Miles coming, so happy he's enjoying his cat tree! I also listened to that episode of bigger pockets and thought that part was insightful and useful to plan for those costs when I go to buy a house in the future. Thanks for sharing!

Lauren - You look so happy and I love to see it ❤❤❤

Why have you deleted a lot of your videos?

@julianamartinez9737

Ай бұрын

she did? which ones?

@user-if2hm2mp9w

Ай бұрын

@@julianamartinez9737 A lot of them from 507 videos to just 164 videos.

@greenlantern1986

24 күн бұрын

@@julianamartinez9737 A very quick look shows all of the ones between March 27 2023 and August 23 of 2023.

Don’t sweat the high mortgage payment. We did the same thing on LI with 6.3% interest. We have a mortgage of $4200 and we bring home about the same money as you guys. Trying to aggressively pay off our last consumer debt - our Durango (just over 13k left). I wanna have that paid off by September. Just stay out of consumer debt and then refinance that loan when the rates eventually come down. Getting out of consumer debt I think is SO rare in the US.

@laurensmoneymindset

Ай бұрын

Great perspective! Thanks for the encouragement and totally agree-we’re avoiding consumer debt at all costs

Miles looks extremely happy with the new perch 😊

@laurensmoneymindset

Ай бұрын

He loves it so much! He spends all day out there 😻

I believe Shay Budgets uses Notion.

What car insurance company do you use? Is that for one or two cars? That’s a great rate, I’m trying to shop around and get ours down

@laurensmoneymindset

Ай бұрын

It’s safety insurance I believe. We use an insurance broker who helps us shop around for the best rate. Our cars are older (2014 & 2015) plus were in our late 30s with great driving records so I think all that helps

One thing to look into, does your mortgage company allow you to 'recast' your mortgage? May be an option in the future to lower your payment.

@laurensmoneymindset

Ай бұрын

Great point! I’m hoping we can refinance to a lower interest rate in the next couple years but def something to look into if we can’t

I have a similar mortgage and we better love the house LOL

@laurensmoneymindset

Ай бұрын

Right?! My goal since we started trying to have kids 8 years ago was to get into a house like this so when I look at that payment I try to remind myself of how much I’ve wanted this and try to focus on gratitude that we were able to make it happen at all in this economy

@delayedgratification581

27 күн бұрын

Yeah, 1 month at a time. Hopefully you can refinance in a couple years. Get yourself ready for that financially :)

I just realized Miles' SF is higher then you, your husband and your daughters' 🙃

@laurensmoneymindset

Ай бұрын

Haha yes but his includes food, insurance, medical, toys, etc whereas our food insurance, and medical comes from other areas of our budget. But we do love him so much 😻

54000 large in a mortgage. Man.

Which Amex card do you use? Thx!

@laurensmoneymindset

29 күн бұрын

This one! (affiliate): americanexpress.com/en-us/referral/blue-cash-preferred-credit-card?ref=LAUREMR5Cp&XL=MIANS

40% of your income to your mortgage is crazy 😮😮😮

@laurensmoneymindset

22 күн бұрын

If we had bought three years ago it would be half that

@Whoamiiiiiiiiiiii

22 күн бұрын

@@laurensmoneymindset yeah same here. It sucks!