I went to a new doctor and filled out the required information forms and was naive enough to put my SS number down on the form because it was requested. The next day I received a call from a phone company store verifying that I was the person requesting to purchase a new phone and she read my SS number back to me! It was local and I knew the only place I had given out my SS number was the doctor's office, ended up filing a police report. Now on any doctor's form, I leave the SS number off.

@tduck828

7 ай бұрын

Whoa. I would have told them to keep that person there and I was on the way with the police to bust that person .

Freezing your credit is a great option. My husband and I froze our credit years ago, and we "unfreeze" whenever we know a credit check is coming (like when we moved to a new rental place). And set it to automatically re-freeze our credit after a set amount of time (i.e. one month)

@tduck828

7 ай бұрын

Same! I get notices too when there happens to be a checks well.

@andrewdempsey3979

6 ай бұрын

Sadly, only about 20% of credit applications actually run a credit check like they should so you can have fraudulent credit lines taken out even with it frozen. Still better than nothing for sure and better for preventing big purchases.

@jynx7254

5 ай бұрын

@@andrewdempsey3979 that would be false, almost all banks for a credit application require a credit report.

It’s all about cyber attacks now a days. At hospitals , medical offices, Equifax breaches and then some! No matter how careful you are it’s happening because of maddening attacks like this sort of thing. 😫

Att had a breach and they got my SS#. Good thing i locked my credit. Got an email saying someone tried opening up a cc under my name.

Instead of changing passwords every 90 days, use a password manager to create unique and challenging password for each account. Never use the same password on multiple accounts.

Im going through a situation now due to id theft...this, even though I was paying Experian to protect my identity. Their big failure created quite the mess that some jackasses still try to use to accuse me, the victim. As far as I am concerned, I notified the authorities...after that, its on them. Im not accepting any responsibility for the actions of pretenders or lenders using stolen id...its on them. All the best in your battle. Lock credit file and have id protection...its better than nothing.

George, thanks for the reminder.

“What’s the story, Wishbone?” ❤ “Financial toes….”😂

Heading through something similar rn. I had an employer fish out my ssn and then aura procced. I also recomend placing a freeze on chex as this bad actor is/was? Trying to set up checking because not all banks will check your credit. Tha kfully I knew I medded up before they did so I locked down everything

nooooo, not 'hide your kids, hide your wi-fi' too funny

@leonisaacs3512

7 ай бұрын

🤣🤣

Ironic that FanDuel has an ad before your video. KZread algorithm clearly doesn’t know what you preach to your viewers.

“Guess the rest and get a dollar” - I think whoever guesses the rest can get more than a dollar. 😅

BetterHelp canceled every appointment I tried to make with a counselor..... I'm just exhausted with getting help at this point.

I had a buddy that shopped at buckle. I would just laugh at the prices when i went in there with him

How do you freeze your credit without paying for it. I had it with experian and they charged mw

@joshmcoaching

6 ай бұрын

They shouldn't charge you for simply freezing your credit.

I was gonna be real disappointed if you didn't have the Jim and Dwight clip lol😂

While I understand that the ramsey team doesn't like credit cards I don't understand why they never talk about theft. Credit cards are safer if that info gets stolen. You can almost guarantee that you won't be on the hook for that money. It could be way worse if someone got your debit info. I'd rather have money that isnt mine stolen than personal money from my bank account. A regular debit just doesn't offer the same protections like credit cards.

@Jon_E

7 ай бұрын

Shhhhh. Don't mess up their cult gathering.

@coya8coy175

6 ай бұрын

That’s the main reason I have one. Even if they took away the cash back rewards, I’d still use one.

5:52 (As a computer nerd, I literally LOL for that!!!)

Wishbone 😂

Hey George, some of your information is outdated based on the latest federal guidance -- specifically, the part about changing your password every 90 days. Research has found that it is better to not use this policy because people tend to 1) Choose easy to guess passwords 2) default to an easy to guess naming convention [i.e. password1, password2, etc.] and 3) Write down passwords. The new federal guidance is to employ MFA wherever possible and use a "passcode" that is long and complex but never changes. I would refer people to the CISA Secure Your World security awareness mission. They have some security guidance for various ages and would be up-to-date with the latest standards.

I do NOTHING online. I had someone use my identity to fraudulantly obtain Medicaid. The workers didn't believe I never worked in California. 😂 I told them, "You are the government-look at ALL of my addresses for the last 20 years!" 20 years of moving, never leaving Washington, going back to 1998. Oh-yeah-not me! 😂

Love your content, but... What's with the shade thrown at 'The Big Bang Theory'. 😳and What's 'Buckle'. 🤣

@thealexandraway

7 ай бұрын

Buckle was a popular clothing store in the early 2000s

lol, “shoutout”.

To whomever adds the graphics and memes to George's video 🫵🤘❤❤❤❤

Nice the end of Jenny's number. I shred everything and keep my credit frozen.

NOT BUCKLE 🤣 don't you dare buy buckle as me.

8675 Also, Nice Wishbone Reference lol

I had the exact same thing happen 4 iPhone pro max's in Boston. Wish I had this video when it happened. Luckily it only took me 2 weeks to clear everything.

Hey, if your ID was stolen you might finally have some credit!

@spitfyre8661

7 ай бұрын

This was in 2013 did you not watch the video?

@josephcarriveau9691

7 ай бұрын

@@spitfyre8661 what sort of sew see oh path watches a video before punching down at the low hanging fruit?

ive never had my identity stolen. people have tried many times. but im to smart to let that happen lol. i can see a scammer a mile away lol

The antivirus bit was too good LOL

All this talk about robbing cash (in other videos elsewhere). Mr. Kamel just said it affects about 40 million people just in the U.S.A last year on identity stuff which a lot is digital. Another reason to have a bit of cash on hand as that cannot happen to you from around the world like the digital stuff can anywhere from an internet connection while you make it though if a bank account(s) are involved. Didn't you just say in another video elsewhere on this channel that you did not have a printer? "Thanks Dave" for using the work one.

My ex brother in law identity was stolen. Ex brother law wasn't working. But the guy was and ended up paying child support! At least for a while

If we dont use credit is there any reason I would care if someone steals my identity?

@eli-bt4he

7 ай бұрын

If you don't mind having debt collectors coming after you for debt someone else accrued, then no. Is this even a serious question?

@westbccoast

7 ай бұрын

Yes they can open up a credit card in your name, or other credit in your name, so yes yes yes

@rocknut8

7 ай бұрын

They could also file taxes under your name and steal your tax refund.

Please please please close your unused line of credit accounts!! We Dave Ramseyed ours and we had our bank account hacked and 4 months ago someone got in and took out 52k. The bank will not cover it and we have been fighting with them for months 😢.

@tduck828

7 ай бұрын

Oof. That sucks. That's why I don't use my bank account for anything. According to Ramsey you have all the same protections and your bank will give you back your money but we all know this to not be true.

@Jdonaleshen

7 ай бұрын

@@tduck828 not true at all even for a savings account. They have it written into your user agreement that if you use the 4 digit code they send to your phone (if you are even on a cloned site unknowingly) then the bank doesn’t have to pay you a penny stolen.

@Itsanawfulwasteofspace

7 ай бұрын

I never use my bank card either. I always use a credit card because this happened to me as well. The bank locked all my money and I couldn’t pay my rent when I was younger living paycheck to paycheck. There was a-little over a month long investigation to see if I get my money back. Never again!

Zander ID security is the best 9.99$ a month you’ll spend 😊

@tduck828

7 ай бұрын

Nothing you cant do yourself for free. I monitor and would know right away.

@chuckstemm443

7 ай бұрын

@@tduck828 I did discover the theft myself. Zander helped me clean it up

6:43 based

Interesting sponsor for this video topic lol, with them illegally sharing health data

One of the best preventive measures to ID theft is to freeze your credit reports with all 3 bureaus. Why this was not mentioned is beyond me.

@exclusivelymatt

7 ай бұрын

He mentions it at 5:30.

@eli-bt4he

7 ай бұрын

Tell me you didn't actually watch the video without telling me you didn't actually watch the video (or at least didn't pay very close attention)

@Jim_Curtis

7 ай бұрын

@@exclusivelymattThanks - i just missed it I guess.

@Jim_Curtis

7 ай бұрын

@@eli-bt4he No need to be an a-hole about it dude.

@eli-bt4he

7 ай бұрын

​@@Jim_CurtisHuh. I'm not the one resorting to name calling.

Hey George apple products suck! But I still love you man

I know sponsored ads are good for the shows but it’s sooo distracting

4th