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@averageamericaninvestor6944

4 жыл бұрын

8 Steps to Building Wealth: At the Same Time: 1: Get a good education that leads to a good paying job. 2: Create a budget in an Excel spreadsheet. Earnings should be greater than spending. 3: Start an emergency savings account. Put in $100. Add to the account each month, until you have 12 months income in savings. 4: Pay down debt, starting with the highest interest rate debt first. 5: Invest 10% of income into a retirement fund, (401k, 403b, traditional IRA, Roth IRA). 6: Save for college in a 529 account. Add to it each month. 7: Invest in a low fee mutual fund. Add to it each month. 8: Diversify assets.

Dave: sell the husband

@chucky2569

4 жыл бұрын

Lol!!

@Mistyfgdf

3 жыл бұрын

In what country

@laurenandreas5950

3 жыл бұрын

@K O ...I would leave! i won’t live with a liar!!!

@kylequintana

9 күн бұрын

Dave : what’s he worth?”

I am surprised Dave didn't tell her to make sure he didn't have any access to their accounts for the forseeable future.

@EvanBordeaux

4 жыл бұрын

Agreed. I've heard him give that advice more than once before.

@perotal

4 жыл бұрын

that should be the first step ... never give an irresponsible person access to your money. I mean that is common sense 101

@davidmmm8

4 жыл бұрын

perotal Precisely true.

@bradystafford3890

4 жыл бұрын

It’s his money....

@Faith-un7ns

3 жыл бұрын

Brady Stafford no it’s their money.

My ex did this to me as well. I had health difficulties after giving birth and stupidly trusted him to pay all the bills. Ended up wiping my account and his account clean. Then he went to prison for drugs! Left him for good and never looked back. Almost 5 years later and I'm just now rebuilding my life and that of my son after paying off all the debts he left me with! I hope to be able to purchase a home in 1 to 2 years from now 🙌 My only debt is a car that is almost paid off!

@healingpalmsca

3 жыл бұрын

You are so strong, keep going!!

@whiskersredwood7903

9 ай бұрын

Just don't make the mistake of getting married again.

@CEDL4072

9 ай бұрын

@@whiskersredwood7903 I won't lol

@vanesslifeygo

9 ай бұрын

@@whiskersredwood7903 id disagree but id say when you do marry someone, watch them like a freaking hawk. have a friend to tell about everything so they can look out for you and your finances too. this ex is horrible.

@shannonobrien9922

17 күн бұрын

I divorced my X for molesting our kids and they were 14 months and 4 when I booted him OUT!!!!! I didn't have to go thru what you did and vice versa but- could've been worse! Took me YEARS to be alright with my reflection KNOWING I gave him my babies for victims

The drug relapse percent is about 60%. So, it is likely that he will start using again. She needs to protect herself by setting up her own emergency savings account.

@Chapz725

4 жыл бұрын

Agreed

@luisasterioquerubin6829

4 жыл бұрын

It will be chronic.

@jillpruett4772

4 жыл бұрын

CYA is imperative here. A well packed parachute for her is going to send a clear message to addicted spouse that any falling off the straight and narrow will have dire consequences for their relationship.

@n.w.414

6 ай бұрын

She needs to have her own bank account, at least until he has proven himself over several years.

Finances are the least of her problems. Just because he went to rehab doesn't mean he's "fixed".

@tequisaholloway1738

4 жыл бұрын

RIGHT

@karenboots9077

4 жыл бұрын

I completely agree. The addict REALLY should WANT TO CHANGE, no matter what rehab facility he/she attends.

@eckankar7756

3 жыл бұрын

That's EXACTLY what I thought as I watched this. It's like a disease that's never cured but managed. She'll be walking on eggshells for the rest of her marriage.

This is calling in a carpenter to fix the damage WHILE THE HOUSE IS STILL ON FIRE. Nothing is going to be fixed until the flames are put out. Address the addiction first.

@jill9606

4 жыл бұрын

Did you choose not to hear the part where she started the call by saying he went into rehab immediately?

@sampetrie340

4 жыл бұрын

jmm_2104 I heard it. I also heard the part where he hasn’t come home yet, and that the wife said dismissively that “he has to clean up his own mess”. This doesn’t fill me with confidence that the cause of the financial problem (his chemical addiction) is resolved.

Cheating and drug addiction are deal breakers...I’d move on 🤷🏻‍♂️

I don’t understand how she was in charge of ‘The money’, how she didn’t know the $30,000 Savings disappeared with online banking at her fingertips? How does $70,000 in credits card bills go unnoticed? How does zoning out on RX drugs go unnoticed?

@David53D

4 жыл бұрын

Get more experience with people and it will eventually come to you.

@ShearF3ar

4 жыл бұрын

Well the credit cards were probably only in his name with paperless billing.

@amarie8769

4 жыл бұрын

I was wondering the same thing. I check my accounts on a regular. So if something is missing I know right away.

@AlienAteIt.MyNoraTees

4 жыл бұрын

She got comfortable and assumed it was still there.

@onlyu7308

4 жыл бұрын

@@ShearF3ar It's been awhile since I've had a credit card, so I didn't even consider that. I was just thinking bills were being sent to a p.o. box.

Realistically, she has years of healing emotionally and financially.

@Mr_A1-37

4 жыл бұрын

Why financially? Cycle?

As someone who has walked this path with an alcoholic with a gambling problem. For my own sanity I separated the money till my husband was 2 years clean working his own program. And I would highly suggest committing to your own Al-Anon program with a sponsor

My dad was addicted to prescription pills and it is a living nightmare. I hope this woman runs far far away because I would hate to see her to the live the rest of her life dealing with this.

@Karenmartinez20183

2 жыл бұрын

Addict parents will tear your world apart.

I think I'm a little lost. I understand not knowing about his credit cards. But how do you not know your savings has been wiped out?

@thecatnextdoor12

4 жыл бұрын

A person involved in his / hers personal finance knows about both things and the one who is not too interested doesn’t know neither. You either stay current or do not.

@tiinaiiceey

4 жыл бұрын

Agreed. ESPECIALLY, If shes the one that "controls" the money. Unless it is a savings account that they put aside and rarely check on it ( at a seperate institution you normally don't bank with)

@amandadean3948

4 жыл бұрын

Yeah, she lost me on that too. I can see him being sneaky and opening up credit cards she may not know about. But If she’s the one in control of the finances how do you not realize your $30k emergency fund has been wiped out?

@Hillside-Hive

4 жыл бұрын

Ehhh, some stash the emergency fund in a separate bank so it's not easily accessible and it check quarterly if.... Sounds like she may have had an idea something was off but nowhere near this.

$100K on prescriptions? He running a pharmacy?

@thecatnextdoor12

4 жыл бұрын

He bought a pharmacy franchise.

She will find out that he cheated on her soon

@dorothyharris6596

3 жыл бұрын

And the fact is she's doing time for crimes she didn't commit.

@bachibouzoul

3 жыл бұрын

Drama queen

@whiskersredwood7903

9 ай бұрын

Don't let another person's action upset you. Dump the loser. See yourself as having made a clean getaway.

I’m surprised she didn’t divorce him!

The typical Ramsey standard is, You're married, It's not "his own mess". It's your mess as a couple. The question is, can you handle being married to an addict?

@jrrambo2097

4 жыл бұрын

There alot of consumer debt addicts out there too.

@averageamericaninvestor6944

4 жыл бұрын

Exactly. The relapse percent is about 60%. So, she should set up her own emergency savings account.

@familybroich3073

4 жыл бұрын

That’s exactly what she needs to ask herself. My husband has been sober for 10yrs now.

@youngbloodr

4 жыл бұрын

yamamancha always trying to down the man. Typical. Listen to the response for men vs women. I like they lady she is strong

@Ryan_DeWitt

4 жыл бұрын

"You can never ever trust a drug addict." Gus Fring.

sending sooooo much love and light to this woman, Praying her husband stays clean, I have a loved one who struggled and struggles with this as well its devastating.

That’s a lot of money...it’s not just pills.

@joesillamanrs7189

4 жыл бұрын

Gentlemen’s clubs haha

@sarahnova9991

2 жыл бұрын

Actually it could be. If it’s real prescription pills, they are expensive. My husband is an addict as well. There are oxy pills for cancer patients (highest mg) that are $100 each. And if he has a high tolerance, that can be multiple pills a day.

No way I can ever be with a drug addict

@LOUDMOUTHTYRONE

4 жыл бұрын

Prescription drug addiction comes at you as soon as you get hurt on the job.

@Alex-qn9og

4 жыл бұрын

@@IJoeAceJRI or just don't...

@twowheelsmovethesoul142

4 жыл бұрын

I once heard "heroine is your favorite thing in the whole world. You just don't know it yet."

@amandadean3948

4 жыл бұрын

My sister was married to a drug addict. They will make you hit rock bottom.

@JacquelineLP

4 жыл бұрын

My son is a recovering addict and he is the kindest nicest person I’ve ever met. Please be considerate and have compassion for a subject you know nothing about. Everyone deserves love no matter what choices they’ve made. I hope you find peace and joy within your own heart and in your life. You’ll be in my prayers. As you all will. 🙏🏽

Why is Dave assuming the husband isn’t also going to sabotage his job? Addicts aren’t exactly highly employable.

@ellenricks2029

4 жыл бұрын

Depending on what prescription drug he’s addicted to, he may still be a productive employee. 🤷🏻‍♀️

@megcours

4 жыл бұрын

Ellen Ricks true! But reckless behaviour like spending nearly his yearly income in a very short matter of time sounds like a downward spiral to me

@gr8macaw1

4 жыл бұрын

my dear friend became addicted to drugs her personality while using was completely different she lied and stole from her mother all sorts of bad things she did but after she became clean she reverted to her usual self very kind an honest person. I do believe using drugs absolutely changes a person. When this lady’s husband gets clean he will be a different person. It sounds like this caller wants to save her marriage I wish them the best.

@Alan-sk3tc

4 жыл бұрын

You be surprise. A lot folks on drugs these day.

@inthevault9603

4 жыл бұрын

That fool probably already lost it at this point.

How can she be so calm? I'd be having a nervous breakdown. I'd have to be completely oblivious to have someone I live with develop that serious of a prescription pill habit. There are always a million signs.

@TheTruthHurts6666

4 жыл бұрын

Right? I would be having a meltdown if that happened. 1. My significant other is addicted to meds that's really hard to get off and there's a chance he might not recover and instead, turn to street drugs. 2. Everything is a financial mess and there's a chance I might end up getting into debt too. I work with substance users and it's hard to hear how much their life and family fell apart because of the addiction.

@kim-o-san

4 жыл бұрын

Coz she's decided to divorce him. Both DR and John were surprised at her calmness. But they didn't get why she's calm.

@TimeisUp22

4 жыл бұрын

Because they both have money. They make 160k and can clear this 6 months if they really want to. Also it has already been 3 weeks since he was in rehab so she had time to calm down.

@acajudi100

4 жыл бұрын

I would have been checking...I would have switched the money to another account, where he would never know. I would not trust him...

@IreneZGoodman

4 жыл бұрын

They can hide it incredibly well. But we also don't know their relationship.

Dave: "All addicts are liars" Me, who's openly addicted to gymnastics: *hold my high bar*

@whiskersredwood7903

9 ай бұрын

All people are liars.

Head in the Sand. Why didn't Dave and John bring this up? One month in rehab does not fix these types of problems.

Throw the whole husband away 🥴🥴🥴

@stellavargas4127

4 жыл бұрын

Hahaha!yes

@lovingme1st973

4 жыл бұрын

😂😂😂 stop

@thecatnextdoor12

4 жыл бұрын

Get another one.

I wouldn't let him have access to a DIME right now. Yikes - what a kick in the face that must be. But - she's in charge of the finances she says. How do you miss that much money going out the door?

The tone of her voice says she hasn't processed this yet. She needs support!

How is she “in charge of the money” and she didn’t know that $30,000 just mysteriously disappeared out of their bank account.. ? she needs to hold herself accountable as well.. I know that she’s trying to pin blame on the husband because “he’s an addict” but this is just negligent on her part as well..

@SativaVerte

4 жыл бұрын

I was with someone who was a drug addict (pills as well) and I had no clue until it was over I felt stupid. Drug addicts do things when you’re not looking and hide stuff. Leave when they are high etc

@rosegold973

4 жыл бұрын

Devils Advocate in order for her husband to trick off THAT much money, she must’ve never ever checked that account which makes no sense for someone that’s supposedly in control of all the money... u usually get monthly statements sent to the house or sent via email... you’re telling me she ignored ALL of them for MONTHS on end? It doesn’t add up .. someone could’ve been making fraudulent transactions or anything.. even if it’s money that “she know is there,” why not check in on the account just to make sure nothing is fishy with it? I hope u don’t put all your trust and money in your bank cuz it’s not a smart move.. always keep cash on you in a bolted down safe in your house...just anywhere safe

@rosegold973

4 жыл бұрын

Sativa Verte I totally understand that.. no one is sneakier and slicker than an addict.. it’s just facts

@MichelleClennan

4 жыл бұрын

@@rosegold973 Statements are easy to forge - that's one way. You wouldn't even have to recreate the statement , just a few minor "edits" - I'm not going to post the way to do it, because I think that would be irresponsible of me - let's just say it's an old school method used by marketing and ad agencies (my former profession). All this guy would have had to do was collect the mail, then manipulate the statements. It isn't difficult. Now, I have no idea if he did that - but that's certainly one way to easily do it. If you've never dealt with a covert narcissist - you have no idea how convincing they can be. Remember how much Bernie Maddoff stole and who he stole from? What did he do? He created false statements - his clients had no idea. Let's not victim blame, please. This woman is in a bad enough place, and headed for more heartache - let's not increase her pain. She may be reading these comments.

@NT-bz5nh

4 жыл бұрын

It’s possible they were getting monthly statements in the mail but he was hiding the letters... addicts do that. My spouse is a recovering addict and still hides bills from me...

She seems rather optimistic about this I'm not sure she understands how difficult this is going to be. I've been in this similar situation with opiates. His behavior is not going to change unless he wants it to change. he is going to be addicted to drugs for the rest of his life whether he takes them again or not. He is going to struggle with this issue and he could easily go back to drugs at any time. However it is possible to change and make your life better. If he is addicted to opiates I suggest medication assisted rehabilitation such as the use of buprenorphine/Subutex and gradually wean himself off under the guidance of a doctor. Recovery is possible so I hope that things get better for them.

@Kitkatluv33

4 жыл бұрын

She seems pretty optimistic to me too. Being in a relationship with an addict is extremely difficult and it’s hard to trust them. Then she’s worried about how THEYRE going to pay the debt. I feel like if he stole it, he should pay it off especially when he makes more than her.

@alladreamwedreamed

4 жыл бұрын

This has clearly been going on for a couple years if he has accounts 6 months in collections. She sounds super square and naive, like this might even be her first brush with addiction. Yes we do recover but also there are so many active user con artists out there. He concealed well from her for a long time and knows how to exploit her blind spots. If she wants to stick it out with him, they need serious marriage counseling plus ongoing separate counseling, AND husband needs to be taken off every single financial account for the indeterminate future. Wifey should be pulling credit reports every 3 months to make sure nothing shady is happening. It would take me a few years, if ever, to forgive on this magnitude, because I know how sneaky addicts are.

@ENCwwe

4 жыл бұрын

@@alladreamwedreamed Totally agree, they need to put some safe holds in place. Sounds like she's already forgiven him but that doesn't mean she should forget right away. He's very vulrable right now.

@brittany6205

4 жыл бұрын

@@ENCwwe yes to this. Forgiveness doesn't mean putting your head down and ignoring red flags in the future.

I'm having a hard time listening to this. Everything about this is pissing me off. I can't imagine being as calm as her. Maybe I need a little more Jesus.

The real problem is the fact that he is a drug addict and until he gets into re-hab and gets clean, he will still be an addict. and lie, steal, and manipulate to get money for his addiction, he needs to get clean.

They have no clue the devastation prescription addiction actually causes! It takes SO much more then a rehab.. I hope he’s as dedicated as she thinks he is but she should be ready for a VERY long road..

I am so impressed by the pragmatic application of compassion. That is a very difficult line to walk.

For those wondering how she couldn't have known...statements are easy to forge. If he made sure to get the mail first, then he could have easily created false statements - using old statements that show a 30k balance - it's an old school "cut and paste" method that was used by marketing and ad agencies. And...as far as his credit cards - using a PO Box as his address would keep those bills out of her sight. Let's not victim blame, please. The only way to truly know - is to call the bank and verify the funds - disregard the statement. And, run a credit check on your spouse. This is something she'll have to do the rest of her life, if she stays married to him. She's in for a long road, because I'd bet my retirement, he's doing a lot more than drugs:/

The one thing I give him credit for is that he came clean on his own. 🙏🏾

One of many reason why I never share bank accounts nor share my name with anyone.

I wonder if the husband will still go back to making $95,000. His job will just take him right back in the same position?

@Kitkatluv33

4 жыл бұрын

She doesn’t seem to be phased that addicted tend to lose their jobs and it can get a lot worse.

@Irene-gq4jr

4 жыл бұрын

You might be surprised just how high functioning many addicts are, especially in the earlier stages and it can happen to the best of us. A lot can depend on the substance, the company people keep and how disciplined they are overall. I fear this lady may have a longer road ahead than she realizes; hubby's addiction isn't going to magically disappear because he's been caught out. I feel sorry for them both.

@suprsonic

3 жыл бұрын

A lot of bigger companies will hold your job for you when you're going through something like this. Granted they won't hold your job forever but they will at least try to help you. I'm dealing with a similar situation and have seen it in others over the past 3 to 5 years. A lot of people doing these types of drugs are able to function for a long time under the radar. Now that it has happened to me and my kids directly it will never happen again. I know all the signs and will be able to see them coming from 100 miles away.

@Irene-gq4jr

3 жыл бұрын

@@suprsonic A close friend had a serious alcohol problem, would occasionally go on a proper bender when under stress (e.g. when his best mate died) and not show up for work, but didn't lose his job because he went the right way about speaking to his managers about it. He doesn't drink alcohol at all now. I'm glad his company gave him the chance to work through it.

@eckankar7756

3 жыл бұрын

I hope he doesn't start dealing drugs.

I have no idea.. how she's so calm

She sounds very calm and poised. I would be a TOTAL mess. Prayers to them both.

Like other people said-I don’t think she realizes how hard this is going to be. She’s SO ready for everything to be “fine” and that’s a place addicts go easily and exploit. Addiction is all about avoiding painful feelings. She is complicit in this as it’s very clear she also wants to avoid painful feelings. They will need honesty and work to get through this.

Even after I had a c-section I only allowed them to give me minimal ibuprofen and my little blood thinner shots in the stomach. They are attempting to give me all kids of medicines but I declined and had clear instructions.

@thecatnextdoor12

4 жыл бұрын

Good. I always get some crazy addictive pain prescriptions from dentists that I never even purchase and I manage just fine without the painkillers. Doctors should be more responsible, cannot trust them, I always feel like they don’t care if they destroy my health.

@ShadaeMastersAstrology

3 жыл бұрын

You took ibuprofen after being cut open 😳they gave me pain medication and I was still in pain and could barely walk. Girl you’re pain tolerance is strong as a brick.

@rikkifashionhouse6592

3 жыл бұрын

@@ShadaeMastersAstrology 😂😂😂yeah that's all I was willing to take. They offered all kinds of pain medication but I had binged on Intervention and was scared of getting addicted so I just thugged it out lol

From someone who is dealing with a wife with addiction to alcohol, I feel her pain. It gets better!

I don’t know if it’s just me, but I feel that she is at peace with the situation and mainly just trying to get guidance, I felt that the “advice” they were providing was mainly just slandering the guy, and weakening her love or reasoning to deal with her husband. Didn’t find this too much as financial advice but rather just heavy opinions, besides not going bankrupt.

She sounds very happy for all her life savings to be gone and her husband to be a drug addicted. I would work out the issues with the husband and just build back up. They have the income.

@100XPercentX

4 жыл бұрын

Right is this a staged call

@meizhen2265

4 жыл бұрын

@@100XPercentX so u think its staged cause she isn't giving you "an emotional and mental breakdown and should I divorce him" kind of call? perhaps she already went thru that stage of grief earlier on and now she decided to be more calm and composed and pull up her bootstraps to tackle her situation head on. Sometimes calling Dave immediately about your problems while all panicky and crying doesn't help...it's better to be calm and collected if you can when calling in. This caller went straight to the point and laid it all out.

@100XPercentX

4 жыл бұрын

@@meizhen2265 I know all that already, I've been there and considered that before I wrote that in a milisecond but at least I CAN think in multiple ways and consider the possibility that hes had some staged calls, this is in the entertainment realm which usually includes fakeness and staging. Just being skeptical.

@kay22100

4 жыл бұрын

@@meizhen2265 Thank you!! They want everyone to call panicked, depressed and with no hope. Not everyone responds to adversity like that. I don't

@raallen1468

4 жыл бұрын

@@100XPercentX I think, ALL of the calls to Dave "on his show" are scripted/staged/rehearsed.

The guy is an addict. It’s going to be tough for him to get rid of the addiction, I wonder how he’s gonna focus on a financial plan? Get stressed out over that debt and relapse

Look at all the negative Nancies and Debbie downers in the comments upset because she's not having a meltdown. What if I told you some people handle situations without freaking out? I'm the same way. Some people lean towards being hopeful, don't meltdown easily and aren't depressed easily. Don't get mad because she's not handling how you would. Glad to see him taking the first step to recovery and kudos to her for wanting to walk with her husband through this. I'll also add don't get on a high horse. Many ppl addicted to prescription medicine never had an issue with drugs in the past from what I've seen. It starts out with an injury and they find themselves becoming addicted to the pain meds.

@gr8macaw1

4 жыл бұрын

kay22100 good comment I agree with you

This lady needs separate accounts from her husband - ones he can't touch.

God bless you Angela, hang in there

Dave: “sell the car... or the husband!”

How the heck she didn’t notice $30k disappearing from the savings account? Shoot. If I even SNIFF the savings account, my wife would know about it lol.

Up next on Cold Case Files

Get a divorce ASAP.... you can’t rebuild financially with a drug addict. They will never change. The same thing will happen again. 100%

@lovelovevon4316

4 жыл бұрын

@@saulgoodman2018 divorce because you can't trust him. He's a liar, manipulator and a theif. He's an addict. How do you know he ain't fckn men for drugs? He's putting her life at risk just being an addict. He is around drug dealers. Who knows if he owes them money or know where he lives. Yall men always try to have a woman stay in an abusive relationship. GTFOHWTBS.

@matthewconrad2026

Ай бұрын

Why? It happens alot but not 100%. I haven't had heroine in over ten years. It takes work and finding what works for you. There are options. If he really wants to keep his life he can.

I hear no pain in her voice

@karlnord1429

4 жыл бұрын

Super weird.

“Every form of addiction is bad, no matter whether the narcotic be alcohol, morphine or idealism.” ― Carl Gustav Jung

@JacquelineLP

4 жыл бұрын

I agree. Thanks for sharing such wisdom! 🙏🏽

That’s why we have my account, our account, and your account . Married or not it just smarter for the both of us .

@thecatnextdoor12

4 жыл бұрын

I don’t think the husband needs his own account. Joint and wife’s account would be better.

@kevinkidneyy

4 жыл бұрын

The Cat Next Door you just seen what happened. She needs to protect herself

@robinkrieger8003

4 жыл бұрын

My husband has a money problem, so he gets a debit card and checking account and a stipend each Month.....and he agrees to it ....still has issues with overspending but they are small and we catch them in time....

@carlkpsplucky5554

3 жыл бұрын

The Cat Next Door who wouldn’t a husband need his own account? But the wife gets one? I’m not sure the Husband wants to ask permission every time he makes a purchase.

I don’t think you should be in a relationship with an addict or at least live with one. They can go through therapy but relapse and this lady will feel even worse than what she originally was. I think they need to part ways for right now and since he’s making more money and HE’S the one who stole money out of their account, he should be the one to pay off the debt.

@JacquelineLP

4 жыл бұрын

My son is a recovering addict and he is the kindest nicest person I’ve ever met. Please be considerate and have compassion for a subject you know nothing about. Everyone deserves love no matter what choices they’ve made. I hope you find peace and joy within your own heart and in your life. You’ll be in my prayers. As you all will. 🙏🏽

@matthewconrad2026

Ай бұрын

The more an addict has going on. The more pressure there is. He should get himself right and then come back. If both sides want

Wife were you not checking the accounts regularly. I hope he gets the help he needs but I would get a divorce.

@takedashingjen4402

4 жыл бұрын

What is with the pledge "in good and the bad" ? Not in good and slight inconveniences....

@topcomment3816

4 жыл бұрын

Wow some good solid commitment you have there. 👌

@roscoeelcocko1863

4 жыл бұрын

Im a dude and i agree with you.

@mysticalmisfit1332

4 жыл бұрын

Miss desire Independance FACTS. Girl, I said the same thing...If I can’t trust you, I can’t be your wife🤷🏽‍♂️

The comments here really sadden me. If I had been left to fend for myself by my family I would have never made it, and I had to go to rehab multiple times in order to finally want to change myself. You can’t just give up on people right away, I now have the ability to start to give back to them and repay them for what they helped me through and the experiences of drug addiction have shaped how compassionate I am towards others. Some of the most successful, inspiring people are former addicts, and not a single one of them did it on their own because they at least had the help of their higher power.

C'mon...she was in charge of the finances. Give me a break! If she thinks it's all fixed because he's getting treatment. She had better open her eyes. Drug addiction is not a disease. Cancer is a disease. If you really loved someone you would not lie or deceive them....ever!!!

@matthewconrad2026

Ай бұрын

As someone who get himself clean. It is not a disease. It is a choice. What do you want more?

Something is off about this conversation. When I bring up the websites to view my accts, I see both checking and savings accts. How is it that she didn't see money leaving the savings acct? Even if it was a little at a time, even if it was at a different bank? She is the manager of money in her house.

@miguelrobb5719

4 жыл бұрын

That’s what I’m thinking. Heck. You can even set up the bank to where you can receive an instant notification for ANY kind of transactions or withdraws. I get notifications from my email and I get notifications through text messages. My wife and I both share the same account and if I even drool on the checking&savings, she will know about it.

@lovelovevon4316

4 жыл бұрын

She's lying. I think she does drugs too.

This is why I don’t believe in combining finances

@ffraine

3 жыл бұрын

Unless you have ironclad pre and post nups which are extremely rare it's still your problem if your soon to be ex does something like this.

Heart breaking.....god bless you, praying for you

Wow. My heart goes out to her and her family. 😔

I always thought the Baby Steps need a step 0; Seek rehab or treatment for addictions. You can't have the discipline needed to do anything else until these are fixed

Dave has the best team. I’d kill for that kind of support

DAVE: “TOUGH MONTH” 😓😓😓

@pic376

4 жыл бұрын

Tough year!

@shoshannaj8474

4 жыл бұрын

Tough rest of LIFE moving forward, for her...

@mattsmillennialmoney39

4 жыл бұрын

@@shoshannaj8474 100%

there is something REALLY off that she had no idea what was going on . extreme denial

How do you not notice your spouse is on drugs? Must not be very strong drugs.

Prescription? I was thinking....

She needs to just get a divorce

@javontedonuts1034

4 жыл бұрын

No no no what ever happened to "till dealth do us part in sickness and in health" with you people

@chada75

4 жыл бұрын

Sometimes you got to drop dead weight.

@ENCwwe

4 жыл бұрын

No stick it out with him to the end. That's what she signed up for.

@lovelovevon4316

4 жыл бұрын

This is why she deserves to be with a LOSER. She is doing drugs too.

I know when my husband has had too much caffeine or alcohol how could she not have known that this man was high enough on oxys to blow $30,000 dollars 🤨 I’m sorry but he’d have to go. That’s way too heavy of a deception for me. My goodness if prescribed medication is $30,000 dollars I don’t want them smh🤦🏾‍♀️

Kudos to her for not immediately throwing him under the bus I hope he proves to be worthy of her Trust Speaking from experience, addicts usually relapse

This woman was so careful to say her husband is a prescription addict ( she is concerned about their image) He is a drug addict sweetheart. First admit this then you can begin the healing. If you think a so called prescription addict stops at prescriptions you have a serious problem on your hands. Be honest sis, be honest. He must also be TRANSPARENT!!

I’m always curious why when Dave asks how much they make he doesn’t ask is that AFTER taxes, or gross before all deductions. Huge difference between the two, and it’s never brought up in any of the videos I’ve watched.

Doesn't this give you the feeling of getting married . LOL Shes cleaning up his drug problem,that she had no clue about. GOOD LUCK

A woman doesn’t know her man does drugs, ok. But she didn’t notice he was doing 20k? 40k ? 70k Worth of drugs?

@PassportBrosBusinessClass

4 жыл бұрын

It takes a very short time to run up $70,000+ in credit card debt. He makes more than her. Easier to hide.

@littlemax8851

4 жыл бұрын

Bigtruckseriesreview Motorsports fair, but she was in charge of the finances and noticed no discrepancies in numbers or his behaviour? Sounds like she had on rose coloured sunglasses on to me.

@septembersapphire347

4 жыл бұрын

Maybe she knew but chose not to believe it til the financial part hit her in the face and woke her up.

@lovelygrl400

4 жыл бұрын

That's nothing, I knew a woman whose husband did the same thing but twice as much. By the time she noticed they were losing their house and she was days from her due date with their third child. Very sad but it happens a lot.

You had no idea he had a prescription drug problem as his wife? 🤔 She also didn't know he cleaned out their emergency fund or ran up70k in credit card bills- as someone who did the bills? I have to really question Dave and John's response?

"I'm the leader"...

Thank goodness it’s not a gambling problem..good luck and pray your hubby heals.

I had to laugh out loud, before I started watching this I said at some point John is either going to say 'high-five' or use the word mourn.. His playbook is very predictable. Every time a caller has said they have a lost 'something', he tells them they need to mourn ...

@alexanderdeeds4100

4 жыл бұрын

Yup haha

@9StickNate

4 жыл бұрын

He usually talks in useless metaphors. “You’re carrying a lot of bricks. You’re going to have to drop them, one brick at a time.”

@erichchan3

4 жыл бұрын

Or when he says "Well first I want to commend you for dealing with

@robertbell525

4 жыл бұрын

Metaphors and platitudes. Feelings. Dr. Phil. How about strict financial advice from Dave.

@thecatnextdoor12

4 жыл бұрын

Let’s exchange him for a lawyer/tax advisor/comedian. Personal trainer at least, someone useful.

I hope people like her can learn from her mistakes like we all should. I have learned many times money must always be taken seriously as well as addiction.

Why does this woman think she needs bankruptcy? That's crazy.

This is a tough situation..

Where’s the divorce button?!?!

I've been praying for a good marriage one day... These kind of calls scare me.

Wish them the best, and I am welcome to any explanation, but how can you not notice a spouse has a 100k (30k savings+ 70k debt) addiction?

How is she going to trust hm again...also if he relapses again and again and again...

This is tough but yeah run and never look back you’re going to get wiped out.

@Elizabeth-yg2mg

4 жыл бұрын

Exactly.

"All addicts are liars"- If I only knew that 7 years ago

That sucks.

I don’t feel sorry for this lady one bit 160000$ income worried about 70000 in debt.....probably lives in a 2 million dollar home driving 2 brand new Escalades with a 60000$ boat making that kind of money that’s 3000$ a week my lord poor girl

She's in charge of the $ but didn't notice? Not buying it. Send em both to the ranch

They never take responsibility for choosing a bad long term partner

This is only the beginning... stay strong

Women normally have good Intuition. Not this one. The reason I wouldn't cheat on mine. Lol.

@morgandawn6413

4 жыл бұрын

Hopefully that's not the only reason you don't cheat. Lol.

@BeastorFail

4 жыл бұрын

What a terrible reason not to cheat 😂 how about you don’t cheat because you’re MARRIED.

@ms.herlan7860

3 жыл бұрын

Smart man.

Run!!! Mine has been ruining my life w his addiction for 20 years. I'm too depressed to even work. I'm broke. N I want to die

Girl same had to file divorce he wouldn't get better

I'm a yugioh addict. Help! I sold my beans and rice for a dark magician.

@zybard01

4 жыл бұрын

You are not an addict, that is a pretty good deal

Can't know for sure but it sounds like she is supportive in spite of her shock

A lot of judgement in the comments. Addiction runs the gambit and I guarantee there are addicted at your church or work or in your family that you would never suspect. This guy didn’t get caught-he confessed and immediately sought help.