My 40's were my financial growth years. I'm now 52 and retired. During my 40's I became completely debt free including mortgage. My net worth, including property is pushing 2 million. I keep 150,000 cash in a high yield savings. I KNOW this is too much, but it's my comfort level. I still earn fun money doing what I love. Through my work I give regularly. I travel frequently and I travel big once a year. I leave for a cross country trip on August 1 and will be gone 7 weeks. I accomplished my financial goals on a public school teacher salary as a single mom. My son is 26 now and on his way financially. The key for me to be where I am at 52 was to live below means, zero consumer debt and paid for house within 7 years of taking the mortgage. Sacrifices during a short season of life are paying off huge now. You will meet your goals. I appreciate your sharing your journey.

I had a long stretch of unemployment during my early 30's from the great recession, so I basically started at $0 at 33. I had a goal to hit 100k in savings when I was 40 and reached it at 40 and 11 months. My next goal is to have 1M by 48. I currently have 375k at 43, but am saving 65k per year now between all my retirement, brokerage and savings accounts. If the stock market gives avg to above avg returns, I should be close! Thanks for the great content.

37- almost 38… and since I started my YT channel in 2018, I went from negative $70k NW to positive multiple six figures. It STILL blows my mind when I think about it. So definitely aim high!! Millionaire status by 40, totally doable for you. You’re definitely putting in the work with the business. 😊

My goal is to hit $1M NW at 40. I’m 24 at $80k NW. I know kinda far reach, but I have a great path and career to reach it.

Setting goals gives you something to continously work towards. Anything is possible and if we believe it and speak it into being, it can be done 💞

Wish my wife had this mindset❤ , But im getting her there little by little🙏🏽

Im 41 and your already ahead of me I'm super proud of you..

Hi Leila, I love your goals, but I think you are going to blow past them much earlier than you think. I started at 28 with -$20K in debt and a job earning $30K a year. My goal was similar to yours (financial independence at traditional retirement age). But, to my surprise, by the time I was 40, I had a net worth of over $1 million and was financially independent. Now, at 45, my net worth is around $2 million; I own 12 single-family homes, a duplex, and my residence (a condo in Japan). I also have a healthy index fund balance. At a certain point, compound interest takes over, and it's surprising how fast your networth grows. I love watching your videos. It reminds me of the journey I took around your age, but you are much further along than I was.

Thank you so much for sharing your journey with us and thank you for being an inspiration. I always learn something new from your videos 👍

My 30’s were definitely my best decade. Sadly my husband became ill when I was 39 and had to give up work. This is why I love the approach you are taking. Have a nice balance of spending on today and saving for the future. It saved us and I don’t regret a thing. Thanks for sharing 💖

So fun! It’s exciting that you’re thinking about money in a way that gives you freedom to live your life the way you want. That’s what money should be used for! I hope your sines dreams come true 🎉 I don’t have any major goals, I’m in it for the long haul so it’s a slow,steady race for me.

I loved you series of the different types of FIRE. I learned so much from those videos.

Hello from Sydney Australia Leila❤❤

I’m only 32, but I love my thirties so much more than my 20s already! And I did have so much fun and many great experiences in my 20s haha It’s just easier, and I’m more secure (personally and financially). I also work for an airline, so I have flown business class to and from Europe, and I can say, it’s pretty damn nice. Sleeping laying down just makes the trip so much easier, and you don’t “lose” time at your destination because you’re less jet lagged. I would say, maybe look at just doing business class on the leg of the trip that’s overnight. I’ve also flown to Europe in economy, and an eye mask + noise cancelling AirPods made a world of difference.

I'm 41 and I've been playing a bit of financial "catch-up" because up until 3 years ago, my salary was terrible and it was difficult to invest very much. One of my goals is to hit $100k in my 401k by the end of this year, and I think I'm on track to hit that, which rocks. I'm also shooting for a $500k net worth by 2026, although I love that you've set a stretch goal of $1M so I may steal that as a goal for myself before I hit 50.

Hi Leila. This was offered to me again to watch. So I did. I'd LOVE for you to do a re-review of this video or react to it to show us what's still on the table and what's changed. 🙂 You're knocking down the goals one by one! So happy for you!

Those are great goals to have before your 40… good luck…

My new thing is saving my Aeroplan (Air Canada) points so I can fly business class on any long-haul flights I have coming up. I'm even flying Business from Toronto to LA next month and I'm so excited because last time, my legs felt so crunched up in economy. I really want to travel a lot more in my 30s and I think points are going to end up being a helpful part of that for me! I'm turning 31 in a couple months and it sounds like we have some of the same goals! I'd love to pursue Coast FI in the next 5 or so years!

Also, I highly recommend the 1st class flight in Qatar Airways or British Airways from US to UAE (Dubai). Amazing time and an amazing spot.

Re flying first class - it's possible! Definitely consider looking more into travel hacking/credit card points. Cash prices for first class are ridic. Husband and I traveled first class to Japan using CC points a few years ago.