Middle Class People Should Watch| Health Insurance in India by Mr. Bhanu Gurram Telugu Podcast Ep-48
Welcome to another exciting episode of #RawTalks! 🎙️ This time, we dive deep into the intricate world of insurance with Mr. Bhanu Harish, Co-Founder at Ditto Insurance & Finshots. Whether you're a seasoned investor or just getting started, this episode is packed with invaluable insights that will empower you to make informed financial decisions.
With Ditto - Insurance made easy
Spam-free Insurance with Ditto -bit.ly/4d5JMzh
Apply for Advisory Role at Ditto [English + Telugu] - bit.ly/441ys31
In this episode, we explore how Ditto Insurance secured funding from Zerodha’s Nikhil Kamath despite not having substantial revenue or a fully developed product. Bhanu Harish shares his experience and provides a glimpse into the world of startup funding and strategic partnerships, making this a must-watch for aspiring entrepreneurs and fintech enthusiasts.
We delve into the meticulous process of claims investigation, especially after unexpected deaths. Bhanu explains how insurance companies verify claims and detect fraudulent activities, shedding light on the challenges faced by insurers in ensuring genuine claims are honored.
Hospital frauds are a significant concern in the insurance industry. Our discussion uncovers the rampant frauds in hospitals involving fake admissions and inflated medical bills. We discuss the impact of these fraudulent activities on both insurance providers and policyholders, highlighting the need for vigilance and robust investigation processes.
Can celebrities insure specific body parts? We explore the fascinating world of body part insurance, discussing examples like Ronaldo's legs, Sania Mirza's hands, Jennifer Lopez's buttocks, and the voices of Amitabh Bachchan and Lata Mangeshkar. This segment provides an interesting perspective on how high-value individuals protect their most valuable assets.
Natural calamities and acts of God can have devastating effects. We discuss the possibility of claiming insurance for such events, referencing popular movies like Gopala Gopala and OMG. Additionally, we explore the intricacies of vehicle insurance claims during natural disasters like floods, providing clarity on what is covered and what isn't.
The insurance industry often faces negative perceptions. We address common misconceptions about insurance agents and why they sometimes have a bad reputatio.
Simplifying insurance for teenagers, we explain the basics in layman's terms and highlight why it is crucial for financial security. We also tackle the question of whether smart investors who save a lot should still consider taking insurance.
We also discuss the various types of fraud in the insurance industry, including cases involving murders, fake death certificates, and more.
Health insurance is another critical topic. We discuss how health insurance works, what companies check during the application process, the concept of waiting periods, and the circumstances under which health issues might lead to denial of coverage.
The episode also touches on insurance for movie sets, using examples from big productions like Bahubali and Robot 2. Bhanu explains how insurance protects these high-budget films from unforeseen events and losses.
Finally, Bhanu shares the story behind Finshots and Ditto, including how he met Nikhil Kamath and the unique business model of Ditto Insurance. We discuss their no-target, no-spam-call approach and their strategies for hiring insurance advisors.
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#telugupodcast #businesspodcast #rawtalks
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What We Discussed -
00:00 - Introduction
03:13 - How the business started?
04:08 - Simplifying Stock Market for beginners
07:00 - Meeting Zerodha founder - Nithin Kamath
14:38 - Why & How Ditto?
18:15 - Is Insurance Important?
23:50 - Insurance Scams in India
27:41 - Misinterpretations in Insurance Policy
33:23 - Waiting Periods in Insurance
38:15 - Insurance Claim Frauds
40:53 - Things you should know, while buying Insurance Policy
43:49 - Bahubali Set Insurance!
48:12 - What is Insurance & Why is it Important in Telugu
50:34 - Smart Investing (Stock, Mutual Funds, etc) Vs Insurance
51:31 - Basics of Term Insurance & Life Insurance
56:37 - Actress Sridevi’s Death Mystery
59:51 - Body parts Insurance
01:02:51 - Gopala Gopala/ OMG movie
01:05:50 - Can we trust Insurance Agents?
01:10:53 - How is Nithin Kamath as an Investor?
01:15:28 - Why not build from the same company?
01:21:48 - How is the "No-Target" process working?
01:31:10 - Points to note while buying an Insurance
01:38:50 - Can we change Policies later?
01:40:24 - Advice for Finance business
01:41:45 - Inspiration & Takeaways
~
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Connect with me -
Instagram: / thevamshikurapati
Website: rawtalks.in/
LinkedIn: / thevamshikurapati
Twitter: / vamshikurapatik
Email: business@rawtalks.in
Spotify: podcasters.spotify.com/pod/sh...
Пікірлер: 629
For those who have been asking details to reach Ditto: Spam-free Term Insurance - bit.ly/4d5JMzh =================== Apply for Advisory Role at Ditto [English+Telugu] - bit.ly/441ys31
@sakkaramshivakrishna3114
Ай бұрын
Watch mukundhan unni Krishnan movie related to insurance scams, it will be more interesting but not sure whether it is possible or not
@user-ks4qu5bj2m
Ай бұрын
Ann Rural Development gurunchi oka topic meda oka podcast
@Pankaj_panku
Ай бұрын
@rawtalkswithvk - don't interrupt podcasts with your silly jokes and answers. Thanks for the good video. Keep doing...
@c2a-25roshan6
Ай бұрын
Bro , our community would love to hear☺️ if you could get someone from an agriculture background to talk about their problems .
@sabavatindira7286
Ай бұрын
Hi raw talks team, if you can make 5 to10 min clips important which should reach the people it can help people to reach your hardwork not go like that it's an suggestion
The only podcast channel in TELUGU community ani content meedha compromise kakunda quality content chesthunnav bro Hats off 🤌🙌
@rawtalkswithvk
Ай бұрын
Big thanks for your support! Keep watching!!!
@sooryaraj6685
Ай бұрын
Please do publish the names of genuine insurance companies who are good at (100%) claims settlement. Hope the Indian's don't find at least one company 😂
@KiranKadambari
Ай бұрын
@@sooryaraj6685 it's one of the most imp metrics while choosing insurance therefore it's published/highlighted the most on all aggregators 😄. Max life when it comes to Term and HDFC Ergo for Health insurance if I'm not wrong!
@renodesigns9541
Ай бұрын
@@rawtalkswithvk Hi Bro, I have an app idea 💡, and I also have the funds for development and marketing. The only thing is, I'm not sure about the process of where to start and what the rules and regulations are, especially for Telangana and Andhra Pradesh. Additionally, I live in the USA."
@user-ti9vp2or3l
24 күн бұрын
This podcast is fantastic. The content is of very high quality and it's a joy to watch. Every episode is engaging and informative. I look forward to seeing more and more content like this. Thank you for the excellent content!
Vamshi consider this as a feedback.let the guest complete explaination. At 59:12 he is finishing explaining something, but you immediately started saying an example from your end, immediately after finishing the example you immediately switched to an another topic of insuring a body part by ronaldo. The continuation of guest speaker after 59:12 was disconnected with your example. Let the guest speaker talk and complete things. You are doing a great content . I just dont want you to overlap when guest speaker is talking. Hope this feedback is considered.All the best vamshi👍🏻
@avalahari995
Ай бұрын
About say almost same thing
@Abroadmythri
Ай бұрын
Exactly please consider this suggestion
@GnaanIndian
Ай бұрын
Yes
@shiva.e
Ай бұрын
He will never listen and will never stop interrupting what guests is saying..
@VENKATESH8383
Ай бұрын
Even I feel same in every podcast, though his content is his nice seems he is trying to prove himself that I know everything and has better knowledge than guest. Of course he has a good knowledge but it is not time to show case.
I bought my both term and health insurances from Ditto few months ago because of one and only one reason strictly No Spamming. They are a no nonsense straight to the point aggregator. Surprised to know one of the founders is a Telugu. Great job guys 👏🏼👏🏼
Ditto kuda mana telugu valladhe....telugu supremacy.. 🔥🔥🔥💥
@rawtalkswithvk
Ай бұрын
Yeas🙌🏻
@bingo7697
Ай бұрын
Its better than G**** supremacy.
@vamsikrishnagogineni
Ай бұрын
@@rawtalkswithvkyou're really doing a great job. I'm learning a lot of things through your podcasts. Please continue to do so! And Telugu entrepreneurs andarini tiskurandi, kudirinantha varaku break iddam❤. Monna MIVI, ivala Ditto.
@shankar4005
Ай бұрын
Idiot template ..mandhey idhantha ...@@rawtalkswithvk
@ChanduKartheekECE
Ай бұрын
India lo chala manchi startups unnayi, chennai man built Pepul app like facebook, deniki already 3M downloads, and Quora lo I met a telugu guy building whatsapp alternative called Altnine, chala manchi apps chala mandi chestunnaru, future lo India power chala undabothundi
మంచి దమ్మున్న మనిషీవిర కానీ తెలియని పోరాటం చేస్తున్నావు.... మరీ జాగ్రత్తగా ఉండాలి....
Health insurance chala important now a day . One year back andharam Health ga vunam ani Health insurance andhuku anukunam but Recent ga ma mother in law ki sarcoma cancer Operation ayide total ga maku 11 lakes experience ayide... ma saving zero ayide and remaining loans tesukovalise vachide ... please everyone must take Health insurance...
Small request .. Oka manchi doctor or dietician tho night shifts chese employees ki healthcare topic mida video chey bro ...
@shyamreddy6597
Ай бұрын
Vammo chachipotham bro video chuse😢
@chait1573
Ай бұрын
Plz do it
@suryareddy5932
Ай бұрын
Yes please do it this is really helpful for night shift employees
@Ramchary4569
25 күн бұрын
Definitely 100% harmful Shift to day shift 😢
My new hobby is watching your podcast 😃 really RAW TALKS
@bbinfovlogs3892
Ай бұрын
Mee too
@rawtalkswithvk
Ай бұрын
Kick ichinav bhayya🫶🏻🫶🏻😜😜
The ONLYYYYY podcast's or a youtube content / channel that I listen to without being bored is yours and it is very informative. And I never post a comment on anything but I had to do this. Highly appreciable !!!!
@rawtalkswithvk
Ай бұрын
Means a lot 🫶🏻🫶🏻 Keep supporting❤️
Full video chusina vallu yentha mandhi vunnaru ?
@karthikkickofficial
Ай бұрын
✋
@ravisagar6554
Ай бұрын
Nenu CSK fan bro 😂
@telugulovesongs9289
Ай бұрын
😜
Generally I don't watch KZread videos completely but in this channel this is second podcast in a day that I completely watched. Keep going on and bring the good content to all of us.
Bhanu gari business ethics and values matram super asalu.... Vamsi garu ilanti vallani inka meru prapancham ki parichayam cheyalani expect chestunam as you are in this field.
This podcast is very useful who are facing many issues while taking insurance👏🏼👏🏼
I really love the values of ditto which I'm looking for. Huge respect to ditto. Best startup I've ever seen.
Following Finshots Since 2Yrs And Its definitely One Of My Favorite News Letter.Used To Watch Them Writing About Dittos insurance At The Start Of Every Newsletter Which I Skip.But Never Knew That One Of The Co Founder Of Finshots & ditto Insurance Is From Telugu!
This is the first time ever I am commenting on a KZread video in the last 13 years. And I am glad you made this video and learned a lot from this episode. Thank you so much for making this and please continue doing more knowledgeable and important topics like this.
@rawtalkswithvk
Ай бұрын
Really glad that you guys are liking such content🫶🏻 And definitely will keep this going and get more better episodes!!!
Vamsi bro miru pod guests tho ala ela adapt avutunaruu Ento oka 10 yrs nunchi frndship unnatha free ga matladutunaruu Super ❤❤❤❤
I follow finshorts sinces 2 years back it was nice. i feel great to know that one of cofounder is telugu people.
@rawtalkswithvk
Ай бұрын
Yes!! Hope you found the podcast insightful!
Thank you VK ❤ for upbringing inspiring personalities at the same time making us to awake and aware of things which are utmost important.
Mr. Bhanu Sir has a veryyyyy sweet 😊philosophies, they really follow all the ethics n values.. HIGHLY APPRECIABLE PERSONALITY
Sudha Murthy garini podcast chayi bro.
@sangabathulaganesh1332
Ай бұрын
😮
@doncnut
Ай бұрын
ఆశకి హద్దు వుండాలి గుద్దకి సిగ్గు వుండాలి విని ఫేస్ కి సుధ మూర్తి 😂😂😂
@user-tl9nm5jb3n
Ай бұрын
😂
nice podcast Vamsi garu. Co-incidentally last week I've approached Ditto for insurance advice. After the discussion, there has been not even single spam call. very happy service from them. 👏
Everyone learning in college same subject only but society totally difarent but u r doing what's going on society open book in U r vedioes, I love it. I can learning lots of knowledge thank you bro
was a big fan of shrehith because of Finshots and now co-founder kuda telugu guy ani telisaka .. respect perigindi on Ditto and Finshots
@rawtalkswithvk
Ай бұрын
🙌🏻🙌🏻
I know everything about Ditto before but I don’t know that it’s started by Telugu people huge respect to Raw talks and Ditto love you both of them and you guys of course getting source of income but not spamming anyone and mainly adding value to the people lives you have choosen social service as an carrier without changing core values
Really anna insurance lo kuda enni types vuntai ani assal anukole anna..this is really awesome podcast anna...❤
The podcast and the information which should need to be consumed each and every citizen. Coz these are the things don’t teach in schools and colleges.
@rawtalkswithvk
Ай бұрын
Thank you so much! That's great to hear
@rawtalkswithvk
Ай бұрын
Thanks! Glad you found it insightful!
I have watched this podcast fully without skip.. Very useful information bayya... Thankyou...
Such a useful information that one must know. Thank you Raw talk for sharing.
Thanks anna naku chala knowledge vachindhi hope it will be useful
Informative Podcast anna... And Respect towards Bhanu anna....
Thanks for this podcast to VK and Team especially to the Bhanu gaaru for enlighten us regarding this topic.
Thank you so much annaya for your help and knowledge sharing
Anna ela anna intha manchi content estunaru very good podcast and informative. Good luck to you and your team vamsi anna.
Best podcast till now in our Telugu community ❤ Thank you bro...keep making people Conscious
Good information. Clear and detailed insurance podcast.
HI Anna i m 20 years old Na life lo Nenu Nak istam ayina movie kuda skip cheyyaknda chudala nee podcast chustunna anta length video ayina nak anta nachayi bro keep it up ❤️
Hi VK, good to know that you are of CA fraternity and coming up with this out of box idea of podcasts. Inspiring and keep continuing ur good work. One suggestion is you are dropping multiple questions at a time mark it and ask pne by one. Thank you
"Be true to yourself" is very heart touching Tag bro.... I really enjoyed this video as it is informative.
Usally any podcast of 2 hours I feel 1 hour will be of important content but ,After watching this just 45 minutes my brain was cracked out . Every second was filled with precious information. Hope it continues
The best podcast I've ever come across on your channel. Thank you, Vamsi 😊
@rawtalkswithvk
Ай бұрын
Thanks for listening!!!
First time in my life watched a podcast and completed the whole podcast. Thanks for information on insurance. And I am RCB fan too... Ee Sala Cup Namde.. 🎉
@rawtalkswithvk
Ай бұрын
Much love for the support! ❤️
Very informative podcast . Thankyou RAW TALKS❤
Thank you VK bro & Team. I am in plan since about a week to 10days to buy Star Health insurance for my Parents. I thought of making payment this weekend to an Agent. But after Bhanus conversation I feel like he is very genuine at what he is serving. When I checked the Podcast length this long I thought i will drop in middle but the Genuinely talk holds me. So immediately dropped a message in Ditto. I'm going to make my decision based on Bahnu's Team valuable suggestion now. 🤩I'm not sure about others but for me this is perfect time to know this information All the very best both of you 👏🙌👍
Day by Day content in your podcast is crazy bro.. Keep rocking 🎉
Bro eagerly waiting for your podcasts.... Actually addicted to many podcasts in KZread... Your channel is one of them... Twaragha video pettu bhayya... Waiting ikkada Lots of thanks
Nice podcast whichever I saw before thank you
Very Good Ethics. Impressed to have such kind of persons
i am so happy really very helpful podcast
Thank you so much bro 👍 it's very informative vedieo 😍
One of best content saw in youtube my life very interesting
super podcast and hatsaf to bhanu gurram sir
I tried ditto twice but I could not take the step of taking the insurance policy due to procrastination. I have so much confidence now in ditto after this poscast, understanding the philosophy from the founder. Kudos. I also tried PB but loads of spamming...focus on selling ..what happened to Byjus? I dont think these start-ups in sensitive spaces like education and finance should run like sales machines, rather they should run on trust and values.
Thank you for sharing very informative podcasts through your platform...i sincerely thank you for the content..your commitment for the content may help u increase subscriber base and financial base..
Nenu Maximum Hindi Podcasts Chustunta Anna Endukante Telugu Antha Quality Ga Interested Ga Yevr Cheyaledu Ani Na Opinion But Telugu Lo Raw Talks Lo Oka Podcast Chusa Oka 1 or 2 Months Mundu Taravata Pratidi Bell Icon Ki Vachela Petukuna Antha Baguntunai Vamsi Anna Podcasts e Comment Cheyadanki Reason Bhanu Garu Chala Nerchukuna Bro. Thanks Raw Talks Team Brothers🫶
Very good podcast Nen policy bazaar and ditto lo calls schedule chesukoni matlaada i clearly see a difference And ditto is doing a great job Thanks for the podcast once again vamsi bro
Kudos to Mr. Bhanu and VK
Super Vamsi Bro. This podcast is raising the bar from episode to episode. Keep growing and bring more informative videos in our regional language. Thanks, brother for you and your team 👌👌👌👌
@rawtalkswithvk
Ай бұрын
We’re grateful for your support, Thank you!
Thanks for the nice podcast
great vamshi bro ellanti inka chala chai eppudu varku insurance gurinchi okka mukka teliyadu ne podcast valla chala nerchukunanu. do more videos, and keep going love from subs
thank you very much for bringing us the knowledge on different topics..
@rawtalkswithvk
Ай бұрын
Thanks for checking it out💯
One suggestion to Raw talks. Please do a podcast with common public (mostly middle class) let the world know about there idea 💡 & thoughts. Welcome them & give some importance. I do want to share a business model with co-founder Bhanu Gurram ( Ditto ) as I feel he can understand the importance of the business model & share with public to save there valuable money & health. Raw talks can reply if want to know & be a part of good things
Very useful information for all,Thankyou verymuch
@rawtalkswithvk
Ай бұрын
Glad you enjoyed it!
Super ga cheparu...Bro.
Everyday I listen to your podcast while driving to the office and back forth. Great content in each and every video.
@rawtalkswithvk
Ай бұрын
Much love for the support! ❤️
Good information bro.. Please do one video regarding multi level marketing... అమాయక ప్రజలు తమ విలువైన సమయాన్ని మరియు డబ్బులు వృధా చేసుకుంటున్నారు
Big fan of ur talks work sir
Help full Video Vamsi. Good Podcast Keep Up
Love this podcast 😍👍🏻
Excellent podccast🎉
Superb information brother ❤🎉
Actually you are educating many from these videos ❤❤ Oka chinna suggestion meru oka person ni guest anukunappudu you will prepare with the questions in a particular topic to address kada so appudey community lo next ee topic anukuntam mee queries cheppandi ani post cheyandi so that views peragachu , content akkuva vastundi and maku akkuva knowledge vastundi 😁
Thanks for the information and guidance for insurance
@rawtalkswithvk
Ай бұрын
Thanks! Glad you found it insightful!
Eye opener, specially on few aspects. Great job vamshi
@rawtalkswithvk
Ай бұрын
Glad you enjoyed it!
Thanks for providing this podcast i have got more information about the insurance and stocks .I will force my family to take insurance.keep going and bring a podcast for software jobs before covid and after covid.and why recession became
Good Podcast....Very true it's Raw
Hi , very good content . Point to point everything clear-cut answers.❤
@rawtalkswithvk
Ай бұрын
Truly appreciated, Thanks! 😊
Great content brother 👍. Continue with this RawTalks.
Good informative video brother❤❤❤
The only podcast channel in Telugu . Giving very useful knowledge to people,I have interest to know about investments and savings Your channel is giving very detailed information about anything, seriously watching your videos is it becomes my hobby, I have intrest to know about new things for that your channel perfect 😊
@rawtalkswithvk
Ай бұрын
We’re grateful for your support, Thank you!
Vk great podcast evry one will tack insurance
every podcast is came with good content bro edi yakkadi mass raw talks ra mavaa
Your job is amazing bro...... excellent knowledge....
@rawtalkswithvk
Ай бұрын
Heartfelt thanks from us! 💖
Great , its only values that runs business in the long run
I really liked it.. i was looking for finding good health insurance policy. Great conversation..
@dittoinsurance
Ай бұрын
Thank you!
Raw talks supremacy❤
@rawtalkswithvk
Ай бұрын
🤞🏻🙌🏻
Best information video so far, this should reach to many people.
@rawtalkswithvk
Ай бұрын
Thanks a ton! Spread the word! 🤞🏻🙌🏻
This is really good content, i took insurance but idk much details thank you, just advised all my frnds and family to take good health and life insurance will contact ditto for advice ❤
A Good meet..&..Advise..byDitto...Good..Podcast..by RAW TALK....
@dittoinsurance
Ай бұрын
Glad you liked it
Great podcast bro, very useful. Following your content from long time, very informative. Thank you so much 😊
@rawtalkswithvk
Ай бұрын
Truly appreciated, Thanks! 😊
Super tammi..god bless you
Super stuff. Great working I am sure and I bet one day your team will bring the KTR sir soon. I am eagerly waiting for that episode...
Vamsi bro day by day respect is increasing on you....
Very insightful ❤
@rawtalkswithvk
Ай бұрын
Glad it was helpful!
The only podcast channel in TELUGU community ani content meedha compromise kakunda quality content chesthunnav bro Hats off....5k follower ayyanappudu anukuntanu ninnu follow ayyanu .. but ippudu peaks ...elaa mariinni videos cheyyandi anna
@rawtalkswithvk
Ай бұрын
Thanks from our entire team!
One of the best video vamsi bro
@rawtalkswithvk
Ай бұрын
Thanks! Stay tuned for more!❤️
Ditto is also a brokerage Preferring direct company through agent or employee is far better than Brokerages.
Tq so much this valueable information to share.👍👍
@rawtalkswithvk
Ай бұрын
Appreciate the love!🙌🏻
Brooo naaku actual gaa e finance & insurance medha antha idea ledhu asaluu e podcast chuse mundhu varaku kuda telidhu but e podcast chusaka direct gaa ditto loone work cheyalanipisthundhii anthalaa echi padesavv podcast super asaluu🫡 kastha nee side nunchi refer cheyy broo ditto loo kiii😊