Maximum Bank FD Limit..!! | For No Income Tax Notice | Fixed Deposit TDS Limit in Tamil

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Maximum Bank FD Limit..!! | For No Income Tax Notice | Fixed Deposit TDS Limit in Tamil
Banks deduct tax at source (TDS) on interest income from FDs exceeding Rs.40,000 in a financial year. This doesn't necessarily mean you'll get a tax notice, but it flags your FD to the authorities.
#incometax #income #incometaxreturn #fixeddeposit #banking
DISCLAIMER
We are not SEBI Registered and this video is for educational purposes only and should not be considered as financial advice or an endorsement of specific investments. It is essential to conduct thorough research before making any investment decisions

Пікірлер: 243

  • @ffreedomapptamil
    @ffreedomapptamil3 ай бұрын

    Download ffreedom app:- ffdm.app/awQi

  • @v.n.shehar6418
    @v.n.shehar64187 ай бұрын

    அருமையான தகவ‌ல் நான் இந்த பதிவு என் உறவினர்களுக்கும் அனுப்பியுள்ளேன்🎉🎉

  • @pichaimuthuramachandran9103
    @pichaimuthuramachandran91036 ай бұрын

    If your total income (FD interest+salary etc) is more then the basic exemption limit (2.5L old regime or 3L new regime) then better to ask the bank to deduct the tds, so that you can file return and claim any excess tax. Otherwise the amount of interest you pay under sec 234 (B&C) at the time of filing ITR will be very high, which will eat away all your FD interest. So that also one should take into account. Today bank is suppose to report even Re.1 paid as interest in AIS, so anyway your FD interest will be available in AIS, so you have to pay tax with fine. If you are reporting the FD interest in the ITR IT department will not ask you when you invested more than 10L in FD. Even if you reinvest the same FD in different tenure for higher interest it will be shown as New FD only. So IT dept will not question if your show the FD interest in ITR and pay tax if any.

  • @hariharansembunmoorthy
    @hariharansembunmoorthy7 ай бұрын

    Useful content, keep doing best.

  • @shreekrishnan2000
    @shreekrishnan20007 ай бұрын

    Nan romba nalla ahh indha madhiri video va paka nenachan neenga poitinga so romba tnx

  • @ffreedomapptamil

    @ffreedomapptamil

    5 ай бұрын

    Thank you , Keep supporting

  • @arumugamm6040
    @arumugamm60403 ай бұрын

    வழவழ என்று கூறி இழுத்து செல்வதை விடுத்து சுருக்கமாக தேவையான விவரங்களை மட்டும் சொன்னால் பயனுள்ளதாக அமையும். எடுத்துகாட்டாக ஒருவர் இவ்வளவு தொகையை நிரந்தர வைப்பு கணக்கில் வைத்திருந்தால் இந்த வகையில் பிடித்தம் செய்யப்படும் என விளக்கி கூறுவது எளிதாக விளங்கிக்கொள்ளக்கூடியதாக இருக்கும்.

  • @tamilrock327

    @tamilrock327

    13 күн бұрын

    வழ..வழ😂😂னு😂😂

  • @shanmugamsuseela5845
    @shanmugamsuseela58455 ай бұрын

    பயனுள்ள தகவல் நன்றி.

  • @lakshminarayananc8578
    @lakshminarayananc85786 ай бұрын

    Very useful. Thanks

  • @ramadossg3035
    @ramadossg30355 ай бұрын

    நன்றிம்மா..!

  • @Sm-jb7wk
    @Sm-jb7wk7 ай бұрын

    Kadaisi varaku Fd Limit sollave ilaiye.

  • @gsupt3325
    @gsupt33256 ай бұрын

    Thank you for the Useful video update Mam 🙏🙏🙏...

  • @user-ps1fl6du6g

    @user-ps1fl6du6g

    28 күн бұрын

    அப்படி என்ன பயனுள்ள தகவல்

  • @mailamswaminathanj1153
    @mailamswaminathanj11536 ай бұрын

    What is the maximum limit of FD currently which was not explicitly quoted in your video. Please let us know.

  • @dharumanmunusamy7601
    @dharumanmunusamy76017 ай бұрын

    Vanakkam Madam Very useful to public on your message. What about jewel loan pledging into the bank. And how much sealing amount each person to pledge the bank Please Madam Dharuman

  • @devadarshinipakkiyaraj9871
    @devadarshinipakkiyaraj9871Ай бұрын

    Super explanation sister, very clear information. Thank you sister

  • @mukundann5576
    @mukundann55767 ай бұрын

    What about NRO & income is less than2L from Dividend alone & FD interest is above 2+ L means & status of 15H form?

  • @surendrandharmarajan6637
    @surendrandharmarajan66377 ай бұрын

    Fixed deposit interest and savings bank interest ITR SECTION and Tax Exemption limit detail video poduga mattum

  • @fredericksmoses2717
    @fredericksmoses27176 ай бұрын

    At least she is doing nicely for her age. She provides a lot of good things and and vital information. But you are doing nothing. மேயர் மாட நக்கிர மாடு கெடுக்குது.

  • @arasappanmurugan9032
    @arasappanmurugan90327 ай бұрын

    2021பின் நடைமுறையில் உள்ள டிப்பாஸிட் அதிகபட்சமாக தொகை எவ்வளவு ?

  • @jayaprakash2718
    @jayaprakash27187 ай бұрын

    Best family health insurance for all type of benefits explain plse

  • @RSDexplores
    @RSDexplores6 ай бұрын

    Mam, pls release video on NRI income and filing returns on their income...

  • @sasikumarnataraj6994
    @sasikumarnataraj69946 ай бұрын

    Saving க்கு tax என்கிற method tappu Saving ல வரும் வருமானம் டேக்ஸ் போடுவது காவாய் தன்னிருக்கு உப்பு இல்லை என்று அர்த்தம்

  • @JP-hq4sz
    @JP-hq4sz7 ай бұрын

    Super sister!

  • @dhivakardhivakar7661
    @dhivakardhivakar76617 ай бұрын

    Take about type of Government bonds

  • @anantabaskarkannayan4262
    @anantabaskarkannayan42622 ай бұрын

    Story writer without end serial making art.

  • @gurudeva1577
    @gurudeva15776 ай бұрын

    1st question was not answered Till 2021 10L was limit, what is the limit currently ??

  • @bavanimayan8556
    @bavanimayan85567 ай бұрын

    I have one doubt, if a person doesnt have amy income, but they are getting 50000 yearly interest from FD, do they need to pay tax

  • @ramasamygunasekaran5313
    @ramasamygunasekaran53133 ай бұрын

    Mam, please explain Senior Citizen Saving Scheme in SBI and Postal deposit also. Thanks

  • @surendrandharmarajan6637
    @surendrandharmarajan66377 ай бұрын

    Fixed deposit interest and savings bank interest ITR SECTION and Tax Exemption limit detail video poduga mattum (15 G & 15H ah pathi ketkkalam nadam) i think 80TTA SECTION PLZ MADAM VIDEO PODUGA yarumey intha video podala in KZread..

  • @shanmugapriyalakshmanan2043
    @shanmugapriyalakshmanan20437 ай бұрын

    Hi Yuvarani your content is not a simple video, it's a treasure now a days. Your efforts and energy are insightful. Keep rocking.

  • @ffreedomapptamil

    @ffreedomapptamil

    5 ай бұрын

    Thank you so much 🙂, Keep Supporting

  • @nrsivaraman

    @nrsivaraman

    3 ай бұрын

    one more treasure channel in youtube - "Investment insights" which will give way more information with example and also calculator/tool in excel sheet.

  • @rameshpillai8815
    @rameshpillai88152 ай бұрын

    Come to the point.

  • @vishalv8768
    @vishalv87687 ай бұрын

    Is Fd comes under Income slab means there is no tax till 3LPA is it right for normal citizen ?

  • @duraisamyumesh6214
    @duraisamyumesh62145 ай бұрын

    Worth watching

  • @Tejesh23
    @Tejesh237 ай бұрын

    Nanga safe ah fd la 80 to 1crore deposit vachirukom 10 years ah ...loosu

  • @rharinath77
    @rharinath775 ай бұрын

    Yuvarani mam...check the IT limit excemption before Posting video ..

  • @ismailm7643
    @ismailm76433 ай бұрын

    Balanced Advantage Fund பற்றி சொல்லுங்கள்

  • @mahendrakumarm9808
    @mahendrakumarm98087 ай бұрын

    income earn panna govt yethuvum pannathu but Deduction or tax pedika 1st ah varuvanunga..

  • @sridharanvenkataraman7567

    @sridharanvenkataraman7567

    2 ай бұрын

    வருமானம் பெருக கைகள், கால்கள், உடல் மற்றும் மூளையை பயன் படுத்தி வேலை செய்ய வேண்டும்.

  • @ThanganayakiSenthil
    @ThanganayakiSenthil7 ай бұрын

    What about 41.6 crore fixed deposit, who will responsible bank manager or Ponmudi

  • @wilsonm6359
    @wilsonm63595 ай бұрын

    Can you explain fully by part 1,2,3 like that.Can’t get full details

  • @madhavaramanmadhavarao1913
    @madhavaramanmadhavarao19137 ай бұрын

    Welcome

  • @SUGANYA.7
    @SUGANYA.76 ай бұрын

    Yearly interest 40k ku maela poana tax katanum Aana neenga sonna andha less than 200000lakhs yearly income point la enaku oru doubt Nan job kae pola aana fd poatrukaen ipo nan epdi 15g fill pananum

  • @sundar7462
    @sundar74626 ай бұрын

    You even don't know what's SFT in AIS. It's Specified Financial Transaction & not Statement of Financial Transaction. Correct it pl

  • @user-hs6ou1qh9s
    @user-hs6ou1qh9s7 ай бұрын

    Can you post a video on cash deposits...

  • @arulmurugan7981
    @arulmurugan79817 ай бұрын

    Annual income 2 lakh upto FD, no TDS... if bank paying 2 lakh means the individual FD limit is ??? 30 lakh. E.g 7% interest 10 lakh - 70,000 30 lakh- 210,000. So FD only source means maximum holds upto 30 lakhs.

  • @tamilcivi

    @tamilcivi

    6 ай бұрын

    🙏👍

  • @G_R-885

    @G_R-885

    2 ай бұрын

    இல்லியே நான் பல யூடியூப் வீடியோக்கள்ல பார்த்ததுல ஆண்டுக்கு FD மூலமா வர்ற வட்டி மட்டும் 40,000 வரை வரிபிடித்தம்செய்ய மாட்டாங்க.அதை தாண்டி உதாரணத்திற்கு 45000ஆண்டு வட அடி வந்தால் அதிலிருந்து 10% tds 4500ரூபாய் பிடித்தம் செய்வாங்க.

  • @sensens1164

    @sensens1164

    2 ай бұрын

    ​@@G_R-885உங்கள் வருமான slab படி அதிகபட்சம் 30% வட்டியிலிருந்து பிடிக்கப்படும். (நாம் கட்டவேண்டும்)

  • @Vishnuprasad-dt4xf
    @Vishnuprasad-dt4xf7 ай бұрын

    Hi yuvarani, I am NRI, is it applicable in NRE account?

  • @shanmuganathanganesan5502
    @shanmuganathanganesan55027 ай бұрын

    Annual income 2lakhs keela irukkuna fd la evlo amount podalam

  • @janakiramanbala
    @janakiramanbala7 ай бұрын

    More clear explanation need

  • @VeeraMani-vq5ku
    @VeeraMani-vq5ku9 күн бұрын

    சம்பாதிகாம நிம்மதியாக இருங்க.

  • @chandrasekaran5470
    @chandrasekaran54704 ай бұрын

    Sis I need the இன்ஃபர்மேஷன் about the trade profit from trader(trading person personally get the இன்வெஸ்ட்மென்ட் for trade and give the profit for some people) if that amount has tax pay

  • @shanmuganathanganesan5502
    @shanmuganathanganesan55027 ай бұрын

    Annual income 2lakhs keela irukku and income tax return file pannurathu illa apa evlo amount FD la podalaam

  • @jeyabalasekarganapathi6480
    @jeyabalasekarganapathi64802 ай бұрын

    ஏம்மா SFT என்றால் specified financial transaction என்பதன் சுருக்கம். அதில் காட்டப்படுவது high value transaction . வருமானவரி படிவம் ஒவ்வொரு வருடமும் தாக்கல் செய்திருந்தால் உங்களுக்குத் தெரியும்.

  • @gurumech7184
    @gurumech71847 ай бұрын

    15G applicable for

  • @vasup6259

    @vasup6259

    7 ай бұрын

    Yes it's 2.5 lack for ordinary people and 3 lacs for senior citizens. She made a mistake.

  • @madhavansadagopan3298

    @madhavansadagopan3298

    6 ай бұрын

    Yes, she does not know even that. Someone must report and block this channel, or whatever it is, for spreading false information.

  • @roshnirangan8912
    @roshnirangan89126 ай бұрын

    Sema blade

  • @BrowninBougsia
    @BrowninBougsia7 ай бұрын

    Tell about online business like trading

  • @duraidurairajbs7042
    @duraidurairajbs70423 ай бұрын

    Less clarity in explanation...lots of home work required yuvi

  • @senthilkumar-rk7tr
    @senthilkumar-rk7tr7 ай бұрын

    அருகில் உள்ள ஆடிட்டர் அணுகவும்.... தெளிவு பெறவும்

  • @AM-em1hk

    @AM-em1hk

    2 ай бұрын

    😂

  • @ravindraan
    @ravindraan7 ай бұрын

    If you have proof for the source of income and pay TDS there will be no question

  • @PVNathanElango
    @PVNathanElango2 ай бұрын

    Pl represent the FD limit madam.Thank u.

  • @mtss7335
    @mtss73357 ай бұрын

    Join account podum bodhu mom daughter fd 1st name irukkuravungalukku mattum dhan income tax vunda illa 2nd nameukkum vunda

  • @rajuthambithurai8563
    @rajuthambithurai85636 ай бұрын

    Mam u never explain how much an individual can deposit after 2021...

  • @edwings5685
    @edwings56855 ай бұрын

    If I have FD for less than 10L, then no IT. Is it correct ?

  • @a.rangarajanrajan3239
    @a.rangarajanrajan32397 ай бұрын

    Can we put fd in parents name legally. Is there any limits are there? Offcourse we can put as gift , but the maximum limit is 50000 only as per I known. Is there any other legal way ?

  • @CANDOIT-bl3in
    @CANDOIT-bl3in7 ай бұрын

    Thank Q.. Yuvaraani.

  • @interestingtopics419
    @interestingtopics4197 ай бұрын

    yuvarani sis post office scheme la kuda TDF iruka ?

  • @user-gn9qm1rf5e
    @user-gn9qm1rf5e7 ай бұрын

    India railway ticket book and cancel pathi oru video podoka madeam

  • @venkatgalfar
    @venkatgalfar3 ай бұрын

    Can you explain the FDs - All these info for NRIs?

  • @jayadeva68
    @jayadeva686 ай бұрын

    ஒருவர் கடன் அதிகம் வைத்திருந்து வட்டியாக அதிகம் செலவு செய்பவர்களுக்கு என்ன செய்வார்கள்?

  • @ravic724
    @ravic7247 ай бұрын

    Please give translation of your speech in English simultaneously as there are many viewers of your channel who cannot follow Tamil but are very much interested in hearing your video.

  • @ffreedomapptamil

    @ffreedomapptamil

    5 ай бұрын

    Thank You for your feedback, We'll work on it.

  • @viswanathank9539
    @viswanathank95392 ай бұрын

    Is these rules are applicable for salaried people only?

  • @archvipa
    @archvipa7 ай бұрын

    As per I T Rules, you can give Form 15G/15H, only if your total taxable income including interest on all FDs, is less than Rs.5 Lakhs. Otherwise you are not eligible to give those forms even if your Interest on FDs is less than Rs.40000/- and Rs.50,000/- for St. citizens respectively.

  • @gunasekaran_ramalingam
    @gunasekaran_ramalingam7 ай бұрын

    AIS - Annual information statement illa adhu annual income statement.

  • @AshokNATARAJAN-nb1dm
    @AshokNATARAJAN-nb1dmАй бұрын

    So please tell me what is the maximum limit FD video is length

  • @revathir191
    @revathir1917 ай бұрын

    Hi can you plz give the detailed information how much Max limit of FD can you male and female have?

  • @gurumech7184

    @gurumech7184

    7 ай бұрын

    There is no such limits, you can keep in crores if you have.🙂

  • @Benjamin45.
    @Benjamin45.7 ай бұрын

    Akka Is there any online typing job or any other job for students which is safe?

  • @muruganandhamr.9995
    @muruganandhamr.99954 ай бұрын

    If senior CZ having less than 50,000 = Neednot get TDS as per U. But the Bank side they dedut tax 10% and bluff as nonsence that is auto getd What for we provide 15 H. Some bank staffes does not enter into the a/c and say about 15 H. It is highly gelouse on retires.

  • @One8fansclub
    @One8fansclub6 ай бұрын

    15G or 15H Sumit pantravanga maximum FD LIMITED solunga

  • @irenejose1696
    @irenejose169622 күн бұрын

    நான் 18 lakhs FD save பண்ணினேன். ஆனால் அதில் 12 lakhs loan எடுத்து விட்டேன். எப்படி calculate பண்ணுவார்கள்?

  • @dayalangangaram3796
    @dayalangangaram3796Ай бұрын

    Thanks

  • @manips405
    @manips4057 ай бұрын

    Post office life insurance pathi video podunga please

  • @rameshganesan6718

    @rameshganesan6718

    7 ай бұрын

    I work in post office... Doing PLI too

  • @sasikalasivaperumal8818

    @sasikalasivaperumal8818

    6 ай бұрын

    @@rameshganesan6718 sir one doubt... ipo PLI 20 years ku potrukomna athu mature agarapa antha amount ku tax pay pananuma? Or athu EEE tax exception ku keela varuma?

  • @balajimonick2196
    @balajimonick21967 ай бұрын

    Edhku Sir, Just invest in Gold amd Silver Returns minimum 10 percent return. Easy luqudity, No Tax tortures. . . This is for middle class.

  • @sensens1164

    @sensens1164

    2 ай бұрын

    தங்கத்தை விற்கும் போது வரி படித்தம் உண்டு தப்பிக்க வழி இல்லை.

  • @rajiraji-if6jt
    @rajiraji-if6jt3 ай бұрын

    What is the current fd limit? U didn't say...

  • @skrsscribble6116
    @skrsscribble61165 ай бұрын

    There is no FD limit ! You can invest any amount in FD, if the income is disclosed and proper tax is paid ! You can keep even 1 Cr in FD if that income is declared. Your video should give more clarity instead making panic.

  • @kushalreddy1317
    @kushalreddy13172 ай бұрын

    Cut aana tds ya eppdi refund edukurudhu sollunga mam

  • @DEFENCE_000
    @DEFENCE_0002 ай бұрын

    While listening with head phone unwanted noise you have added..pls avoid it

  • @v.n.shehar6418
    @v.n.shehar64187 ай бұрын

    Download ready

  • @evelin3108
    @evelin31087 ай бұрын

    Vella nivarana uthavi thogai peruvathu epadi, online la patha ration card list ah iruku, but ration shop poi ketta ungaluku illa solranga

  • @krishnachagarlamudi9919
    @krishnachagarlamudi99196 ай бұрын

    Madam, Please make it in English also

  • @kaneerthuligal
    @kaneerthuligal7 ай бұрын

    Evalo varaikum fd limt iruku mam athu sollunga please

  • @AK_crediting_official
    @AK_crediting_official7 ай бұрын

    Akka insta la investment pana profit money earningla na yanota amma medical products investment pana 3000 but panathu Avaga reply pana materaga avala compliant pana oru video potuga akka please my mom was very serious contents please

  • @user-zj8qs4ek9h
    @user-zj8qs4ek9h7 ай бұрын

    யாருமா என் mind voice அப்டியே வீடியோ வா போட்ட

  • @vasanths4501
    @vasanths45017 ай бұрын

    In previous video u mentioned about Tata AIA ulip investment and in policy bazaar website if invested for 20 years its showing 20% returns 2.5 crores. Is this real. Even nifty 50 returns are only 12%. How is this possible.?

  • @MrGaneshchannel

    @MrGaneshchannel

    7 ай бұрын

    Don't invest in ulip scheme... It's bad investment

  • @venkateshwarancr4729

    @venkateshwarancr4729

    3 ай бұрын

    She misleading ..

  • @Vasu_Bro
    @Vasu_Bro7 ай бұрын

    Much Needed Video Thank Youuuuuuuuu ❤

  • @ffreedomapptamil

    @ffreedomapptamil

    5 ай бұрын

    Glad you liked it. Keep Supporting

  • @sunraj6768
    @sunraj67687 ай бұрын

    Annual income >2.5 L illaya??!!

  • @nazarahmed4211
    @nazarahmed42117 ай бұрын

    Mentel

  • @anbarasuk9675
    @anbarasuk96757 ай бұрын

    Bank interest pottu kuduthutu, income tax la kaati kudupanga 😮

  • @anishaanita1475
    @anishaanita14757 ай бұрын

    3yrs GST paying mam Home loan koduppangala

  • @j.p.martinjothinayagam6215
    @j.p.martinjothinayagam62155 ай бұрын

    Senier citizen fd limit is 700000/y lks. Tds applicable for fd int limit is 50000/. Per annum

  • @gowrisivalingam4546

    @gowrisivalingam4546

    4 ай бұрын

    How

  • @chandrasekaran6500
    @chandrasekaran65002 ай бұрын

    Only interest income , how much I can deposit in bank age 67 women

  • @amsamkannusamy8476
    @amsamkannusamy847624 күн бұрын

    4 lakhs pension annual income + fd intrest 2 lakhs, so total income 6 lakhs , but , up to 7 lakhs govt.announcement no tax. இதற்கு இந்த பென்சனர் இன்கம் டாக்ஸ் வராமலருக்க என்ன செய்ய வேண்டும். Please.

  • @balaji188923
    @balaji1889237 ай бұрын

    I have one doubt I am getting profit of rs.30000 per year in share market short term gain and I don't have any other income. Should I pay tax ?

  • @RIP_Annamalai

    @RIP_Annamalai

    6 ай бұрын

    Same doubt

  • @sridhark1544
    @sridhark15442 ай бұрын

    What is incometax potant?

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