Making The Necessary Sacrifices For Financial Freedom As Black Africans | Thami Netha

Ойын-сауық

Host: Ursula Mariani │Instagram: / ursulamariani
Co-host: Bonga Botha │ / bonga.botha
Guest: Thami Netha
Co-producer: Sibonganjalo Bonga Botha │ Facebook: / bonga.botha
Co-producer: Babaland
Editor and Technical Director: Given Masilela │ Instagram / givenillustrative
Assistant Technical Director: Silosamanzi Boiboi

Пікірлер: 71

  • @kholofelomoremi6979
    @kholofelomoremi6979 Жыл бұрын

    “Understand where you’re at and accept it.” 🙌🏽

  • @tonyquilt8543
    @tonyquilt8543 Жыл бұрын

    "Don't Eat with your mouth open" TRUE GEMS!!! Definitely a lesson to teach...

  • @robbylebotha
    @robbylebotha Жыл бұрын

    The best way I save is I pay living expenses. Then let's say I'm left with 3000 for the rest of the month. So thats R100 a day I can spend. So everyday my goal is to not spend or spend the least of that 100 I can. My thinking then becomes if I make lunch pack and avoid situations that take money then I will have 'earned' 100 for the day. In that way, it becomes a job where my work is to avoid being frivolous. So every 2 days I bankninto savings what I saved, sometime it's clean 200 or 100 or 150 ect.

  • @that_zulu_girl1908
    @that_zulu_girl19083 ай бұрын

    This chat is not for the faint hearted. It forces you to self-introspect your relationship with money. When he said, "There's a price to be paid." I felt that. He dropped so many gems - so insightful. Thank you Ursula and team. ❤‍🔥❤‍🔥

  • @tebesnkambule1233
    @tebesnkambule1233 Жыл бұрын

    This is definately where we should be wasting our data..so informative and challenged us..thank u soo much!

  • @phumlanomdebevana5998
    @phumlanomdebevana5998 Жыл бұрын

    "Don't chew with your mouth open", profound.

  • @pulematlapeng7716
    @pulematlapeng7716 Жыл бұрын

    From Botswana and this has to be my favorite podcast channel

  • @theconversationcapital

    @theconversationcapital

    Жыл бұрын

    We appreciate your support so much ❤️

  • @gugulethumsezane9426
    @gugulethumsezane9426 Жыл бұрын

    Yoh no He fetched us........this Conversation 🥺🥺🥺,as I go bk to my Founders Sit.

  • @The_Third_Place
    @The_Third_Place6 ай бұрын

    the day i had to get an emergency operation and 3 hospital stay days that cost my medical aid company 30k was a happy day, i gladly gave netcare my id and medical aid card. i have trash savings and my medication isnt chronic but i need it monthly so it eats into my savings. so them paying 30k was the only time i felt like i had really claimed

  • @princemulaudzi
    @princemulaudzi Жыл бұрын

    Wow, i like the example of 3 tiers of making money. The founder, the builder and the maintainer.

  • @katlegoMatlala78
    @katlegoMatlala78 Жыл бұрын

    Bathong Ursula 😭❤️ To you and your team, thank you so much for this. I love love this podcast 💯

  • @theconversationcapital

    @theconversationcapital

    Жыл бұрын

    🥰😘

  • @asathigogo744
    @asathigogo744 Жыл бұрын

    probably one of the best interviews ive seen

  • @theconversationcapital

    @theconversationcapital

    Жыл бұрын

    🥰

  • @zammyzee8073
    @zammyzee8073 Жыл бұрын

    I’m gonna have to re watch this one. What a mind blowing perspective 🤗

  • @bongabotha8211

    @bongabotha8211

    Жыл бұрын

    I was mind blown too! Couldn’t wait for it to air

  • @lettierefilwemphuthi7487
    @lettierefilwemphuthi7487 Жыл бұрын

    The revelations about our medical aid money making them more monies is disheartening

  • @vuyelwantshangase411
    @vuyelwantshangase411 Жыл бұрын

    I think delaying for 3years to finally invest is such a long time. Anyways I love money conversation in our generation.

  • @RayOfLetsatsi
    @RayOfLetsatsi Жыл бұрын

    The host is so so gorgeous.

  • @palesaaudeniasentso3457
    @palesaaudeniasentso3457 Жыл бұрын

    I feel blessed to have stumbled upon this channel! 🙌🏽

  • @theconversationcapital

    @theconversationcapital

    Жыл бұрын

    Glad you enjoy it!

  • @AZANlA
    @AZANlA Жыл бұрын

    what a smart gent. so many gems. one of my aspirations is to become the minority that lifts the majority up.

  • @TshepangSekgobela-oh2ep
    @TshepangSekgobela-oh2ep6 ай бұрын

    Your episodes are so short Ursula hauwa bathong😂... I loved this conversation so much. He needs to come back for sure, because we need these kinds of engagements about finances and wealth. I learnt so much in just a few minutes

  • @prudencedantye9297

    @prudencedantye9297

    2 ай бұрын

    Yup. Also enjoyed this so much. He needs to come back. Part 2 Please...

  • @thembakhanye
    @thembakhanye Жыл бұрын

    I agree with Thami, my view on emergency savings however is 3 to 6 months savings of essential expenses like basic needs, and minimum debt payment - not necessarily your net income, IMO you're not expected to be worrying about anything else in times of crisis. I appreciate this episode so much. The personal finance conversation is long overdue for a lot of South Africans. We need to continue the conversation with a perhaps a series of topics such (1) a focus on debt and how it can cripple our ability to invest and how to get out of debt fast (2) types of insurance and what is essential to have i.e. income protection insurance.

  • @bongabotha8211

    @bongabotha8211

    Жыл бұрын

    Thank you for that topic recommendation Themba. We will definitely have them in mind!

  • @mihlaliqoyi5982
    @mihlaliqoyi5982 Жыл бұрын

    His mind is👌

  • @rosagarises1183
    @rosagarises1183 Жыл бұрын

    As a founder this interview is perfect right before the salary comes through, definitely subscribing. 😊

  • @sanelemeyiwa
    @sanelemeyiwa Жыл бұрын

    Yoh. These were valuable pearls of wisdom. 😩🙌🏽👌🏽

  • @Msendy101
    @Msendy101Ай бұрын

    People unfortunately, have data for You Tube and social media! it might be an excuse that access is not there for the 'layest' person. I just joined here and I think this is a great podcast. Very informative.

  • @masixolemjongo9897
    @masixolemjongo9897 Жыл бұрын

    Absolute Gold! yho so Many Gems and light bulb moments! I must boo mark this, to through it again, even I have watched all of it!, absolute Gold!

  • @MameBoyz
    @MameBoyz19 күн бұрын

    Wow what a lesson good thing i scrolled after finding this podcast ❤

  • @mosimapheeha5237
    @mosimapheeha5237Ай бұрын

    Tjooo eye opening conversation thank you

  • @KgaogeloM
    @KgaogeloM2 ай бұрын

    This was an eye opening conversation. great minds! But I’d like to differ on the night economy part, generally South Africa is not a safe country so that could be an obstacle to us having a night economy, without being political but I don’t think apartheid curfew culture was a fair example. We could achieve a night economy only if the crime could be dealt with.

  • @jeansophia2092
    @jeansophia20922 ай бұрын

    Thank you Ursula and the team ❤

  • @gugulethumsezane9426
    @gugulethumsezane9426 Жыл бұрын

    Thank u Conversation Capital

  • @GKubheka
    @GKubheka7 ай бұрын

    I pounced upon this yesterday and came back for a repeat yesterday. It just changed my thinking completely and it made so much sense. Thank you guys

  • @elijatmaswera7726
    @elijatmaswera7726 Жыл бұрын

    Yooooh this is profound, much love from ZW.

  • @AfrikaYisaka
    @AfrikaYisaka2 ай бұрын

    this was amazing and I have learned so much.

  • @siyandasoxuza1300
    @siyandasoxuza130010 ай бұрын

    So glad stumbled on the channel especially this episode of Thami its mind refreshing...thanks to Ursula nobuhle bakho 🙏

  • @theconversationcapital

    @theconversationcapital

    10 ай бұрын

    We're heart warmed to have you here ❤️

  • @brownbread622
    @brownbread622 Жыл бұрын

    there's only one Bongs Botha I know. she ordered a jewellery peice from me , payed for it and never came to get it😅. I'm so happy for you babes! I'm glad I discovered this show

  • @bongabotha8211

    @bongabotha8211

    Жыл бұрын

    Lol gurrrllll 🤣! Thanks for watching ❤️

  • @patricknkosi5412
    @patricknkosi54126 ай бұрын

    Halla... new subscriber , just followed Ursula from the Penuel show. Good conversations here, wonder why its not trending... love it though

  • @christinaleuna1229
    @christinaleuna1229 Жыл бұрын

    ❤❤❤

  • @user-dc5bi3po8y
    @user-dc5bi3po8y7 ай бұрын

    Abo Motsepe and Cyril are actually overnight billionaires my guy but we get your point albeit.

  • @TheMathonsi

    @TheMathonsi

    6 ай бұрын

    This is true however: 1. They had a very rare opportunity set 2. You can't replicate what they have done easily 3. Exceptions don't negate the rule Part of out struggle is that we want to use the outliers as an example. The danger is we begin to think that their path is replicable with ease and more often than not it's not.

  • @mokwenamokwena6392
    @mokwenamokwena6392 Жыл бұрын

    Very informative 👏, can't concentrate when watching the video because of this beauty, very attractive

  • @theconversationcapital

    @theconversationcapital

    Жыл бұрын

    😅🥰

  • @richartproductions
    @richartproductions5 ай бұрын

    Surely part 2 & 3 are coming.......

  • @zammyzee8073
    @zammyzee8073 Жыл бұрын

    Ah ah ah aneva esperedit 🤣 This chat literally just took off like 🚀 😅

  • @theconversationcapital

    @theconversationcapital

    Жыл бұрын

    😅

  • @mmolebatsi3178
    @mmolebatsi317814 күн бұрын

    Eish... 😢 my relationship with money isnt a good one. I dont know who abused who...? As i introspect

  • @booksbytumelomoleleki
    @booksbytumelomoleleki Жыл бұрын

    If you don't use your imagination regularly, and choose to outsource it, then how will you raise descendants who will imagine something bigger and better? Illiteracy breeds financial illiteracy. Building wealth needs someone who has more than average comprehension, as you choose your portfolio assets based on understanding how you might make or lose money. You have to invest in understanding the asset you choose to invest in. Start by investing in reading for leisure and reading to learn is not reading for leisure. Reading habituates your mind to think in wider terms and to imagine things that are not there. Fiction exerts on its reader a bigger demand for the use of imagination than nonfiction. If you establish a reading culture in your home, your children and grandchildren will do it with ease and enjoy it as it was intended.

  • @reffuge_plus.
    @reffuge_plus.Ай бұрын

    Why is this content free

  • @sfisotheartistgumbi1240
    @sfisotheartistgumbi12402 ай бұрын

    Uphi losisi ngyomshela straight Abe usugar wam aybo

  • @mnlesego
    @mnlesego Жыл бұрын

    Medical aid ke scam 😭💔

  • @mnlesego

    @mnlesego

    Жыл бұрын

    This is so brilliant. Thank you for this Team!

  • @zammyzee8073

    @zammyzee8073

    Жыл бұрын

    I’m so mad 😭

  • @robbylebotha

    @robbylebotha

    Жыл бұрын

    It is, I learned this a few years back when they quoted me R4700 for just me alone. I have not been to a doctor in 5 years. My ex boss told me to get hospital cover and pay for doctor trips from pocket.

  • @Bonginkosi_nick
    @Bonginkosi_nick Жыл бұрын

    To be honest I enjoyed this episode but even though I didn't get what I wanted to hear

  • @theconversationcapital

    @theconversationcapital

    Жыл бұрын

    Tell us more about what you’d like to hear

  • @Bonginkosi_nick

    @Bonginkosi_nick

    Жыл бұрын

    I wanted to hear when someone wants to start a finance company where to go and what to do ?

  • @theconversationcapital

    @theconversationcapital

    Жыл бұрын

    Got it- we’ll look into this topic idea. 🍀

  • @LM-he7eb
    @LM-he7eb3 ай бұрын

    *Taxis

  • @johnmpandaguta3289
    @johnmpandaguta3289 Жыл бұрын

    Elon is not a founder his father was a rich diamond mining magnet he is a builder at least..

  • @TheMathonsi

    @TheMathonsi

    6 ай бұрын

    Not really Elon moved to another country without access to his father's wealth and relationships. He started from the ground as an immigrant. Bezos had a completely different experience as was able to built off the base of his family which Elon couldn't do.

  • @kholofelomoremi6979
    @kholofelomoremi6979 Жыл бұрын

    Insurance is such a scam 😭😭😭

  • @TshepangSekgobela-oh2ep

    @TshepangSekgobela-oh2ep

    6 ай бұрын

    I know right😂😂...

  • @nkosinathimngadi4147
    @nkosinathimngadi4147 Жыл бұрын

    Subscribed today and you guys are discussing investment,right up my alley 🎳

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