We wanted to get pizza delivered tonight because it's a holiday and we deserve it. After watching this, I'm boiling a 88 cent pack of spaghetti, making my own sauce with 3 lbs of tomatoes I bought on markdown for 99 cents and defrosting some ground beef that I bought on clearance. That's what's for dinner tonight. Not some $20 pizza. Always love coming to KZread to watch these rants when we have moments of weakness.

@findAplaceToCallHome

5 жыл бұрын

How is the plan going? After about 6 months of recklessness I feel I'm finally getting back on tracj

@CarasGaladhon

5 жыл бұрын

And it was probably much healthier 🙂 good luck

@markm318

5 жыл бұрын

$1 mac & cheese and 88¢ green beans with some diced onion for me.

@gigimargal9234

5 жыл бұрын

This is a great tip!!! 😱❤

@zyilund

5 жыл бұрын

I always say, oh no.... I need this. Lol

Tomorrow I knock off TWO credit cards! Feels good.

@housephone9090

5 жыл бұрын

Congratu freakin lations my dude:D

@Santiagola24

5 жыл бұрын

Way to go!

@bitTorrenter

5 жыл бұрын

I just increased the limits on 2 of the 3 cards I have. The pleasure is short lived.

@Peepsyx3

5 жыл бұрын

No

@itubedv

5 жыл бұрын

It’s been two years since you posted this, are you debt free know 🤔

The most important person that I ever had to say "No" to is myself.

@alexandrar.4900

4 жыл бұрын

TheRisky9 👏🏼👏🏼👏🏼

@23evulp8

3 жыл бұрын

so true...

Dave is like the family's rich uncle that no one talks to because "Oh, well, he's crazy because he found a way to get out of debt and doesn't mince words when he sees us getting under in our finances." But if you listen to this rich uncle, you will find a treasure trove of invaluable tools and methods to help you to obtain a financially peaceful future if you are willing to make the sacrifices.

@Peepsyx3

5 жыл бұрын

No

@24cull24

5 жыл бұрын

This is what my wife and I used to argue about. Saying "No". We're only 24 but our families always ask us for money because of how much we make and the moves we're making financially. We share the lessons we get from these videos and how we're able to afford our new car and our new house but they don't care about that. They just want the money we bust our tails for every day. What sucks is that my wife gave in because she's just a sweetheart and doesn't say no despite knowing our goals and despite knowing I'd be upset. Point is, saying no and sharing the things they don't want to hear is powerful.

@emmanueloshaddai3259

4 жыл бұрын

he's the rich uncle

Live like no one else, SO LATER, you can live like no one else.

@tyrellmaten5281

6 жыл бұрын

Tom Arena another way i like to think of this is that you must do what others don't so that you can have the life that other won't

@9cgx

6 жыл бұрын

Tom Arena and... "GIVE" like no one else. Everybody conveniently leaves that portion out.

@ImOldandSoAreMyBooks

6 жыл бұрын

Tom Arena The greatest mantra ever!

@sychophantt

6 жыл бұрын

So Im supposed to wait until I am old and in my worst physical state to start living life?

@irvincruz7992

4 жыл бұрын

@@sychophantt ur a idiot

Learning to say "no" is the best thing I ever learned. I said yes way too many times to people and things. Looking back I realized I used my cc's because I had given my extra cash away expecting pay back. SMH. Amazing how quiet my life is since I started saying NO... Luv it! On baby step 3! Restarting 401k/Roth (baby step 4) late September. Feels great!

@shanaythornton4718

5 жыл бұрын

Congratulations Theresa!

@markwhittaker6866

4 жыл бұрын

Well done. Keep on keeping on. Stay blessed.

@MsJoyce31202

4 жыл бұрын

And they ALWAYS will pay you back during Income tax time. 😉🤨

One definition of maturity is learning to delay pleasure-Dave Ramsey

@oldladytrexarms

6 жыл бұрын

"Do we need it? No. Do we want it? Yes." If people would just separate fun from necessities, they'd be able to survive. My husband and I have been able to pay debts and have fun stuff, cause we pay necessities first and then, when we want to have fun, we buy stuff on sale or save up and then buy. We don't buy new games, etc.

@lovethemflowers

6 жыл бұрын

I gotta write that down . . . and send it to my immature sister!

@lovethemflowers

6 жыл бұрын

The definition of maturity Dave Ramsey read.

@totoroid

3 жыл бұрын

Financial edging

@georginaramsden4640

7 ай бұрын

Felt that 👍 I’m only 5yrs late but better then never lol

Learning to say “NO” to myself got me out of $120k debt, with 3-6 months emergency fund, and bought my house, And I’m still saying, “NO” on $10 lunch.

@markwhittaker6866

Жыл бұрын

Congratulations. Absolutely well done.

After 7 minutes of hearing Dave say, "No" it actually empowered me!.

Dave's grumpy days are my best motivational days.

I wish I'd learned the difference between "Having the money" and "being able to afford it" at a much younger age.

@2bituser569

6 жыл бұрын

TheFiremonkeyman tell my wife that lol

My wife introduced me to your program and videos about 30 days ago and I'm on baby step 2 now. Thank you for waking me up and realizing how much money I was throwing away each week off my paycheck. I've saved my emergency fund and just paid 750 dollars towards my smallest dept. I can do this and now see a path to financial freedom thanks to you. I really appreciate it.

@TheRamseyShow

7 жыл бұрын

Christopher, we just show you how. YOU are the one who is taking control of your money. Great job man!

@WoodT92

6 жыл бұрын

How do you access the baby steps?

@s.n.pietrobon8130

6 жыл бұрын

Christopher Mallory How is it going now Christopher? It's a year later, wondering if you are still sticking to it. I am just beginning my journey.

@JohnnyCleggUK

6 жыл бұрын

Woodly Tisme: Just google them - they are on his website.

Thank you for reminding me that NO is a wonderful word. I stopped buying expensive things and I enjoy buying things from the dollar store.

The "yes" culture. Saying "no" is seen as rude. Don't say yes when you want to say no. Saying no is being assertive not aggressive. It's backing your beliefs and desires.

@genxx2724

3 жыл бұрын

I was excluded from a group of women friends at work in the first year of my career because I couldn’t afford to spend on lunches, outings, and events the way they did. At 56 I’m an everyday millionaire and I can quit working anytime. Idk about them.

I love this one Dave! This culture has lost its way in some cases, glorifying football and weddings more than protecting the family or saving for retirement. A necessary dose of truth!

Hardest word in dictionary to say but smartest word. We thank you, Dave Ramsey!!!!

@LGnLA

7 жыл бұрын

💯💯💯💯💯

can't wait to be out of debt SMH. $4.4k left

@GalbertKun

8 жыл бұрын

+Alonso Gadea Keep it up Alonso, you can do it!

@uisblackcat

8 жыл бұрын

+Alonso Gadea Way to go! Keep it up! Debt is dumb. Cash is king!

@GadeaOne

8 жыл бұрын

I recently paid off my student loan. $6,000 in ~ 5 months. Thanks guys for the support! Feels great not having any debt upon graduating. =D

@GadeaOne

8 жыл бұрын

Thanks to Tax Returns, some FAFSA, selling things i no longer used, side jobs, and a raise at work. It really is a mindset

@kgotter

8 жыл бұрын

+Alonso Gadea Great job! 48K more for me :( just started my first budget

My parents lived through the most prosperous era in history in the richest country in the world and made a lot of money in their lives but ended up with nothing because they never grew up enough to delay gratification for even a little while.

@clair233

5 жыл бұрын

Mine are the same

@SummeRain783

3 жыл бұрын

That’s sad. I think many people do that

No football game is worth $1500.

@bakermayfield9716

6 жыл бұрын

Jeff C agreed

@mmatrix3998

6 жыл бұрын

y'all sound broke

@stewdog22

5 жыл бұрын

If my team was in the super bowl and I had the money for it, I would throw down for that. Otherwise I completely agree. People in general waste a ton of money on sporting events

@marcosmercedesn

5 жыл бұрын

Those games look better on TV

@eduu2

5 жыл бұрын

Soccer world cup cost much more. A popular seat is over 5k, not even vip , vip cost 15k

His rants are awesome.

Today I said NO! to a company offering me a 0% interest CC for 10 months......It felt very...very... good! 💪💪

@Jordan4601

7 жыл бұрын

Janeth Lorena Vasquez Toro that's not difficult at all why are you excited

@jaywatt8728

7 жыл бұрын

+Kirby Dan 😂😂😂😂😂😂

@2bituser569

6 жыл бұрын

I know people who got 0% interest card. Transferred interest bearing debt and paid it off interest free on the remaining balance. Dave would flip over that but mathematically it makes sense if you can use it to your advantage. Pay it off asap and cancel card.

@NSGLiv

6 жыл бұрын

Tell that company to offer you a job

@yunusquddusofficialactor

4 жыл бұрын

Janeth L Vasquez powerful no

“Snot flying everywhere, tears going everywhere, laying in the floor, spinning around like they’re breakdancing in the cereal isle of a grocery store” 😂😂😂

I love saying "no" at work when people hit me up for money for baby showers, their kids school sale, going out to lunch etc etc. Boy do people hate you though.

@nageshagordon1369

6 жыл бұрын

lambchopxoxo so ture

@taerod1285

5 жыл бұрын

Become their boss and they won't invite you lol.

@markwhittaker6866

4 жыл бұрын

@Always Be True To Your Own Self PREACH!

@mandykelly6704

4 жыл бұрын

😂😂😂😂

@juditharsenault2131

4 жыл бұрын

My niece was having a baby shower for baby #2. My sisters wanted me to kick in money. I said no, she has everything she needs from baby #1. They weren't happy with me but oh well.

Here i am binge watching, changing habits and my life for generations to come......smiles wide!

This is so funny... my 4 year old tell me all you ever say is No, No, No! mommy when will you say yes to me? I told her when I complete my plan with Dave Ramsey...

@2bituser569

6 жыл бұрын

CLAUDIA NIETOLUCIO say yes when they ask if they can get a job lol

@tr7397

6 жыл бұрын

Daniel Bennett Hahahahahahahahahaha 👍

@gidleyreporting

6 жыл бұрын

"Well, ask me if you can clean your toys up." Yes!)

@gidleyreporting

6 жыл бұрын

Tell her she's just not asking the right questions;)

@shanaythornton4718

5 жыл бұрын

😂😂😂

LOL I am cracking up at work! "NO"

I said this word to myself before I bought my first flat-screen TV. Waited until I could afford it at the right time at the right price. Appreciated it more too!

@i.m.7710

5 жыл бұрын

If I ever wanted to buy a flat screen tv, which I don't and have never bought, I would get one free or cheap on Craigslist.

I'm used to the word 'no', my wife has been using that word for years. No and headache.

@misterhot9163

5 жыл бұрын

lincolncity9 lol that's funny and sadly true!!

@i.m.7710

5 жыл бұрын

Sounds like you need a much, much, much better education on that subject. 🤔

@rosiecruz5926

5 жыл бұрын

😂😂😂😂😂

@CarolynP376

5 жыл бұрын

Lol

@liverpooldublin9317

4 жыл бұрын

I thought it's only my problem...

Wish I could like this a million times! He's right on point with this society in general. Everyone is so offended and sensitive, you'd think at times, you were talking to overgrown 2nd graders.

I'm a nerd: I counted 37 "no"s in under nine minutes. Classic!

@aemmcla9505

8 жыл бұрын

Lol

@markmont5595

3 жыл бұрын

Okay

No..the nasty word. love it dave😂

Yes Dave. I agree. Learn to say NO.

Everytime I feel myself slipping from the plan I watch this. Thanks uncle Dave.

Dave is right. I'm single and have to say No more to myself. I have bills that could have been paid off sooner with a emergency fund, I didn't do either one. Then I had things happen, like hospital stay, car accident and a few other things. Now I'm hurting. Should have listened years ago. It's tough, but now I am making progress. It will take some time, but I am committed to doing thing right to get everything paid off (-the house) the next few years. If anything else happens, I will be in serious trouble because I waited to be serious about this.

“NO” is a complete sentence! 👏👏👏

People don't have enough freaking backbone to say "No". Love it.

people who can't delay pleasure are usually the ones who end up getting their stuff repossessed. sheesh!

@laurenandreas5950

5 жыл бұрын

ir10031981 And calling Momma to give them a loan they will never pay back!!!

This is one of my favorite rants.

I found it awkwardly and really hard when I have to say "no" to homeless people. Because my heart wants to give all the time but I'm not where I want to be financially. It's hard to say no. But one of Dave Ramsey's quotes that I really love is that you live like no one else, so later you can live And GIVE like no one else" this really helped me. Sometimes not helping people and giving them money, gives them the power to help themselves.

@outdoorsnevada4138

7 жыл бұрын

vincent bryan It is true. If you gave $ to everyone you saw asking for it you would have none. I have $30 in my car in 1's. I use that money each month to help people on the streets. It helps them in some ways but I don't go broke either. Just budget for it if you do want to give. I give and I feel I am blessed for it because any time I have hit hards times someone would help.

@kgarba9253

7 жыл бұрын

Isaac Spencer good for you bro keep the drug trade afloat

@2bituser569

6 жыл бұрын

Kevin Garbaccio take them to cheap restaurant buy them a meal don't give $ or cards they resale gift cards too.

@monikasea

6 жыл бұрын

I am going to distribute meals not give money.I donate clothes to womens house

@fferguson2013

5 жыл бұрын

Same and will give if necessary after my expenses are paid

Girlfriend: can we go out to eat tonight? It's our anniversary. Me: No. Girlfriend: *breaks up with me and I save a lot of money

@sadisticgirl_

3 жыл бұрын

you're joking but I actually know a girl who did that👍😔

@zeekaywalker9232

3 жыл бұрын

@A to G to U Probably for a good reason?! I mean going out on the anniversary is far different then always going out and wasting money... especially going out/doing something on your anniversary doesn't have to be expensive. You can do a lot together that doesn't cost a fortune. Did you even do anything together with/for your girlfriend? Because girls ain't leaving usually that easy after a no...at least as long as there hasn't been something already boiling long term in the background.

@markwhittaker6866

2 жыл бұрын

😂😂😂😂😂😂

@srs9973

25 күн бұрын

Will I die Single then? 😑😑😑🥹🥹

@cajunkeels

25 күн бұрын

@@srs9973 Maybe not if she doesn’t mind frugality.

58 bankers didnt like this advice.

@24cull24

5 жыл бұрын

Hahahaha

I am making my husband listen to this one when I get home!!!! He can not say no to our 3 & 5 year old and it is horrible.

@gilo1223

8 жыл бұрын

+Rachel H update?

@sarahbucket8037

8 жыл бұрын

they are divorced.. lol

@gbone1812

7 жыл бұрын

Sarah Bucket that's messed up

@user-hd8ej8yx9p

4 жыл бұрын

Update?

@kevin1seven923

4 жыл бұрын

I bet ur mad they like him better

This will make you go from ordering a pizza to being a delivery driver instead 😆😂😂

Thanks for watching everyone! Click that subscribe button to stay up to date with our latest top content. kzread.info

@catpirrello

7 жыл бұрын

This particular video was hilarious in the first 5 seconds. Ramsey's response was so funny!

@Ashley-id2cb

6 жыл бұрын

The Dave Ramsey Show ... Love u Dave Ramsey... Love your backbone, realism, everything... Now, if only people would listen and stop thinking they know everything! So glad to know someone has sense in this world.

@countrymusic30

6 жыл бұрын

The Dave Ramsey Show - I noticed that this ties with a person in a relationship having a vote in how the money is spent, could you please remind people of that.

I'm a die hard packer fan but remember the quote by Vince Lombardi that the important things first are religion and family then the Packers. Taking care of the family also means being smart with money. I cut out NFL Sunday ticket from my budget to pay off debt and believe me that was hard but it's also hard being in debt.

I know it`s frustrating Guys but Dave`s right, your team will not be there for you during financial hardship will they? So much sweeter going after you`ve completed step 3, doing the adult/mature thing to protect you family. Good luck Guys.

Thank you very much, for bringing clarity on debt subject and teaching us in our society to say “ NO” So much needed

Dave, you are the best. I love how raw and honest you are.... the addition of your witty humor and sarcasm is great. Love you!

No no no no no no no no...... 😂😂😂😂😂👍🏼👍🏼👍🏼👍🏼👍🏼 my kids and my husband heard that a LOT. 😂😂😂😂😂

This is exactly what I need to be listening to. Subscribed.

Dave Ramsey for President

@srs9973

25 күн бұрын

He would shut down American Distress and Master Card too 🤣

The best motivation when you feel off track is a Dave Rant. Thank you Dave

No is a decision, yes is a responsibility.

If you cannot pay your bus fare like everyone else, you cannot ride the bus. NO!!!

@markwhittaker6866

4 жыл бұрын

PREACH!

@MsJoyce31202

4 жыл бұрын

Well alright! !

@Aldawg106

4 жыл бұрын

😂😂😂

Feels good to say NO!

I've been working on paying off my debts, and every time I think about buying something I can't afford, or signing up for monthly payments on something I have Dave Ramseys voice in my head saying 'NO! You can't afford it, you're fricken broke!'

Been on this plan for the past 3 months half way done .thanks sir

Haha! I was listening to this and my 17-month-old son started shaking his head and saying, "Noooooo! Noooooo!" X-D I feel like that's the ONLY word I say all day, but maybe that's a good thing!

Dave you are a real man. Thank you Dave.

The look on Dave's face after reading the first sentence is priceless.

This is really good information. God bless you Dave and Your Wife and Family

One of my favourite Dave rants!

Brilliant,so simple yet so very wise,Dave is an inspiration.

Big Dave Ramsey fans from Canada and I must say, by far the funniest clip I’ve seen of him! Love it!

I wish I learned how to say NO 5 years ago. Excited about my baby steps. Thank God for your wisdom Dave.

Thank you. You nailed it!

Once I learned to say no, I lost all my friends, gained full self respect, became a better saver, and love God genuinely with all my heart

@cl8wnm5n

Жыл бұрын

Good for you 👏

I don't understand those who disliked this informative video. I mean, what's wrong about controlling yourself to squander your money on things that you don't really need?

@evarincon8750

6 жыл бұрын

Apollo Oculus I don't know, honestly. I can only speak for myself; I think a person can learn finical responsibility. I am unsure if financial responsibility is related to believing system not just a pattern. Blessings to anyone reading this. I pray you prosperous and learn financial stability.

@melaniexoxo

6 жыл бұрын

I agree with him about saying no to ourselves, but on the flip side no one is guaranteed tomorrow. I mean what is saying yes to yourself once for 500 ... as long as its only once. At times I think he is OVERLY restrictive when it comes to spending, then again the majority of people have almost never said no to themselves in their lives, so I understand why he's so strict. I didnt thumbs down tho... just didnt rate.

@roguenify

6 жыл бұрын

Downvoted for his political diatribe about taxes and having to pay government. Not everyone shares his cynicism about government employees. Also, Dave's wealth is estimated at $50 million. What is he crying about?

@calleywang6203

3 жыл бұрын

@@roguenify he's crying that he might have to pay taxes

Noooooooooooo! ❤ Dave Ramsey!!! His rants are hard hitting!!! He gives the best advice!!!!

I can't get enough of listening to you, because of your common-sense. You're comedy (though truthful)

Dave's look at 0:11, I am on the floor LOL HILARIOUS!! Gotta ❤ Dave! 😄

@cl8wnm5n

Жыл бұрын

😂😂😂

Love these rants! Dry humor is on point too haha

I found Dave Ramsey accidentally when one of his videos popped up on "suggested" videos list. Long story short, I heard his seminar and thought he was talking directly to me. It was a born again moment. I buckled down and paid off a tax bill that had been lingering around for 6 long years. It took a measly 5 months once I decided to throw everything I had at the lousy $12,000 debt. I had to say "no" to a lot of things: trips, nights out, giving gifts on birthdays and Christmas.

Dave is that dude. Keeps it real. Love it!

Watching this makes me reflect back on how many times I haven't said no and tried to beat around the bush.

Dave Ramsey said it, best at 7:36-7:49... The number of people I know who play the "I deserve it." card would surprise you.

I laughed so hard when he paused.... and said.... no.

"deserve" the worst word ever created.

Brilliant! I've got quite good at saying " no". It's amazing how many people here in the UK will find the money for new mobile phones, yet more clothing, nights out, holidays, new car, etc but panic at the thought of losing their job because they have no savings. I know a lot of people who spend their money as fast as it comes in because they are constantly enduring themselves like overgrown kids. And then people wonder why so many kids have grown up with a massive sense of entitlement!

NO! .... lol Love Dave Ramsey! ... There is a lot of truth in what he says. He is being practical.

God bless you Dave you are the only one making sense these days

Right on Dave ..! No is a full sentence ..! Love your sense of humor..!

Reading all your books. Had to read so much to give them more common sense knowledge. It's helping my brother and sister too.

I needed this five years ago, thx Dave

This is HILARIOUS and 100 percent accurate.

I don’t understand why some people learn and some seem incapable of learning. I learned the lesson of credit cards when I was 20 and bills took most of my paycheck. It was awful when the only thing to cut was the groceries and cheap food isn’t very good. I swore to never go back, then I married the wrong man and had to learn it again. Now I’m debt free and nothing will ever change that!!!

@annettewilliams1986

5 жыл бұрын

Good job Lauren!!!similar to my story. People can make you or break you.I guess you have to be tired of BEING tired of debt to fight for Finincial Peace!!!!!!!!!!

No I’m gonna vote you out because you can’t say NO! I heard that!! I love this rant!

This word no is a word that I need to learn how to say . Over the years i have worked and saved and invested hard as well . The down side is my family always asks me for money and i have helped them . BUT I HAVE REALIZED now that it has only made them weak and more dependent on me ..

Great speech. Delay gratification now in order to later be wealthy, retire, or to be prepared for an emergency.

In the beginning of my marriage the word No was seen as an insult, setting boundaries was seen as offensive by the people closest to us. But over the years my husband and I have learned that the people who were being this way were the unhealthy ones not us. Don't let anyone family/friends or strangers walk all over you or guilt trip you into toxic unhealthy relationships.....just say No and let them deal with themselves.

No! Such a powerful word.

7:45-7:54.; Well said, Dave... Good words to live by.

6:47-6:50.; The same, here, Dave... "No." changed my life, a long time ago.

2:35-3:20.; I'm rather fond of this word & it feels good every time I say it.

My girlfriend: "Can he stop saying 'no'?" Me: "No"

@hiileighjones6913

5 жыл бұрын

degreen11 Good practice 😂

@cl8wnm5n

Жыл бұрын

🤣🤣🤣

Saying no can be hard because sometimes it puts guilt in you but you have to say no and set boundaries regardless. When you say no be firm with it. Don’t feel guilty about setting boundaries and saying no. Dave Ramsey is already making it easier for me to say no!

Amazing rant. Working sales I heard a guy tell me I need to Remove "no" from my vocabulary. My response was simple, and because of it he came back and bought from me, No. No is a simple and boundary setting word that does not mix feelings. Perhaps that is why it is politically incorrect; it actually tells you something instead of beating around the bush.

My Spiritual, Financial Advisor now! 🙏💚💜💰

I needed to hear this!

My favorite word! $1,500 for a single game...that's insane. You could purchase a sports package, super sized flat screen T.V. and still have money left over at the end of the game. I think it would be worth just as much to have friends over and watch the game with pizza and snacks.

@JuanCastillo-fj9tn

5 жыл бұрын

Jeremiah Enbvxfhj