FAST FOOD LAYOFFS ARE HERE! THOUSANDS LOSING THEIR JOB...kzread.info/dash/bejne/h2tro7WrZLuqlrw.html

@greenlight6913

2 ай бұрын

Even fipping burgers is not save.

@shaunpearce6846

2 ай бұрын

I think they ran a poll (and cancelled it) because so many millennials reported having a 9 mil retirement plan. Or plan to 'retire by .45'.

@FreeAmericanUSA

2 ай бұрын

At some point, the prices and staffing issues, crime, etc will take their toll. They will close.

@Eatcrap85

2 ай бұрын

100% Accurate

@mangodiet801

2 ай бұрын

I think college have become crooks, but people with degrees earn more on average. The issue is the TYPE of degree - vs - COST. No FAANG company, or 6 figure jobs will hire you without a degree, trust me. Another good option for people is go for jobs with pensions where you'll receive specialized training.

I think the retirement crisis will get even worse. A lot of people can’t save because of low paying jobs, inflation, and insane rental rates. And now that home ownership is out of reach for middle class Americans, they won’t have a house to retire with either.

@BridgetMiller-

25 күн бұрын

Rising prices have affected my intention of retiring at 62, working part-time, and building my savings. I'm worried about whether individuals who weathered the 2008 financial crisis found it less challenging than my current situation. The stock market's volatility, coupled with a reduced income, is making me anxious about having enough for retirement.

@nicolasbenson009

25 күн бұрын

This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.

@berniceburgos-

25 күн бұрын

Mind if I ask you to recommend this particular coach you using their service?

@nicolasbenson009

25 күн бұрын

Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Melissa Terri Swayne” for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.

@Michaelparker12

25 күн бұрын

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

As a centenarian who retired decades ago, it is shameful that I am still working to pay property taxes on the home that I built 58 years ago for my retirement.

@benjaminwlang

2 ай бұрын

That's criminal. I'm sorry to read this.

@imperialkhmer6146

2 ай бұрын

Feels like renting 😂

@dertythegrower

2 ай бұрын

Same... bills and prop tax with homestead exemption and pot holes (and i live within eye view of county road crew warehouse.. they got a new LED sign though ....town has one stop light) and i grew up and did first uploads where he makes these videos... i make tesla parts and have to help my dad who also sold real estate in miami.... not making this up)

@pawsitiveleader8710

2 ай бұрын

Argentina and others overseas, check it out. :>) much lower cost of living and great lower healthcare

@oweunuffin2252

2 ай бұрын

​@@pawsitiveleader8710point me in the right direction..... Thai land is a no for me.

Retirees who struggle to meet their basic needs are the ones who could not accumulate enough money during their active years to meet their needs. Retirement choices determine a lot of things. My parents both spent same number of years in the civil service, but my mom was investing through a wealth manager, and my dad through the 401k.

@richardhudson1243

25 күн бұрын

This is true. I'm in my mid 50's now. My wife and I were following this same trajectory. Last two years, I pulled out my money and invested with her wealth manager. Not catching up with her profits over the years, but at least I earn more. I'm making money even before retiring, and my retirement fund has grown way more than it would have with just the 401(k). Haha.

@maiadazz

25 күн бұрын

Its unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $53k passively by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.

@romiverajr

25 күн бұрын

my partner’s been considering going the same route, could you share more info please on the advisor that guides you.

@maiadazz

25 күн бұрын

My CFA ’Tenley Megan Amerson’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

@monicavazquez280

25 күн бұрын

She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing..

Leaving the US is going to be the new retirement plan.

@f42un84u

2 ай бұрын

Where have you been? 100s of thousands of American retired expats worldwide since 1970s.

@katydid2877

2 ай бұрын

Instead of living near your family?

@SpiKSpaN-ei6zq

2 ай бұрын

Young people are already leaving. Why wait for nothing

@jkmarshall3553

2 ай бұрын

I've been looking for quite a while at other countries to retire in... there are lots of great choices. The USA is over.

@rollingdudes8859

2 ай бұрын

Thailand, Philippines, and Costa Rica looking really good right now!!!

I'm a 52yrs Director in a Tech company and I consider myself a high income earner at $350,000 per annum, I have a retirement account account but i still want to explore opportunities for short term gains before i start working less in few years.

@donna_martins

25 күн бұрын

In my opinion, IRA is a valuable strategy for retirement planning, providing growth and tax advantages. While the market is promising, expert guidance is essential for portfolio management.

@robert-1miller

25 күн бұрын

I learnt this when I got disabled from an accident, I had to reach out to a financial planner who devised a plan for me to live off dividends from my investments. Other than Disability Cheque, I earn enough from home and live comfortably with her help.

@Trevor_Morrow_LTD

25 күн бұрын

this is incredible! how can I get your advisr, mind sharing info, if you please?

@robert-1miller

25 күн бұрын

’vivian jean wilhelm’’ is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

@Trevor_Morrow_LTD

25 күн бұрын

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

I always planned to work in some capacity until the day I die. Retirement is overrated. I am living simply and am able to take my summers off to enjoy my hobbies. I have zero saved for retirement. I’m a 50 year old independent remodeling contractor. The key is to have an eternal perspective. This fallen world is only a temporary home

@nicolemartin914

2 ай бұрын

There is actually a direct correlation between retirement and death. If you retire early you're more likely to die sooner. This is bcuz you lose purpose. This isn't everyone of course but if your purpose is solely based on your job and not replaced with something else that enriches your life then you just waste away sometimes

@sgist7824

2 ай бұрын

This may work so long as your body behaves perfectly for you from 50 onwards. Many people become a statistic because they didn't plan on 'getting old' applying to them. Mother in law never earned much, never made effort to, thought things would 'take care of themselves ' and is now falling more and more into debt as no one will give her work at 75. I'll bet she'd love to be 50 again 😢

@ronaldellis3229

Ай бұрын

AMEN BROTHER !!!

@Jimmy-po9qd

27 күн бұрын

Your comment is right on the money enjoy what you have because you're not taking anything with you

@joannesaltfleet2071

25 күн бұрын

Retirement is one of those pipe dreams used to control people!

Made 95k last year welding and I learned that skill for free. While it does not come with the prestige of a degree, I think its something one should consider. 95k with zero debt feels like winning.

@blobmonster9494

2 ай бұрын

The new citizens will drive those wages down. That is why they are here.

@benjaminmoore985

2 ай бұрын

What jobs wouldn’t be hit with that you think?

@blobmonster9494

2 ай бұрын

@@benjaminmoore985 not sure. This is intentional. They are trying to collapse the system to rebuild it. Not my words, theirs.

@r3dp1ll

Ай бұрын

@@blobmonster9494 "Build back better"

@b.s.m9732

17 күн бұрын

Anything without debt is winning.

Imagine going to college for 6 years, getting your dream job starting at $80K but still can't afford a house

@rv6205

2 ай бұрын

yes but after 15 years , you could be pulling down 83k

@crashes82

2 ай бұрын

​@rv6205 most people are not cut out for the grind.

@tarzan1392

2 ай бұрын

WHATS 80K TODAY ?

@Willy_Jean

2 ай бұрын

@@tarzan1392 Lower class

@nickmattio3397

2 ай бұрын

How about not being able to afford a house for EA$ILY 15-20+ years besides massive parental help/inheriting their propertie($) and I’m talking working 60+ hours a week all those years too. EVERY property you see for miles out is $1mil+, small af, and needs $200k avg+ in updates

Sadly, you’ll be retired whether you can afford it or not. Companies don’t want to employ older people.

@videogarage9221

2 ай бұрын

I would say not necessarily true all the time. Many companies don't want to train. They want immediate producers.

@treesnmoguls

2 ай бұрын

That's not ENTIRELY true...If you've got a skill they need, they MIGHT take you for a BIT less....hopefully by the time you're old you can afford to work for a tad less...

@nogames8982

2 ай бұрын

That is very true. They don't value experience anymore.

@lyceum4177

2 ай бұрын

​I was a headhunter for a while, 30 years ago and I recall our Sales Consultants office getting a full, big commission for placing a 65 year old engineer ​@@nogames8982 and I'm quite sure that action continues. Corporations will pay top dollar 4 experience.

@Ninnoa

2 ай бұрын

That is true. Also your health gets worse, not much you can work if anything.

Just discovered your channel with this video -- I was able to think about my situation and I'm curious to know best how people split their pay, how much of it goes into savings, spendings or investments, I earn around $90K per year but nothing to show for it yet.

@RichardMoore-jg5tl

Ай бұрын

You don’t have to act on every forecast, hence i will suggest you get yourself a financial-advisor.

@RusuSilva

Ай бұрын

I think you're better off with majority investment in S&P500 and uprising equities cos they always outperform. Also speaking with an advsior can help with pointers. I've been in contact with one I reached through commentaries here, she has been really helpful.

@FusunTumsavas-cq7tp

Ай бұрын

Your invt-adviser must be really good, I hope it's okay to inquire if you're still collaborating with the same invt-adviser and how I can get in touch with them?

@RusuSilva

Ай бұрын

Monica Shawn Marti is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

@FusunTumsavas-cq7tp

Ай бұрын

I appreciate it. After searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get. A call has been scheduled.

Today it's all about survival

I graduated High School in 1976 to much fanfare because it was America's bicentennial, 200 year birthday. Never in a million years did I think I would live long enough to witness its demise, but here we are.

@rollingdudes8859

2 ай бұрын

The DEMISE will be COMPLETE on America's 250th birthday TWO years from now in 2026!!!

@coastdweller69

2 ай бұрын

was pretty obvious when clinton gore won

@tomn8tr

2 ай бұрын

Do you remember how patriotic Americans, government and businesses were then too? I can't believe how much things have changed.

@karlnordinger5968

2 ай бұрын

@@coastdweller69 Politics is irrelevant - " The Sickness Is The System " , R Wolff [ corporate capitalism isn't for the working class ]

@AstonM6

2 ай бұрын

Same. I graduated in 1977. I pictured a retirement like my parents and grandparents had. I'm now witnessing the degradation of this country and massive shift towards socialism that my father, the ex-military/ history enthusiast, warned me would happen.

If you have good health give thanks daily. Same goes for a loving family. Without them life is rough.

@SunofYork

2 ай бұрын

They love you so long as you are flush

@justinb198

2 ай бұрын

Need a reason to go to work these days when all salaries go down to the drain thanks Biden for inflation !

@bill9923

2 ай бұрын

@@SunofYork and in good health

@SunofYork

2 ай бұрын

@@bill9923 "Grandad can you make noise like a frog ? " Why ? "Coz mom says that when you croak, we can all go to Disneyworld"

@SunofYork

2 ай бұрын

@@justinb198 So lets all vote Fascist with Putin's wishes eh ?

Sorry you haven't met any doctors who care, and I mean that sincerely. As a surgeon, I am fully invested in my patient's wellbeing. There are definitely serious issues with today's medical system, but there are a lot of us who care very much and are as frustrated as the patients. It's the corporate practice of medicine that has turned it into a factory. Thanks for your videos. I always enjoy them.

@zackg5046

2 ай бұрын

Thank you for what you do. Much respect.

@nightengale2123

2 ай бұрын

I am a now retired R.N. and practiced nursing for 44 years with the last 21 of those years worked in primary care for the VA. Most of the internists I worked with jumped through hoops to provide the best possible care for their patients which was not easy working for a totalitarian Uncle Sam agency that treated the physicians with zero respect. It was all about the bottom line.

@ariesqueenofswords7935

21 күн бұрын

Good believable doctors that have the best interest of the patients are hard to find . I also work in the healthcare field, I went to the doctor not too long ago because I wanted to get a trigger point injection and I came out of the appt with the doctor telling me that I have psoriasis arthritis, she ordered a bunch of 💩 that I don’t really need. I had this because of sitting many hours in front of a computer/ bad posture , anyways I walked out of her office with same problem no trigger point injection and with a bunch of blood work and X-rays of the whole body. I have a decent health insurance because, I work at the hospital . When I was told what I had to pay for all those test I said. Cancel all my appts, I will mange the pain by myself! It is ridiculous. You go for one thing and come out with another, and complete disregard for the chief complaint, the health system is a piece of sh💩. I know what the signs and manifestations of psoriasis arthritis are, and I don’t have any therefore I refuse to do all those tests.

I am currently in my 60s and This is no time to taper retirement savings. I want to max out my retirement contributions and I also have another $200k in a savings account that i want to invest in a non-retirement account. Should i put it in a HYSA or buy stocks?

@greekbarrios

Ай бұрын

Research dividend aristocrats and choose six to ten companies with over 25 years of dividend payments. Consider working with a financial advisor to build a strong portfolio.

@kansasmile

Ай бұрын

It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $30k passively by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.

@gagnepaingilly

Ай бұрын

in times like these, it's crucial to be cautious and not rush into the market , Who is this your FA , my portfolio needs urgent attention , been a lot of loss.

@kansasmile

Ай бұрын

*Jennifer Leigh Hickman* is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

@Lewyn298

Ай бұрын

I appreciate it. After searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get. A call has been scheduled.

Just like no Ford F150 is worth $100K, no house like whats on that street is worth $1M. There are only so many people who can afford that, and most of them have their property already. So, keep them. Just like we dont have to buy overpriced cars, we dont have to buy overpriced houses. We not only cant afford them, we dont want them. We are just tired of the games; we dont want to play anymore.

@analyticalhabitrails9857

2 ай бұрын

It's called, socialism baby. People are so, so blind to see. Again, it's just like the frog in the boiling hot water....

@jefff8130

2 ай бұрын

Seriously

@BTC909

2 ай бұрын

1 Million huh? Does it have a insulated attic? No. Does it have solar with battery backup? No. Heated driveway? No. Wired for internet? No. And so on...

@gregpellicone5041

2 ай бұрын

👏🏼 💯💯💯

@dyates6380

2 ай бұрын

Right. I guess you can't give UAW employees almost a hundred dollars an hour (including benefits, obviously) and sell a truck for fifty grand anymore. Just like you can't usher in 12 million illegals who need a place to live without thinking landlords and corporations aren't going to snap up anything and everything available for the HUD money to start rolling in. I'm in total agreement with you buy the way as far as the car and truck prices go. That industry will be dead in ten years. The problem is, yea, you can take public transportation or keep your older car. Unfortunately, rent is about to skyrocket even more than it already has the past few years, and unless you want to live in a tent city in California somewhere, it's going to reach us whether it's rent, mortgage or taxes. Unavoidable, so we have to keep "playing" the game. We have no choice. The marxists are in charge now. Real estate prices go up and RENT will, obviously, go up too. Factor in all of our "new Americans" who the taxpayers will soon be housing with all kinds of new "apartment complexes" going up all over, and you think rent isn't going to be MORE expensive than an average mortgage? I'm not referring to just the ridiculous home prices Michael is showing in this video, but look around the entire country. There is a reason NO ONE can afford housing anymore. All part of the great reset. You and I will see a much different America than the one we grew up and prospered in as "regular" and middle class people.

I'm 58, grew up in the largest city in my state. 25 years ago I had a house built 50 miles outside the city. Now I have zero debt and still live in the same house. Happy as can be. This was done working in a factory with nothing but a high school diploma.

@psizzle8541

2 ай бұрын

boomers truly were living life on easy mode

@SpiKSpaN-ei6zq

2 ай бұрын

​@@psizzle8541 and some people will try to debate this. 😂

@shaunpearce6846

2 ай бұрын

Yes, they worked hard to find happiness. We work hard to survive.

@FreedomTravels720

2 ай бұрын

How many countries have you traveled to 😊

@esteban1487

2 ай бұрын

​@@psizzle8541You're high, Gen Z.

I'm 69 yo. Retired last year. Didn't think I'd live this long (parents died young). I get 2300 a month SS. No debt. I'm moving to Las Vegas to live with my 66 yo retired sister and her 2 cats and will pay 700 (half, though she didn't ask for anything). I'll drive my car (Austin to LV), taking only my bike and whatever I can fit in 4 boxes. I'm still healthy and don't mind working a part-time job, like cleaning, if I need any extra cash. My family, who are doing pretty good and are happy, will stay in Austin though they know they are welcome to move to LV anytime.

@johnmounsey5342

2 ай бұрын

Getting very bad in LV

@mentak2593

Ай бұрын

@@johnmounsey5342just curious- bad in what way? We are considering a move so if you can elaborate I’d be thankful- don’t want to move somewhere worse

@92tube88

Ай бұрын

@@mentak2593it’s fine in LV relative to a lot of places in the U.S. - some people just get off on saying things are bad. The place is still growing like a weed with new development in nice areas. The general rule you want to know about moving to Vegas is it gets nicer points west and points south. There are some exceptions but you can’t go wrong in the newer parts of Henderson and Summerlin. Southern Highlands also nice.

@supernova11711

25 күн бұрын

This sounds lovely and you and your sister are lucky to have each other! Life is easier when you have someone to do it with and that person doesn’t have to be a partner.

My late father retired from new York city at 42.he had a pension for 47 years,let that sink in.he never really knew how lucky and easy he had it.😮..

@gregorylyon1004

2 ай бұрын

New York City is 20 years and out with a pension for cops

@francismarion6400

2 ай бұрын

And New York is always in the hole. It's why they always need a Democrat president to change the tax law so they can deduct their State and Local taxes from their federal liability.

@rasbot2

2 ай бұрын

My mother retired from NYC union job after 20 years and still collecting pension 30+ years later.

@annmarie1689

2 ай бұрын

@@gregorylyon1004 its 25 now

@user-vb8yf8be3l

2 ай бұрын

Gov has destroyed this country

My neighbor and his wife are retired. They are probably in their 70s. He recently started driving for lyft. So sad...

@Owellywell

25 күн бұрын

Hopefully they vote

With $860,000 in Bank CDs earning 5.55% I REFUSE to buy the Dream Corvette that I wanted for $32,000. I can just live without it.

@MrCPPG

2 ай бұрын

I used to want a Corvette, but I asked my future self if it made any difference in my life. None of the old folks were impressed he told me. It never got me laid because, for the hypergamous gals, a Ferrari was the entry level. It was more in maintence, insurance and gas.

@marblox9300

2 ай бұрын

@@MrCPPG And if it needs to go in for service they will charge a lot (been there) and if it turns out to be something significant they will charge you a fortune. It's just too scary . Having money doesn't mean throwing it away makes it any less painful.

@healthyone100

2 ай бұрын

you have alot of will power good for you 'i'm the same way i can afford to buy a newer car but i won't, i just don't want to give this fucking state the sales tax on a newer car so i leave the money in CD's!

@gregh7457

Ай бұрын

marblox9300 Its not a good idea to post those big money numbers in public forums. the email associated with your youtube acct might get hit by phisher emails or pswd/token stealing malware

@marblox9300

Ай бұрын

@@gregh7457 I mostly delete all my emails. On a rare occasion I get one that actually means something.

Yeah right... "Restaurant jobs have more flexibility," like having to work weekends and holidays, no paid sick days, no vacation days, no health insurance, and on-call on your scheduled days off... and you can be fired without cause. Sounds great.

@SpiKSpaN-ei6zq

2 ай бұрын

😂😆🤣

@rickmaurer8726

2 ай бұрын

Love listening to dude bros talk about how awesome working a minimum wage $hit job was or how they are so successful.....so why aren't you still working that job and why aren't you doing your vidoes in a mansion instead of your car or in the street?

@barnabusdoyle4930

2 ай бұрын

You just described a job in nursing, not in the restaurant industry.

@user-vb8yf8be3l

2 ай бұрын

What is a good job working for Gov

@barnabusdoyle4930

2 ай бұрын

@@user-vb8yf8be3l If you’re talking about pay, it’s a regulatory job that you can collect bribes at such as a county clerk, police officer or inspector.

My parents never gave me an allowance. They could not afford it. I was very independent, started working at age 15. However, i know a woman who was given a regular allowance of $10,000 a year. Her parents also bought her a brand new car. When they passed away, she inherited a sprawling ranch style home and 1.8 million dollars. The house was repossesed because she never paid any property taxes and she blew through the money in 4 years and never worked. Now she is broke and no mommy and daddy left to help her. Better to be independent and work for every penny. Dont spoil your kids!

@SunofYork

2 ай бұрын

Agree ...I spoiled mine and now they are not working for 30 years and clawing at me... NOW I SAY NO !

@johgndavis8159

2 ай бұрын

They should have set up a trust fund for her and hire a fiduciary . Stupid parents.

@autobotdiva9268

2 ай бұрын

Independent at 15 is narcissistic abuse

@debrarolland1704

2 ай бұрын

Sad 😔

@sgist7824

2 ай бұрын

This story resonates with me. I started work at 15, a family member inherited a lot of money. He had uni education too but blew through all the money in 15 years. Sadly now in his 50s no assets, really hurts to see.

As a doctor working in South Florida I have to say that everything you said is so true

i retired 4 years ago, Covid shut the world down a week after i retired so i had to wait 3 years and i finally moved to Guatemala. Best thing i ever did. Great weather and affordable housing

@thunderresistant

5 күн бұрын

Have you visited the Lago Atitlan btw? It has some stunning views with that volcano

@mastersr1956

5 күн бұрын

@@thunderresistant yes been there a few times, i love panarock

@thunderresistant

5 күн бұрын

@@mastersr1956 awesome, wish you the best out there, my friend 👌🏻

1.4 million is criminal for that house.

@Alex-jx5bx

2 ай бұрын

It is ribbery🎉🎉🎉

@rickg882

2 ай бұрын

It's the market! What people are willing to pay that sets the market and what surrounding properties sell for.

@daMillenialTrucker

2 ай бұрын

​@@rickg882well for us poor people it's criminal 😂

@Gamerz00760

2 ай бұрын

22,000 for annual property tax is criminal

@johnnyonthespot9370

Ай бұрын

There’s a house in South Carolina in your budget

I see alot of seniors working at Walmart.

@SpiKSpaN-ei6zq

2 ай бұрын

Lowe's and home Depot too

@autobotdiva9268

2 ай бұрын

Transportation in Miami Florida

@carolineasebrook6643

Ай бұрын

So sad

@irisnunez5741

26 күн бұрын

No poor senior can retire 😢

So true…I have 3 degrees and worked as an IT professional…..the degrees maybe got me in the door but today it simply doesn’t matter as IT people are basically contractors.

Minimalism, downsizing, let go of your wants and attachment and financial education is the way to go ! There is no other alternative. I am 37 and ready to retire with this wisdom !!

We can only be expected to do so much. This system is not only corrupt, it's failed.

@stevenphillips3466

2 ай бұрын

yet the CNN watchers keep voting for the same system

@analyticalhabitrails9857

2 ай бұрын

As designed.

@craigbrison4241

2 ай бұрын

Is it time to pull it down yet? Or shall we starve first?

Here's another point of view. Youth and time is everything. I'm 66. My wife is 65 and recently disable. We have plenty of money. But, if we could be broke and 25 again, we would take that deal in a second.

@SpiKSpaN-ei6zq

2 ай бұрын

That's why millennials and Gen z are dropping out of the workplace. Why work when you'll never own anything anyway!? No marriage no kids no stressful job 😎

@justinb198

2 ай бұрын

The truest words. Time is all we have and it’s limited. Why waste too much of it to support the 1% and the useless shameful corrupted government 😮😮😮

@imbubaroots

2 ай бұрын

Agreed

@TheUtuber999

2 ай бұрын

@@SpiKSpaN-ei6zq I might be wrong but I think he's saying he would trade it all for physical youth and vitality.

@JohnSmith-zi9or

2 ай бұрын

@@SpiKSpaN-ei6zq You completely missed his point. Population decline and lack of family is a recipe for disaster. You're going to regret that.

For young guys. Quit school at 16, start your own construction business, save every dime you can, sell the business when you are 30 and retire in Thailand or the Philippines where you can live like a king and find a beautiful and loyal woman. Forget the US. I'm 73, and if I had to do it all over again, this is my advice.

@user-nj3mp9jh1r

26 күн бұрын

Not the Philippines,they may be unstable soon.

I have stopped all kind of retirement funds. 50% of people die without using their retirement funds. Fucking sad. I invest, I trade, I pay taxes, I will probably never retire, but I will always have money and live normally. Retirement funds are one of the biggest ponzi schemes invented, alongside fiat and inflation.

@marklane870

Ай бұрын

Buy Bitcoin instead 🎉

@joannesaltfleet2071

25 күн бұрын

I know lots of people who have died young and never got the supposed golden prize of retirement! I feel those who I know that died young have gone to better places!

50k for a Toyota Tacoma, just like 15 minutes ago they were 18k. Toyota Tundra 90k lol crazy town. WHO's buying this stuff?

@thedude8526

2 ай бұрын

I bought my dad's 2017 Toyota Tacoma SR5 for 20k. That's the most I will likely ever pay for a vehicle. Can't imagine paying 50k for a basic truck these days.

@marklane870

Ай бұрын

Finance everything era

@ronweasley4767

15 күн бұрын

lol and how much for a Ford or Chevy?

@greensandbeansgaming1358

15 күн бұрын

@@ronweasley4767 A Ford Maveric 26k new. Hyundia Santa Cruz at 26k too.

A master's degree has been rookie numbers for a very long time. You need a PHD and a masters to fully feel horrible when you can't afford to retire.

@faustinreeder1075

2 ай бұрын

Savage post. Lol

@blackwatertom3282

2 ай бұрын

I see that a lot in Physical Therapy they want a PHD!

Baloney. School is never a waste. I missed out on a great job because I didn't have my B.S. yet. A friend just has to finish his Associates and he'll have get a big raise. And we're both 60. So stop telling lies.

Imagine going to college for 4-5 yrs, getting a STEM degree, and breaking even just renting an apartment. And you have $100,000 in student loans

public education in the US gets worse every year the productivity is negative

@desertsunset8025

2 ай бұрын

The gender agenda is horrific . No way would I gamble on my child's life like that.

@dertythegrower

2 ай бұрын

Bidenomics, eh...

@user-ol5rj8qn9o

2 ай бұрын

Just like the US government.

@compugasm

2 ай бұрын

@@dertythegrowerSo, this is what growing from the bottom up, and the middle out looks like.

@BruceLee-xn3nn

2 ай бұрын

But everyone that graduated after no child left behind thinks they're intelligent!! Lmfao 🤣

How stupid is it to send a kid who knows nothing in to a college with a culture of drinking and partying, and expect them to find their way. It's like an extension of high school, but with a huge bill.

@stevenphillips3466

2 ай бұрын

College is for children of the wealthy that can pay for their college tuition and have No college debt . IF you go into debt 80 K for a low value degree...Your a FOOL

@justinb198

2 ай бұрын

College is the new high school. So is Congress….. well maybe more like an assisted living kind of home 😂😂😂😂😂

@treesnmoguls

2 ай бұрын

Depends on the kid...I also doubt it's a culture of drinking and partying anymore...most kids are staring at their phones more than anything...

@chm9935

2 ай бұрын

Most of them now ₩0k3 hellholes. Colleges have been seeing a big decrease in male students bc men looking at alternatives that yield am ROI and little debt

@adelefortin6913

2 ай бұрын

Drinking, partying and drugs when you're going to college is called the American way. Ain't that wonderful? Not how they do it in Europe or Asian schools/ colleges were they actually learn something

I think 1 good way to not spend so much on your kids college is to send them to a community college for the first 2 years. Then if they do well you can send them to a better school, but no need to send them to some expensive college. That can be some big $$ you aren't wasting away, you will be happy when you're older.

@ddphotoadventure2657

2 ай бұрын

Yep thats what we did

@scotmandel6699

2 ай бұрын

I would never pay for a child's expensive education if I could not afford it and certainly would not go into debt to do so.

My boomer parents are freaking clueless and I’m a conservative. I pray I’m never so sheltered that can’t relate to my own children. They bought a home for 120k and sold it for 600k. Got the gold watch, 401k, 25 years in corporate America, SS and 15 Doctors appointments per month paid for by Medicare. Absolutely clueless how good they have it.

@gregh7457

Ай бұрын

what do you want from them? empathy? an apology for having a great life? At their age would "having a clue" really matter?

@MathiasMatzat

Ай бұрын

Sounds like a "normal life" for a period not long ago.

@beezneez2056

Ай бұрын

Medicare isn’t free! Part B plus a medigap plan, plus a drug plan can easily cost $400 per month…. plus you still pay for meds, and copays for doctors visits.

@ronweasley4767

15 күн бұрын

Boomers are addicted to going to the doctor

The rhetoric in the school system is go to college get a job. Kids are going to college with no actual direction and ending up with useless degrees in fields they aren’t passionate in. I decided to drop out of college and enter the technical field. I spent 5 years gaining experience at different jobs. Now I’m an engineer and can find a job whenever. This path should have been shown to us as kids

@sarahann530

2 ай бұрын

So you are an unqualified engineer

@shaunpearce6846

2 ай бұрын

It might be an engineering title but not professionally licensed, which is acceptable when working at a firm under a licensed engineer.

@tonygarcia2591

2 ай бұрын

Doesn't matter what field they'll be replaced by h1 Visa tech and doctor surgeons who work for 45% of an American asking salary

@stevenbrenner2862

2 ай бұрын

Truer words…..

@FreedomTravels720

2 ай бұрын

That and financial litteracy the divorce racket and the criminal tax scams 😊

Work until you die.. depressing. Assuming you have a job. This economy is completely broken unlike anything I have ever seen before.

@analyticalhabitrails9857

2 ай бұрын

Its not broke. It is working exactly as it should!! It's by design! This is NOT by coincidence!!

@williamdahl3318

14 күн бұрын

Bidenomics. Let's go Brandon!

I work a PT job on the weekends. Two guys I know working there in their 70s died. I went to their funerals. It seems to me that retirement is now only for the rich. It isn't obtainable by the middle class anymore.

@JoesIceCreamCone

2 ай бұрын

That’s sad 😞

Teaching at the college level requires a master's degree, which often means taking on massive student debt. Doesn't make sense. System is broken

@StormyMonday0896

Ай бұрын

Got my masters degree with no debt

I live in cocoa beach I made 85,000 last year serving. I never went to college barely graduated high school. I’ve been a server for 10 years and had a roommate and saved money. I’m by far ahead of ppl I know with degrees

@hvaball150

2 ай бұрын

College doesn't pay off in 10 years. Check back at 55 though...

@deep6301

2 ай бұрын

Roommates are a challenge, especially when old.

@user-je5nn2lq5j

2 ай бұрын

Tipping is out of control.

Trades take a big toll on your physical health. Shoulders, knees, hips. Carrying heavy burdens, kneeling on cement, ladder work, etc. You could end up having to find something else while still young with health compromised.

@JB-pd3ir

2 ай бұрын

Very true! In such a case you must move into a supervision role by mid 40s at least so you do not have to have such hard labor on your body.

@healthyone100

2 ай бұрын

i was a drywall taper always on stilts and picking up 50lbs buckets of mud but i loved it so that made it easier, i'm 73 retired but went back to work driving a school bus, i live on my SS check and save my pay check, no debt my house and car payed for so i can't complain, my lot rent is really low landlord is a great guy not greedy at all, i'm not going anywhere but i know millions are just barely surviving!

I’m 71, retired 10 years and loving it. Service, college, work, kids, homes, vacations. Been a great life.

Hello Michael!! :)- I just turned 51 last month and I thought that by now I thought that I might of owned a house by now, maybe have a few kids and be married by now. I have none of those and I am now considering becoming a nomad and just traveling as apparently the American Dream has now become a "nightmare". You can thank the wonderful idiots that are running this country into the ground and nobody sees what is about to unfold!!

401 k is a joke when market fall all your money you work for and saved is gone while the one percent take your 410 k😮

@MrCPPG

2 ай бұрын

S&p 500 has returned on average 10% over time. If you panic during a downturn, you'll lose. I am not in the one percent and my single mother upbringing we sure weren't rich. I EDUCATED MYSELF on investing. Read lots of books, watched lots of videos. I am no Warren Buffet but I do have a net worth north of $1 million. No one in my family had any experience with it, we aren't in the one percent. There are thousand of videos on youtube where folks break down all this. You do not get rich quick. Live below your means, consistently invest over time. I went through the cynical phase too. Save 15% for retirement, keep an emergency fund so when emergencies happen you won't turn to your retirement. Watch Dave Ramsey. Stop spending money you don't have to buy things you don't need to impress people you don't care about. "Compound interest is the eighth wonder of the world. Those would understand it collect it, those who don't pay it" - Einstein.

@ctrlz4439

14 күн бұрын

Add hyperinflation , and all you life savings may be gone.

These young kids graduate from college with a 100,000.00 /200,000.00 loan on their back How do they get ahead? They don’t!!!!!

@craigbrison4241

2 ай бұрын

Anywhere the government throws money becomes a useless boondoggle. Look at how shit our Healthcare is getting.

@Liz-wz8dh

2 ай бұрын

That's very rare. The average debt is somewhere like 20-30k, which is still alot, but nowhere near the numbers you're saying.

@garethwilliams4467

2 ай бұрын

come on they are 18 when the sign up for the debt. They are adults

@extcatgas

2 ай бұрын

Well…..they signed the dotted line!

@k.dermer2168

2 ай бұрын

I am retired engineer with advanced degree. It was the time for that. But if I were 18 today, I would go to liberal arts college because I love learning, but I would at same time, apprentice as electrician. No way would I waste time on working for a company. By age 25, I would have zero debt, a union certification, and would be starting my own contracting biz. AI will replace engineers, but there are no robots that will crawl into attics to rewire a house, LOL. Any dirty work or specialty work will pay big time because nobody under 50 knows how to change a light bulb. (Well, ok, I exaggerate.) The point is, I would make 5 x what a PHD in electrical engineering will make, as a grubby electrical contractor. College is no longer the way to success. Too many intellectual jobs will be lost to AI. Become a plumber or an electrician or a carpenter or a gardener or a dentist or anything that requires intellect AND physical labor.

Trade schools are looked down on. Those professions are not encouraged and that's really terrible. Because they are needed. Every single house has plumbing, electricity. Many of them have air conditioners. You're gonna need these people. And they pay really well.

Universities serve a dual purpose. 1. Social engineering/ propaganda. 2. Create docile employees.

@dman9416

2 ай бұрын

Remmember that when you see uneducated shovelling dirt outside in the winter.

@Peter-tk6rm

2 ай бұрын

@@dman9416 Your point is ??

@markpitchford7375

Ай бұрын

indentured servitude.

I took the military route. I received a free college education, with a Master's Degree. With a monthly salary, as a commissioned officer.

@UNCIVILIZE

2 ай бұрын

But the high risk was that you could have been killed.

@SunofYork

2 ай бұрын

@@UNCIVILIZE percentages are in his favor

@jamesbecker3420

2 ай бұрын

​@@UNCIVILIZEYou can get killed crossing a bridge these days.

@scotmandel6699

2 ай бұрын

@@UNCIVILIZE Many officers and enlisted never see a war zone. I deployed to Saudi for 3 months in 1994 during the time between gulf wars.

@LIVdaBrand

Ай бұрын

@@scotmandel6699until you do😂😂😂🤷🏾‍♂️

I dropped out of college in my sophomore year and started my own business 48 years ago when I figured out that working for someone else is just a living. Sold my business 3 years ago and retired very comfortably! It was hard with many ups and downs, but well worth it.

I am a teacher in Miami, there is no way Jenovive did not have access to the cost of living and a Dade or Broward pay rate. No one in their right mind would become a teacher (or a cop) now a days. The work conditions (abuse from students, parents, politicians, etc) is awful and the pay is not sufficient.

@johnnyonthespot9370

Ай бұрын

Most people become teachers as a fall back career. All good teachers are underpaid what isn’t talked about however is how may bad teachers are over paid or people who fell into teaching because something else didn’t work out and are now teaching as a last resort.

lol as a 30 year old , I don’t know ANY people getting money from their parents. Our parents are in the same boat as far trying to make ends meet so idk about that half number they keep throwing around. That’s gotta be a “my parents are rich “ thing.

So many are now dipping into their retirement funds to prevent foreclosure.

@SpiKSpaN-ei6zq

2 ай бұрын

​@DonLicu. and he's absolutely right. Retirement was for boomers by boomers. We get to work till we simply can't, and have to fall back on our savings. If you have no savings then you will die on the job. Simple

@murrayterry834

2 ай бұрын

​@@DonLicualameanwhile most peoples 401 ks are in part controlled by blackrock or vanguard. was it him or leon black tied to eggstain island.

@brendaechols5929

2 ай бұрын

I just want a steady job so I'm not jumping from gig to gig always desperate to pay a bill on time. It burns u out. Can't imagine living like this forever.

@SpiKSpaN-ei6zq

2 ай бұрын

@@brendaechols5929 I usually only last a while before I get bored, or they screw me over, then I just move on to the next....I'm a schizo so that might be why!?

If you dont know already, the real estate market is triply inflated. These homes( insert your area) are NOT worth the price.

@Mark-pb8kj

2 ай бұрын

They printed over 3x the money supply during covid. Maybe you didn't get it, but someone did. They will buy the houses.

@DiscipleofHim

2 ай бұрын

The market is overpriced and the number of houses on the market say otherwise. The exception is the million dollar homes the ultra rich can buy. I personally am okay but the houses here around me are not worth 330,000.

@Mark-pb8kj

2 ай бұрын

@@DiscipleofHim You got it backwards the $330000 is not worth the home anymore.

@kathyfinan6014

2 ай бұрын

Bidenomics.

Teachers are not paid enough, but administrative positions are overflowing. Brain drain is real.

I agree with you 100 per cent.People especially younger generations don't like to hear or talk about this subjects,many are in denial mode.

There are too many Dumb Degrees.

@dertythegrower

2 ай бұрын

i agree and i wasted time and so much at it.. for IT.. and most good trade skills like electrician or plumber is less time and effort and money to get into, and you can do that in any place on earth

@darrellbaker-er1yg

2 ай бұрын

You got that right?

@vinniephillips452

2 ай бұрын

Totally agree.

@murrayterry834

2 ай бұрын

like sam bankman fried ,his parents and his girlfriends parents.

@nogames8982

2 ай бұрын

The colleges make it sound like you get a degree in basket, weaving, and you're gonna have a career in that and make a great living. They lie through their teeth. There are still college degrees that are worth getting but I would say probably 75% of them are worthless.

When I was young I lost both parents, learned real quick to work, work and work. College wasn't an option. I am grateful for learning young. Old and debt free😊

$111,000 & $6,300 in property taxes is insanity. Midwest in $300,000.00 home, taxes are $1300.00 annual. Florida WAY TO EXPENSIVE and ALL COASTAL AREAS prices are off CHART!😮😮😮

So when I was in college, just finishing up a double major one of my professors wanted me to get my MSW. I went to the school library (no internet yet) and looked up salaries for social workers with MSW. Nope. 30k max for all that school? Nope. Students today don't know how to think critically. Honestly.

Yep, that's what my granddaughter did! She makes more money waiting at a restaurant than in the field that pursued. What is wrong with that picture?!

@thedadyouneverhadchannel3544

2 ай бұрын

That she’s naive and gullible???

@gregorylyon1004

2 ай бұрын

College degree doesn't pay

@stevenphillips3466

2 ай бұрын

Was her degree in STEM or MEdicine? or a BS degree for party girls ?

@francismarion6400

2 ай бұрын

Her dad didn't educate her on the TRUE value of a higher education! lol

@irritatedkitty7301

2 ай бұрын

Chicago teachers get paid very well, and their retirement is extremely high to the point of being ridiculous.

Some colleges are now $90k per year! That should be for four years, not one.

@ronweasley4767

15 күн бұрын

Which college is $90k?

Education is a for profit BUSINESS at ALL levels 1st grade thru college.

@highbrass3749

2 ай бұрын

Everything is. Including organized religion.

@AB-wg7qe

2 ай бұрын

Bold😂

@faustinreeder1075

2 ай бұрын

Colleges are nothing more than hedge funds disguised as institutions of higher learning. Don’t go to college. It’s a scam.

@justinb198

2 ай бұрын

It’s a for-profit disguised as a non-profit taking advantage of student loans😂😂😂

@kellybrandon1179

2 ай бұрын

Deep down to corporate America's subterranean world

"Death is no excuse to stop working" - Cabal Overseer, Magic the Gathering

My husband worked a tech job for a few years and decided to take advantage of there offer of free college if you keep at least a C average. He went to school during the day part time and worked second shift for his tech job. It took him four years going part time but he graduated with an A in machining. He got his dream job where they handed him a print and he went and created the part. He retired early four years ago and life is good. Only wish others didn't have to scrap by with this terrible administration that is going on now. It will be changing in November!

@scotmandel6699

2 ай бұрын

I'm 100% Trump but can't see things improving much if at all prices never go down once they are high.

@ronaldellis3229

Ай бұрын

Don't hold your breath. Between the swamp, the deep state, and the WEF, there is no way they are going to let Trump or any republican anywhere near the WH. imho of course...

We lived in Florida for years, loved it, had to move back up north for family. We planned on moving back and continuing working in our 60's. But pay rate is much lower in Florida and expenses much higher due to insurance, taxes and healthcare. If Florida doesn't get it together before we move , we are moving over seas and learning a new language.

@dertythegrower

2 ай бұрын

inner counties, and drive to the beach..

@08turboSS

2 ай бұрын

Yup. Avoid the beach areas, go 15-30 mi inland and stay away from large lakes about a mile or so. Its cooler at night too inland and the humidity is actually lower when it gets hot vs the areas near the near ocean areas which retain humidity when hot >> (under 5 mi) and theres lots pf people moving to various Carribean islands and polynesian islands and Costa Rica, Panama, Ecuador, Guyana, Suriname. Just remember that a lot of Carribean is rules by UK like Canada.

@personalfreedom7843

2 ай бұрын

DeSantis needs to handle the insurance companies

@wanda520

2 ай бұрын

Try South Carolina

@SpiKSpaN-ei6zq

2 ай бұрын

Belize is great for retirement from what I hear

A married couple can retire if they plan it accordingly. Follow these guidelines. 1. Pay off your mortgage 2. Pay off your credit cards 3. Move to a lower cost of living location. 4. Have health insurance plan. 5. Negotiate prices

@loblowry6282

2 ай бұрын

3. Move to a lower cost of living location >>> back to your parent's home is the lowest cost of living location!

@duancoviero9759

2 ай бұрын

1) bullshit 2) possible 3) bullshit 4) out of your control 5) bullshit

@thedadyouneverhadchannel3544

2 ай бұрын

Haven’t dated a modern woman lately huh? You’re living in the past.

@Boobotz53

2 ай бұрын

Generally, lower cost of living areas, jobs are low paying.

@debbiec6216

2 ай бұрын

✔ on each one. I had my plan since, I been 18 years old and investments , short and long term. No regrets.

I got a MBA in a New England state from a local school, applied to 140 jobs, tracked all of them, had 10 interviews, got 4 offers with the highest being $46,000/ year. The system is finished.

You are AWESOME. I love that you’re laying it all straight out.

Student loans guaranteed by the government = predatory lending. People are told their whole lives you need to go to college. Most kids don't have a plan. Most classes that are intro classes are just an introduction to the topic but not career choices with salaries and all the requirements for it. All intro classes should have all of that criteria so social worker wannabes know the salary is shit so even though the field is noble it's not really financially viable. By the time most kids figure out their path they will have multiple semesters wasted where those classes aren't going to matter. That's predatory.

@debbiecreter2005

2 ай бұрын

Interesting that you brought up social work. I was in that career for 20 years from 1978 until 2008, with periods of unemployment for some different life circumstances. I started at a salary of $10,000 and ended at $34,820. Most of my employment in social work was at county agencies. Two of these places froze raises and cost of living increases for several years. They also rewarded us productive workers with more cases. Social work is socialism in the work place. So no matter how hard you worked, you got paid as much as the other employees in your positions. That was the reality.

@barnabusdoyle4930

2 ай бұрын

The need to abolish many practices by colleges and businesses such as college requirements for you to take elective classes, which is a waste of time and money for the student. Ban the practice for businesses to require a 4 year degree for a position without specifying what degree you need to have. If you will take any 4 year degree, it means the job doesn’t require it.

@PseudoNym100

2 ай бұрын

@@barnabusdoyle4930 agreed. Kind of. In general, companies that list a degree requirement without specifying it are just using it as a gauge of competency and commitment. I don't know if it's good practice for the government to be able to say what companies can and can't look for. I definitely agree that generals shouldn't be part of a degree. Most of those classes aren't different than what's required in high school anyway.

@PseudoNym100

2 ай бұрын

@@debbiecreter2005 you probably did great work and helped a ton of people. And not everyone can do that kind of work, which is an intangible skill. Unfortunately, governments and corporations don't much care for intangible skills.

@debbiecreter2005

2 ай бұрын

@@PseudoNym100 I appreciate your kind words and compliments. I felt driven by God to follow this career path and the desire for service to others. No regrets despite the low monetary compensation.

Thank you for addressing the realities Millenials deal with. We are exhausted. Student debt not related to the lucrative careers is fiscally irresponsible.

@leaw7653

2 ай бұрын

Xgen is exhausted also. We are being squashed with or without a degree.

@anotheruser5654

2 ай бұрын

​@@leaw7653on top of that the boomers worked us like dogs and kept us from moving up as they sat back and collected big checks.

Great point of view!

Thank you for the video!

I had $120k in my 401k and 90k in savings. No debts. 2008 came along and couldn't find steady work for 6 years in my industry. I hustled working on loading docks and temp jobs to keep my home and family fed. 401k and savings were gone by 2014. I've rebuilt back a fraction.

@rollingdudes8859

2 ай бұрын

I had $30K in the bank and a 771 CREDIT RATING with a $200K credit line!!! 2008 came along and WIPPED IT ALL OUT!!!

@brentlorrilliere6057

2 ай бұрын

Thanks for posting this. There were people who bought simple primary residences in 2006-2008 that instantly lost hundreds of thousands of dollars instantly because of the so called "bad lending practices" of banks. This was just 5 years after the 2000 tech bubble, and the biggest accounting scandal in US history (Enron / Worldcom). So many people were wiped out in this 10 year period, because of a series of black swan events...or at least that's what "they" want you to believe. All of those events were planned to control something...and here we are again. The current run up in assets prices (stocks, bitcoin, houses, cars, food, gold) is once again being done to manipulate people. They want you to FOMO into these assets, and if they push them high enough, you will concede and buy them. Then when they drop the bottom out, and you are instantly out hundreds of thousands of dollars. rinse repeat.

@insomnia9999

2 ай бұрын

How old were you in 2008? I graduated college that year and my whole work experience has been terrible

I've accepted the fact that I'll never retire. My generation was lied to, and I've wasted years of my life and tens of thousands of dollars getting useless degrees. Now, I'm just hoping to find work that I can do until my brain stops working. I'm not even sad about it anymore. I just exist.

@SpiKSpaN-ei6zq

2 ай бұрын

Welcome to my world. Just don't try to drink yourself to death like me 😮

@rasbot2

2 ай бұрын

ESL instructor overseas.

@alurrix3676

2 ай бұрын

That's very hard to read, do you really are like that? You need a change, or two or three...until you are happy with your life, on the contrary is no life at all.

@Liz-wz8dh

2 ай бұрын

I think millions of Americans feel the same way. You just don't even think that far into the future because right now and the near future are already pretty bleak to handle.

@redtiger7268

2 ай бұрын

@@alurrix3676 We all just exist. Unfortunately the vast majority of us have been reduced to nothing and never being able to build a future.

Its truly informative analysed, I am very impressed

My son was home schooled. He didn't go to college. He's 24 and making well over $120,000.00 a year. Not too bad for a 24 year old kid.

@appleforever6664

2 ай бұрын

What does he do for a living?

@debbiec6216

2 ай бұрын

Save the money .

@wifiunove1650

2 ай бұрын

​He is a union electrician. Or does hvac. High school is enough

@jkgkjgkijk

2 ай бұрын

That's what being in a union does for a young man. Your story is a story of special interest and nepotism. I'm 57 and was self employed as a landscaper my entire life. I look and feel, easily like a 40 year old man. I'll take health and vitality over nepotism and the easy road. I busted my ass and youthful health and vitality is my reward.

@SunofYork

2 ай бұрын

Rent boy ?

One of the rules banks follow in determine a borrower's worthiness is the borrower's DEBT to INCOME ration. If young people have a ton of student loan debt, there is no way a bank if going to lend to them

What a brutal truth. I think one of the most difficult things to change about yourself is your standard of living. Thank you for the knowledge you share.

I can’t find my comment anywhere. Probably KZread didn’t like it. Let me post it again. So I work in healthcare and I went to a doctor from my insurance because I had back pain due to a trigger point l. I wanted to get an injection. I walked out of there with the doctor telling me I had psoriasis arthritis, with a bunch of test and X-rays. I don’t have psoriasis arthritis because I know what the manifestations of this disease are, and the funny part is my chief complaint was disregard. No tp injection . I was told I had to pay 500 for the X-rays. I said cancel everything I will treat and manage my temporary pain at home. 🤷🏻‍♀️ It’s beyond ridiculous. I cannot trust any doctors unless I personally know them. Seriously ridiculous!

It's been great, but the party is over I'm afraid. Cost to own a home, even after the mortgage is paid off, is quite high.

@justinb198

2 ай бұрын

With those crazy property tax, not sure who really owns the house…..😂😂😂

@ronaldellis3229

Ай бұрын

Yes the " American Dream" has turned into the amerikan nightmare !!

My nephew graduated about 2 years ago from NYU actually a year early. He didnt get that dream job he works in an antique shop.

Love how down to earth your uploads are. I'm wayching from Denmark, and what happens in the US, will happen here with a short delay. I fully agree with you, everything is being over-complicated these days! It absolutely sucks!

I moved to the U.K. from Canada. I don’t have property and school board taxes. Only income tax starting at 20% after the first £12.57k income and council charge. In London the maximum is around £2500 per year ( payable by owners and renters)!even if the house is valued at several millions.

Ex-husband has a Masters in Education, I have a 2 year Diploma as an RN. He was 'forced' to retire early (temper). He is now 70 and has to supplement his retirement with part time work at a grocery store. Me? Crushing my retirement with a $1000000 portfolio. Will be 64 soon, 39 years as a RN, no plans to retire in the near future. God has blessed me!

@johgndavis8159

2 ай бұрын

It is a shame for US that people who supposed to educate kids who are our future have ended up like this. Plus work at age 64 👀 You do not know what a good life is for the God sake😂

@francismarion6400

2 ай бұрын

Your retirement can't support the both of you?

@joanncrimi

2 ай бұрын

She is divorced. "Read: EX-Husband!!!🕵️📝💝

@MrCPPG

2 ай бұрын

Congrats, you have earned it. Nurses work their behinds off long hours for not so great pay. Clearly along the line you educated yourself on investing. If you did nothing but keep your money in a money market account, you'd get about $50k interest and nit draw down the principle. If that was in a Roth account, you'd not pay any taxes on that money.

@Cocolicious08758

2 ай бұрын

Worst job

I feel bad for the higher educated who are faring worse in this economy. I make more money with associate's degree in nursing (paid 13k around 11 yrs ago) than I did with my bachelors degree (40k 20 yrs ago). I tell anyone I can make 6 figures with some overtime otherwise I work 3 days a week.

@debbiec6216

2 ай бұрын

Our daughter in law is an RN and she works 3 days a week and make good money $$$, and she can work another 2 days overtime, and they will let her work . I was told by a nurse, there's at least One Million nurse shortage throughout The USA. Our daughter is an Dental Hygienist makes a lot of money ( work 4 days a week ) , if she wanted to work another day or two. There are dentists who's open Fridays and Saturdays in her region.

@alyross2850

2 ай бұрын

That’s what my daughter did. She lived at home and the whole thing cost about 10K so we paid it and she has no loans. Now she makes good money and if she wants to get her BSN, almost any employer will pay for it. Smart.

Michael, you're very bright. Having a realtor's license in Miami is like have a college degree anyway.

The way to end inflation is to end the counterfeiting. Money creation without product creation is inflation. Make investments to survive.

I drove a medical transportation van full time in Portland , Oregon. 100% of that pay might just rent a bottom of the barrel studio apartment. I call this a pantomime job.

@garymensurati1631

2 ай бұрын

Prices the same across the river in Vancouver Washington State USA. It's disturbing.

@disenfranchised2.073

2 ай бұрын

@@garymensurati1631 Time to move to a place where the wages match the cost of living.

@faustinreeder1075

2 ай бұрын

Did you notice that King Inslee has slapped a 4% surcharge on restraint food? My response to that is I reduce my tip by 6%. The wizards in Olympia can shove it.

@faustinreeder1075

2 ай бұрын

Restraint? lol Thank you auto spell. Restaurant. *

@stevenphillips3466

2 ай бұрын

Move...Kansas City Kansas has great pay and cheap housing ....get out of those Horrible Liberal democrat High tax areas

People’s savings get wiped out if they get cancer.

@garymensurati1631

2 ай бұрын

Agree 💯💯

@danielbaird7419

2 ай бұрын

Not true. I got cancer and with Medicare and my private insurance I didn’t pay hardly anything.

@GravityBar231

2 ай бұрын

@@danielbaird7419 Medicare is not available to most people!

@Cocolicious08758

2 ай бұрын

True my BIL had cancer he didn't pay a dime out of pocket with surgeries and chemo

@silvercharm9507

Ай бұрын

Drug companies will often help with expenses. Hospitals too.

Thanks Mich

Thanks for the informative info

Teachers are off June, July and August plus Holidays. In addition, they have sick pay and top notch benefits and pension plans. In my area they start out at 65,000 plus ... Most of them get help with their loans. As they continue their education - they earn even more. It's a cake job except within inner city areas.

@gregorylyon1004

2 ай бұрын

Teachers stay in public education for the lifetime pension

@danielbaird7419

2 ай бұрын

Darn right. Say it the way it is !

@stevenphillips3466

2 ай бұрын

Why is every state at number 48 in schools ranking ?

@autobotdiva9268

2 ай бұрын

Rank 48. So easy to fail

@robnelson6545

2 ай бұрын

It’s probably not a cake job but I don’t think it’s as bad as most teachers make it out to be. A lot of it has to do with your attitude. You can compare yourself with what an engineer is making and think you got a bad deal but I can attest I’ve had to deal with a lot of stress and political things. Most people said they didn’t want to be engineers. I couldn’t be a salesperson or a waiter, social skills was not something I was blessed with in abundance.

GORGEOUS Copernicia baileyana palm - thank you for capturing it in your walk. I REALLY appreciate the diverse landscaping you are able to capture in your walk talks!