Is RFID Protection Necessary? | Understanding the Risks & Realities

RFID protection is marketed by many wallet, purse, and bag companies as a necessity for traveling. However, is it really necessary? In this video, we discuss how RFID works and whether it’s worth protecting your credit cards, IDs, and passes against radio skimmers and thieves.
---
HELPFUL ARTICLES:
- "No, you still don't need an RFID-blocking wallet" (CSO Online) ⇨ goo.gl/JPVH98
- "The Skimming Scam" (Slate) ⇨ goo.gl/vaxRwF
- "RFID Credit Cards and Theft: Tech Clinic” (Popular Mechanics) ⇨ goo.gl/H8auAC
---
PRODUCTS MENTIONED (AMAZON LINKS):
- Alpine Rivers 16 RFID Blocking Sleeves ⇨ amzn.to/2eT0cSR
- Bellroy Hide & Seek (RFID edition) ⇨ amzn.to/2vPqxp4
- Bellroy Note Sleeve (RFID edition) ⇨ amzn.to/2h8d1t3
- Bellroy Travel Wallet (RFID edition) ⇨ amzn.to/2eSDhqQ
---
ADVERTISER DISCLOSURE:
This video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned, and has not been reviewed, approved, or otherwise endorsed by any of these entities.
---
MUSIC CREDITS:
- "Magic Marker" by Silent Partner
- "Microchip" by Jason Farnham
- "I Love You" by Vibe Tracks
---
PHOTO CREDITS:
- Pixabay ⇨ pixabay.com
- "American Express with Blink logo" by Source (WP:NFCC#4), Fair use, en.wikipedia.org/w/index.php?curid=43456408

Пікірлер: 118

  • @PetePuebla
    @PetePuebla4 жыл бұрын

    Okay I was considering a wallet with RFID protection but after watching this video I think I'm just going to go with any wallet I'd like.

  • @TripAstute

    @TripAstute

    4 жыл бұрын

    Glad the video was helpful. Contactless cards are becoming more common now in the US (which wasn't the case when I created the video), but I still don't think it's a real threat.

  • @PetePuebla

    @PetePuebla

    4 жыл бұрын

    @@TripAstute I agree with you. In my opinion I don't believe it's a real threat either.

  • @1piece_forever
    @1piece_forever4 жыл бұрын

    Great Quality man. Keep up! Subscribed.

  • @TripAstute

    @TripAstute

    4 жыл бұрын

    Thanks Akash! We appreciate all the support. 👍

  • @WindowWasherCalgary
    @WindowWasherCalgary2 жыл бұрын

    Great video! Short, informative, helpful and nicely narrated. Thanks.

  • @TripAstute

    @TripAstute

    2 жыл бұрын

    Thank you! Glad it was helpful. 👍

  • @tracybrown4941
    @tracybrown49415 жыл бұрын

    Thank you. Now I understand the difference and can breath more easily.

  • @TripAstute

    @TripAstute

    5 жыл бұрын

    Awesome. Glad the video was helpful! 👍

  • @JosePerez...
    @JosePerez...7 жыл бұрын

    Hi Ernest, awesome review, another great video , keep these coming please !! Jose P.

  • @TripAstute

    @TripAstute

    7 жыл бұрын

    Thanks Jose! I really appreciate it! 😀

  • @stevo728822
    @stevo7288225 жыл бұрын

    And remember, with a credit card, you have a month to challenge the transaction with your cc issuer.

  • @TripAstute

    @TripAstute

    5 жыл бұрын

    Great point. Thanks for sharing! 👍

  • @jamescallahan2985
    @jamescallahan29855 жыл бұрын

    video i'm really looking for thanks :)

  • @TripAstute

    @TripAstute

    5 жыл бұрын

    Awesome. Glad the video was useful. 😊

  • @Cecile2906
    @Cecile29064 жыл бұрын

    Thank you! This was very informative.

  • @TripAstute

    @TripAstute

    4 жыл бұрын

    Awesome. Glad the video was helpful. 😊

  • @ThuzzelBLS
    @ThuzzelBLS4 жыл бұрын

    Great info, just saved me some $$$. Thanks.

  • @TripAstute

    @TripAstute

    4 жыл бұрын

    Awesome. Glad the video was helpful! 👍

  • @angryagain68
    @angryagain685 жыл бұрын

    Here we are at the end of 2018 and I still have two out of three cards that are still "contactless." There really isn't much of a "premium" on RFID wallets for sale anymore. An RFID wallet can be purchased from Amazon for as little as $5.99. (Maybe less if you dig around some) I figure it is very cheap insurances. Not like there is a downside to having the protection. Kind of like using that sanitizer wipe on a shopping cart handle. There is no problem "until there is one".

  • @TripAstute

    @TripAstute

    5 жыл бұрын

    Very true. With contactless cards, RFID protection might be more important. I'm planning to do a follow-up video in early 2019 on the RFID situation and whether protection is now necessary.

  • @BianShaw
    @BianShaw5 жыл бұрын

    I have a RFID wallet and I use contact pay, its mostly for my work I.D. and my truck driving I.D. and licences. In Europe you have 3 different cards (CPC, Tachograph/Digicard and you actual drivers licence) to drive a truck so I find it practical for what I do and it fits good it a cargo pocket.

  • @TripAstute

    @TripAstute

    5 жыл бұрын

    Good to know! Thanks for sharing. 👍

  • @darvinray1783
    @darvinray17837 жыл бұрын

    OMG. thank you for posting this. There are so many paranoid people that think EMV chip = RFID.

  • @TripAstute

    @TripAstute

    7 жыл бұрын

    Thanks Darvin! I totally agree. I cringe whenever I hear someone get an RFID wallet for their EMV chip cards. 😊

  • @EQOAnostalgia

    @EQOAnostalgia

    4 жыл бұрын

    Yeah i'm going to take advice from someone who starts their comment off with blasphemy...

  • @Nooptema
    @Nooptema5 жыл бұрын

    Great video.L ots of great information. thanks

  • @TripAstute

    @TripAstute

    5 жыл бұрын

    Thanks! Glad the video was helpful. 😊

  • @godofthisshit
    @godofthisshit4 жыл бұрын

    RFID has retuned. Chase got rid of it maybe 5 years ago and added the chip but now with Apple Pay, etc normalizing contactless payment, chase decided to add it back. I remember using it and often the clerk didn’t know what I was doing and was intrigued to see it work.

  • @TripAstute

    @TripAstute

    4 жыл бұрын

    Very true! I remember having an old Discover card that had it as well. I'm glad the technology has improved though. I think older implementation lacked encryption and tokens, which is now the standard. 🤓

  • @sengxiong9218
    @sengxiong92187 жыл бұрын

    Great info!

  • @TripAstute

    @TripAstute

    7 жыл бұрын

    Thanks Seng! Glad the video was useful. 🙂

  • @boom-bf6wo
    @boom-bf6wo4 жыл бұрын

    I had several cards skimmed during a layover in Dubai back in 2012. After I got all the charges sorted out, I moved to a rfid blocking wallet. Haven’t had an issue since, even though I frequently travel. Of course, as the video suggests, most of my cards are now resistant to skimming.

  • @TripAstute

    @TripAstute

    3 жыл бұрын

    Thanks for sharing your experience! The old version of contactless was definitely less secure. 👍

  • @Hboogie182

    @Hboogie182

    5 ай бұрын

    New cards ain't secure either. Do your research. The only way to prevent getting skimmed is to block the signal entirely. I feel like all the KZreadrs telling us that we don't need protection are actually skimmers themselves.

  • @efraincordero864
    @efraincordero8644 жыл бұрын

    Thank you 🙏

  • @TripAstute

    @TripAstute

    4 жыл бұрын

    Thanks for checking out our video and channel. 😊

  • @AverageReviewsYT
    @AverageReviewsYT3 жыл бұрын

    I work for a bank in the fraud dept... That's all I do. Gas pump skimming and atm skimming is the most popular in the us. I have had a few cases where pocket skimming happened. By far the most popular is gas pump

  • @TripAstute

    @TripAstute

    3 жыл бұрын

    Very interesting! Thanks for the sharing the insight. I'm curious to see whether pocket skimming becomes a bigger threat in the future.

  • @CosplayLosAngeles
    @CosplayLosAngeles6 жыл бұрын

    thanks

  • @Karideplov
    @Karideplov3 жыл бұрын

    I find this funny because spain used to have cards with the chips and they have been moving to contactless more and more over the past years, opposite to the US. And now with the pandemic, everything is contactless. I know people use their phone to pay in the US but people started that here only in March 2020

  • @TripAstute

    @TripAstute

    3 жыл бұрын

    Yeah, it's strange how the rollout has been inconsistent around the world. It definitely feels like the US is very behind when it comes to payment technologies. 😩

  • @bingcherry1122
    @bingcherry1122 Жыл бұрын

    Check your cards carefully they could have both. Anyone on KZread can say different things, however, your best bet is to check and see for yourself!!!!!

  • @TripAstute

    @TripAstute

    Жыл бұрын

    Yes, definitely a good idea to DYOR. 👍

  • @stanleed.harold5457
    @stanleed.harold54573 жыл бұрын

    Great video

  • @TripAstute

    @TripAstute

    3 жыл бұрын

    Thanks! Glad the video was useful. 😊

  • @TheGrony
    @TheGrony5 жыл бұрын

    Nice video! I'm from Europe and here is just everybody using contactless payment or younger people Google pay. You can see people put pin only when they withdraw money from ATM. Last times I saw ATMs supporting Google Pay to withdraw money without card. And it's just same almost in whole Europe. I never met personally anybody who got scammed but maybe in Europe it can be deal to have RFID protection 🙂

  • @TripAstute

    @TripAstute

    5 жыл бұрын

    Thanks Jan! We just got contactless cards in the US in December so it might be time for me to revisit this topic. Though I still have not ever heard of anyone having their information stolen via RFID. 🤓

  • @MrIwillFlyThere
    @MrIwillFlyThere7 жыл бұрын

    Wow u showed a Breeze Marta card! I'm in ATL lol Yeah my Tumi RFID wallet keeps me safe - I guess! LOL But with EMV maybe I'm good all around. So why do these companies sell RFID blocking wallets if it's not as pervasive here in the US?

  • @TripAstute

    @TripAstute

    7 жыл бұрын

    Ha! I used to travel to Atlanta all the time for work, so I have an entire drawer full of MARTA cards. I think companies have been selling RFID blocking as a feature because there is actual demand from consumers. I know a lot of folks that think that EMV can be radio skimmed, even though it's proven not to work. Also, with contactless payments via mobile phones, the whole payments playing field has become so confusing! Plus, it's not a bad thing that you have RFID protection -- you never know if contactless cards might make a comeback in the US! I know they are really popular right now in the UK.

  • @Melker63
    @Melker635 жыл бұрын

    How about 2+ RDIF-enabled cards stacked on top of each other, without additional RDF-protection. Can they still be scanned by a thief?

  • @TripAstute

    @TripAstute

    5 жыл бұрын

    I've heard that the RFID signals clash, but to be honest, I can't say with 100% certainty that the cards can't be read when stacked.

  • @AdamLogan313
    @AdamLogan3134 жыл бұрын

    Thanks, saved me from making an unnecessary purchase.

  • @TripAstute

    @TripAstute

    4 жыл бұрын

    Cool! Glad the video was helpful. 👍

  • @strawken2659
    @strawken26595 жыл бұрын

    Thanks for the clarification :D

  • @TripAstute

    @TripAstute

    5 жыл бұрын

    Thanks for checking out our video and channel! 😊

  • @IvanferreroIt
    @IvanferreroIt4 жыл бұрын

    WOW I was about to buy a RFID blocker when I watched your video! Just one question form Italy, where contactless cards are very common: how easy is to steal money from my credit card? The first article you link says most of the contactless credit cards are encrypted (second generation), so stealing money this way is almost impossible. Is it?

  • @TripAstute

    @TripAstute

    4 жыл бұрын

    Glad the video was helpful! I'm not an engineer, but from what I understand, it's fairly difficult for thieves to steal contactless information. Even if they are able to get it, they would need to be able to break encryption. My thinking is that most thieves are probably more likely to try pickpocketing than trying to digitally intercept your credit card information.

  • @IvanferreroIt

    @IvanferreroIt

    4 жыл бұрын

    Trip Astute I think I’ll wait for a RFID blocker. I usually have my credit card in a wallet that is full of other stuff, and that is inside a pouch. Furthermore I often use my phone to pay.

  • @IsraelMagalit
    @IsraelMagalit4 жыл бұрын

    So all contactless cards are vulnerable to skimming? Here in Canada, our cards have EMV chips but are also contactless payment enabled. So they're vulnerable to skimming?

  • @TripAstute

    @TripAstute

    4 жыл бұрын

    No, I think the latest iteration of contactless cards is much more secure. The early implementation (almost a decade ago) didn’t use tokens. Contactless and mobile payments are much more secure nowadays. 🤓

  • @IsraelMagalit

    @IsraelMagalit

    4 жыл бұрын

    @@TripAstute good to know

  • @donaldmcgreggor3631
    @donaldmcgreggor36315 жыл бұрын

    It is must, I would advice to check Mani Wonders wallet

  • @TripAstute

    @TripAstute

    5 жыл бұрын

    Thanks for the recommendation. I will definitely check it out. 👍

  • @emgee805
    @emgee8054 жыл бұрын

    So in Europe, we had emv with stripe long before rfid but now we have all three. 🤔

  • @TripAstute

    @TripAstute

    4 жыл бұрын

    Europe is much more advanced when it comes to payment methods. We don’t even have chip and PIN in the US (i.e., it’s chip & signature). We still use checks for payments as well! 😄

  • @jalabi99
    @jalabi996 жыл бұрын

    Yeah, I bought RFID sleeves for all my credit/debit cards and my passport. They were like 20 for $2 on Amazon! And if I _really_ wanted to be cheap I could have made my own sleeves from three-ply aluminium foil!

  • @TripAstute

    @TripAstute

    6 жыл бұрын

    Ha! Actually, $2 sounds like a great deal! I’m still not convinced that RFID is much of a threat right now, but it’s still not a bad idea to be prepared and safe. 👍

  • @dachd
    @dachd3 жыл бұрын

    I still prefere contactless pay if under 26$ in EU, I fear more of someone spotting the pin I am entering into the terminal and then beating me outside the pub stealing the card.

  • @TripAstute

    @TripAstute

    3 жыл бұрын

    Contactless payment is great. I agree with you too -- I think there is much more risk in having your PIN stolen or exposed.

  • @godssheep3959
    @godssheep39592 жыл бұрын

    I have recently had my bank start using RFID cards and it may not be necessary I don't take chance and ignore the possibility of being hacked so I have my cards in RFID blocking sleeves which I have tested and proved to be effective and I also have them sandwiched between (2) thin tin sheets that are the exact same size as the cards from a company called safe keeper that also prove to be effective in blocking RFID transmissions. And I don't have to worry about whether or not my wallet is effective in blocking RFID or not. Is it necessary? I don't know, but why find out the hard way?

  • @TripAstute

    @TripAstute

    2 жыл бұрын

    Good point. Better safe than sorry! 👍

  • @acoustic61
    @acoustic614 жыл бұрын

    I think new cards are contactless EMV. Thus no info to skim.

  • @TripAstute

    @TripAstute

    4 жыл бұрын

    Yeah, my understanding is that the new contactless doesn't transmit the actual card number (like the old system). It's more of a token that needs to be matched on the issuer side to work, so it's less easy to use even if intercepted.

  • @jamesb2877
    @jamesb28774 жыл бұрын

    my bank moved tap and pay in 2020 and no opt out

  • @TripAstute

    @TripAstute

    4 жыл бұрын

    Yeah, I’ve seen some people online cut out the chip, but I think it’s not worth the effort! 😄

  • @Laura-hv7vz
    @Laura-hv7vz5 жыл бұрын

    I leave in EUROPE now, and I found really convenience to have an use contactless, you can active or not , I use my phone 99% all the time, without my card be present, that means is easy to live the rest of the card at home, in the phone I have no maximum purchase to need the pin, like €60 should be the max without pin but in my phone if I use my for €120 not ask me for my pin, because the iPhone pass over with your face recognition

  • @TripAstute

    @TripAstute

    5 жыл бұрын

    I agree. Contactless and mobile payments are amazing. I love using Apple Pay whenever I can. It makes it so much easier for US travelers who since we still use chip and signature for a lot of transactions, which is always awkward when traveling. 😄

  • @Laura-hv7vz

    @Laura-hv7vz

    5 жыл бұрын

    Trip Astute thanks for taking time to answering me, now I cannot miss any videos from you. 🙏🏻

  • @Yunghamz
    @Yunghamz5 жыл бұрын

    You can get a decent rfid wallet for £10-£25. If you're paying 80+ bucks for a wallet, the 'cost' of having it rfid protected is a non issue. Good, informative video otherwise.

  • @TripAstute

    @TripAstute

    5 жыл бұрын

    Thanks! 😊

  • @michaelnelson9211
    @michaelnelson92115 жыл бұрын

    NOT ME! I REFUSE!

  • @TripAstute

    @TripAstute

    5 жыл бұрын

    Ha! It's definitely a bit scary to have all our information available via RFID. 😬

  • @erwynnipegerwynnipeg8455
    @erwynnipegerwynnipeg84554 жыл бұрын

    I will say that about a week ago someone stole my card from RFID scanning so apparently I must be walking around with these people. If you are going to South Carolina / Myrtle Beach or travelling there, my friends, I am personally warning you that RFID crime is popular here and you should definitely have a blocker for this state specifically. Can't speak for anything else but it happened to me and it could happen to anyone.

  • @TripAstute

    @TripAstute

    4 жыл бұрын

    Wow, thanks for sharing. I've never heard of anyone actually having this happen. Hopefully, it's not a trend! 😬

  • @erwynnipegerwynnipeg8455

    @erwynnipegerwynnipeg8455

    4 жыл бұрын

    @@TripAstute Yeah, it's crazy! I think the reason why is because a lot of old people live around here and they line their wallets with 20+ random cards, eventually you get one capable of RFID. If I may also add that "contactless pay" is resurfacing as very popular down here, I got a card from TD and it is RFID enabled. No way to opt out because they print with this. I asked a cashier how many times she saw contactless pay cards and she told me that it is becoming more popular. Sounds like companies started using them again due to the popularity of RFID wallets and the removal of an RFID-blocking premium.

  • @erwynnipegerwynnipeg8455

    @erwynnipegerwynnipeg8455

    3 жыл бұрын

    @HN Because all of my closer friend's cards are RFID enabled, and if you wish to see if one is enabled simply check if it has Tap to Pay or Tap Pay, Touch Pay, Pay n Go, etc. I asked my bank (TD) why they decided to do Tap Pay, they said it's just how they are printed - with these extra features (the bank in my area has a card printer.) While I'm the only one who has gotten RFID hacked, it's not particularly hard to hack RFID, so it could become more popular again. If you meant how I know I got RFID hacked... because my information was sold online after it got scanned in real life... on a card I haven't used online aside from Paypal and Amazon on a PC that plays Steam games and browses the internet - and Paypal and Amazon has had no notable breaches at the time - and hasn't really had any of note since Heartbleed. I can't ship my PC for you to examine personally for rats, but considering the purchase that was blocked was 32 pounds of gummy bears in a completely different state and was made with my debit card which was not present there (and my debit card would've denied it anyway because it had nine dollars) you're going to need to think about it for yourself.

  • @erwynnipegerwynnipeg8455

    @erwynnipegerwynnipeg8455

    3 жыл бұрын

    @HN It would be hard to considering I dont have a car therefore I dont get gas. While possible for it to have been ATM related, this wasnt reported en masse so I significantly doubt this. All Ive got is my word and it not happening after I got RFID protection. So either don't use ATMs in SC or protect your cards. Either way.

  • @12GaugePadawan
    @12GaugePadawan7 ай бұрын

    Every one of my credit cards has the RFID symbol and it’s 2023.😐

  • @TripAstute

    @TripAstute

    7 ай бұрын

    Contactless payments is now standard in the US (and many parts of the world). That being said, I haven't heard of card information theft over contactless being an issue.

  • @franzfms86
    @franzfms864 жыл бұрын

    Okay, I'm relieved. Not gonna buy rfid blocker items.

  • @TripAstute

    @TripAstute

    4 жыл бұрын

    Yeah, it's probably unnecessary at the moment. That may change in the future, but for now, RFID skimming seems much more difficult to thieves than just pickpocketing! 😄

  • @hyraxist
    @hyraxist6 жыл бұрын

    isnt RFID different from NFC? we use NFC in europe not RFID

  • @TripAstute

    @TripAstute

    6 жыл бұрын

    Yes, they are different. NFC is a more evolved standard and process. I believe that the Tap and Pay cards use NFC, but passports still use RFID (though I could wrong ... I'm definitely not an engineer!). 😊

  • @car24dude
    @car24dude4 жыл бұрын

    What about RFID Chip in their hand? That’s easier to skim off of.

  • @ArcanePath360
    @ArcanePath3605 жыл бұрын

    Can I just line my jacket pocket with tin foil?

  • @TripAstute

    @TripAstute

    5 жыл бұрын

    That would probably work just as well. 😄

  • @ArcanePath360

    @ArcanePath360

    5 жыл бұрын

    @@TripAstute Thanks. Not sure how I'm going to get it to stick on the inside of my pocket tho

  • @dexterking7662
    @dexterking76629 ай бұрын

    You can get all these protection stuff from Amazon but where does Amazon get 99% of their stuff from China? Do you really want to buy something from Amazon that China made?

  • @TripAstute

    @TripAstute

    9 ай бұрын

    It's a valid point! 🤔

  • @dexterking7662

    @dexterking7662

    9 ай бұрын

    It doesn’t hurt to have the extra security

  • @tosheatower
    @tosheatower5 жыл бұрын

    He's cute, I know irrelevant to the topic.

  • @colynnesteves1958
    @colynnesteves19584 жыл бұрын

    This is the microchip and the back of these is 666

  • @attilao
    @attilao5 ай бұрын

    This video didn't age very well.

  • @TripAstute

    @TripAstute

    5 ай бұрын

    Hmm. Is RFID is real risk now? I have yet to meet anyone who has had their cards stolen using skimming. Though maybe it is a real threat now?!?

  • @attilao

    @attilao

    5 ай бұрын

    @@TripAstute sorry for the misunderstanding. There doesn't seem to be a real risk, however this video seems to suggest that contactless payments are being phased out, yet if anything, they become the norm in the past few years especially. And skimming seems to be incredibly difficult since one would need real-time access to the card and the POS at the same time. You can't just "copy" the contents of a credit card by reading its RFID signal, and then use the card later. One would need to man-in-the-middle for this to work, and even then you can't read the contents, just pass them through. And while this would allow an attacker to impersonate someone, credit cards would normally require authorisation above ~$40 or some configurable amount, usually the bank would let you chose via some app. This can be pin-entry for physical cards or biometric authorisation for those "virtual" credit cards used by phones. So in general, I don't think people really need RFID protection, you're right, but it's not because we don't use contactless any more, and I also wouldn't ask my bank to issue non-contactless cards. Heck, even the debit cards seem to be contactless nowadays. So the advice to request non-RFID cards is something I wouldn't agree with.

  • @coffeepot3123
    @coffeepot31234 жыл бұрын

    *Nervously shakes in european..*

  • @TripAstute

    @TripAstute

    4 жыл бұрын

    🤔

  • @aussie-wizzard1213
    @aussie-wizzard12134 жыл бұрын

    Who the hell except America would prefer to not use contact free pay payments hahaha omg. But then again they did vote in trump.

  • @EQOAnostalgia
    @EQOAnostalgia4 жыл бұрын

    Stay away from this garbage.

  • @janks2003
    @janks20033 жыл бұрын

    VERY GOOD INFORMATION

  • @TripAstute

    @TripAstute

    3 жыл бұрын

    Thanks! Glad the video was helpful and useful. 👍

Келесі