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Investment Plan for Your Salary I 15K to 1 Lac

In this video, I will guide you through creating a do-it-yourself financial plan. The sample plan covers various categories of your salary, providing a detailed insight into how you can effectively manage and allocate your income. This practical demonstration will help you gain a clear understanding of the steps involved in creating your own financial plan.
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Chapters:
00:00 Introduction
02:18 Pre-investment Assumptions
05:25 Investment of ₹3K
08:25 Investment of ₹5K
10:52 Investment of ₹10K
14:22 Investment of ₹25K
18:09 Investment of ₹45-50K
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🎥 Video Edited by Ayush Verma
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#investment #salary #investmentplan #mutualfunds

Пікірлер: 502

  • @JasicaJuft
    @JasicaJuft8 күн бұрын

    Amazing video despite the economy disaster and political war in the country, investment remains best for earnings. Imagine you work for 40yrs to have $1M in your retirement, meanwhile some people are putting just $10K into trading from just few months ago and now they are multimillionaires.

  • @WilliamCherish

    @WilliamCherish

    8 күн бұрын

    Waking up every 14th of each month to 210,000 dollars it's a blessing to I and my family... Big gratitude to Anna Contreras

  • @ReginaEric-ts9kw

    @ReginaEric-ts9kw

    8 күн бұрын

    Hello, I am very interested. As you know, there are tons of investments out there and without solid knowledge, I can't decide what is best. Can you explain further how you invest and earn?

  • @ElizabethDaniel-

    @ElizabethDaniel-

    8 күн бұрын

    Same, I operate a wide range of Investments with help from My Financial Adviser. My advice is to get a professional who will help you, plan and enhance your management skills. For the record, working with Anna Contreras, has been an amazing experience.

  • @Murphy-si3ou

    @Murphy-si3ou

    8 күн бұрын

    Hello how do you make such monthly?? I'm a born Christian and sometimes I feel so down of myself because of low finance but I still believe in God.

  • @AngelaBrown-tb1zp

    @AngelaBrown-tb1zp

    8 күн бұрын

    Good day all from Australia. I have read a lot of posts that people are very happy with the financial guidance she is giving them! What way can I get to her exactly?

  • @syed_fahim
    @syed_fahimАй бұрын

    Sir muje ankoor warikko ki tarah 20 k salary mein 25 k keisie save krne hein wo bata dijiye

  • @chudinaveen8263

    @chudinaveen8263

    Ай бұрын

    😂

  • @MHD13-p8c

    @MHD13-p8c

    Ай бұрын

    😂😂

  • @Sword05...............

    @Sword05...............

    Ай бұрын

    Emotional damage 😂😂😂😂😂😂😂😂

  • @kuldeep7040

    @kuldeep7040

    Ай бұрын

    Dosto se udhari le kar For unhe nahi lota ke😂

  • @sagarsaurav2020

    @sagarsaurav2020

    Ай бұрын

    Chii sasur 😂😂😂😂

  • @Robertgriffinne
    @RobertgriffinneАй бұрын

    I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement. I'm seeking to invest $200K across markets but don't know where to start.

  • @RickMckee-nq4ni

    @RickMckee-nq4ni

    Ай бұрын

    Look for stocks that have paid steady, increasing dividends for years (or decades), and have not cut their dividends even during recessions. Alternatively speaking to a certified market strategist can help with pointers on equities to acquire

  • @aigajenkinson2495

    @aigajenkinson2495

    Ай бұрын

    True. Having the right financial planner is invaluable. My portfolio is well-matched for every season of the market and recently hit 90% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, though this could take till Q3 2024

  • @veniceblackwood2931

    @veniceblackwood2931

    Ай бұрын

    I’ve been down a ton, I’m only holding on so I can recoup, I really need help, who is this investment-adviser that guides you >

  • @aigajenkinson2495

    @aigajenkinson2495

    Ай бұрын

    KRISTIN AMY ROSE is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

  • @aigajenkinson2495

    @aigajenkinson2495

    Ай бұрын

    Kristin Amy Rose is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

  • @MarinaMary-ic2hf
    @MarinaMary-ic2hf10 күн бұрын

    However, working with a qualified financial advisor can help you make informed investment decisions and increase your chances of achieving your financial goals.

  • @Josphin-y4l

    @Josphin-y4l

    10 күн бұрын

    This is correct, expert kumarz strategy has normalized winning trades for me also and it's a huge milestone for me looking back to how it all started

  • @AmbrusBadgrish

    @AmbrusBadgrish

    10 күн бұрын

    Financial advisors help you make decisions about what to do with your money.

  • @FlorenceSCElizabeth

    @FlorenceSCElizabeth

    10 күн бұрын

    Kumaz strategies has brought her sudden fame in the digital market, honestly, I'm also a beneficiary. This inflation has taught people the importance of multiple income

  • @BritonCambel

    @BritonCambel

    10 күн бұрын

    I have had no luck investing in stocks investment, I actually invest on my own but my profit isn't always as I expect, sometimes I just keep losing money.

  • @SamaraWayne

    @SamaraWayne

    10 күн бұрын

    My friend. I appreciate the time you spend on keeping us informed about the economy. As of January 5th i count on $2,500 what do you suggest I invest in?

  • @tapasroy6270
    @tapasroy6270Ай бұрын

    Investing to aap se hi sikhi h, guru ho aap mere. Financial advisor wo b free ka. 4 - 5 saal se invest kr rha hu apke recommended funds me. Achi income generate ho rhi h. Thank u guru ji,,🙏😊

  • @proudofodisha7094
    @proudofodisha7094Ай бұрын

    Itna safe hoke chalenge to life mein jyada kuch nhi kar payenge.......After 40age disease bhi aa jate hain majority people.........mein to pura ka pura mutual fund mein invest karta hun 30% small cap , 40% mid cap , 30% Large cap .... expectations 15% to 18% in next 15year .....i know i take extra risk to get extra returns but i am comfortable & be prepared for Both Good or Bad

  • @haribanshkumar4110

    @haribanshkumar4110

    Ай бұрын

    It's not risk bro mutual funds for long term have zero risk.

  • @agnivamallick2099

    @agnivamallick2099

    Ай бұрын

    agree..yeh bahut safe khelne wala video hai...phir to bank mein hi paisa rakh lo, 3% ka savings return lo aur khush raho..

  • @khalidbirajdar437

    @khalidbirajdar437

    Ай бұрын

    Lamba consolidation jab aayega tab aap ko other asset classes yaad ayega

  • @Yash-ML-Sharma

    @Yash-ML-Sharma

    Ай бұрын

    Even 100% small cap ho tab bhi 15-18% return expect karna galat hai

  • @Yash-ML-Sharma

    @Yash-ML-Sharma

    Ай бұрын

    ​@@haribanshkumar4110 Mutual fund ka risk tab hoga jab kisi kaaran ki wajah se market ke down hote hue bhi paise nikaalne ki zarurat par jaaye

  • @user-nv7mc8mr2k
    @user-nv7mc8mr2kАй бұрын

    I'm 29. I started my job at 22. Mere pas 1 rupee bhi account pe nahi tha. Mein ne bas savings kia. Jab account mein paisa aya, balance bada usse confidence build up hua. Job lagne ke 1 saal ke andar mein ne duplex house start kia aur 1 year mein complete bhi ho gya. Abhi bhi mein loan free, risk free life jeeta hun.

  • @gamergenix1778

    @gamergenix1778

    Ай бұрын

    Kitna save kar pate te the app har mahine 22 saal se

  • @user-nv7mc8mr2k

    @user-nv7mc8mr2k

    Ай бұрын

    @@gamergenix1778 Mera salary tab 40k per month ta. 5k per monthly expense hota tha aur 32k ka savings.

  • @deenbandhusharma7439

    @deenbandhusharma7439

    Ай бұрын

    तुमने जरूर अंकुर के वीडियो देखे होंगे😂😂😂

  • @user-nv7mc8mr2k

    @user-nv7mc8mr2k

    Ай бұрын

    @@deenbandhusharma7439 Wo toh aur pagal bnata hai logo ko 😂

  • @Vinaybaluni11

    @Vinaybaluni11

    Ай бұрын

    Sabse pehle to apko congratulation ki ap is age me kuch save bhi kr paye ho aur ghr bhi bna lia Me bhi kosis kr rha hu saving jitna ho ske but salry itni kam hai ki sb kuch kar pana bht muskil hai me 33 ka hu ghr to bht dur ki bat hai koi bhi asset nhi bna paya bs mutual fund me thoda invest krta hu 3 saal se

  • @vongiraja3998
    @vongiraja3998Ай бұрын

    Despite the challenging economic situations, you have taught me the most effective methods to increase profits. May God bless you with even more knowledge! Sir Ronal'

  • @vongiraja3998

    @vongiraja3998

    Ай бұрын

    he’s mostly on Telegrams, using the user.

  • @vongiraja3998

    @vongiraja3998

    Ай бұрын

    # Ronalfx2

  • @prikshitsharma9248

    @prikshitsharma9248

    Ай бұрын

    Thank you so much, Sir Ronal’ I never imagined to receive profits after investing in my trades with you. God is going to continue to bless you.

  • @LIU-zx2up

    @LIU-zx2up

    Ай бұрын

    May God bless Ronal’ for his help. I’m glad my doubts have been cleared, and i received my profit from last week’s investment. Keep up the great work

  • @brahmin1375

    @brahmin1375

    Ай бұрын

    I'm favoured financially, Thank you Ronal’ $32,000 weekly profit regardless of how bad it gets on the economy

  • @JeniferAnthony-jn6zq
    @JeniferAnthony-jn6zqАй бұрын

    Well explain thank you for bringing up this video Financial education is indeed required for more than 80% of the society in the country as very few are literate on the subject. Regardless of how bad in the economy I still make 90k from my investment of 12k Thanks to Keira Watson for her helpful guides

  • @Susan_98699

    @Susan_98699

    Ай бұрын

    You're absolutely right, Financial education should be enforced in every level of education.

  • @Catherine_James088

    @Catherine_James088

    Ай бұрын

    I always wanted to trade for a long time but the volatility price has been confusing

  • @Sunil-z2k

    @Sunil-z2k

    Ай бұрын

    So nice to see Keira Watson talked about here, her good works are speaking already, and like wide fire she's spreading

  • @LakshmiPranja

    @LakshmiPranja

    Ай бұрын

    Is there anywhere I can get across this woman for a startup?

  • @JeniferAnthony-jn6zq

    @JeniferAnthony-jn6zq

    Ай бұрын

    She's mostly Telegams, using the username below

  • @DebasishOfficial
    @DebasishOfficialАй бұрын

    Learned this 5 years ago from you. Still you are teaching same thing. With all the due respect.

  • @user-cl2oo8wj6c

    @user-cl2oo8wj6c

    Ай бұрын

    @@DebasishOfficial nowdays he is selling courses

  • @kundusayan1

    @kundusayan1

    Ай бұрын

    Some one may be getting the first salary in last few months.. so always there are newcomers.

  • @user-cl2oo8wj6c

    @user-cl2oo8wj6c

    Ай бұрын

    @@kundusayan1 no.he don't have such a high knowledge if he was so knowlegable than he should show his earing from investing focus on investing and pms not focusing on selling course.

  • @SPORTS-ib1dw

    @SPORTS-ib1dw

    Ай бұрын

    KAHE ROZ PLAN BADALTE RAHE KYA

  • @user-cl2oo8wj6c

    @user-cl2oo8wj6c

    Ай бұрын

    @@SPORTS-ib1dw kya kahna chahte ho?

  • @CharlseSolomon
    @CharlseSolomon5 күн бұрын

    Stock is the oldest online market we have, we employed it because of the highest quality of services it renders and how successful it is. Today we say cryptocurrency too, all I'm saying us that people should also invest in crypto. It would be helpful.

  • @CharlseSolomon

    @CharlseSolomon

    5 күн бұрын

    Does anyone here knows how to contact Mrs Victoria Lisa? thank you.

  • @Rahu5457
    @Rahu5457Ай бұрын

    Thank you for your honesty Pranjal,I spend 1 hr each day on KZread video. This is the reason I choose your video to best use of my brain cells. Thank you again.

  • @avinashbharti4366
    @avinashbharti4366Ай бұрын

    My investment 1. Health insurance - 500 2. Life insurance - 500 3. Retirement - EPF - 3600 4. Emergency fund - 2000 5. Mutual funds 1. Flexi cap -3000 2. Small cap - 3000 3. Large cap - 1500 6. Stock - swing trade - 2000 7. Gold and silver etf - 1500 8. Crypto - 500

  • @Indiantr102

    @Indiantr102

    Ай бұрын

    crypto ko nikal kar share mein daal do bhai

  • @deepeshsharma4217

    @deepeshsharma4217

    Ай бұрын

    @@Indiantr102😂 See you after 6 months

  • @Sachinbymishra

    @Sachinbymishra

    Ай бұрын

    How to invest in crypto ?​@@deepeshsharma4217

  • @Indiantr102

    @Indiantr102

    Ай бұрын

    @@deepeshsharma4217 chhotey bache yes definatelt see u after 6 months crying😂

  • @RajeshSingh-ky2oq

    @RajeshSingh-ky2oq

    Ай бұрын

    Too many things in pennies

  • @deedouz
    @deedouzАй бұрын

    Dear Mr pranjal kamra this comment is just to show gratitude. 🙏 Thank you for a few of your past videos. (as Recently didn't get a chance to watch any of your videos)

  • @aneeshkumar2118
    @aneeshkumar2118Ай бұрын

    How can I invest in SGB monthly when RBI issues it periodically. Secondary market seems to be confusing

  • @yashvlogs...2578
    @yashvlogs...2578Ай бұрын

    The best financial advisor...❤❤❤

  • @uttiosaha4692
    @uttiosaha4692Ай бұрын

    Sir, 2-3 questions hy.. Please answer. 1. Assuming 12% is not top high, on total portfolio? ( mutual fund can give you 13-14%.. SGB 9% FD/PPF 7% max.. So overall portfolio growth may be 10%) 2. In the current scenario the SGB price is even higher than physical gold.. Is it good to take physical gold at this juncture (for lump sum). Also, govt is not giving new SGB's 3. Why are you fond of NPS. Why can't we divide that amount in MF/gold and FD?

  • @onceajordan

    @onceajordan

    Ай бұрын

    nps also has equity exposure, and also extra 50K rebate on income taxes

  • @worldchamp1134

    @worldchamp1134

    Ай бұрын

    Nps gives tax benefits as well brother also a pension safety wise

  • @piyushsonkarvines
    @piyushsonkarvinesАй бұрын

    I go with flexi and small cap with some shares qki risk hai toh ishq hai….. Mai ye janta hun ki after some years stock market ne bhi saturation aayega just like property investment but fir bhi…. ❤ Thanks All

  • @chetanshukla768

    @chetanshukla768

    Ай бұрын

    Abbey dialogue baazi kam kar 😂. On a lighter note, Risk itna bhi mat le liyo ki ishq karne layak bache hi nahi.

  • @ayurmanav2785
    @ayurmanav2785Ай бұрын

    Best calculator hai finology calculator Thank you sir for making this calculator

  • @MAYUR2825
    @MAYUR282528 күн бұрын

    Planning shown is good but it varies depend on personal situations. I was earning only 9k in 2020 but I stayed invested in mutual fund and stocks and today out of 3 mutual fund my 2 mutual fund are near about to double and my stock portfolio is also almost double. you have to take knowledge from this types of video and plan you finance according to your situation.

  • @manjeetsainiibc144x
    @manjeetsainiibc144xАй бұрын

    Finologi is ek art hai har koi nhi samj skta ise love u sir

  • @prashantkanshetti9981
    @prashantkanshetti9981Ай бұрын

    thank you for creating mindset how to save money. he is locking our money for 3 years in mutul lock in fund and 7 years in SGB

  • @amansrivastava7796
    @amansrivastava7796Ай бұрын

    Thanks for providing such a valuable content for free. 🎉❤

  • @pradeepkrmahato7234
    @pradeepkrmahato7234Ай бұрын

    अच्छी जानकारी दिए हैं सर आप बहुत ही डिटेल जानकारी दिए हैं सर आपको तहे है दिल से धन्यवाद🎉🎉

  • @sudeshpradhan4288
    @sudeshpradhan4288Ай бұрын

    You are an amazing investor with describer.I am continuously learning from you and grew up also.Thanks for your efforts and dedication.

  • @durgaprasannadixit9505
    @durgaprasannadixit9505Ай бұрын

    Thank you so much sir 🙏 for this detailed video. For u only i fall in love with investing. You are the real asset for me in my life.

  • @thechucknorris2010
    @thechucknorris2010Ай бұрын

    How to buy SGB every month? RBI is yet to announce this FYs 1st tranche. Are you referring from direct market or to buy 12grams gold in 1 trance or 3grams/tranche?

  • @gmmenglish
    @gmmenglishАй бұрын

    This is a wonderful plan for all walks of life. For everyone.

  • @prateekgupta1286
    @prateekgupta128624 күн бұрын

    Always love your content and the way you are expaining in detail.

  • @nigampradhan8701
    @nigampradhan870120 күн бұрын

    Hello Pranjal Sir, We are always grateful to all your inputs on stock market. I have learnt many things from your videos. I had one query to ask, what is profitable for me. 1. to sell the stocks after two three years and reinvest that in other stocks or 2. To hold the same stocks for 5 years or more till you goal is achieved?

  • @tusharnagrale9732
    @tusharnagrale9732Ай бұрын

    MAFANG ETF is very good investment you have suggested. At very very safe price, please share like this more.

  • @thesaimonkabir

    @thesaimonkabir

    Ай бұрын

    Ye kab bola ?

  • @tusharnagrale9732

    @tusharnagrale9732

    Ай бұрын

    @@thesaimonkabir 2023

  • @rahulsaini2190
    @rahulsaini2190Ай бұрын

    Is channel p rahoge to save hi krty rhe jaoge 😂😂

  • @pratyakshtripathi591

    @pratyakshtripathi591

    13 күн бұрын

    Bhai wo kuch galat nahi bata rhe h corona m sabki gaand fatt gyi thi jo savings nahi kar rkhe the, it’s essential for a well being

  • @akshaynegi2504
    @akshaynegi2504Ай бұрын

    Please make video comparing health insurances as well for self and family. Please

  • @kunal-py4yn
    @kunal-py4ynАй бұрын

    How do we buy SGB every month? Please suggest in detail which tranche etc

  • @comedynawab787
    @comedynawab787Ай бұрын

    Sir hmne Is trha ki 10 se jyada video to aap ki hi dekli , baki bhi bhut video he is trha ki youtube pr, sooo plz share analysis video bnaye 🙏

  • @joydipshankarchoudhury9154
    @joydipshankarchoudhury9154Ай бұрын

    Considering age 45 plus what is your advice on monthly planning

  • @075_abhishreeverma3
    @075_abhishreeverma3Ай бұрын

    why not ppf and why pf/npf?

  • @ManvirFlora
    @ManvirFloraАй бұрын

    But, the index fund is not moving as an index move. They say small tracking error but in actual more

  • @HIMANSHUSINGH-re7ij
    @HIMANSHUSINGH-re7ijАй бұрын

    quite a good video and quite a great way of explaining , thank you

  • @VISHAL_Ji93
    @VISHAL_Ji93Ай бұрын

    SGB le ye GOLDBEE purchase kare?? ispe thoda clarification dijiye

  • @imsanjayverma
    @imsanjayvermaАй бұрын

    Most awaited 🎉

  • @SahilAnsari-ix6mu
    @SahilAnsari-ix6mu5 күн бұрын

    Hi Pranjal - Really need a video on Good Health Insurance. Very confusing for us to choose.

  • @akshaynegi2504
    @akshaynegi2504Ай бұрын

    Been a usual viewer....Thank you so much for your guidance and knowledgeable vedios.. please provide vedio on health insurance as well

  • @khalidbirajdar437
    @khalidbirajdar4378 күн бұрын

    Jis ko stock market ka zyada knowledge na ho aur jis ke paas stock track karne ka time bhi na ho usko mutual fund me SIP ke through hi invest karna chahiye . Direct stock investing is very risky

  • @aliksen8585
    @aliksen8585Ай бұрын

    Hello Pranjal sir, As per my understanding, buying SGB per month is possible only if you buy it from secondary market. But buying from secondary market might impose tax implications. Are you suggesting this? Alternatively, we can gather the money somewhere (say in savings account) and buy SGB whenever govt issues it - in this way we can avoid tax implication apart from the 2.5% interest we will be getting. Could you please clarify which one of the above options are you referring to?

  • @Pankaj_071

    @Pankaj_071

    19 күн бұрын

    Good question..

  • @harshalj2010
    @harshalj201029 күн бұрын

    You are just very honest 😊 and amazing 🎉

  • @ashchamoli
    @ashchamoliАй бұрын

    How can I buy SGB every month, is that even possible? In fact, there is no upcoming fixed date for SGB announced yet as well. What's the alternative here, Shall I invest in Gold ETF ?

  • @disisumesh
    @disisumesh22 күн бұрын

    Thank you, Pranjal! 😊

  • @ktpatil1
    @ktpatil1Ай бұрын

    Sir lagbhag sabhi companies me PF hota hai to kya hame alag se PF Lena hoga aur agar nahi lete hai to uske badle NPS Lena hai retirement plan ke liye?

  • @ronnbhattacharya206

    @ronnbhattacharya206

    Ай бұрын

    If you fall under tax bracket then go for PPF and NPS otherwise invest in index funds.

  • @prachi-kc2cq
    @prachi-kc2cqАй бұрын

    Invest your money for long term it not the amount that matters what matters is the consistency and time period

  • @yashjain1383
    @yashjain1383Ай бұрын

    1 question regarding sgb you are saying to buy 1gm gold every month did it not come in series 4-5 times a year or you are suggesting to buy through markets Please suggest

  • @dksingh1985
    @dksingh1985Ай бұрын

    Dhanyawad Pranjal ji❤

  • @abhishekanand2382
    @abhishekanand2382Ай бұрын

    Pranjal Sir, Thank you for the informative video. I am 33 years old with a take-home salary of 0.9 lacs (after housing loan EMI, tax, and NPS investment of 30k), and my gross salary is 1.6 lacs. I have been working for 10 years as a government officer, with no financial liabilities and from a well-to-do family, but I aim to be self-dependent. I have invested heavily in LIC (over 10 lacs) and cannot exit. I also do SIPs of around 30k monthly across Large Cap, Mid Cap, Flexi Cap, and Small Cap funds, with an MF balance of 13-14 lacs and an NPS balance of 37 lacs. I stopped investing in PPF. My goal is to reach 1 Cr in investments excluding NPS. I have physical gold worth 14-15 lacs and plan to buy SGB annually for my daughter (5 years old) to accumulate 300-400 grams for her marriage. I own my house and have adequate life and health insurance from my employer and personal plans. Could you suggest an aggressive MF strategy to help me achieve my 1 Cr target without NPS and SGB ? Thank you.

  • @riyajain8932
    @riyajain8932Ай бұрын

    From where we can buy SGB every month???

  • @bivash603
    @bivash603Ай бұрын

    Har Mahine SGB nhi issue hota. Aur secondary market se kese le? Samjh nhi ata? Usme different different date hota h? Konsa Acha h

  • @shrutikaspositivehappylife
    @shrutikaspositivehappylifeАй бұрын

    Thanks a lot sir Got video on correct time

  • @thewolf7405
    @thewolf740517 күн бұрын

    Maine 5 lakh laga rakhe hai MF (lumsum and SIP dono) me aur 7 months me wo 6.50 lakh hogye. 2.50 lakh stocks me lagae hai aur wo 3 lakh hogye 4 mahine me. Agle 5 saal me 50 lakh banane hai mujhe. Aur uske agle 3 saal me double. Mtlb 8 saal me 1 crore. Hai kuch secret bht research ke baad discover kia Maine. 28 ki age hai meri. Ghar aur gadi dono hai. Bs ab 40 ki age tk 2 crore ka portfolio chahiye

  • @anamikatejaswini7169

    @anamikatejaswini7169

    15 күн бұрын

    Mutual fund and stock ka nam bhi bta diiiy thoda easy hoga khud research krna😊

  • @itsmedona8595
    @itsmedona8595Ай бұрын

    Kindly make a detailed video on SWP.

  • @ashikahmedpias682
    @ashikahmedpias682Ай бұрын

    Sir, I've a request. Can you please make a video on account manipulation on financial statements.

  • @user-cl2oo8wj6c
    @user-cl2oo8wj6cАй бұрын

    Faltu video.i cannot make money with stock market if I watch such type of videos.not valuable.such type of youtubers should be boycott.stop watching his videos.course seller.clean youtube movement.

  • @gauravpunera3256
    @gauravpunera3256Ай бұрын

    Ye toh bataya hi nahi 45k -50k investment or kitna corpus Banega and current value kya hogi

  • @gogoi2963
    @gogoi2963Ай бұрын

    My financial plan Mutual fund - 9000 Flexi Cap, mid cap amd small cap RD -1000 PF - 2000 Stocks - 1000 Life and Health insurance from the company.

  • @Pankaj_071

    @Pankaj_071

    19 күн бұрын

    Which company working in?

  • @user-yg8xu4te6q
    @user-yg8xu4te6q15 күн бұрын

    Please make a video on investing in ETF and SWP..

  • @78512mobigyan
    @78512mobigyanАй бұрын

    पिछले 1 साल से मैं हर महिने 2 SGB गोल्ड बाँड ले रहा हु बहुत अच्छा रिटर्न ओर 2.5% वार्षिक ब्याज मॅच्युरिटी तक रखणा है

  • @78512mobigyan

    @78512mobigyan

    Ай бұрын

    Same month same expiry SGB

  • @uttiosaha4692

    @uttiosaha4692

    Ай бұрын

    Abhi ka rate me SGB is even higher than Physical gold. Is it good time to take. Also, 2.5% we get on releasing amounts not on the last traded price. Not criticising you.. I have even 50-60gm of SGB.. But got some lumpsum money. What's your view.

  • @kambrar001

    @kambrar001

    Ай бұрын

    @@uttiosaha4692 yes. Physical gold price at your local place is more expensive than gold trade price. And when you add making charges and gst, sgb still comes out to be 10% cheaper. Even if you are buying physical coins with minimum making charge.

  • @cenacr007
    @cenacr007Ай бұрын

    Please make a video for best health insurance just like the term life insurance one, I got the Max life insurance after watching your video.

  • @sandeepbatra5439
    @sandeepbatra5439Ай бұрын

    A basic question- instead of investing in NPS or PF, cant we invest that amount in mutual fund and after retirement we can use systematic withdrawal plan to withdraw funds on regular basis?? Because I am assuming returns in mutual funds would be more than NPS or PF??

  • @kundusayan1

    @kundusayan1

    Ай бұрын

    If you are employed, you have to subscribe to pf/nps.. depending upon your employer( provided there are 20 or more people working in your organisation)

  • @kundusayan1

    @kundusayan1

    Ай бұрын

    Also there is a question of discipline.. you can’t withdraw full amount from NPS even if you wish to.. so chance that you will end up using the retirement corpus for some other purpose is almost zero.

  • @Mr.JackOfAllTrades-o9o
    @Mr.JackOfAllTrades-o9o27 күн бұрын

    Do you have something like for NRIs? I am in my mid 20s. just paid off student loan and now want to navigate towards financial planning and investments.

  • @manaspant3757
    @manaspant3757Ай бұрын

    @Pranjal Sir How to invest on sgb each month. I thought we can only buy as lumpsum each quarter

  • @prasenjit819
    @prasenjit819Ай бұрын

    My investment plan is 25-30k in stocks and 10-15k in NPS & PF,age 35 years.

  • @ritzwanderer7649
    @ritzwanderer7649Ай бұрын

    At this time when the market is at all time high, is it recommended to invest in index funds or should I wait for some correction in the market ?

  • @anjaligorde1972
    @anjaligorde1972Ай бұрын

    Sir you always talk about long term stock investment. But it can happen with some stocks they won't perform well in future, so please make a video about when there is a time to leave that stock.

  • @ravipandey2362
    @ravipandey2362Ай бұрын

    Thanx Bhai.... For ur effort n Guidance😊❤

  • @RuchiRathore-r6h
    @RuchiRathore-r6hАй бұрын

    Very helpful video sir 👌❤️ Thanks 🙏

  • @Yadavendra.
    @Yadavendra.15 күн бұрын

    Using the power of compounding, I can calculate the estimated value of your investment. Assuming a consistent growth rate of 12% per annum, your investment of ₹10,000 would grow to approximately: ₹10,000 x (1 + 0.12)^28 (years) ≈ ₹1,12,499.17 By 2050, your initial investment of ₹10,000 could potentially grow to over ₹1.12 lakh, assuming the 12% annual growth rate remains constant.

  • @Yadavendra.

    @Yadavendra.

    15 күн бұрын

    चक्रवृद्धि ब्याज की शक्ति का उपयोग करके, मैं आपके निवेश के अनुमानित मूल्य की गणना कर सकता हूँ। 12% प्रति वर्ष की निरंतर वृद्धि दर मानते हुए, आपका ₹10,000 का निवेश लगभग इस प्रकार बढ़ेगा: ₹10,000 x (1 + 0.12)^28 (वर्ष) ≈ ₹1,12,499.17 2050 तक, आपका ₹10,000 का प्रारंभिक निवेश संभावित रूप से ₹1.12 लाख से अधिक हो सकता है, यह मानते हुए कि 12% वार्षिक वृद्धि दर स्थिर रहती है।

  • @arijitdutta2010
    @arijitdutta2010Ай бұрын

    Sir when I got my first salary in 2019, one of my relatives suggested for Postal Life Insurance, I have opted for SA of 7.5L for the premium of Rs. 1650/-. Now it is becoming a bad decision for investing. What can I do now? Now I am 32 yrs.

  • @rajtailor3773
    @rajtailor3773Ай бұрын

    You are great sir 💯

  • @sushilverma007
    @sushilverma007Ай бұрын

    Sir agr mutual fund hum switch krte h to .... compounding ka benifit milta h ya nhi Ya hume switch krna chhiye ya nhi ?

  • @RishukrC

    @RishukrC

    Ай бұрын

    I have this question too

  • @narmadaugale1037
    @narmadaugale1037Ай бұрын

    Hello sir i have one question dont you have entire course for trading for beginners from scratch if yes plz provide me a link so that i can taie benefit from it.

  • @santunubhaduri5353
    @santunubhaduri5353Ай бұрын

    Har saal 10% investment increase karna .....omg....its highly difficult for normal public bhai....kehna assan hai.....😮

  • @riteshkumar043
    @riteshkumar043Ай бұрын

    Pranjal bhai .. mutual fund abhi ke time me kya sahi hai? Quant case, all time high of mf price, high charges of amc etc. mera fund mutual fund me jaise jaise jyada ho raha hai waise waise darr bhi lag raha hai ki kuch naya ho na jaye

  • @jitendrasinghrajput4197
    @jitendrasinghrajput4197Ай бұрын

    Sir mere salary mentioned nhai hain 😢1500 months

  • @mittalrakesh1
    @mittalrakesh1Ай бұрын

    🎉🎉 Jabardast....

  • @Dineshkumar-Dk295
    @Dineshkumar-Dk295Ай бұрын

    Please make a video on the stock market and mutual fund for beginners

  • @manavjain9648
    @manavjain9648Ай бұрын

    I believe people in good jobs in corporate can easily maybe intially or after few years can come under 45k savings.

  • @shubhranshusrivastava4816
    @shubhranshusrivastava4816Ай бұрын

    Thanks Pranjal bhai. 🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉

  • @ajaydave6113
    @ajaydave6113Ай бұрын

    Hi Pranjal- I am baffled why do you recommend a Large cap and a Flexi Cap together. Flexi caps are pre dominant Large cap itself..Feels the overlap is too high. Would wait for your rationale. Thanks.

  • @rishabhsrivastava2983
    @rishabhsrivastava2983Ай бұрын

    Hi @Pranjal Thank you for the video. Actually, I am 25 years old and currently investing in almost 9000 in multiple MF. Should I decrease my investment in MF and go for PF/Insurance or I should try to save more to invest on PF/Insurance?

  • @onlinepurpose5637

    @onlinepurpose5637

    Ай бұрын

    Bro just invest in only one or two MF

  • @Cheerfulcharlie1
    @Cheerfulcharlie1Ай бұрын

    Certainly, I am in search of investment guidance. I have encountered challenges in identifying patterns and have found that alternative approaches do not yield favorable results. I am interested in adopting a straightforward and replicable passive income strategy that can serve as a supplement to, and eventually a replacement for, my current earned income.

  • @rajeshbhattad8240
    @rajeshbhattad8240Ай бұрын

    Pranjal Sir, aapne Video ke Title me likha "3k to 1L" lekin video 50k walo par hi end kar dia. 1L wale ke liye kuch nahi bola?

  • @sigmas_handle
    @sigmas_handle9 күн бұрын

    Can we do both NPS and PPF? Can someone get benefits from both?

  • @rohitmuley8382
    @rohitmuley838217 күн бұрын

    I want to invest some lumsum amount for 3 year can you tell me mid cap is good or bad.?

  • @animeshmishra4995
    @animeshmishra4995Ай бұрын

    apke abhi tk ka ek vedio miss nhi kiya mene ....me bhi finacial planner banna chata hu ... suggest a suitable course about this field

  • @Ds-oj5py
    @Ds-oj5pyАй бұрын

    Sir when u said u are assuming that We will increase our investments by 10% per annum...did ur presumptions include 10% increase in each type of Investments (like FD, RD, Insurance, NPS etc.) or just Mutual Funds & Stock investments.

  • @abhilashkumar3556
    @abhilashkumar3556Ай бұрын

    Sir, ap HEALTH and Life Insurance ka Har investment video mei bolte h but KHA KON SA kre yeah btaye please

  • @mrandydashing
    @mrandydashingАй бұрын

    We don’t get SGB tranche every month. Do you recommend purchasing through secondary market on a monthly basis?

  • @sanjaysagitra3028
    @sanjaysagitra3028Ай бұрын

    500, 500 me na health insurance milta hai na life insurance. 28 age walo le liye term life insurance 900+ . Life insurance for 4 members in family 2500+.

  • @jai070389
    @jai070389Ай бұрын

    Hey Pranjal, genuine follower here. I was Wondering why none of these plans have small cap recommendations in mutual fund, even a small allocation..?! Or is it because the risk appetite and goals aren’t clear..?!

  • @pranjalkamra

    @pranjalkamra

    Ай бұрын

    True sir, that’s the reason. I thought i shouldn’t talk about aggressive instruments casually. Wanted to be conservative in a generalised video.

  • @jai070389

    @jai070389

    Ай бұрын

    @@pranjalkamra wow this is so overwhelming. For one this is my first ever comment on any video and to get back an honest response on that, amazing. Secondly, I am glad I could understand the reason correctly, but all credit goes to your videos that have helped me understand investing so nicely. I am a doctor by profession and teach in a medical college for last 12 years, you sir are a very very good teacher. Thank you. Keep up the good work.

  • @SPORTS-ib1dw
    @SPORTS-ib1dwАй бұрын

    SIR EK VIDEO MAIN AISA CHAHTA HU JO MIDDLE CLASS FARMERS KE LIYE HO JINKE PASS MONTHLY INCOME TO NAHI AATI PAR AFTER 4 MONTH 1 LAKH KE SOMETHING INCOME AATI HAI JO ANNUALLY 2 TO 4 LAKHS HOTI WO KAISE INVESTMENT KARE

  • @raktimprabal1614
    @raktimprabal1614Ай бұрын

    Sir, As a govt servant do I need to invest in NPS? A significant amount is already deducted from our salary to the NPS account (+govt investigating 14% of our salary)

  • @arjunmirge588
    @arjunmirge58811 күн бұрын

    Sir muze 5000 per month SIP me invest karne hai kya muze 500 500 ki 10 SIP alag alag type k mutual fund me start karni thik rahegi ya fr 1000 ki 5 SiP karni thik rahegi plz suggest me