I had the privilege to know Andrew in the late 70s and early 80s when he was an insurance broker and client of mine. From memory he was MD of Kinloch's before he was 30. I met Kim at their home once and Andrew was always the gentleman and would book me into the Atheneum or somewhere similarly prestigious. With the advent of the internet many years later I was very pleased to see how he had journeyed over the years and was very saddened to learn today of his parting a couple of monhs ago. My profound codolences to Kim and his children. Rest in peace Andrew.