Insurance companies don't want you to know this!
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Explained in 1 Minute
Insurance companies don't want you to know this! | Claim Rejected?
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Shot & Edited by: Rohan Agarwal
Research: Money-Minded Mandeep
Presented by: Money-Minded Mandeep
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#Shorts #LLA #insurance #insuranceclaims
Пікірлер: 1 100
Insurance samadhan: bit.ly/3rVnedS The video is not sponsored but this is an affiliate link. We've partnered with insurance samadhan because they are doing great work i.e., helping you get your hard earned money back. They also charge an upfront fee of 500/- but it will NOT be charged to you (using the above link) Become a Tax Smart Investor with LLA Capital Gain Masterclass: cg.lla.in Earn what you deserve, LLA Employee Rights Masterclass: er.lla.in
@ashishahuja8984
Жыл бұрын
Do th y have app if so then pls share link
@bikki170
Жыл бұрын
Thanks
@nishchhal42
Жыл бұрын
Are 500 le bhi le to b koi dikkat nai hai, insurance company wale bht pareshan karte hai. Saving the link
@pankajkumar-xd5wj
Жыл бұрын
Sir meri bhanji school me 9th me h or admission ke time pe bola gya tha ki re admission nhi lgega bt every year 5k annual charges lg rha kya kare
@rohandas5643
Жыл бұрын
@@pankajkumar-xd5wj terms & condition phra tha nh ? Kya likha tha .....agr esa kuch nhi likha tha toh consumer court jai
Insurance companies are the legal scamsters in our country.
@rashid4490
8 ай бұрын
Kaun nhi h? Chole wala Gol gappe wala Dhobi se leke sab Kyuki sabko paisa chiye Lalach Moral values koi seekhata h toh boring lagte h Religion n bhagwan ka dar h nhi Toh aur kya hoga
@haldharpatel3915
5 ай бұрын
First is the hospitals.
@nikhil503
4 ай бұрын
And hospitals also😊
@user-db9vw7si3x
4 ай бұрын
Isi liye Mera father kabhi insurance liya nehi 65 saal tak kabhi jarurat pada bhi Nehi. Finally Maine liye father k liye wo reject kar diye jab hospital ka bill aya
@the.mayukh
3 ай бұрын
@@user-db9vw7si3x court m jaake case kardo bro us insurance company k against.. iss bsdk companies ko sabak sikhao jaruri h
My dad's claim payment was FIRST delayed by asking us documents in parts . Like almost every 15 days one or the other documents were asked. They prolonged this for 3 months.. ( they thought we would get tired and stop following up ). later they rejected saying , " the patient might have had past history ". As per the discharge report. We just filed a case , ( MIGHT MEANS PROBABILITY , ITS NOT 100%SURE ) AND WON AFTER 3 MONTHS . 1 lac ka policy tha 1.8 lac ka bil tha Chup chap de Diya hoto to 1 lac se bhi kam dena hota... Par Masti thi un logo ko Harrass kiya hume Isliye judge me 1.8 lac +, interest aur harrasment ka sab milake 2.13 lac ka Claim pass karaya..
@animationexplainera.k.j4520
Жыл бұрын
Asa hi hona chahiya
@HoneySingh-ds1rm
Жыл бұрын
Sahi kiya bakchodi ki yahi sajaa honi cahiye
@anuragtekam4588
Жыл бұрын
Bohot kam fine laga bhai unhe Ye company itne logo ko lutati hai kyuki unko jyada fine nahi bharna padta. 10 mein se 1 ya 2 logo hi complain krte hai.
@yshah84
Жыл бұрын
Where U complained which court U went? Via Lawyer or Direct?
@suniltradingsunil8777
Жыл бұрын
@@yshah84 simple consumer court . Two hearings mein judgement
LLA सिर्फ views ही नहीं दुआए भी कमा रहा है।
@abhilashthakur5830
Жыл бұрын
19 lakh ka bill pay karne bala dua nahi deta
@Optimistic_mind441
Жыл бұрын
@@abhilashthakur5830 dua company ki chahiye bhi nahi, jiski help hui uski dua
@orangeseb786
Жыл бұрын
@@abhilashthakur5830 Bhai hospital mai toa dena hi parega na kitna hi saving karte ho sab chala jayega
@uday6717
Жыл бұрын
Please SAHARA india ka kuch bataiye .... Bahut rupee fase hue hain 🥲🥲🥲🥲
@rohitpromise3815
Жыл бұрын
Vjhfgghhhhhfgggigigigigg🙏g🙏g🙏gv🙏v🙏v🙏v🙏g🙏h🙏h🙏h🙏higififigifufifigigkgkvigigkgiggigigigivicucufufufufufuf😑fufifucig
In UK, they have solicitors for claim rejection and government norms are also strict. Hope to see this in India soon
@KnowledgeBaba001
Ай бұрын
India me jab tak uneducated leaders hain yaha kuch nahi hoga
@anittas224
11 күн бұрын
Here we only fight over mandir
Insurance Samadhan is an awesome body, they are very trustworthy, I had a case of 3lacs policy fraud and mis selling. This Insurance Samadhan helped me and i got all my money back.
Great initiative by LLA, I had faced similar situation during my mother's surgery but I had managed somehow to recover the money. I feel many people like me face similar situation and LLA has taken such a nice initiative for helping and making people JAAGRUK. Thanks a lot RJ sir, Mandeep sir and entire LLA team for this.
@ravipatil2724
Жыл бұрын
Bro which policy to take, for my mother if she fell I'll and have to do a surgery and need a big amount.
Problem partial rejection ka bhi nahi hai. Problem hai ye ki un companies ko pata hai wo aise unethical methods ko use kar sakte hain. They don't have any fear.
Unlike other youtube channels..you people actually help others n educate all in these issues that we faces in actual life..thank you..
They charge 12% commission on the entire claim amount + GST. Now that's a massive non-disclosure.
@LabourLawAdvisor
Жыл бұрын
They will tell you before taking your case
@ShreemMusic
Жыл бұрын
@@LabourLawAdvisor I think this should also be included in the KZread video.
@PraveenKJ.
3 ай бұрын
@@ShreemMusic who charges this 12% commission ? Insurance company ?
@kamalkumar7978
Ай бұрын
@@PraveenKJ.LLA or any lawyers take commission.
@PraveenKJ.
Ай бұрын
@@kamalkumar7978 oh, I see.. thank you so much 👊
LLA, Kya pura Dil ki jagah aap hi le loge....♥️ Ab sach mai lag rha hai.....India KARVAT badal raha hai.......🇮🇳 PTA ni LLA....kaise Thanks bolu🌹
I must thank the LLA team, I've personally gained good insights into money and related matters over a course of the past 3 years and on the way become a aware citizen.
You guys are doing wonderful job. The insurance sector is a big scam in India. It needs to be cleaned. These type of awareness will surely open eyes of many people
One suggestion can you pick up actual live cases that received claim/rejection or ended up in court. This will be very learning series for everyone pf us to understand how practically things work! I think no one shows on KZread real life such examples ❤️
HDFC rejected my term insurance purchase on medical grounds. Even after my physician said there’s nothing serious. They will got give you policy if you’re honest with them because they need to find a reason to reject your claim.
@lakhi_kant
Жыл бұрын
Consumer Court Jaao bhai.
@Kkohli
Жыл бұрын
@@lakhi_kantbhai kaun chakar kaatega. Ab agar mai nayi policy ke liye kahi aur apply karu toh policy rejected bolunga toh vo bhi nhi issue karenge. Unke chakar mai fasgya hu mai
@SonuKumar-lh5nr
9 ай бұрын
@@lakhi_kant kitna premium diye the total
@rashid4490
8 ай бұрын
@@Kkohliconsumer court jana padega Ladna padega Yha rone se koi fayda nhi
We all should be thankful for all this insights that make us jagruk. I am genuinely glad for subscribing this channel.
@ehsaanahmad7190
10 ай бұрын
hii
🙏🏼 Thank you this will really help common helpless people thats why i love your channel.. u guys really do great initiative ✌🏼😍
This is true. Same happened with me as well. While taking a policy medical checkup must be properly conducted by insuring company
Terrific job done by you guys. People are being genuinely helped by the great content you guys are creating. Thanks for the information
@factz1011
Жыл бұрын
Kehna kya chahte hoo 😯
@dattebayo8248
Жыл бұрын
@@factz1011 jo usne likha hai vo!
@factz1011
Жыл бұрын
@@dattebayo8248 bro , i dont know much about the english language -: can u explain to what TERRIFIC means 😅
@dattebayo8248
Жыл бұрын
@@factz1011 bro Google hi kr lete 😂. Terrific means excellent and great/good.
@factz1011
Жыл бұрын
@@dattebayo8248 ohh thanks mate 😅 i was feeling kinda lazy to search 🔎.
Insurance Samadhan is doing great work. I have experienced their service. It's top notch.
Thanks to all the team of LLA for such useful informations.....you are really doing a great job
I want a full detailed video on this topic please make it.
@LabourLawAdvisor
Жыл бұрын
Coming soon
@ankurghosh2387
Жыл бұрын
@@LabourLawAdvisor yeah please make a video on how health insurance companies play these tricks with those terms and conditions
@musaddiqali1
Жыл бұрын
@@LabourLawAdvisor When is the detailed video coming?
@MesmericNikhil
Жыл бұрын
Is the detailed video out? If yes some one plz post the link.
@sandeshshinde2626
5 ай бұрын
Waiting for the video
Same happened with me, I continuously followed up and got it done.
@rahulgupta226
Жыл бұрын
Which insurance company is that ?
Thank you so much LLA team for spreading such awareness. Please keep making this type of videos.
LLA is the friend who takes care of all your financial worries that too free of cost. Thank you team LLA
Main to LLA ka fan ho gaya hu.. Bas meri current padhai jaldi se khatm ho jaaye.. Main turant time milte hi LLA ke sath new things sikhna chahunga, unka paid subscription le kar..
You guys are unbelievable, RESPECT SIR!!!! Your Shorts are so informative 👌
Brother jo aap kr rhe ho vo bhuht punn ka kaam hai..keep it up best wishes
You guys are doing an amazing job. We appreciate you!!
Mandip you always relates with us and always motivated the youths thank you ☺️💓💓
@ytg6663
Жыл бұрын
ऐसे बोल रहे हो जैसे मन्दीप तुमारे मामा का लड़का हो
Kuch ache log bhi bache hai duniya mei.. 😊
Thank you for making people aware.
LLA is not just a you tube channel, its a mass revolution...!!!! Hats off to whole LLA team..👏👏
Insurance companies are profit making firms and mostly not doing business to give everyone lots of money. It is better to keep FD of 10 lakh rupees as an medical funds
@sacarchy
7 ай бұрын
FD eats your money Put in mid cap stocks
Please keep on posting videos as such!🙂❤️👏🏽🙏🏼
Waah bhai gazaab ur helping our nation
Appreciate the great job you are doing for common people like us ❤
*This is really great Channel 🙏*
Well aisa mere father k sath bhi hua tha or unka claim rok liya gaya tha but mere father khud bhi ek lawyer hai and unhone company pe case kr diya jo ki wo district court se jeet bhi gaye but company ne ab wo case ki appeal high court main ki hai and waha bhi kafi chances hai k hum log jeet jayege and mere father bhi bol rahe hai k ab shyd wo supreme court nhi jayege and agar gaye to waha bhi unke jeetne k chances kam hai to please agar kabhi koi insurance company aise claim ka ek bhi paise rok le to aap ek acche lawyer se consult kare otherwise ye companies fraud kar ke nikal jaati hai and suffer common logo ko karna hota hai
Your research is great and helpful. Ombudsman use is best option with Indian companies
Most thankful to LABOUR & LOW FOR YOUR REFERENCE TO CONNECT INSURANCE SAMADHAN TEAM
LLA you are not only providing knowledge, also providing hope to the people who find them self helpless. Great job LLA Team.👏👏👏
Lla ko m mere ek acche dost ki tereh samjhta hu jo ki mujhe her ek mushkil se overcome kerne ki koshish kerta h....love your video and your seriousness of topics...thank you for the one who don't make video for earning but to make jakruk janta🤘🤘
You guys are doing really good job ❤
You are the best channel for common people, thanks to team LLA.. ola overcharged me for 1200rs, from your videos I dis complaint at consumer helpline and my problem solved.
Meine aapko starting se follow kar rakha hai sir really you gave a real knowledge about law
After this samadhan insurance company be like: kaise kar lete ho😎😜🤭😝 socho aur batao
There are some good pple in India helping each other.....
One of the best you tube channel.
The whole health insurance industry needs to be nationalised. So much fragmentation.
@rashid4490
8 ай бұрын
Usse kuch nhi hota Fir mtnl jaise facilities milengi But sabko jio jesi chiye
Thank you so much LLA This really could help many people
@Light_Yagami_Official
Жыл бұрын
@Phonix fire ha Bhai aap sahi keh rahe ho
Labour Law channel,Thank you. Keep up the good work. People will appraise your work.
This is awesome! Keep up the great work LLA.
My father took pnb insurance and my father gone through angioplasty and they said that in its term and condition angioplasty was not written tell me solution you are doing great job
Thank u so much sir for this information❤️❤️❤️❤️❤️❤️🙏🙏🔥
Huge Respect for LLA team ..Keep it up good work ..for Mango people like us...🙏🙏🙏🙏
This channel was one of the best thing I stumbled upon
Thank you ❤️
Awesome video thank you 😊
You are simply a genius who help others without any स्वार्थ
The best way or approach is to get a corporate health insurance or Retail Health Insurance(non-corporate) for yourself and your family, ideally through Insurtech platforms such as Healthysure, they make sure that all the claims passed is processed if valid and reduce the amount of partial claims passed by about 95%. Getting one directly through Insurance agencies leads to a lot of confusion as you might not be aware of all the clauses and might not understand the benefits properly.
Maxlife have messed up our claim. I am asking them to give proposal form to check the real nominee but they are denying giving absurd reasons. Should I go to consumer court?
@LabourLawAdvisor
Жыл бұрын
Yes you can
@ggeetikasharrda4946
Жыл бұрын
Is ur issue solved ?
@tussharagrawal111
2 ай бұрын
Is ur issue resolved
Hats off to you labour law advisor. Dont ever change 🙏
Even the Corporate Insurance Vendors like *Mediassist* is doing the same , Rejecting the Claims for Genuine reasons (Bills).
Ab samajh aaya ki bade budhe kyu insurance lene se mana krte hain 🥺
वो अम्मा याद आ गई... #यह सब साले मिलकर हमें...😂😂
Kya badhia kaaam kar rahe ho bhai Hope you get all success in life
Thank you LLA :) After watching this video I connected with @Insurance Samdhan regarding my father’s health claim rejection. Today they accepted my case and now I am feeling positive to get a favourable outcome .
Insurance company be like: Bhai inko ek khokha bejado..hamari dhoti kol Raha hai ..
ધન્યવાદ
You guys are the best answer to the humanity. We love you from the bottom of my heart.
Thank you 💓
Sandeep Maheshwari Ke Show pe jaooo na sirrr ❤️
@rishabh4428
Жыл бұрын
It's a must and unmissable.....Please visit
@ARShaikh515
Жыл бұрын
Kyun?
The only people i trust today are you Guys.......LLA💝 God Bless you and your family Guys😇
The work you are doing is really commendable... The time sacrifice you are giving to make such valuable things for Middle class... You are no less than a god for someone 🙏🙏 thank you very much 🙂
Bro, need one suggestion. When I bought term insurance in 2018, I was not drinking wine/beer but now I occasionally consume. I asked my insurer to add alcohol consumption to my policy but they denied. What should I do ? Should I buy new policy considering that I have lost the money with insurer?
@LabourLawAdvisor
Жыл бұрын
Go to consumer court first
@maharshiraval1198
Жыл бұрын
Stop drinking, its not for your health
👍👍👍
Every day LLA again and again wins our heart..love for awaring India 👍👍
I am a straight guy but I can say this about you guys " I love you" for making me more intelligent and street smart.
bhai thanks bhai
I had faced similiar condition, then I mailed my HR, putting my manager and greivance officer of insurance company in CC. And it got approved very next day. 😂
This practice is usually done by Private insurance companies.. go for Govt Insurance Company, no such deduction will be made..
After watching your videos, I consider myself a little better than yesterday. Thank you for making the Indian audience more jagrook.
We need more intelligent content creators like you. Thanks LLA. 🙏
Happened with me on my corporate policy. I fought for it and got it settled. It’s an unlawful practise that claim companies follows. Sad thing is that in my case culprit was not the company but was the Tpa who rejected this amount.
Insurance samadhan will definitely have 15 commision on the other hand policy bazaar is doing it for free .but policy bazaar will not give u any promotion money
90% partial rejection is too much. It is borderline fraud. Thanks for bringing this up. Shame on such malpractices of insurance companies. Where is the accountability?
Even I have faced similar thing in my family, but being a common man we had accept whatever they gave..
Mandeep, you are really helping all to be jagruk. I owe you sir
My mother says "Everyone you see will try to take money from you. No one will ever give you the money when you need it."
Fantastic post, as always!
Super... U r going so deep in every concepts... Thank u👍🏻
Very nice initiative sir Thank you very much
same happened with me few months back...but after cross questioning them... they were ready to process full amount of claim
Insurance companies are trained to say NO
Ye to aap bohot acha kaam kar rhe ho. Logo ki bohot help hogi isse.
I also faced the same issue.
IRDAI should mandatory for Insurance companies to publish about their Partial Claim and Full Claim Settlement Ratio Statistics which help the buyer before purchasing any health insurance policy.
Very noble and innovative effort of helping viewers as well as creating interesting content..👍👍😊
Same problem i faced when my mother was hospitalized. I couldn't understand the same others category thing. I got very angry with the fact that the others category had the most money in it. When i called them up, they came up with different excuses each and every time. I was confirmed they were fooling us. Stil, i kept all the paperworks, did all things possible, they promised they will be giving the rest of the money (sort of). But then, 1.5 years have passed, till date nothing has happened. I only got some 20 - 25 % of the hospital bill cost. Thats why sort of felt like health insurance are of no use. But then i came across this video.