Now it makes sense to not take credit cards by paying joining and annual fee. Sooner or later, all cards are becoming devalued. Better to take only lifetime free cards.

@roninr8199

4 ай бұрын

Agree

Devaluation is the ultimate truth of all credit cards 😂

@CardAcademy

4 ай бұрын

Yes.

@roninr8199

4 ай бұрын

Hdfc bank does once in 3 or 4 years way better than axis, sbi bank

@johnhorn35

4 ай бұрын

@@CardAcademy😂😂 KZread is responsible for it 😂😂😂 everyone is exploiting the benefits 😂😂😂

@fundmypcsetup

3 ай бұрын

👀

It's all about Keep one card with premium benifits and spend all on that cards and get perks. Multiple Cards of entry level decrease benifts in long time. An one things this strategy is very similar to SIM One time every one have 2-5 sim and switch according to their benifit and due to LTF they never recharge. 😁 And we see how things change in telecom industry dramatically. Same things happens in Credit Card industry very soon. Best of luck folk. And i'm also disappointed on this devaluation because i have Wealth card which has access of Patna Lounge. Now spending 20k for only this It's not worth.

Now you cannot think of having cards just for lounge access. Simply speaking, the card has to be your main card with decent spends. Only then can you get the perks like lounge access. The same will happen with movie offers gradually.

@CardAcademy

4 ай бұрын

Exactly

@mahipdeva3543

4 ай бұрын

Very well put sir! Agreed!

@schumi93

4 ай бұрын

@@CardAcademy movie perks ko toh yeh log baksh dete..

@amitabhmaheshwari

4 ай бұрын

@@schumi93Thank God that they have only reduced it from ₹ 500 to ₹ 250. Magnus has done away with it completely

Content is very good..no doubt in this. But really need to up the video editing skills. Anytime something is getting displayed -> make it full screen and you can continue dubbing at the back. Or make your face smaller minus the background and show the texts in a better dont snd background. . Video editing in a good way is a must. " Hamare analysis ke mutabik is video ko hum dete hain 2.5 out of 5 stars. 😅" Doston ke saath share karein. Subscribe karein 😅

Now we need a new video for best cards for movies and lounge access after fresh devaluation

@amitabhmaheshwari

4 ай бұрын

Very simple. For movies - if you are ready to pay the fee, then ICICI Bank Emeralde Card For lounge - HDFC Infinia / DCB Amex platinum charge / reserve card If you can reach spend threshold, then axis Magnus

You explain very well.. Keep it up

Please make a video on IDFC power plus devaluation. Are there any changes on IDFC power plus credit card on 5% value back on utility and grocery spends.

@anindyachatterjee4765

4 ай бұрын

I also want to know. I got a mail on this that devaluation will happen from 1st May

@anindyachatterjee4765

4 ай бұрын

www.idfcfirstbank.com/content/dam/idfcfirstbank/pdf/cvp/PowerCVP-1.pdf

Giving a discount if ₹ 125 on movie ticket on select card is a new low.

Good and simplified explanation.

Correction in your video. I'm a CV Idfc first cc holder. It's not just the air lounge minimum spend requirement change. 1% on rent and utility charges beyond 20K is also a part of the change.

What about Railway lounges on IDFC Select card?

Now only one devaluation is remaining... All Banks will cancel Credit Cards of those people who pay Credit Card bills on time and don't let Banks to earn on missed payments...😂

@amitabhmaheshwari

4 ай бұрын

But banks do earn MDR even through such customers who pay on time

RBI should restrict banks from devaluation otherwise these banks will give very good offers for customer acquisition but devalue later.

I was going through all your videos yesterday itself and was about to buy idfc select card. But fortunately I saw discrepancies in their offerings on website and documents and withheld the application. Today I got to know about this devaluation. This devaluation has totally destroyed a very good card Select, just as you said 125 rs discount is a waste and for lounge 20k is too much. Very disheartened. But thank you for your video, really appreciated.

@KranthiKumar-hw4ij

4 ай бұрын

Without knowing this i applied for a select card last week

Please cover on the changes introduced in the amex platinum reserve credit card

@CardAcademy

4 ай бұрын

We'll do a review of that card soon. But if you want a short answer, the card is still not worthy.

@amitabhmaheshwari

4 ай бұрын

Only Amex MRCC and platinum travel are good value for money. Plat charge is to just show off for most.

Pls suggest best credit card for lounge access and rewards points

Is it goes like this then credit card market will crash soon. Let's bycote devaluation and close the unused cards.

@amitabhmaheshwari

4 ай бұрын

Banks are hardly concerned. Unused cards aren’t generating any revenue for them anyway

Idfc wealth had four visits per quarter for domestic lounge international lounge and spa combined and not separately for domestic lounge/spa and international lounge

Does NPS payment earn 10X reward if we have crossed threshold or it will be considered as government transaction and will not earn 10X reward. Could you please clarify.

IDFC cards were already very poor in terms of reward points. There was hardly any online shopping offers. They were only good for lounge visits. Now that it's also heavily restricted, cards are virtually useless

@anindyachatterjee4765

4 ай бұрын

still people use cards and beg for cards and banks are not giving them cards. IDFC credit cards are too tough to get

@user-wb3is5oc9v

4 ай бұрын

It will no longer be the case!

Thanks for content mam

Please throw some light on AU bank LIT I have never seen any videos on it from your academy ma’am why it is not publishing yet? Is LIT card is good or better? Or it is not good?

Tell me one thing if I spend 50000 in one month for NPS or Medical insurance premium payment, will that also be counted as commercial usage & 1% + GST needs to be paid of top of that 50000 rupees? If that's the case , it's bad cause people would be reluctant to spend more than 20k & they won't even get the benefits of 10X reward points

Nice 👍

Its a CULYCLE Nothing weird ! all will be devalued and in the middle of the year they will make new cards with the same value only to DEVALUE thaos cards later

Which is the best card for Movies ? I am closing my Axis Magnus credit card

After the recent devaluations, which do you think is the best credit card at an overall level if we exclude super premium credit cards. As most of the lifetime free cards have become useless. How would you rate HDFC regalia gold now?

@Raj.r2

4 ай бұрын

Sabse acha Airtel axis h Bhai har mahine 800 ke aas pas cashback aa jata h Mila jula ke only 500 per year

@CardAcademy

4 ай бұрын

HDFC Regalia Gold card is a decent card with good lifestyle benefits and return (if you can use Smartbuy extensively). Otherwise in cashback/entry level segment, Amazon Pay ICICI, Cashback SBI, HDFC Millennia, Airtel Axis, HSBC Cashback, HDFC Tata Neu Infinity, and Amex MRCC are great. In terms of travel excluding the likes of Infinia, we have cards like Amex Plat Travel, Axis Atlas, Yes Marquee are good options.

@sidgupta1957

4 ай бұрын

@@Raj.r2 milta hi nahi par

@Raj.r2

4 ай бұрын

​@@sidgupta1957bhai mujhe bahut easily mil gya tha ye Mera first card tha wo with 15k limit joki bill payment recharge and swiggy zomato bigbasket ke lie sufficient h.

I received the Wealth Card 12 days ago but haven't used any benefits yet.😢😢

Great work 😊

Repky toh ker diya kro😮 maine kuch puccha tha aapse.... Tumhare pass konsa card yeh yeh batao pehle? Aaj tak kabhi apna card portfolio dikhya hi nhi hain... Bas script pad ke khatam

@CardAcademy

4 ай бұрын

kzread.info/dash/bejne/iHh2lqiul6Tco6g.html

@CardAcademy

4 ай бұрын

We're a team. Collectively we have the following cards: Cashback SBI SBI Prime Amazon Pay ICICI Axis Ace Flipkart Axis Airtel Axis Axis Atlas Axis Vistara Infinite Axis Magnus Axis Reserve HDFC Millennia HDFC Tata Neu Infinity HDFC Infinia IDFC Select Club Vistara IDFC Amex Platinum Travel Amex Gold Charge Amex MRCC Amex Platinum Charge Scapia

@anilmm2005

4 ай бұрын

Thanks for the list . Is there a way to join your team ?

@RohitSingh-no5ix

4 ай бұрын

@@CardAcademy Thanks for Sharing....🙏🏻

Wah mere dil ki baat aap ne sun li kal me idfc ki video search kar raha tha

Any tips on how to get SBI Cashback? I got rejected even after 780 CIBIL and really good income. Also, the link you shared in your video on that card didn't work.

Would increase the profitability of bank and so the share price

Please let me update which card is providing better benefits in insurance premium payments.

Please though some light on AU bank LIT I have never seen any videos on it from your academy ma’am why it is not publishing yet?

Mam sab share kar raha hu fir vi sem problem kya karu ... Bob Credit Card Your application is pending as some of the required documents have not been submitted. Kindly Email all your documents (Photo, PAN, Income Proof, Current Address Proof)

I hope they will not make the changes on zero markup fees. It they make the change then it better time to leave the IDFC card.

Yesterday I got IDFC wealth card for 500 movie and lounge benefit 😅 and today is the news, this will be the second time I have closed IDFC card. IDFC, "tumse na ho payega". Last time while closing select card, ye log mujhe bol rhe the, sir aap spend nahi krte, hum kuch retention offer nahi de payenge, iss baar to mujhe sunna he nahi hai. Bus band krdo card, bhai card me acche rewards hoge tab spend pe tab to koi spend karega. Lagta hai ab debit card is use krna padega. No hassle of calculation, chill life.

@anindyachatterjee4765

4 ай бұрын

which cards gives more benefit? I have hdfc,icici all are same. it is across the board that devaluation of credit cards have started.

@wipeout8172

4 ай бұрын

@@anindyachatterjee4765 HDFC has at-least points for travel, Amex has Bonvoy if you hit the milestones, what IDFC has? Among all the other cards, this card never even had anything other than BOGO and lounge.

Which Vistara card is good for rent payment idfc vistara or axis vistara

Devaluation k bad 2024 portfolio of Credir Card ka video bhi bana dijiye

Please make a video on IDFC power plus devaluation.

@anindyachatterjee4765

4 ай бұрын

www.idfcfirstbank.com/content/dam/idfcfirstbank/pdf/cvp/PowerCVP-1.pdf

Devaluation k baad Ek aur card portfolio video Banana Chahiye sister

idfc lifetime free cards will slowly become useless with regards to rewards like icici cards

@CardAcademy

4 ай бұрын

We hope not.

Mam ek muhim chhed do axis card band kro...ya phr Twitter me trend krwa dete h axis card band kro qki mam usi card ne devaluation start Kiya jisne sabne krna shuru kr diya..usi ne minimum spend lagaya .. unlock krne ke liye domestic lounge..

Please Make video on Axis privilege post devaluation and suggest a better option

@wraza007

4 ай бұрын

Kyu bhai Multibrand ka bahut faida utahye ho kya

If I spend more than Rs. 20000 for paying my health insurance premium in Jun-24 thru IDFC First Select , then can I use domestic airport lounge in Jul-24 ? And will this lounge access be unlocked automatically ? Please confirm.

@TheNaveid

Күн бұрын

Please update did you get access ??

Need a video best all time credit cards after devaluation plz

Rent Payment pe 2% phone pe leta h or 1% Bank leta h or GST alag se, total 3% + GST lagta h medam

Can you suggest best credit card now for tax payment which will give rewards without any cap ?

@CardAcademy

4 ай бұрын

Amazon Pay ICICI

@cred_entho

4 ай бұрын

How much considering 1% gateway charges?

*icici amazon always best* jo mere pas nahi hey

Can you recommend which is the best life time free card now if not these?

@CardAcademy

4 ай бұрын

Amazon Pay ICICI

RIP IDFC Wealth Card

What about road side assistance ?

6 months se try kar raha idfc ka koi to card wow mil raha tha ab acha huva abi koi nh chahiye

SBI Cashback is the King for Online Shopping.

Now we know why Amex platinum charge card has a fee of ₹ 60,000 plus tax. There is no free lunch

@CardAcademy

4 ай бұрын

Yes. There are no free lunches.

@ESp6996

4 ай бұрын

@amitabhmaheshwari Sir what is the credit limit offered to you on amex MRCC rewards credit card??

@amitabhmaheshwari

3 ай бұрын

@@ESp6996₹ 4.70 L

Madam ji. Pls one card bob financial pe video banaiye please 🙏

Best credit card ke uper video banao abhi hamko change karna padega card

Maine toh Axis ke cards ko close kara liya.

iska matlab ab wealth card band karna hai

❤❤

Me who got IDFC select few days earlier...pura moye moye ho geya XDDDDD

@amitabhmaheshwari

4 ай бұрын

Koi baat nahin. Same happened with me on wealth card. These cards are LTF.

@Write2pranab

4 ай бұрын

Me too, got Select card after much hassle, Closed Classic earlier, then tried Select , repeatedly rejected , then applied with another mo. no. Approved after physical verification, and now devalued. Can't spend ₹20000/- just for lounge access.

axis bank neo rupay card par bhi video bano medam

Ab time aa raha hai ki, Bank Credit Card to easily provide karengi par saath me T&C lagayegi "you are not eligible to use" 😅😅😅

@anindyachatterjee4765

4 ай бұрын

no banks gives credit card easily.

mujhe kaya mere pas to nehi hain ! lekin main to apke liye video main aaya hoon aap jo itne cute hooo🥰🥰🥰

Now IDFC cards are worst

खुश रहना है तो क्रेडिट कार्ड ही न रखे। फालतू का टेंशन है कार्ड रखने में। रिवार्ड प्वाइंट का आचार भी नही डाल सकते इसी चक्कर में खर्च करते रहो

When is the magnus video coming?

@CardAcademy

4 ай бұрын

Next week.

@mahipdeva3543

4 ай бұрын

@@CardAcademy Earlier I used to be all YAY MAGNUS - Now - SUBJECT DOESN'T FEEL ANYTHING XD

Another card to throw on the side. Amazon icici is best..

Lounge access par jab devaluation hota hai tab sabse jada disappointment hota hai. Lounge access karne k liye koi bhi spend based criteria nahi hona chahiye.

@amitabhmaheshwari

4 ай бұрын

This cannot happen. Lounge access costs the bank. Banks can’t keep giving free access to lounges without you spending anything on the card.

Idfc k koi v credit card mat lo😮

IDFC select ab bekar ho gya Ab use karne ka matlab nhi banta

After 1 st may your videos also🎥 going to devalue

Its of No use now. Earlier I was using select card and felt the benefits were really good. With De-valuation and of such magnitude it has become completely useless card, I think everyone should immediately close these cards to give an indication that this is not right..

please make dining benefit related cards video

Another reason to use debit card and cash 😂😂

Iske bad ICICI credit ka pari 😂

Is card academy run by an entity or by this beautiful girl

@ESp6996

4 ай бұрын

😂😂 entity 😂 ka matlab jante ho?

@nachiketaadhikary8992

4 ай бұрын

@@ESp6996 nahi ji batao guru ji

@ESp6996

4 ай бұрын

@@nachiketaadhikary8992 something that exists separately from something else and has its own identity.

You are looking beautiful ....

August 2023 taken Axis Magnus card, devalued next month and devalued again in April. April 2024 taken IDFC Wealth card, devalued again within a month. No luck with the cards which are known for lifestyle benefits 🥲

@CardAcademy

4 ай бұрын

Really bad luck.

Chalo finally accept to kiya k IDFC k ltf cards useless he 😂😂😂. BTW charge wale bhi same hi he.

@CardAcademy

4 ай бұрын

Ab toh ho hi gaye hain.

Devaluation of cards seems to be a good business model for the card academy channel. Everytime a company devalues it's card, they will have an opportunity to release a video about it. 🤣🤣