This is your best analysis i have seen so far.. keep it up

Itna kharcha kaun karta hai yaar? Mere sare credit cards milakar 23 Lakhs ki limit hai, aur saal ka mera 5-6 Lakh se upar ka kharcha nahi hota. Spending 20 lakhs + in India seems living a lavish life.

@navinmohanani3

2 ай бұрын

He might be doing business expenses thru personal cc and then reimburse from business

@stormithelabrador

2 ай бұрын

He is investing money it can be his son and then 5 L to rent he hai so 25 per cent rent he hai and then bake srundets ke fee and all so ho Jata hai etna

@stormithelabrador

2 ай бұрын

50k NPS this is investment only

@ManishBende

2 ай бұрын

5-6 lakh bhi kaun kharcha krta hai yaar 😂

@stormithelabrador

2 ай бұрын

@@ManishBende in Mumbai it’s normal as it takes time to have 2 cr to buy a house and then too loan Lena hota hai. Kids ke study and all these things do get spend but he is doing best by getting returns from spend.

Me with FD backed CC watching this video 🤡

@Nope.--1.5

2 ай бұрын

Riyal 🤡 FD se bhi decline ho gya 🤡

@Beingbansal

2 ай бұрын

Idfc😂​@@Nope.--1.5

@Kumargaurav_27

2 ай бұрын

😂

@Kumargaurav_27

2 ай бұрын

​@@Nope.--1.5 😂

@deepanshuagarwal5333

2 ай бұрын

Me banva dunga bhai without fd wala aapka

Very useful video, Card Academy!

Presently provided combined limit of 31.46 lakhs monthly. However, I use 12-14 lakhs limit per month only. Would close all credit cards except ICICI MMT Signature, SBI Elite, Axis Atlas & Amazon Pay as Vistara airline is going to merge with Air India soon… However, Infinia, Yes Marquee , Amex are still left over options to decide….

Very well defined spend strategy!

Do you consider fee of the card while calculating the return. Like the fee of Amex Gold is around Rs. 4500/- + GST, Which cannot be waived. So is it practically possible to extract 13% return

It is very difficult to understand with separate blocks of details, rather try using excel sheets with highlighting imp data. It has been suggested earlier as well as I can see from comments, hope you read those and implement.

Great content 🎉 Really helpful content anty ji

Good information video..man

Thanks for the strategy explanation, but, it will be great if you can cover similar strategy for LTF + low annual fee cards as most of indians will not spend more than 5 lakh usually. Thanks

what is the best way to pay electricity bill via amazon pay balance greater than 15000?

Thanks ma"am for the informative video. I would like to request u to make a video on "which card to be used for which spends like utility, travel, rent , food etc", as u had made one earlier befor the devaluation of cards. Thanks

After all these devaluation. Which is the best card for Government Transactions apart from Vistara Cards

Me waiting for my PAN Card to arrive so that I can get a FD backed cc 😂

@codexsquare

2 ай бұрын

Us bro Us 😂

@pgsundar8505

2 ай бұрын

File itr for last 3 year of 6 lac min and get normal credit card

@TheHimanshuRastogi

2 ай бұрын

Bro I Just turned 18 a few days ago, how do I get 6 years of ITR? LOL 😂

@codexsquare

2 ай бұрын

@@TheHimanshuRastogi Nasha kehte bhai ise haha Waise Mera pan aagaya aaaaj hi wowwhoooo

Manifesting these cards in my card holder🤞... Soon

Hi Axis select is also good card for Movie benefits

Is there any good reward points benefit on simply save rupay credit card ?

@CardAcademy

2 ай бұрын

No

2:15 I didn’t know rent payment from axis vistara infinite does not count towards flight ticket milestone anymore. Any recommendations on card for rent payment?

@CardAcademy

2 ай бұрын

IDFC Vistara or SBI Vistara Prime.

@dhruvdatta13

2 ай бұрын

​@CardAcademy I think rewards are no longer on SBI prime. Only milestone benefits are left. Is that correct?

@abhishekpuvvada5847

2 ай бұрын

IDFC Wale reward points redemption karne pe acha amount cut karte hain. Is that true ? I got their select card and was shocked to see 99/- for every redemption altogether card is free

Tnx 😢

How to pay NPS from credit card ???

anyway to avail a consultation? Discuss my cards and get some suggestions and advice ?

Mam resently 5 days hoye hai mujhe Kotak Mahindra Bank ka credit card liye hoye fd wala to aap ye btauo ki fd wale credit card thik hai ya nahi or mam soure credit card kab tak mil jayega

@pgsundar8505

2 ай бұрын

30 percent he use karo ap and itr fill kardo 6 lac ka fir mil jayega apko

There are lots of videos on entry-level and super premium cards can you make some on mid level cards for someone spending 5-6 lacs a year maybe comparing HDFC Regalia, Tata Infinity, ICICI Sapphiro etc

My portfolio 7 Card with 35 lakh Limit But never used more than 5 lakh year.

What is his monthly salary ????

Whenever you go to buy a frame, make sure the stem length is not same as your current one, for some reason, all your videos, specs are not the correct size. Get a shorted stem length.

Hii, my Annual spend is close to 6-8 lakhs excluding insurance which is close 1.5 lakhs + nps 50k... Can you suggest good card strategy?

@stormithelabrador

2 ай бұрын

Have Amex Gold, Amex Platinum treval and IDFC Vistara. Spend 3 to 4.5 L max from Vistara, spend 4.5 from Platinm treval, and 6k a month in 6 trans in Gold. This way in two years with refrrals of Amex you can book a decent hotel of Marriott for free for 5 to 7 days in Paris also. Plus one side ka ticket in economy class.

Should I upgrade to standard chartered ultimate from titanium and icici platinum to emeralde and hdfc millenia to regalia gold?

@amitabhmaheshwari

2 ай бұрын

ICICI Eneralde is useless, unless you can get ICICI Emeralde private metal

I have Infinia and Atlas, if I have to swipe 10 lacs for a transaction which one to use?

Sbi prime card Trident red tier membership &. Club vistara member ship liye details video dijiye

Closed 6 credit only 10 remaining limit decline 40 lacs to 32 lacs

Amex gold effective return is a lot lower due to annual fee of ₹ 4500 plus GST. Is he able to get this waived ?

@CardAcademy

2 ай бұрын

Not able to get waived. But able to get 10,000 MR points every year as retention benefit.

@amitabhmaheshwari

2 ай бұрын

@@CardAcademyThat is great.

Mam fd wale credit card per ek video jarur banao

Where do you buy Amazon vouchers with Amex card?

@CardAcademy

2 ай бұрын

www.gyftr.com/amexrewardmultiplier/

👌

❤

I have seen people with crores of limit. Ek bande ke pass to ICICI Emerald hai with 45 lakh limit. Dusre ek bande k paas Infinia hai 36 lakh limit k saath.

I have 16CC nd Total credit 💳 limit 1.2 crore

@navneetkumar9961

2 ай бұрын

Your salary ? 😅

@ghanshyamgevariya8395

2 ай бұрын

Kese milega

9600 me 5300 ki fees lagti hai uska kya amex gold pe 4500+gst return rate kam hua na fir to

@CardAcademy

2 ай бұрын

We have been getting 10,000 reward points as a retention benefit with Amex Gold.

Apke team member Kamate kitna hain

On amex card return is only 5.33% not 13%

Ye Matlab yeeee Matlab 😊😊

Can you suggest any travel card with eligibility of 7lacs net annual income??

@ek_virus

2 ай бұрын

Scapia

@CardAcademy

2 ай бұрын

Would not advise a travel card if spends are less than 5 lakh in a year

@amitabhmaheshwari

2 ай бұрын

Sure. Go for standard chartered ease my trip card. Good benefits and just ₹ 350 plus tax fee, and that too is waived if you spend ₹ 50k in a year.

Spending this much in a month 😮.. how much people are earning 😀

Apka portfolio batau

Any update on infinia reserve credit card

@amitabhmaheshwari

2 ай бұрын

No such plans by HDFC.

Me with 7 CCs but the limit is 4.42L 😢

I have also 3 axis card Airtel Flipkart my zone

I want to know if there is any app or method we're I can use one credit card for use another credit card due payment

@arnavsingh1740

2 ай бұрын

you cant do that buddy, not so easy 🏋️

Tota cumulative limit of my 9 Cc is 67L

@amitabhmaheshwari

2 ай бұрын

Wow

I’ve seen some businessmans with 1 - 2 CR of credit limit! 😳

I think the team member is Amithab maheswari sir?

@amitabhmaheshwari

2 ай бұрын

No. She said member, not subscriber.

@nagupdates

2 ай бұрын

Ok sir.Direct app ne hi respond hua. Thank you.

09:55 you mentioned smart buy for flight.. what is the website?

@PlasticSquare

2 ай бұрын

smart buy is hdfc portal

@CardAcademy

2 ай бұрын

offers.smartbuy.hdfcbank.com/v1/foryou

Meri 42L

If you deduct fees of Rs 4500 from America express gold card then the return almost halfs.

@CardAcademy

2 ай бұрын

But we're able to get 10k points as retention benefit on paying the fee every year.

@baanitextile8928

2 ай бұрын

​@@CardAcademyis hdfc infina is available on fd of 11lakh

@amitabhmaheshwari

2 ай бұрын

@@baanitextile8928No

why don't you deduct the charge of the credit cards?

@amitabhmaheshwari

2 ай бұрын

Charge ke badle points mil rahe hain

Ab Toh Credit Card Close Karne Ka Time Aa Gaya Hai Re Baba Thanks To The Great Historian In RBI 😤😤

@ek_virus

2 ай бұрын

Log jyada hi share kar rahe the tips and tricks so ye to hona hi tha. Logo ne CC ko dhandha bana k rakah tha. Ab unn sab chutiye logo ka dhamdha bandh ho gaya. Ab sirf genuine hi rahege.

Mare Amex ki limt kam h 😢

Hii i have 2 credit card from Axis Bank can I have new credit card easy

@CardAcademy

2 ай бұрын

Yes. Generally three cards are issued very easily by Axis.

@anupamajha5686

2 ай бұрын

Nope, u have to cancel one to get another

@beattheworst7633

2 ай бұрын

​@@CardAcademy Yes.

@Salvo08

2 ай бұрын

Ya. You can have three cards from Axis. If you already have Axis Airtel then good otherwise they don’t give that easily.

@birendrakumarchourasiya2307

2 ай бұрын

​@@Salvo08nhi axis on call card de deta hai mujhe mila hai total 4th card hai axis ka

I am currently having hdfc money back plus card with credit limit of 7 lakhs. My in hand salary is around 2.8 L per month. No matter how many times I ask my relationship manager, they are not giving me Infinia card. Can you give me any advice on how to get Infinia card easily ?

@CardAcademy

2 ай бұрын

These days if your credit limit is 10 lakh and spends in last 6 months is at least 8-9 lakh then only they are giving Infinia.

@narendrareddyguvvala7474

2 ай бұрын

@@CardAcademy If we meet this criteria, will they send us infinia invite?

@DharmAurGyanKiBaatein

2 ай бұрын

Another method is also there to obtain infinia

@CardAcademy

2 ай бұрын

@@narendrareddyguvvala7474 No you have to apply for upgrade.

@narendrareddyguvvala7474

2 ай бұрын

@@CardAcademy How to apply for upgrade. By visiting branch?

OMG Etna complex

@anupamajha5686

2 ай бұрын

Tu kamata kitna hai😂

@anupamchaurasiya8147

2 ай бұрын

@@anupamajha5686 tere se jyada

Me having HDFC Millenia and ICICI Amazon Pay credit card with 5L total credit watching rich people video 😂😂

₹16.64 lacs ki limit hai.

@anupamajha5686

2 ай бұрын

Ha toooh Baap ka paisa thode hai, bank ka hai karz

@sumansamhalder6909

2 ай бұрын

@@anupamajha5686 Haan, toh tujhe kitna diya?

@RohitSingh-no5ix

2 ай бұрын

😂😂😂 bro you owned​@@anupamajha5686

@birendrakumarchourasiya2307

2 ай бұрын

​@@sumansamhalder6909apka v yt channel hai sayad maine dekha hai pitaare se😊

I have 80 lakh limit cards

@amitabhmaheshwari

2 ай бұрын

Wow

Itna uses... 😮 Govt se kitne use krne pr notice aata hai..??

@amitabhmaheshwari

2 ай бұрын

Agar usage declared income se jyada hai, to notice aayega

Itna kharcha kaun karta hai.

if any one looking for infinia card let me know

@MukeshYadav-zs9ey

2 ай бұрын

Hi, I am looking for HDFC infinia credit card

@ibharatbhushan_

2 ай бұрын

Hi There, I am looking for, trying to move from magnus to Infinia

Bas itna amir hona hai...

Ye hai kon, inse hi shadi to nhi kar logi

41 lakh limit 😅

@MovieTalkiz

2 ай бұрын

Yahn to Mero limt hi kam h Amex ki khrch krn ek liye wapis pase dalen padte h

Bhai bade khiladi he, hum to Sbi cashback me khelne wale he. Airmile hamare bus k bahar h

@CardAcademy

2 ай бұрын

Cashback cards best hain agar life simple rakhni hai toh. And SBI Cashback is great.

Isse mera to kaafi jada hai, My credit portfolio is 50+ lacs. Includes HDFC Infinia, Axis Atlas, ICICI MMT Signature. Amex MR, Indusind Indulge, IDFC Select & Blah Blah Blah.

@amitabhmaheshwari

2 ай бұрын

Wow

In ka bf krta he

25 30 hajar view ke sath member infinia holder hai kya bakwas bake ja rahi hai ye sundar aurat

@hairstuff371

2 ай бұрын

Aur vo b team member

@CardAcademy

2 ай бұрын

Who told you we do this full time?

@amitabhmaheshwari

2 ай бұрын

There are some people who really show their upbringing with their comments

This channel is becoming useless day by day.

Anyone knows her name

ye kitni cute hai bhai

You look pretty Innocent and beautiful❤😍

Galat he screen pe photo hot wali khule hairs and all aur video play hote hi vahi purana look ye to chitting he 😅😅

🫶🏻✨