Agree with you 100% on the usage fo credit cards. Thanks for the video!

Glad that you told the truth, "you never activated the card". A lot of the folks order and close and then they say, used it for the first year.

@SpendWiselyOfficial

3 ай бұрын

Thanks

@Lucifer-cy6rp

3 ай бұрын

Didn't understand. Could you explain

@MohitGoyal707

Ай бұрын

@@Lucifer-cy6rp He is saying, people lie that they used this card for 1 year,. In reality everyone is just cancelling the card without activating. Only this guy told the truth.

I got this card and received 1,35,000 reward points as welcome gift

@kunalbharatram9170

3 ай бұрын

same

@amrit0501

3 ай бұрын

You have a great portfolio of cards Amit Sir ❤

@chetankgowda

3 ай бұрын

Did u upgrade from ur existing Amex card .. or was this your new card

@Raghu07107

3 ай бұрын

Did you request the amex team for reward points or themselves provided ?

@amitabhmaheshwari

2 ай бұрын

@@chetankgowdaUpgraded my gold card.

I still think Amex Gold charge card has better value in terms of spendings, fuel and 5x rewards point. Also the bonvoy point conversion is applicable for Amex Gold too. Overall if you have HDFC Infinia + Amex Gold then you really don't need Amex Express Platinum card. It does not justify the high fees.

great and honest review. I have this card - because i travel delhi-mumbai route often and use their lounge. If some1 is not travelling often, i wont recommend this card. Most of the features are for over the top ppl. I am scared to renew this card for the second year - may go back to gold.

As a platinum member it’s been a year for me with this card and experience has been great so far. Usually I prefer staying in Marriott and Radisson which cater to my needs . And the level of pampering they do for their gold elite members is amazing 🙂. Unless one travels frequently or prefers staying in branded hotels this card is of no use. The USP for me apart from memberships is the 5 cr insurance cover on air accident and the overseas 50k usd medical cover . I never had to rush for things because Amex always took care of my needs. I frequently attend events too and they are really fun. All in all , I am able to make good use of the card.

@SpendWiselyOfficial

3 ай бұрын

Great 👍. Yes, this card is very useful for some people who can use these luxury lifestyle benefits.

This card is taken by many people only for the exclusivity factor, not for rewards and cash backs.

I applied for the upgrade offer only because I am planning couple of foreign trips in next 1 year and just want to experience the luxury for some time. This card is not at all a credit card (I mean don’t consider it as one) and rather consider it as a luxury ticket cost ( like we pay extra money for some better cinemas). If cashback & roi of spends matters then this is the worst card and rather get MRCC (and platinum travel) and use it in the combo.

@SpendWiselyOfficial

16 күн бұрын

Correct 👍

Very true opinion. To pay Rs 70800 is not advisable for such a card. Infinia, DB is far far better Cards

Good honest review

@SpendWiselyOfficial

3 ай бұрын

Thanks

You are the best 🎉

@SpendWiselyOfficial

3 ай бұрын

🙏😊

Sir apne Axis easy access account & uska virtual debit card ka sare benifits details me discuss Kiya tha ek video me. Vase hi Indus delite zero balance account & uska delights debit card ka sare benifits ko le kar ek detailed video banaiye please.🙏

Since you didn’t activated your upgraded card your old Gold card still works?

@SpendWiselyOfficial

3 ай бұрын

I requested Amex customer care to downgrade back the card to Gold card which was done same day. But they have levied Rs.4500 joining fee on Gold card considering it as new card. I have requested to waive-it off or cancel the Gold card. Now, this is in process. Let’s see

Which one is the first credit card with highest joining and annual fees ???

@SpendWiselyOfficial

3 ай бұрын

Amex Centurion card with 11.5 lacs joining fee and 3.24 lacs renewal fee

One of the most disheartening issue of this card is its acceptability... even 4 star hotels and even prestigious brands in mall dont accept this card...

There are lots of videos on entry-level and super premium cards can you make some on mid level cards for someone spending 5-6 lacs a year maybe comparing HDFC Regalia, Tata Infinity, ICICI Sapphiro etc

@SpendWiselyOfficial

3 ай бұрын

There are videos on all relevant cards in mid-categories also on this channel. Regalia gold, Atlas, Tata infinity etc. ICICI Sapphiro is useless card unless its available as LTF

25% discount available at Taj for neu members also 😂

@rashant9277

25 күн бұрын

Neu gold *

Which hotel chain gives free breakfast with this card?

@abhilash1715

3 ай бұрын

Usually Marriott does upon request . But don’t expect the same at luxurious properties like Ritz Carlton and St Regis.

@SourabhSharma-kq6ed

3 ай бұрын

some JW properties may give you free breakfast - JW Mussoorie gave me, but JW pune did not.

Hello, I watched many of your videos.. I am not able to use Amazon pay gift card balance anywhere. I cant transfer to bank account, I can't do other payments, I cant do anything apart from buying stuff from Amazon. Feeling disappointed. Can you advise how to use this gift card balance for daily use???

@SpendWiselyOfficial

3 ай бұрын

In many sites and app, for example Uber cabs, go to payment page, choose Wallets option and then choose Amazon Pay.

which is the costliest card in india ?

Dude I now feel like I want this card. After getting the INFINIA card I felt I wouldn't need another card

@someonesomewhere9133

3 ай бұрын

Infinia is FAR better.

@lonelykaraokist

3 ай бұрын

This card doesn't beat Infinia in terms of rewards. The main benefits are in Hotel tiers, Amex customer service, concierge etc. Amex rewards are best used for Marriott Bonvoy. Also, amex accelerated rewards don't have any upper limit AFAIK so that beats Infinia since its capped at 15k points per stmt which is pretty low. Don't get this card due to FOMO or just for the exclusivity factor (Imo, it was easier getting this card than Infinia, lol).

@rashant9277

25 күн бұрын

@@lonelykaraokistyaa really … amex self prompts you for upgrading plat travel to charge 😂😂 and in hdfc for getting infinia , there is so much criteria to fullfil 😩

So now the card and laptop sleeve remains with you

@SpendWiselyOfficial

3 ай бұрын

Laptop sleeve is sent if you spend Rs.50k in 60 days

Why this exists.

This credit card is for very high spenders. I should say, is good for people who spend upwards of 30L a month or so. This card is mainly focused on giving luxury benefits rather than reward points. The reward points you earn like a byproduct of your lifestyle. This card helps me to spend more than I can spend on my Infinia and all since most banks limit their credit at 50 to 60L. The Plat Charge in India is definitely a watered down version of the US one but still can be great for people who spend decent enough. If you feel that this card is not good, then just understand that you might not be the target audience for it.

lol just ordered to make the video.😂😂 But not a very good decision to order under special offer...You Might not be able to get that offer again

@SpendWiselyOfficial

3 ай бұрын

Ordered for the offer only. But won’t be able to use most benefits for next 9 months. My next travel plan in December. Didn’t want to waste 9 months of hotel memberships and other travel benefits. Rest of the benefits are not worth paying 70k, at least for me.

@rohanvkumawat

3 ай бұрын

@@SpendWiselyOfficial Right... Fair enough... Maximum Value in this card is from Travel

Bas video banane ke liye card apply kia. Annual fees Dene ka dum nahin tha.

@SpendWiselyOfficial

3 ай бұрын

I believe in spending wisely…. Can’t waste my hard earned 70k on something which I won’t be able to fully use.

@ashwani1305

3 ай бұрын

@@SpendWiselyOfficial You already knew about the card, and probably had decided that you wont keep the card....still you applied and wasted bank's time and money .....just to show the card/box in your video.

@cb7762

3 ай бұрын

@@ashwani1305 Are you from American express? 🤣🤣🤣

@ashwani1305

3 ай бұрын

@@cb7762 No Sir, I'm not.

@SpendWiselyOfficial

3 ай бұрын

I don’t need actual card to review a credit card. Most of my videos are without actual card. I wouldn’t have risked my 70k just to show a card in the videos. And if this video will help even one of my subscribers who are not into luxury lifestyle and were planning to apply for this card, it will save hard earned 70k of such subscribers. I will be happy by saving my subscribers money even if it means Amex wastes few hundred rupees on courier and card printing as Amex is world’s richest credit card company which spends billions of dollars every year for publicity and referrals of its products. Such small amount doesn’t matter for Amex at all. Also, it’s legitimate right given by RBI to close the card after receiving if you are not convinced with the benefits after receiving the card.

It's not credit card it's a charge card😂😂

@SpendWiselyOfficial

3 ай бұрын

Not mention credit card anywhere