I Quadrant Review | No Exit Strategy | FX Loss | Rental is The Biggest Joke

Ойын-сауық

🔥NEW VIDEO • My Honest Review of I ...
Venturing your property investment overseas?
Check out my first ever review on a overseas project located in Manchester UK!
I Quadrant Shawn bought 3 units worth more than £800,000 in Manchester UK! And 6 others in other parts of UK!
Pete also bought more than £800,000 worth of properties in UK!
You may be thinking, if they buy so many, you maybe losing out on opportunities too!
In this video which I called it the UK Property Masterclass 😂
It just cost you to click on "like button" 👍🏼
Can you make money from Manchester properties?
Is the rental yield good?
Can you collect high passive income?
Should you be buying flats (condos/apartments) in Manchester?
How much can you leverage to get good returns?
What is the mortgage rates in UK?
What will be the projected capital returns after 3 years?
Finally, is it true that overseas properties investment is better than local Singapore properties?
Below are the few websites where I gathered my research:
UK House price index landregistry.data.gov.uk/app/...
Pete's UK property • Why I Invest More Than...
Plumplot www.plumplot.co.uk/Manchester-...
Free Credit Savvy Mortgage Calculator
- IOS Iphone
bit.ly/savvyloan
- Android
bit.ly/savvycal

Пікірлер: 296

  • @savvyericchiew
    @savvyericchiew Жыл бұрын

    🔥NEW VIDEO on their overseas properties kzread.info/dash/bejne/fGpht8iFaNXXqKQ.html

  • @HumdrumSingaporeanREACTS

    @HumdrumSingaporeanREACTS

    Жыл бұрын

    😄

  • @money3ss

    @money3ss

    Жыл бұрын

    Couldn't find their main star promo video on UK pty since last year till Sterling crash.. and pty crash

  • @savvyericchiew

    @savvyericchiew

    Жыл бұрын

    @@money3ss maybe into Malaysia now? 🙃

  • @MrDexterchua88

    @MrDexterchua88

    Жыл бұрын

    @@savvyericchiew 🤣🤣🤣🤣🤣

  • @Ben-fg8ij

    @Ben-fg8ij

    4 ай бұрын

    Now into selling Indonesian properties

  • @jonathanpok6958
    @jonathanpok69582 жыл бұрын

    Very awesome breakdown, love the thought process, the effects and the transitions haha 👏🏻👏🏻 long time supporter of about 6yrs - first time commenting cause this video deserves more than a 👍

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    Thanks Jonathan!! Your comment makes my day!! 🥳

  • @zoeong5678
    @zoeong56782 жыл бұрын

    Thank u Eric for deep dive into all the facts & data. You are so right about exposing the truth! Good job done.

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    Thank you much much for watching! 👍

  • @hgft274
    @hgft2742 жыл бұрын

    Just need to look at MAS watchlist history for that company. Enough said.

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    I almost forgotten 😂

  • @DrJimmyFamily
    @DrJimmyFamily2 жыл бұрын

    I barely subscribe or watch videos regarding property project introduction, but Eric's videos are exceptional. You speak what you find or think instead of what the developers, agents or media advertised (or want), which is impressive. Nice one!

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    Thanks for your kind words Dr! Will do more educational videos! 🥳

  • @jaronliu969

    @jaronliu969

    5 ай бұрын

    I agree, his review are honest and practical

  • @kennynahsg

    @kennynahsg

    Ай бұрын

    I agree totally. He just said it ❤

  • @tskuan32
    @tskuan322 жыл бұрын

    Great, fast calculation and nice analysis! Best la. Numbers don't lie!

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    I may not be all correct but as you say, numbers don’t lie 😉

  • @bridgesingapore2036
    @bridgesingapore20362 жыл бұрын

    Eric - You are good - your calculation is very accurate and detailed.

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    That’s the best info I can find! Thanks for watching and laughing! 👍

  • @mimosa3676
    @mimosa3676 Жыл бұрын

    Thank you for this overview video. I totally like this video as it highlights all the relevant taxes, and interest and currency risks .This definitely helped me to understand that UK's flats /condos is a waste of time for investment. If people are buying, they will be buying landed near school network. Keep up the good job!

  • @savvyericchiew

    @savvyericchiew

    Жыл бұрын

    Thank you 🙏🏼

  • @pannykwan8097
    @pannykwan80972 жыл бұрын

    Keep up the gd work. 1 very simple rule of thumb. If these overseas projects were so gd why would they market to foreigners…

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    I agree with you totally 💯 Great minds!

  • @gregsing652
    @gregsing6522 жыл бұрын

    After that episode, I only bought SG properties (started in 2007) and never looked back-made me lots of money (hefty capital gains) and the rentals were much better and still are coz we have real damn good rental demand in SG unlike many developed cities/nations! Most of all, no worries of FX rate wiping out my profits🙌🏻😄 so I agree with you, Eric on the FX risk thingy of foreign properties-thanks to our strong and rising SGD$

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    Singapore properties still the best comparing to overseas. Plus we are Singaporeans, should have buy home ground 😎

  • @chickenwingwong7655

    @chickenwingwong7655

    2 жыл бұрын

    @@savvyericchiew talk cock sia, you can’t even serve NS properly, dare talk about home ground.

  • @janetzhangaixi317
    @janetzhangaixi317 Жыл бұрын

    Eric!!! salute to you, you really took effort to reply all the comment below!!!! and the above videos is definitely a good one!!! I have relative gugu bought condo at Jartaka ... i nearly want to bang the head on the wall after knowing

  • @savvyericchiew

    @savvyericchiew

    Жыл бұрын

    Doing my part to help as much as possible. Hope your relative can sell and take back Downpayment and hopefully profits soon! 👍

  • @reshveen10
    @reshveen102 жыл бұрын

    Very interesting video Eric! I have a property in Manchester myself which is very near where they pitched. The amount of work and taxes and FX risk after factoring everything in.. maybe can buy me a nasi lemak after 5 years. Great video though!

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    Thanks for sharing bro! 👍 I hope everyone makes money for their investment. Sadly I just never heard of anyone that makes from Manchester 😭

  • @shawnlee8005

    @shawnlee8005

    2 жыл бұрын

    Feel free to share what you bought, happy to give my two cents on why our experience in Manchester is so different. But rule of thumb for any property investment for me is to be able to leverage. This greatly reduces FX risks. Anyway, for a balanced view see: kzread.info/dash/bejne/ipia0s-edsiuiMo.html

  • @gomugomu4489
    @gomugomu44892 жыл бұрын

    I love the drama! KZread after all is entertainment platform. Like mediacorp 👍🏻👍🏻 hope they will do a review video of your review. Then you review back the industrial property they claim that they have made money and exited with profits!

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    I think they made from industrial property since property market is hot. Just hope they don’t make the same amount as UK properties 🤭

  • @germainechow4971

    @germainechow4971

    2 жыл бұрын

    Here you go! You got what you asked for! And yeah! We did exit industrial property with good profits :) kzread.info/dash/bejne/ipia0s-edsiuiMo.html

  • @garlicbread68
    @garlicbread682 жыл бұрын

    Legit. He did his homework, presented the data. Thanks for this Eric ! Iquardrant good at sales but don’t show you the entire calculations.

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    I’m just using whatever data available. I maybe wrong but won’t be far from it 😎

  • @garlicbread68

    @garlicbread68

    2 жыл бұрын

    @@savvyericchiew if u wrong then they will call u a chui kueh 🤣🤣

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    @@garlicbread68 I’m hope I’m wrong too! 😆

  • @normantingee
    @normantingee Жыл бұрын

    wow, Best review I heard so far. V true in The Uk you need to buy landed, problem there is a Trepasses law in The UK. Singapore property remain priority. But can comment a bit What will be the future like with ABSD this high?

  • @savvyericchiew

    @savvyericchiew

    Жыл бұрын

    My strategy has always been 1 property under husband and 1 property under wife. I don’t recommend paying ABSD unless you are PR paying 5% for own stay 😉

  • @yogayoggie2209
    @yogayoggie2209 Жыл бұрын

    Hahahah very good video. Wonder why nobody did it long ago. I always tell my friends, of course I am not a property guru or genius, but no need to go so far in uk. Just look at JB, just a drive no costly air-ticket, alot think buy a property (esp condo) at RM 1mln, they will think oh damn cheap as they convert back to sgd which is only about sgd 300k. BUT you have totally spot on on exit strategy! Where are the buyers if you wanna sell??? How many locals can afford AND locals prefer landed than condo! If wanna sell to investors, there are only 1 geographic people - that are sporeans! There are so many lelong in JB, why would they buy from you! I heard from my friend (not sure how true), his friend bought a property in our friendly neighbourhood, and have to find someone to take over for free as they cant find buyers! Well of course if buyer get it for own living, so be it.

  • @savvyericchiew

    @savvyericchiew

    Жыл бұрын

    Buy local properties is the best choice! 😉

  • @geenaf1020
    @geenaf10202 жыл бұрын

    Hi Eric! Thanks for doing this informative video for everyone to learn! With reference from Pete’s latest video and the websites he referred to, seems like figures for stamp duty and capital gain tax need to be adjusted for accuracy. Will you be updating the figures in another video or in the comment section here? Nevertheless thank you for highlighting the important consideration when buying overseas property!

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    Thanks for watching! Even if his numbers are correct, it’s all about exiting to get the returns. Remember that no one buys from you, you just continue to pay high interest 🥲 Plus locals prefer landed and not flats. The flat price they bought are totally not affordable to locals too! How to sell? That’s my biggest worry! At the end you sell at a lost and lost previous time and opportunity in Singapore which is your home ground. Lastly, ask around… which Singaporean made money by buying flats in Manchester? 😞

  • @lidna82

    @lidna82

    Жыл бұрын

    @@savvyericchiew Sell to another Singapore carrot via IQuadrant. Muahahaha.

  • @savvyericchiew

    @savvyericchiew

    Жыл бұрын

    @@lidna82 that’s a very sad 2nd hand carrot 🥕😢

  • @beny.5736
    @beny.57362 жыл бұрын

    And this 3.3% p.a. is on the back of non-stop increase in UK home prices in an almost straight line. If the prices stagnate or go down you really need to sell backside already 😂

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    If cannot exit then maybe they plan to hold for 30 years lo 🤭

  • @kenhee
    @kenhee2 жыл бұрын

    Looking forward to the course in August! Have already signed up!

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    See you man!! Looking forward too! 👍

  • @kenhee

    @kenhee

    2 жыл бұрын

    Can join the free webinar by Eric! Will learn from there!

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    @@kenhee thanks Ken! 👍👍

  • @hummit
    @hummit2 жыл бұрын

    It is true that the trend of the GBP/SGD exchange rate is very worrisome. Drop of almost 12% in a year is very substantial.

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    Exactly! Can go there shopping Liao 😆

  • @Alyssa-oo3rb
    @Alyssa-oo3rb3 ай бұрын

    The thing is I have no interest in buying overseas property but I watch the video because you are the one presenting it ❤. Learnt something new today

  • @savvyericchiew

    @savvyericchiew

    3 ай бұрын

    🙌🏼🙌🏼

  • @jy4418
    @jy44182 жыл бұрын

    For me the funniest and best part is ‘so the overall savvy score, is a clown! 🤡’ hahahas 😂😂😂. May be can use this more often. Very entertaining.

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    Thanks for liking it! 👍

  • @jamesstudy2047

    @jamesstudy2047

    2 жыл бұрын

    I typed smth like that too... but i remove it haha prevent spoiling the laugh for others just typing the timing

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    @@jamesstudy2047 wahaha nice one there! 👍

  • @gregsing652
    @gregsing6522 жыл бұрын

    I once bought KL condo in 1994-kind of Kena ‘conned’! Long story short-rental return was damn bad but I actually got a bit of capital gain (coz I used cash to buy without incurring mortgage loan interest cost) but in the end FX rate wiped out whatever capital gain there was!! In the end, it was a bloody waste of time and I knocked myself on the head🤦🏻‍♂️-feeling like an idiot!!

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    I have same experience but we learn from mistakes 😎

  • @nigelteong
    @nigelteong2 жыл бұрын

    Great work. 👍

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    Thanks for watching! 🥳

  • @travis0x
    @travis0x4 ай бұрын

    They are scammers!!! Got scammed by them before. Thanks Eric for bringing this to light

  • @savvyericchiew

    @savvyericchiew

    4 ай бұрын

    I hope everything is fine at your side

  • @lishr4536

    @lishr4536

    4 ай бұрын

    care to share your story please ?

  • @jamesstudy2047
    @jamesstudy20472 жыл бұрын

    Dont really enjoy the canned laughter.. but i legit laughed during the savvy score 13:40 second till 14:10 haha humor bro. Keep it up 🤣🤣🤣🤣

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    Wahaha let me check out what you laugh 😂

  • @authenticwj7515
    @authenticwj75155 ай бұрын

    Thanks for the review Eric

  • @savvyericchiew

    @savvyericchiew

    5 ай бұрын

    Welcome! Have fun in UK! 😂

  • @kevinlim7974
    @kevinlim79742 жыл бұрын

    This is the first video that I watched from start to finish, mainly because of the topic. Very informative, though I do have to say that the delivery style is not to my liking 😅. I find all the effects annoying and distracting. But hey, it's your channel so you can do what you wish 😎 I do agree with the points raised. These 'promoters' tend to over-hype and over-promise their offerings. I wish more of their clients would come forward to share their experiences. Perhaps then we'd have a better idea whether these people are really as good as they claim to be.

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    Thanks for watching! 👍

  • @jazlai2
    @jazlai22 жыл бұрын

    This is your funnest video ever!!!!

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    Wahaha thanks for watching man!! 😉

  • @mimosa3676
    @mimosa3676 Жыл бұрын

    would it be possible if you can do one overview for HK properties market? :)

  • @savvyericchiew

    @savvyericchiew

    Жыл бұрын

    I can do overview of what I like to eat in HK only 😆

  • @Cheenweekiang
    @Cheenweekiang2 жыл бұрын

    3.3% p.a. Buy Reits suah. Higher Yield and shake leg.

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    Can exit easily 👍

  • @user-cs5eo4cq2c
    @user-cs5eo4cq2c26 күн бұрын

    Just saw your review on this company. Very good sharing. Totally agree with u.

  • @savvyericchiew

    @savvyericchiew

    26 күн бұрын

    🙌🏼🙌🏼

  • @hirainick
    @hirainickАй бұрын

    Eric u are amazing! Well analysed video

  • @savvyericchiew

    @savvyericchiew

    Ай бұрын

    Xie Xie! 🙌🏼🙌🏼

  • @AIIan21
    @AIIan216 ай бұрын

    very logical arguments with numbers - must have taken you quite a bit of time to research. thank you.

  • @savvyericchiew

    @savvyericchiew

    6 ай бұрын

    I learnt more by doing these research too ✌️

  • @LaoBengChannel
    @LaoBengChannel2 жыл бұрын

    LOL. Funny sial brother. Good job in breaking down. For 500K..... Not worth the risk.

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    I agree with you! 👍

  • @Ben-gp5ty
    @Ben-gp5ty2 жыл бұрын

    Your visual effects getting better and better le Eric ! Can do one on aust property lol

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    Thanks Ben! It’s so fun using it. If they promote, I will review hee hee 😛

  • @alvinng6361
    @alvinng63612 жыл бұрын

    Can share the link to buy that huat kuay?

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    My friends got it for me, let me ask where he bought it 👍

  • @newbnewb
    @newbnewb2 жыл бұрын

    Great video Eric! Does Pete’s video make sense?

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    Based on his projection, buying at 300k and can make 200k but didn’t say how many years. Based on my projection of 5%, you will make 200k on 10.5 years 🤡

  • @investwithpete

    @investwithpete

    2 жыл бұрын

    @@savvyericchiew Aiyo Eric don't mislead people! In my video, I said "Assuming you bought a UK property and a SG property at the same price at $300k and assume both made a good profit $200k to help with calculation of both taxes". I assumed $200k profit for both SG and UK property. Must listen to the class properly next time! Otherwise smack your backside again! haha here is the video with the timestamp kzread.info/dash/bejne/k5yMs6iKZbbRgtY.html

  • @fool1124
    @fool11242 жыл бұрын

    Singaporean is the 2nd biggest foreign property investors in Australia and NZ after US. Surprisingly, China only comes in 3rd. Singaporeans have very deep pockets, its incredible.

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    🤯😱

  • @rl7449

    @rl7449

    2 жыл бұрын

    After CCP clamp down on maximum capital overseas outflow for companies and individuals, the frenzy of Chinese property buyer fizzled out.

  • @georgegeorge4456
    @georgegeorge44562 жыл бұрын

    Singapore dollars is the strongest. MAS did a good job.

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    If SG is not strong means GBP is super weak 😂

  • @MrDexterchua88
    @MrDexterchua88 Жыл бұрын

    The UK property situation is fast becoming a nightmare....holding power is required to ride through...it's going to be painful...Merry Christmas and Happy 2023 everyone. Stay safe and healthy!

  • @savvyericchiew

    @savvyericchiew

    Жыл бұрын

    Hope everyone is fine and stop buying UK apartments! 😊

  • @MrDexterchua88

    @MrDexterchua88

    Жыл бұрын

    @@savvyericchiew Can buy lah....just need holding power.......😁

  • @savvyericchiew

    @savvyericchiew

    Жыл бұрын

    @@MrDexterchua88 nah… my guts not strong enough 😆

  • @MrDexterchua88

    @MrDexterchua88

    Жыл бұрын

    @@savvyericchiew Same! Merry Christmas and Happy 2023! All the best!

  • @savvyericchiew

    @savvyericchiew

    Жыл бұрын

    @@MrDexterchua88 Merry Xmas! 🥳🥳

  • @catsfourlives587
    @catsfourlives5872 жыл бұрын

    Hi Eric the fx works for foreigners like Indonesians right, they can sell their condo in SG at a loss but still make money when convert back to their local currency

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    Yes you can gain from FX too!

  • @guitarsingaporeRapture
    @guitarsingaporeRapture2 жыл бұрын

    Not good to buy into a market you are not familiar with. If you plan to buy in Manchester, at least go there to stay a week and check out the city. I've been there to look at the properties and decided against it. That's not to say I am not into UK properties. I have UK property, but all in London.

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    London is good choice and you did all the homework! 👍

  • @wwc7134
    @wwc71342 жыл бұрын

    Whether can exit is most important. Why will u want ur capital be tied up for yrs… if no one buy, give me 5% yield also no pt; especially with high interest. A $500k flat can easily cost $750k if paid up fully. And UK so big, most pple will wanna live landed.

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    Totally agree with you! 💯

  • @sgppl4450

    @sgppl4450

    Жыл бұрын

    Yup true..

  • @mingkoichan3623
    @mingkoichan36232 жыл бұрын

    Hope ur community members will watch Pete's video providing CORRECTIONS to ur calculations on d 3 Manchester UK property investments!!

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    Sadly most of my members are not interested but overall is a good learning experience for me 😉

  • @wwc7134

    @wwc7134

    2 жыл бұрын

    Yes some corrections but overall, its not right to factor in absd to justify uk ppty is better purchase. Just sell , buy and getting a bigger, better sg ppty

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    @@wwc7134 totally 💯👍

  • @ZackChow
    @ZackChow2 жыл бұрын

    sibey alot of effort

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    It took me 2 days to do all the research, filming and editing 💪🏼

  • @nicholasong3435
    @nicholasong34354 ай бұрын

    Now they selling Bali villa property and never tell people that the land is not owned by the buyer. Indonesia land is only leasing

  • @savvyericchiew

    @savvyericchiew

    4 ай бұрын

    It’s amazing that they sell everything 😂

  • @shermanteo4
    @shermanteo43 ай бұрын

    Eric you are awesome 🤩

  • @savvyericchiew

    @savvyericchiew

    3 ай бұрын

    🙌🏼🙌🏼

  • @andyskw8932
    @andyskw89322 жыл бұрын

    So funny... Getting Eric to be a clown is a deadly force to be dealt with 😂😂😂🤡

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    I must thank Shawn, if not for him, I won’t go and find such fun filters to use for my future videos! 🥳

  • @chinchowpowpook
    @chinchowpowpook2 жыл бұрын

    If really can make quick $$$, Beckham already buy the whole estate..Beckham and other stars also invest in other country except their own.

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    I learn something new! 👍

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    @Ang Kailun you are correct! Just follow the rich! 😎

  • @lauratan7674
    @lauratan76742 жыл бұрын

    when I see the map of Victoria residences and the next recognisable name is old Trafford, you know the property will perform like man utd already 😂 if near Etihad stadium then maybe will huat kueh LOL

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    Wahaha! With many of our local supporters buying their properties, I truly believe Man U will do 100% better this year!

  • @lauratan7674

    @lauratan7674

    2 жыл бұрын

    maybe can sell c.ronaldo as exit. wah siao I rewatch your video, the capital gain tax 13.8% not too far off from ABSD in sg liao! siao sia buy property there macham like man utd buy harry maguire lidat LOL

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    @@lauratan7674 wahaha you funny sia! 🤣

  • @ywtan2930
    @ywtan29302 жыл бұрын

    Eric I am very cui now. Drive Taxi until shag....cannot fight inflation. Now people buy condo like buying sweets. I see already very emo.

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    I started from nothing too, be positive and continue to work towards your goals Maybe I can help. Do this up and show me www.dropbox.com/s/p6ejq08hkcs6i3y/Savvy%20Assets%202022.xlsx?dl=0 Send it to bit.ly/savvywa when you done

  • @etjan555
    @etjan555 Жыл бұрын

    True…..in addition…if cannot rent out…..then siao Liao…thus dont easily believe those people who always tell you beautiful story……they need your money to contribute to their success…..lol

  • @savvyericchiew

    @savvyericchiew

    Жыл бұрын

    Today pounds to SGD drops even further 😢

  • @linusb8132
    @linusb8132 Жыл бұрын

    what software did you use to put the clown filter? :D

  • @savvyericchiew

    @savvyericchiew

    Жыл бұрын

    Snapchat 👍

  • @MrOpticfreeze
    @MrOpticfreeze2 жыл бұрын

    Debunked with facts.

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    Many thanks for watching and laughing! 👍

  • @MrOpticfreeze

    @MrOpticfreeze

    2 жыл бұрын

    @@savvyericchiew video production quality has improved! 👍

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    @@MrOpticfreeze must thank Shawn, if not for him, I won’t find such fun filters 🤡

  • @chinchowpowpook
    @chinchowpowpook2 жыл бұрын

    Sound like #iquadrant got commission leh..from their ah hai students. That’s double score,, commission + course fee

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    It’s ok to make money if the investment is good but… 🤡

  • @viralloger267
    @viralloger2673 ай бұрын

    Safest property to invest is sg property especially from hdb

  • @savvyericchiew

    @savvyericchiew

    3 ай бұрын

    🙌🏼🙌🏼

  • @fool1124
    @fool11242 жыл бұрын

    your free webinar sells courses?

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    Yes local SG property tips and strategies 😎

  • @rl7449
    @rl74492 жыл бұрын

    Interest Rate and Exchange Rate Risk in UK is very high as a result of poor Brexit management.

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    Yes exactly! Same thoughts too! 👍

  • @rl7449

    @rl7449

    2 жыл бұрын

    If you had lived in Europe before, you find that apartments gets into a run down state very fast as those in cities caters to short term renters who won’t help keep the apartment in good shape. This is also true of local renters as they rent because of job proximity and will have their permanent home (most likely a independent house aka landed property) in the suburbs. The IQ people who rebutted you claimed they flew to UK (in business class nonetheless) … I want to tell them, you can fly in 2 dozen times a year, being a visitor and being a person who actually stays there is two different matter. There are much more cases of neighbours from hell in Europe than in Singapore. In Singapore, sometimes even buying a resale apartment can be a hidden gem as the first owner could have put in a fortune in renovation and ten year old condos are generally in good condition. I really think that their >3 year time horizon is just irresponsible as they don’t tell you about event risks which cannot be quantified by financial spreadsheet. Finally, 5% CAGR is just a projection. Insurance Agents love that kind of spreadsheet talk … sad but true NTUC income just lowered their deposit rate when US Fed is raising theirs , what a contradiction.

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    Thanks for your great tips and experience! I learnt so much by what you have shared! 🥳

  • @melaniesia2875
    @melaniesia28752 жыл бұрын

    I reviewed what germaine said again in her presentation. Eric your projection is 3.3% /year....Germaine is 10% /year...(capital appreciation+ rental) .....shawn better clarify where the gap is....they hv hundreds members x 3% commission each purchase.... I did my own calculation....can achieve 7% growth /year by interest payment only...but not subjected to fx risk...with forex risk, potential no tenant for few mths during 5 years holding then down to 4%. The biggest concern is exit plan...many flats, terrace, semi d houses sold below 250k...dont know how long it takes to exit....unless shawn can prove otherwise that indeed new flats are easy to exit.. shawn hope you are reading the comment here..explain your stand to justify your hundreds of members whom your company is benefitting from...

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    It is 3 times more of my projections. You are right on point! It’s all about exiting! 👍

  • @wwc7134

    @wwc7134

    2 жыл бұрын

    Wow! 3% commission and can encouraging multiple purchases.. germaine and sean super huat just by earning comm. not need to invest

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    @@wwc7134 I personally don’t mind them making money as long as the deal is great. Don’t you think so?

  • @SHYB94
    @SHYB942 жыл бұрын

    The potato filter killed me 😂

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    It’s so cute and funny! 🤣🤣

  • @lishr4536

    @lishr4536

    4 ай бұрын

    ya leh.. i miss it. can bring the potato one back@@savvyericchiew

  • @chan10k
    @chan10k2 ай бұрын

    I prefer UK property. Especially near my uni at Surrey

  • @savvyericchiew

    @savvyericchiew

    2 ай бұрын

    👍👍

  • @leeaaron7856
    @leeaaron78563 ай бұрын

    There is only 1 reason why some people post their investment sales in facebook. It is to attract more "Cai Tao" to put in money so that they can earn more income. The more people they attract, the more they earn. Its by the volume of the monies generated by people. It is never about the actual property or the product they are selling. I hope all viewers gets this.

  • @savvyericchiew

    @savvyericchiew

    3 ай бұрын

    This is so true 👍👍

  • @makwoon3635
    @makwoon36352 жыл бұрын

    After this video, Eric confirm have one more enemy le.😂🤣

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    I don’t have a lot of friends to begin with 🤣

  • @makwoon3635

    @makwoon3635

    2 жыл бұрын

    @@savvyericchiew 说得妙!I am very sure 💰 is one of your good friends .👍🤣😂

  • @kelvynchin1968

    @kelvynchin1968

    2 жыл бұрын

    @@savvyericchiew friends not important . One or two quality ones is good enough. Just like property !!!!!

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    @@kelvynchin1968 totally! 💯

  • @kelvynchin1968
    @kelvynchin19682 жыл бұрын

    I havent watched as I'm busy drinking at pub, but I'm already laughing to myself

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    Thanks for watching and laughing! 🤡

  • @Ben-fg8ij
    @Ben-fg8ij4 ай бұрын

    They’re still at it!

  • @savvyericchiew

    @savvyericchiew

    4 ай бұрын

    😰😰

  • @thechickenriceman3174
    @thechickenriceman31742 жыл бұрын

    Buy SSB better 3% and anytime can sell.

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    Wow! I learn something new! 👍👍

  • @runningcomposer1682

    @runningcomposer1682

    2 жыл бұрын

    This one got limit one and need ballot of over subscribe.

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    @@runningcomposer1682 oic

  • @KelvinTan808

    @KelvinTan808

    2 жыл бұрын

    That is true ! guaranteed by Gov some more

  • @MrDarkness1980
    @MrDarkness1980 Жыл бұрын

    IQ from non-residential prop to non-local prop.... UK, Hong Kong li Jia Cheng already run away...

  • @savvyericchiew

    @savvyericchiew

    Жыл бұрын

    I guess next one is crypto, then stocks then forex then back to non Resi and cycle continues 🤣😂

  • @MrDarkness1980

    @MrDarkness1980

    Жыл бұрын

    @@savvyericchiew I attended once their webinar about non-residential properties. quite standard strategy to ask ppl pay money join their course. I think they still will do properties... maybe go vietnam those developing countries property...

  • @savvyericchiew

    @savvyericchiew

    Жыл бұрын

    @@MrDarkness1980 I don’t mind paying if there’s value. Just don’t sell me overseas property after attending 😢

  • @britguy9692
    @britguy9692 Жыл бұрын

    I would rather head to Singapore and buy Singapore properties

  • @aloyloy
    @aloyloy2 жыл бұрын

    Ooo, shots fired! Let’s see what transpires..

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    Maybe got spin off or response video 😆

  • @germainechow4971

    @germainechow4971

    2 жыл бұрын

    Definitely! Here you go! kzread.info/dash/bejne/ipia0s-edsiuiMo.html

  • @riverfish401
    @riverfish401 Жыл бұрын

    You really need to understand the locals and the way things work there, before buying a property in a foreign country, if your intention is to eventually sell to a local. It's a hell lot of homework. Even back years ago as a novice starting to buy property in Singapore, my own country, the process of understanding what makes a good residential property, what is a good buy - took years of learning and legwork, experiencing the ups and downs of property cycles. Many naive people think they can just take the shortcut by joining i-Quadrant and buying UK properties by listening to these "experts". I hate to say this, but there is really no shortcuts in life.

  • @savvyericchiew

    @savvyericchiew

    Жыл бұрын

    Totally agree! 💯

  • @jalanjalan7099
    @jalanjalan70992 жыл бұрын

    Eh then how come they can stay landed huh? And drive porchse?

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    You ask them ba, I scare he say I clown again 🤡

  • @sherreenfoo5760

    @sherreenfoo5760

    2 жыл бұрын

    They earn from those students lor.. main income from education , not property

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    @@sherreenfoo5760 🤫

  • @drewleong9264

    @drewleong9264

    2 жыл бұрын

    @@sherreenfoo5760 Eric also sell education right? Same as I Quadrant?

  • @tskuan32

    @tskuan32

    2 жыл бұрын

    @@drewleong9264 think he share enough real life example and especially his couple series is long but quite comprehensive with lots of real life good details. U can learn a lot just by doing ur own due dilligence from watching his video. I know I have cos i replicate all his considerations and did a very comprehensive projection and roi myself. I didnt sign up for his course but sounds like he provide practical guidance all the way to the execution of ur sale. That doesnt sound like just a course but a great personal service!

  • @jeremysng4214
    @jeremysng42142 жыл бұрын

    Spot On.

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    Thanks for laughing!

  • @yipkf18
    @yipkf182 жыл бұрын

    Sibeh heng. Many years ago I nearly bought a student accommodation property at UK machester for investment. Last min I withdrew

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    Blessings! 😎

  • @kelvynchin1968
    @kelvynchin19682 жыл бұрын

    Eh Eric ah.... mai ani kuan lei.... they all doing very good in manchester lei, just like their football team. Leave them be la. We all small people only. Happy with tiny singapore condo. Let them be la.

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    Ok ok! I listen to you! I scare clown 🤡

  • @dotaxedot
    @dotaxedot2 жыл бұрын

    They can exit to their “followers” 😜

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    Like that very sad leh 🥲

  • @HumdrumSingaporeanREACTS
    @HumdrumSingaporeanREACTS Жыл бұрын

    😄😄😄 cool 😄😄😄😄

  • @HumdrumSingaporeanREACTS

    @HumdrumSingaporeanREACTS

    Жыл бұрын

    cool video!!! 😄😄😄😄😄

  • @lordbluefire6335
    @lordbluefire63352 жыл бұрын

    knn eric korkor look fking handsome no matter what filter

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    Wah you very sweeeeet leh 😆

  • @melaniesia2875
    @melaniesia28752 жыл бұрын

    Shawn....no hard feeling....but more unbias view....if you are correct...got many of eric followers here is good for u

  • @investwithpete

    @investwithpete

    2 жыл бұрын

    @Melanie it is you la! started this whole saga! haha I corrected some of Eric's number in my video. He is mostly correct la, just off by about $100k in profits 😁haha kzread.info/dash/bejne/dZaHqcN9Z8XIo8Y.html

  • @shawnlee8005

    @shawnlee8005

    2 жыл бұрын

    Sure, here you go: kzread.info/dash/bejne/ipia0s-edsiuiMo.html

  • @andrewie4
    @andrewie42 жыл бұрын

    Eric the joker clown! Gonna be a joker nite. Hi hi sifu Eric. Ahhahaha

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    Thanks for watching!

  • @cedricloh9587
    @cedricloh95872 жыл бұрын

    Where is i Q? So quiet?

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    🤫 don’t tell them 😂

  • @germainechow4971

    @germainechow4971

    2 жыл бұрын

    Here you go! kzread.info/dash/bejne/ipia0s-edsiuiMo.html

  • @acethefist5289
    @acethefist52892 ай бұрын

    Lol not take into account air ticket + lodging. Sua la, I take my profits after 3 years to fund my budget airline ticket and accommodations 😂

  • @savvyericchiew

    @savvyericchiew

    2 ай бұрын

    😂😂

  • @itero6142
    @itero61422 жыл бұрын

    You kena suan by I Quadrant on your Vision Exchange purchase..no capital appreciation..you should have bought Paya Lebar Square instead..doing much better..haha

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    Ya man Vision not too good 👍 will try harder next time! 👍

  • @rl7449
    @rl7449 Жыл бұрын

    London CNN Business - Millions of mortgage borrowers in the United Kingdom are bracing themselves for huge hikes to their monthly payments as a consequence of the run on the pound. Markets have been in turmoil since UK finance minister Kwasi Kwarteng announced the biggest tax cuts in 50 years on Friday, together with a big rise in government borrowing, sending the pound falling to a record low against the US dollar. Some analysts now expect the Bank of England to hike the cost of borrowing to 6% next year, up from 2.25%, to shore up the currency and convince markets that it’s committed to getting inflation under control

  • @savvyericchiew

    @savvyericchiew

    Жыл бұрын

    That’s really sad news for property owners in UK 😢

  • @will9twl
    @will9twl2 жыл бұрын

    Eric Eric Eric Eric ~

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    🤡🤡🤡

  • @mahnmorg
    @mahnmorg2 жыл бұрын

    Sifu is correct

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    I just use the data that I can find. Hope it’s correct! 👍

  • @sun41566
    @sun415662 жыл бұрын

    Eric aa.. Serious Topic la..Why the Joker face Next time aa ...Come in a GURU AVATAR la.. 😉😉😜

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    Shawn say I clown so I have fun with it 🤡

  • @rl7449
    @rl7449 Жыл бұрын

    CNN Business News (London) 28 September 2022 UK house prices could plunge 15% because of soaring mortgage rates.

  • @savvyericchiew

    @savvyericchiew

    Жыл бұрын

    😭

  • @jalanjalan7099
    @jalanjalan70992 жыл бұрын

    Eh how to stop youtube from displaying their advertisment? That over chirpy woman is damn annoying! Starting see wah chio bu! Then after a while, knn keep appearing before every video of mine. Now i see auntie better la!

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    Lol which one? 😆

  • @jalanjalan7099

    @jalanjalan7099

    2 жыл бұрын

    @@savvyericchiew eric shifu wife more demure. Only keep smiling in instagram stories only. :D

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    @@jalanjalan7099 🥳🥳🥳

  • @kelvynchin1968

    @kelvynchin1968

    2 жыл бұрын

    Pls tell me how to stop those UK property ads from popping up, pls help me KZread!!

  • @investwithpete

    @investwithpete

    2 жыл бұрын

    @@kelvynchin1968 subscribe to youtube premium haha got youtube music for free too. when a service that you use is free, you are likely the product!

  • @shoubiaokuang747
    @shoubiaokuang7472 жыл бұрын

    In their ads Germaine was talking to her granny and claimed that vacancy rate in UK is much lower than Singapore 🤔

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    Even if it’s true, my worry is no one buys from me later on 😭

  • @tinayuna
    @tinayuna2 жыл бұрын

    Savage af

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    😂

  • @tinayuna

    @tinayuna

    2 жыл бұрын

    @@savvyericchiew I like how you explained the risk of Mortgage Interest payable in a high interest rate environment vs the Rental income.

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    @@tinayuna thanks Darknight! 😉

  • @dammsonmartialartchampion8472
    @dammsonmartialartchampion84722 жыл бұрын

    Buy stocks better

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    By the right buying properties should be better but depends on a lot of factors. Stocks is good too! 👍

  • @nswnsw6874
    @nswnsw68742 жыл бұрын

    U dunno one la… must tell people grass greener on the other side. Eat Grass!

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    🤣

  • @britguy9692
    @britguy9692 Жыл бұрын

    Coming from a Briton, UK investment is a disaster.

  • @savvyericchiew

    @savvyericchiew

    Жыл бұрын

    😢😭

  • @bernardchan3369
    @bernardchan33692 жыл бұрын

    Manchester is not that good, I’ve been there, nothing much, it’s like the Joo Koon of UK

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    Lol Joo Koon of UK! This is the best comment! 🤣🤣

  • @Ms10Q

    @Ms10Q

    2 жыл бұрын

    yeah, stayed there a year, is true! why invest in Manchester?

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    @@Ms10Q I have no idea 🤷🏻‍♂️

  • @rach1619

    @rach1619

    2 жыл бұрын

    🤣

  • @kendrickcan3919
    @kendrickcan39192 жыл бұрын

    This I Quadrant is already know as a scam company selling all these courses and everything.

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    😂

  • @kendrickcan3919

    @kendrickcan3919

    2 жыл бұрын

    @@savvyericchiew I really like it when you call their bluff. More people should know of their scam as people's hard earn money should be used for better purpose rather than to fatten this I Quadrant founders' wallets.

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    @@kendrickcan3919 This is purely to educate everyone 😎 No intention to bring them down 👍

  • @kendrickcan3919

    @kendrickcan3919

    2 жыл бұрын

    @@savvyericchiew but it is very important when you call them out because it is people's hard earned money. To put in half a million dollars stuck there with a potential gain of few thousand dollars just doesn't make economic sense and yet they are so shameless to sell their services on these and put people into potential financial problem while they themselves laugh to the bank. That is where they need to be called out for their scam tactics.

  • @kendrickcan3919

    @kendrickcan3919

    Жыл бұрын

    @@savvyericchiew I think even if the intention is to bring them down is not wrong. Because if nobody bring them down, it would mean that unsuspecting people would be putting in their hard earned money into such risky investments and families may be ruined. So it make sense to 'bring them down' so that they will not harm others.

  • @jiaweilim514
    @jiaweilim5142 жыл бұрын

    to be very honest im quite annoyed by seeing i quadrant advertiment every now and then.

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    They super aggressive on their marketing 😅

  • @wwc7134

    @wwc7134

    2 жыл бұрын

    I think they remove ads.. didnt see germaine in uk since this vid out 😂

  • @savvyericchiew

    @savvyericchiew

    2 жыл бұрын

    @@wwc7134 they will still go, since they like to invest there very much 😉

  • @MJxxxx5
    @MJxxxx5 Жыл бұрын

    lol so funny..

  • @savvyericchiew

    @savvyericchiew

    Жыл бұрын

    Wahaha! 🤣

  • @perpetualquotes
    @perpetualquotes Жыл бұрын

    No deal

  • @savvyericchiew

    @savvyericchiew

    Жыл бұрын

    👍

  • @Xisiqomelir
    @Xisiqomelir Жыл бұрын

    🤡🤡🤡🤡🤡🤡🤡🤡 (but at least I didn't buy anything in Wankchester!)

  • @savvyericchiew

    @savvyericchiew

    Жыл бұрын

    😂

  • @cy8107

    @cy8107

    Жыл бұрын

    Hahaha!

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