Say goodbye to debt forever. Start Ramsey+ for free: bit.ly/35ufR1q

@Shiroyashasama

3 жыл бұрын

@@kelsiemitchell8499 true

@GameUnCrafter

3 жыл бұрын

I was kind of triggered by the start of this comment. There have been so many ads starting with "Say goodbye to debt forever"..... and talk about taking out a personal loan to pay off the debt. What is wrong with these people?

@numi8985

3 жыл бұрын

sorry dave this is the only time I do not agree with you and I cringed at the fact that you got angry at her and not at the caller as well

@RealGalaxyGamers

3 жыл бұрын

Whoever runs The Ramsey Show - Highlights Please tell Dave that’s it’s almost impossible not to go into debt for Medical School! Dave needs to realize it’s EXTREMELY Hard to do and your not allowed to have a job!

I think she like it’s my money and that’s your debt at this point.

@TheAgentmigs

3 жыл бұрын

Exactly...he doesn't have much leverage to be making any decisions, with her being the bread winner and all. And at that point its more of a marriage problem.

@fernando3061

3 жыл бұрын

But that's the problem right? They're supposed to be a partnership and it's their money. She got into the marriage knowing she was going to make more they have to work together.

@greenfly0917

3 жыл бұрын

@@fernando3061 True but maybe she didn't know he had all this debt. Or that he was depending on her to pay it.

@fernando3061

3 жыл бұрын

@@greenfly0917 Yea, Like Dave said definitely something they should have figured out before getting married. Perhaps he didn't tell her? That would have been a nice detail to know.

@HookEm21

3 жыл бұрын

It should be OUR money and OUR debt. That is the problem. She shouldn't be feeling like it is her money

She doesn’t see it as their debt. She sees it as his debt.

@colin1818

3 жыл бұрын

Not getting that vibe at all. Did he ever say that she didn't want to pay his debt off? Nope. She just wants to do multiple things at once. Let's not attribute malice to her that doesn't exist.

@chriscroteau931

3 жыл бұрын

Came here to post this. I've seen this dynamic at play too many times.

@fenderbeen

3 жыл бұрын

@@colin1818 It’s not malice for her to see it as his debt. When it’s “our” debt there’s a greater sense of urgency to clear it. She may think this other strategy is better because she doesn’t see it as a major problem/his debt.

@colin1818

3 жыл бұрын

@@fenderbeen - Again, I see no indication that the fact that it's "his" debt matters. This is just people projecting. She might not be worried about paying off ANY debt. The fact that it's his or hers matters not. Again, the malice is thinking that she has something against him for bringing the debt into the marriage. There is no evidence of that. He just says she's not worried about paying debt in general.

@fenderbeen

3 жыл бұрын

@@colin1818 I think you may have misunderstood what I was saying. I’m not applying any malice to her at all. I don’t know how else to explain my thoughts so I’ll leave it there. I thought it was clear that it doesn’t seem to bother her that they have the debt.

Roland is about to get dumped.

@TheAgentmigs

3 жыл бұрын

She might end up having to pay through her nose if they get divorced tho.

@kellyy9349

3 жыл бұрын

Cheaper to get rid of now then later!

@CurtMortis

3 жыл бұрын

@@TheAgentmigs she's a woman, she likely won't have to pay anything.

@shachede6828

3 жыл бұрын

@@CurtMortis nope she will have to pay. It’s whoever is making the most money and has the kids that will pay. For sure! So many women pay alimony.

@rell_1914

3 жыл бұрын

She found a new doctor

$134k to be pastor. This country has some serious soul searching to do.

@glennchamberlain1737

3 жыл бұрын

The student loans were for the surgeon's student loans no?

@Wachary1

3 жыл бұрын

I thought he said they were his loans

@jessicaa9470

3 жыл бұрын

@@glennchamberlain1737 no they’re all his lone hers are paid off.

@kellyy9349

3 жыл бұрын

If he need a degree to be a pastor! He does not have the "calling" to represent god. Just an excuse to not work!

@hastycontemplation

3 жыл бұрын

That is so sad, and even worse when you think the main way for him to pay them off is through the churchgoers tithes and donations. It should be illegal to give student loans to future pastors. This type.of lending makes a mockery of so many good things.

This isn't a finance question. It's a relationship question and it's gonna end badly for the seminary student.

@theflyingsmiley01

3 жыл бұрын

I could not agree more. She out guns him in earning power. In addition, she has access to higher earning male professionals in her every day job. She is going to leave him eventually. Honestly, I am not sure WHY she said yes to this guy in the first place.

@justmepraying

3 жыл бұрын

When you get married you are one and God should be first and your marriage NOT MONEY

@theflyingsmiley01

3 жыл бұрын

​@michael smith I know it is cold, and it sucks that it is a reality. But in the end, when a man does not measure up in a woman's eyes, she will leave him.

@hiteshadhikari

3 жыл бұрын

@@theflyingsmiley01 if she divorces him, will he not get alimony?

@benjones621

3 жыл бұрын

@@justmepraying I agree but the divorce statistics amongst Christian couples is just as abysmal as in secular couples.

I know they’re married now but I think this lady is actually pretty good with money. She’s making 340k with no debt and her husband has no money with 140k in debt. It seems like he’s the one making bad financial choices because why would your student loans be that high for seminary that seems ridiculous.

@felisleo101

3 жыл бұрын

Perhaps, but SHE married the man assumingly knowing that he had debt and no income. She shouldn’t get to lord her income over him anymore than a husband in the same position should.

@levyanthony8004

3 жыл бұрын

And went to medical school with no debt

@Kiarra1983

3 жыл бұрын

Or they paid her debt off first since they’ve been doing baby steps their entire marriage...just a thought

@spatty2589

3 жыл бұрын

@@felisleo101 Don't assume she is lording over him just because she doesn't agree with paying off his loans. He should have some skin in the game since he created the debt. Why doesn't he get a job and help her pay off his loans?

@bluedouchemark4685

3 жыл бұрын

Haaa imagine a man making 340k refusing to pay his wife’s student debt.😂. Obviously she has no interest in paying his debt.

This is a marriage issue, not entirely a financial one. She's the bread winner in this situation and doesn't feel like he should be making the decisions...especially with the amount of debt HE'S in.

@GaryCameron780

3 жыл бұрын

Nailed it. The financial planner is doing what benefits HIM and she's allowing it to happen. Her priorities are out of order as she's putting the wishes of the financial planner ahead of her husband and their previously agreed upon plan. Priorities for a couple should always be God; spouse; everything else.

@Jon-op1pr

3 жыл бұрын

@@GaryCameron780 100%, my only question is this is the couple believers? If not, I wouldnt be surprised that she dumps him and lets him fend for himself. Marriage vows mean next to nothing if you don't have a connection with God. He might be a seminary student but her choices arent prioritizing the marriage or God's intent for a healthy marriage.

@TheVasMan

3 жыл бұрын

@@Jon-op1pr Why do you say it is her choices that aren't prioritizing the marriage rather than his choices?

@fitybux4664

3 жыл бұрын

Actually, it entirely depends on the state. In divorce, some states separate assets AND debts (so the debts are joined at that point), while other states are more fair. Don't marry in a community property state.

@spatty2589

3 жыл бұрын

@@Jon-op1pr She wanted a husband not a dependent! He should get a job and put something toward the mess he made.

She's a surgeon with no school debt of her own. She's clearly not opposed to paying down debt.

@Bacrenfencing

Жыл бұрын

Probably a surgeons daughter and had all her schooling paid for...........just a thought

@BlueDauntless

Ай бұрын

They’ve been paying down debt for 16 months. So why stop now?

DAM!!! she is making $340K and you are a student. Sit down and do as you are told and hope she does not leave you.

@philliplord6332

3 жыл бұрын

@@queenmadison9943 That's why she hired a financial advisor.

@queenmadison9943

3 жыл бұрын

@@philliplord6332 you're right I wasn't really paying attention to the video. Thanks for the heads up.

@a.george9155

3 жыл бұрын

🤣

@angelabaiers5055

3 жыл бұрын

😂😂😂😂❤️❤️❤️

@rosemaryfett5081

2 жыл бұрын

LOL!!!

Wife earns a motza, hubby earns zero, but insists his debt is paid off immediately above all else. Wife saw a 'financial advisor' without hubby. "Financial advisor" says do not pay off hubbys $140k debt even though you can pay it in less than a year. Yeah, the finance advisor is actually a divorce lawyer....

@Blsbr02

3 жыл бұрын

Exactly.

@candacewinslow1031

3 жыл бұрын

🤣

@thomasd5488

3 жыл бұрын

@ Andrea World I think she has I foot out the door already. She probably, maybe also saw a Divorce lawyer without hubby too.

@deepfakesforreal9487

3 жыл бұрын

The guy is to blame in this. 134k in student loan. Studying a financially worthless sh*t.... how is he planning to pay off the debt.? His wife? Thats a sound financial plan, if you were to ask me

@thefoodwench4848

3 жыл бұрын

Yep. And if she’s getting out she better do it before they’ve been married long enough where he gets half of her money.

How is he "like a gazelle?" He wants her "like a gazelle" but how is he "like a gazelle"? He has no job, pays no bills, and lives off student loans. He needs to worry about himself instead of his wife. He needs to work.

@arthrodea

3 жыл бұрын

Exactly!! There is nothing "Gazelle" about this caller at all - he's piddling away time in seminary school still racking up debt.

@aroff595

3 жыл бұрын

@@arthrodea I suppose he's like a gazelle in a way. There's a big lion called a divorce attorney ready to eat him up.

@pimaggot

3 жыл бұрын

@@aroff595 he can avoid that lion. He needs to get his nose out of the books- learn to swing a hammer in the morning go to school in the afternoon and then delivery pizzas at night. It isn't about who makes more money - it is about gumption and work ethic.

@aroff595

3 жыл бұрын

@@pimaggot I agree that he can avoid it, but nothing about this call leads me to think he has that type of work ethic.

@coloursoftherainbow8399

3 жыл бұрын

@@pimaggot what would be the point of him delivering pizza if his wife is making 340k a year. They have all the money to look after themselves, when he's done with school then he can pull in money.

Wait, she’s debt free as a surgeon?! That’s very impressive.

Dave took this one personally lol.

@jacobfiles8386

2 жыл бұрын

Lol, the crossover no one expected! Love your fitness videos brother

@joejones5837

2 жыл бұрын

Do not be fooled...Dave sucks!

@JamesSmith-cm7sg

2 жыл бұрын

So would you if someone said the way you approach training sucks

He’s 130k in debt and makes no money and she makes 300k+ and has no debt yet Dave is mad at her

@felisleo101

3 жыл бұрын

Yes, but that is because Dave recognizes the fact that marriage is more than being room mates with rings.

@danielalexandre7743

3 жыл бұрын

@@felisleo101 yea but he should at least get a job to help instead of expected her to pay half her yearly salary on his debt

@wendytravis6427

3 жыл бұрын

Dave’s mad because someone did a great job without following his plan.

@markmooserock

3 жыл бұрын

@@wendytravis6427 Both she and her husband followed Dave's plan.

@jasminejama9161

3 жыл бұрын

That’s what I’m saying 😅😅Dave shouldn’t be mad at her

Something tells me calling her “stupid” probably won’t help the situation

@SoManyRandomRamblings

2 жыл бұрын

@@HWEWSWEW yes...the way you worded this....

I think if I were this guy's wife, I would agree to Dave's plan, but only if dude stops being a student and gets a job working 50-60 hours a week. Dave's advice only makes sense if the debtor experiences the pain of their dumb choices. Dude wants to go "GAZELLE INTENSE" with her money while he continues doing whatever he wants.

@MMyers-mh4jq

3 жыл бұрын

He’s on the process of becoming a pastor. But I do agree he needs a job

@dargosinger

3 жыл бұрын

I think the counter to that argument is the fact that its not only her money. Its his money too. Therefore he wants to go gazelle intense with their money collectively. But I agree with you that she likely sees it as her money. And that is definitely part of the issue.

@dynamicwellness33

3 жыл бұрын

130k for a pastoral degree is just dumb! It’s his dumb choice, he needs to suffer the consequences, not her.

@suzwaful1

3 жыл бұрын

@@dargosinger He wants to attack the debt like a gazelle but makes zero. Nope dude needs a job plus some serious overtime. It's time to man up and make some contribution.

@dargosinger

3 жыл бұрын

@@suzwaful1 how is going to seminary an example someone not manning up? He's getting an education and following his dreams. Men who don't follow their dreams are losers IMHO. How can a woman respect a man who comprises on their own goals. But you are probably a broke person too just like that other guy in the comments.

She makes $340K per year and has no debt. He makes $0 per year and has $134K in debt. I think this woman will be leveling up soon.

@TheAgentmigs

3 жыл бұрын

She's already looking at next branch to leap to I can promise that.

@antonyyang3937

3 жыл бұрын

Enters the financial advisor....

@kobeandgary

3 жыл бұрын

@@antonyyang3937 over and over again.

@TommyRibs

3 жыл бұрын

Wouldn’t she have to pay him spousal support?

@fitybux4664

3 жыл бұрын

Oregon is not a community property state. HIS DEBT is HIS DEBT, even after a divorce. It would be way more unfair to her in a community property state.

How was this not discussed before marriage? Someone wasn't honest

@notsoepicgamer5420

3 жыл бұрын

I feel like people let their hormones take over before they can use their brain when they marry someone. Smh

@matthewgardner2144

3 жыл бұрын

Their religiosity got in the way of common sense. Other people would have just been able to have a physical relationship without the high earning spouse having to subsidize the misguided seminary's student insane student debt.

@ZannaTheGreat

3 жыл бұрын

They were on the same page, he said that. Then a financial advisor got in her ear and changed her mind...

@tcs7717

3 жыл бұрын

Maybe he also started seminary after they got married. So, she agreed to do go through that with him. At least in a good marriage that would have occurred. Now the advisor is chirping in her ear and giving her bad advise. Not that he was dishonest going into it.

@colin1818

3 жыл бұрын

@@matthewgardner2144 - Not sure what your issue with religion is.

It’s easy to tell a couple making 30k each to combine incomes to pay off debt. That argument has no leverage when one is making 350k. She doesn’t need him. He needs her.

@pierrehenry3483

3 жыл бұрын

True but they’re married so she ought to help her husband pay off their debt unless those vows don’t mean anything to her. She must’ve known she would be making more than him. Unless he was dishonest about his debt situation but even then if she’s not going to divorce him she then she needs to move on and get with start tackling the debt. Feels like a “I’m the breadwinner so you don’t get to make any decisions here buckaroo”

@buffymcmuffin5361

3 жыл бұрын

Her Money, Her Rules. He went into huge debt for a profession that doesn't pay anything.

@riverdaletales8457

3 жыл бұрын

And she knows it hence why she wears the Pants in the relationship.

@greenfly0917

3 жыл бұрын

@@pierrehenry3483 Why isn't he working, at all? Even Dave tells people to work while in school. He doesn't want to do that. He needs to put some skin in the game.

@juliantrujillo1287

3 жыл бұрын

@@buffymcmuffin5361 They’re married. You combine incomes when you’re married. Otherwise you’re looking at an unhealthy relationship

And honestly, he doesn't have any power in this situation at all. He's the one with enormous debt not making anything, while she's the one with a huge income. She feels entitled to call all the shots because of this, and it's hard to say she's wrong.

@MemphisEcho

3 жыл бұрын

I wonder if was in school before they got married or did he start school after they got married. I wonder if it's possible she told him it was nuts to spend that kind of money on that degree but he insisted that it was a good idea. Now she's saying "you wanted the debt, you pay for it".

@Excalibur2

3 жыл бұрын

On the other side, how many women get married to guys who make more after racking up tons of college debt and expect the guy to pay while still having a say?

@JeffGrubich

3 жыл бұрын

Overall, this is clearly a marriage issue.

@jzhvaeduh

3 жыл бұрын

@@Excalibur2 that’s men’s fault.

@BlueDauntless

Ай бұрын

@@Excalibur2Yep. And they collectively tell the guy to pay off her debt. Because they’re married. The caller is married. They still have $134k left to pay off.

As someone in the medical profession, they forgot to mention that we are able to always make money so sometimes we don’t respect it as much. Many of us can work for multiple hospitals and also have our own practices that allows us endless streams of cash flow to come in. Also another important point is that many of us feel entitled to have certain things because we “earned” it. We have worked so many years in school studying, so after graduation we feel like we deserve to enjoy the fruits of our labor. Unfortunately this also puts us in debt and and endless cycle of living above our means. Just some food for thought of why the medical profession is some of Dave’s most difficult clients.

@dylangreen8018

3 жыл бұрын

@@michaelpalumbo4880 everyone is savings someone’s life if you look at it in a certain way

@colin1818

3 жыл бұрын

Read the book "The Millionaire Next Door." Physicians feel a need to show their status since they're surrounded by other Physicians also showing off their status. Their cost of living is very high because they're "expected" to be loaded and show it. As a result they're almost always under-invested and have little actually saved.

@lzkrishmom

3 жыл бұрын

@@michaelpalumbo4880 Suicide is the 10th leading cause of death in the USA. A pastor can save these people's lives, whereas, a MD cannot.

@colin1818

3 жыл бұрын

@@michaelpalumbo4880 - Nobody says that doctors don't make loot. They just don't keep as much of it as they should in investments. Lot's of studies represent this. Too many examples both anecdotally and in deeper research that demonstrate this point to just be a conspiracy.

@colin1818

3 жыл бұрын

@@michaelpalumbo4880 - "What moral authority do you have to tell someone else what to do with their money or chattel property?" This has got to be the most over-the-top response I've seen in a very long time. What are you even talking about? Sheesh, everybody is absolutely desperate to be a victim these days. You really should be embarrassed.

Get her on the show! Let’s hear from her too.

@Abmarp

2 жыл бұрын

Yep

@BlueDauntless

Ай бұрын

“I spent 16 months off my student loans and now I want to buy a house. I’m leaving money on the table by not contributing to 401(k) and the time to buy is right now! Screw the rest of the debt. It’s just HIS student loans. I make the money and he doesn’t get a voice.” Sound good?

That advisor has probably met with her many times and knows her financial situation well. Dave is being pretty presumptuous thinking he knows better in the first 30 seconds of the call.

She might have already paid off her own student loan debt and might feel it is his responsibility to sort out his own debt

@dynamicwellness33

3 жыл бұрын

Bingo. If you just paid off your debt and your husband hasn’t touched his debt yet, that’s a problem. He is responsible for his debt.

@MrOfficer235

3 жыл бұрын

Exactly

@MrJimmy3459

3 жыл бұрын

Then she shouldn't have married him, its BOTH of their debt. Same thing if a guy marries a girl in debt its now legally YOUR debt now if she dies they are going to call you

@wastelanddan7388

3 жыл бұрын

Then its an unhealthy marriage.

@greencase

3 жыл бұрын

@@dynamicwellness33 except if the roles were reverse then it's their debt and dave would telling him to man up.

I’m not trying to be shady here but it’s unwise to marry someone not on your level; finance, religion, family background. These determine your marriage bliss & divorce rate.

@greenfly0917

3 жыл бұрын

I think he may have changed majors from one that would've been "on her level" so to speak to this new one. Otherwise I dont see how one gets to $130k + for minister school, doesn't add up.

@MP-nj1qy

3 жыл бұрын

Amen to that. That's all there is to it. These factors you mentioned will also bring the same level of respect.

@joshualaughlin2385

3 жыл бұрын

finance and religion sure. not family background. more like personal character and morals.

@sachin2842

3 жыл бұрын

@@joshualaughlin2385 y religion? 😃

@NotGoodAtFantssy

3 жыл бұрын

@@sachin2842 imagine one is Muslim and the other is Christian. What will the kids be?

This sounds like she doesn’t want to use her money to pay his student loans off. They are freshly married and she already footing the bill

@chadwilliams9141

3 жыл бұрын

@@saulgoodman2018 she sounds like the major bread winner. When did she learn about the debt? I mean these things way heavy early on.

@FlutterSwag

3 жыл бұрын

Sounds like what 98% of marriages are but the genders are flipped

@jimroscovius

3 жыл бұрын

That's what being married is scout. It's OUR debt. If you can't handle that, don't get married.

@jimroscovius

3 жыл бұрын

My wife makes a lot more than I do, and we have no problems.

@FlutterSwag

3 жыл бұрын

@@jimroscovius smells like communism

Idk about this one, they were following Daves plan until they weren’t. My bet is her loans got paid off and now she’s looking to invest and he got left behind. They’ve been married for 18 months right? Or did I miss hear that? They could have been working to pay their debt off separately before being married and she’s done. Chances are he changed his line of work or schooling because I don’t want to believe he racked up 130k on seminary school, that’s sounds like he’s irresponsible with his money and debt management and now she’s expected to pay it off since they’re married. I wish they asked more questions instead of ranting, I want to know more about this. No one was asked about why he has that much debt.

@kellyy9349

3 жыл бұрын

They been married 16 months!

@TheAgentmigs

3 жыл бұрын

I would love a follow up.

@suzwaful1

3 жыл бұрын

Exactly. And no one asked why he can't get a part time job.

@mchmer5349

3 жыл бұрын

I think as soon as the gentlemen said his wife chose another financial assistant plan over Dave’s plan, Dave no longer cared about helping them.

@BlueDauntless

Ай бұрын

The debt incurred doesn’t matter. It’s a student loan. And I think that’s exactly what happened. They were in agreement, debt she saw as hers is paid for, and now she was a shiny new house because “she earned it”. Forget the fact that she was also in agreement to be the provider while her husband is in school. And surely she knew he wouldn’t ever make as much as he does. She made a decision about her marriage without her husband having a voice. That’s a problem.

Dave, I like your show and your advice in general. I do have one suggestion: let Ken talk. He's there as a cohost but you keep interrupting him.

@DMBVR4

3 жыл бұрын

I wish all the cohosts would take a hike. None of them are necessary.

@robinchapman9215

3 жыл бұрын

I was thinking the same thing.

@jrwntctv8091

3 жыл бұрын

This is the Dave Ramsey Show. The Ken Coleman Show is great, but this is not it.

@situated4

3 жыл бұрын

@@DMBVR4 Agreed. They're all brutal, weird "D-level" pyramid scheme type personalities from late-night TV. Especially the daughter, Rachel. Dave is the Tennessean country boy who caught lightening in a bottle with this program, but none of these milk toast, amateurish personalities are going to carry on his successful legacy or the Nashville-based corporation.

@mikenelson8377

3 жыл бұрын

@@normajeane507 if you have experience and helped hundreds of millions of people get out of debt for the past 30yrs because they can’t live below their means, you’d have a bit of an ego too 🤷🏼‍♂️. He’s also worth hundreds of millions. What’s your net worth?

Can't even be mad at his wife. She makes over 300k and im assuming bought no debt to the marriage while he makes no money and has 134k in debt to be a pastor.

@felisleo101

3 жыл бұрын

Then why did she marry him? To lord her income over him while he remains a perpetual debtor?

@jamesssss621

3 жыл бұрын

Sure you can. You become one when you are married. The 134k is their debt now, it doesn’t matter who “brought it” to the marriage.

@viceanterra3

3 жыл бұрын

@@felisleo101 exactly. People taking up for her are glossing over the fact that she signed up for this. She willingly married a man with 130k in debt and is likely planning to get more debt since he is still a student. No sympathy from me.

@anni3274

3 жыл бұрын

I agree. Imagine the roles would be switched, this comment section would be all like "sHE hAs To gO to WOrk". This guy needs a job tomorrow.

@xkaokdkl11933

3 жыл бұрын

Imagine going into debt to be a pastor LOL. Talk about going against everything the Bible teaches.

Dave was too angry at the wife for not agreeing with him that he didn’t see a seminar student with 140k of loans expecting his wife to pay them off for him AS HE DOES MORE LEARNING.

@jamesonquinn6950

2 жыл бұрын

yes i agree

@BlueDauntless

Ай бұрын

Dave sees their income as theirs and their debt as theirs. Period, point blank. The advisor wants them to stop paying off debt to save for a house instead. He wants them to keep that student loan around for years. That’s why Dave is mad.

Dave threw a tantrum on this one... Where was the, "you cant afford to be a student. Start delivering pizzas."

@MP-nj1qy

3 жыл бұрын

Lol, excellent point 👍

@austinwheeler3665

3 жыл бұрын

As a household, they can totally afford for him to be a student though. This is more a relationship issue than a financial issue. Money isn’t a problem, but obviously there was a misunderstanding about financial expectations before the wedding night.

@BlueDauntless

Ай бұрын

They make enough that he can. And they were in agreement and discussed this for 16 months.

Statistically, there's an 85% chance she will divorce him.

@fitybux4664

3 жыл бұрын

If they live in a community property state, she'd have more incentive to force him out the door to GET A JOB and PAY OFF HIS DEBT, instead of divorcing and having that debt be on her head also. Don't marry in a community property state.

@ChrisMFlorida

3 жыл бұрын

Couldn't he get alimony?

@Foslopac

3 жыл бұрын

@@ChrisMFlorida Depends on the state, but yes

@freebird7284

3 жыл бұрын

she will cut her losses and is probably reading this with him!

@marcushoward6560

3 жыл бұрын

Which would also, biblically, end his pastoral career.

I am married to a doctor and I also know many doctors let me tell you why is usually doctors making stupid financial decisions. Being a doctor is a highly draining job, you do make a lot of money, but you get a ton of stress, worry and sleepless nights from it. Most of the stupid financial decisions I've seen doctors do is more of "I deserve this because I worked really hard for it".

@dynamicwellness33

3 жыл бұрын

You are 100% correct on this.

@adabekeethefirst8705

3 жыл бұрын

Yup

@rallen1449

3 жыл бұрын

Being poor is a mindset, it makes sense.

@BlueDauntless

Ай бұрын

And they certainly can have it. When they don’t owe anyone any money. Every penny they make goes to the person they owe until it’s paid off. Use that income to quickly pay it off.

Ima be consistent here, he wants HER to pay for 100k of HIS debt for a worthless degree? Doesnt seem very fair to me Homeboy needs to take care of his bills and get a job.

@DanielA-lp7sw

3 жыл бұрын

This is what I was thinking too

@kl8916

3 жыл бұрын

Doesn’t matter. They are married. You are meant to be a team when you take those vows. His debt is her debt and vise versa. These are things couples need to talk about & have a clear plan before marriage. If the roles were reversed comments would be saying it’s completely fair.

@johannad9882

3 жыл бұрын

Exactly. Maybe she thinks he is not taking responsibility for his choices.

@blacksnk

3 жыл бұрын

Sorry but no. They got married and clearly together with her salary, they can pay that off in less than one year! If she wanted him to pay off his debt, they shouldn’t have gotten married. If a man was making 340K a year and he married a woman with 130K student debt, I would seriously doubt anyone would tell the man his wife would have to pay that debt off herself. Absolutely ridiculous. Dave is right, there is going to be some pain in that relationship.

@lvluptoaverage52

3 жыл бұрын

Take the same energy to all the other videos where most women come with a lot of debt. Dave always says the same paid the debt off together now that you are married is your debt. I hope I can see your comments on the other videos homegirl needs to pay her bills and get a job

Ironically Dave comes off as kind of arrogant here. Many people have gotten in great shape financially without following his exact plan. The real problem is that the married couple has two different gurus and they aren’t able to agree on a plan of execution. She isn’t stupid with money, she is a surgeon making 350k and is debt free. Dave took this way too personally.

@ImOriginallyGreen

3 жыл бұрын

In this specific case, the math here’s on Dave side though. Attacking the debt before saving up house will net more by saving on the interest from the loan, vs the interest from a HYSA for the house fund. Paying off the debt first will actually get you to buy a house faster in this case.

@edwinl423

3 жыл бұрын

Absolutely their world is not to going to fall apart if they follow their own plan. Yet this eventually becomes a marriage issue which the financial advisor has more influence on her than her husband.

@LittleMopeHead

3 жыл бұрын

This seems to be a relationship issue and finance. Dave should just advise him to get marriage counseling or something to fix the relationship.

@gmar4454

3 жыл бұрын

Very well said. There more then one way to do something great.

@dynamicwellness33

3 жыл бұрын

@@michaelpalumbo4880 bingo!

Good tactic, Roland immediately got Dave on his side by saying his wife dissed his plan. He's the irresponsible one and needs to get a job, not accumulate more student debt on a seminary degree.

@50bladesofgrey43

3 жыл бұрын

Except if the debt and income were reversed Dave would be telling the guy to man up and pay her debt off. It’s 2021, women have wanted to be the breadwinners so bad, time to pay up. It’s pathetic how women in reality will cry that they want equality but then still want the guy to earn more.

@hvee2309

3 жыл бұрын

In this case, he's telling her to man up and pay his debt off. Truth is, the tax payer will soon pay it all off.

@Gruuvin1

3 жыл бұрын

Dave went so off the rails that he wouldn't let his co-host speak. Dave's plan got insulted, so Dave ego-tripped... so bad that Dave missed the problem entirely.

I remember Dr James Dobson saying “it’s not how much money you make, it’s how much you spend.” We lived in Tanzania Africa for 18 months, that killed our materialism.

@TonyMaine915

3 жыл бұрын

That must of been a great learning experience.

@freebird7284

3 жыл бұрын

humble city

I agree with Dave that many medical professionals handle money poorly. But, in this scenario the wife (medical professional) is debt free while the husband (in seminary) is racking up all the debt. So I find it hard the believe she is the irresponsible one in the relationship. The real question is why does he have 130k in student loans for seminary school.

@chaseanderson8910

3 жыл бұрын

He could have switched routes, started in med school and found a calling to go a different direction

@adriancastillo5812

3 жыл бұрын

@@saulgoodman2018 Dave is usually a simp for woman so this is a curveball

@ericl452

3 жыл бұрын

Dave is pointing out that since they are married it is THEIR debt. It is just as much hers as his. Therefore, she should want to get rid of the debt just as much as the husband does.

@BlueDauntless

Ай бұрын

They have $134k debt. Not him, they.

Since it's all his student debt, it sounds like she wants him to pay it off on his own regardless of them being married. $134k in seminary student loan debt? 😐

@gblyndensrandomreviews

3 жыл бұрын

Fair point on that amount. I am wondering how many shots he bought his friends in college.....

@mayataylor5743

3 жыл бұрын

@@gblyndensrandomreviews seminary student buying shot 🥴🥴🥴🥴🥴🥴

@LittleMopeHead

3 жыл бұрын

Gotta experience that college life!!! 🙄

@TheAgentmigs

3 жыл бұрын

Wheres the accountability on his part? He wants his wife to pay his debt? Thats not a wife..thats a mom!

@garronl.7989

3 жыл бұрын

@@TheAgentmigs it was strange Dave agreed with him. He's not contributing anything towards his debt and he's upset that she's not more focused on paying it off. 🙃

Nothing is stopping him from getting a job and paying off his loans! If he is this entitled now he is going to be worse in the future. I hope she has a prenup.

@buffymcmuffin5361

3 жыл бұрын

She pays off his debt, and he can say "Bye Bye"

@steveande6560

3 жыл бұрын

@@buffymcmuffin5361 he's in seminary school. Everyone seems to be missing the fact that they probably won't divorce because they're probably both very spiritual.

@buffymcmuffin5361

3 жыл бұрын

@@steveande6560 Seminary School doesn't guarantee anything. How spiritual will she feel after paying off all his loans - and he finds a new girlfriend?

He needs to thank his lucky stars she is putting up with him. She's the financial genius debt free and stunning income. He is the broke guy in debt. Dave got it wrong on this one.

@diegolombardi4269

3 жыл бұрын

bro its a marriage. If it were the other way around he would definitely be helping her pay off the debt. Thats what a normal marriage would do. But since its her whos making the dough now he's looked as "weight". Come on, where is all the equality

@danielsappore3423

3 жыл бұрын

I’m pretty sure that she’s aware that he’s a seminary student. Either she knew him before and they discussed him going to seminary or she met and married him while he was in seminary. There’s no luck here, this is what she signed up for

@BlueDauntless

Ай бұрын

She’s not debt free. They still have $134k in student loans. They spent 16 months paying something down, wonder what it was?

Glad the cohost moderated a lil. Dave was getting in his feelings

@matthewgardner2144

3 жыл бұрын

He was so emotional!

@TonyBMoviehood

3 жыл бұрын

@@matthewgardner2144 Yea borderline disrespected the guys Wife to him 😂 Like holdup there buddy

@tigerlily1034

3 жыл бұрын

@@TonyBMoviehood That’s because she bruised Dave’s ego about his steps so he took it personally when she may have been generalizing 🤷‍♀️

@TonyBMoviehood

3 жыл бұрын

@@tigerlily1034 Oh I'm sure

@tigerlily1034

3 жыл бұрын

@@TonyBMoviehood 🤷‍♀️😂

Can we just acknowledge that this woman graduated with a doctorate and has no debt. How is she bad at money? We don't know enough about this couple to say that.

@travisvaughan9704

3 жыл бұрын

Her parents probably paid for it

@zyzzz12345

3 жыл бұрын

She does have debt. She's married and her husband has debt. In a marriage, all debt and finances are shared. If she fails to acknowledge this then she has a marriage problem not a finance/intellect problem.

@BlueDauntless

Ай бұрын

They’re on baby step 2, pay off debt. They’ve been on baby step 2 for 16 months. I wonder what they’ve been paying off for almost a year and a half? Student loans? Hers?

A surgeon without any debt of her own, making 340K, and married to a seminary student with debt? Did she pay off her own loans or was she lucky enough to have no loan for medical school? Either way, she seems pretty wealthy financially and spiritually.

@situated4

3 жыл бұрын

Except in her life choices concerning a spouse. What an idiot. lol

@BlueDauntless

Ай бұрын

They have been paying down debt for 16 months. So if she doesn’t have loans, they were probably first in the debt snowball.

Dave took the wife criticism personally. He didn't try to help or let the other guy ask him questions.

@KidCity1985

3 жыл бұрын

That's exactly what I said. Why should she pur herself in debt if hes bad with finances.

@adriancastillo5812

3 жыл бұрын

@@KidCity1985 just the fact that their married but he needs to work to pay it off she can help him pay it off but she shouldn’t be responsible for the entire debt he didn’t even let him to continue he just ranted

@KidCity1985

3 жыл бұрын

@@adriancastillo5812 his ego was showing

@spatty2589

3 жыл бұрын

Ken said, "IF WE pay it off" well how much is the husband contributing?

@adriancastillo5812

3 жыл бұрын

@@spatty2589 moral support 😂

I want to be gazelle intense with other people’s money too

@RobertHDaGod

3 жыл бұрын

Haha!

@rjeffers3726

3 жыл бұрын

That's it! How can he even talk about Gazelle intensity with somebody else's tools?

@PInk77W1

3 жыл бұрын

When you’re married there is no other people.

@pierrehenry3483

3 жыл бұрын

But as Dave would say they’re married so they’re one! At least he says that for the women 😂

@RobertHDaGod

3 жыл бұрын

@@pierrehenry3483 this is proof that the "patriarchy" is the only way a society will prosper. Females think dating down means financially. Men will take trailer park trash and change her world if she has good bones.

I have been in the medical industry for over 30 years...I have several friends that are MD’s and your correct...they are the worst business people I’ve ever seen....Their high incomes generally offset their bad decisions to minimize them recognizing how bad they really are....until they don’t.

@PInk77W1

3 жыл бұрын

You’re

@stevesperry3008

3 жыл бұрын

More money more problems.

@bradgretch

3 жыл бұрын

@@PInk77W1 you beat me to it.....your too quick 😉

@PInk77W1

3 жыл бұрын

@@bradgretch I got corrected once So now it’s my mission in life. LoL

@bradgretch

3 жыл бұрын

@@PInk77W1 I noticed you have a video cycling in Australia, can you remember where that was filmed?

The guy said “she’s not on board” but she is the only one who would be on board as he is paying nothing. It’s both their dent since they are married. I think if he worked a lot more, stop taking out more loans, and helped pay some of it with her it would be good for their relationship. He is basically sitting back and saying she’s not paying it, how do I get her to pay off all my student loans?

@bridgetlove1884

3 жыл бұрын

He should at least get a side hustle to pitch in.

@spatty2589

3 жыл бұрын

Exactly! Nothing is stopping him from getting a job and paying off his loans!

@ECmom

3 жыл бұрын

He’s using Dave’s plan to make his wife pay for his mess!

@deekaya4081

3 жыл бұрын

Bingo

@Abmarp

2 жыл бұрын

🤢🤮

Apparently, she doesn't want to pay his debt.

@90kevin20

3 жыл бұрын

Shouldn't have married him. Poor dude.

@leathelandlady

3 жыл бұрын

@@90kevin20 No she shouldn't have if she didn't want to be a team player.

@greenfly0917

3 жыл бұрын

@@leathelandlady We're assuming she knew his debt was this much going in. $130k to be a minister? I'm thinking that was not his original aim (maybe his original aim was something making more money) then he changed course ans expects her to be his financial plan. Dude could 100% be working a full time job but isn't.

@TheAgentmigs

3 жыл бұрын

@@90kevin20 Poor dude? More like poor woman...she's stuck taking care of this man baby.

@leathelandlady

3 жыл бұрын

@@greenfly0917 You're right, good points.

Being single sounds better everyday. Lol

@Wachary1

3 жыл бұрын

Same. Lol

@NiceOCGuy1981

3 жыл бұрын

Yup

@BusinessBox13

3 жыл бұрын

Every. Day!

@jilltancredi1824

3 жыл бұрын

How would it be better for him to be single? He doesn't even have a job. She pays for everything! I'm sure he has a great life. She is just ready to save for a house. She is allowed to have say.

@pkanereallyrandom

3 жыл бұрын

@@jilltancredi1824 yeah but she has backed out of an agreement they made as a couple. If you don't think that's a problem then I can't help you.

Show some initiative, get a part time job to chip in and start paying off your debt. Otherwise you sound like a leach and your wife just sees you as a dependent and not a partner.

@TheAgentmigs

3 жыл бұрын

Its pathetic.

@rosedewittbukater5763

3 жыл бұрын

Ummm you forgot the part where she married him only 16 months ago

@aroff595

3 жыл бұрын

Seriously! Plus she's not being reckless with the money. It's not like maxing out a 401k, investing, and saving for a down payment are ridiculous alternatives.

@michaelvanhorn3271

3 жыл бұрын

He is going to be an unequally yoked pastor to a Feminist Doctor that will rule over him.

Sounds like the shininess of the marriage is wearing off and the wife is not thrilled to be footing his debt with no real earning power to back it up. That much debt to be a minister? Are you kidding me?

Wait, so in that whole conversation, nobody brought up the fact that she’s a doctor with zero student debt and he’s in seminary with 134k in student debt? Who’s paying hundreds of thousands of dollars to go to seminary?

@futuremlbplayer10

3 жыл бұрын

Took me a minute but yeah, I immediately started scrolling in the comments and found you lol!

@mutomboinprogress

3 жыл бұрын

So many unasked questions, really. Emotions blinded Dave 😅

@auzieten

2 жыл бұрын

It's ok because religion! Now if he studied basket weaving or women's studies, then he'd get a slap on the hand.

@BlueDauntless

Ай бұрын

You didn’t listen. They’ve been paying off debt for 16 months. I wonder what took them 16 months to pay off? Her student loans?

@syrianpony

Ай бұрын

@@BlueDauntless possibly but my second question is still valid...134k to go to seminary? That seems a bit much

A pastor won't outearn a doctor? *Joel Osteen has entered the chat

@TheHoriginal

3 жыл бұрын

STOP ✋🏻 😂 😆 😂 I literally LoL ed

This guy needs to learn that he cannot just study and not work. He's going to have to divide his time. Paul was a tent maker; he didn't bother anyone for his livelihood. You don't have to be a genius to figure out that the wife just refuses to pay for his debt. How did he rack up 134K in student loan debt?

@SoManyRandomRamblings

2 жыл бұрын

Agreed...he may be leaving out some critical agreement that he now wants to change.

This isn’t a financial problem it is a marriage problem.

@seanohara5754

3 жыл бұрын

This is a problem with a hardhead who listened to someones one size fits all plan on the internet and can't listen to his wife's ideas because of it. There is no law saying the Ramsey plan is the only way to be successful. As a couple they need to decide which plan makes sense and why. Unfortunately Dave is too proud to give that advice, it is his way or the highway.

@bluedouchemark4685

3 жыл бұрын

Imagine the internet outrage if a man refused to pay his wife’s student debt😂

@MichaelAnderson-wk1no

3 жыл бұрын

@@seanohara5754 Dave's plan is for people that enjoy living with peace of mind and having complete control of their income. And it's worked for every person that has ever followed it correctly. If you prefer to give away chunks of your monthly income to banks your whole life, then yes, Dave's plan is definitely not for you.

@rallen1449

3 жыл бұрын

As are most on the ahow

@JustInHealth

3 жыл бұрын

@@seanohara5754 You are 100% correct.

Lol, I started reading the comments before the video played because there was an ad. But the comments were so good that I forgot the "Skip ads" option popped up lol.

@rjeffers3726

3 жыл бұрын

KZread comments are undefeated!

Sounds like they might not be compatible.

@fitybux4664

3 жыл бұрын

Correct. They need to divorce and he needs to find someone more gullible to pay off his debt for him.

This level of arrogance is astounding. Is it possible to KNOW that one plan will work better than another? My wife and I tend to disagree (I am a saver by nature and she is a spender) on the balance between enjoying life now and enjoying life later. We discuss it and compromise. Communication is the key. If you have to call Dave to see how to handle your spouse, this is a communication problem, not a money problem.

I cringe at the comments on videos like this. People really don’t understand how a healthy marriage works. You are ONE. Work on debt together, save together, thrive together. This makes me so sad. So glad me and my husband are on board with each other 100%

@TheAgentmigs

3 жыл бұрын

Thats because its not a healthy marriage they're in. There has to be some accountability on his part..and what kind of man relies on his wife to support him to that degree? He relies on her 100% Zero income. Its a question of motivation, because if he wanted an income...he would have one.

@TheSharaya

3 жыл бұрын

I don’t agree. She married him knowing he wasn’t rich, he is going to school to become a pastor. She makes more than enough. Why would he work if he’s going to school and he doesn’t have to. Also if they have kids he might be the one staying at home with the kids.

@youngfinance6319

3 жыл бұрын

@@TheSharaya this is what you call lure not love.

“This whole we’re a team and let’s put our money together to get ahead” only applies when the man is the one bringing in majority of the bread with the least debt.

@SAHMellie

3 жыл бұрын

as it should be

@mattschmitt9924

3 жыл бұрын

That is not true. Might stereotypically be the majority of couples, but not all.

@kaitlynrose9191

3 жыл бұрын

Not in my case. Once we said our vows, our dreams and finances merged for better or worse because we are a team.

@veggiedumplinn

3 жыл бұрын

because men feel emasculated when it's the other way around and start to resent their wives if she's pulling more weight than he is

@SuMMeRFLi5

3 жыл бұрын

@@veggiedumplinn I don't know about. A lot of men leave their wives to marry another wife who's more wealthy and earns more. I see that a lot these days.

Divorce is on the horizon, prepare yourself bud.

@TheAgentmigs

3 жыл бұрын

He's going to make out like a bandit though. HALF.

she’s not helping him pay bc probably she is planning to divorce him. That’s what I’m thinking 🤔

@TheAgentmigs

3 жыл бұрын

That would be the smart move.

@HHHPedigrees

3 жыл бұрын

God I hope she signed that prenup. How could she marry someone so stupid. I’m with the girl in this one.

@pfm1706

3 жыл бұрын

@@HHHPedigrees yeah comum sense

It feels to me that he’s using her. He thought he had a sugar mama maybe

@michaelargenta3856

3 жыл бұрын

Most religions that where made up in US are all phonie. The Catholics seminarians dont pay for anything ???

@thefoodwench4848

3 жыл бұрын

@Christi A huh?

I went to Bible Seminary took full time class load and worked full time(nights) to support myself and pay the bills. It CAN be done.

@BlueDauntless

Ай бұрын

But their household income is such that he doesn’t have to. They were in agreement for 16 months, so something changed.

“go head and send it we use it for kindling” 😂😂😂😂 i freaking love dave hahaha.

Maybe the wife does not want to pay his $134k student loan debt, because she has other plans about the marriage! Why is he still going to seminary school? Why isn't he getting a job (delivery) to payoff his debt? He is already living rent free at her expense! Sound like he is a loser to me!!!

@diegocamacho6229

3 жыл бұрын

And the Wife finally notice that. Lol

@roolyfe

3 жыл бұрын

Women want money and status! Men want youth and beauty! Women don’t respect men who make less!

@crackthecode1578

3 жыл бұрын

this is what the feminist movement does. If the roles were flipped, we wouldn't bat an eye at it, but this is a learned behavior, this man has been sold a false bill of goods. He went into this marriage thinking this was acceptable. He thought it was acceptable to have his $340K/year wife pay off his 134K student loans while he makes nothing. No no, only a woman should be doing that. But feminism teaches guys that they should be more feminine. It also teaches women that they should be more masculine except for when it matters

@jennyberger6688

3 жыл бұрын

You realize stand that you sound like somebody that expects the husband and wife to live separately like roommates

@crackthecode1578

3 жыл бұрын

@@jennyberger6688 you kind of have a point, but when it's to this degree it's out of hand. This man makes zero dollars with and his wife makes $340k. It's okay for a woman to ride a man's coat tails, but when it's the other way around, it's off-putting for the wife and from an outsider perspective

Let’s flip the genders. All of a sudden he’s the bad guy.

@AskTheAdjutant

3 жыл бұрын

Exactly...

@roolyfe

3 жыл бұрын

That’s the whole point! If he was a surgeon and she sold Avon! Then the man is expected to 💰

@philipgerry5228

3 жыл бұрын

It’s always the callers spouse who is to blame, according to the callers. Victim culture

@chrisstevens3567

3 жыл бұрын

It’s too bad. Most men would immediately help out their partner. Just because the wife feels some of the success she gets all selfish. Marriage is a team effort.

@greenfly0917

3 жыл бұрын

@@roolyfe Difference is AVON is still a job. This man has no job.

Her financial mistake was marrying him thus automatically taking on his debt. He needs to get a part-time job and contribute towards the debt repayment.

@BlueDauntless

Ай бұрын

She had debt too. They were paying something off for 16 months.

My neurologist bought a house when I was five years old. Over the past forty years, he has refinanced and take equity out so many times, I don't think he has, or may ever finish paying it off. Meanwhile, my house will be paid off five to six years early, currently have fewer than three years left.

@rachelgooden9981

3 жыл бұрын

Yup

@SuMMeRFLi5

3 жыл бұрын

He won't. I know and have known people like this. They live very upper class livestyles and take out loans and reverse mortgages and cred card debt and personal loans from as many lenders as they can for the rest of their life until they die. The debt never gets paid.

@adriancastillo5812

3 жыл бұрын

Well you can refinance to put it down on another house and you can get rental income on that house or building and leverage your money that way and restart paying it off if you can cash out refinance get about 30k and get another house that appreciates that’s a good roi but if they use it on lifestyle stuff then it’s idiotic

@marcenelj

3 жыл бұрын

Your house costs 100k. Your Neurologist's cost 500k.. see the difference

@GR-uc1gq

3 жыл бұрын

Is he 70?

im going to have to agree, a lot of my uncles, aunties and cousins are all in the medical field, and they all have crippling money issues.

He needs to get a part-time job and tackle some of his own debt as well. Sounds like she’s paying on his loans still just not “gazelle” intense how the program would want her to because she’s maxing out her retirement accounts as well. Doesn’t sound like she’s the one who is irresponsible with money. He needs his wife “back on board” to pay off his debt but made no mention of what he planned to do exactly to also pay some of that debt. Why didn’t Dave tell him to pick up a part-time job and stop taking out loans? $134k as a seminary? 🥴

Poor guy. His wife out-earns him and he won't make squat when he is done with school. The relationship is over.

@roolyfe

3 жыл бұрын

Trust me women don’t respect men who make less

@mzstacystacks3168

3 жыл бұрын

@@roolyfe facts!

@triad6425

3 жыл бұрын

@@roolyfe facts

@greenfly0917

3 жыл бұрын

@@roolyfe I don't believe that. In this case I don't think she respects him. I think he walked into this depending on her to be his financial plan.

@TheAgentmigs

3 жыл бұрын

@@roolyfe Hypergamy at its finest.

being in finance as well, dave’s quote about doctors being intellectually smart and thinking it translates to finances couldn’t be more accurate. it makes my blood boil talking to doctors that think just because they are medical doctors they know everything there is to know about money, when the truth is very very few actually know what they’re doing

Yeah you have to be a team. When you're not both on the same page it makes it very difficult to build success anywhere in life.

Well...If I'm making 350 times the amount of my spouse I'm making the money decisions.

@TheAgentmigs

3 жыл бұрын

Correction, your math doesnt work out. Any number multiplied by zero is still zero hahaa. He has NO income. But to your point, she has no respect for his decisions making simply for the fact that he has no income..and there for no leverage in making financial decisions. Her and the financial planner probably look at him and say, "Be quiet, the adults are talking."

@rla9889

3 жыл бұрын

@@TheAgentmigs "Her and the financial planner probably look at him and say, "Be quiet, the adults are talking."" - As they should. This guy isn't contributing anything, but wants his wife to pay off 100% of his loans? Man get outta here.

@steveande6560

3 жыл бұрын

But he raises the kids most likely. If you flipped the genders you can see an obvious double standard

HE HAS ZERO INCOME!!!?!?! Ie. his debt falls on her shoulders?!? We’re is the teamwork like get a job and pay your stuff off

This is one reason why premarital counseling is so important

"Better Than I Deserve" - Be Grounded And Never Settle

Or thus guy could get a job...

@dedalliance1

3 жыл бұрын

Yeah because working is the only point of life right? There's no other way to live and enjoy life you have to make as much money as possible and work and work and work and save it all so you can die rich and never enjoy it. He doesn't need to work she makes 340k a year. But what does need to happen is they need to sit down and have a conversation of what their dream is for life and their marriage. The guy wants to be a pastor, and if she's also religious that should be priceless to her, doing God's work isn't to make money. God's already blessed her with a career that makes enough money. Through her income they could start an Orphanage, or a soup kitchen for the poor, or something else and he could run that. Or he could just be the one that takes care of the kids and the house. Just because he's a man and she's a woman doesn't mean she can't bring home the money and he can't take care of the rest.

@robertcraft1030

3 жыл бұрын

@@dedalliance1 It isn't the only thing in life, but don't rack up $100k in debt and then complain when your wife doesn't want to pay it by herself.

@spatty2589

3 жыл бұрын

AMEN. He should have some skin in the game. He should have some responsibility toward cleaning up the mess he made.

When I earned my pilot’s license, my flight instructor said the exact same thing about doctors (and lawyers!)... they are the hardest students to teach because they believe they have earned expert proficiency when they are still only beginners.

Yea Dave kinda went off the rails there a bit. Good on Ken for bringing him back.

@ryankiel4895

3 жыл бұрын

Yes, I've noticed that Ken is the only "Ramsey personality" that has the guts to ever really question what Dave is saying or contradict him. The rest of them are pretty much yes men. Dave steamrolls over the rest of his bunch.

@ECmom

3 жыл бұрын

So true! I like Ken the best. I can tell that he’s very confident in himself and not just agree to Dave on everything!

Can we talk about a guy going 130k in debt for seminary?

This guy needs to WORK even while studying

LOL at Dave getting triggered and bent at hearsay about him! 😂🤣 😂

@matthewgardner2144

3 жыл бұрын

Especially from some lady doctor and her financial planner! He was just not having it. :) :) :)

@ECmom

3 жыл бұрын

Right on!!

Was married to an ER doc and 100% agree with this. Absolutely awful managing our finances

Dave’s doctor might check Dave’s reflexes with a bigger hammer after seeing this video 🔨 😝

@BlueDauntless

Ай бұрын

He’s probably agree with him.

The word “financial advisor” triggers Dave 😂

@situated4

3 жыл бұрын

Because it's not from his network where he gets a kick-back.

Financial wise it makes sense to pay it off now. BUT they are just married she didnt have any debt and is the breadwinner he brought in 134k and seems he is not working. its not fair for her to pay for all living expenses AND his loan. if they get divorced it will still be HIS debt because it was prior marriage. i say give them some time to see how the marriage works before she gives him a 132k bailout.

@frankramirez3651

3 жыл бұрын

Truth

I feel like there’s more to this story.

He can start paying his own debt or change career. She’s going to leave him soon or later.

@BigSisDoula

3 жыл бұрын

Agree

If she wants to put some money in a retirement account, that is just fine, in my opinion.

It’s her money his debt marriage will fail

Sheesh. This one is a major oof

This is partly why I was determined to pay off all my debt prior to getting married. My fiancé is a doctor and, while she was more than happy to take that on with me (God bless her), I didn't ever want her to feel like it was her responsibility. Getting it done before the wedding eliminates any possibility of that ever happening. Side note - I'll be done in 16 days. The wedding is about a month later. Nailed. It.

The financial advisor is giving advice assuming the marriage is not going to work out. 134k in seminary debt, with little to no prospect of paying that off (besides marrying a doctor) is idiotic. I think she should at least fund her own retirement account while paying off hubby’s idiotic life choice.

@TheAgentmigs

3 жыл бұрын

Thats some 4d chess right there!

@Jon-op1pr

3 жыл бұрын

he did not specify that the debt was seminary school debt, he's currently in seminary but couldve racked it up with previous education

@brianevans6328

3 жыл бұрын

@@Jon-op1pr Yes, I keep reading people's comments about seminary debt. That's unlikely. He's probably pursuing his Master of Divinity degree in Seminary. I have an MDiv and can't speak for all seminary students but it's hard to run up that kind of debt in Seminary. However, since he probably has an Bachelor's degree from college that's probably the bulk of the 134K in debt.

@situated4

3 жыл бұрын

He knows on which side his bread is buttered, and it ain't by the perpetual "seminary" student with nearly $150k in sunk bad debt. lol

She's just seeing this strategically....she has no debt and a high income. He has high debt, no income, and probably won't ever have a high income. Also, in family court she would be one of the rare cases where SHE would actually get the bad end of the deal....so...she's just contingency planning

@ajh.4131

3 жыл бұрын

Well if she ever had to pay alimony, doesn’t all of that “planning” just fly out the window?

@justmepraying

3 жыл бұрын

When you get married you are one.

@anthonylozano8035

3 жыл бұрын

Haha knowing today’s family courts, she may be able to walk away with all of it while the guys still stuck with that 130k of debt 😂

@justmepraying

3 жыл бұрын

@@anthonylozano8035 your marriage should never be about money it should be about God first and when you put God first he will take care of the rest

@hiteshadhikari

3 жыл бұрын

@@justmepraying take god to a family court and see the lawyers rip him apart

Money isn't everything but this won't end well. She's investing in her 401k and herself because she already knows lol

@Tony-bf2fn

3 жыл бұрын

As she should.

@joeyfrong1666

3 жыл бұрын

tony must not be married

It hardly seems fair to diss a person who is earning loads and has NO debt, by lumping her in with all people in her profession as irresponsible with finance.