You start by being responsible enough not to get 10 bills in collections.

There’s no way this guy hasn’t been getting phone calls, unless he gave the creditors a fake number. And I really doubt he feels any guilt at all.

@jml9550

Жыл бұрын

Yep. He is not telling the whole story.

@dagobert1234321

Жыл бұрын

Oh for sure he gave a fake number.. or most likely changed numbers.. typical real estate people.. high salary but still broke. Once the RE crash comes, he’s gonna have a rude awakening

I borrowed money, but never paid on it. And then he laughs. Very little sympathy for people like this. They’re apathetic until they get to collections and then what do I do……

@mph5896

Жыл бұрын

Thats why I don't feel bad with jokers that do that. Have fun paying 30% interest on stuff.

@stevenporter863

Жыл бұрын

These are the people we are supposed to feel bad for that pay our cashbacks and airline miles.

@sweetzs100

Жыл бұрын

@@stevenporter863 How do they pay for our rewards?

@stevenporter863

Жыл бұрын

@@sweetzs100 They pay interest to banks.

@Tameker6

Жыл бұрын

Especially when he makes 150k like...

I seriously doubt this person is making 150k a year.

@buddykerr1

Жыл бұрын

Hi there, I have zero responsibility and no conscience. Let me help you buy or sell a house.

@jwlsngold5026

Жыл бұрын

@@buddykerr1 Exactly what I was thinking!! I'm wondering how can he be a reliable and trustworthy real estate agent when he can't even phantom how to pay off his debt.

@reese85

Жыл бұрын

Why you think that, cuz he’s not paying his bills?

@romeoj30

Жыл бұрын

I think he made $150k, and doesn’t make $150k. He’d have more savings. That $19k debt is doable at $150k in 1-2 years so long as he isn’t spending every dime.

@murtasma

Жыл бұрын

@@reese85 Guy is pulling in almost 13k a month and hasn't managed to pay these small bills for years. This guy is a liar or he currently has massive debt he was not talking about on the show that has yet to go to collection. We aren't getting the full story that's for sure.

It’s calls like this that make me appreciate George’s patience and compassion.

What’s incredible is how cavalier this guy is about paying his debt. Being responsible is the honorable thing to do.

MAKES 150 BUT JUST FORGETS TO PAY BILLS?????

@csgto7676

Жыл бұрын

You seem like a karen

@Ewalk.213

Жыл бұрын

Exactly lol. And as a REALTOR? That’s unreal

@jml9550

Жыл бұрын

He chooses to ignore the letters and the 200 calls. He is given us a BS story than he hasn’t gotten to it.

LOL "I haven't made a single payment" and also "yes I definitly intended on paying them off" What a scumbag

10 bills and he never paid on any of them?!!?! If he is so disorganized that he never paid any of his bills then how is he making 150k a year?! There's gotta be more to this story.

@jml9550

Жыл бұрын

I wouldn’t want him to sell my home. So disorganized and irresponsible.

@reese85

Жыл бұрын

What does him making 150k a year, have to do with any of this?

@Goldenchild0

Жыл бұрын

Making 150k and not paying 19k back in collections has everything to do with it. Any loan you get what’s the first question they ask you. “What’s your income?”

@jml9550

Жыл бұрын

@@Goldenchild0 I think the question was being disorganized doesn’t mean he can’t make $150K. A lot of people makes that kinda of money but yet living paycheck to paycheck, not being organized and not budgeted are the main reason he hasn’t pay and choose to ignore the $19K debt.

@reese85

Жыл бұрын

@@Goldenchild0 making 150k ain’t the problem and with all his collections he only owes 19k! So the loans he was taking out, wasn’t much and that could’ve been b4 he was making 150k!

I think some of these calls are fake 🤔

@jeffreywhitaker5154

Жыл бұрын

Im sure you are correct. They screen these calls and possibly make up fake calls to strive up comments from us on YT.

@mph5896

Жыл бұрын

Yeah, this one feels completely fake. Like an ad for the Ramsey Plan.

@cherylnielson4710

Жыл бұрын

True at least to the extent they lie about the facts.

@stevenporter863

Жыл бұрын

Someone can't be this irresponsible. May be staged.

@wittyusername9544

Жыл бұрын

Easy way to prove its not fake. Go to your local payday lender that has 30-70% interest rates and see how many people walk in and out like it’s a grocery store.

Something is wrong with this guy. Makes too much money to have problems like that and never pay a single dollar on the bills.

@TheMopar97

Жыл бұрын

He’s a child who needs to grow up.

@jml9550

Жыл бұрын

Doesn’t matter how much he makes, he can find ways to blow it all. I can for sure if I choose to.

lolol, first it was 10 bills and then later on in the vid it goes up to 12 bills!! LOLOL

This guy is lucky Dave was off on this day...

I'm zero Dollars in debt 🥳

@Sabina-nk2jl

Жыл бұрын

👍🏻

@MrTheDays1

Жыл бұрын

Trying to get on you level 😂

@hvaball150

Жыл бұрын

wait till you get sick.

He never paid on them? This guy have to be trolling them.

Something doesn't add up. The next question is about purchasing a house. It really seems like there was no intention of ever repaying the loans until finding out there's no way to get a mortgage with collections hanging over your head.

@truthseeker6370

Жыл бұрын

Agreed! This guy never made a single payment on the debt he signed for! Deadbeat.

@TATNThisAintThatNetwork

Жыл бұрын

And he should have known this if he was truly a licensed realtor

@turtlejeepjen314

Жыл бұрын

Agree!!

@jml9550

Жыл бұрын

He is gonna pay for it when he decides to buy a house given his bad history. Lender are not dumb.

"Forgot about loans which are to be paid" Woow. Talk about not taking responisbility.

Lying about his income. Especially as he is in "real estate"

@ykciR

Жыл бұрын

He’s probably a real estate agent and 150k is believable

@yourgooglemeister6745

Жыл бұрын

@@ykciR real estate agents are the biggest dudebro bulshitters in the US. He also sounds too stupid and not big enough of a personality to be a good agent

@stevenporter863

Жыл бұрын

I wouldn't buy a bucket of chicken from him.

@happyhunting1000

Жыл бұрын

@@ykciR but this phone call isn't made by a guy making 12k a month. It isn't a math problem. How do I pay it off? He didn't actually need that question answered. Dumb video, honestly.

Oh no, Tyler is not a man of his word, he’s a man that took out loans and promised to pay them and never ever ever took the responsibility to do so.

This child really needs to grow up and be a man for once in his life.

Start with getting your sh*t together.

He should pay before they do wage garnishment

He’s not gonna fix anything. He’s already thinking about buying a house when he has a bunch of collections. So much potential very little discipline

the guy is a fool

Why is this guy even CALLING if he has 10k CASH & over 150k salary?? Seriously, what is his problem- it’s like he’s calling to BRAG!!!

@jml9550

Жыл бұрын

His $10k is in an retirement account, not even liquid cash. Making $150K, if real, and not having any money, he is probably on drugs. I don’t believe a word he said.

This lady can be breaking up with you. And she'd be smiling the whole time , explaining why she broke up in a calming voice.

perfect example that money is not just about math, its about psychology too

You make $150k a year in “real estate”, but you can’t do simple math and come up with a budget and plan to get out of debt?

He needs to call them and get settlements for all of his collection accounts. I did and am finally done paying my collections off. They WILL settle the account but you have to ask for one.

Tyler is either a liar, or a DMF'er. Making $150k a year, $10k in savings? can't figure out how to pay off $19k in bills...in real estate yet can't figure out how to buy a house?!?!? Intended to pay back his loans, yet never made a payment.... ugh. what a hot mess.

@Chase5678

Жыл бұрын

Yea he’s definitely lying about his job.

@adamseidel9780

Жыл бұрын

Probably a lying DMFer

@jml9550

Жыл бұрын

Yep something is fishy about this guy.

@jonheredia8789

Жыл бұрын

Dave would have called BS and asked many questions

@leadnsteel1428

Жыл бұрын

I think he's trolling them. It sounds like this is a phony call. He makes good money but can't pay off 20k of debt.

I don’t think they were able to cut through all the BS this guy was spinning. Dave would have ripped him a new one, because he would have recognized a younger version of himself. Dave would have told him all the dumb stuff he used to do, so that when he called out the caller, it would be from a place of having been there and climbed his way out. It’s a little tricky for the newer hosts to relate to the stupid stuff a lot of the callers do, because they haven’t completely failed and fought their way out. Not that we know of, anyway.

This is just total irresponsibility

The guy is a flake at least, deadbeat at worst. He feels no guilt, he just took money and waited to default it and stall it till it was written off. He's going to drag his feet and haggle his debt down. This is just wrong how he skipped on them. So many people would struggle and claw at their smallest bill to get it cleared. This guy did not even try when he could knock them off in less than a year.

@terriesmith2616

Жыл бұрын

You can tell this guy has no integrity. He has zero intention of pay his debts off. His personality is that of a schemer and a scammer. I'd avoid being around people like this guy. Zero integrity.

@aura7117

Жыл бұрын

It's so cringe how you guys think you know someone's entire life story based on a 7 minute video. 🤣

A lot of jealous judgement in this comment section. Hes young and makes good money and people make mistakes. Good for him for stepping up now

@RaleighLink

Жыл бұрын

He’s not stepping up at all. He’s literally laughing about taking out loans with no intention to ever pay them… he’s a deadbeat and that’s being kind.

I'm someone that likes giving people chances but sometimes it's just not for you. And I think this job isn't for her

@hansonallie

Жыл бұрын

I could see her being great maybe one on one advising clients…

@sweetzs100

Жыл бұрын

@@hansonallie what’s wrong with her?

@terriesmith2616

Жыл бұрын

@@sweetzs100 I feel she's not as effective as George or Ken.

Caller doesn’t need a budget gift with 150K income…if u give him one he should agree to pay forward to someone else when debt free

Having the debts may not define this caller, but not paying on them sure does.

This guy is lying about his salary and his age. Why do people look for help if they are not going to be honest about their situation?

@reese85

Жыл бұрын

Lol why think he’s lying?

what a waste of a call.

Probably going up his nose

I wish Dave had the chance to take this call

Anyone else get the feeling the caller is like one of the real estate guys that only sold to strippers from 'The Big Short'?

@aightm8

Жыл бұрын

I thought the exact same thing lol

Unfortunately with interest rates as high as they are any decent house will be at least 3000-3500 a month on a 15 year

10 debts in collection and he says he never paid a single payment because he never got around to it. When asked if he ever had the intention to pay the debts he said "oh yes". That's clearly a lie. Why did he even call?

No way this dude is making 150. If he is...he's got an addiction or already rents somewhere way too expensive

They didn’t really ask him enough questions. Do you have too much car or are you doing too much shopping or traveling?

I don't believe a thing this guy says. He's not looking for guidance to pay off these debts, he's looking for a way around them. None of this makes any sense.

Stop paying your bills. Millions of people in the UK are not paying. Let the banks collapse! They deserve it!

@amireallythatgrumpy6508

Жыл бұрын

The second sentence is utter BS.

@RusskiCommieBot

Жыл бұрын

@@amireallythatgrumpy6508 Why is it the Labour party is pushing a bill that puts price controls on energy?

@amireallythatgrumpy6508

Жыл бұрын

@@RusskiCommieBot Who would know, politics is not important. But "millions are not paying" cannot possibly be correct.

If it's medical I can halfway understand, we know they jack up cost in the med prof ession , but even at that you can make attempt to pay something.

@stevenporter863

Жыл бұрын

Even medical bills: he completely ignored them. He could have gotten an itemized bill, called them to arrange a payment plan. Anything besides pretending they don't exist - they are going to start garnishing his wages by default.

@hvaball150

Жыл бұрын

if they settled for insurance then they should be responsible or collect up front or settle for the insurance then! you can't just be like the insurance didn't pay my outrageous price for everything under the sun so we want to collect from you.

Brother pay your Bill's. No excuses

This guy doesn’t sound too bright. With an income like that it doesn’t matter which one he pays first. I don’t feel like he was being honest with his income.

I would say he was too young to be taking out loans, but I know there will be commenters here who say they were his age when they had debt and paid it responsibly. More like was was not DISCIPLINED enough to be taking on debt.

Ridiculous !

It's interesting how the different hosts answer questions. I think Dave or John Deloney would drill down on the psychological aspect more.

DO NOT GET IN TOUCH WITH THEM OR MAKE A PAYMENT. TERRIBLE ADVICE.

I wonder if his entire strategy was always to never pay the debt and attempt to settle the debt a few years later. This is the tactic debt settlement companies use, you stop paying your creditors and start building up a balance of about half of what is owed. Then from smallest to largest reach out to the companies and offer lump sum settlements. What doesn’t make sense is that these debts are an average of $2k each. $19k is what a car costs, I really want to know why he never paid anything on these debts

He can get this corrected but he just needs to remember not to get married or cohabitate with a woman and his future will be bright. Stay single and your pockets will jingle

George obviously has a crush on Cristina. 🥰

@2hrsToChooseThis

Жыл бұрын

She’s attractive, and that can be intimidating for guys like him.

@terriesmith2616

Жыл бұрын

George is married, though. His wife also works for Dave Ramsey.

@JustinCase780

Жыл бұрын

@@terriesmith2616 And? The tension is obvious. People are people. 🤣

@leadnsteel1428

Жыл бұрын

I once thought she was Rachel and got a makeover lol

What a slacker! Dude needs to man up and start acting like an adult.

dont answer the door

Simple, in debt not paying bils because he doesn't want too.

Pretty sure this guy just wanted FPU for free.

I don't want this guy as my realtor

He just forgot about bills ? For years ? I wonder if someone owed him would he just forget about it

It amazes me how people feel like paying off debt is like not even a priority. Maybe we need to bring back debtors prison or something. The massive sense of entitlement people have where they think someone else should pay all their bills is crazy. I guess I shouldn't be surprised seeing as morality has been completely forgotten in general these days. This isn't going to end well though.

I feel like harshness might have been more in order here. Dude, you make 150 and you're blowing off bills? Basically hoping they go away? That's shameful if true.

How does the lady smile and chuickles and exhales as she smiles yet I never hear her breath on the mic like DR's daughter?

@mph5896

Жыл бұрын

Kamila?

@jeffreywhitaker5154

Жыл бұрын

@@mph5896 whatever the new lady name is.

@thinkforyourself9334

Жыл бұрын

@@jeffreywhitaker5154 Christina

@jeffreywhitaker5154

Жыл бұрын

@@thinkforyourself9334 yes. That’s her name. I didn’t know her name.

Again how does a guy like this make 150k a year? who gets these jobs, lol...

Jeez, what a irresponsible guy. Who the heck would want him as their realtor!!! He is disorganized, uncaring, lax, flippant, juvenile and just plain ick.

This should be cleaned up in two months

Check statute of limitations before you start paying anything. Then call them for a settlement. Do not pause investing. He makes enough to do both.

@adamseidel9780

Жыл бұрын

The statute of limitations in Georgia is between 4-6 years depending on the debt type, but that resets if you make any payments. However, that’s only the timeline for them to sue you for a settlement, so if they’ve already done that you’re stuck forever short of a direct settlement.

@hvaball150

Жыл бұрын

absolutely 💯. paying or inquiring on old debts from a collection agency is terrible advice!!!

@jimmymcgill6778

Жыл бұрын

@@hvaball150 Yeah. That was just bad advice.

@hvaball150

Жыл бұрын

@@jimmymcgill6778 it won't make you a better person, that's for sure!

@jimmymcgill6778

Жыл бұрын

@@hvaball150 It's about what you legally owe. Nothing else.

✝️🙏

This sounds fishy.

Start with changing your spending habits. You need self-control. That comes from Christ. "For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life." - John 3:16 KJV

Scammer !

This dude is just irresponsible… wouldn’t use him as a realtor

@amireallythatgrumpy6508

Жыл бұрын

How would you know a realtor is this irresponsible though?

This guy is greatly feeding into the stereotype.

File bankruptcy Problem solved

@BrianW211

Жыл бұрын

LOL, I'm guessing the court will deny it.

@jml9550

Жыл бұрын

Yep. When he is making that income consistently. His wage can get garnished.